Pure Storage Recognized as Top Workplace by San Francisco Business Times for Third Consecutive
#sf business times
Pure Storage Recognized as Top Workplace by San Francisco Business Times for Third Consecutive Year
All-Flash Enterprise Storage Company Ranks #2 Among Bay Area Companies with 101-500 Employees on Annual Best Places to Work List
MOUNTAIN VIEW, CA – April 25, 2014 — Pure Storage, the all-flash enterprise storage company, today announced that it has been named to the San Francisco Business Times’ annual list of Best Places to Work in the Bay Area for a third consecutive year. The company ranked #2 in the medium-sized company category (101-500 employees), and received high marks for its meritocratic work environment, diverse and talented workforce, and thriving company culture.
The 11th annual Best Places to Work in the Bay Area awards were presented by the San Francisco Business Times and Silicon Valley Business Journal at a ceremony on April 17, 2014. Each year, the publications compile the annual list based on employee surveys that measure worker satisfaction across several areas, including personal growth, workplace environment and managerial effectiveness.
“Spontaneous fun” tops the list of employees’ favorite things about office life at Pure Storage. From impromptu Nerf Bazooka fights, to company-wide in-office bungee races, the “Puritans” enjoy a truly ‘work-hard, play-hard’ culture. The company’s smart, dedicated team and hands-on, “in the trenches” executive leadership were also highlighted by employees as being key to what makes working at Pure Storage special.
“It is an honor to again be recognized as one of the Bay Area’s top workplaces by the SF Business Times, and we are immensely grateful to our employees for their enthusiasm and support,” said Scott Dietzen, CEO of Pure Storage. “Ultimately, it’s the people and culture at Pure Storage that make our company great. We’re proud to offer a work environment where trailblazers, innovators and disruptors thrive. We look forward to adding more exceptional people to our ranks in 2014—in the Bay Area, and beyond—as we continue to aggressively scale our operations around the globe.”
Pure Storage was founded in 2009, with a vision to transform the enterprise storage industry. Since emerging from stealth in 2011, it has achieved unprecedented growth, expanding rapidly to meet global demand for its next generation, all-flash enterprise storage array. Even as it scales to support massive global growth, the company remains committed to preserving the culture, ethics and values it was founded on. To learn more about career opportunities at Pure Storage, visit: http://www.purestorage.com/company/jobs.html.
To see a complete list of the San Francisco Business Times’ 2014 Best Places to Work in the Bay Area honorees, visit:http://www.bizjournals.com/sanfrancisco/feature/best-places-to-work-2014/ .
About Pure Storage
Pure Storage, the all-flash enterprise storage company, enables the broad deployment of flash in the data center. When compared to traditional disk-centric arrays, Pure Storage all-flash enterprise arrays are 10x faster and 10x more space and power efficient at a price point that is less than performance disk per gigabyte stored. The Pure Storage FlashArray is ideal for high performance workloads, including server virtualization, desktop virtualization (VDI), database (OLTP, real-time analytics) and cloud computing. For more information, visit www.purestorage.com .
Connect with Pure Storage:
The Pure Storage and P logo marks, Purity Operating Environment and RAID-3D are trademarks of Pure Storage, Inc. All other trademarks or names referenced in this document are the property of their respective owners.
#great business ideas
Most articles offering advice regarding profitable business ideas include lists of startup ideas like becoming a personal shopper, a consultant, a pet sitter, a virtual assistant, an interior designer.
This is not that kind of article.
Let’s go in a different direction. Here are my favorite ideas–ones you can still easily do this year, even though we’re well into 2016–that can save time, save money, and streamline your professional and personal life.
The goal is to do less, so you can achieve more:
1. Downsize your to-do list.
A to-do list with 20 or 30 items is not just daunting–it’s depressing. Why start when there’s no way you can finish?
Try this instead. First create a wish list: Use it to write down all the ideas, projects, tasks, etc. that occur to you. Make it your “would like to do” list.
Then pick three or four items off that list that will make the most difference. Pick the easiest tasks to accomplish, or the ones with the biggest payoff, or the ones that will eliminate the most pain.
Make that your to-do list. And then get it done.
Then go back and pick three or four more.
2. Get rid of one “permission.”
You probably don’t think of it this way, but everything you do “trains” the people around you how to treat you. Let employees interrupt your meetings or phone calls because of “emergencies” and they’ll feel free to interrupt you any time. Drop what you’re doing every time someone calls and they’ll always expect immediate attention. Return emails immediately and people will always expect an immediate response.
In short, your actions give other people permission to keep you from working the way you work best.
A friend set up an “emergency” email account; he responds to those immediately. Otherwise, his employees know he only checks his “standard” email a couple times a day and they act accordingly.
Figure out how you work best and “train” the people around you to let you be as productive as you possibly can be.
3. Eliminate one report.
You’re not reading most of them anyway. And neither are your employees.
4. Eliminate one sign-off.
I worked at a manufacturing plant where supervisors had to sign off on quality before a job could be run. Seemed strange to me–we trusted the operators to ensure jobs met standards throughout the run, so why couldn’t we trust them to know if a job met quality standards before they started running?
You probably have at least one sign-off in place because, somewhere along the way, an employee made a major error, and you don’t want the same mistake to happen again. But in the process, you’ve reduced the amount of responsibility your employees feel for their own work, because you’ve inserted your authority into the process.
Train, explain, trust–and remove yourself from processes where you don’t belong. (The same premise works at home, too.)
5. Fire your worst customer (or worst employee ).
You know the one: the high maintenance, low revenue, nonexistent-profits one.
Start charging more, or providing less. If that’s not possible, fire that customer.
6. Eliminate one expense.
Right now, you’re spending money on something you don’t use, don’t need, or don’t want. But since you buy it. you feel you have to use it. I subscribed to a number of magazines (because subscribing is really cheap compared to buying at the newsstand).
Great–but then the magazines show up. Then I have to read them. If I don’t, they sit around making me feel guilty.
So I dropped three or four. I don’t miss them.
Often the biggest savings in cutting an expense isn’t the actual cost; it’s the time involved in doing or maintaining or consuming whatever the expense represents.
Pick one expense you can eliminate that will also free up time and effort. Your bottom line and your workday will thank you for it.
7. Drop one personal commitment.
We all do things simply because we feel we should. Maybe you volunteer because a friend asked you to, but you feel no real connection to the cause you support. Maybe you have a weekly lunch with some old friends but it feels more like a chore than a treat. Or maybe you keep trying to learn French just because once you started you didn’t want to feel like a quitter.
Think about one thing you do out of habit, or because you think you’re supposed to, or simply because you don’t know how to get out of it–and then get out of it. The momentary pain–or, in some cases, confrontation–of stepping down, dropping out, or letting go will be replaced quickly by a huge sense relief.
Then you can use that time to do something you feel has real meaning.
Or just take a break.
8. Optimize your lunch.
You already make enough decisions. What to have for lunch shouldn’t be one of them.
Pack tuna and a small salad. Pick something healthy, something simple, even something you can eat at your desk. Save the decision making for what’s really important.
As a bonus, you’ll lose a little weight and feel a little better.
9. Carve out consistent time to sit and think.
Most small-business owners spend a lot more time reacting–to employee issues, customer requests, market conditions, etc.–than they do reflecting.
Eliminate 20 or 30 minutes of reacting time by creating a little quiet time. Close your door and think. Better yet, go for a walk. Exercise does more to bolster thinking than thinking does; walking just 40 minutes three days a week builds new brain cells and improves memory functions.
And don’t worry that something bad will happen while you’re gone–most of the time the issues you “avoid” will solve themselves.
10. Remove one willpower drain.
We all have a finite supply of willpower. Resisting temptation creates stress and eventually exhaustion.
And then you give in.
But if you don’t have to exercise willpower, you don’t drain your energy. Say you keep a bowl of candy for customers at the front desk. Every time you walk by you’re tempted to grab a piece, but you stand firm. Resisting tires you out, though, and in time you’ll be more susceptible to the candy’s charms.
Get rid of the candy altogether. Then you don’t have to use any willpower at all. Pick something you have to resist–food, wasting time, Web browsing, checking social-media accounts–and eliminate the temptation.
Discipline depletes. Discipline is exhausting. Stay fresh by removing the need for discipline altogether.
11. Remove one category of decisions.
Instead of making serial decisions, try making just one: Decide who will decide.
Say you regularly need to decide whether to expedite shipping due to work-in-progress delays. Instead of being the go-to decision maker, pick someone in the organization who will make those decisions. Provide guidance, parameters, and advice, and turn that person loose. Then, check in periodically to see if they need more direction. That way, you get to spend time figuring out how to eliminate the delays instead of dealing with the repercussions.
Almost every decision you currently make can be taken over by people you trust. How will you learn to trust them?
Teach, train, guide, verify–and in time you will give your employees the authority and responsibility they not only earn, but deserve.
The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.
#business plan template
Writing your business plan. Ughhhh.
It’s definitely not the most exciting part of starting a business. In fact, if you’re like a lot of entrepreneurs, you’re probably going to find yourself pulling a few all-nighters to get one done before heading into your first pitch for funding. Because that’s the thing–your business plan is a pretty important.
Any funder worth his or her salt wants to see it right off the bat. Moreover though, a solid business plan is a living document that will continue to guide your efforts as your business grows. Recently, I shared 18 Mistakes That Kill Startups. an infographic created by Mark Vital over at Funders and Founders.
A lot of those mistakes (most of them, in fact) are the result of poor planning. Bad location, a marginal niche, having no specific user in mind, raising too much or too little money–all of these issues can be prevented or at least mitigated with good planning.
Creating your business plan is more than just getting your ideas down on paper for potential funders to see. It’s an exploratory process in which you can evaluate your options, test your assumptions about your idea, and even discover new opportunities. It might even lead you to kill off aspects of your business before investing too much time or money in them.
That doesn’t mean you have to bust out Word and start the plan from scratch. A template is great–you probably aren’t doing anything that hasn’t been done before, so it provides a proven structure for your plan. Pretty much everything on it can be customized. Check out these comprehensive business plan templates you can download for free to get you started:
1. Score’s Business Plan Template for Startups
Score is an American nonprofit dedicated to helping entrepreneurs get their companies off the ground. Its template, available as a PDF or Word download, asks a whopping 150 questions and is generic enough to customize for most types of businesses. The Refining the Plan resource that comes with it is helpful, especially if this is your first crack at writing a business plan.
Editor’s Note: Looking for loan solutions for your business? If you would like information to help you choose the one that’s right for you, use the questionnaire below to have our partner, BuyerZone, provide you with information for free:
2. U.S. Small Business Administration Business Plan Engine
The SBA’s template is available to fill out online and then download as a PDF. You can go back in and edit it as needed, so don’t worry about having everything ready the first time you sit down to tackle it. Even broken into sections, it’s a long document and a bit of a slog to get through, but it produces a professional-looking and useful business plan. This is particularly helpful if your idea isn’t fully fleshed out and you know you have homework to do–it prompts you for information.
3. The $100 Startup’s One-Page Business Plan
Who said a business plan has to be a long, complicated document? Some funders are going to want to see a lot of detail, but you can provide that in appendices. The $100 Startup, the website for the best-selling book of the same name, has a ton of stripped-down resources for entrepreneurs, including this super simplified business plan template.
4. LawDepot’s WYSIWYG Business Plan Template
This one says you just have to answer a few simple questions and will be “done before you know it!” Don’t believe it. A business plan should take time and a lot of homework, but if you’ve already done that, LawDepot’s template is a decent choice. It walks you through getting started, marketing, product, competitive analysis, SWOT, and more, with a window below the input fields to show you the plan as you work away at it. You can download it free with a trial subscription, but you’ll have to remember to cancel it within the week if you don’t plan to continue using it.
5. SME Toolkit Business Plan Samples
The SME Toolkit, jointly offered by IFC and IBM, offers a simple two-page outline of what should be included in your business plan to meet the minimum requirements of funders and tax authorities (in the U.S.). It contains 10 broad sections, including market analysis, management and organization, etc. with a one-paragraph explanation of each. A second download on the same page is an Excel file to help with your financial projections.
6. Office Online Templates Galore
Of course, Microsoft offers a ton of business plan templates for Office users (you can get birthday invitations while you’re at it). If you’d rather do a business plan presentation than a Word doc, you can download one of Microsoft Office’s half a dozen or so PowerPoint templates for just that purpose. You’ll want to customize it with your company branding (you have your branding down, right?), but it’s easier than starting from a blank PPT.
7. vFinance Inc. Business Plan Template and Guide
Global financial services firm vFinance offers a basic, 30-page business plan template to download from its website–one the company says has been downloaded more than a quarter of a million times. No, it won’t be completely unique, but vFinance knows what it’s doing and the template is pretty comprehensive. VFinance is the creator of the massive Venture Capital Directory and has tailored the plan to appeal to funders. If that’s your goal, definitely check this one out.
8. Invoiceberry Templates for Word, Open Office, Excel, or PPT
U.K. online invoicing software brand Invoiceberry offers free business plan templates in .docx. odt. xlsx, and .pptx formats. Each one also contains a marketing plan and executive summary template. There’s a catch, though–the company asks you to take one of the following three actions before you can download the template: like it on Facebook, give it a +1 on Google+, or give it your email address. If you don’t mind doing that, it’s a good deal. Kudos to Invoiceberry for figuring out this effective lead-gen tactic too!
9. Santa Clara University’s My Own Business Institute Plans
Santa Clara U’s MOBI is an initiative of its Center for Entrepreneurship and Innovation at the Leavey School of Business. On the site, you can download each of the 15 business plan sections individually as Word documents, or grab all 15 together in one doc. There’s a ton of other helpful resources as well, including guidelines for evaluating your potential sites, a list of key people to review your plan, and sample financial sheets.
10. RocketLawyer’s Business Plan Templates by State
Like some of the others, you fill out RocketLawyer’s form and download the business plan when you’re done–but its template allows you to choose your state before getting started. These plans are tailored to meet your financing requirements in your state, which is a huge bonus for those seeking funding through banks. It’s also heavily geared toward financing, making it a good choice if that’s a priority for you.
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The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.
#top business schools
Top Business Management Schools in 2016
Top business schools in the US Canada
The United States is home to an impressive 43 of the 200 entries in the business school ranking, with Harvard University this year overtaking the UK’s London Business School to be ranked as the world’s top business school. Of the US’s entries, 15 are ranked among the top 50 for business, including University of California, Berkeley (11 th ), Yale University (16 th ), University of California, Los Angeles (UCLA; 17 th ). New York University and the University of Chicago also feature in the top 20, sharing 19 th place.
Canada has nine representatives in the business and management ranking, including three in the top 50. These are the University of Toronto (35 th ), the University of British Columbia (38 th ), and McGill University (joint 45 th ).
Top business schools in Europe
Europe has many prestigious universities included in the business school ranking, with the top 10 (above) featuring business schools in the UK, France and Italy.
The UK alone has 25 representatives in the ranking, including seven in the top 50. Outside of the top 10, these are: the University of Warwick (25 th ), the University of Manchester (joint 28 th ) and Imperial College London (36 th ).
Also performing well in the business and management ranking is Germany with eight representatives, the highest ranked of which is Universität Mannheim (in the 51-100 range).
Five top business schools are claimed by the Netherlands, with Erasmus University Rotterdam the country’s highest ranked (21 st ). Spain also has five representatives, including ESADE Business School in the top 100. Switzerland claims four of the top business schools in the world, with the University of St Gallen its strongest performer (37 th ).
Over in Scandinavia, Denmark and Sweden offer three top business schools each, with Denmark’s Copenhagen Business School taking 13 th place. Finland and Norway may only offer one ranked business school each, but they’re both in the top 100 – Aalto University and BI Norwegian Business School .
Ireland and Belgium each feature in the ranking with two entries, including Belgium’s Katholieke Universiteit Leuven (KU Leuven, joint 82 nd ) in the top 100. Greece, Russia and Austria also have one representative apiece in the business school ranking, with Austria’s WU (Vienna University of Economics and Business) placing joint 45 th .
Top business schools in Asia
South Korea claims eight of the top business schools in the world, the highest ranking of which is Seoul National University (33 rd ). China has seven entries in the business school ranking, including three in the top 50. Its highest ranked business school is Peking University (34 th ).
Hong Kong’s five representatives in the ranking are all within the top 50, led by the Hong Kong University of Science and Technology (HKUST, 18 th ). Singapore also performs well, with three entries, led by the National University of Singapore (12 th ).
India and Taiwan each claim five top business schools in the ranking, while Malaysia and Japan have four each and Thailand two.
Top business schools in Australia New Zealand
Australia has 17 universities featured among the top business schools in the world, of which five are within the top 50. The leader of these is the University of Melbourne (15 th ), followed by the University of New South Wales (24 th ) and the University of Sydney (30 th ).
New Zealand claims a total of six leading business schools, of which the highest ranked is the University of Auckland (50 th ).
Top business schools in Latin America
Of Latin America’s 10 entries in the business school ranking, three are in Chile, including Pontificia Universidad Católica de Chile within the top 100.
Brazil and Columbia each claim two representatives, while Mexico has three entries this year, with Tecnológico de Monterrey its highest ranked, featuring in the top 100.
#vista business cards
You’re all set!
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If you own a business, check out Vistaprint for top quality business cards and business & design services. Creating a calendar for a fundraiser or to give as a gift? They can help you with that too. Want to put a personal touch on your personal checks? Vistaprint can do it. Other featured products include stationery, stamps and ink, signs and posters and more. Shop for photo gifts, promotional products, marketing materials and labels and stickers. Planning a party, getting married or having a baby? Announce it to the world with high quality invitations and announcements from Vistaprint. Score great deals on holiday products, corporate gifts and custom clothing. Popular services include digital marketing an design services. Some of their most popular products include business cards brochures, postcards, flyers, banners and lawn signs. Need help designing your new website? No problem. Want to design your own shirt for a family reunion? They can help you with that too. Simply put, they can do it all. And they’ll do it for a fraction of the price thanks to Vistaprint coupons.
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More ways to raise
2016 Goodsearch LLC. U.S. Patent No.7,769,738
Business Website Builder
 Template Design Wix has a very large library of professionally designed themes that spans across a lot of different industries, so it s easy to find one that s suitable for you. Squarespace themes are responsive and polished by far the best amongst its peers. Weebly is gradually releasing more updated themes. If you want your web design to look good, click here to see a collection of free beautiful, professional themes .
 Ease of Use Score is based on how easy it is to learn to use the website builder (even if you have no technical skills). This rating give you an idea which website builder is the easiest to use.
 Features Flexibility Refers to the number of features, apps and type of website (hotel, music, ecommerce, and etc) the website build will support. Some website builders have app stores that allow you to integrate third party tools and features with a simple click of a button. Higher scores will be rewarded to website builders that are more flexible and have the larger app stores.
 Popularity The popularity of a website builder is determined by the number of users. This does not necessarily equate the number of active websites or number of paying customers, but will give you a broad indication of its popularity. If you re unsure how to find the right website builder for you, here are 9 simple questions to ask yourself to help you choose .
 Pricing Monthly pricing based on annual plans. Monthly price will be a bit higher if you enrolled on month-to-month payment plans. Pricing plans should not be compared directly based on pricing, as each website builder offers different features for their own plans. Please read our detailed review for each website builder for further details. We also have more discussions about the cost of building a website here.
Best Business Website Builders Round-up
Top 10 best business desktop PCs (August 2016)
Plus a handy buying guide
While workforces have become far more mobile, there is still a need for the traditional office desktop PC. It remains the most cost-effective computing device as it’s easily maintained and has the most powerful solutions available on the market.
Despite the drop in laptop prices and increase in mobile processor power, there are still distinct advantages to running desktop systems in an office environment, which is why the desktop remains the most popular form-factor for computer systems.
Speaking of form factors, the desktop PC has evolved significantly over the past three years beyond the monoliths that mid or mini-towers are.
The range of available desktop systems is as wide and varied as business needs themselves, ranging from a few off-the-shelf units for an SMB to the deployment of thousands of basic desktop PCs and everything in between.
The types of desktop PCs
A recent development in the desktop PC world has been a modest diversification of the system case. The typical business PC comes in a mini-tower box, which is probably best sited under or next to your desk.
But if space is at a premium, a smaller case would be a better choice. Dell, for example, delivers its Optiplex models in mini tower, ‘thin’ desktop and ‘compact’ small form factor sizes, each model offering the same computing power but in a different case.
Three other formats that have grown in popularity are:
 All-in-one. otherwise known as AIO, which combine the monitor with the base unit. The move to power-efficient components, the falling price of LCD panels and the ubiquity of touch functionality make AIO an increasingly popular choice for businesses. The all-in-one PC essentially resembles a slightly larger than normal LCD display that contains the processor, hard drive and memory built-in to the screen casing. The end result is a very elegant, clutter-free desktop PC.
 Ultra-small form factors. otherwise known as net tops or mini PCs, which borrow a lot of their designs (and components) from laptops. They are essentially laptops without a screen, input peripherals and a battery.
 HDMI dongles which have been inspired by tablets and smartphones and often share parts with the latter. These are usually used for display signage or in niche markets. They are usually not powerful enough for most tasks but things are likely to improve by the end of 2016.
Top 10 best business desktop PCs in the UK
To help narrow down your search for the ideal system for your business, here are Techradar Pro’s top 10 business desktop PCs in no particular order.
1. Zoostorm 7260-3041
The cheapest desktop PC going
CPU: Intel Celeron 1037U | Graphics: Intel HD Graphics | RAM: 4GB | Storage: 500GB HDD | Connectivity: Gigabit Ethernet | Dimensions (W x D x H): 18 x 40 x 36cm
#mobile business ideas
What are the best mobile business ideas for the year? Are you in need of business opportunities that requires low startup capital, low overhead and no office location? Do you want a business you can run from any location of your choice? Then i advice you read on .
The concept behind running a mobile business is to take your goods or services to the doorstep of your customers; by any means necessary. For instance, if you have a particular talent in cooking, rather than starting a catering or restaurant business; you may consider taking your services to the doorstep of your customers using a food truck or a food cart. This particular act gives you an advantage over those who operate from a stationary location such as shops and stands.
Aside this illustration, there are actually more ideas you may want to consider. Without wasting your time, below are the following top 10 best mobile business ideas you can start this year.
Top 10 Best Mobile Small Business Ideas to Start
If you look online, there are countless of opportunities for individuals who know two or more languages. What this mean in essence is that there is certainly a great demand for interpreters and you can take advantage of this opportunity by pooling a team of translators together. The good thing about this business is that you don’t need an office location; all you need is just a mobile phone, a computer, access to the internet and a list containing the contacts of translators; that will execute your tasks.
Whether you have experience in human resources or have the technical aptitude to come up with appropriate apps, starting a mobile business may just fit your profile. With companies opening their doors for freelance opportunities, you can help them out in, recruiting employees, monitoring their employees with your management skills, ensuring a high performance level among employees, or better still; you can come up with a product that boosts employee productivity.
Mobile salon business. Do you have skills in hair dressing, facial makeovers, etc; then another good mobile business idea you may want to consider is to set up a mobile salon. Since people are always conscious about the way they look and they always crave for convenience, it can make a great combination for a business. The catch here now is that you can stay mobile, and offer your services house to house. You can also get a truck and operate your business from inside the truck.
For the sake of convenience and in the name of health, healthy vending machines are expected to boom. Needless to say, I decided to include this item in the top 10 mobile business ideas because it is worth venturing into.
If you have the skills to repair for electronics, home machines, iPhones. automobiles, mobile phones, laptops. power generators, industrial machines, etc; then you can help customers in the maintenance and repair of these gadgets. You don’t even need a workplace and you can execute your services in the client’s location.
People skills are essential in this business. If you can pool human resources together, you can take advantage of this opportunity from the top 10 mobile business ideas. I know some individuals who are into contract execution, yet they don’t have an office or operate from a single location. For instance, getting interior decoration contracts, supply contracts, real estate development contracts, etc are some businesses you can engage in without needing an office space.
Before a service or product is released in the consumer market, big corporations go through comprehensive testing. Also, they regularly gather feedback from the marketplace and from customers. You can bridge the gap between the companies and the customers by being the middleman or information broker.
Top 10 Best Mobile Small Business Ideas to Start
With the increasing demand for freelance jobs and work at home opportunities, you can make money out of it. In fact, there are a lot of freelance services you can offer and some of them are writing services. SEO. tutoring, web design and development. database administration, data entry. etc. You can set up a team of freelance workers and manage job hunting for them.
However, the catchy fact about this business is that your team of freelance workers don’t have to work from a centralized location; they can work from their individual homes. All you have to do in this case is to set up your own site, act as a mediator between client companies and freelancers; and make your money.
Some companies are unwilling to put big money on a function that they may not be able to use or manage full time. They would rather outsource these services and such services include IT consulting, human resource projects, marketing and financial functions. You can make yourself and your team available for such services.
Yes, you can start a consulting business. With the advent of the internet and the web, the world is now a global village where you can do business with anyone without being limited by border. You can start a mobile consulting business armed with only your laptop and an internet connection and offer advice to anybody in the world.
You can also serve as a mobile consulting group depending on your particular expertise. All you need to do is to choose a communication platform that will be beneficial to you and your clients. Such communication platform can be mobile phone calls, Skype, GTalk, Facebook chat, 2Go, WhatsApp, Twitter. etc.
In conclusion, the above are some low capital, small business ideas that you can engage in today without needing an office space. So get down to work today and I will see you at the top.
Top 5 Small Business Loan Requirements – How to get a Small Business Loan
#sba loan requirements
Top 5 Small Business Loan Requirements
The time has come to expand your business with new employees, a larger location or a new product line. It’s an exciting time, but stressful because you’re not sure you have the cash reserves to manage the expansion.
For many small businesses, this situation calls for a small business loan a cash infusion that pays for itself, plus the interest, with the new opportunities and extra income it allows you to create.
Many of our Kabbage customers are new to small business lending. Though they’re familiar with personal loans, they only know the basics of small business loans and lines of credit. For those who “resemble that remark” and for more experienced folks who would like a review of how to get a small business loan here is your expert-researched, Kabbage-curated list of the top five small business loan requirements to get the best possible small business loan.
#1: Strong Credit
The bad news about small business lending is it can be hard to qualify for the best rates and deals. The good news is this decade has more options for good small business loans than any other time in history. You can choose between platform lending. traditional loans (like from a bank) and a variety of hybrid options available from local vendors or via the internet.
This flexibility doesn’t mean your company shouldn’t look as good as possible on paper. Your FICO credit score will figure heavily in any lending decision, so (if time permits) spend time grooming that number in the months prior to applying. Research what other metrics the lenders you want use, and groom them as much as possible, too.
If you have a major ding in your credit, like a repossession or string of late payments, be prepared to discuss them and why things will go better in the future.
#2: Solid Business Plan
Part of understanding how to get a small business loan is ensuring you have a solid business loan. You should have one of these anyway, since a strong business plan is a prerequisite for stellar business success. Traditional lenders will expect to see an updated, professionally prepared business plan as part of the lending process. Lacking one tells them you’re not ready for the “big leagues” and are a bad credit list.
Though platform lenders like Kabbage won’t insist on seeing your formal business plan, similar documents about your social presence, industry statistics and unique market advantages all of which are part of a comprehensive business plan will go into decisions about what to lend you and how much it will cost.
Either way, get a business plan together.
#3: Compelling Personal Resume
Traditional lenders want proof that the people responsible for running a business are qualified to do so, and part of that proof will be seeing the resumes for you and other principles like owners and executive officers. This resume should be as solid, well-edited and up-to-date as any resume you’ve ever sent out.
Consider: the purpose of a resume is to get you the job you want. The purpose of this resume is to get you the job of running the company you want, instead of the company you have.
Platform lenders don’t look at your traditional resume, but they will look at your business’ curriculum vitae in terms of performance metrics and social sharing. Take time to groom those items as substantially as you would a regular resume.
#4: Bulletproofed P L Statements
Like your business plan, you should have these anyway. You should be using your profit and loss statements as part of a robust monthly “vital signs” check for your business. If you’re not doing them, dig into your accounting software for half an hour. You’ll find a tool that compiles P Ls from your records. If you’re not using software to keep track of your financials get started on doing that.
Lenders of all stripes are looking for three things in your P L: reliability, professionalism and ethicality.
- Reliability – They want evidence that you will be able to make your promised payments, based on enough cash flow to cover the loan. If you don’t, the lender will assume that lending you money is too high a risk.
- Professionalism – Lenders presented with incomplete, inaccurate or hastily prepared P L statements will assume that your business is similarly disorganized.
- Ethicality – If you “fudge” your numbers to look better and get caught, you are done with that lender. The decision makers will assume that you cut ethical corners in other places.
#5: Knowledge of the Loan Needed
This is actually the first of the small business requirements that you should address, but we wanted to mention it last so it would be the freshest in your mind. Lending isn’t what it used to be – a situation where you went to a couple of banks, all of which offered the same basic products, and hoped they would agree to give you a loan.
Modern small business lending includes a wide array of traditional, platform and peer-to-peer options with wildly varying qualification requirements and rates of interest. Before you start working in earnest on the other four requirements for your loan, decide what kind of loan you need. That way you won’t waste time and effort preparing the wrong documents.
Do you have a tale of success or woe to share with the Kabbage community about when you aced a loan application or were embarrassingly unprepared? Share your story in the comments below.
#business name generator
Top 7 Free Business Name Generators
Updated August 29, 2016
There are a lot of steps to follow when it comes to starting a business. and each one is important for specific reasons. Choosing a business name can be one of the easiest parts of starting a business, or it can be one of the most difficult. If you fall into the second category and are struggling to identify the perfect business name, there is help available.
Here are seven business name generators that can help you brainstorm, think creatively and break through the mental block to find the best possible name for your business. Take your time and explore each one before you make your final decision. Run your potential names by business partners, colleagues, friends and family to get their input and follow these tips for naming your business to make the best decision possible.
To use this business name generator, you input a word or words, and it generates a list of possible business names. The tool will also identify which domain names are available for each possible business name. More
A random name generator that provides a steady feed of names that you can click on to see if the domain name is also available. You can specify the type of word you are looking for and the length, or put in your own word to use as a starting point. You can also control the speed of the name feed and pause the feed through controls on the page. More
This name generator allows you to enter specific criteria and generate a list of 24-816 possible names for each search. You can specify a root word, syllable, letter, the number of syllables desired, and if you d like to add rhymes, Latin or Greek roots and other words for variations. More
This tool will randomly generate new business names based upon keywords you identify. You can also select how the letters of your keywords shift in order to create variations. More
This online business naming tool that allows you to enter in a word, syllable or letters, choose the number of syllables and then find possible names for your business. More
This business name generator spits out random business names from a list of more than 7.2 million potential names. You can also sign up for a free account and post a topic in the forum on the site to get help from the Wordlab community.
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