Tag: Women

Government Grants and Loans Opportunities for Women #registering #a #business


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The Top 3 Financial Resources for Women Entrepreneurs

According to a recent article written by Bernadeen McLeod, Women entrepreneurs face unique challenges when starting their own businesses. Lack of adequate information, especially related to small business financing, and a lack of female mentors are often cited as the two most important barriers. Despite these challenges women entrepreneurs are one of the fastest growing business segments in Canada.

  • Women-run companies create new jobs 4 times faster than the national average
  • Women create companies at double the national average
  • The number of women with incorporated businesses more than doubled in the past decade

To continue this accelerated growth and to allow women entrepreneurs to remain competitive there are a number of programs available across Canada that are developed specifically to assist women in starting and running successful businesses.

RBC’s Women Entrepreneurs Programs for Small Business Owners

The Royal Bank of Canada (RBC) has specifically developed advice and services to meet the needs of women entrepreneurs. Financing is available through the bank as well as additional resources and expertise. Through their Small Business Financial Services Resource Centre women entrepreneurs can access a wide variety of information and assistance in starting and expanding a business as well as succession planning for their retirement. They also provide one-on-one strategic advising for women entrepreneurs to ensure that their businesses are successful.

RBC has also developed the RBC Canadian Women Entrepreneur Awards allowing female entrepreneurs to celebrate one another and network. By celebrating women entrepreneurs RBC hopes to provide significant profile of the importance of female entrepreneurs on the Canadian economy.

Ontario Business Loans: Micro-lending for Women Entrepreneurs

Update. Micro-loan programs for women have been expanded. Accessing the link below will assist women in Ontario to find a micro-loan program for their region.

In January 2013, the Ontario government released $760,000 for a two year program to assist more than 800 low-income women become entrepreneurs. The initiative led by the Women’s Issues Minister Laurel Broten, includes financial training and microloans of $500 to $5000. This funding has been given to a number of community organizations across Ontario to support micro-lending programs and business advisory programs to low-income women looking to start their own small businesses.

Small Business Networks for Women Entrepreneurs

In a number of Canadian provinces including Saskatchewan. Alberta and British Columbia have Women Entrepreneur or Women Enterprise Centres. These organizations provide women starting or growing their small businesses with business services and resources to ensure they are successful. Their teams are trained to understand and related to the unique circumstanced of women business owners and typically include mentoring from other women entrepreneurs.

Mentor Works Supports Small Business Owners with Free, Valuable Information on Government Funding Programs

In order to be successful, women entrepreneurs need access to up-to-date information and resources. Mentor Works provides information on popular government funding programs including small business grants and loans. To stay up-to-date on Canadian government funding and business news, you may subscribe to our Small Business Funding Newsletter . We also provide a variety of tools, tips, and support services for female-led startups seeking business funding via our Startup Resources page.


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Small Business Loans for Women #global #business


#business loans for women

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Small Business Loans for Women

In today’s changing economy, women are making a name for themselves as entrepreneurs, thanks to small business loans for women. However, the dream to own a business is just the beginning. Small businesses for women is a rapidly growing segment of the economy with increased competition. Being successful requires patience, dedication and hard work, but most importantly, the financial reserves to set the wheels in motion.

According to the National Women’s Business Council (NWBC), there were 7.8 million businesses owned by women in America in 2007. Of these, about 11.7% employ full-time workers, generating average annual receipts of over $1 million. The total revenue generated by all the women-owned businesses across the country (not considering farm-based business) has increased to $1.2 trillion. Women-owned businesses make up about 52% of all the businesses in the social and healthcare assistance arena.

Why Business Loans are Important

Starting a business requires balancing your family and/or personal budget with a new, often larger budget for your business. Procuring a small business loan is pivotal to most businesses’ success. The Small Business Administration (SBA) helps people gather the resources necessary, and guides you through the completion of the loan application. Credit unions, banks, and other legitimate lenders back the loans.

Applying for the Loan

The SBA has designated different loan programs specifically for women. The Office of Women’s Business Owners (OWBO) sets out rules that are mostly the same for every loan or grant: you’ll need a good business credit report (with any of the three business reporting agencies) and a solid business plan that instills confidence in the lender. But what is life without a little risk? Some of the best companies in the world were started on shaky ground, right? True, but it’s also true that a low-risk business venture has a better chance of obtaining a coveted small business loan.

Looking for Advice

In order to help women, various organizations operate day and night, with the sole purpose of helping them realize their dreams and ambitions. Moreover, these organizations provide complete information regarding various loan programs, and how to apply for them:

Any business venture requires you to be well informed about the competition, such as the number of similar ventures established, their success-to-failure ratio, and so on. The way to convince lenders who provide small business loans for women is by showing them that you possess the drive to overcome adversity. Having that fighting spirit matters.

You just learned about: Small Business Loans for Women Help Level the Playing Field

For more information, check out this related resource: Funding a Business


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Texas Women In Business – Ordinary women doing extraordinary things #order #business #cards


#women in business

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Ordinary women

doing extraordinary things

Building relationships

Giving back to the community

. and Having Fun!

Fri Sep 16 2016, 10:00am CDT – 2:00pm CDT

Home Texas Women in Business

Ordinary Women Doing Extraordinary Things

Welcome to Texas Women in Business! We are a membership-driven non-profit that is focused on empowering Texas Women in Business to achieve their personal and professional goals through education, development, mentoring, networking, service, and leadership.

We are committed to providing an outlet for giving back to the community on a local, state, and global basis. Learn more!

Upcoming Events:

6th Annual Birthday Bash and Extra ordinary Women s Awards on 9.16.16!

Extraordinary Women Award Finalist Announced!

TWIB is celebrating six years of philanthropy, programming, volunteerism and networking in 2016. To honor our birthday, we are announcing a call for nominations for the 3rd Annual TWIB Awards. The Awards are in line with TWIB’s vision and values focusing on “Ordinary Women Doing Extraordinary Things” to contribute to others. The awards will be open to any woman in the Austin area, not just TWIB members. Award Winners will receive a TWIB membership as well as a beautiful TWIB award.

Thank You to Our Premium Members!


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Texas Women In Business – Ordinary women doing extraordinary things #business #marketing


#women in business

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Ordinary women

doing extraordinary things

Building relationships

Giving back to the community

. and Having Fun!

Fri Sep 16 2016, 10:00am CDT – 2:00pm CDT

Home Texas Women in Business

Ordinary Women Doing Extraordinary Things

Welcome to Texas Women in Business! We are a membership-driven non-profit that is focused on empowering Texas Women in Business to achieve their personal and professional goals through education, development, mentoring, networking, service, and leadership.

We are committed to providing an outlet for giving back to the community on a local, state, and global basis. Learn more!

Upcoming Events:

6th Annual Birthday Bash and Extra ordinary Women s Awards on 9.16.16!

Extraordinary Women Award Finalist Announced!

TWIB is celebrating six years of philanthropy, programming, volunteerism and networking in 2016. To honor our birthday, we are announcing a call for nominations for the 3rd Annual TWIB Awards. The Awards are in line with TWIB’s vision and values focusing on “Ordinary Women Doing Extraordinary Things” to contribute to others. The awards will be open to any woman in the Austin area, not just TWIB members. Award Winners will receive a TWIB membership as well as a beautiful TWIB award.

Thank You to Our Premium Members!


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Business Loans for Women #government #small #business #loans


#business loans for women

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Small Business Loans for Women

Financing for Female Business Owners

Women make up a large and growing segment of American small business owners, but they do not always have the same access to financing as their male counterparts. From funding expansion efforts to hiring new employees, women across the country require business loans to help their enterprises succeed. At National Funding, we pride ourselves on being champions of female entrepreneurs and providing business loans for women.

Meeting Business Demands

Man or woman, being a small business owner means contending with numerous financial challenges.

Besides the obvious expenses of procuring goods, securing space, hiring workers and paying taxes, small business owners must also think about license and permit costs, utility bills, services like phone and Internet, repairs and maintenance, obtaining equipment and much more.

Even the most successful small businesses can find themselves in need of extra funds from time to time, which is why it s important for female owners to consider how different business loans for women can serve their needs.

Choosing the right loan can be just as important as receiving money in the first place, as factors like repayment options and loan costs will directly impact a business s bottom line.

For women who want to transform their vision for business success into a reality, working with a lender who understands their needs is essential.

Get Started Today

Business Loans for Women

At National Funding, we offer many types of business loans. We know that small business loans for women are not a one-size-fits-all affair. What may work for one business owner may not be the ideal fit for another.

From small business working capital loans to merchant cash advances. female business owners can rest easy knowing we have a product designed to fit their requirements.

Simplifying the Process

No matter your gender, running a small business can be complicated taking out a small business loan shouldn t be.

National Funding’s business loans for women have been streamlined to make the application and funding process as straightforward as possible. Our loans feature simple, one-page applications, no hidden fees or upfront costs and the chance to receive funding in as few as 24 hours.

In addition to our easy application and approval process, National Funding small business loans require no collateral on the part of business owners. Together with our flexible repayment options and willingness to work with business owners who may have less than perfect credit, procuring the cash you need just got easier.

Contact us today to find out more about custom-tailored small business loans for women.

Instant
Quote

Instantly calculate your personal quote for a working capital loan.

What Our Clients Are Saying

National Funding loaned us money we needed to pay some bills and still have some working capital. The service was excellent; prompt and pleasant with all my questions and concerns answered and addressed. Brian, our National Funding representative, was very thorough and a great help. I never felt like I was lied to or misled; Brian kept me up-to-date on the whole process. I would highly recommend National Funding, it was a great experience.

National Funding loaned us money we needed to pay some bills and still have some working capital. The service was excellent; prompt and pleasant with all my questions and concerns answered and addressed.

WE’RE IN A LEAGUE OF OUR OWN


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Small Business Ideas for Women at Home: Working with Realities #business #magazines


#small business ideas for women

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Small Business Ideas for Women at Home: Working with Realities

Small business ideas for women at home are driven by two realities.

The first reality is the constraint of obligations at home. Whether by the choice or duty to care for others (e.g. children), most women staying at home do not have very flexible work availability when it comes to time and location.

This does not even necessarily mean these women need to work less hard and fewer hours; they just need to do it on their own time and at their own location, said Eva Rosenberg, owner of www.irsexams.com and www.taxmama.com .

Most small businesses started by these women, therefore, are Internet-based, which affords them the flexibility in time and location.

One route women at home can take is starting Web sites or blogs and monetizing the incoming Web traffic through online advertising (e.g. Google AdSense) and affiliate marketing.

Another route is to set up Web sites to sell their own products or services.

To get started and achieve success, Rosenberg suggested attending reputable conferences and reading helpful guides. One trusted resource for online entrepreneurs is Ken Evoy’s www.SiteSell.com. which still offers this helpful free eBook. said Rosenberg.

The second reality is that women at home often have more to offer than some of them may think.

Many of these women have hobbies and expertise that can translate into successful small businesses. By staying at home, they may also be extremely familiar with the needs of running a household.

Moreover, many women find success by building on top of their husbands’ existing careers.

Jacqueline Freeman, for example, set up www.equinenaturalmovement.com to market her husband’s horse training expertise, according to Rosenberg.

Rosenberg started www.TaxMama.com to dispense tax advice and www.irsexams.com to teach courses on passing the Enrolled Agent (EA) IRS Exams.

Shari Fitzpatrick. with “only a $1,500 cash advance and a passion for chocolate-dipped strawberries,” managed to build her home-based small business into a multi-million dollar empire. (Today, her brick and mortar operations have shut down but one of her online operations, which she sold to Provide Commerce, still exists).

“They key is to follow their passions,” said Rosenberg.

READ ALSO:Small Business Plan: A Template for Making Sales

READ ALSO: Small Business Exporting Advice: Crucial First Steps

READ ALSO:Small Business Culture: How to Build a Winning Team

READ ALSO:Small Business Exporting Advice on Foreign Operations

READ ALSO:Small Business Marketing Ideas, Tips from a Top Expert

READ ALSO:Small Business Survival: Overcoming the Recession and More

READ ALSO:Managing a Small Business: How to Inspire Employee Loyalty

READ ALSO:Small Business Loans: How They Work and What You Should Know

READ ALSO:Small Business Accounting: Tips, Tricks and Advice from TaxMama

READ ALSO:Small Business Strategic Planning: a Process for Success and Survival


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Where to Find Small Business Grants for Women #business #invoices


#business grants for women

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Where to Find Small Business Grants for Women

Do you think financing a small business’s startup and expansion is as easy as obtaining a free grant from the government? You might (almost) be excused for believing that Uncle Sam is handing out bags of free money to anyone with two X chromosomes. In addition to late-night infomercials about government grants, dozens of articles full of misinformation about small business grants for women can be found online, full of vague terms and hazy promises like “The government offers a wide range of grants for women entrepreneurs.”

Well, I hate to be the bearer of bad news, but as the saying goes, “If it sounds too good to be true, it probably is.” Small business grants for women are few and far between. Why? Here’s what you need to know.

The Federal Government Doesn t Provide Grants for Starting and Expanding a Business

First, to quote from the SBA’s website, “ The federal government does NOT provide grants for starting and expanding a business. ” Instead, the federal government gives grants to non-commercial entities, such as universities or nonprofit organizations.

How did the misconception that the government provides small business grants arise? Perhaps it’s because the federal government does make grants to help state and local governments, which often turn around and use those funds to offer grants to organizations that help small business owners. In other words, if you started a nonprofit to help women start businesses, you might be able to get a government grant for that. But you can’t get a government grant to start a business yourself.

According to the SBA, some states do provide grants to businesses whose work benefits the region and its residents. For instance, you might be able to get a grant if your business helps develop energy-efficient technology that helps the state and its residents save money, or if you are expanding a child-care center (enabling more residents to work and support themselves). Even in these limited cases, however, the grants are rarely “free money.” You may be required to match the funds with an equal amount of your own capital or with a loan, for example. To search for this type of grant, visit the official government grants website, Grants.gov, and check out their section for grant applicants to see if you are eligible. (There are no small business grants for women on this site that aren’t also open to men, but there are some for small businesses.)

The 4 Best Small Business Grants for Women

Knowing the options are limited, let s talk about where women entrepreneurs can find funding. Here are a (very few) small business grants for women to investigate.

  • Eileen Fisher Women-Owned Business Grant Program: Fashion designer Eileen Fisher launched these small business grants for women in 2004. Today the company awards $100,000 in total grants annually to 10 women-owned businesses beyond the startup stage (maximum $10,000 per recipient). Learn more about eligibility and the application process here .
  • Amber Grant . Launched by Womensnet.com in 1998 to honor the memory of a young woman who died before she could fulfill her entrepreneurial dreams, this program makes a $500 grant to one qualifying woman business owner each month; one of those women receives a $2,000 grant at the end of the year.
  • IdeaCafe Grant . IdeaCafe awards $1,000 grants to small business owners. Although the grant is not for women only, the vast majority of the winners have been female.
  • Grants and Scholarships for Women (GrantsforWomen.org): You can search this database of scholarship opportunities and grants for women, but be forewarned—most are for non-business purposes.

As you can see, these grants are so small that your time may be better spent in figuring out ways to grow your business without them.

When you’re seeking a grant, watch out for scams. If you’re asked to pay money or sign up for some kind of subscription to access a listing of small business grants for women, beware.

Your best bet in seeking a grant to start or expand your business? Talk to your local Small Business Development Center (SBDC) or SCORE office. These organizations are plugged into the local financing community and will be able to guide you if, indeed, there are any small business grants for women in your area from local corporations, philanthropic or economic development organizations. You might also want to look into SBA loans for women. an affordable kind of financing for female small business owners.


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7 Ways For Women to Win and Succeed in Business #cupcake #business


#women in business

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7 Ways For Women to Win and Succeed in Business

EHStock via Getty Images

1.You Can’t Do Or Have It. One of the downfall of many business and professional women is the “Superwoman Complex.” Once you hang up the Superwoman cape and the Wonderwoman belt and recognize and accept this fact, your job will get a whole lot easier. Every successful person needs a dedicated support team or at the very least a wing man or woman. You don’t have to do everything yourself! Trust your team to do the work, after all that’s what you hired them to do. If you are an entrepreneur or small business owner, a great way to expand your staff is by engaging college students as interns. They can provide that extra help when you need it. Additionally, don’t rule out family and friends. And do not wait until a project is in jeopardy or you are on the verge of being burned out or a nervous breakdown. Remember that delegating empowers others and allows you to focus on the future as well as the big pictures.

2. Positive, Positive, Positive. A negative attitude will never yield positive results. Having a positive attitude helps you to succeed. Surround yourself with positive people who will encourage, inspire, support and motivate you. They will carry you through the tough days and cheer you on when you feel like giving up.

3. Add Humor To Your Work Research shows that laughter affects health, creativity, relationships and the quality of life. Poke fun at yourself, not at others. When your day gets too high-stress, lighten up! Lightening up the workplace reduces conflicts and stress and builds teamwork and productivity. Not to mention it’s great for morale. Converting your staff and customers from unhappy to happy is good for business.

4. Keep Up With Current Events And News. Staying informed about what is happening in the world and in your local community is critical to your personal and professional development. No matter what business you are in, current events have an impact on your industry and your clients. Do not be caught off guard because you haven’t taken ten minutes to read the morning paper. Daily papers are good sources of industry and corporate news, as well as contacts.

5. Be Generous To Your Community, Your Staff, And Yourself
Reward yourself and your employees for hard work and success. Take time to give back to your community through volunteer work and charitable contributions. Let this quote by Winston Churchill you — “you make a living by what you do, but you make a life by what you give. Keep a brave heart and a beautiful spirit.

6 Become A Life-Long-Learner Learning and growing both personally and professionally is a lifelong process that drives our creativity, intelligence and ambition. Make it a priority to take courses and adopt new techniques that help you and your staff think out of the box. Innovation and reinvention are the order of the day. Set aside time for brainstorming and idea sharing. Most important, don’t be afraid to try new things and introduce yourself to new people. When you forego investments in yourself and your staff, you run the risk of allowing complacency to take root. How many times have you found yourself staring at the messy piles of paper in your office? Make sure to invest in an organizer to help clean your space. You will find this will lead to greater efficiency. Check out Napo.net (National Association of Professional Organizers). They offer a list of certified and reputable organizers like Hub Neat Organizer and Charles River Organizers both of whom are in my hometown. I am using them to help me better organize my office and my home.

7. Stop And Smell The Roses Take a minute for yourself every day. Get some exercise, read a good book, take a hot bath or socialize with friends and family. Your work is important, but it is not everything in life. Appreciate all that life has to offer, and your energy will radiate at work, at home and through everything you do.

More:


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Jennifer Biry Receives Dallas Business Journal 2016 Women in Business Award #business #plan #model


#dallas business journal

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Jennifer Biry Receives Dallas Business Journal 2016 Women in Business Award

AT T * Services, Inc. has been recognized as one of the most influential women in business in North Texas by the Dallas Business Journal .

The Women in Business Awards program honors established business leaders with a strong record of innovation in their fields, outstanding performance in their respective businesses and a clear track record of meaningful community involvement.

Since beginning her career with the AT T family of companies in 1999 as an accounting manager, Biry has held a wide variety of leadership roles. She currently serves as the chief financial officer for AT T Technology and Operations. In this position, she is responsible for all the financial operations of AT T’s corporate strategy function, technology development, network deployment and operations.

“Jennifer is a role model for all executives in business,” said John Stephens. senior executive vice president and chief financial officer, AT T. “She’s an incredible leader, a supporter of the North Texas community and a mentor for women building their careers at AT T. Jennifer has also been a leader for AT T Women of Finance which represents 3,000 of our employees worldwide since its inception. I’ve had the pleasure of working with her for more than 15 years and look forward to working with her for years to come.”

Biry earned a degree in business administration from Texas Lutheran University. where she serves on the Executive Advisory Council and was the recipient of the 2016 TLU Distinguished Alumni Award. She is on the board of the Dallas Women’s Foundation and a member of the AT T University Advisory Board. She also mentors high school students through AT T’s Aspire initiative and was recently named as a winner of Profiles in Diversity Journal ‘s 15th Annual Women Worth Watching Awards .

*AT T products and services are provided or offered by subsidiaries and affiliates of AT T Inc. under the AT T brand and not by AT T Inc.

AT T Inc. (NYSE: T ) helps millions around the globe connect with leading entertainment, mobile, high-speed Internet and voice services. We’re the world’s largest provider of pay TV. We have TV customers in the U.S. and 11 Latin American countries. We offer the best global coverage of any U.S. wireless provider*. And we help businesses worldwide serve their customers better with our mobility and highly secure cloud solutions.

2016 AT T Intellectual Property. All rights reserved. AT T, the Globe logo and other marks are trademarks and service marks of AT T Intellectual Property and/or AT T affiliated companies. All other marks contained herein are the property of their respective owners.

*Global coverage claim based on offering discounted voice and data roaming; LTE roaming; voice roaming; and world-capable smartphone and tablets in more countries than any other U.S. based carrier. International service required. Coverage not available in all areas. Coverage may vary per country and be limited/restricted in some countries.

SOURCE AT T Inc.

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Jennifer Biry Receives Dallas Business Journal 2016 Women in Business Award


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The Christian Brotherhood #christian #brotherhood, #christian, #brotherhood, #jesus #christ, #jesus, #christ, #true #christianity, #christianity,

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The Christian Brotherhood is a movement of men and women following Jesus Christ and living the way of true Christian brotherhood.

Our aim is to approach as near as possible the life of the Apostles and of the early church, so that in the whole brotherhood we are of one heart and one soul.

“And the multitude of them that believed were of one heart and of one soul” (Acts 4:32).

Contact us here.

The Christian Brotherhood sees a lack of real brotherhood among Christ’s followers today and we seek to fulfill that need.

We model ourselves after the early church of Christ’s first disciples and the Way of following Christ described in the Book of Acts.

We strive to return to the simple roots and teachings of Jesus Christ as a true brotherhood of Christians, reaching out to one person at a time and as one friend to another.

We want to live out the unspoken wish of many to return to that simple first-century Christian brotherhood of the early church.

“Thus saith the Lord, Stand ye in the ways, and see, and ask for the old paths, where is the good way, and walk therein, and ye shall find rest for your souls” (Jeremiah 6:16).

We believe that the churchshould be a real brotherhood of Christ’s disciples, who follow Himin heart and soul, and refuses to sell out to the world for money, worldly acclaim or mere numbers to fill empty seats.

The Christian Brotherhood meets from house to house, breaking bread together, healing and praying for one another and taking the good news of the Gospel of Jesus Christ to the streets.

We strive to help each other like true brothers and sisters in Christ.

“Two are better than one. For if they fall, the one will lift up the other: but woe to him that is alone when he falleth; for he hath not another to help him up” (Ecclesiastes 4:9-10).

We seek the deeper mysteries and aspire to the higher spiritual life that Christ promised us but which is often buried in church dogmas and traditions of men that quench the spirit of the living God.

The Christian Brotherhood is built upon love for our brothers and sisters of like precious faith and finding common ground by returning to the simple teachings of Jesus Christ, always building up the body of Christ and never tearing it down. This is not a worldly ecumenism where the truth of Christ is bartered or compromised; true Christian brotherhood is a unity of spirit and truth in the Lord.

In the Christian Brotherhood, there are no leaders or followers, only servants of God and of each other (Mark 9:35). Each one of us is called to be a disciple of Jesus Christ. All of us have an equal share and ministry in the mission of the Christian Brotherhood and the apostolic work of our Lord Jesus Christ.

The Christian Brotherhood offers a haven for those who cannot find a church and for those who wish to become a holy leaven and build real Christian brotherhood in their local church.

Christian Brotherhood members come from all walks of life and different denominations. Ithas members all across America and around the world.


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