Tag: VA

Lender Lister – Business Directory #local #lenders, #residential #lenders, #banks, #wholesale #lenders, #commercial #lenders,


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State Veterans Homes – Geriatrics and Extended Care #va #state #veterans #home, #veterans #homes,


Geriatrics and Extended Care

State Veterans Homes

What are State Veterans Homes?

State Veterans Homes are facilities that provide nursing home, domiciliary or adult day care. They are owned, operated and managed by state governments. They date back to the post Civil War era when many states created them to provide shelter to homeless and disabled Veterans.

To participate in the State Veterans Home program, VA must formally recognize and certify a facility as a State Veterans Home. VA then surveys all facilities each year to make sure they continue to meet VA standards.

VA does not manage State Veterans Homes.

Video about State Veterans Homes
  • Watch this video to see inside a State Veterans Home and hear from healthcare professionals about the care provided.

    Am I eligible for a State Veterans Home?

    Your eligibility for State Veterans Homes is based on clinical need and setting availability. Each State establishes eligibility and admission criteria for its homes.

    Some State Veterans Homes may admit non-Veteran spouses and gold star parents while others may admit only Veterans.

    A recognized State Veterans Home may receive payments from VA to help defray the cost of care provided to Veterans. The cost to you varies by state. VA does not pay for care for non-Veterans.

    Talk with a VA social worker/case manager about the eligibility requirements of State Veterans Homes near you and to figure out a plan for paying for State Veterans Home care services.

    Find out more about Paying for Long Term Care .

    What services can I get?

    Each State Veterans Home provides nursing home, domiciliary or adult day health care. The State Veterans Home may also provide more than one of these services.

    State Veterans Homes are located in all 50 states and Puerto Rico. Some states have more than one State Veterans Homes. For a list of locations, visit the National Association of State Veterans Homes .

    How do I decide if this is right for me?

    Thinking about moving into State Veterans Home is an important decision for you and your family.

    You can use a Shared Decision Making Worksheet to help you figure out what long term care services or settings may best meet your needs now or in the future. Find out about how you can use the Shared Decision Making approach.

    There’s also a Caregiver Self-Assessment. It can help your caregiver identify their own needs and decide how much support they can offer to you. Having this information from your caregiver, along with the involvement of your care team and social worker, will help you reach good long term care decisions.

    Your physician or other primary care provider can answer questions about your medical needs. Some important questions to talk about with your social worker and family include:

    • How much assistance do I need for my activities of daily living (e.g. bathing and getting dressed)?
    • What are my caregiver’s needs?
    • How much independence and privacy do I want?
    • What sort of social interactions are important to me?
    • How much can I afford to pay for care each month?

    If a State Veterans Home seems right for you, your VA social worker can help you locate one and assist with making arrangements.

    You can also use the Locate Services and Resources page, found on the left navigation menu, to help you locate State Veterans Homes.

    What do Veterans and caregivers say?

    This is the right place for me. My daughter and her family live close by so they can visit often. The staff here takes good care of me and they even drive me to my medical appointments.

    We had three choices in our state. My dad met the income criteria and they have the care services he needs right now. They can also provide nursing home care when and if the time comes for that.

    Jerry, Veteran’s son and caregiver

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  • A guide to free and low cost civil legal information and services in Virginia



    Know Your Rights

    This program can help you create a document to take to court if you are seeking an uncontested divorce in Virginia. Uncontested means that you have lived separate and apart from your spouse for six months (if you do not have any children under 18) or one year (if you and your spouse have minor children). This separation must be continuous, without interruption and without cohabitation. In an uncontested divorce, you do not have to claim your spouse did something wrong, like adultery or desertion. Content Detail

    By: Virginia Poverty Law Center

    This short survey will help us serve you better as we continue to improve our interactive programs. Please take a few minutes to let you know what you thought about the online program you just completed. Content Detail

    Paternity means fatherhood. Establishing paternity means legally determining the father of a child. Establishing paternity means that the father’s name can be placed on the child’s birth certificate and that he has legal responsibility for the child. Paternity, unless acknowledged by the father, is established by the court. A mother will need to prove paternity if she wants the father to pay child support or if she expects the child to inherit property from the father’s estate. Content Detail

    By: Virginia Legal Aid Society

    By: Virginia Poverty Law Center

    This article describes what a divorce is and what a separation is. It also explains who can file for divorce and what the steps are for getting a divorce in Virginia. Content Detail

    By: Virginia Legal Aid Society, Inc.

    By: Virginia Legal Aid Society, Inc.

    If you have received a Complaint for Divorce, you have 21 days from the date it was served on you in which to file an Answer, or an Answer and Cross-Bill. You do not have to file a response, but in some instances you must file a response in order to preserve your rights. This article describes what you rights are if you have received a Complaint for Divorce. Content Detail

    By: Central Virginia Legal Aid Society, Inc.

    By: Metropolitan Richmond Women’s Bar Association

    By: Central Virginia Legal Aid Society, Inc.

    Collaborative law is a new way to resolve family law disputes. Each party has a separate and specially trained attorney. The lawyers’ only job is to help the parties settle the case. If the attorneys do not succeed in helping the clients settle, the attorneys are out of a job. They never can represent either client against the other. Everyone agrees to work together with respect, honesty and good faith. They try to find “win-win” solutions to the reasonable needs of both parties. Content Detail

    By: Central Virginia Legal Aid Society, Inc.

    This Child Support Calculator is free and has both online and mobile app versions available. Up-to-date with most recent changes to the law. This is available free through the generosity of the Resolution Point LLC in Great Falls, VA. Content Detail

    By: Virginia Poverty Law Center

    For more information on this topic, click above to go to the Virginia State Bar’s webpage. Content Detail

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    Additional VA Life Insurance: Veterans Special Life Insurance (Korean War Program) – Life Insurance


    Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

    Life Insurance

    Additional VA Life Insurance: Veterans’ Special Life Insurance (Korean War Program)

    The Insurance Act of 1951 established a program to meet the insurance needs of Korean War service personnel and veterans. During this period, all service members on active duty were covered by $10,000 of free insurance under a program known as Servicemen’s Indemnity .

    Korea 1951, 7th U.S. Infantry Division
    (Courtesy of Arms and Armour Press, At War in Korea from a U.S Army Photo)

    They remained covered under Servicemen’s Indemnity for 120 days after their discharge. Newly discharged veterans could then apply for Veterans Special Life Insurance (VSLI) which was renewable term insurance. The VSLI program was closed to new issues at the end of 1956. Effective January 1, 1959, VSLI term policies could be converted to permanent plans of insurance or exchanged for a limited convertible term policy. Today there are 181,000 policies still in force and the average age of policyholders is 75 years. Annual dividends are paid on these policies. The maximum face amount of a policy is $10,000. However, this limit does not include paid-up additional insurance which can be purchased with the annual dividends. Certain disability benefits are available under these policies for policyholders who become totally disabled before their 65 th birthday.

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    Texas VA Loans – Official VA Mortgage Website #texas #va #home #loan


    Looking to obtain a Texas VA loan?

    veterans and other service members who have completed their service are eligible to take advantage of these loans.

    However, if you get a traditional loan they may not include benefits like low down payment (as low as $0), no private mortgage insurance, and no pre-payment penalty. Curious about what else you need to do to qualify? Keep reading below.

    Qualifying for a VA Loan in Texas

    Some Quick VA Loan Requirements to Keep In Mind:

    • Traditionally, service members who served on active duty for 90 days during wartime or 181 days during peacetime, but more recently a minimum of 2 years of service have been typical VA loan requirements.
    • National Guard or reserve members who served at least six years.
    • Unremarried surviving spouse of a service member killed in duty.
    • Veteran honorably discharged due to injury.

    If you think you qualify and you’re ready to take advantage of your VA Loan, get your Certificate of Eligibility or fill out the VA Home Loan Application .

    At VA Mortgage, our goal is to help you get the home you deserve. If you have questions give us a call directly at 888-775-1585 or fill out the form below to get in touch with us.

    Texas VA Loan Limits and Statewide Median Prices

    Texas State Loan Limit. $417,000

    Texas Median Home Price. $131,900

    There is no consistent or exact limit to the home loan amount, although the maximum is usually around $400,000. This limit is typically determined by how much liability the VA is willing to assume. (For updated loan limits, click here )

    Texas Major Cities Median Home Price

    Austin (median home price: $197,600) Located deep in the heart of Texas is Austin. Once a relatively small town, it has grown into one of the most popular cities in the country and consistently makes the “Top 10” lists at each release. Known as the “live music capital of the world” Austin is an ideal place for veterans. VA loan limits in Austin and the rest of Texas are right at the $417,000 limit and with the median home price at $197,600 VA loans can be used for the bulk of the homes in Austin. Austin is an hour and a half drive away from the Central Texas Veterans Health Care System located just north in Waco, Texas and an easy trip to the VA regional center located in Houston, TX.

    Dallas-Ft. Worth (median home price: $143,600) The Dallas Ft. Worth metroplex, which includes Arlington as well, is a metropolitan statistical area that covers 12 counties. With over 6.5 million residents, it is an ideal destination for veterans. VA loans used to finance homes in Dallas/Fort Worth cover provide a wide range of property types due to the attractive median home price of $143,600. The economic climate is as healthy as it is diverse, and the median household income for the area is just under $60,000, making housing affordability one of the best in the country and a popular place for veterans.

    Houston (median home price: $142,500) Another growing area in Texas is Houston. Houston is a popular destination for both veterans and active duty members with a population of more than 2 million. Houston’s energy industry along with its healthy import-export channel and manufacturing base make the city an economic powerhouse. One of the regional VA benefit centers is located in Houston as well. Houston’s median home price is attractive and it is one of the more affordable metropolitan areas in the country. Veterans can take advantage of the zero down VA home loan benefit to buy and finance a home in Houston or the surrounding areas.

    San Antonio (median home price: $143,000) San Antonio is perhaps the most historic city Texas. Steeped in heritage, San Antonio is home to the revered Alamo and other monumental sites. San Antonio is a bustling military town with Fort Sam Houston, Randolph, Lackland AFB, and Brooks City Base all calling the San Antonio area home. San Antonio is also a popular retirement spot for veterans due to the lower cost of living index and median home price.

    El Paso (median home price: $95,300) The western-most city in Texas, located in its own time, is El Paso. El Paso has a population of about 700,000 people and is home to the revered Army post Fort Bliss. El Paso touches both Old and New Mexico and is the single largest international metroplex in the entire world. Nestled against the scenic Franklin Mountains, El Paso is highly affordable with one of the lowest median home prices for a large metropolitan area in the state as well as the country. Strong military support means veterans and active duty members alike have used their VA home loan benefit to buy an El Paso area home and retire there.

    Statistics stated above can change daily, without notice. For update statistics visit: zillow.com for Median Home Pricing Information city-data.com for Population Income Statistics

    Texas Military Bases

    Dyess AFB
    Arnold Boulevard and S 7th
    Dyess AFB, TX 79607

    Fort Bliss
    Robert E. Lee Gate
    Building 5400 Robert E. Lee
    Fort Bliss, TX 79916

    Fort Bliss SFAC
    Building 2494, Hinman Road
    Fort Bliss, TX 79916

    Fort Hood
    T.J. Mills Boulevard 761st Tank Battalion Avenue
    Building 121
    Killeen, TX 76544

    Goodfellow AFB
    3005 Kearney Boulevard
    GAFB, TX 76908-4304

    Laughlin AFB
    548 Laughlin Dr, Bldg 468
    Laughlin AFB, TX 78843

    NAS Corpus Christi
    11001 D Street, Suite 143
    Corpus Christi, TX 78419-5021

    NAS JRB Fort Worth
    1510 Chenault Avenue
    NAS JRB Fort Worth
    Fort Worth, TX 76127-1021

    NAS Kingsville
    554 McCain Street
    Building 2740
    Naval Air Station Kingsville
    Kingsville, TX 78363

    Red River Army Depot
    100 James Carlow Drive
    Red River Army Depot
    Texarkana, TX 75507

    Sheppard AFB
    210 Missile Road
    Sheppard AFB, TX 76312540

    USAREC, Dallas Battalion
    1350 W Walnut Hill Lane, Suite 150
    Irving, TX 75038

    USAREC, Houston Battalion
    US Army Recruiting Battalion
    1919 Smith St, Suite 1529
    Houston, TX 77002

    USAREC, San Antonio Battalion
    1939 Buck Road, Suite SA
    Fort Sam Houston, TX 78234

    Texas Financial Regulatory Agency

    Texas Department of Savings and Mortgage Lending
    2601 North Lamar Suite 201
    Austin, TX 78705

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    SunTrust Bank Review – Banks in Richmond, VA – BBB Business Review – BBB

    #suntrust business banking


    BBB Accreditation

    A BBB Accredited Business since

    BBB has determined that SunTrust Bank meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

    BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

    Reason for Rating

    Factors that raised the rating for SunTrust Bank include:

    • Length of time business has been operating
    • Complaint volume filed with BBB for business of this size
    • Response to 880 complaint(s) filed against business
    • Resolution of complaint(s) filed against business

    Industry Ratings Comparison | Chart

    Customer Complaints Summary Read complaint details

    880 complaints closed with BBB in last 3 years | 373 closed in last 12 months

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    Servicemembers Group Life Insurance (SGLI) – Life Insurance #va, #veterans #affairs, #ebenefits, #vba, #veterans


    Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

    Life Insurance

    Servicemembers Group Life Insurance (SGLI)

    SGLI is a program that provides low-cost term life insurance coverage to eligible Servicemembers. If eligible, you are automatically issued the maximum SGLI coverage. If you qualify for SGLI, you are automatically enrolled and do not need to apply for coverage.

    Servicemembers can make changes to your SGLI coverage. For example, Servicemembers can decline SGLI coverage, select a lesser amount than maximum coverage. designate beneficiaries, and/or make other changes.


    You are automatically insured under full-time SGLI if you are one of the following:

    • Active duty member of the Army, Navy, Air Force, Marines, or Coast Guard
    • Commissioned member of the National Oceanic and Atmospheric Administration (NOAA) or the U.S. Public Health Service (USPHS)
    • Cadet or midshipman of the U.S. military academies
    • Member, cadet, or midshipman of the Reserve Officers Training Corps (ROTC) engaged in authorized training and practice cruises
    • Member of the Ready Reserve or National Guard and are scheduled to perform at least 12 periods of inactive training per year
    • Servicemember who volunteers for a mobilization category in the Individual Ready Reserve (IRR)


    SGLI coverage is available in $50,000 increments up to the maximum of $400,000. Covered members receive 120 days of free coverage from their date of separation. Coverage can be extended for up to two years if the Servicemember is totally disabled at separation. Part-time coverage is also provided to Reserve members who do not qualify for full-time coverage (members covered part-time do not receive 120 days of free coverage).

    If you are totally disabled at the time of separation (unable to work), you can apply for the SGLI Disability Extension. which provides free coverage for up to two years from the date of separation. At the end of the extension period, you automatically become eligible for VGLI, subject to premium payments.

    Ready Reserve or National Guard Members in Non-Pay Status

    You are generally still covered by SGLI if you are a member of the Ready Reserve or National Guard and are:

    • scheduled to perform at least 12 periods of inactive training per year, AND
    • are drilling for points, rather than pay.

    SGLI premium rates are the same as those drilling for pay. However, each branch of service handles payment of premiums during this non-pay period differently. If you are a drilling Reservist or Guard member in a non-pay status and have questions about whether you are covered by SGLI and how to pay your premiums, view our branch of service contact list for the number to call for information.


    If you have SGLI coverage, you pay a monthly premium that is automatically deducted from your base pay. The current basic SGLI premium rate is 7 cents per $1,000 of insurance. The premium includes an additional $1.00 per month for Traumatic Injury Protection coverage (TSGLI) .

    SGLI Premium Rates Effective July 1, 2014

    Converting SGLI to VGLI

    You must apply to convert SGLI to VGLI within one year and 120 days from discharge. Veterans who submit their application within 240 days of discharge do not need to submit evidence of good health, while those who apply more than 240 days after discharge are required to answer questions about their health. Follow this link to learn more about VGLI .

    Some medical conditions may make it difficult or even impossible to obtain private insurance. If you have any of these conditions, you should consider purchasing VGLI. Follow this link to learn more about medical conditions that may make you uninsurable. .

    Converting SGLI to Commercial Policy

    Servicemembers covered under the SGLI program have the option to convert their SGLI coverage to an individual policy of insurance within 120 days from the date of separation from the military. Learn more about converting to a commercial policy .

    Making Changes to SGLI Coverage

    If you qualify as eligible for SGLI, you are automatically enrolled and do not need to apply for coverage. However, to designate beneficiaries, or to reduce, decline, or restore SGLI coverage, use one of the following methods, depending on your branch of service:

    If you are in the Navy.

    You no longer need to use the SGLV 8286 to change your SGLI elections! You can now manage your Servicemembers Group Life Insurance (SGLI) coverage using the SGLI Online Enrollment System (SOES). SOES allows Servicemembers with full-time SGLI coverage to make fast and easy changes to their life insurance coverage and beneficiary information at any time without completing a paper form or making a trip to their personnel office. To access SOES, sign into www.dmdc.osd.mil/milconnect and go to the Benefits Tab, Life Insurance SOES- SGLI Online Enrollment System.

    If you are in any other uniformed service

    SOES is expanding by uniformed service. For now, you must complete and submit the SGLI form SGLV 8286, Servicemembers’ Group Life Insurance Election and Certificate. You should contact your Personnel Office for any changes to Basic SGLI or Family SGLI coverage. Follow this link to find out when your service is scheduled to begin using SOES .

    Myths and Rumors About SGLI

    There are several myths, rumors and misconceptions about SGLI and VGLI insurance floating around. Please visit our Myths and Rumors page to find out what’s true and what’s false.

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    Online college gi bill #veterans, #benefits, #services, #va, #us #department #of #veterans #affairs, #veterans


    Veterans On-Line Application (VONAPP)

    Four forms are now available on the vets.gov site. They are the 22-1990, 22-5490, 22-1995, and 22-1990E. If you select any of those forms within VONAPP, you will be redirected to the vets.gov site.

    The final 2 education forms, the 22-5495 and the 22-1990N will be removed from VONAPP in May. All educations forms will be accessed through vets.gov.

    As of September 20, 2015, you can now apply for Vocational Rehabilitation and Employment (VR E) benefits online through eBenefits. If you were routed here to the Veterans Online Application (VONAPP) page by mistake, please go back to the eBenefits homepage and login.

    Once logged in, on the left hand side of the page:

    – From Dashboard column, go to �Additional Benefits� under Benefits and Payments

    – From the Additional Benefits page expand the VR E link

    – Select apply for either Vocational Rehabilitation and Employment Program or Education/Career Counseling

    To use the eBenefits VR E options, you will need a premium account. If you do not have a premium eBenefits account, please register for one. The register option is located in the top right hand corner on the eBenefits homepage.

    Effective April 6, 2014 � Use VONAPP for Pension claims. If you are a Veteran with an existing VONAPP account, please select I Have Used VONAPP Before. If you do not have an account, please select I Am a New VONAPP User.

    You cannot use VONAPP to submit a Compensation claim. If you want to submit a Compensation claim online, please use the �Apply for Benefits� section on the eBenefits homepage.

    Can I access my incomplete form in VONAPP?

    Partially completed forms and forms saved but not submitted can be accessed in VONAPP for 30 days following the date you started your application. After 30 days, claims not submitted are removed from the system.

    Can I view my completed forms in VONAPP?

    Submitted applications cannot be viewed or printed ; however, you will be able to view and print your submission confirmation page for one year (365 days) from the date of submission.

    Can I start a new VONAPP form?

    VONAPP can be used to prepare and submit new forms for Veterans Pension Benefits, Education Benefits, and Burial Benefits.

    Claims for Compensation Benefits and Dependency Benefits can be filed through VDC. VDC is available for use in eBenefits under the �Apply for Benefits� section. A Premium eBenefits account is necessary for access to VDC. Your VONAPP username and password will not allow access to VDC. To register for an eBenefits Premium account, please visit their DS Logon Account Registration page.

    Once registered, select “Apply” on the eBenefits homepage. You will then be able to select the benefit for which you are wanting to apply.

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    James Bondsman Bail Bonds Chesterfield #bail #bondsman #richmond #va


    Call (804) 370-0053 24/7 for fast, professional bail bonds service.

    Q. You want to help your friend, family member or employee get out of jail, but who can you trust?

    A. See the 7 Point Service Promise we make to you at James Bondsman Bail Bonds in our video below.

    Here s what our Richmond and Central VA bail bond service offers:

    1. Always as fast as possible.
    2. We always show up when we say we will be there!
    3. Courteous, respectful, caring service.
    4. Confidentiality guaranteed.
    5. Always tell you the truth.
    6. We will help you understand all about how bail works.
    7. Affordable! If needed, we will work with you to figure out how to make the price of the bond fee affordable NOW!

    Call us 24/7 because it s always better to be OUT fast! Call us at 804-370-0053 .

    We will always thoroughly explain the whole bail bonds process to you, answer all questions, and always tell you the truth.

    So, when you get the call for help, you need a good bail bonds service and a good, honest, helpful bail bond agent. At James Bondsman Bail Bonds, we promise all of that and more.

    After all, you don t want anyone you care about to stay in jail even one more minute than absolutely necessary!

    We bail out defendants incarcerated in any of the following areas: Richmond City, Chester, Colonial Heights, Charles City, Petersburg, Hopewell, and the following Virginia counties: Chesterfield, Hanover, Powhatan, Henrico, Goochland, Amelia, Dinwiddie, New Kent, Caroline, and Prince George, VA.

    Call James Bondsman Bail Bondsman now at 804-370-0053

    Affordable and flexible payment plans, fast, professional and courteous bail bonds
    for all of Richmond, Chesterfield, Henrico VA jails, as well as others anywhere near Central Virginia.

    We accept most methods of payment with NO extra cost. Simply call us first. We ll explain the charges and make it EASY. Call 804-370-0053
    Now also accepting Bitcoin!

    James Bondsman Bail Bonds

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    Tree Care and Tree Removal – Fairfax County, Virginia #tree #service #fairfax #va


    Tree Care and Tree Removal

    How should I prune my trees?

    Using proper pruning techniques is extremely important to the long-term health and viability of trees. Always use clean, sharp tools when making cuts. Pruning is best accomplished during the tree’s dormant season before new growth begins. Pruning of young trees should be aimed at establishing a healthy growth pattern for the new tree. Pruning of mature trees is best limited to removal of dead or hazardous limbs. Topping a tree is NOT proper pruning, and is not conducive to the long-term health of the tree. See below for information on why topping is bad for a tree. For more information on how to properly prune a tree, you may also visit the Virginia Department of Forestry.

    Why does the pruning practice known as topping hurt trees?

    “Topping” of trees is perhaps the most harmful pruning practice known. By removing a large portion of the tree’s upper leaves, new problems can be created. Topped trees are more likely to suffer from stress and become vulnerable to sun damage, insects, disease and storms. If you have a tree that has grown too large, there are ways to correctly prune to reduce the tree crown without damaging the health of the tree. The rapid re-growth of shoots on a topped tree is an indication of stress and a weakened state of health. For appropriate methods to reduce the height or spread of a tree, an arborist can determine the best approach to pruning to preserve the tree’s natural beauty, health and safety for the surrounding environment.

    How can I manage trees and turf and promote the continued health of both?

    Trees and grass are healthier when they are not forced to compete with each other. Both provide benefits to the environment, but when placed next to each other can result in problems to both species. Grass at the base of a tree is often weak and thin. The shade provided by the tree is not suitable for many types of grasses. In addition, the roots of the tree, which are closer to the surface, can disrupt the growth pattern of grasses. In return, grasses take away many nutrients and much needed moisture, causing trees to weaken and produce poor growth. Trees may also be damaged by lawn equipment, causing wounds that allow disease and insects a point of entry. The best approach is generally to allow a mulched area around the perimeter of the drip line of the tree. This keeps grass from competing with the tree for vital nutrients and moisture and reduces likelihood of damage to both species.

    Why is proper mulching of trees important and what are the proper techniques?

    Proper mulching helps maintain moisture in dry summer months, reduces weeds that draw away necessary nutrients, acts as an insulation against extreme heat and cold, and provides an aesthetically pleasing base for landscaping. Improper mulching, however, can be the cause of stress and decline in a tree. For instance, mulch that is too deep and piled high against the trunk of a tree may actually prevent the tree from receiving adequate amounts of oxygen and water, cause excessive moisture to be retained causing roots to rot, and may harbor insects and other pests. Mulch should generally be applied in a 2″-4″ layer around the base of the tree, extending outward towards the dripline. Avoid mulching directly against the base of the tree; allow several inches between the base of the tree and the surrounding mulch. Whenever possible, use organic mulches to provide beneficial nutrients.

    My tree looks stressed and strange; what’s wrong with it?

    A healthy tree has many built-in methods of resisting normal insect and disease invasions. A tree may become stressed from physical changes in the root zone or from other environmental factors that affect the basic requirements of the tree, including light, oxygen to the roots, water and the balance of essential nutrients. A stressed tree then becomes more vulnerable and unable to sustain the needed resistance to insect and disease invasion. Identifying causes of tree stress and mitigating them early can help a tree to resist or fight harmful agents. A certified tree professional can identify causes of stress and make recommendations to mitigate the stressful situation, and detail any treatments. For more information on identifying common insect and disease symptoms in trees visit the Virginia Department of Forestry.

    Can I remove trees on my property?

    In general, there are no laws or regulations in Virginia that prohibit you from removing individual trees on your own property. Some specific regulations, however, might impact your property:

      • If your property is a part of a homeowners association, restrictions on the removal of vegetation may apply. Contact your homeowners association, if applicable, to determine whether restrictions apply.
      • Harvesting of timber on your property is regulated by the Virginia Department of Forestry.
      • Any land disturbing activity, such as removing trees and stumps, on more than 2,500 square feet of your property requires a permit from Fairfax County.
      • There may be restrictions for the removal of trees used to meet certain Zoning Ordinance requirements such as transitional screening or parking lot landscaping.
      • There may be environmental restrictions on your property.

    In Fairfax County, some areas on private property may be designated as Resource Protection Areas (RPA) or conservation easements. In general, you are permitted to remove trees that are dead, dying or diseased in these areas, provided you remove them by hand and replace them with similar vegetation. In these situations, contact the Customer Technical Support Center at 703‑222‑0801 (Option 1), TTY 711. A County representative will evaluate the tree(s) and determine whether the criteria for removal is met, and then provide recommendations for replacement.

      • If you want to remove a healthy tree(s) from a conservation easement, you would need to be sure of the restrictions specific to your conservation easement. This information should be available in your property records.
      • Removing healthy vegetation in the RPA should follow the process noted above. The Chesapeake Bay Preservation Ordinance provides information about tree removal restrictions in these areas.

    To find out if there is a RPA on your property, use the Fairfax County Digital Map Viewer and select the Chesapeake Bay Preservation Area map series.

    Who do I contact if my neighbor is illegally cutting down trees?

    If you believe that your neighbor is removing trees or disturbing land illegally, visit the Reporting Land Development Concerns page for information on how to report such activities.

    Who should I hire to take care of or remove trees on my property?

    There are many tree removal contractors and arborists working in our area. An arborist is a specialist in the care of trees. A certified arborist is an experienced professional who has passed an extensive industry-approved examination covering all aspects of tree care. Certified arborists must continue their education to maintain their certification, so they are more likely to be up to date on the latest arboricultural standards and techniques. Keep in mind that good arborists will only perform accepted arboricultural practices. For instance, topping trees is not an industry accepted practice and you should be wary of any arborist who advertises such services.

    The condition of your trees can have a significant affect on the value and safety of your property. Therefore, it is in your best interest to be an informed consumer when seeking the services of an arborist. Find out how to hire an arborist.

    For more information, contact the Fairfax County Urban Forest Management Division at 703-324-1770, TTY 711, or by email.

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