Tag: Ways

E-Business (e Business) – Definitions and Ways to Create it Better #business #magazines


#e business

#

e-Business

There are many definitions of e-business, for example we can defines e-business as any net business activity that transforms internal and external relationships to create value and exploit market opportunities driven by new rules of the connected economy. actually the word e means electronic so it means business via electronic channels as website, social networks and emails. Therefore e-commerce is result of e business.

e-Business Definition

First of all, look at the word e-business, it includes from two words 1- e 2- business so we can define it electronic business however, it is more than an absolute state of a company and it targets the market opportunities of conducting business under new electronic channels. which revolve around the Internet.

e-business communications in markets

e Business Range

This is an acknowledgement that e business comes in many forms and can be implemented to a very small or a large degree. It is also an acknowledgement that the Internet is an essential component of an e-business strategy. Laudon and Laudon s (2002) definition of e-business, as the use of the Internet and other digital technology for organizational communication, coordination and the management of the firm, encompasses these different adaptations. In the broadest possible terms, however, e-business is an electronic way of doing business. The fact that the value proposition of e-business includes the creation of new market opportunities through electronic channels, should not be ignored as these electronically channeled market opportunities enable companies to lower transaction costs, reduce delivery times, improve customer services, and add convenience.

This site is concerned with the implementation of e-business in the construction industry. In this context, e-business is defined broadly as the conduct of construction business by electronic means.

This fits with broad definitions of the term e-commerce exemplified by the definitions below:

  • The Organization for Economic Cooperation and Development (OECD): The electronic exchange of information that support and govern commercial activities including organizational management, commercial management, commercial negotiations and contracts, legal and regulatory frameworks, financial settlement arrangements and taxation (OECD,1999).
  • Learnthat. e-Commerce is not just about buying and selling online, but also includes all forms of business activities that are conducted over the Internet (e.g. the business-to-business flow of information between companies or within a company, communication between businesses, online advertising, etc.).
  • Kalakota and Whinston: e-Commerce at its grass root level can be described as an electronic method of doing business, typically over the Internet. Broadly defined, however, eCommerce is a modern business methodology that addresses the needs of organizations, merchants and consumers to cut costs while improving the quality of goods and services, and increasing the speed of service delivery .

Thus, the term, e-business, as used in this site should not be considered synonymous with narrow definitions of e-commerce as the process of buying and selling goods and services online.

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New Ways to Invest in Small Businesses #busy


#small business investment

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New Ways to Invest in Small Businesses

When nonprofessional investors are able to put money into small businesses, everyone can benefit.

I met with Paul on Tuesday. He is the CFO of a business start-up. He s not sure if the next phase of his company s financing is going to go through. Although he believes in the business model and the mission of the company, some days he thinks he won t have a job in three weeks.

I met with David on Wednesday. While he s a great saver and earns a decent buck, he isn t wealthy. He wants to invest in small companies so much that we ve set up a fun money account, which is 10% of his otherwise well-diversified, passively managed portfolio. Fun money is specifically set aside so that he can make individual investments he believes in.

Because of the way small business investing is structured in this country, the likelihood of Paul and David connecting has been infinitesimally small.

This drives me mad.

It s not just these two who are missing out. Because small companies drive job and economic growth, the economy of the country loses when Paul and David don t connect. And because the current system of funding is biased, some small businesses are a lot less likely to get funding despite their worthy ideas.

Recent developments could change all this.

To raise their initial start up money, small business owners typically first use their savings, and then appeal to their friends and family. Next, they go to banks. If they get big enough and have certain ambitions and contacts, they can get venture capital funding or private equity funding, which is what Paul was waiting on.

These sources of capital are all enhanced if you are affluent and well connected. Do your friends and family have extra money to invest in your business? Do you know anyone you can talk to at a bank? What about impressing people in the venture capital world? A lot of people with good ideas are shut out.

Enter the Internet. Raising money got a lot easier.

The Power of Reward Sites

With reward sites, startups with good ideas raise money in exchange for rewards.

Sesame, which opens doors remotely from smartphones, raised over $1.4 million on Kickstarter.com. The reward here was a chance to order the device.

Then there is Lammily. Barbie s realistically proportioned cousin, whose designer raised almost $500,000 through Tilt.com. The reward for funding Lammily was the chance to pre-order the doll, and sticker packs with stretch marks, cellulite, freckles, and boo-boos.

The reward sites show that companies can raise large amounts of money through small contributions from a large number of people. Research suggests that Kickstarter.com reduces company funding gender bias by an order of magnitude and reduces geographic bias as well. Reward sites cater to consumers who love new products and want to support new ideas.

You may get first dibs on a cool new doll, but sending money to a reward site isn t investing.

The Risks of Private Equity

Traditionally, to get private equity funding, you have to sell to accredited investors the richest 1% of the population, roughly speaking.

Accredited investor regulations were set up in in the wake of the 1929 crash, when a lot of people got ripped off because they invested in dubious enterprises. The idea was that people with a high level of wealth are sophisticated enough to understand investment risk. Unfortunately, this leaves the Davids of the world investors who are sophisticated but wealthy shut out of these types of investments.

Private equity placements are not always a great deal. When I ve looked into them for clients, I ve concluded they are expensive, risky, and difficult to get out of, even if you die. The middlemen who offer these and the advisers who sell these seem to be the ones most likely to make money. The best deals I ve looked at weren t hawked by sales people or investment advisers, but came through clients friends and family.

The rise of Internet portals set up to connect small companies with accredited investors has the potential to cut down on intermediary costs. Still, the sector remains small.

In 2012, President Obama signed the JOBS act, which directed the Securities and Exchange Commission to devise rules opening up small business investing to non-accredited investors.

Some organizations didn t wait for the SEC to issue the rules. Instead, they dusted off exemptions in the securities legislation that most of us have ignored for 80 years.

States Get Into the Act

Some states have picked up on crowdfunding to boost their economies. Terms vary, but generally investors are subject to investment limits and companies are subject to a cap on raising money. Each individual, for example, might be limited to investing $10,000; each company might be limited to raising $1 million. Both investor and company are generally required to reside in the state.

This is music to ears of people who want to invest locally. The first successful offering using this type of exemption was in Georgia in 2013, where Bohemian Guitars raised approximately $130,000 through SparkMarket.com.

Village Power is another example of raising money using an exemption. This intermediary helps organizations set up and fund solar power projects. Village Power coaches their community partners to use an exemption in the SEC rules, which allows for up to 35 local, non-accredited investors.

New Rules Open Doors

New rules issued March 25 by the SEC removed a lot of the barriers for companies raising money and for non-accredited investors.

Companies will be able to raise up to $50 million. Non-accredited investors are welcome to invest, sometimes with limits 10% of their net worth, say, or 10% of their net income.

Although Kickstarter has said that it won t sell securities, other fundraising portals, such as Indiegogo. are looking into it.

And if all goes well, Paul, David, and I can start looking for the new opportunities in June of 2015.

Bridget Sullivan Mermel helps clients throughout the country with her comprehensive fee-only financial planning firm based in Chicago. She s the author of the upcoming book More Money, More Meaning. Both a certified public accountant and a certified financial planner, she specializes in helping clients lower their tax burden with tax-smart investing.

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5 Ways To Improve Your Business Language Skills #find #a #business


#business communication skills

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5 Ways to Improve Your Business Language Skills Quickly

Business language skills are critical needs in this modern era of globalization and cut-throat competition.

An employee that has competency in business language skills is likely to be able to climb up the career ladder with ease. And that applies to businesses as a whole, too: a recent study conducted by Bersin and Associates reveals that organizations that are able to communicate their strategies in a clear and precise manner are 113 times more likely to achieve higher levels of profitability and efficiency.

A similar study conducted by Global English reveals that 97% of employees surveyed believe that poor communication as a result of inadequate business language skills can create misunderstanding.

A staggering 83% of employees report that poor business language skills have resulted in a negative impact on sales, profitability and efficiency of operations in their organizations.

It is therefore imperative that anyone who wants to succeed in business, managers and workers alike, focuses on improving business language skills.

Gaining competency over this particular skill will allow you to communicate with your peers, subordinates, supervisors, and clients easily and clearly, and this will bring an increase in productivity that will ultimately result in higher profitability.

Here are five simple ways that will allow you to improve your business language skills quickly:

1. Increase Your Vocabulary

Improving vocabulary is key in mastering the specialized words used in business language.

You can easily improve your vocabulary through training software that offers a comprehensive range of exercises. Learning commonly-used business idioms and abbreviations can also enhance your vocabulary.

Furthermore, you can do research on the Internet in order to find the terminology used in the specific field that you are currently employed in. It is important that you adopt an inquisitive approach towards learning, and find the meaning of any business word that you are currently unfamiliar with. A business dictionary can prove to be particularly helpful, since you’ll be able to find the complete meanings for new terms and their relevant usage within business communication.

2. Read Business-Related Material

You can significantly enhance your vocabulary by reading a wide variety of material related to your field or business.

Reading business information and current updates will not only allow you to remain abreast with the recent changes in the business environment but also allow you to keep up with any changes in terminology. This knowledge can prove to be essential when you are communicating with third parties or working on customer contracts.

3. Play Games

You can even learn business language by playing games like crosswords and word search games.

These games can allow you to enhance your business vocabulary while ensuring that the learning process is fun and engaging. Business-themed language games include crosswords based on financial terms and important concepts, or word search games using terminology from banking or industry. You can use free word-search puzzle generators to create your own games, if you can’t find one specific to your field.

4. Watch Business-Oriented Programs

Watching programs that focus on business is an excellent way to improve language skills, because the people in those programs will be using key terms frequently and correctly.

These programs are often hosted by experts in the field and therefore can prove to be an important source of valuable information and knowledge as well as vocabulary terms. Business terminology is naturally used on these programs and merely watching them attentively can help you grasp terms that are part of business communications.

Listening to or watching these programs will not only allow you to become familiar with new words but also learn their correct pronunciation and usage.

Simple knowledge of business terminology cannot completely eliminate the chance of misunderstanding in organizations; rather, an employee must be able to correctly use the terms so that the underlying message is effectively communicated to the second party. Watching these programs will allow you to understand the current business scenario while also becoming familiar with a range of words and their proper uses.

5. Practice

Learning new business terminology will not impact your communication skills until and unless these terms are used correctly in your the daily communication.

You must try to use as many relevant words as possible during your conversations with colleagues and peers. Furthermore, recently learned business terminology can and should be incorporated into the presentations you give, so that you are able to gain confidence in your ability to use the terminology.

Finally, you can practice your business language skills by writing business letters and memos.

An individual working in an organization is likely to need to communicate with stakeholders and peers through the medium of memos and letters. However, it must be remembered that letters and memos need to be to the point and precise. Your business language skills are critical during this point, because short sentences must convey your instructions, term, or requests. It is important to be familiar with the general writing pattern found in letter formats used in your industry. Use a formal tone where appropriate, and make sure the language you use helps to clearly convey the information.

It’s critical to have these language skills if you want to have a successful career.

As the study reports highlight, 30% of employers believe that new university graduates do not have the necessary command of basic English, much less the terms and concepts used in a specific field.

The success of a business lies in the capabilities and competencies of its employees and improving your business language skills can help you become a vital asset for your organization.


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10 Ways to Identify a Great Business Idea #top #entrepreneurs


#business idea

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10 Ways to Know If You Have a Great Business Idea

Good Ideas

Ready to take on the world of entrepreneurship? In order to find startup success, you need a great business idea. But a winning business idea is more than just something you’re excited about or good at — you have to make sure your idea is actually viable.

Business News Daily asked experts how you can tell if your business idea is poised for success. Here are 10 questions to ask yourself before pursuing your business idea.

Does it solve a problem?

Entrepreneur and co-founder of the Web design school The Starter League Mike McGee thinks the best business ideas are those that solve a problem in some way.

If there is a problem that affects you, your friends, family, co-workers, etc. then the chances are high that it affects people you don t know as well, McGee said.

Will people will pay for it?

It s paying customers who validate an idea and determine which ones have the greatest chance for success, said Wil Schroter, co-founder and CEO of Fundable .

An idea is just an idea until you have a paying customer attached to it, Schroter said. Anyone can discredit a simple idea, but no one can discredit paying customers.

What’s your price point?

Credit: Profit Growth Image via Shutterstock

Charlie Harary, founder and partner of investment firm H3 Co., said that while there are many ways to solve problems, great business ideas do it in a way that is less expensive than what the market will endure.

Once you have determined that you are solving a legitimate problem in a scalable way, you need to determine not only the value that it delivers to the world, but what people would pay for that value, Harary said. Once you determine the price, then you can assess if your solution is businessworthy or not.

Is there a sizable niche market for it?

Without a large enough market, your business idea may never get off the ground. Ruben Soto, CEO of shapewear company Hourglass Angel. said your business should cater to a strong niche market.

“Start by focusing on a niche market you know that can be served better,” Soto said. “Make sure the market is large enough and that you can serve those customers better than the alternative. Large companies won’t focus on niche markets, so there is room to compete and exceed customer expectations.”

Are you passionate enough about it?

Credit: Andy Dean Photography/Shutterstock

Your business will likely take up all of your time, so make sure you’re passionate enough about it to make it successful.

“Since starting a business requires an inordinate amount of time, energy and patience, ideally, the idea will be one that you are passionate about, as well as one that you have skills or experience [in],” said Melissa Bradley, executive-in-residence and director of entrepreneurship and innovation at the Kogod School of Business at American University .

Have you tested your idea?

Credit: Michael R Ross/Shutterstock

You won’t know if your business is viable until you test it on strangers.

“Test it not just with friends who will be too polite to tell the truth, but with honest people who would make up your ideal target audience, and then listen to the feedback,” said Lisa McCartney, chief “PLYTer” at educational math board game company PLYT. “

“If your target sample is saying [your idea] is fantastic and [asking] where can they get it, you know that you’re onto something, but if they are less than enthusiastic, it’s probably not as good an idea as you thought.”

Are you open to advice?

If you’re not open to changing or adapting your idea to fit what your customers will want, your business idea might not be worth pursuing.

“Success happens when you are willing to listen and consider others’ advice,” said Angie Yasulitis, CEO and managing partner at YaZo Marketing and Business Development Strategies. “Most good ideas take some tweaking to get to market. Being closed-minded is a business killer.”

How will you market your business?

Many entrepreneurs think about the problems their business will solve but not about how they intend to market their business to their target customers. Jesse Lipson, corporate vice president and general manager at cloud company Citrix Cloud Services. said that your marketing strategy can determine if your business idea is a good one.

“If you have a solid go-to market strategy and a decent product, you’ll probably be successful,” Lipson said. “But if you have a great product without any idea how to reach your potential customers, then it’s going to be really tough to make it successful. Thinking through that as early as possible is really key.”

Are you being realistic about your goals?

As excited as you may be about a new business idea, it’s important to stay grounded and be realistic about it. Thomas J. Gravina chairman, co-founder and CEO of cloud services company Evolve IP said you shouldn’t have a “Field of Dreams” mentality when starting your business.

“Just because you have a vision and decide to build it does not mean the rest will follow,” Gravina said. “While you may have an idea that is original, revolutionary or ahead of its time, there should be a real, solid market opportunity to ensure it is successful. Any new business case or new endeavor has to have a viable market that you believe you can sell now not theoretically or on the premise that there is a future for this market.”

Can you explain your idea in the simplest terms?

Your business may solve a complicated problem, but you should be able to explain it in simple terms so that anyone can understand it, said Kris Duggan, CEO of goal management company BetterWorks. Duggan suggested using what he calls “the grandma test.”

“When you typically hear someone pitch their idea, it’s usually chock-full of important-sounding jargon that rarely makes sense,” Duggan said. “When you think about your new business idea, ask yourself, ‘Can it pass the grandma test?’ In other words, would your grandma understand what you do? Perhaps your business is solving a complicated problem, but early on, come up with a way to explain it that makes sense to the masses.”

Updated Jan. 13, 2016. Business News Daily Senior Writer Chad Brooks also contributed to this story.

More Countdowns


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E-Business (e Business) – Definitions and Ways to Create it Better #business #process #management


#e business

#

e-Business

There are many definitions of e-business, for example we can defines e-business as any net business activity that transforms internal and external relationships to create value and exploit market opportunities driven by new rules of the connected economy. actually the word e means electronic so it means business via electronic channels as website, social networks and emails. Therefore e-commerce is result of e business.

e-Business Definition

First of all, look at the word e-business, it includes from two words 1- e 2- business so we can define it electronic business however, it is more than an absolute state of a company and it targets the market opportunities of conducting business under new electronic channels. which revolve around the Internet.

e-business communications in markets

e Business Range

This is an acknowledgement that e business comes in many forms and can be implemented to a very small or a large degree. It is also an acknowledgement that the Internet is an essential component of an e-business strategy. Laudon and Laudon s (2002) definition of e-business, as the use of the Internet and other digital technology for organizational communication, coordination and the management of the firm, encompasses these different adaptations. In the broadest possible terms, however, e-business is an electronic way of doing business. The fact that the value proposition of e-business includes the creation of new market opportunities through electronic channels, should not be ignored as these electronically channeled market opportunities enable companies to lower transaction costs, reduce delivery times, improve customer services, and add convenience.

This site is concerned with the implementation of e-business in the construction industry. In this context, e-business is defined broadly as the conduct of construction business by electronic means.

This fits with broad definitions of the term e-commerce exemplified by the definitions below:

  • The Organization for Economic Cooperation and Development (OECD): The electronic exchange of information that support and govern commercial activities including organizational management, commercial management, commercial negotiations and contracts, legal and regulatory frameworks, financial settlement arrangements and taxation (OECD,1999).
  • Learnthat. e-Commerce is not just about buying and selling online, but also includes all forms of business activities that are conducted over the Internet (e.g. the business-to-business flow of information between companies or within a company, communication between businesses, online advertising, etc.).
  • Kalakota and Whinston: e-Commerce at its grass root level can be described as an electronic method of doing business, typically over the Internet. Broadly defined, however, eCommerce is a modern business methodology that addresses the needs of organizations, merchants and consumers to cut costs while improving the quality of goods and services, and increasing the speed of service delivery .

Thus, the term, e-business, as used in this site should not be considered synonymous with narrow definitions of e-commerce as the process of buying and selling goods and services online.

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4 Ways a Small Business Can Scale to Profitability #business #management #degree


#small scale business

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4 Ways a Small Business Can Scale to Profitability

Downfalls like not being a profitable venture, startups shutting their doors or even bankruptcy are often caused by a lack of knowledge or a willing ignorance amongst small-business owners.

If the owners really knew what they were doing wrong, they might have been able to fix the problem, entrepreneur and business speaker Jay Goltz told The New York Times . Often, it s simply a matter of denial or of not knowing what you don t know.

Don t fall into the trap. Armed with the following knowledge and know-how, you have a fighting chance of making it as a profitable business that continues to scale for years to come.

1. Prove your expertise. To get customers to trust you (and pay for your products or services), you have to prove you re an expert in your industry.

You can accomplish this by posting blogs, sending out newsletters, participating in interviews, publishing content through noteworthy blogs or publications and making informative how-to and instruction videos that relate to your business.

You cannot buy trust at any price. But slowly, over time, you can build it for free, business advisor Jeffrey Gitomer told Copyblogger .

2. Take calculated risks. All entrepreneurs are risk-takers. They kind of have to be, as it is a huge leap of faith to start a business. But what makes one entrepreneur succeed, where another will fail has to do with if a person makes calculated or reckless risks.

Look at the costs and benefits of every decision and figure out the worst-case scenario. Have back-up plans in place and rely on trusted advisors like your accountants, bank, marketing consultants, lawyers and insurance agents.

Carefully plan out your course of action and make it a collaborative effort amongst you and your employees. That way, if failure does occur, you have people there to support you and assist you in deciding the next move and risk you should take. Plus, by taking these more conservative risks, you are less likely to make a mistake that could have detrimental ramifications — ones that could create financial situations that are hard to climb out of.

3. Develop a cash-flow strategy. Having a steady flow of cash is critical when you have a small business. You need to pay the bills and your employees, as well as purchase materials to scale your services or build your products and more. You also need to make a list of one-time expenses and ongoing expenses and figure out how much money you ll need to operate on a day-to-day basis.

One great tool is SCORE s break-even chart, which allows you to track your profits and can help you see how to increase them. To prepare for slow times of the year, you should save at least three to six months worth of cash to keep your operations going.

4. Appreciate your employees. When you hire employees, make sure that they re actually passionate about the industry you serve. If an interviewee is enthusiastic, does his or her research about your business and asks engaging questions, then he or she is likely to be a good candidate for a position and could provide amazing insights into growing your company.

Once you hire your rock-star team, treat employees as equals and trust them. Show that you appreciate their efforts by encouraging new ideas and collaboration. You can do this by simply being available to them and being positive when they have suggestions. If everyone is on the same page and feels like they have a say, the business is more likely to thrive.

Small business success can be achieved by thinking ahead and planning out your next move. It s a challenge to run a small business, but with the right preparation, you can come out on top.


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10 ways to save money using these websites #search #business #names


#low investment business ideas

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10 ways to save money using these websites

In today’s world everyone wants to save more money that is the reason we always look for buzz words like offers, sale, discount, free etc. When we see something is available like this we grab that opportunity without fail. We even don’t notice word written in smaller font *Condition Applied.

Keeping that in mind we are herewith websites that gives free service and by availing these services you can save your money.

Website to send Text Messages:-

While selecting mobile plan we always select tariff which allows us to send certain number of SMS free, and we pay sometime more money to avail this facility. Many of us are not aware that this type of facility is available free on multiple websites. Just Sign up with website, enter your friend’s number write your message and click ‘send’ completely free.

Website that offer free online storage:-

Few years back small storage facility was costing us big money, but today storage is commodity item. Today you can avail 8 GB storage mini SD card in just 300 Rs. If you want to save money on storage there are multiple website which can provide you personalized storage facility online free of cost. You can store your document, photos, music online free of cost. This storage space is varying from 15GB to 2 GB.

Website for Long distance call

Gone are days where you need to have ISD facility for making long distance call. Today it is very easy to make long distance call to relatives and friends. Just logon to website of Skype and stay in touch with your friends and relative with one click.

Website for Matchmaking

Traditional way to do match making was by relatives, friends and family member. But as time changed the traditional ways has also changed. Today we have multiple matrimony website which provides free trial for match making. Certain site has paid membership but we can always refer to free part to save money.

Website to save commission money

We pay lot of money to buy, sell or rent our property. We can straight away save this money if we try to use online portal available for this purpose. Online portals provide facilities to post our advertisement free of cost. You can use this facility not only for property but also to buy sell products services.

Website for Books

If you are book lover and if you want to save money you spend on book or you want to make sure book you are buying is worth or not you can use these book websites which gives facility to preview and download books from any arena of your interest like, technology, health, finance, fiction, romances and horror etc.

Website delivering free music

In good old days music lover was visiting CD/DVD store for purchasing music CD/DVD but today everything is available online. So if you are music lover and want to save money you can visit following websites which gives facility to listen downloading of songs.

Website for Movies

We all love watching movies so here are sites where you can download/watch movie for free instead of paying money. If you want to capture movie from youtube you can use tool like atube catcher will help you.

Website for Greeting Card

Greeting cards are a ways through which you express your special feelings to your loved and dear ones. Such greetings websites save you money which you might have wasted on a paper card and its postage. Not only that you can always set the date and time in advance, that at which the card to be sent.

Website for learning Language

Many people today love to learn multiple languages, knowing additional language always helps. Livemocha.com is a well-liked language learning site where you can learn many languages around the globe, whether it’s French or Bengali. There you get to interact with other language learners around the world. You can also practice the conversation with a native.

If you come across any website you feel saves you money do share it in comment section given below.


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12 Ways to Make Money Online – Business Opportunities #stock #market


#internet business opportunities

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12 Ways to Make Money Online

Regardless of your area of expertise, there is a plethora of opportunities out there for you to make money online. Someone, somewhere can use your skills and talents – and they’re willing to pay you for it.

However, use caution when you see the phrase “make money online,” as it could be a scam. Christine Durst, consultant to the FBI on Internet scam issues told Woman’s Day magazine, There is currently a 61-to-1 scam ratio among work-at-home job leads on the Internet – that is, for every legitimate job, there are 61 scams.

So how can you tell? Here’s a hint: Legit job offers never require you to pay a fee to get more information, nor do they come in unsolicited junk emails.

We’ve made it easy for you. Here’s a list of 13 (legit) ways to make money online. While some have bigger payouts than others, if done the right way they can all add up to a healthy income.

1. Become an Online Reseller

An online reseller purchases items and resells them on sites like eBay to make a profit. Sellers determine the price by the market and the value of items they sell, so it’s imperative that you have a strong knowledge of what the product is worth (market value). Depending on the volume of your business, reselling on eBay and other sites could become a lucrative full-time job.

2. Try Affiliate Marketing

Affiliate marketing is one of the fastest-growing ways to earn money online. What’s great about becoming an affiliate marketer is that you don’t have to create any products yourself. You just link up a buyer and a seller, and you take a commission on the sale. One piece of advice, don’t join every affiliate program you come across in hopes of increasing your streams of revenue. Choose wisely and don’t overload yourself. Here are some of the most popular affiliate programs to help you get started: CJ Affiliate. ClickBank. Google AdSense and Rakuten LinkShare .

3. Virtual Independent Contractor

Customer service has evolved in the last few decades. It’s no longer about just answering questions from a cubicle in a call center. Larger companies like J. Crew, Express Jet, 1-800-flowers and IRS outsource their customer service to third parties who then hire home-based workers to take calls. Become an independent contractor with LiveOps and you will have the freedom to operate your own business providing customer service right from the comfort of your own home.

With a college degree and skills in math, science, English or a variety of other subjects, online tutoring might be the right fit for a little extra cash. At Tutor.com. working as an independent contractor can earn you around $10-$14 per hour based on the subject and hours worked. The busier you are with your home tutoring business. the more money you can make. Some online tutors bring in up to $1,600 a month.

Although most transcription companies will require you to pass an entrance exam, once you get your foot in the door there is real opportunity to make money. TranscribeMe offers short audio files to be transcribed at a rate of $14 per audio hour, with potential to earn up to $20. The key here is audio hour – your speed and efficiency will determine your overall hourly rate.

Registered nurses should consider a company like Fonemed. which provides phone-based triage and medical information to customers in Canada and the US. Companies like Fonemed contract with medical-related clients, doctor’s offices and pediatrician’s offices to answer questions during non-office hours (usually weeknights and weekends). To be considered, you must be licensed in the state or province where you are located and have at least three years of recent clinical experience with adults and children. Typical Fonemed nurses make $27 an hour and are eligible for benefits like health insurance and paid leave.

You don’t need a computer science background to get into the app biz. What makes app development such an attractive opportunity is minimal overhead. While $0.99 is a cheap price for a consumer, multiply that by the millions of people who have the device to download it. So, get brainstorming. Yours could be the next killer app.

8. Take Online Surveys

You definitely won’t get rich taking surveys online, but it’s an easy way to earn a little cash on the side. Do your homework and make sure the survey company is legitimate. My Survey. Pinecone Research and SurveySpot are just a few you should check out.

9. Closed Captioning

Work from home doing court reporting or creating closed captioning for the hearing impaired for television, videos, etc. It’s an industry you can break into with just a little training that inevitably pays quite well. Captioning is generally done with a stenotype machine, and if you are trained to use one it is possible to type over 200 words per minute. If you aren’t trained, visit the National Court Reporting Association for more information.

10 Take Part in an Online Jury

Think about this. Companies like eJury.com and OnlineVerdict.com will pay you to sit on mock juries to give attorneys and consultants feedback on cases they are working on. These cases are real and your verdict will give them a prediction of how things might go in the courtroom. Payment ranges from $5 to $60.

11. Become a Virtual Assistant

Business owners and other professionals are in need of personal assistants but can’t afford to add a permanent position. So what do they do? They hire remotely to address their administrative needs. Contact businesses in your area or register with an agency like Zirtual.com to get stated.

12. Flip Domain Names

One of the easiest ways to make money online is by buying a domain name for a low price and selling it for a higher price. You can purchase domain names through sites like GoDaddy or in an online auction at NameJet. There are dozens of reasons why domains expire, and you can profit from them. Flipping domains doesn’t cost a fortune to start and you can flip as many domains as possible.

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10 Ways to Quickly Generate Leads #free #business #directory


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10 Ways to Quickly Generate Leads

Writer and Entrepreneur

You ve printed flyers, you ve sent out mailers, you have blasted your social-media followers, but you re still not getting the lead flow you need to grow your company into the next billion-dollar brand. Well, there are hundreds of ways to generate leads, so don t hang your head.

Here are ten of my favorite.

1.eBooks

These work great for B2B companies or a business that works in a very technical space, as people love to read and gain expertise about their industry. Make sure you don t promote your services or products. People don t want to be sold, they want to be informed. So write it from a neutral perspective and give actionable insights. Share the eBook socially and ask your network to share it for you.

You ll want to ensure that you have a landing page set up that requires visitors to input their name, email and phone number for a chance to download the eBook. Pages like this can be built easily with tools like Unbounce .

2. Newsletter

Do you have a newsletter yet? If not, you re missing out on one of the simplest way to generate more leads. Make sure you put a newsletter sign up in every possible place that makes sense on your website.

With these newsletter, not only do you have a captive audience (people have to opt-in to your newsletter) but email pathways are a great way to avoid getting lost in all the Internet noise. Again, don t make it all about you. Instead, share with your contacts your insights, recent wins you created for your customers and industry news.

3. Blog

Having a blog is one of the best lead generating tools you can use, as it not only allows a company (or person) complete control of what is said but also an opportunity to have the undivided attention of the reader. Make sure that your blog is optimized to generate leads by having a sign-up section for your newsletter and by using the margins to promote your products and services. And I feel like a broken record, but don t make the blog all about you! Give real value.

4.Twitter

Twitter is a dream for generating leads. Use it to reach out to influencers in your industry and get into conversations with them. Their followers, who are probably some of your potential customers, will see your interactions and follow you or visit your site. You can also follow trending subjects that pertain to your business and interject your thoughts into the general discussion by using the # symbol. For instance, if you are in the mobile world, you may use #iphone to find and eventually get leads.

5. Networking events

While a lot of action happens in the digital world, the real world still provides a lot of advantages — especially networking events. Even events that didn t directly pertain to my business have provided me with some of the most valuable contacts and leads. You ll meet more people, expand your network and gain referrals. Plus, it s a great way to build your brand. Make sure to bring business cards and don t be afraid to ask the people you meet for their patronage.

6. Develop an engaging video

Please don t produce another terrible commercial and post it on YouTube. The world doesn t need any more of these. What people always want more of is entertainment. So, spend some time on developing a great idea that promotes your business and engages your customers. Once you ve uploaded the video, you can get the ball rolling on making it go viral by using services like StumbleUpon to drive traffic to your video for pennies per viewer. Video sites like YouTube allow you to put links directly into the video. Use these to link back to specific landing pages on your website.

7. Infographic

Yes, infographics may have been overused a few years back, but people still share them and still stop and read them whenever they can.They re quite cheap to produce as well. Simply come up with an original idea (again, don t make it about you), find a quality (but affordable) graphic designer, then share it socially and ask your network to pass it along. You can also submit your infographics to publications that cover your industry.

Always put your logo and website URL on the bottom of the infographic. This way readers will be able to visit your site.

8. Webinars

Webinars are an inexpensive way to get your message to thousands of potential customers. There are many services that allow you to broadcast a webinar quickly and easily. And if you make it a recurring event, you ll continue to grow your following. So, come up with a great idea that helps your customers and promote it using social media, your network and your newsletter.

At the end of the webinar, feel free to ask the attendees to download an eBook, sign up for your newsletter, or visit your site. This will bring the leads flowing in.

9. Media coverage

Do you know what journalists hate? Being hit up by dozens of PR agencies hour after hour, day after day. Do you know what journalists hate a little less? Having an owner of a company reach out to them and tell their story in a real and authentic manner. In fact, your chances of being covered go up significantly if you do the reach out yourself (as long as your pitch is on point). A few tips regarding reaching out to journalists: Don t mass email them, do not open with to whom it may concern and don t pester them (one follow up email is sufficient).

By getting your name out in the media, you begin to develop a following, increase your personal brand and come off as an expert in your domain all that can help you get leads.

10. Strong branding

Customers love authentic companies. They like it when a company has a strong and clear message and that message is consistent across all of their marketing platforms. So, don t try and be everything to everyone. Customers want the experts and the company that is the best in their industry. Focus on communicating that through your branding and your conversion rates will go up, resulting in more leads.


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Student Loan Services – Ways to Pay for College #student #loan #services, #college #financing,

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Student Lending and Services

* Multi-year approval funds available for future use are subject to a soft credit inquiry at time of your next request to verify continued eligibility. After we make the initial loan to you, we may refuse to allow you to take out additional loans under the multi-year approval feature, terms and conditions will be outlined in your promissory note.

1 Average savings of $643 are calculated using the 2016/2017 Award Year Federal Direct PLUS Loan program reporting (as of 5/03/2017 for quarter ending December 31, 2016 not including Grad PLUS) of originations of

$11.1 billion to 740,097 borrowers through 769,597 loans with an average loan size of $15,035.30. Average fee savings is possible with either private student loan option we offer, including the Citizens Bank Student Loan or the Citizens Bank Student Loan for Parents.

2 Average savings based on 57,772 actual customers who refinanced their federal and private student loans through our Education Refinance Loan between January 6, 2014 and January 31, 2017. The borrower s savings might vary based on the interest rates, balances and remaining repayment term of the loans they are seeking to refinance. The borrower s overall repayment amount may be higher than the loans they are refinancing even if their monthly payments are lower.

3 U.S. Dept. of Education. The loan fee is a percentage of the loan amount and is proportionately deducted from each loan disbursement. For Loans first disbursed between October 1, 2016 and September 30, 2017 the origination fee is 4.276%.

4 Interest rate reduction of up to 0.50 percentage points is possible with the following discounts:

Loyalty Discount: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost. This discount will be reflected in the interest rate disclosed in the Loan Approval Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan.

Automatic Payment Discount: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N.A. during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. Discount is not available when payments are not due, such as during forbearance. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account three or more times within any 12-month period, the borrower will no longer be eligible for this discount.


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