Tag: Spots

Small-Business Grants for Women: 10 Go-To Spots #business #loans #online


#small business grants

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Credit Cards

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Investing

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Loans

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Credit Cards

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Small-Business Grants for Women: 10 Go-To Spots

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

If you’re starting a business and need outside financing, it’s natural to be wary of small-business loans. Why take on debt if you can get a grant that you won’t have to repay?

But small-business grants for women — or men, for that matter — can be hard to come by. “There’s not a pot of free money,” says Michelle Somes-Booher, a business consultant at the Small Business Development Center in Madison, Wisconsin.

If you need business financing, two more likely options are business credit cards and small-business loans for women. The competition is fierce for small-business grants, and it takes a lot of time and effort to find them and complete the applications. However, if you’re up for the challenge, the payoff can be worth it. Here are 10 places women entrepreneurs can look for small-business grants.

Federal small-business grants for women

The federal government offers some grants for small-business owners, but they’re designated for very specific purposes, such as certain research and development projects or for businesses in rural areas. Government grants can’t be used to cover startup costs or day-to-day expenses, and most aren’t earmarked specifically for women.

Grants.gov is a database of all federally sponsored grants. You can search for small-business grants here — just make sure you filter the results on the left side of the page to view grants specifically for small businesses.

2. InnovateHER Challenge

The U.S. Small Business Administration hosts an annual competition for businesses with a marketable product or service that positively affects women s lives. To participate, you must first enter and win a local InnovateHER Challenge to advance to the national semifinal round. The top three national finalists will win $40,000, $20,000 and $10,000, respectively.

3. Small Business Innovation Research and Small Business Technology Transfer programs

The SBA facilitates these two competitive programs, which ultimately provide grants to small businesses that contribute to federal research and development. Eleven federal agencies, including the departments of Agriculture, Defense, and Health and Human Services, post grant opportunities on their websites. You can search all grant opportunities on the SBIR website.

State and local small-business grants

Because federal small-business grants are limited in number and often very competitive, you may have better luck looking for grants at the state and municipal levels. You’ll have to do your own research to pinpoint specific grant programs in your area, but here are some places to look:

4. Women’s Business Centers

The SBA sponsors about 100 Women’s Business Centers nationwide, designed to help women entrepreneurs with business development and access to capital. Some, such as the California Capital Financial Development Corp. lend money directly, while others simply help you find small-business grants and loans that you may qualify for.

5. Economic development agencies

Every state and many cities have economic development agencies focused on promoting a strong local economy. Even if the agency itself doesn’t offer a small-business grant, it will likely be able to point you in the right direction.

6. Small Business Development Centers

There are hundreds of these SBA-sponsored centers around the country, typically housed at colleges and universities. SBDCs offer free, one-on-one business consulting. Set up a meeting with your local SBDC advisor, who will be able to tell you about grants and other business financing opportunities in your area.

Private small-business grants for women

Some private organizations and businesses have created national grant programs for women small-business owners. Here are two to look into:

The Amber Grant Foundation awards $500 to a different women-owned business every month. At the end of each year, one of the 12 grant winners is awarded an additional $2,000. The application is relatively simple: Explain what your business is, describe what you’d do with the grant money and pay a $7 application fee. The foundation’s advisory board chooses the winners, looking for women with passion and a good story.

8. Eileen Fisher Women-Owned Business Grant

Eileen Fisher, a women’s clothing retailer, awards $100,000 to up to 10 women business owners each year. To be eligible, women must make up at least 51% of your business s ownership and leadership, your business must have been in operation for at least three years, it must not exceed $1 million in annual revenue, and it must be focused on environmental or social change.

Two other good possibilities for grants

These options aren’t specifically for women, but they’re good small-business grants to consider:

9. FedEx Small Business Grant

FedEx awards up to $25,000 apiece to 10 small businesses annually. The application requires an explanation of your business, how you’d use the money, photos of your business and — this part is optional — a short video explaining your business. You don’t need a FedEx account to apply.

10. Mission Main Street Grants

Chase Bank gives $150,000 to 20 small businesses each year through its Mission Main Street Grants program. To be eligible, you must have been in business at least two years and have fewer than 100 employees, and the application includes answering five essay questions.

Find and compare small-business loans

NerdWallet has come up with a list of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

To get more information about funding options and compare them for your small business, visit NerdWallet ssmall-business loanspage. For free, personalized answers to questions about financing your business, visit theSmall Businesssection of NerdWallet’s Ask an Advisor page.

You may also like

Lender reviews

See how different lenders stack up in NerdWallet’s expert reviews

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

2016 NerdWallet, Inc. All Rights Reserved

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .


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Mole Removal, Laser Mole Removal Auckland, Christchurch, Nelson #excision #of #mole, #laser #mole #removal

#

laser mole removal

-One or many moles removed at the one time

-Ultimate precision of erbium laser means virtually scarless removal

LASER MOLE REMOVAL

** THIS PROCEDURE IS ONLY AVAILABLE AT OUR AUCKLAND CLINIC**
Using the latest Laser Mole Removal technology, Dr Beulink can remove moles of any size with amazing accuracy. So if you re looking for Mole Removal Auckland, or Mole Removal NZ, read on and learn more about Dr Beulink s mole removal service. Available in Auckland by appointment.

Developed in the mid to late 1990 s, the Erbium laser technology was the ultimate development of the ablative resurfacing laser systems, and has remained a gold standard for the removal of wrinkles, moles, skin cysts, lumps and bumps, and for facial skin rejuvenation ever since. Dr Beulink has been using these systems since 1998, to remove benign (non cancerous, cosmetic) moles. The results are amazing, with over 95% leaving no scar, with the remaining 5% being close to or virtually scarless. The procedure is very quick and is done under a small amount of local anaesthetic. Multiple moles can be treated at the same appointment. This has been a quantum leap forwards from the traditional method of surgical excision with it s stitches, the uncomfortable removal of these several days later, and the subsequent scar formation from cutting. With Erbium laser mole removal, aftercare is kept extremely simple: sticky plaster and ointment!

The Erbium:YAG laser is an infra-red resurfacing laser used for precise skin resurfacing. The key difference to other lasers, is the lack of heat it produces, which sets it apart from the first generation resurfacing lasers known as ultra-pulsed CO2 lasers which can cause moderate uncontrolled burning. Similarly, the Erbium laser has advantages over the radio-frequency or electrosurgical devices (eg Surgitron). Although these types of devices are better than simple cauterisation (burning), they too create moderate amounts of heat, which is a disadvantage when attempting scarless skin or mole removal. (Note: the Surgitron is often marketed by other clinics as a Surgitron Laser , but is absolutely not a laser and has disadvantages as explained )
Laser skin ablation (removal) works by the laser light being absorbed by the water in your skin cells. This absorbed energy in turn causes the instantaneous vaporisation of the targeted cells. As the laser light passes over the skin, a mere 30 millionth of an inch of tissue is removed at a time. This incredible control allows the doctor to precisely sculpture the mole away.
The Erbium laser is also ideal for scarless removal of milia, cholesterol deposits around eyes, and sun spots etc.

Before erbium laser removal 3 months after laser removal

Even a mole this close to the eye (on the very edge of the lid and within the lashes) can be safely and effectively removed by precision lasering. Click on this You-Tube link to see.http://youtu.be/bQ7SXjDRHCA

Dr Beulink s Personal Comments Erbium Laser Mole Removal

I have been performing nonsurgical mole removal since 1992.
From 1992-1998 I used the Surgitron radiofrequency device, which isn t too bad if used cautiously and dilligently. It certainly had big advantages over surgery, cauterisation (heat/burn removal) and liquid nitrogen (freezing removal), but still had it s limitations. This is because the Surgitron vapourises skin cells but still does it with the addition of moderate heat. It is this heat that causes unwanted collateral damage and the destruction of the skin s natural pigment cells (melanocytes).This means scarring may be minimised but is still present, and often leaves at best, white marks or worse, raised scarring.
In 1998 I began Erbium laser resurfacing and quickly realised the huge advantages and benefits this laser system had for removing moles. It s precision, absolute control, and lack of heat damage made it a quantum leap forwards in skin and mole ablation and I have been exclusively removing moles with the Erbium laser ever since.

This procedure is unbelievably simple. People are constantly telling me how impressed they are with the treatment; the ease with which the mole is removed, the negligible pain or discomfort, and the rapid removal of the mole. I would not be able to count the number of times someone has looked into the mirror immediately after the laser removal and exclaimed Oh my God, it s gone!

Immediately before the mole is removed, a very small amount of local anaesthetic is injected around or under the mole. This is done with a very fine needle (smaller than a babies vaccination needle) and although local anaesthetic stings before it goes numb, any discomfort from this is fleeting and relatively minor. Applying ice to the area first can virtually make this painless. The local anaesthetic will instantly numb the mole and the lasering then proceeds with absolutely no pain or discomfort what so ever.

This treatment is particularly suited to the removal of benign (cosmetic) type moles. It can be used for certain cancerous and pre-cancerous moles and skin lesions. It can not be used for the removal of malignant melanomas.

The ideal benign mole for laser mole removal is a raised, skin coloured mole with no hairs growing from it. Darkly pigmented, flat moles that have hair are the least ideal. This is because they tend to have deeper roots. These types of moles can still be lasered, often with a high degree of success and patient satisfaction. However, there is a higher chance of partial or full recurrence that may need a second lasering at a later date. This is especially apparent in younger patients. For hairy moles, it is best to allow the hairs to grow a bit before laser removal (do not pluck them). This helps at the time of lasering to track down the roots.

This is a fantastic way to remove facial moles due to the excellent cosmetic result. I believe laser should be the only way to remove moles that are in surgically difficult areas. such as close to the eyes or lips etc. In areas such as these, surgical cutting and subsequent scar formation can have poor cosmetic outcomes due to the pulling and distortional effects the tissue removal and scar will have on these important structures. With the laser, over the years I have removed many moles and skin tags from the upper and lower eye lids (including the lash line), from noses and from edges of the lip. No distortion will occur with the laser as only the mole is removed, with no surrounding or underlying tissue damage, and scar formation is absolutely minimised or nonexistent. The high precision of the laser mole removal allows me to remove moles with pinpoint accuracy, often in places where no one else will dare to go.

Facial mole removals heal twice as fast as body moles (facial wounds always heal faster than body wounds). The end result for laser body moles is thus never quite as good as that for the face.

Due to the ease and speed of removal, it can be an effective way to remove many moles at the one time.

After care is relatively straight forwards. We give the patient some ointment to apply on a daily basis to the lasered mole and usually a sticky plaster is applied for the first day and then just at night for several days. For facial moles, it will take approximately 5-7 days to heal up. For body moles it takes a little longer at 10-16 days. Healing is very similar to that of a graze: at first it is a bit raw and remains a bit damp, then after about a week it is healed over but looks a bit pink, and then over the following months the pinkness fades away. Makeup can be usually be applied over the lasered mole area after about a week. It is important not to get the lasered mole area sunburnt for the first 3 months after removing.

Please note: This treatment is only available at our Auckland clinic.

For more information on the Erbium laser, see Erbium Laser Resurfacing for wrinkles


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Small-Business Grants for Women: 10 Go-To Spots #www.business.com


#small business grants

#

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Small-Business Grants for Women: 10 Go-To Spots

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

If you’re starting a business and need outside financing, it’s natural to be wary of small-business loans. Why take on debt if you can get a grant that you won’t have to repay?

But small-business grants for women — or men, for that matter — can be hard to come by. “There’s not a pot of free money,” says Michelle Somes-Booher, a business consultant at the Small Business Development Center in Madison, Wisconsin.

If you need business financing, two more likely options are business credit cards and small-business loans for women. The competition is fierce for small-business grants, and it takes a lot of time and effort to find them and complete the applications. However, if you’re up for the challenge, the payoff can be worth it. Here are 10 places women entrepreneurs can look for small-business grants.

Federal small-business grants for women

The federal government offers some grants for small-business owners, but they’re designated for very specific purposes, such as certain research and development projects or for businesses in rural areas. Government grants can’t be used to cover startup costs or day-to-day expenses, and most aren’t earmarked specifically for women.

Grants.gov is a database of all federally sponsored grants. You can search for small-business grants here — just make sure you filter the results on the left side of the page to view grants specifically for small businesses.

2. InnovateHER Challenge

The U.S. Small Business Administration hosts an annual competition for businesses with a marketable product or service that positively affects women s lives. To participate, you must first enter and win a local InnovateHER Challenge to advance to the national semifinal round. The top three national finalists will win $40,000, $20,000 and $10,000, respectively.

3. Small Business Innovation Research and Small Business Technology Transfer programs

The SBA facilitates these two competitive programs, which ultimately provide grants to small businesses that contribute to federal research and development. Eleven federal agencies, including the departments of Agriculture, Defense, and Health and Human Services, post grant opportunities on their websites. You can search all grant opportunities on the SBIR website.

State and local small-business grants

Because federal small-business grants are limited in number and often very competitive, you may have better luck looking for grants at the state and municipal levels. You’ll have to do your own research to pinpoint specific grant programs in your area, but here are some places to look:

4. Women’s Business Centers

The SBA sponsors about 100 Women’s Business Centers nationwide, designed to help women entrepreneurs with business development and access to capital. Some, such as the California Capital Financial Development Corp. lend money directly, while others simply help you find small-business grants and loans that you may qualify for.

5. Economic development agencies

Every state and many cities have economic development agencies focused on promoting a strong local economy. Even if the agency itself doesn’t offer a small-business grant, it will likely be able to point you in the right direction.

6. Small Business Development Centers

There are hundreds of these SBA-sponsored centers around the country, typically housed at colleges and universities. SBDCs offer free, one-on-one business consulting. Set up a meeting with your local SBDC advisor, who will be able to tell you about grants and other business financing opportunities in your area.

Private small-business grants for women

Some private organizations and businesses have created national grant programs for women small-business owners. Here are two to look into:

The Amber Grant Foundation awards $500 to a different women-owned business every month. At the end of each year, one of the 12 grant winners is awarded an additional $2,000. The application is relatively simple: Explain what your business is, describe what you’d do with the grant money and pay a $7 application fee. The foundation’s advisory board chooses the winners, looking for women with passion and a good story.

8. Eileen Fisher Women-Owned Business Grant

Eileen Fisher, a women’s clothing retailer, awards $100,000 to up to 10 women business owners each year. To be eligible, women must make up at least 51% of your business s ownership and leadership, your business must have been in operation for at least three years, it must not exceed $1 million in annual revenue, and it must be focused on environmental or social change.

Two other good possibilities for grants

These options aren’t specifically for women, but they’re good small-business grants to consider:

9. FedEx Small Business Grant

FedEx awards up to $25,000 apiece to 10 small businesses annually. The application requires an explanation of your business, how you’d use the money, photos of your business and — this part is optional — a short video explaining your business. You don’t need a FedEx account to apply.

10. Mission Main Street Grants

Chase Bank gives $150,000 to 20 small businesses each year through its Mission Main Street Grants program. To be eligible, you must have been in business at least two years and have fewer than 100 employees, and the application includes answering five essay questions.

Find and compare small-business loans

NerdWallet has come up with a list of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

To get more information about funding options and compare them for your small business, visit NerdWallet ssmall-business loanspage. For free, personalized answers to questions about financing your business, visit theSmall Businesssection of NerdWallet’s Ask an Advisor page.

You may also like

Lender reviews

See how different lenders stack up in NerdWallet’s expert reviews

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

2016 NerdWallet, Inc. All Rights Reserved

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .


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Small-Business Grants for Women: 10 Go-To Spots #online #business #classes


#small business grants

#

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Small-Business Grants for Women: 10 Go-To Spots

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

If you’re starting a business and need outside financing, it’s natural to be wary of small-business loans. Why take on debt if you can get a grant that you won’t have to repay?

But small-business grants for women — or men, for that matter — can be hard to come by. “There’s not a pot of free money,” says Michelle Somes-Booher, a business consultant at the Small Business Development Center in Madison, Wisconsin.

If you need business financing, two more likely options are business credit cards and small-business loans for women. The competition is fierce for small-business grants, and it takes a lot of time and effort to find them and complete the applications. However, if you’re up for the challenge, the payoff can be worth it. Here are 10 places women entrepreneurs can look for small-business grants.

Federal small-business grants for women

The federal government offers some grants for small-business owners, but they’re designated for very specific purposes, such as certain research and development projects or for businesses in rural areas. Government grants can’t be used to cover startup costs or day-to-day expenses, and most aren’t earmarked specifically for women.

Grants.gov is a database of all federally sponsored grants. You can search for small-business grants here — just make sure you filter the results on the left side of the page to view grants specifically for small businesses.

2. InnovateHER Challenge

The U.S. Small Business Administration hosts an annual competition for businesses with a marketable product or service that positively affects women s lives. To participate, you must first enter and win a local InnovateHER Challenge to advance to the national semifinal round. The top three national finalists will win $40,000, $20,000 and $10,000, respectively.

3. Small Business Innovation Research and Small Business Technology Transfer programs

The SBA facilitates these two competitive programs, which ultimately provide grants to small businesses that contribute to federal research and development. Eleven federal agencies, including the departments of Agriculture, Defense, and Health and Human Services, post grant opportunities on their websites. You can search all grant opportunities on the SBIR website.

State and local small-business grants

Because federal small-business grants are limited in number and often very competitive, you may have better luck looking for grants at the state and municipal levels. You’ll have to do your own research to pinpoint specific grant programs in your area, but here are some places to look:

4. Women’s Business Centers

The SBA sponsors about 100 Women’s Business Centers nationwide, designed to help women entrepreneurs with business development and access to capital. Some, such as the California Capital Financial Development Corp. lend money directly, while others simply help you find small-business grants and loans that you may qualify for.

5. Economic development agencies

Every state and many cities have economic development agencies focused on promoting a strong local economy. Even if the agency itself doesn’t offer a small-business grant, it will likely be able to point you in the right direction.

6. Small Business Development Centers

There are hundreds of these SBA-sponsored centers around the country, typically housed at colleges and universities. SBDCs offer free, one-on-one business consulting. Set up a meeting with your local SBDC advisor, who will be able to tell you about grants and other business financing opportunities in your area.

Private small-business grants for women

Some private organizations and businesses have created national grant programs for women small-business owners. Here are two to look into:

The Amber Grant Foundation awards $500 to a different women-owned business every month. At the end of each year, one of the 12 grant winners is awarded an additional $2,000. The application is relatively simple: Explain what your business is, describe what you’d do with the grant money and pay a $7 application fee. The foundation’s advisory board chooses the winners, looking for women with passion and a good story.

8. Eileen Fisher Women-Owned Business Grant

Eileen Fisher, a women’s clothing retailer, awards $100,000 to up to 10 women business owners each year. To be eligible, women must make up at least 51% of your business s ownership and leadership, your business must have been in operation for at least three years, it must not exceed $1 million in annual revenue, and it must be focused on environmental or social change.

Two other good possibilities for grants

These options aren’t specifically for women, but they’re good small-business grants to consider:

9. FedEx Small Business Grant

FedEx awards up to $25,000 apiece to 10 small businesses annually. The application requires an explanation of your business, how you’d use the money, photos of your business and — this part is optional — a short video explaining your business. You don’t need a FedEx account to apply.

10. Mission Main Street Grants

Chase Bank gives $150,000 to 20 small businesses each year through its Mission Main Street Grants program. To be eligible, you must have been in business at least two years and have fewer than 100 employees, and the application includes answering five essay questions.

Find and compare small-business loans

NerdWallet has come up with a list of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.

To get more information about funding options and compare them for your small business, visit NerdWallet ssmall-business loanspage. For free, personalized answers to questions about financing your business, visit theSmall Businesssection of NerdWallet’s Ask an Advisor page.

You may also like

Lender reviews

See how different lenders stack up in NerdWallet’s expert reviews

We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

2016 NerdWallet, Inc. All Rights Reserved

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .


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