Tag: You

Find the best Business lawyer near you #women #in #business


#business lawyers

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Business lawyers

What a Business lawyer can do for you

A business lawyer will advise you on many different aspects relating to business, such as regulation compliance, business incorporation, and legal liability. The sooner you retain a business attorney, the better. Your lawyer will make sure that you set up your business properly, create contracts for you, make sure you re hiring legal workers, file patents, buy and sell businesses, and more.

Practice areas related to Business

Why hire a Business attorney

If you want to start, manage, transfer, or exit a business, you may benefit from a business attorney’s services. Business attorneys have experience with many different industries and professional fields. If you are considering bankruptcy relief for your business, a business lawyer will also have the knowledge necessary to help you navigate your options for your business debt. Depending on your business and activities, you may need one or more type of business attorney.

The Avvo advantage

Avvo gives you all the information you need to find the right lawyer.

  • 50 states
  • 120 areas of law
  • Detailed profiles including reviews
  • 50 states
  • 120 areas of law
  • Detailed profiles including reviews

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27 businesses you can start for less than $1, 000 #start #up #business #grants


#what business to start

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27 businesses you can start for less than $1,000

Laura Cattano went from working in a restaurant to managing her own business in less than a year and spent “next to nothing” to get started.

Her biggest initial start-up costs? Replacing an old computer and spending about $400 to create an LLC. Since then, Cattano’s client list for her professional organizing business has grown to be “in the thousands” and multiple major fashion magazines have featured her work.

“My advice is to go out there and do it,” Cattano said. “Starting a business is not easy. It’s a lot of hard work, but if you take your work seriously, people will notice.”

Source: Jeremy Balderson

If you’re looking to start your own business, think about what skills you have, career experts said.

“Ask yourself, ‘What’s my passion?'” c areer and life coach Deborah Brown-Volkman said. “People want control over their career, and so creating their own business for under $1,000 gives them the ability to test it out, to see what works and what doesn’t.”

Experts say once you feel you’re onto something, purchase some sort of business insurance, which will likely be a big chunk of your costs. Basic business insurance usually ranges from $200 to $500 a month, depending on location and coverage.

1. Tutor

If you have a skill, teach it. The average wage of a tutor is $17.29 per hour, according to PayScale .

2. Dog walker

Love pets and getting some exercise? Dog walking is an easy business to start. Pet business insurance will make up the majority of your expenses, which usually cost $200 to 400 a month, according to one pet business insurance provider. Dog walkers typically make $8 to $20 an hour, with an average wage of $12.03 .

3. Professional organizer

If you have a knack for turning clutter into cleanliness, why not try turning that into cash? The median hourly salary for a professional organizer is $2 5.

4. Fashion stylist

A great place to start is by styling a few of your friends for a party, and then encouraging them to tell their friends, career experts said. Soon you could have your own fashion business and be making a median of $15 an hour to above $40 once as you gain experience.

Luis Alvarez | Getty Images

5. Translator

Multilingual entrepreneurs, this business is for you. Whether you want to take up projects people post online, approach companies or start-ups that do a lot of international business or check local job postings, there are multiple ways to start building your own translation business. Translators make a median income of $20 per hour.

6. Photographer

If you’re a stay-at-home parent with a knack for photography, creating family portraits or photographing events for people in your neighborhood could be the start of a fruitful business. The trick here is that you’ll probably need to have a nice camera, a tripod and equipment insurance — the total cost of which will most likely exceed $1,000. If you can get a deal on a good camera at a lower price or already have the equipment, then the start-up costs are low. Freelance photographers make a median of $24 per hour.

7. Errand runner

Lots of people don’t have the time to run errands daily, and a local errand service business could be a great solution. Errand runners make about $11 per hour.

8. Transcriber

From video shoots to audio interviews or speeches, there’s a lot out there that needs to be transcribed. If you’re a good typist with a few extra hours and a computer, you could start your own transcription service. The median hourly wage for transcribers is $15 .


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More Than 15 Small Business Funding Resources for You #business #at #home


#small business funding

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More Than 15 Small Business Funding Resources for You

Most small business owners can identify with the challenges of getting financing for their business or funding for a new product. There’s no short, easy road to funding, most of the time, but these small business funding resources can help.

Kabbage

Kabbage has to be the most unique small business funding source found recently. They have created a powerful platform that, in my understanding, is creating a real-life look at how your business is doing to help you grow it.

They don’t only look at credit scores, as so many traditional lenders do. They look at things like your Paypal, Ebay, Amazon, or Intuit QuickBooks account to figure out if you qualify and how much of a credit line you can receive. It is impressive.

Kiva Zip

Another innovative program and approach is found with Kiva, the microfinance platform. Etsy wrote about it. There is official information about zero interest (0%) with the Kiva Zip program (in Alpha, not even in Beta), and success stories on the main page.

The Lending Club

The Lending Club is a name that many consumers and business owners have heard before, but it is a site worth checking. Their peer-to-peer approach has taken the banking world by storm and it looks likely to continue in the business loan sector.

SmartBiz SBA Loans

SmartBiz SBA Loans ($5,000 $150,000) is a small business lender, but one that promises a much better process than traditional banks, on SBA type loans. If you’ve ever gone through the SBA formal process, you know that it is rather comprehensive.

Funding Circle

Funding Circle has a large UK presence as well as a US site. It is an online marketplace for small business loans. The site explains you can find out in approximately one week if you qualify for a loan.

MultiFunding

Ami Kassar CEO of MultiFunding has a useful website on how the different funding options work and his consulting brokerage serves as a matchmaker for businesses that need more than just the “best rate” and need help with more complicated loan options.

OnDeck and BoeFly

Here are a couple of other small business loan providers that are promising an easier process, lower rates, and other options that might make their loans more appealing to you. OnDeck and BoeFly .

QuickBooks Financing

QuickBooks Financing has a site dedicated to helping you find the right financing. It is a matching engine that allows their selected lenders to provide you with the right loan. I’m presuming it also uses some of your QuickBooks data, but I’m not certain of that as I did not submit data on the form.

Wells Fargo and SBA Bank of America

There is no shortage of traditional lenders where you can walk into a branch and talk to someone about an SBA loan, so I would be remiss for not including at least a couple that I believe in. The Wells Fargo small business loan page offers a range of good information. And the SBA Loan page at Bank of America may help you sort different SBA options.

Factoring

If you have ever considered factoring, where you get financing based on your receivables, then I recommend this guide from RTS Financial, Your Complete Guide To Factoring.

PayPal Working Capital

PayPal Working Capital lets you pay your loan back as you get paid. A factoring method, of sorts.

Chase Mission Main Street Grants

One of my favorite places to look for less traditional financing options is the Small Business Events here on Small Business Trends. I used it to help compile this list, so I know there are some great funding options, often awards or contests, worth considering. This Chase Mission Main Street Grants is a terrific example. There is new information on the 2014 program.

Government Grants

You may need help to understand if a Government grant is worth pursuing. There are some large scale federal programs that pass funds through to universities and other nonprofit type institutions where you can sometimes find just the right help for your company.

City and State Level Resources

As I mentioned above, there are many city and state level resources, but too many to explain. If you search for your city or state combined with economic development, small business funding, and other related terms, you may find a niche program that serves your needs.

Here is a page from the Nevada Small Business Development Center where you’ll get an idea of what you find at the state level. There are community-focused programs, as an example of a city program, for the Philadelphia area, Loan Programs City of Philadelphia Business Services Center. Scroll down through the long list to find the smaller loan amounts.

Opportunity Finance Network

Opportunity Finance Network (part of Goldman Sachs 10,000 small businesses initiative) is a big initiative sponsored by Goldman Sachs. The goal is to help educate business owners on a wide range of topics, to give you the best chance for success, in addition to access to capital. You must have an established business, with revenues.

There are plenty of sites that offer business loans too many to try and list. There are resources at the State and City level, depending on where you live, that can help you financially. There are also lists of USA State websites that offer resources or details around funding and details available on what it takes to qualify for a small business loan as well as sources of start-up funding .

We welcome you to list resources in the comments. We want to see the path to funding get easier, more transparent, and understandable for small business as a whole and we hope these resources do that for you.

If you have discovered a great resource that can help a small business owner find financing or a grant, please share it below.

TJ McCue served as Technology/Product Review Editor for Small Business Trends for many years and now contributes on 3D technologies. He is currently traveling the USA on the 3DRV roadtrip and writes at the Refine Digital blog.

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What You Need to About Small Business Templates #e #business


#business templates

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What You Need to About Small Business Templates

There was a time, long ago, when the company opened a new process which was relatively unexplored. When you look back to the colonial times it was not very many businesses. The town Baker was not very competitive because it was probably the only baker around. Fast forward to today, and the small business has become a very big business. Small companies have already started so often that there are many small business templates available when starting a business or perform functions within the company.

There are templates out there today to help a person in the process of launching new businesses. If you look at the franchises available today, many of them are opening every store in a certain way. It help investors to rationalize certain functions and marginal costs. If you do not do something the same way every time you all can do it much faster and often save a lot of money at the same time.

Small shops, where the ownership remains in the hands of large corporations are well known to the following pattern. They are able to benefit even more from the individual store, because the corporation owns a very small store fronts. Many times they ensure the creation of new shop windows and buy in bulk. This saves even more money. Creating a cookie cutter store and perform the same function, and save a lot of time.





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How to Name Your Business: 10 Things You Need to Know #business #leads


#naming a business

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Picking a killer name for your business is harder than it might seem.

One of the things to think about when choosing a company name is how it will look in the subject line of an email, according to cloud-based analytics company DataHero. Then there’s how it will sound when it’s said aloud. A number of leading companies in recent history have chosen names with between five and 10 letters and at least one hard consonant: Google. Starbucks, Verizon.

Before naming your company. check out these tips from entrepreneurs who have been through the process, some of whom have even named the same company more than once.

1. Don’t rush the process.

There’s no set amount of time it should take for you to settle on a name for your company, but know that it could take six months of iterating before you make a final decision. An important thing to remember is to continue working on other aspects of the business as you get closer to picking a name, says Charlie Miner, founder of furniture and lighting e-commerce company WorkOf. “You don’t want the process of naming to prevent you from moving the business forward,” he says.

2. Think about your audience.

Venture capital database CB Insights was initially founded under the name Chubby Brain, something co-founder Anand Sanwal says represented his attempt to come up with a name that was cool, funky, and “startup-sounding.” Sanwal’s philosophy changed after he heard from the investment banks and other institutional clients that would be citing his startup’s data in their marketing materials. “Nobody wanted to put ‘Source: Chubby Brain’ at the bottom of a deck, because it’s not a real big credibility builder,” Sanwal says.

3. Make it easy to spell.

It’s okay to use unique spelling, a la Chick-fil-A, but don’t make your company’s name so unconventional that it’s hard to remember. “I’ve seen some startup names where I’ll think, was that four ‘E’s’ or three?” CB Insights’s Sanwal says.

4. Short is better than long.

Not every company can have a short, simple, one-syllable name like Box, Dell, or Lyft, but if you come up with a great long name and a great short name, you should probably go with the short one. Acquiring the rights to short web domain names, however, can be pricey, if not impossible, so make sure to check the availability of your desired URL first.

5. Factor in search engine optimization.

Making your company easy to find in search engines is an important consideration when picking a name. If you’re going to use a proper noun for your name, you should think about how that decision will impact SEO. Choosing a common term like “Bell,” for example, would make it hard to place your company on the first (or second) page of search results on Google.

6. Enlist a focus group (or groups).

Once you have a shortlist of names you like, it’s a good idea to see how other people respond to each one. “Survey as many people as you can,” says Bridie Loverro, co-founder of QuadJobs, an online marketplace connecting college and grad students to local employers. “The name to choose may not necessarily be the one people like best, but the one they remember most.”

7. Keep your options open.

Having to change your name after pivoting from one business model to another isn’t the end of the world, but if you can pivot and still retain the brand identity you’ve already built up, that’s ideal. Picking a name that doesn’t pigeonhole your company to one specific service will help. “The goal is to create something that is broad enough to intuitively answer who you are and that speaks to your core customer base, but also gives you room to grow into other areas,” says Logan Sugarman, co-founder of wellness concierge service Refresh Body.

8. Keep mobile in mind.

If customers can buy your products through a mobile app, you might want to factor in how your company name will look on a mobile app icon. A friendly sounding name like Shopify might also lend itself better to mobile users compared a three-letter acronym that doesn’t convey anything about your brand.

9. Don’t obsess over a descriptive name.

The name of your company doesn’t have to make it clear what your business is. While it helps to reference the spirit of your brand in some way (think: food delivery company Seamless), avoid a name that sounds specific to an entirely different industry. As Neil Patel, co-founder of web analytics company Crazy Egg writes, the name NomNom suggests food, and therefore doesn’t work if you’re starting a financial services software-as-a-service company.

10. Make the name visually distinctive.

After you pick your name, you should consider adding a custom feature that makes the brand more than just the word or words in the title. Some examples include unconventional capitalization, combining two words into one, or adding a unique design touch, like the curled “C” in the first letter of the bedding startup Casper. “It’s about developing a more fully fleshed out visual identity,” says WorkOf’s Miner.


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Catering Beginner? Three Tips to Get You Started! The Burkett Blog – From Burkett

#catering business

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Thinking about starting your own catering business? The wedding and events industry can be very lucrative, but before you start handing out your business cards or promoting your business online, we’ve listed the top three aspects that new caterers should never miss.

There is no better way to learn, than actually doing the task. If you’re interested in catering, you need the practical, real-world experience to successfully launch and maintain your business. Catering is no joke – it requires passion and stamina to work the long hours and big events. Getting some hands on experience will prepare you with the tools you need to move forward. You’ll also get insight on market trends and other major catering firms, allowing you to build your business to meet the needs of your customers.

What are the most important items to get you up and running? First you need to apply for and obtain a business license. Secondly, you’ll need approval from the department of health, certifying your facility. If you plan to start out of your home, contact your local health department. There are various zoning requirements and safety codes that are specific to each state. Also keep in mind that some states do not consider a home as a foodservice facility. Do your homework and be prepared to make some costly renovations.

Once the business end is covered, you’ll need to invest in professional catering equipment. That’s where Burkett Restaurant Equipment comes in! Commercial restaurant equipment and catering supplies streamline your operations and make every event flow smoothly. From serving utensils to storage pans, we carry all of the essentials for your new business.

A little Business 101: In order to have a successful start-up, you’ll need a strong customer base to boost profitability. Social media is a great way to get your name out there and to have real-time interaction with potential customers. Sign up for twitter, set up a Facebook page, and monitor sites like Yelp for customer reviews. Every business owner can set up a free account on Yelp to post photos and message your customers. Don’t forget print advertising if it’s in your budget. You might consider flyers and advertisements in your local paper and magazines.

Finally, develop valuable relationships with other event industry vendors such as florists, bands, event planners and organizers. This network of businesses can help refer customers to your catering business, and vice versa.

Most importantly, successful caterers have three things as their strongest attributes: Talent, Flexibility and Organization. Focus on the food. Be a savvy business person. Plan your events down to the last detail, but be ready to accommodate any last minute changes. The rest, including your customers, will follow.

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Small Business Loans: How They Work and What You Should Know #business #insurance #quotes


#how do business loans work

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Small Business Loans: How They Work and What You Should Know

Small Businesses are increasing their payrolls, but hours worked and wages earned are down slightly. Photo: Reuters

For small business startups, knowing how loans work and getting them are absolutely crucial.

Many entrepreneurs, however, wait until the last minute to think about loans and prefer to dwell on grandiose plans, never mind that they often need loans to fund those plans.

Asking for loans is “unpleasant; it’s like asking your dad for the car keys,” said Charles H. Green, Executive Director at the Small Business Finance Institute and author of The SBA Loan Book .

Small businesses should start this “unpleasant” process early, however, partly because it could prove to be long and difficult.

One entrepreneur Green encountered secured his loan at the 60th bank he approached.

While this might be an extreme example, small business owners often need to try at more than one bank to get a small business loan.

During the process of dealing with a bank, moreover, they may be asked to provide additional documents they previously did not anticipate needing.

Green stressed that small business owners need to be patient in this entire process.

Banks Want Their Money Back

In making any small business loans, the goal of the bank is to get its money back. Even if the loan is made through the Small Business Administration (SBA), it is still a bank that ultimately risks its capital.

Banks usually get their money back from the borrower’s revenues. If that is not possible, banks can also get their money back from selling assets pledged as collateral or from the small business owners personally.

Therefore, besides documents relating to the business projections, banks may often request documents relating to the personal finances of the small business owner and whatever assets that can be pledged as collateral.

Backing up Projection Numbers

Regarding business projection numbers – that is, assessing the probability of repayment from borrower revenues – it is all about justifying those numbers, preferably with facts, said Green. For existing businesses, that may mean financial statements.

Some of the hard questions a lender may ask include:

*How many customers do you need?

*How do you find them?

*Who are satisfying these customers already?

*Why would they feel compelled to buy from you?

*What is your capacity to deliver those products?

*What is the cost to deliver those products?

Learning from Mistakes

Sometimes, the best efforts of small businesses to secure a loan are not good enough.

When rejections happen, Green recommended turning them into learning lessons. Often times, if the small business owner manages to remain calm and polite, he can get candid responses as to why he was rejected.

These explanations often turn into keys to successfully securing a loan from another bank in the future.

Choosing the Right Banks

Other times, though, a rejection from a bank has nothing to do with the borrower at all. That is, a lender may not have any money to lend.

Therefore, Green recommended that small businesses avoid banks under consent agreement with or issued a cease and desist order by the Federal Deposit Insurance Corporation (FDIC).

Generally speaking, smaller banks have more flexibility in their lending standards while bigger banks usually offer cheaper rates, added Green.


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Find the best Business lawyer near you #stock #market #info


#business lawyers

#

Business lawyers

What a Business lawyer can do for you

A business lawyer will advise you on many different aspects relating to business, such as regulation compliance, business incorporation, and legal liability. The sooner you retain a business attorney, the better. Your lawyer will make sure that you set up your business properly, create contracts for you, make sure you re hiring legal workers, file patents, buy and sell businesses, and more.

Practice areas related to Business

Why hire a Business attorney

If you want to start, manage, transfer, or exit a business, you may benefit from a business attorney’s services. Business attorneys have experience with many different industries and professional fields. If you are considering bankruptcy relief for your business, a business lawyer will also have the knowledge necessary to help you navigate your options for your business debt. Depending on your business and activities, you may need one or more type of business attorney.

The Avvo advantage

Avvo gives you all the information you need to find the right lawyer.

  • 50 states
  • 120 areas of law
  • Detailed profiles including reviews
  • 50 states
  • 120 areas of law
  • Detailed profiles including reviews

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5 Small Business Magazines You Need to Be Reading #online #business #ideas


#small business magazine

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5 Must-Read Magazines for Your Small Business

You may be asking yourself, why am I soliciting print advice from a digital marketing resource center? Well, we at Get Busy Media find value in content that helps small businesses solve problems and grow; regardless of how and in what format this content is packaged. Today we’re going to take you through our five favorite small business magazines and why you, as a business owner, need to be consulting these resources.

Here are our top 5 small business magazines (and their tablet companions) :

1. Inc.

Inc. is the veritable bible for small business owners. If you were stuck on a desert island selling widgets and had only one magazine to consult from, I would recommend Inc hands down. This magazine is chock-full of amazing statistics, case studies, interviews and reviews about small business owners and startups who have found success and why. Too many young readers today are inundated with stories of successful tech startups. Rest assured that Inc. will provide you with a wide variety of successful small business stories. They will provide you with stories of why learning to tell jokes is good for business to a who’s who of crowdfunding platforms and which ones small businesses should leverage depending on their specific needs.

  • Get Real by Jason Fried – co-founder of 37 Signals (software company that created Basecamp) and author of Rework pens this column that normally appears between pages 35 and 40
  • Crunching the Numbers – I love the charts and graphs that are included in this section. For instance, did you know that the cities that experienced the greatest increase in the number of jobs at companies with fewer than 100 employees from August 10 to August 11 were Orlando, Atlanta and Greensboro, North Carolina (who would have guessed these cities?)
  • Tech Trends­­ – John Brandon does a great job with this column. He reviews all the latest gadgets and new technology that make your life as a small business owner easier.

iPad app: Appears that as of February, 2012 Inc. does not have an iPad app based on my extensive searches in the App. store that returned no results for this magazine.

2. Entrepreneur

Entrepreneur magazine is a must have for anyone looking to start a small business. Entrepreneur’s target is more narrowly focused than Inc’s but that’s what makes it so great. Within this magazine you will find every pain point imaginable to starting and running a profitable business (economy, work/life balance issues, co-founder discord, death of a co-founder, production issues, supply chain problems, to name just a few). You will find articles ranging from how a 14-year old kid started his own candle company based on manly scents (fresh cut grass, steak and wood chips, to name a few) to how two guys pivoted and turned their failing lifestyle website into a flash deals site and made a profit in the first month.

  • Lead Gen ­– Ann Handley, Chief Content Officer of MarketingProfs.com and Co-Author of Content Rules authors this column that speaks to the power of great content and how to reach your customers through online content.
  • Linked – Chris Brogan. Founder of Human Business Works and co-author of Trust Agents is one of the preeminent experts in relationship and digital marketing. If you have enough time to read only one column in this magazine each month, read his.

iPad app: This app needs some work. When you zoom in to read on the iPad, the text becomes difficult to read. The abundance of ads on this app is also bothersome and takes away from the overall experience.

Cost. Free (comes with Entrepreneur print subscription)

3. Fast Company

Of the three magazines we have reviewed thus far, Fast Company is certainly the edgiest and hippest. To be honest, there’s a reason why this publication is #3 on the list behind Inc and Entrepreneur. A salient example for those who like sports, is that Fast Company is to ESPN The Magazine what Inc. is to Sports Illustrated. SI is the preeminent resource in sports journalism in the United States, much as Inc. is widely regarded as the benchmark for publications for small businesses and startups. ESPN the Magazine on the other hand is flashy, heavy on images and graphics and appeals to a hipper, younger generation than Sports Illustrated. By no means is this a bad thing, but I felt that I should use this example to illustrate the difference between Fast Company and their approach versus Inc.’s approach.

One aspect of Fast Company that I enjoy much more than the previous two publications on this list is their long form feature stories. Fast Company’s featured stories tend to be much more content-rich and just plain longer in general than its counterparts. I love that I can sit down and read one of these stories and am captivated for 20 minutes.

  • Tech Edge­ – authored by Farhad Manjoo, this column is very similar to Tech Trends in Inc. just with a little more irreverence.

iPad app: Appears that as of February, 2012 Fast Company does not have an iPad app based on my extensive searches in the App. store that returned no results for this magazine.

4. Wired

Wired is an incredible magazine. I don’t care who you are, this magazine is always, always visually stunning and filled with incredible content about science and technology. There is no doubt in my mind that Chris Anderson, Editor-in-Chief of Wired. sits down with all departments within the company to ensure that design, content and layout all flow and play nice together. While this magazine tends to be very science and tech heavy, there are amazing pieces of information here that are applicable to small businesses, especially those who are progressive and technology-oriented.

  • Dear Mr. Know-it-all – this is an awesome column where Mr. Know it All fields questions from those looking to navigate their issues in the 21st century. Some questions may surprise you, but you’ll find the answers even more interesting.
  • Test – they test everything from Universal remotes to solar charges to ultrabooks – very neat column.

iPad app – amazing layout (which is par for the course for Wired) but loading the iPad edition by my count takes between 6 and 8 minutes (depending on the length of the issue), which in my opinion is tired not wired.

Cost. Free (comes with Wired print subscription)

5. Bloomberg Businessweek

Bloomberg Businessweek is obviously a behemoth in the business and financial news sector. While this periodical isn’t tailored specifically for small businesses and startups, there’s a ton of information you can cull from Bloomberg. The great thing about Bloomberg is that it’s laid out in a format that is easy-to-read and digestible. A few sections I particularly enjoy are the Technology and Companies and Industries sections. Both contain information that is pertinent for small businesses.

iPad app – I haven’t played around much with the app on my iPad but from my limited experience, this seems like another great app for the iPad

Cost. Free (comes with Bloomberg print subscription)

What do you think of my list of the top small business magazines? Who did I miss? Do you disagree with any of my choices? We would love to hear your thoughts. Please leave your thoughts in the Comments section below.

About Jim Armstrong

Jim Armstrong is the Co-Founder of Get Busy Media and a paid search specialist. Since 2008, Jim has built his knowledge around emerging media and leveraged several experiences to develop a keen understanding of internet marketing. His core competencies include search marketing, SEO, email marketing, social media marketing and online reputation management. Jim currently works for Google, as an account manager. When not diving headfirst into his next project, Jim enjoys spending time with his family, fishing and writing. Jim on Google+

Comments

I love Forbes online and have followed some of their contributors in particular.


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27 businesses you can start for less than $1, 000 #business #tax


#what business to start

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27 businesses you can start for less than $1,000

Laura Cattano went from working in a restaurant to managing her own business in less than a year and spent “next to nothing” to get started.

Her biggest initial start-up costs? Replacing an old computer and spending about $400 to create an LLC. Since then, Cattano’s client list for her professional organizing business has grown to be “in the thousands” and multiple major fashion magazines have featured her work.

“My advice is to go out there and do it,” Cattano said. “Starting a business is not easy. It’s a lot of hard work, but if you take your work seriously, people will notice.”

Source: Jeremy Balderson

If you’re looking to start your own business, think about what skills you have, career experts said.

“Ask yourself, ‘What’s my passion?'” c areer and life coach Deborah Brown-Volkman said. “People want control over their career, and so creating their own business for under $1,000 gives them the ability to test it out, to see what works and what doesn’t.”

Experts say once you feel you’re onto something, purchase some sort of business insurance, which will likely be a big chunk of your costs. Basic business insurance usually ranges from $200 to $500 a month, depending on location and coverage.

1. Tutor

If you have a skill, teach it. The average wage of a tutor is $17.29 per hour, according to PayScale .

2. Dog walker

Love pets and getting some exercise? Dog walking is an easy business to start. Pet business insurance will make up the majority of your expenses, which usually cost $200 to 400 a month, according to one pet business insurance provider. Dog walkers typically make $8 to $20 an hour, with an average wage of $12.03 .

3. Professional organizer

If you have a knack for turning clutter into cleanliness, why not try turning that into cash? The median hourly salary for a professional organizer is $2 5.

4. Fashion stylist

A great place to start is by styling a few of your friends for a party, and then encouraging them to tell their friends, career experts said. Soon you could have your own fashion business and be making a median of $15 an hour to above $40 once as you gain experience.

Luis Alvarez | Getty Images

5. Translator

Multilingual entrepreneurs, this business is for you. Whether you want to take up projects people post online, approach companies or start-ups that do a lot of international business or check local job postings, there are multiple ways to start building your own translation business. Translators make a median income of $20 per hour.

6. Photographer

If you’re a stay-at-home parent with a knack for photography, creating family portraits or photographing events for people in your neighborhood could be the start of a fruitful business. The trick here is that you’ll probably need to have a nice camera, a tripod and equipment insurance — the total cost of which will most likely exceed $1,000. If you can get a deal on a good camera at a lower price or already have the equipment, then the start-up costs are low. Freelance photographers make a median of $24 per hour.

7. Errand runner

Lots of people don’t have the time to run errands daily, and a local errand service business could be a great solution. Errand runners make about $11 per hour.

8. Transcriber

From video shoots to audio interviews or speeches, there’s a lot out there that needs to be transcribed. If you’re a good typist with a few extra hours and a computer, you could start your own transcription service. The median hourly wage for transcribers is $15 .


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