Tag: Starting

Starting a small business, starting a small business.#Starting #a #small #business


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Business Loans – Apply for a Business Loan Today, loans for starting a business.#Loans

Business Loans

Loans for starting a business

A business loan can help you realize your aspirations for your company. Whatever the size of your business, whether you are just starting or you need a cash injection to expand, you might require the extra support of a loan. However, if you are considering a business loan make sure that it is something your business can afford. It is worth comparing as many different business loan offers as possible to ensure that you get the best deal possible. This loan could be the make or break of your business. Work out all of your costs carefully and make sure you are confident that you will be able to make payments on time. Generally speaking the two main types of business loans are either secured or unsecured. It pays to do your research and shop around because you are more likely to find a better deal than just accepting the first loan that you come across. We provide the details for loan suppliers who offer some of the best interest rates in South Africa.

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Loans for starting a business

Whether you are just starting up or are already an established business, a business loan can help you reach your goals.

These types of loans are taken out for people looking for financing for their business. Often getting the right finance is critical to the success of any business.

Business loans can help you realise your current and future aspirations.

Whatever the size or type of your business you can find a wide range of loans that can suit your corporate requirements. There are lenders that specialize in finding both short term and long term financial solutions for business owners, regardless of their personal credit history.

Be prepared to be required to submit a business plan when applying for a loan to provide information to the lenders on the performance and future plans for your business.

What can a Business Loan be used for?

Most business loans are taken are in order to expand a business’s earning potential in some way. Business loans are particularly helpful for companies looking to get started. Business loans give businesses instant access to money allowing companies to expand their potential profitability.

Business loans are used for a range of purposes. It could be that you are looking for new offices or space for your business, you want to purchase business insurance or you need to buy necessary equipment, employ more staff or for promotion for your company.

Finding the right loan for you and your business

Whatever your needs it is important that you choose the right business loan to ensure you get the best deal. Make sure you find the lender that offers the most competitive interest rates and a range of loan terms to suit your requirements. Choose a company that understand your specific needs.

The amount you can borrow will depend on your business and each lender will have its own criteria. The exact amount you can borrow is usually based on the size or type of your business but could also be determined by what you need the money for.

Watch out for any hidden or upfront fees that might be attached to the loan and always read the terms and conditions thoroughly.

Business loans can have many flexible aspects so take your time and compare the different loan offers. Use the table above to compare different lenders.

How to compare business loans quickly and easily

Searching for a loan that is suitable for you can be a challenging task. That is why our comparison grid will come in helpful so you are able to make an informed decision your you and your company. You are quickly able to compare information such as the provider, representative APR, total amount payable, product and terms and conditions.

Remember, every time you are refused an application for a loan it could have an effect on your credit rating. Only apply for a loan you are confident you will be accepted for.


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A Start-Up Slump Is a Drag on the Economy, starting a new business.#Starting #a

The New York Times

Starting a new business

Graphic | A Long Start-Up Slump

September 20, 2017

Unemployment has fallen, and the stock market has soared. So why has the economic expansion since the recession been so tame, with sluggish productivity and, at least until recently, anemic wage growth?

Economists say the answer, to some degree, can be found in a start-up slump — a decline in the creation of new businesses — and a growing understanding of what’s behind it.

A total of 414,000 businesses were formed in 2015, the latest year surveyed, the Census Bureau reported Wednesday. It was a slight increase from the previous year, but well below the 558,000 companies given birth in 2006, the year before the recession set in.

“We’re still in a start-up funk,” said Robert Litan, an economist and antitrust lawyer who has studied the issue. “Obviously the recession had a lot to do with it, but then you’re left with the conundrum: Why hasn’t there been any recovery?”

Many economists say the answer could lie in the rising power of the biggest corporations, which they argue is stifling entrepreneurship by making it easier for incumbent businesses to swat away challengers — or else to swallow them before they become a serious threat.

“You’ve got rising market power,” said Marshall Steinbaum, an economist at the Roosevelt Institute, a liberal think tank. “In general, that makes it hard for new businesses to compete with incumbents. Market power is the story that explains everything.”

That argument comes at a potent political moment. Populists on both the left and right have responded to growing public unease about the corporate giants that increasingly dominate their online and offline lives. Polling data from Gallup and other organizations shows a long-running decline in confidence in banks and other big businesses — a concern not likely to abate after high-profile data breaches at Equifax and other companies.

The start-up slump has far-reaching implications. Small businesses in general are often cited as an exemplar of economic dynamism. But it is start-ups — and particularly the small subset of companies that grow quickly — that are key drivers of job creation and innovation, and have historically been a ladder into the middle class for less-educated workers and immigrants.

Perhaps most significant, start-ups play a critical role in making the economy as a whole more productive, as they invent new products and approaches, forcing existing businesses to compete or fall by the wayside.

“Across the decades, young companies are really the heavy hitters and the consistent hitters in terms of job creation,” said Arnobio Morelix, an economist at the Kauffman Foundation, a nonprofit in Kansas City, Mo., that studies and promotes entrepreneurship.

The start-up decline might defy expectations in the age of Uber and “Shark Tank.” But however counterintuitive, the trend is backed by multiple data sources and numerous economic studies.

In 1980, according to the Census Bureau data, roughly one in eight companies had been founded in the past year; by 2015, that ratio had fallen to fewer than one in 12. The downward trend cuts across regions and industries and, at least since 2000, includes even the beating heart of American entrepreneurship, high tech.

Although the overall slump dates back more than 30 years, economists are most concerned about a more recent trend. In the 1980s and 1990s, the entrepreneurial slowdown was concentrated in sectors such as retail, where corner stores and regional brands were being subsumed by national chains. That trend, though often painful for local communities, wasn’t necessarily a drag on productivity more generally.

Since about 2000, however, the slowdown has spread to parts of the economy more often associated with high-growth entrepreneurship, including the technology sector. That decline has coincided with a period of weak productivity growth in the United States as a whole, a trend that has in turn been implicated in the patterns of fitful wage gains and sluggish economic growth since the recession. Recent research has suggested that the decline in entrepreneurship, and in other measures of business dynamism, is one cause of the prolonged stagnation in productivity.

“We’ve got lots of pieces now that say dynamism has gone down a lot since 2000,” said John Haltiwanger, a University of Maryland economist who has done much of the pioneering work in the field. “Start-ups have gone down a lot since 2000, especially in the high-tech sectors, and there are increasingly strong links to productivity.”

What is behind the decline in entrepreneurship is less clear. Economists and other experts have pointed to a range of possible explanations: The aging of the baby-boom generation has left fewer Americans in their prime business-starting years. The decline of community banks and the collapse of the market for home-equity loans may have made it harder for would-be entrepreneurs to get access to capital. Increased regulation, at both the state and federal levels, may be particularly burdensome for new businesses that lack well-staffed compliance departments. Those and other factors could well play a role, but none can fully explain the decline.

More recently, economists — especially but not exclusively on the left — have begun pointing the finger at big business, and in particular at the handful of companies that increasingly dominate many industries.

Starting a new business

Graphic | Big Business, Getting Bigger The share of employees working at large, medium and small companies in the United States.

The evidence is largely circumstantial: The slump in entrepreneurship has coincided with a period of increasing concentration in nearly every major industry. Research from Mr. Haltiwanger and several co-authors has found that the most productive companies are growing more slowly than in the past, a hint that competitive pressures aren’t forcing companies to react as quickly to new innovations.

A recent working paper from economists at Princeton and University College London found that American companies are increasingly able to demand prices well above their costs — which according to standard economic theory would lead new companies to enter the market. Yet that isn’t happening.

“If we’re in an era of excessive profits, in competitive markets we would see record firm entry, but we see the opposite,” said Ian Hathaway, an economist who has studied the issue. That, Mr. Hathaway said, suggests that the market is not truly competitive — that existing companies have found ways to block competitors.

Experts also point to anecdotal examples that suggest that the rise of big businesses could be squelching competition. YouTube, Instagram and hundreds of lower-profile start-ups chose to sell out to industry heavyweights like Google and Facebook rather than try to take them on directly. The tech giants have likewise been accused of using the power of their platforms to favor their own offerings over those of competitors.

Most recently, Amazon openly called for a bidding war among cities for its second headquarters — hardly the kind of demand a new start-up could make. Mr. Morelix said the Amazon example was particularly striking.

“We’re saying that it’s O.K. that they shape how a city charges taxes?” Mr. Morelix said. “And what kind of regulations they have? That should be terrifying to anyone that wants a free market.”

In Washington, where for years politicians have praised small businesses while catering to big ones, issues of competition and entrepreneurship are increasingly drawing bipartisan attention. Several Republican presidential candidates referred to the start-up slump during last year’s primary campaign. Progressive Democrats such as Senators Elizabeth Warren of Massachusetts and Amy Klobuchar of Minnesota have pushed for stricter enforcement of antitrust rules. In a speech in March, Ms. Klobuchar explicitly tied the struggles of entrepreneurs to rising corporate concentration.

In July, entrepreneurs achieved a mark of political relevance: their own advocacy group. The newly formed Center for American Entrepreneurship will conduct research on the importance of new businesses to the economy and push for policies aimed at improving the start-up rate. Its founding president, John Dearie, comes from big business — he was most recently the acting head of the Financial Services Forum, which represents big financial institutions.

“Everybody loves entrepreneurship, but they’re not aware it’s in trouble,” Mr. Dearie said. “If new businesses are the engine of net new job creation, and if new businesses are the engine of innovation, and new business creation is at 30-year lows, that’s a national emergency.”

Follow Ben Casselman on Twitter: @bencasselman


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HumanMetrics – online relationships, personality and entrepreneur tests, personal solution center, starting your own

Personality Test – Jung, Briggs Myers Types

Starting your own business

Take free, tried-and-true personality test to identify your Jung, Briggs Myers personality type and obtain its description. Discover career choices and schools suitable for your type. Read more.

Carl Jung characterized people using three criteria:

  • Extraversion – Introversion
  • Sensing – Intuition
  • Thinking – Feeling

Isabel Briggs Myers added a fourth criterion:

The first letters of the different combinations of the four criteria denote personality type formula. For example:

ISTJ – I ntrovert S ensing T hinking J udging

Upon completing the Jung Typology Test you will obtain your type formula, the strength of each of the preferences and the description of your type. It may help you to identify your lifestyle both in general, and with respect to specific areas of activity. You will also obtain a list of the most suitable career choices based on your personality, along with some educational institutions where you can receive a relevant degree or training. « less

Jung Marriage Test

Starting your own business

Are you compatible with your soul mate? Looking for a perfect dating partner? Will you have a good and stable relationship? The answer is in the Jung Marriage Test . Read more .

A good and stable relationship between partners is conducive to a happy marriage, and we often don’t know what the underlying cause of our conflicts is. The ability to assess the likelihood of a healthy long term relationship is one of the main challenges in dating and matchmaking. Jung Marriage Test™ addresses this challenge. The test identifies potentially successful and potentially problematic matches by comparing and analysing personality types of the partners. Personality type is defined by the three criteria introduced by Carl Jung:

  • Extraversion – Introversion
  • Sensing – Intuition
  • Thinking – Feeling

And the fourth criterion added by Isabel Briggs Myers *:

The different combinations of these four criteria define sixteen possible personality types. The type formula is denoted by the first letters of the combination, e.g.

ENFP – Extravert iNtuitive Feeling Perceiving

Once you know the type formula and strengths of the preferences of both partners (or prospective partners), it is possible to calculate the index of compatibility (MatchIndex) between the partners. The MatchIndex represents potential for a successful and mutually satisfying long term relationship.

A high MatchIndex ensures a good and stable long-term relationship. If the partners’ MatchIndex is low, then in the vast majority of cases the relationship will be subject to conflict.

Upon completing the test, you will get a MatchIndex for your couple as well as tips on how to maintain a healthy and stable relationship and avoid “bumps”.« less

Entrepreneur Profiler

Starting your own business

Starting up or running a small business? Determine the kinds of businesses and franchises that are most favorable for you with the Small Business Entrepreneur Profiler Read more.

One of the most important factors that determine the success of a small business is the right choice of line of business from personality fit standpoint, i.e. the extent to which it corresponds with your personality’s “business type”. We distinguish several basic personality business types, such as business leader, freelancer, analyst etc.

The knowledge of your personality’s business type is crucial. If the nature of the business does not match up with your personality’s business type, you run the risk of losing your business, together with all the money and effort invested, never mind all the frustration and loss of self-confidence incurred. At the end of the test, you will obtain:

  • your personality’s business type and its description including strong and weak points
  • what kind of business partner, in terms of his or her personality’s business type, you can benefit from partnering with
  • a list of the most favourable occupations you are most likely to succeed as a small business, alone or in a partnership
  • some examples of franchises that match up your personality’s business profile

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Organizations and Business Users

Starting your own business

Apply advanced Jung’s, Briggs Myers’ typology for pre-employment assessment, team building, personal and professional development of employees and more. Visit HRPersonality.com

Risk Attitudes Profiler

Starting your own business

Why does trouble stick to you? Can you control your fortune? How can you leverage the knowledge of your “risk type”? You’ll find the answers in the Risk Attitudes Profile . Read more .

Some people want stability, order and safety in their life. Others have an unconscious drive for a dynamic life, keen excitement, and risk-taking. The reason for many life troubles and lost fortunes is the huge gap between a person’s inherent attitudes toward risk and his or her actual lifestyle, occupation, objectives and how he/she realizes those objectives.

Knowing your own “risk profile” and risk attitude index is crucial because inconsistencies between your natural risk attitudes and your life lead to stress and emotional discomfort, negatively affect your career and business, your private life, and your confidence in your abilities.

At the end of the test, you will obtain your risk attitude index, the description of your risk type, its strong and weak points, ways of personal growth and strategies for success. « less

Career Development Assessment

Starting your own business

Leverage your personality traits for your success in the workplace, in business, or in a team setting. Complete career development assessment now to obtain your personal Career Development profile

Visionary Test

Starting your own business

Are you a person with a clear, distinct vision of the future? Can you easily and realistically foresee how things are going to develop? Discover how much of a visionary you are with the Visionary Test

Assertiveness Test

Starting your own business

Do you actively struggle for your rights and defend your views and opinions, or do you tend to give up defending your rights and comply with the rules imposed on you? Discover how assertive you are and learn how to assert yourself with the Assertiveness Test.

Morals Test

Starting your own business

Do you adhere to high moral standards all the time or do you change your moral standards based on circumstances? Discover how moral you are with the Morals Test.

Role Model Profiler

Starting your own business

We intentionally, or unconsciously, try to follow the behaviors of our role models, regardless of how our own traits match up with theirs. It helps to have a role model whose traits are similar to our own. Use the Role Model Profiler to find a role model that shares your personality traits.

Political Performance Indicator

Starting your own business

Don’t know whom to vote for in the election? Do you want a more objective assessment of presidential candidates Donald Trump and Hillary Clinton? The Political Performance Indicator will help you.

Click Here to get all Humanmetrics tests (except Career Development Assessment ) at the discounted price.


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Logo Design, Free Logo Design, Make Your own Logo Designs, starting your own business.#Starting

Build a Logo — It s Fast Easy

Starting your own business

Create Your Logo

Our logo maker is easy to use: anyone can do it! Create a professional logo in minutes!

Starting your own business

Market Your Business Starting your own business

Place your logo on a Webcard: a mobile business card you can use to drive leads

Check Out These Great DIY Logos!

3 Ways LogoYes is Better:

  1. Our logo designs will not lose details when you alter the size.
  2. Our logos look great in black and white (for faxes, copies, etc.) as well as color.
  3. You can purchase an online business card with your logo, showcasing your key information.

Create a Logo for Just .99 Cents!

No registration or credit card required until you re 100% satisfied.

  1. Find your industry
  2. Choose a symbol
  3. Add your name customize

Design Your Own Logo with Ease!

Getting a great logo design doesn t have to be an expensive or tedious process. Building a logo with LogoYes is affordable, quick and easy; and no design experience or software is required! Our online logo creator gives you the tools needed to develop a professional, eye-catching product that is sure to be remembered by your clients and help brand your business. Our mission is to provide a professional, affordable design service that equips small businesses to compete with large ones.

  • You will have access to over 20,000 professional design elements to personalize your new logo and make it unique to your brand.
  • Our extensive library is regularly refreshed to keep your options fresh and creations unique.
  • Preview your designs before you pay!

With LogoYes, there are no costly agencies or freelancers to manage, saving you both time and money. You ll have access to an immense graphics library with symbols to match any industry, and you can tweak the colors and fonts to your liking. Since your logo is made by you and only you, you can have peace of mind.

Once you re satisfied with your design and make a purchase, you will receive it in all the essential file formats so you can apply your new logo to any project, whether digital or print.

When starting a new business, you don t want to spend all of your startup costs, time and resources on your logo. To create your own business logo without the hassle, get started with our online logo generator now!


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110 Small Business Ideas With Low Investment Capital, starting your own business ideas.#Starting #your

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Small Business Ideas for Beginners

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110 Small Business Ideas With Low Investment Capital

Small business ideas abound around us. Are you looking for small business ideas to start in Hindi or India? Perhaps you are in a different region. You may be looking for small business ideas to start in USA, UK, Philippines or Nigeria. We have researched various small business ideas you can start with low investment.

So, if you are one of the people who have been asking the question, what kind of business should I start? you will find many great business ideas here. Before you continue reading this article, let me give you a hint that it is going to be a long list of small business ideas. However, for you to make most of it, you should not just rush the article by scrolling from the top to the bottom. Even if you are looking for a specific business idea to start, you may stumble on other good business ideas that may catch your interest. If a particular business idea does not appeal to you, that does not mean you should not read it. Who knows whether by reading it, something may spark up in you that will lead to the birth of your own new business idea. When looking for business ideas you can start, you need to keep your mind open. Otherwise, certain start up business ideas may just be passing you by. Therefore, you should be willing to read to digest and not just to have a glance at this list of the business ideas. Or else, it will be like magical words; the more you look, the less you see.

A lot of people usually ask me; what is the best business to start? This article may not be able to provide specific answer to this question because the best business to start is relative. What is considered the best business ideas in India may not be the best small business ideas to start in UK. However, from the list of small business ideas covered in this article, you will be able to identify the one that will help you start your dreamed small business. Nevertheless, the list of creative and unique small business ideas discussed in this article is broad enough to cover the enquiries we received. You need to be patient enough in order to digest it. For people that may be willing to read in details, I have dedicated a page within this article to guide the readers on how you can come up with small business ideas you can start almost immediately. In summary, below are the categories of small business ideas that you will come across within this article:

  • Home based small business ideas.
  • Online business ideas.
  • Small business ideas with low investment.
  • Small business ideas you can start with no money.
  • Small business ideas for men.
  • Small business ideas for women and moms.
  • Small business ideas for beginners.

I hope that you will be able to locate a business to start before you get to the end of the article. We will keep updating this article with new business ideas as often as possible. Have a good adventure.

If you are looking for small business ideas to start with low investment capital, affiliate marketing is probably one of the easy and best small business ideas to start making money online. The reason is that, you don’t have to create any products yourself to start the business. Your task is to link up a buyer and a seller. You will be paid a commission on the sale that has been referred by you. In some cases, you don’t need to sell products to earn a commission. We have different affiliate programs and they use different payment terms. Examples are; Pay per sale, pay per lead and pay per click. If you intend to start this business, you might require a website before you actually make a good money from it. Commission Junction, Clickbank and Shareasale are good examples of companies that offer affiliate opportunities. It is a good home business idea for both men and women. The advantages of affiliate marketing are numerous. Few are listed below:

  • It is cost effective as you don’t need to bother yourself about production costs.
  • The market is global
  • Becoming an affiliate is free
  • Both storage and shipping are taken care by the seller
  • The seller handles customer complaints for you
  • It can be run as a side business
  • it is a good home based business idea

One of the lucrative small business ideas you can start is animal feeds production. People eat meat, chicken, turkey and eggs every day. But before it gets to that level, there is need for rearing. All these livestock require feeds for them to grow. If you can formulate a diet that combines different feeds that meet the energy and protein requirements of animal, animal feed production can be a good small business idea for you. Animal feed production can be operated as home based business. However, you should ensure that you don t infringe the zoning rules governing your area. You should also ensure you obtain permits before you start the business. If you are searching for small scale manufacturing business ideas, animal feed production is a small scale business idea that can grow to become a big company. Because of the associated costs involved in production, it will be good if you can get the feed ingredients at good prices. Buying in bulk can make you enjoy discounts. However, this requires money except your suppliers are ready to sell to you on credit. Getting your formula for the mix of ingredient right will result to the production of feeds that are rich in protein, energy and vitamins. These are vital basic nutritional elements a good animal feed is expected to contain. You can sell your products through distributors, wholesalers or retailers. You can even sell directly to local farmers.

If you are good at child caring, babysitting can be among the list of small business ideas you can consider. Why should you consider this as a business idea? It is because of the unique advantages it has over other small business ideas. These include the following:

  • It is not seasonal
  • It is recessional-resistant
  • It is business idea you can start without investment
  • It is a good home based business

Baby sitting is a good home business idea for women and teen. Nevertheless, it is important that you consider the responsibilities involved and the consequences before you start this business. As a babysitter, you will be responsible for a change of diaper, bathing and the safety of the baby. Therefore, you need to prepare yourself before hand. Also, you need to determine the kind of kids you will be comfortable with. Can you look after newborns or kids with special needs? It is important that you ask necessary questions before you accept a babysitting job. As a beginner, you can secure your first sitting job by telling people within your neighbourhood about your new business idea. Kids can be very playful and sometimes annoying. Therefore, you need to be an entertainer. You don t need to have all the skills required before you start the business, you will learn from parents and other babysitters as you go on.


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Business Loans Adelaide, Finance Brokers Adelaide, Commercial Loans, loans for starting a business.#Loans #for

The right business loans allow your business to soar in Adelaide

Business loans are an essential key to making your business flourish in Adelaide. Whether you’re a start up or existing business, the right loan will put you on the road to success. When acquiring and developing a business, help from professional finance brokers is essential. At Coscia Finance we can assist with all facets of your business’s operations. Whether it’s purchasing commercial property, expanding your business or cash-flow funding, we can help you find business loans to facilitate the process in Adelaide.

Our finance brokers make the loan application process simple in Adelaide

The procedure of obtaining a business loan can be quite daunting for business owners unfamiliar with the process. With different lenders offering different loan options, it can become confusing. Rather than taking the steps alone, allow our finance brokers in Adelaide to be with you every step of the way. We equip you with the right information and documentation, making the process much easier. With our help, you will be confident in your business loan choice.

Our finance brokers liaise closely with business owners to ensure they understand their business goals. Often we ask to see a business plan, as well as personal and business financial statements. Information regarding collateral is also sometimes required if the loan is secured.

Once we’re equipped with a business’s relevant information, we help you prepare a business profile. A business profile provides lenders with relevant information about your business, including information regarding the company’s annual sales, a profit and loss statement, details about recent ownership, the type of business, number of employees etc.

Our finance brokers make the loan application process simple in Adelaide

Coscia Finance deals with more than 25 different lenders to find you the best business loan. Currently, secured loans are the most common form of funding, however, specific financing differs from lender to lender. Below we have outlined the most common financing options available.

• Start up financing

• Business growth financing

• Debtor/ inventory financing

• Motor vehicle financing

• Equipment and plant/ tool financing

• Business property financing

If you are starting up a new business, or alternatively want to grow your existing business, talk to our professional finance brokers at Coscia Finance in Adelaide. We are committed to helping your business and securing business loans that put you on the path to success in Adelaide.


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Starting an online business #stock #market #report


#start online business

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You need to have a viable business idea. You must also have what it takes to make it work. You also must have enough money.

If you’ve got what it takes to start your own business, and you’ve done your research, forming a business is the next exciting leg on the journey.

Many people struggle with the financial side of managing their small business. Not everyone has a head for figures or wants to become an accountant.

If you want to run a legitimate enterprise, you must pay tax. It’s worth understanding your tax obligations before you start up to factor them in.

Many people, including some leading business representatives, argue that small firms are over burdened by the weight of business law.

It might be a cliché, but it remains true – planning without action is futile, while action without planning is fatal. You need a business plan.

Marketing matters. Marketing drives sales for businesses of all sizes by ensuring that customers think of their brand when they want to buy.

Premises provide the second-biggest overhead for many businesses. If you can start your business from your home, it will be much easier to break even.

The success or failure of a business can often rest in the hands of its most valuable asset – its people. But managing them can be a challenge.

There can’t be many firms in the UK, however small, that don’t use IT in some way. Many businesses simply couldn’t exist without IT.

Half of all new businesses fail within five years. So how do you survive and thrive? Find out how to scale up and become a high-growth business.

Starting an online business


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20 Original Ideas For Starting A Service-Based Business #business #plan #layout


#service business ideas

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20 Original Ideas For Starting A Service-Based Business

Your true calling is just a click away

Technology has come a long way since the printing press. It seems like every day, a new innovation is revealed and each one is more mind-blowing than the next. But even with all of these amazing technological inventions and advancements, there are some things that simply can t replace your own two hands. Like for instance: an app that folds your laundry will [probably] never exist. There are many service-based niches that need to be filled, and there are lots of potential customers who are looking for the right person and not computer for the job.

This is where people with specialized skills and talents can step in and take on the role of professional service provider, and make a profit. With a professional website, some self-promotion and some hard work, you can become that go-to person in your niche. Here are 20 potential service-based biz ideas that we love:

Personal Chef Cooking up delicious gourmet food isn t just done in restaurants, there are lots of people who would love to be treated to a nice meal in the comfort of their own home. Busy families and people looking to make a special occasion extra special will flock to you.

Baby Proofer Are you especially cautious? Can you spot accidents before they happen? Your perfect business just might be to make potential baby hazards disappear in expecting parents homes.

Tutor So long as there are things to learn, a good tutor will always be a highly sought-after commodity. So if you re a math genius or happen to be fluent in Xhosa and have a knack for teaching people, you could be in business.

Professional Organizer For most people, taking the time to organize their home doesn t only not come naturally, it s painful. So if you have a talent for making sense of messes, you could be sitting on a [neatly stacked] gold mine.

Computer Repairman Fact: today s world would barely function without computers. People are so attached to their own personal devices that they likely would be glad to have the phone number of a technically talented person on speed dial. Is that person you?

Pool Service Technician This business not only has very low start up costs, it s also pretty easy to learn and master quickly. Some elbow grease is required but, if you re ready to do the work with a smile, you could be laughing by the time you get to the bank.

House Sitter This niche is largely built on trust. While watching over peoples homes and keeping things running smoothly is a huge part of it, there are very few people that will hand you the keys without a good reference. Be sure to rack up the testimonials on your website for a good rep.

Home Decorator Color swatches, fabrics and throw pillows, oh my! Your talented eye for interior design can translate into potential big bucks, and all from doing something you love.

Personal Shopper For people who love to shop, this might come as a shock: there are a lot of people who would love to pay other people to buy their clothes. That keen fashion sense and ability to dress just about anyone really comes in handy here.

Mobile Mechanic If you think about it, the time people need a mechanic most is when they re stranded somewhere. If you ve got mechanical skills, all you need is to go to your customers. Your business will not go unnoticed.

Detective We know what you re thinking I don t live in a whodunnit mystery movie. But actually, being a PI is a real thing, and there are clients out there who will be more than willing to employ your sleuthy services.

Graphic Designer Tried and true, this career path is booming right now. With more and more emphasis on online presence for businesses and freelancers, there are lots of jobs to be filled in this field.

Packing Guru Moving can be a very trying time. Why not help people lighten the load by stepping in with your amazing packing powers?

Staffing Expert Finding the right people to help around the house is a delicate business, and isn t easy for most people. Helping people fill the various positions they have open is a growing niche that also needs to be filled.

Limo Driver With a fancypants car and some good insurance, you could [literally] be in the driver s seat of your very own business. Start small, and grow your fleet with other reliable and talented drivers such as yourself.

Translator Here s where that semester abroad comes into play. If you re fluent in another language, you can offer your translating abilities to those interested

Plant Maintenance Person Have you ever noticed that lots of nice offices are full of indoor plants? If you ve got a green thumb, with some basic (and inexpensive) supplies, you can maintain and care for these plants and earn yourself some more greenbacks in your bank account.

Window washing It s a dirty business, which is why so many people are willing to pay someone else to do it. Is that person you?

Debt collector Got a go-getter attitude? Are confident that you don t take no for an answer? Put these traits to good use by getting delinquent payments paid.

Party Planner There s always one person at a party who has comments about how things could have been done better. If that s you, you might have found your calling. Make the perfect party happen for your clients, time and time again.

Ready to take your business online? Set yourself up for success by creating your own website with Wix !

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What business to start in 2015: Starting a business advice and business ideas #simple

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What business to start in 2015

The desire to become your own boss and work for yourself is growing and in election year the economy will inevitably be a key policy battleground, meaning small business-friendly pledges will be made.

With signs of revival and chancellor George Osborne’s recent promises of renewed business support and an extra £1bn funding for regional growth some might argue the climate for starting a business has never been better, making 2015 a great time to take the plunge.

Action point: Need a loan to start a business of your own? See how we can help here and here

This appetite for starting a business isn’t just hype; StartUp Britain reported a record 581,173 new businesses for 2014. markedly higher than 2013 and 2012, and the UK’s eco-system appears to be in good health with ONS figures showing a 6% drop in the number of British firms leaving the Companies House register.

Britain is expected to be the fastest growing G7 economy in 2015 – the IMF has predicted a 3.2% overall rise – and while London remains the start-up capital. regional start-up hubs are beginning to flourish with Manchester, Birmingham and Glasgow fast gaining reputations as top cities to start a business in .

It’s on the back of these positive indicators that we look to the coming months and the hot sectors and businesses opportunities that could prove fruitful for those looking to start a new venture. We’ve studied and assessed businesses which are gaining market traction, sought insight from leading research bodies such as Mintel, and analysed consumer trends to bring you our predictions of 14 top businesses to start in 2015.

From foods and fitness to technology, cycling, and even cafes with a twist, there’s a host of start-up prospects to suit a range of skills and backgrounds and this extends to part-time businesses that can offer supplementary income such as starting a niche social network .

With the freelance workforce now over four million strong and more firms than ever before looking to hire freelance talent, we’ve also identified opportunities for freelancers and “solopreneurs”. This includes starting up as a growth hacker ; a combination of smart marketing and tech development which is becoming increasingly sought after in the start-up world.

While several of the business opportunities listed aren’t new, the potential to innovate and target an established market with a disruptive new solution – take protein products for instance – are plentiful.

Follow the buttons above and below to find out what business you should start in 2015…

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