Tag: With

Credit card payments with iphone #credit #card #payments #with #iphone


With Contactless – ANZ FastPay® Next Generation just got faster.

ANZ FastPay® Next Generation just got faster and brighter with a new Contactless Card Reader. It’s a great way for you to securely accept credit card, debit and EFTPOS card payments 1. wherever you are. 2

  • Upgraded ANZ FastPay ® Next Generation app for Apple and Android smartphones and tablets.
  • Securely take card payments by tapping, inserting or swiping the card
  • Online desktop portal allowing you to reset your ANZ FastPay ® Next Generation app log in PIN, resend customer receipts, view transaction history and detail, as well as export transaction reports https://fastpayportal.anz.com

Click ‘Apply now’ to complete a quick and easy ANZ FastPay ® Next Generation application form.

Mobile and contactless payments? Too easy.

Your customers can pay the way they want to: by simply tapping, inserting or swiping their card. If they have ANZ Mobile Pay, Apple Pay® or Android Pay™, they can even tap their phones. And you can send SMS and email receipts directly to them.

Same day settlement for better cashflow.

ANZ FastPay® Next Generation delivers same day access to your takings in your linked ANZ Business Account for transactions settled before 6.30pm AEST/AEDT.

  • Additional devices: With ANZ FastPay® Next Generation, you can have as many Card Readers and smartphones/tablets linked to your account as you’d like, with all your takings settled into the one ANZ Business Account.
  • Additional users: Each user can have their own Card Reader, or Card Readers can be shared across multiple users.
  • Multiple businesses: Flexibility of setting up multiple businesses on the same iPhone, iPad or Android™ device (NB. Each business will have its own Card Reader/s).
  • Online reporting: You can now export all transaction information to Microsoft Excel or a .CSV file via the use of the new ANZ FastPay® Portal.
  • Easy receipting: The convenience of sending receipts directly to your customers by email and SMS.
  • Limited or Unlimited transaction limit: You can apply for either a $3,000 weekly transaction value cap or an unlimited weekly number and value of transactions.

A better, brighter colour screen

The FastPay® Next Generation new back-lit colour card reader screen, makes it easy to see, whether it’s used inside or outdoors.

Utilising audio jack technology, the ANZ FastPay® Card Reader plugs into your smartphone or tablet, so you can tap, insert or swipe your customer’s card to accept payment. ANZ FastPay® Next Generation now accepts EFTPOS payments, credit and debit cards. 2

For users of an iPhone 7, you can use the Apple supplied lightning to audio jack adapter to connect your ANZ FastPay Card Reader.

Security you expect, protection you deserve

ANZ FastPay® Next Generation and the new Contactless Card Reader meet all current Australian security standards.

ANZ FastPay® Next Generation delivers the security you expect with the fraud protection you deserve. The plug-in Card Reader allows you to securely take PIN transactions when required on EFTPOS, credit or debit card payments. It also reduces the risks of handling cash and boosts customer confidence in knowing their transaction is secure.

Accepted Card Schemes

ANZ FastPay ® Next Generation makes getting paid easier, by letting you accept EFTPOS, credit and debit card payments on the spot anytime, anywhere. 2

How to set up ANZ FastPay Next Generation

If you haven’t already, start by applying for an ANZ FastPay® Next Generation Merchant facility online. Once your application for an ANZ FastPay® Next Generation Merchant Facility is approved and you have received your card reader, download the app, plug in the card reader and you’re ready for business.

Accessibility options for ANZ FastPay Next Generation

ANZ is making improvements to the existing ANZ FastPay® merchant facility that will deliver improved customer security when processing card payments on the go 1 .

These improvements include the introduction of a new scrambled PIN entry method for added security, via the use of the ANZ FastPay® Card Reader with the ANZ FastPay® Next Generation app.

Some Merchants and cardholders with visual impairment may have difficulties in reading the Card Reader’s screen, and will not have the ability to utilise the accessibility options on the smartphone or tablet, as the Card Reader is inserted into the audio jack.

If you or your customer experience any challenges in using the ANZ FastPay®Next Generation app and Card Reader, please refer to your options below.

If your customer/cardholder is visually impaired:

Please select the Mail Order / Telephone Order (MOTO) option when processing the transaction.

If you do not have MOTO enabled, please call the Merchant Contact Centre on 1800 790 232 and they will be happy to assist you.

Please advise the support staff that you have a visually impaired cardholder that requires you to process a MOTO transaction.

If you as the Merchant or any of your employees are visually impaired:

Please call our Merchant Sales Team on 1300 366 988 to discuss merchant facility options that will cater for your specific needs.

Please advise the support staff that you have a user that is visually impaired.

ANZ FastPay® Next Generation only available to approved merchants who meet ANZ’s credit approval criteria and have an ANZ business account. Terms and conditions, fees and charges, and settlement times apply to the use of ANZ FastPay® Next Generation. ANZ FastPay® Next Generation processes Visa and MasterCard credit and debit cards and EFTPOS cards as well as American Express credit cards. If you wish to accept American Express cards then you need to contact American Express directly.

Use of ANZ FastPay® Next Generation requires a cellular or wireless internet connection. Temporary service interruptions may occur.

A minimum Merchant Service Fee of $10 (including GST) a month applies to Visa and MasterCard transactions.

Enacted when the ‘SAVINGS’ or ’CHEQUE‘ function is selected on the ANZ FastPay® Next Generation Merchant facility.

All applications for credit are subject to ANZ’s credit approval criteria. Terms and conditions apply and are available on application. Fees, charges and eligibility criteria apply.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the Terms and Conditions and the Financial Services Guide which are available on anz.com or by calling 13 13 14 before deciding whether to acquire, or continue to hold the product.

Apple, the Apple logo and iPhone are trademarks of Apple Inc. registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc..

Android, Android Pay and the Android Logo are trademarks of Google Inc.

ANZ FastPay® Next Generation Merchant operating guide for iOS can be viewed here .

ANZ FastPay® Next Generation Merchant operating guide for Android can be viewed here .

ANZ FastPay® Next Generation Merchant operating guide ANZ FastPay® Portal can be viewed here .

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Nursing Programs #nursing #programs #with #no #waiting #list


UNAPPROVED NURSING PROGRAM: Advanced Pro Nursing Institute (APNI) operating in Hayward, California is not approved by the Board of Registered Nursing as a nursing school. The Board of Registered Nursing issued a Cease and Desist letter on December 11, 2014. Any person who has graduated or is attending this school will not be eligible for licensure as a Registered Nurse unless he/she attends and completes a Board of Registered Nursing approved nursing program. If you did or are attending APNI you may file a complaint with the Bureau for Private Postsecondary Education ; please visit their website for more information.

Nursing Programs

The BRN has the authority to approve registered nursing and advanced practice nursing programs in California. The purpose of approval is to ensure the program’s compliance with statutory and regulatory requirements. Prelicensure nursing programs must be approved by the BRN.

Pre-licensure registered nursing programs in California must be approved by the BRN. The purpose of approval is to ensure the program’s compliance with statutory and regulatory requirements.

The programs on the list conform to the Board’s “Standards of Education for Nurse Practitioner Programs” (California Code of Regulations Section 1484 ) and have been approved by the BRN.

The programs on the list conform to the Board’s “Standards for Nurse-Midwifery Programs” (California Code of Regulations Section 1462 ) and have been approved by the BRN.

The Council on Accreditation of Nurse Anesthesia Educational Programs is the professional organization that approves nurse anesthesia programs nationwide. Their website includes the nationwide listing of accredited nurse anesthesia programs and the Council’s standard for accreditation and accreditation policies and procedures. The list includes accredited nurse anesthesia programs in California.

The programs on the list conform to the Board’s requirements for Clinical Nurse Specialist Certification but are not formally approved by the BRN.

Quick Hits

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Effectiveness of Suboxone in Treatment of Opiate Addiction, Changing Lives Foundation Blog, help with


Changing Lives Foundation Blog

Help with opiate addiction

Help with opiate addiction

Help with opiate addictionFor the past several months I have been receiving a lot of calls and emails from family members about their opiate addicted loved one. Opiates ranges from heroin, Oxycontin, methadone, vicodin and so on. These inquiries have lead to many questions about another drug that is supposed to help people get off these powerful opiate drugs. The name of that drug is Suboxone. I’ve read many articles on the effectiveness, or lack there of, of Suboxone. The attached link from the December 2010 issue of ‘Addiction Professional’ confirms what I have been saying for quite some time. Although this drug is/can be helpful for very short term use, it’s even more addictive than most people realize. And it too is an opiate based drug.

Anyone who has questions about this please read the article below—Suboxone: concerns behind the miracle.


by Steven R. Scanian, MD

I am board-certified in psychiatry by the American Academy of Psychiatry and Neurology and board-certified in addiction medicine by the American Board of Addiction Medicine. I am the co-founder of Palm Beach Outpatient Detox (P.B.O.D.) in Boca Raton, Fla. I once was addicted to opiates during my medical residency in anesthesiology and was detoxed with the help of Suboxone. Now I successfully detox my patients from opiates (e.g., morphine, OxyContin) using regulated amounts of Suboxone, and I also detox my patients from Suboxone addiction when that drug has been misused.

I have found that the optimal time to have someone on Suboxone is between 20 and 25 days, tapering down on the medication every few days. This makes the physical symptoms of detox very manageable, without causing the patient to become cross-addicted to Suboxone. I have found that Suboxone use for a longer period than this begins to cause a strong dependence on the medication.

Once a patient is stabilized with Suboxone and no longer getting high, he/she has to be convinced that recovery is possible. A detailed program is then created at the P.B.O.D. office, focused on abstinence and better coping techniques. P.B.O.D. prepares patients for the restlessness, irritability and discontent they will experience when they are off all narcotics, including Suboxone.

Suboxone detox makes the physical aspect of the disease manageable, but does not help with the emotional and spiritual consequences of addiction. Often patients are concerned about coming off Suboxone, but I educate them about how Suboxone is a tool to get them clean but not a suitable maintenance drug if a patient wants to get into recovery.

Suboxone is a powerful opiate-an anesthetic to emotional pain. It immediately alleviates anxiety and depression, and makes a person feel more emotionally stable. A lesser dose of Suboxone (2 mg a day) will block an estimated 80 percent of a person’s feelings, while higher doses can make a patient practically numb. Patients often say they feel great on Suboxone and since they are not getting high they want to continue on it. I tell them, “You are not dealing with your feelings because you are still not feeling-you are still numb. You need to start experiencing emotions to understand what you were trying to self-medicate in the first place. It’s time to live life on life’s terms.”

Duration of use

When used in the short term, Suboxone is the best detox drug I have ever seen-it can immediately stabilize a patient’s life, and this can be done in an outpatient setting. When used long-term, though, it is the hardest medication I have ever dealt with in terms of detoxing a patient from it.

Suboxone does not work like natural opiates; it is created in a lab and interacts with the receptors in the brain unlike any other opiate. I speculate, based on treating hundreds of patients who have been on Suboxone maintenance, that when Suboxone is given long-term it causes abnormal adaptations to opiate receptors and other brain receptors. In my experience, long-term use can cause emotional deregulation, loss of libido, hair loss, and an abnormality in how the body regulates its response to stress.

Suboxone is a mixture of buprenorphine and naloxone. Buprenorphine is a powerful opiate, and naloxone is an opiate blocker used to resuscitate people in the ER from an opiate overdose. With no other opiates in the addict’s system in the last few days, he/she can either snort or intravenously shoot up Suboxone and become extremely high since it easily dissolves in water, making it easier to shoot up than heroin. The combination of there not being enough naloxone in Suboxone and the fact that Suboxone binds to the opiate receptor so strongly means that there is no built-in deterrent to keep a patient from abusing Suboxone. Dozens of my patients have discussed using Suboxone intravenously, and there are hundreds of reports about this on the Internet.

The misuse of Suboxone and the lack of attention to the problem are causing physicians untrained in addiction medicine to feed into overprescribing. Many do not understand the long-term ramifications of Suboxone addiction, and it also is a very lucrative business for the prescribing physician. Many doctors charge $200 to $300 monthly, per patient, for a 5-to-10 minute checkup to renew a Suboxone prescription.

Most places prescribing Suboxone maintenance do not offer any addiction treatment because the doctor is not trained in addiction medicine and because it is not time- or cost-effective to do so. Furthermore, the lucrative nature of Suboxone on a maintenance basis creates a disincentive to tapering the drug and its income-generating potential.

As a point of comparison I charge $2,000 for a detox from OxyContin or methadone, taking about three weeks. A detox from Suboxone dependence costs $5,000 because it takes four to five months, incorporating about 10 different medications to detox the patient successfully. The success rate for detox from Suboxone is much lower than that for detox from other opiates because patients tend to give up hope during the lengthy withdrawal process.

Dearth of research

Most Suboxone studies follow post-detox patients for only a month and are often funded by the drug company that manufactures Suboxone. There are no long-term studies of Suboxone maintenance. I learned myself about the potential disadvantages of Suboxone maintenance from meeting people in my practice who have been on it for years.

I am concerned that the medical profession has allowed this situation to develop. I wish I knew how to fix this problem. I only know how to prevent it from happening to my patients in the first place or how to correct previous Suboxone treatment.

Only time will tell what role Suboxone will play in the field of addiction medicine. Will it one day be used only in the short term as a detox tool, or will it continue to be prescribed as a maintenance treatment? Supporters of maintenance treatment will state that the manageability of an addict’s life improves tremendously with Suboxone maintenance, and there is an abundance of research to back this up. Nonetheless, I believe that an individual on maintenance treatment is not experiencing the full range of emotions, good or bad. It is imperative, in the least, that all physicians prescribing this medication become more educated about Suboxone and the pros and cons of short-term and chronic use.

Help with opiate addictionSteven R. Scanlan, MD, is co-founder of Palm Beach Outpatient Detox in Boca Raton, Fla. He is board-certified in addiction medicine by the American Board of Addiction Medicine.

Help with opiate addiction

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Psychology (EN) – Bachelor – s degree programmes – Bachelor – s Degree Programmes,



Behaviour and wellbeing

In the VU bachelor Psychology, you will learn how to use various scientific methods to study human behaviour and wellbeing. You will learn to understand behaviour—how we think, feel and act—and how those processes can go wrong. As a bachelor student you will acquire the methods and knowledge to address questions such as “What makes us who we are?” “What makes a person happy or depressed?”, “How do we learn? and “Why do some people have healthy lifestyles and others do not?”. You will learn that such questions are embedded in a broader context of how people develop over the lifespan, how people perceive and make decisions, what drives people, how genetic and environmental influences interact to make us who we are, and how and which interventions or therapies may help people with psychological problems.

Basic foundation

The VU bachelor Psychology offers you courses in clinical psychology, neuro- and developmental psychology, cognitive psychology, biological psychology, and social and organizational psychology. In the first two years of the study, you will acquire a broad understanding of the field of psychology and its methodology, and of the various research questions that currently define the field. Following this broad introduction, you will – towards the end of the second year – specialise by choosing a subject of your interest. In the subsequent bachelor year, you will pursue your subject both by acquiring knowledge and methods specific to your interests, and by learning general research skills, such reporting and communicating research results.

Looking beyond the bachelor

New scientific developments are continually shaping the field. For instance, such developments enable the study of the influence of physical activity on brain function and genetic influences on diseases such as autism, and they also give rise to new subjects such as e-health (healthcare by electronic processes). Psychology is a broad, multi-faceted discipline within the VU-wide research theme Human Health and Life Sciences. As students of psychology you will acquire a broad perspective, while focusing on the various application areas such as clinical (neuro) psychology, work and organizational psychology, social psychology, and developmental psychology.

Intensive and active study

Studying psychology at VU Amsterdam calls for active interest and participation. We foster this in working groups, in which we supervise students in actively pursuing knowledge and learning. Students are expected to adopt an active learning attitude in general, to participate actively in group meetings and to prepare well for working groups and lectures.

Your future

By completing the bachelor psychology successfully you will acquire the title Bachelor of Science (BSc), and with this title, a solid understanding of the scientific foundations of psychology. Following the bachelor many students choose to pursue a Master of psychology. which is also offered by VU Amsterdam.

Your subsequent career depends on your exact Master program, on your subsequent training and experience. Given a clinical Master, you may become a clinical psychologist, a clinical neuropsychologist or a development psychologist in a hospital or in mental health care organisations. There you would be involved in the treatment or diagnosis of clients with mental disorders and psychosocial problems. You can also choose to specialize as a work and organizational psychologist. You may pursue a career as a human resource manager or consultant at the personnel or managerial department of a large company or institute. As a social psychologist, you may work in communication or advisory positions in commercial organisations and government.

VU Amsterdam also offers two-year Research Master programs which prepare student for an academic career in psychology. Having followed such programs, you may work as a junior researcher at a university or research institute, or you may continue your academic career by pursuing a PhD.

Admission criteria and application

Note that the initial application procedure is fully online and that scans of your relevant documents are required.

You start the application procedure through the Studielink.nl national application system. You will then receive an e-mail inviting you to complete your application in the VU student portal, where you will also be asked to submit all documentation needed for the admission procedure. You do not have to complete your application in one session; you can save it and come back to it as often as you want before completing and submitting it.

Required application documents:

  • CV
  • Copy of valid passport or ID (ID for EEA students only)
  • Copy of your diploma (if obtained, can also be provided after conditional admission)
  • Copy of your latest transcript of records (if you have not graduated yet, please send us an official transcript listing the marks you have received to date). For A-level and IB applicants: include predicted Grade transcript if available.
  • Proof of sufficient English language test results (can also be provided after conditional admission)

A (to be obtained) secondary school diploma equivalent to the Dutch pre-university VWO is a primary admission criteria.

International students who require housing facilities, as well as all non-EEA students, must apply before 1 April 2017. EEA students who do not require housing facilities must apply before 1 May 2017. You will be informed about your admission within four weeks after the completion of your application (including all required documents).

Application fee
The (non-refundable) application fee for all applicants is €100. Please read the application fee procedure carefully.

English language requirements
VU Amsterdam requires all applicants to take an English test and to submit their score as a part of the application before 1 August 2017.

  • Exceptions are made for students who have completed their score as a part of the application before the given deadline.
  • Exceptions are made for students who have completed their education in Canada, USA, UK, Ireland, New Zealand or Australia or who have obtained an International Baccalaureate or European Baccalaureate diploma (English taught).

The following tests and scores are accepted:

  • IELTS 6.5
  • TOEFL paper based test: 580
  • TOEFL computer based test: 237
  • TOEFL internet based test: 92
  • Cambridge Advanced English score A, B or C, or equivalent

If you are already in the Netherlands, you can also register for a TOEFL test at VU Taalcentrum. Please note however that this test is only valid at VU Amsterdam. VU Amsterdam only accepts language tests that have been completed max. 2 years ago. The certificate of the test may not be older than 2 years, counted from the date you start the Psychology program at VU Amsterdam.

Applications to Vrije Universiteit Amsterdam are done completely online. You start the application procedure through the Studielink.nl national application system. You will then receive an e-mail inviting you to complete your application in the VU student portal, where you will also be asked to submit all documentation needed for the admission procedure. You do not have to complete your application in one session; you can save it and come back to it as often as you want before completing and submitting it.

Prepare documents and apply online. Please note that it is always possible to apply online, even if your English test results or your diploma are not yet available.


This is what you will be doing

This VU bachelor Psychology is a three-year program. The teaching includes lectures and tutorials. By means of the lectures, you will gain knowledge and insights from the literature. In the supervised workgroups you will extend your knowledge by assignments and discussions with fellow students. The study will require about 40 hours a week, and will include about 12 teaching hours a week at VU Amsterdam.

The aim of the first year is to impart basic knowledge of psychology, and its various subdisciplines. The first years includes a general introduction to psychology, and introductions to basic skills in methods, statistics, and diagnostics.

In the second year, the emphasis is on deepening the knowledge acquired in the first year. For instance this will include an introduction to neuropsychology. In neuropsychology you study the effect of brain damage on people’s behaviour (e.g. agnosia, aphasia, dementia). You also follow courses on Work and Organizational Psychology, Philosophy and Psychology, and the Interaction of Genes and Environment. Towards the end of the second year you may choose from three courses, reflecting the three third year specialisation tracks. This will help you decide on your minor track, which will determine the content of your third year.

During this so-called profiling year, you will immerse yourself into the minor track that you have chosen at the end of your second year. The Bachelor’s program is concluded with the Bachelor-thesis. Following the Bachelors program, students can pursue their education by enrolling in the master program, which in turn builds on the minor track followed in the third year.
More detailed information about the third year can be found in our study guide.

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Boston Criminal Lawyer – Suffolk County Criminal Defense Attorney – Urbelis Law, LLC #urbelis


Boston Criminal Lawyer

Urbelis Law, LLC is a Boston-based criminal defense law firm representing individuals and businesses throughout the Commonwealth of Massachusetts. We also handle all federal criminal matters in the United States District Court for the District of Massachusetts. Our firm is dedicated to not only understanding the facts and circumstances of your legal matter, but learning about you as a person. Our Boston criminal lawyers recognize that your case may have far-reaching collateral effects beyond what happens in court, and we customize our defense strategy based on your specific needs. If you want us to take it all the way to trial, we are more than willing to do so. In fact, our record demonstrates that we obtain “Not Guilty” verdicts on 90% of the cases we bring to trial. Of course, every case is unique. If the anxiety of your pending criminal matter is interfering with your ability to work or continue with your day to day life, or if your case would benefit from a resolution prior to trial, we will do everything in our power to reach the best possible outcome. We are here to listen to your situation and always provide a free initial consultation. Since many arrests and criminal matters arise during non-business hours, we are available 24 hours a day, 7 days a week. The sooner you contact our office, the sooner we can fight for you.

From relatively minor misdemeanor offenses to major felonies, the Boston criminal attorneys at Urbelis Law have extensive experience handling every type of criminal matter in Massachusetts. In addition to our highly successful trial practice, we help clients navigate the ins and outs and potential collateral effects of their cases. We will handle an RMV hearing stemming from a misdemeanor criminal charge with the same vigor employed during a Sex Offender Registry Board matter as the result of a felony sexual assault charge. In addition to fully advising you of the strengths and weaknesses of taking your case to trial, you will always be apprised of your options short of trial (working out a deal), the consequences of your decisions, and the collateral effects associated with all potential outcomes. All of your bases are covered, and you will never be left in the dark, at Urbelis Law.

In addition to vigorously representing our clients throughout the various stages of their Massachusetts criminal cases, we provide that same dedication to help prevent criminal charges before they are officially filed. Whether you are concerned about being investigated for a crime, or you have been contacted by the police who are requesting an interview at the station, or perhaps you’ve received an application for a criminal complaint and don’t know where to turn. Don’t panic. We are here to help. It is important that you contact our office as soon as you have these concerns, because these situations are very time-sensitive and must be handled before they spiral out of control. Let us help prevent or minimize the damage. That’s what we do.

Given that many arrests occur during non-business hours, our Boston criminal lawyers are prepared to provide you with a free initial consultation 24 hours a day, 7 days a week. If you were arrested over the weekend, we are prepared to meet with you right away to answer your questions and provide you with peace of mind before going in to your Monday morning arraignment in court. In most cases, you should be prepared to retain a defense attorney prior to the arraignment to ensure that all necessary paperwork is obtained from the government and your rights are protected from the onset of your criminal case. In more serious cases, or if you are already on probation for an open case, you should absolutely be represented by an attorney at the arraignment as the prosecution is likely to ask that you either be held on bail, have the bail revoked on your open case and have you detained for up to 90 days, or have you held as a “dangerous person ” for up to 120 days. In this situation, if you’re convinced that you can’t afford an attorney, you’re doing yourself a major injustice. The truth is, you can’t afford NOT to have an attorney. With no obligation to hire us after your initial consultation, you certainly having nothing to lose by calling!

Contact our office for your free initial consultation regarding your Massachusetts criminal matter:

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Performing Arts Schools – Find Performing Arts Degrees, Programs, Colleges, and Universities #colleges #with


Performing Arts Colleges

Rating: 4.0 Read all Reviews

College degrees offered: Certificate Program, Associates Degree, Bachelors Degree, Masters Degree

  • Ancient/Classical Greek Language and Literature
  • Architectural History and Criticism
  • Art History, Criticism and Conservation
  • Chinese Language and Literature
  • City/Urban, Community and Regional Planning
  • Classics and Classical Languages, Literatures and Linguistics
  • Commercial & Advertising Art
  • Comparative Literature
  • Creative Writing
  • See More


Rating: 4.0 Read all Reviews

College degrees offered: Certificate Program, Associates Degree, Bachelors Degree, Masters Degree

  • Acting
  • Dance
  • Drama and Dramatics/Theatre Arts
  • English Language and Literature
  • Film, Cinema, Video, Movie Studies
  • Film/Video & Cinematography
  • General Studies
  • History
  • Liberal Arts and Sciences/Liberal Studies
  • See More

College degrees offered: Bachelors Degree, Masters Degree

  • Art History, Criticism and Conservation
  • Chinese Language and Literature
  • City/Urban, Community and Regional Planning
  • Classics and Classical Languages, Literatures and Linguistics
  • Comparative Literature
  • Creative Writing
  • Dance
  • Drama and Dramatics/Theatre Arts
  • English Language and Literature
  • See More


Salt Lake City, Utah

Rating: 3.5 Read all Reviews

College degrees offered: Bachelors Degree, Masters Degree

  • Arabic Language and Literature
  • Architecture (BArch, BA/BS, MArch, MA/MS, PhD)
  • Art History, Criticism and Conservation
  • Art/Art Studies
  • Ballet
  • Chinese Language and Literature
  • Classics and Classical Languages, Literatures and Linguistics
  • Comparative Literature
  • Creative Writing
  • See More

College degrees offered: Certificate Program, Bachelors Degree, Masters Degree

  • Art History, Criticism and Conservation
  • Christian Studies
  • Commercial & Advertising Art
  • Creative Writing
  • Dance
  • Design & Visual Communications
  • Divinity, Ministry, Seminary (BD, MDiv)
  • Drama and Dramatics/Theatre Arts
  • Fashion/Apparel Design
  • See More

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OHosti – Best Free Unlimited Hosting cPanel – Powerful Unlimited Free Reseller Hosting WHM


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With our OHosti VPS, you get an entire server. This is optimal for people that have very high traffic to their websites or need to setup their server in a very specific way. Not everyone needs to have a fully dedicated web server however. If you’re just getting started with your website, you can save quite a bit of money if you get a free small portion of the server. Shared hosting is when you share a portion of the server with other users rather than rent an entire server to yourself. If you are considering a dedicated server and are unsure if it is right for you, perhaps you will need to get Free VPS Hosting.

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We’ve been providing leading free cPanel hosting services with No Ads. All this is made possible by our Paid Dedicated Servers services, including upgrades for those who need more room for growth, as well as donations from our community of users.

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Refinance home loan – $1, 500 cash back #refinance #car #loan #with #cash #back


Refinance home loan – $1,500 cash back

Refinancing your home loan can be a good way way to make sure you have a loan that’s right for you.

It’s also an opportunity to find a good deal on interest rates and fees, or more appropriate loan features if your circumstances have changed. You may want to take the time to consolidate other debts into your home loan..

You might just be looking for a supportive relationship with your bank, and want your home loan with a bank that’s big enough to help and small enough to treat you like a person – not a number.

Start the conversation

Enjoy the convenience of talking with friendly bank staff you trust, either on the phone or face-to-face in the branch.

There are costs involved with refinancing, but we can help with the basics – a suitable home loan with features for you, and a bank that’s easy to bank with.

We’ll take you through the application and approval process to make sure you are comfortable with what happens next. We could provide you with conditional approval and will organise a valuation on your home if required so you know how much your home is worth and get an estimation of how much you could borrow.

Start your journey online

There are 3 reasons why applying online might be the way to go:

  1. You can learn how much you could borrow anytime, anywhere, without knowing the loan type
  2. Receive indicative approval in under 10 minutes
  3. A home loan expert will call to discuss your options and next steps

Credit criteria, fees and charges apply. Before making a decision, it’s best to read the terms and conditions:

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30 .

The information on this page has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. The taxation position described is a general statement and should be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. St.George – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714

*Based on St.George’s credit criteria, residential lending is not available for Non-Australian Resident borrowers. New home loan applications received from 23 January 2017 to 7 October 2017 and settled 15 December 2017 for refinance purposes where foreign income is not required for serviceability. Offer current as at 23 January 2017 and may be withdrawn at any time. Excludes refinances from Westpac, St.George, BankSA, Bank of Melbourne and RAMS and refinances into Owner-Occupied Interest Only loans and Portfolio Loans. Only one cash back paid per main applicant. Multiple applications submitted by the same main applicant are not eligible. Not available in conjunction with any other special offers. Applicants must have a St.George transaction account linked to the home loan at the time of settlement. Applicants’ home loan repayments must be direct debited from this transaction account. The account must be kept open for at least 60 days after settlement and the cashback will be paid into this account during this period. There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice and customers should seek independent advice on any taxation matters.

1. Discounts on products apply at time of application when you tell us you’re an Advantage Package customer

2. Advantage Package Conditions of Use and Terms and Conditions apply and are available at stgeorge.com.au. Annual fee, currently $395, applies.

3. A discount of 0.20% p.a. will apply only if the interest in advance amount is automatically deducted from a St.George transaction account.

The Bank will apply the fixed rate that is available at the loan settlement date or the date the fixed rate period commences, unless the customer locks a fixed rate in on the loan using our Rate Lock feature. The Rate Lock fee is 0.15%p.a. of the loan amount or $500, whichever is higher, capped at $1000 for loans up to $2mil. For loans above $2mil, the Rate Lock fee is 0.15%p.a. of the loan amount. After fixed period, rate reverts to applicable Standard Variable Rate. Excludes internal switches and portfolio Loans.

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Protege Academy #protege #academy #of #cosmetology #campus #at #east #lansing #(call #517-324-3388), #16800 #chandler


Start in East Lansing or Mt. Pleasant, then travel the world!

Protégé Academy is Mid-Michigan’s most advanced school of cosmetology. We are a TIGI Creative School with locations in East Lansing and Mt. Pleasant. Our cosmetology program offers an exciting learning experience in a state of the art facility and a unique study abroad opportunity. Financial aid is available for those who qualify.

Our cosmetology students gain advanced education in make-up, cutting, and coloring. At Protégé Academy, you will:

  • learn from internationally trained, trend-setting stylists
  • excel under the coaching and mentorship of our experienced instructors from well-recognized academies
  • use the most innovative products, including TIGI Colour Line, BED HEAD Products, TIGI Cosmetics line. and OPI Nail Products
  • train in our state of the art facility with free parking and easy accessibility
  • study abroad with top TIGI educators and industry greats in New York, London, and Milan, Italy

Our commitment to hair, fashion, and make-up artistry is unparalleled. Our mission is to provide each student with a specialized national, and international education that prepares you for a competitive and successful career. Our graduates are educated in the highest standards of the business, using ethics and techniques that set them apart from others – with placement in the film industry and prestigious salons across the United States. Start your exciting career at Protégé Academy!

East Lansing Location Accredited by NACCAS.
Mt. Pleasant Location Accredited by NACCAS.

The National Accrediting Commission of Career Arts and Sciences is recognized by the United States Department of Education as a national accrediting agency for postscondary schools and departments of cosmetology arts and sciences and massage therapy. Financial Aid for those who qualify.

Protégé Academy participates in the Veterans Educational Benefits program. If you are interested in using your Veterans Educational Benefits at the Academy, please speak with the Financial Aid Director.

Schedule a Tour


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Sensorcaine with epinephrine #sensorcaine #with #epinephrine


Bupivacaine/epinephrine (Injection)

Bupivacaine (bue-PIV-a-kane), Epinephrine (ep-i-NEF-rin)

Used to numb an area of your body during surgery or other procedures, childbirth, or dental work. This medicine is a local anesthetic.

Brand Name(s):

Marcaine Epi, Marcaine with EPINEPHrine, Sensorcaine With EPINEPHrine, Sensorcaine-MPF With EPINEPHrine

There may be other brand names for this medicine.

When This Medicine Should Not Be Used:

This medicine is not right for everyone. Do not use it if you had an allergic reaction to bupivacaine, epinephrine, sulfites, or certain other types of local anesthetic.

How to Use This Medicine:


  • A nurse or other health provider will give you this medicine.

Drugs and Foods to Avoid:

Ask your doctor or pharmacist before using any other medicine, including over-the-counter medicines, vitamins, and herbal products.

  • Some medicines can affect how this medicine works. Tell your doctor if you are taking any of the following:
    • An MAO inhibitor
    • Ergot medicine or other medicines for headaches or migraines
    • Medicine to treat nausea and vomiting, pain, nervousness, or anxiety
    • Phenothiazine medicine, such as promethazine, chlorpromazine
    • Tricyclic antidepressant medicine

Warnings While Using This Medicine:

  • Tell your doctor if you are pregnant or breastfeeding, or if you have heart disease, liver disease, high blood pressure, low blood pressure, atherosclerosis (hardening of the arteries), other circulation problems, diabetes, asthma, thyroid problems, or a history of stroke.
  • Numbness may last for several hours after using this medicine. It may be easier to hurt yourself while your treated body area is still numb. Be careful to avoid injury until you have regained all the feeling and are no longer numb.
  • To avoid injury after dental work, do not chew solid foods until normal feeling has returned to the area. Do not test the feeling in your mouth by biting or poking at your tissues.

Possible Side Effects While Using This Medicine:

Call your doctor right away if you notice any of these side effects:

  • Allergic reaction: Itching or hives, swelling in your face or hands, swelling or tingling in your mouth or throat, chest tightness, trouble breathing
  • Anxiety, depression, restlessness, drowsiness, ringing in your ears, blurred vision
  • Chest pain, fast, pounding, slow, or uneven heartbeat, trouble breathing
  • Lightheadedness, fainting
  • Nausea, vomiting, chills, metallic taste in your mouth
  • Seizures, shivering, shaking, or tremors

If you notice these less serious side effects, talk with your doctor:

  • Headache, back pain
  • Swelling near the injection site

If you notice other side effects that you think are caused by this medicine, tell your doctor

Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088

Last Updated: 4/8/2016

The information provided herein should not be used during any medical emergency or for the diagnosis or treatment of any medical condition. A licensed medical professional should be consulted for diagnosis and treatment of any and all medical conditions. Call 911 for all medical emergencies. Links to other sites are provided for information only — they do not constitute endorsements of those other sites.

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