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Minority and Women Business Programs #premium #business #cards

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Minority and Women Business Programs

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Minority and Women Business Programs

Q1. Are There Grants Available For Women And Minority Owned Businesses?

It is a common misconception that the US government can issue grants or free money‚ to help veterans, minorities, and women start their own businesses. This is simply not true. The United States federal, state and local governments have initiatives in place to help these populations but free money is not in the government s budget.

Q2. What Are The Ways That Government Assist Women And Minority Owned Businesses?

The most common way the government assists these audiences is through offering work contracts to businesses owned by minorities and/or women. Many large corporations also have contracting goals where purchasers will actively seek out minority and women owned businesses to contract with.

  • If you are interested in taking advantage of government and corporate contracts as a minority or women owned firm, visit our How Do I Find Government Contracts webpage
  • To register as a Minority Business Enterprise or Women s Business Enterprise visit the MWBE Certification site.

The Small Business Administration (SBA) also offers incentives to banks that sign business loans to qualified veterans, minorities, and women. More information can be found on the SBA s website at: http://www.sba.gov/category/navigation-structure/starting-managing-business/starting-business/establishing-business/business-types

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Inspiring Women Entrepreneurs: How to Find Your Business Idea #business #opportunities

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Inspiring Women Entrepreneurs on How to Find Your Business Idea

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Women may have once been pigeonholed into certain professions, but no longer are they simply expected to do gender-specific jobs. Female professionals are taking control of their careers in a way that works best for them, including when and how they start their own businesses.

Everyone has to start a business that s meaningful to them; I think it s an old model to tell [women] to go into a specific field, said Carin Rockind. a happiness and life purpose expert. I think that s got us to where we are today. What you re passionate about is way more important. Women need to tap into what they re good at and what makes them feel great.

American Express OPEN s 2016 State of Women-Owned Businesses Report found that 11.3 million U.S. businesses are currently owned by women, and an average of 1,072 new female-owned companies are being started every day. This number is growing five times faster than the national average for all businesses, meaning more women than ever are taking the leap into entrepreneurship. [See Related Story:Money and Connections Still Hurdles for Women Entrepreneurs]

As to what kinds of businesses a female entrepreneur should start, businesswomen agree that the sky is the limit.

I don t think there are any guidelines to the type of companies women should begin, said Cologne Trude, co-founder and creative director of Show Me Your Mumu. a boho-chic clothing line. Women s strengths are so diverse that opportunities are endless.

I think women should get excited about what excites them, added Melinda Emerson. an author and business coach known as SmallBizLady on Twitter. There aren t [enough] women-centric businesses out there.

Where to start

Emerson suggests starting a business you know something about. When you re ready to begin the business you re most passionate about, consider your limitations.

I have seen people quit really good jobs to start businesses they hate, Emerson said. There are fantasies of grandeur about running a business. It s really hard out there.

If you have no savings, no money and bad credit, you should not start a business, Emerson said. She suggests saving 20 to 40 percent per paycheck before you quit your job to begin your business.

Most important, Emerson emphasized the importance of doing your research. Make sure you know who your paying customer is.

You always have to check and make sure your business model makes sense in an industry that s growing and not sinking, Emerson said. It needs to be relevant three to five years from now. You don t want [technological advances] taking your business.

As you get your business off the ground, surround yourself with people who will help you succeed, whether it s through support or lending a hand to get the business started, said Cammy Miller, co-founder and creative director of Show Me Your Mumu.

Being a leader doesn t mean you have all of the answers and the more open you are to learning from everyone around you, the more you can grow in your role, Miller said.

One of the things that s been harder for me to learn is to bring other people with you, happiness expert Rockind added. It s very lonely to have your own business. There are so many important skills, and you can t be good at everything. ItꞋs OK to ask for help and collaborate with other people.

Love what you do

Building a business from the ground up is challenging no matter how you look at it. But, ultimately, you should love what you do.

I always encourage female entrepreneurs to be strong and work hard at what they love. Starting and running a business is by no means easy, and there are going to be a lot of hardships and emotional setbacks, Trude said. As a female, running Mumu has been very stressful and emotional at times, but every tear has been worth it and I am stronger because of it.

If Rockind had to go back in time to give herself advice, it would be to just do it.

You have to put yourself out there, she said. Believe in yourself and your purpose.

Shannon Gausepohl graduated from Rowan University in 2012 with a degree in journalism. She has worked at a newspaper and in the public relations field, and is currently a staff writer at Business News Daily. Shannon is a zealous bookworm, has her blue belt in Brazilian jiu jitsu, and loves her Blue Heeler mix, Tucker.

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  • Small-Business Grants for Women: 10 Go-To Spots #www.business.com

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    Small-Business Grants for Women: 10 Go-To Spots

    You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

    If you’re starting a business and need outside financing, it’s natural to be wary of small-business loans. Why take on debt if you can get a grant that you won’t have to repay?

    But small-business grants for women — or men, for that matter — can be hard to come by. “There’s not a pot of free money,” says Michelle Somes-Booher, a business consultant at the Small Business Development Center in Madison, Wisconsin.

    If you need business financing, two more likely options are business credit cards and small-business loans for women. The competition is fierce for small-business grants, and it takes a lot of time and effort to find them and complete the applications. However, if you’re up for the challenge, the payoff can be worth it. Here are 10 places women entrepreneurs can look for small-business grants.

    Federal small-business grants for women

    The federal government offers some grants for small-business owners, but they’re designated for very specific purposes, such as certain research and development projects or for businesses in rural areas. Government grants can’t be used to cover startup costs or day-to-day expenses, and most aren’t earmarked specifically for women.

    Grants.gov is a database of all federally sponsored grants. You can search for small-business grants here — just make sure you filter the results on the left side of the page to view grants specifically for small businesses.

    2. InnovateHER Challenge

    The U.S. Small Business Administration hosts an annual competition for businesses with a marketable product or service that positively affects women s lives. To participate, you must first enter and win a local InnovateHER Challenge to advance to the national semifinal round. The top three national finalists will win $40,000, $20,000 and $10,000, respectively.

    3. Small Business Innovation Research and Small Business Technology Transfer programs

    The SBA facilitates these two competitive programs, which ultimately provide grants to small businesses that contribute to federal research and development. Eleven federal agencies, including the departments of Agriculture, Defense, and Health and Human Services, post grant opportunities on their websites. You can search all grant opportunities on the SBIR website.

    State and local small-business grants

    Because federal small-business grants are limited in number and often very competitive, you may have better luck looking for grants at the state and municipal levels. You’ll have to do your own research to pinpoint specific grant programs in your area, but here are some places to look:

    4. Women’s Business Centers

    The SBA sponsors about 100 Women’s Business Centers nationwide, designed to help women entrepreneurs with business development and access to capital. Some, such as the California Capital Financial Development Corp. lend money directly, while others simply help you find small-business grants and loans that you may qualify for.

    5. Economic development agencies

    Every state and many cities have economic development agencies focused on promoting a strong local economy. Even if the agency itself doesn’t offer a small-business grant, it will likely be able to point you in the right direction.

    6. Small Business Development Centers

    There are hundreds of these SBA-sponsored centers around the country, typically housed at colleges and universities. SBDCs offer free, one-on-one business consulting. Set up a meeting with your local SBDC advisor, who will be able to tell you about grants and other business financing opportunities in your area.

    Private small-business grants for women

    Some private organizations and businesses have created national grant programs for women small-business owners. Here are two to look into:

    The Amber Grant Foundation awards $500 to a different women-owned business every month. At the end of each year, one of the 12 grant winners is awarded an additional $2,000. The application is relatively simple: Explain what your business is, describe what you’d do with the grant money and pay a $7 application fee. The foundation’s advisory board chooses the winners, looking for women with passion and a good story.

    8. Eileen Fisher Women-Owned Business Grant

    Eileen Fisher, a women’s clothing retailer, awards $100,000 to up to 10 women business owners each year. To be eligible, women must make up at least 51% of your business s ownership and leadership, your business must have been in operation for at least three years, it must not exceed $1 million in annual revenue, and it must be focused on environmental or social change.

    Two other good possibilities for grants

    These options aren’t specifically for women, but they’re good small-business grants to consider:

    9. FedEx Small Business Grant

    FedEx awards up to $25,000 apiece to 10 small businesses annually. The application requires an explanation of your business, how you’d use the money, photos of your business and — this part is optional — a short video explaining your business. You don’t need a FedEx account to apply.

    10. Mission Main Street Grants

    Chase Bank gives $150,000 to 20 small businesses each year through its Mission Main Street Grants program. To be eligible, you must have been in business at least two years and have fewer than 100 employees, and the application includes answering five essay questions.

    Find and compare small-business loans

    NerdWallet has come up with a list of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

    To get more information about funding options and compare them for your small business, visit NerdWallet ssmall-business loanspage. For free, personalized answers to questions about financing your business, visit theSmall Businesssection of NerdWallet’s Ask an Advisor page.

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    Government Grants and Loans Opportunities for Women #free #business #forms

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    The Top 3 Financial Resources for Women Entrepreneurs

    According to a recent article written by Bernadeen McLeod, Women entrepreneurs face unique challenges when starting their own businesses. Lack of adequate information, especially related to small business financing, and a lack of female mentors are often cited as the two most important barriers. Despite these challenges women entrepreneurs are one of the fastest growing business segments in Canada.

    • Women-run companies create new jobs 4 times faster than the national average
    • Women create companies at double the national average
    • The number of women with incorporated businesses more than doubled in the past decade

    To continue this accelerated growth and to allow women entrepreneurs to remain competitive there are a number of programs available across Canada that are developed specifically to assist women in starting and running successful businesses.

    RBC’s Women Entrepreneurs Programs for Small Business Owners

    The Royal Bank of Canada (RBC) has specifically developed advice and services to meet the needs of women entrepreneurs. Financing is available through the bank as well as additional resources and expertise. Through their Small Business Financial Services Resource Centre women entrepreneurs can access a wide variety of information and assistance in starting and expanding a business as well as succession planning for their retirement. They also provide one-on-one strategic advising for women entrepreneurs to ensure that their businesses are successful.

    RBC has also developed the RBC Canadian Women Entrepreneur Awards allowing female entrepreneurs to celebrate one another and network. By celebrating women entrepreneurs RBC hopes to provide significant profile of the importance of female entrepreneurs on the Canadian economy.

    Ontario Business Loans: Micro-lending for Women Entrepreneurs

    Update. Micro-loan programs for women have been expanded. Accessing the link below will assist women in Ontario to find a micro-loan program for their region.

    In January 2013, the Ontario government released $760,000 for a two year program to assist more than 800 low-income women become entrepreneurs. The initiative led by the Women’s Issues Minister Laurel Broten, includes financial training and microloans of $500 to $5000. This funding has been given to a number of community organizations across Ontario to support micro-lending programs and business advisory programs to low-income women looking to start their own small businesses.

    Small Business Networks for Women Entrepreneurs

    In a number of Canadian provinces including Saskatchewan. Alberta and British Columbia have Women Entrepreneur or Women Enterprise Centres. These organizations provide women starting or growing their small businesses with business services and resources to ensure they are successful. Their teams are trained to understand and related to the unique circumstanced of women business owners and typically include mentoring from other women entrepreneurs.

    Mentor Works Supports Small Business Owners with Free, Valuable Information on Government Funding Programs

    In order to be successful, women entrepreneurs need access to up-to-date information and resources. Mentor Works provides information on popular government funding programs including small business grants and loans. To stay up-to-date on Canadian government funding and business news, you may subscribe to our Small Business Funding Newsletter . We also provide a variety of tools, tips, and support services for female-led startups seeking business funding via our Startup Resources page.





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    Office of Women – s Business Ownership #business #card #ideas

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    Office of Women s Business Ownership

    Office of Women’s Business Ownership

    Mission Statement

    The Office of Women’s Business Ownership’s mission is to enable and empower women entrepreneurs through advocacy, outreach, education and support. Through the management and technical assistance provided by the WBCs, entrepreneurs, especially women who are economically or socially disadvantaged, are offered comprehensive training and counseling on a vast array of topics in many languages to help them start and grow their own businesses.

    Office Spotlight

    Thank you to everyone who participated in InnovateHER 2016 and congratulations to the winners and finalists! Video of the event will be posted here as soon as it is available. Women are in the workforce now more than ever, a number that is close to surpassing that of men. Gender equality is not simply about getting a woman a spot at the metaphorical table. Women have made great strides in edu.

    About Our Office

    Since it was established in response to an executive order in 1979, the U.S. Small Business Administration’s Office of Women’s Business Ownership has fostered the participation of women entrepreneurs in the economy, especially those who have been.

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    7 Ways For Women to Win and Succeed in Business #top #ten #business #ideas

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    7 Ways For Women to Win and Succeed in Business

    EHStock via Getty Images

    1.You Can’t Do Or Have It. One of the downfall of many business and professional women is the “Superwoman Complex.” Once you hang up the Superwoman cape and the Wonderwoman belt and recognize and accept this fact, your job will get a whole lot easier. Every successful person needs a dedicated support team or at the very least a wing man or woman. You don’t have to do everything yourself! Trust your team to do the work, after all that’s what you hired them to do. If you are an entrepreneur or small business owner, a great way to expand your staff is by engaging college students as interns. They can provide that extra help when you need it. Additionally, don’t rule out family and friends. And do not wait until a project is in jeopardy or you are on the verge of being burned out or a nervous breakdown. Remember that delegating empowers others and allows you to focus on the future as well as the big pictures.

    2. Positive, Positive, Positive. A negative attitude will never yield positive results. Having a positive attitude helps you to succeed. Surround yourself with positive people who will encourage, inspire, support and motivate you. They will carry you through the tough days and cheer you on when you feel like giving up.

    3. Add Humor To Your Work Research shows that laughter affects health, creativity, relationships and the quality of life. Poke fun at yourself, not at others. When your day gets too high-stress, lighten up! Lightening up the workplace reduces conflicts and stress and builds teamwork and productivity. Not to mention it’s great for morale. Converting your staff and customers from unhappy to happy is good for business.

    4. Keep Up With Current Events And News. Staying informed about what is happening in the world and in your local community is critical to your personal and professional development. No matter what business you are in, current events have an impact on your industry and your clients. Do not be caught off guard because you haven’t taken ten minutes to read the morning paper. Daily papers are good sources of industry and corporate news, as well as contacts.

    5. Be Generous To Your Community, Your Staff, And Yourself
    Reward yourself and your employees for hard work and success. Take time to give back to your community through volunteer work and charitable contributions. Let this quote by Winston Churchill you — “you make a living by what you do, but you make a life by what you give. Keep a brave heart and a beautiful spirit.

    6 Become A Life-Long-Learner Learning and growing both personally and professionally is a lifelong process that drives our creativity, intelligence and ambition. Make it a priority to take courses and adopt new techniques that help you and your staff think out of the box. Innovation and reinvention are the order of the day. Set aside time for brainstorming and idea sharing. Most important, don’t be afraid to try new things and introduce yourself to new people. When you forego investments in yourself and your staff, you run the risk of allowing complacency to take root. How many times have you found yourself staring at the messy piles of paper in your office? Make sure to invest in an organizer to help clean your space. You will find this will lead to greater efficiency. Check out Napo.net (National Association of Professional Organizers). They offer a list of certified and reputable organizers like Hub Neat Organizer and Charles River Organizers both of whom are in my hometown. I am using them to help me better organize my office and my home.

    7. Stop And Smell The Roses Take a minute for yourself every day. Get some exercise, read a good book, take a hot bath or socialize with friends and family. Your work is important, but it is not everything in life. Appreciate all that life has to offer, and your energy will radiate at work, at home and through everything you do.

    More:





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    7 Ways For Women to Win and Succeed in Business #starting #own #business

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    7 Ways For Women to Win and Succeed in Business

    EHStock via Getty Images

    1.You Can’t Do Or Have It. One of the downfall of many business and professional women is the “Superwoman Complex.” Once you hang up the Superwoman cape and the Wonderwoman belt and recognize and accept this fact, your job will get a whole lot easier. Every successful person needs a dedicated support team or at the very least a wing man or woman. You don’t have to do everything yourself! Trust your team to do the work, after all that’s what you hired them to do. If you are an entrepreneur or small business owner, a great way to expand your staff is by engaging college students as interns. They can provide that extra help when you need it. Additionally, don’t rule out family and friends. And do not wait until a project is in jeopardy or you are on the verge of being burned out or a nervous breakdown. Remember that delegating empowers others and allows you to focus on the future as well as the big pictures.

    2. Positive, Positive, Positive. A negative attitude will never yield positive results. Having a positive attitude helps you to succeed. Surround yourself with positive people who will encourage, inspire, support and motivate you. They will carry you through the tough days and cheer you on when you feel like giving up.

    3. Add Humor To Your Work Research shows that laughter affects health, creativity, relationships and the quality of life. Poke fun at yourself, not at others. When your day gets too high-stress, lighten up! Lightening up the workplace reduces conflicts and stress and builds teamwork and productivity. Not to mention it’s great for morale. Converting your staff and customers from unhappy to happy is good for business.

    4. Keep Up With Current Events And News. Staying informed about what is happening in the world and in your local community is critical to your personal and professional development. No matter what business you are in, current events have an impact on your industry and your clients. Do not be caught off guard because you haven’t taken ten minutes to read the morning paper. Daily papers are good sources of industry and corporate news, as well as contacts.

    5. Be Generous To Your Community, Your Staff, And Yourself
    Reward yourself and your employees for hard work and success. Take time to give back to your community through volunteer work and charitable contributions. Let this quote by Winston Churchill you — “you make a living by what you do, but you make a life by what you give. Keep a brave heart and a beautiful spirit.

    6 Become A Life-Long-Learner Learning and growing both personally and professionally is a lifelong process that drives our creativity, intelligence and ambition. Make it a priority to take courses and adopt new techniques that help you and your staff think out of the box. Innovation and reinvention are the order of the day. Set aside time for brainstorming and idea sharing. Most important, don’t be afraid to try new things and introduce yourself to new people. When you forego investments in yourself and your staff, you run the risk of allowing complacency to take root. How many times have you found yourself staring at the messy piles of paper in your office? Make sure to invest in an organizer to help clean your space. You will find this will lead to greater efficiency. Check out Napo.net (National Association of Professional Organizers). They offer a list of certified and reputable organizers like Hub Neat Organizer and Charles River Organizers both of whom are in my hometown. I am using them to help me better organize my office and my home.

    7. Stop And Smell The Roses Take a minute for yourself every day. Get some exercise, read a good book, take a hot bath or socialize with friends and family. Your work is important, but it is not everything in life. Appreciate all that life has to offer, and your energy will radiate at work, at home and through everything you do.

    More:





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    Women in Business

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    Women mean business. Prepare yourself for your next career step by acquiring new knowledge, taking ownership, developing and understanding your network and gaining confidence in being present. Break through the glass ceiling, or improve your leadership, communication and presentation skills and negotiation techniques. Learn how to manage yourself, manage relationships, and manage networks.

    Partners in empowering women

    RSM Executive Education’s women in business programmes are offered in partnership with the Erasmus Centre for Women and Organisations (ECWO). ECWO is committed to women’s continued advancement into leadership positions by contributing to management education and actively engaging in the gender debate.

    Some cookies on this site are essential, and the site won’t work as expected without them. These cookies are set when you submit a form, login or interact with the site by doing something that goes beyond clicking on simple links. We also use some non-essential cookies to anonymously track visitors or enhance your experience of the site. If you’re not happy with this, we won’t set these cookies but some nice features of the site may be unavailable.

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    Women in Business – Help, support and guidance for women in business, women working in businesses and women starting up or considering starting a business.

    Women In Business was the first network for women in business in the UK. We are proud of our roots and as the world of business and communications has changed to favour digital and social media so has women in business.

    There is no membership fee, we are sustained by generous sponsors and sales of training events, guest speaker opportunities, advertising, on line sales and our fans followers.

    Our typical audience includes entrepreneurs who have started and run businesses, senior women in organisations such as the government, banking, the arts and the third sector.

    In addition to our online portal, shop and events, Women In Business works to promote the business needs of women and recognises that women manage businesses differently and strives to support those needs in an accessible way.

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    Where to Find Small Business Grants for Women #small #business #start #up

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    Where to Find Small Business Grants for Women

    Do you think financing a small business’s startup and expansion is as easy as obtaining a free grant from the government? You might (almost) be excused for believing that Uncle Sam is handing out bags of free money to anyone with two X chromosomes. In addition to late-night infomercials about government grants, dozens of articles full of misinformation about small business grants for women can be found online, full of vague terms and hazy promises like “The government offers a wide range of grants for women entrepreneurs.”

    Well, I hate to be the bearer of bad news, but as the saying goes, “If it sounds too good to be true, it probably is.” Small business grants for women are few and far between. Why? Here’s what you need to know.

    The Federal Government Doesn t Provide Grants for Starting and Expanding a Business

    First, to quote from the SBA’s website, “ The federal government does NOT provide grants for starting and expanding a business. ” Instead, the federal government gives grants to non-commercial entities, such as universities or nonprofit organizations.

    How did the misconception that the government provides small business grants arise? Perhaps it’s because the federal government does make grants to help state and local governments, which often turn around and use those funds to offer grants to organizations that help small business owners. In other words, if you started a nonprofit to help women start businesses, you might be able to get a government grant for that. But you can’t get a government grant to start a business yourself.

    According to the SBA, some states do provide grants to businesses whose work benefits the region and its residents. For instance, you might be able to get a grant if your business helps develop energy-efficient technology that helps the state and its residents save money, or if you are expanding a child-care center (enabling more residents to work and support themselves). Even in these limited cases, however, the grants are rarely “free money.” You may be required to match the funds with an equal amount of your own capital or with a loan, for example. To search for this type of grant, visit the official government grants website, Grants.gov, and check out their section for grant applicants to see if you are eligible. (There are no small business grants for women on this site that aren’t also open to men, but there are some for small businesses.)

    The 4 Best Small Business Grants for Women

    Knowing the options are limited, let s talk about where women entrepreneurs can find funding. Here are a (very few) small business grants for women to investigate.

    • Eileen Fisher Women-Owned Business Grant Program: Fashion designer Eileen Fisher launched these small business grants for women in 2004. Today the company awards $100,000 in total grants annually to 10 women-owned businesses beyond the startup stage (maximum $10,000 per recipient). Learn more about eligibility and the application process here .
    • Amber Grant . Launched by Womensnet.com in 1998 to honor the memory of a young woman who died before she could fulfill her entrepreneurial dreams, this program makes a $500 grant to one qualifying woman business owner each month; one of those women receives a $2,000 grant at the end of the year.
    • IdeaCafe Grant . IdeaCafe awards $1,000 grants to small business owners. Although the grant is not for women only, the vast majority of the winners have been female.
    • Grants and Scholarships for Women (GrantsforWomen.org): You can search this database of scholarship opportunities and grants for women, but be forewarned—most are for non-business purposes.

    As you can see, these grants are so small that your time may be better spent in figuring out ways to grow your business without them.

    When you’re seeking a grant, watch out for scams. If you’re asked to pay money or sign up for some kind of subscription to access a listing of small business grants for women, beware.

    Your best bet in seeking a grant to start or expand your business? Talk to your local Small Business Development Center (SBDC) or SCORE office. These organizations are plugged into the local financing community and will be able to guide you if, indeed, there are any small business grants for women in your area from local corporations, philanthropic or economic development organizations. You might also want to look into SBA loans for women. an affordable kind of financing for female small business owners.





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