Tag: Template

Small Business Financial Tools: Free Startup Budget Template and Guide #busy

#small business startup

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Essential Small Business Financial Tools: Free Startup Budget Template and Guide

Creating a startup budget is one of the most important tasks a new business owner will undertake. A startup budget serves as a roadmap for the business. It can help you understand where the business is going and whether you’re on the right path. The cost of starting a company varies widely, so it is critical to create an accurate and realistic startup budget specifically tailored to your business.

There are many reasons to create a startup budget. The main reasons are to figure out how much money you have, how much you will spend, and how much revenue you will need to meet your business goals. A startup budget is usually a key component of your business plan and is useful when applying for a loan or pitching to investors. It explains how your business will spend its resources to reach its goals.

Business owners should always refer to their budget before making important business expenditures. This helps to make sure they can afford to spend the money. Decisions such as purchasing new machinery or whether to expand operations should only be made after checking to make sure it fits into your budget. You can adjust your budget as needed over time, but make sure to stick to those changes.

Determining a business startup costs is critical to ensure enough cash is available to begin business operations on time and within the allotted budget. A startup budget usually covers the period leading up to the commencement of operations. It should only include costs that are necessary to start the business. Use this budget to be on the lookout for areas where you can save money .

Startup costs typically fall within two categories: monthly costs and one-time costs.

Monthly costs cover expenses that are incurred each month on a recurring basis. such as employee salaries, lease payments and utilities. One-time costs are expenses that are incurred only once during the startup period. Examples of one-time costs include the purchase of a building, computer equipment and consultant fees.

This startup budget template can be downloaded and used for any type of business. It should be customized to include the specific cost items that apply to the company.

To fill out this spreadsheet, determine the number of months the startup period will cover. Next, enter the applicable costs into their respective cells. The total amounts will automatically populate based on the embedded formulas. Once completed, you will be able to view an itemized list of your business’ startup costs. An example startup budget is also included to help guide you through the process.

Starting a business can be difficult and overwhelming. By taking the time to create an accurate startup budget now, you can give your business the best chance of succeeding in the future.





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Free Corporate Business Card Template (PSD) #women #in #business

#business card template

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Free Corporate Business Card Template (PSD)

This free business card PSD template is great for any corporate business. Highest-quality business card template with two fully editable Photoshop PSD files. This free business card template is suitable for both corporate business and personal usage. Stylish business card PSD template available for free download.

All text layers can be changed with one click. All objects are in vector shape, can be resized without any quality loss. All psd files are well organized and completely free for both personal and commercial aims.

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Corporate Business Card Design Preview

Features

Fully Editable Photoshop PSD Layered Files
3.5 x 2 (3.75 x 2.25 with bleeds + Trim Mark)
300DPI CMYK Print Ready
White and Black Design Included.
Fonts Used: Nexa Slab Regular

License, Usage, and Sharing:

The business card is design by Yasir Jawaid exclusively for GDJ. The mockup is completely free for commercial and non-commercial usage. You cannot, however, claim them to be your own. You should include a link to our website when you share any where.

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Tutorial: Business Model Brainstorm Tool – Template – Board of Innovation #stock #market #results

#business models

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Design your business model:

Excel is not the most engaging innovation tool, is it? Discussions on business models often end up in total confusion. You re talking about multiple revenue streams, tens of partners, and many transactions going back and forth. It s pretty hard to keep all information top of mind, let alone be creative. That s why we developed a visual brainstorm method for this kind of challenges! Perfect for individual and team brainstorms about new business ideas. For those who are familiar with the Business Model Canvas by Alex Osterwalder. this methods works in perfect harmony!

“If you think designing a business model is complex, difficult or boring…you must try the Business Model Toolkit from the Board of Innovation! It is simply brilliant, easy and flexible at the same time. The toolkit is an amazing way of seeing and designing business models.” Maria Ana Neves, Sintese Azul (UK)

UPDATE:Get on the waiting list and be first in line to receive our new business model kit! We ll send you a notification once they are ready to ship!

So how will this tool help me?

This brainstorm kit visualizes how you plan to make money. You can set up different revenue models to compare during your brainstorm sessions. The kit is perfect to present your business idea to a large group. This tool has been developed by the Board of Innovation to bring you one step closer to bringing your idea to reality.

How do I use this tool?

Find an inspiring spot and ideally some bright minds
Start by naming all the (potential) actors in your ecosystem
Map out the initial transactions with your customers
Add other transactions with suppliers, partners, and other stakeholders
Design new business model scenarios and play around with it
Find inspiration in successful business model examples

16 BLOCKS TO VISUALIZE YOUR BUSINESS MODEL

All our business model examples are visualized with this set of 16 building blocks. To give more insight in how this works, we give a brief overview of the different building blocks. Using a common, visual language enables you to easily communicate business models to different audiences, to learn from successful models in other industries, and to quickly generate new variations and business models of the future.

Once you grasp the building blocks below, check out our business model tools to design your own business model in seconds. Share the results in your organization and let us know what you think about this method.

1. YOUR ORGANIZATION
This is where your business model starts to get shape. Place this block in the center and build your model around it.

2. THE COMPANY
The second most important block is the company. In most models this will be the actor that offers a product or service.

3. THE CONSUMER
The one that receives the product and gives something in return, is the consumer. In B2B models, the client is a company and will therefore be illustrated with the previous company icon. The general company-client relation is the same in both business systems.

4. SUPPLIER
Although we prefer not to include much of the secondary stakeholders, sometimes it is relevant to show how the supplier side of a business system works. This icon can also be used for service suppliers like web or marketing agencies.

5. NON-PROFIT
Unions or charity organizations are not focused on making money but often they do haven an impact on your organization. If relevant you can add this player to the system.

6. GOVERNMENT
Many companies do not like the involvement of a government on their business model, except when they have some money to offer.

7. PRODUCT
The first, most straightforward offer to clients is an actual product, ranging from basic commodities up to finished goods. A BMW car is one example, but today also digital products can be included.

8. SERVICE
A first way to upgrade your business model is to offer a service next to the product. BMW in this case will not only sell you a car, but will include maintenance and other services around the product. Of course, a lot of companies offer only services without product.

9. EXPERIENCE
The two concepts of product and service are commonly applied throughout our economy. In the last years, several companies have moved a step further by offering an experience to customers. BMW does not sell a car with a service in this case, but a driving experience.

10. Money
The typical currency that clients pay with, is money which is critical to company s revenue models. This is in contrast to exchange. The building blocks make a differentiation between two types of money. This first icon represents the normal value of a good, including profit.

11. LESS MONEY
This second icon represents money as well, but less than the normal amount covering cost and profit of what is offered. Usually this transaction implies that other revenue streams are added to the traditional business model.

12. REPUTATION
Today, the next upgrade to reputation can only be found in a few sectors. In these cases, ‘reputation’ selling can be described as the most essential brand experience. If you take the example of BMW, then you could say that some people don’t see their BMW as a driving experience but as the core values and reputation of the brand as such. Hereby, customers are able to shape their own identity with that of the company. Typically reputation will be placed in the top of Maslow’s hierarchy of needs, which makes this type of transaction extremely valuable to companies.

13. EXPOSURE/ATTENTION
Active exposure or attention is the next step in the evolution of currency. People are not only offering their own attention, but also that of their peers in their social environment. For some businesses the spreading of their ideas and brand values becomes more important than the immediate return in money. Of course, companies can’t just rely on active exposure, so their business model should include more players and other transactions. Many start-ups and even big web 2.0 companies are still struggling with this. There is a lot of exposure and value offered to clients, but there is no sustainable business model to capture that value in revenues and profit.

14. CREDITS
(Virtual) credit systems are on the rise. Therefor we have to add them to the business model blocks as well. Loyalty cards and similar are also covered

15. DATA
Information is one of the key items that’s being transfered in modern business models. Depending on the context a mixture of ‘information’ related items (content, data, knowledge, articles. ) are being used in relation to this block.

16. RIGHT
Ownership rights, IP and even the right to emit CO2 are items that stakeholders can exchange between each other. This must be the most abstract block but is necessary to illustrate the innovativeness of several models.

These giants already found new business ideas with our kit:





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Business Report Template – Writing Word Excel Format #small #business #advice

#business report

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Customize this business report template for free after downloading into computer to compose spotless business reports with professional look. Business report is a document normally used to communicate details, data and information about the business to a definite audience. Business report is a professional way to send and receive information about various business operation, procedures and functions. These are used for both internal and external communication. Some business reports might present the actual solution to solve a particular business problem whereas other reports might display business information that is used toward future business planning. Business report writing is used for wide variety of topics and purposes. Sales report, progress report, attendance report and performance reports are some major types of business reports that we daily write and use in business life. Business report should be formatted using a proper format just as business report template.

Free Business Report Templates:

Writing a business report can be an unpleasant task for those who are totally unaware about its writing. However use of a proper format can make process of report writing easier for everyone. Whether you want to share confidential information about your business with another department of the business or want to communicate business policies, writing a business report is a best way to do so in professional manner. Most of companies and businesses are using their own formats for business report writing. Internet is considered as a best platform where you can get suitable business report templates for free to write efficient business reports for your business establishment or company. Wide range of online business report templates and formats is also available on web which means you can write business reports online easily. Scroll down the page and hit download button appeared below to own a free business report template that you can use for several times.

Download Business Report Template:

Related posts:

  1. Monthly Report Templates Business Excel and Word Reports Below is a monthly report template which is formatted in Microsoft word program and you can download it free of cost. Report writing is a safest and most effective way to communicate business related details and information with other business entities and professional persons. Monthly reports are documents prepared by.
  2. School Report Template Write spotless school reports shortly by means of this school report template which is given below the content. Report is a document normally used to communicate useful details and information about something like a subject, event, department or performance etc. School report is a similar document used by school management.
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  4. Financial Report Template Here we have an endless collection of templates and financial report template is also added for your reference. You can simply download it into computer by hitting below appeared download button. A vital business document that discloses an organization s financial status to management, investors and the government agencies is generally.

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Business proposal writing template #side #business #ideas

#business proposal sample

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Business proposal writing template

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Business Plan Templates – Free Sample and Example of every Template #business #insurance #quote

#free business plan

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By department

Business Plan Templates

Your business plan is probably the most important thing your startup can work on creating and updating, especially in the first five years. It helps you and your team stay focused on results and then helps you guys persuade potential investors and advisors of how awesome your business is. That’s why we’re offering you free business plan templates to help you automate the process and to focus on the parts that count, not the formatting, copy-pasting and legal mumbo jumbo.

Remember, the most important part of your is presenting your team as an experienced, cohesive group of entrepreneurs that is more than capable of building a business that’s successful in the long-term. Include examples of how you have each of you has experience managing a team, finances, marketing and/or sales. Feel free to put a face with the name by adding headshots and prove that experience by including LinkedIn profiles and add CVs or resumes to the addendum.

Next, once they are convinced with your team, potential investors are going to want to take a long hard look at your financial plan. Each template includes spreadsheet samples with automatic formulas and examples each of: a Cash Flow spreadsheet, a Break-Even Analysis Spreadsheet, and a Profits and Loss Analysis with Graph. Each sample was developed by lawyers who have written business plans for successful entrepreneurs. And we had an awesome economist design these easy-to-complete financial plans.

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Any early stage startup could use this subscription agreement template as a free sample to outline the agreement in which investors offer payment for equity and shares in your budding business.

This free budget proposal template is perfect for both a small business or a nonprofit to outline funds used for investors and donors.

We offer you the steps and the tools to create a fantastic business plan. Attract investors with this sleek and free startup business plan template.

Think you have the solution for local tourism? Kick off your hotels empire with this free hotel business plan template to assure investors and guests.

You’re ready to go out on your own to share your fabulous breads and pastries with the world. This free bakery business plan template is just what you need to get going.

Looking for investors and permits for your new cafe? Use this free Coffee Shop Business Plan Template to get all your cups in a row.

Always dreamed of starting a restaurant? This free restaurant business plan template is your first step in making your dream a legal, planned reality.

This free grant proposal template not only helps you put your most professional foot forward, it offers you loads of tips to make your project shine.

Your potential investors are spending the most time reading one part of your business plan. Use this executive summary template to make your business idea shine.

Use this free financial funding proposal template to present your organization as responsible and worthy of funding.

This business plan template is a great tool for your startup to customize to reflect your strong qualifications, experienced team, and marketable business idea.

You’re finally ready to open your own salon. This salon business plan template and tips will help guide you how to present your salon as a sound investment.





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Partnership Agreement Template, Form, with Sample #free #business #templates

#business partnership agreement

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Partnership Agreement Basics

Ready to kick off a successful and satisfying new business partnership? You’ll want to use a Partnership Agreement between yourself and the other business partner or partners. Its terms define how the business partnership will be conducted, making it an important foundational document for running your new business.

Use a Partnership Agreement if:

  • You are ready to form a Partnership and you want to define the business terms of the Partnership.

View Sample

Sample Partnership Agreement

More than just a template, our step-by-step interview process makes it easy to create a Partnership Agreement

Save, sign, print, and download your document when you are done.

Other names for a Partnership Agreement:

General Partnership Agreement, Business Partnership Agreement, Partnership Contract, Create Partnership

Partnership Agreement Overview:

Clear communication and a solid legal foundation helps get your business off to the right start. Whether you’re going into business with a friend or business colleague, you’ll want to define all the ins-and-outs of how you’ll run the partnership. A Partnership Agreement allows your business to prepare for common business scenarios, plan how a partner may leave, or how to handle disproportionate partnership contributions. Everyday misunderstandings between partners are also easily avoided by setting out clear business expectations in a Partnership Agreement. Other terms can cover interest, profits, contributions, buy-out options, and dissolution.

Information needed for creating a Partnership Agreement:

You’ll need to have some information at the ready to create your Partnership Agreement, but most of it you probably know off hand. We’ll guide you through the process with our step-by-step process so all you’ll have to do is answer a few simple questions. Here are some of the key provisions in a Partnership Agreement:

  • Partnership name. This will be the legal name of your partnership.
  • Business address. This is the physical address for the partnership. If there is none or only a post office box, then choose the address for one of the partners.
  • Names of Partners .
  • Effective date of agreement. This is the date that the partnership will begin. The date should be shortly after the Partnership Agreement is signed by all the partners.
  • Primary purpose of partnership. For example, to purchase and lease out residential real estate.
  • Voting requirements for partnership decisions. Generally, there are three options, including:
    • all partners have equal voting rights regardless of ownership percentage (meaning each partner has one vote);
    • all decisions require a majority vote with voting rights based on ownership percentage; or,
    • all decisions require unanimous vote.
  • Specify how costs will be shared among the partners. Typically this is according to ownership percentage. However, costs may also be assigned by percentages to each partner.
  • Specify how profits will be shared among the partners. Typically this is according to ownership percentage. However, profits may also be assigned by percentages to each partner.
  • Specify which partners will have authority to sign checks from the partnership account.
  • For each partner. specify how much (in specific amount) partner will contribute to partnership.
  • Specify deadline for partners to make contributions to partnership (specific date).
  • Specify who will maintain accounting of profits made by partnership. Typically, this is an accountant or one of the partners. This may be an accounting firm or a person.
  • Specify how often partnership finances will be audited. The choices include every six (6) months, once per year or upon majority vote of partners.
  • Specify the type of contribution account the partnership will maintain. This is the contribution account that will be used for all monies the partners give to the partnership. Each partner may have their own individual contribution account. Or, the partnership may have one large contribution account.
  • Specify type of accounting records partnership will maintain. This will be either cash basis or accrual basis.
  • Specify the partnership’s fiscal year-end. Will be last day of month chosen.
  • If partner withdraws from partnership. specify number of days the partnership, as an entity, will have to buy the withdrawn shares.
  • If partner withdraws from partnership and partnership chooses not to buy withdrawn shares. specify number of days partners will have to buy withdrawn shares. Please note, that if withdrawn shares are not purchased by the end of this period, the partnership will be dissolved.
  • Specify type of vote required to dissolve partnership. This may be unanimous, by a majority, single partner vote or some other method.

Other documents for you and your business:

Looking for business and partnership documents? Here are a few of our most popular:

If you have any questions about what’s right for you and your business, we can connect you with a lawyer for quick answers or a document review.





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Business Report Template – Writing Word Excel Format #business #simulation

#business report

#

Customize this business report template for free after downloading into computer to compose spotless business reports with professional look. Business report is a document normally used to communicate details, data and information about the business to a definite audience. Business report is a professional way to send and receive information about various business operation, procedures and functions. These are used for both internal and external communication. Some business reports might present the actual solution to solve a particular business problem whereas other reports might display business information that is used toward future business planning. Business report writing is used for wide variety of topics and purposes. Sales report, progress report, attendance report and performance reports are some major types of business reports that we daily write and use in business life. Business report should be formatted using a proper format just as business report template.

Free Business Report Templates:

Writing a business report can be an unpleasant task for those who are totally unaware about its writing. However use of a proper format can make process of report writing easier for everyone. Whether you want to share confidential information about your business with another department of the business or want to communicate business policies, writing a business report is a best way to do so in professional manner. Most of companies and businesses are using their own formats for business report writing. Internet is considered as a best platform where you can get suitable business report templates for free to write efficient business reports for your business establishment or company. Wide range of online business report templates and formats is also available on web which means you can write business reports online easily. Scroll down the page and hit download button appeared below to own a free business report template that you can use for several times.

Download Business Report Template:

Related posts:

  1. Monthly Report Templates Business Excel and Word Reports Below is a monthly report template which is formatted in Microsoft word program and you can download it free of cost. Report writing is a safest and most effective way to communicate business related details and information with other business entities and professional persons. Monthly reports are documents prepared by.
  2. School Report Template Write spotless school reports shortly by means of this school report template which is given below the content. Report is a document normally used to communicate useful details and information about something like a subject, event, department or performance etc. School report is a similar document used by school management.
  3. Business Analysis Report Template Hit below appeared download button and save a copy of business analysis report template free of cost. Business analysis is one of the most important business documents in which overall needs of business has been identified and solution to problems are determined in detailed manners. A business analysis report is.
  4. Financial Report Template Here we have an endless collection of templates and financial report template is also added for your reference. You can simply download it into computer by hitting below appeared download button. A vital business document that discloses an organization s financial status to management, investors and the government agencies is generally.

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Using a business continuity plan template: A free business continuity template and guide #business

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Using a business continuity plan template: A free business continuity template and guide

FREE DOWNLOAD:

SearchDisasterRecovery’s business continuity template

For many professionals, these steps present a formidable challenge. To make the process easier, people seek out alternatives, such as software, templates, checklists, or consultants. While each of these options can build a plan and its associated program elements, too often these tools are used to get something done quickly. Typically, the process involves some data gathering and interviewing, followed by a fill-in-the-blanks process that somehow magically creates a finished product.

SearchDisasterRecovery.com has created a free downloadable business continuity template to assist you in your business continuity planning. Download and print out our template, and then read the step-by-step guide below to create a successful business continuity plan .

A GUIDE TO USING OUR BUSINESS CONTINUITY TEMPLATE

Here’s a look a the structure and content of the template, indicating key issues to address and activities to perform.

  • Initial data: If you have identified various people to contact in an incident, locate their contact information at the front of the plan, so you won’t have to waste valuable seconds paging through a lengthy document.
  • Revision management: Have a page that reflects your change management process.
  • Purpose and scope (Sections 1.1 through 1.6): Provide details on these attributes, as well as assumptions, team descriptions, a list of terms, and other background information.
  • How to use the plan (Sections 1.7.1 through 1.7.4): Provide information on circumstances under which the plan will be activated, including outage time frames, who declares a disaster, and who should be contacted on this situation.
  • Provide policy information (Section 1.7.5): this is a good place to use standards documents as references.
  • Emergency response and management (Section 1.7.6): Specify situations in which the plan is to be activated and response procedures.
  • Use step-by-step procedures (Sections 1.7.7 through 1.7.10): These are easier to follow than broad general statements such as relocate to alternate building that require considerable details to work properly.
  • Describe how often the plan is to be reviewed and updated, and by whom (Section 1.8).
  • Assuming a situation has occurred, Section 2 provides steps to take to address it; these can be in the form of checklists (useful to keep track of scheduled and completed tasks) and flow diagrams that provide a high-level view of response and recovery.
  • Information needs to be gathered before officially declaring a disaster; this includes damage assessment data and first-hand reports from staff and first responders; convene meetings as needed with key emergency team members to evaluate the facts before proceeding to a declaration.
  • Section 3 addresses actions to take when it becomes obvious that management needs to declare a disaster. A damage assessment can be initiated either before or after the declaration; it is up to company management.
  • Section 4 provides detailed instructions on recovering operations, relocating to an alternate site and related activities.
  • Detailed appendices are provided in Section 5; these include lists and contact details on all emergency teams, primary and alternate vendors, alternate work space locations. and other relevant information. It is very important to keep this information up to date.
  • Additional forms can be found in Appendix 5.7; these should be developed in advance, validated by exercising (as is the entire plan) and kept in a ready-to-use format.

GENERAL BUSINESS CONTINUITY PLANNING TIPS

Here’s a checklist of things to keep in mind during business continuity planning:

  • Take the process seriously. If you want to protect your business from unplanned events that could disrupt operations, create a plan. It doesn’t have to be hundreds of pages long. It just needs the right information, and that information should be current and accurate.
  • Use disaster recovery/business continuity standards as a starting point. Almost two dozen business continuity standards are available worldwide. In the U.S. several options are currently in use:
    1. NFPA 1600 (the current U.S. national standard)
    2. BSI BS 25999 (the British standard)
    3. FFIEC Business Continuity Handbook (used by the banking and finance sectors)
    4. DRII/DRJ Generally Accepted Principles (GAP)
  • Keep it simple. Less can definitely be more in this situation, unless the user is primarily a technology-based group, such as IT.
  • Limit content to actual disaster response actions. Assuming you are creating a plan to respond to specific incidents, include only the information needed for the response and subsequent recovery.
  • Make it happen. Once the business continuity plan is complete, exercise it to ensure that the documented procedures make sense in the sequence indicated.
  • Be flexible. A single template may not be universally applicable to all department and/or locations in your organization; consider other templates, software or consultants.

The keys to a creating a successful business continuity plan are to define step-by-step procedures for response and recovery, validate these activities through periodic exercising, and maintain the plan and its various components up to date.

More business continuity template resources

About this author:
Paul F. Kirvan, FBCI, CBCP, CISSP, has more than 20 years experience in business continuity management as a consultant, author and educator. He is also secretary of the Business Continuity Institute USA Chapter.

This was first published in April 2009





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Bakery Business Plan Template – Download Free Sample #online #business #courses

#bakery business plan

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Bakery Business Plan Template

PandaTip: The beginning of an executive summary for a bakery should encompass the story of how you conceived the idea for your business and lay out the vitals – the name of the creator, the basic location at which it will be located, etc. It is just important that your reader comes away from the first paragraph knowing the most basic information about your business and if someone asked what you were doing, they could accurately answer that question in a sentence. Next, you should highlight what separates your bakery from other bakeries. Is there a certain design theme you will have amongst your baked goods? Do you specialize in gourmet cupcakes? Whatever it is you are doing to differentiate yourself and become a talking point for your potential clientele is going to be the most important detail of your business. Make sure it is well thought out and articulated within your business plan. Location is always important for a bakery but if you are going to be in a city, your location may be of particular importance as foot traffic can be a huge boon for your business. Thus, this should be at the forefront of your executive summary – for instance, will you benefit from patrons visiting restaurants in the area? Anything else you can think of that is relevant, put it in there. The goal of your executive summary is to paint a picture for your reader in a concise package.

Additionally, if you are looking for funding, you may want to place something similar to the following at the bottom:

In order to fulfill our vision we will require [AMOUNT] in capital, which will be allocated roughly according to the following table:

If we are fully capitalized, we hope to be profitable by [TIME].

PandaTip: If you are looking to raise capital you need to justify what you are asking for, otherwise it is going to be difficult to raise what you need. Think it through and itemize exactly what you need. Be sure to make healthy estimates but stay within reality. The number one reason businesses fail is undercapitalization so this may be the most important analysis you make.

PandaTip: Who do you envision coming into your bakery? Is there a nearby college from which you hope to attract students? Are you hoping for spill-over from nearby coffee shops and restaurants? The possibilities are limitless, but get to know the town in which you are located and determine who is most likely to patronize a bakery. This is the starting point in formulating your marketing plan.

PandaTip: Depending where you open your bakery, there are a variety of possibilities for competitors. Your most obvious competitors will be local bakeries, but unless you are opening in a city, it is unlikely that there will be many in your area (or you should probably choose a different suburban location!). However, your greatest competition may be supermarkets, which typically have large bakery sections.

Our Specific Marketing Plan

PandaTip: Going back to the clientele you envisioned, picture who they are one more time and determine the best ways to reach them. Again, if they are college students, then you might consider a strategic partnership with an on-campus organization or offer to sponsor a small event for free. Other possibilities are even strategic partnerships with nearby restaurants, delis, or the like. Someone might want a cupcake with their sandwich so you could offer a discount after purchasing a sandwich from the local deli. Be creative!

PandaTip: A bakery, more than perhaps any other type of food-serving business, is judged by its presentation. Make sure you have someone decorating your baked goods with an eye for aesthetics. There is no better way to separate yourself from those you are competing with than out-presenting them. It’s not likely that the local supermarket is employing a 5-star pastry decorator. Convey this not just through your words, but also through pictures. Don’t be shy about including tantalizing images of your decorated baked goods.

More than sweets, you may also offer breads or even items such as calzones. You should include a paragraph about each category you will offer but the important takeaway here is that you are including pictures of your products, no matter what they are.

PandaTip: This is where you start to get into the details of running your business behind the scenes. You will need to explain how you are getting your supplies, for what positions you need to hire, and other expenses that you have projected.

PandaTip: Describe from whom you will be ordering supplies and the arrangements that you have in place. In addition, for those suppliers you will need that you have not contracted with at the time of writing your business plan (and that may very well be every single one of them), describe the type of arrangement you will seek.

PandaTip: Managing the day-to-day of a bakery is an important task that will require the efforts of several different people no matter what type of bakery you are running. Discuss in this section, the number and type of employees that you will need, including details such as how many people need to be working during peak hours and how many will need to work in down hours.

PandaTip: Your jurisdiction may require that certain licenses be required to operate a food service business. If you have acquired them, you should include those that you have purchased, but if you have not and have identified those you will need, include those here as well.

PandaTip: You should make an effort to lay out your projected expenses with something like:

We expect our monthly outlay of expenses to approximate to the following:

This might be the most important part of your plan. You want to introduce to your reader the people behind the business. Include comprehensive profiles for your executive members (if you have any) your President, Treasurer, Head Chef, etc – and your Board of Directors. These profiles should have some flavor as well, while it is certainly vital to include information like education and experience, don’t be afraid to toss in some personal details, hobbies, family life, etc. Potential investors are going to feel more of a connection to a business if the human element is prevalent.

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