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Health Insurance in India still remains an untapped market #china, #russia, #health, #south #africa,

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Health Insurance in India still remains an untapped market

In a country where less than 15 per cent of population has some form of health insurance coverage, the potential for the health insurance segment remains high. It seems that there is an urgent need to ramp up the health insurance coverage in the country as out-of-pocket payments are still among the highest in the world.

Furthermore, according to the statistics of the World Health Organization (WHO), in 2011, India has spent only 3.9 per cent of gross domestic product (GDP) on the health sector which is the lowest amongst the BRICS (Brazil, Russia, India, China, South Africa) member countries pack.

Moreover, amongst the BRICS nations, in 2011, Russia s out-of-pocket expenses stood highest at 87.9 per cent closely followed by India (86 per cent), China (78.8 per cent), Brazil (57.8 per cent), and South Africa (13.8 per cent). On the other hand, these expenses in developed economies of US and UK were comfortably poised at 20.9 per cent and 53.1 per cent respectively.

High out-of-pocket expense is exactly the reflection of low health insurance coverage in India. Sudip Bandyopadhyay, President, Destimoney Securities, opined, We don t have the insurance to cover and thus we end up paying from our own pockets. Once the penetration of health insurance increases, out of pocket payments will come down. In US and all, health insurance coverage is around 80 per cent.

Reasoning out the low health insurance coverage in India, Antony Jacob, CEO, Apollo Munich Health Insurance, said, Only about 12-13 per cent of population has some form of health insurance coverage, including those who are covered through some form of government schemes. People are yet to accept health insurance as a financial tool for medical emergencies. They usually procrastinate when it comes to buying health insurance unless they are faced by a challenging situation.

Although the Indian health insurance market still lags behind other countries in terms of penetration yet the health insurance segment is rising. It continues to be one of the most rapidly growing sectors in the Indian insurance industry with gross written premiums for health insurance increased by 16 per cent from Rs 13,212 crore in 2011-12 to Rs 15,341 crore in 2012-13. The health insurance premium has registered a compounded annual growth rate (CAGR) of 32 per cent for the past eight financial years.

Health insurance segment still remains an unexplored territory in India. Jacob at Apollo Munich Health Insurance asserted, Health insurance has become one of the most prominent segments in the insurance space today and is expected to grow significantly in the next few years. As spending on healthcare in India is expected to double in a couple of years, we believe that health insurance will eventually become the biggest contributor in the non-life segment.

Furthermore, in the present scenario, the health insurance industry is dominated by four public sector entities (National, New India, Oriental, and United India) that together have 60 per cent market share. The rest of the share is with 17 private sector players, of which four are standalone health insurance players (Star Health, Apollo Munich, Max Bupa, and Religare Health). ICICI Lombard continued to be the largest private sector non-life insurance company, with market share of 9.74 per cent.

Standalone health insurers have got a boost by the move taken by Insurance Regulatory and Development Authority (IRDA) in early 2013. Bandyopadhyay averred, Few months back, IRDA has classified health insurance as a separate category and has permitted the insurers to tie-up with banks. All the four exclusive health insurance companies will be tying with the banks across the country and that will help them to move to the next level. The penetration of health insurance is now expected to increase with banks pushing for it through bancassurance tie-up.


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InDesign classes, Adobe InDesign training classes Los Angeles, Learn Adobe InDesign los Angeles, Long

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Adobe InDesign Classes

Hands-on Live Computer Training Class in Adobe InDesign in Los Angeles, California

We provide Adobe InDesign classes in Los Angeles area in our computer training center. Adobe InDesign is the most popular industry standard layout software in the market. It is used to create advertisements, brochures, newspapers, magazines and flyers.

In the Adobe InDesign class students will learn to use the Tools, Create Graphics and Text, Making Changes to Graphics, Drawing Lines, Drawing Boxes, Changing Fonts, Moving Text and Graphics Around, Rotating Text, Drop Shadow, Master Pages, Page Numbering, Columns, Gradient Shading, Drop Caps, Insert Images, Create Brochures, Newsletters and much more. The Adobe InDesign class is 100% hands-on with a very low student to teacher ratio. The students will receive a certificate at the end of the Adobe InDesign training.

What makes us #1 in training classes:

  • Serving the community since 1989
  • 100% Hands-on live classes
  • One computer per person
  • Knowledgeable Patient Instructors
  • Discount on multiple classes
  • Guaranteed Learning: We are so confident that you will love our classes that we offer a guarantee. If after 1 hour and before 1 hours is up, you do not LOVE the class, you can cancel the class and get a full refund
  • Best quality and price, Guaranteed
  • Small student to teacher ratio for maximum attention
  • Certificate upon completion of the course
  • Day time, Evening and Saturday classes
  • Professionally prepared workbook for use in class and for your future reference
  • Flexible Schedule for the classes

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Detox Center in Oregon – Sober Solutions #south #florida #detox


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Live Free From Addiction

Detox Center in Oregon

A Free Resource for People seeking a Detox Center in Oregon

Looking for Detox Centers in Oregon?

For those seeking an Alcohol or Drug Detox Center in Oregon for abuse or dependence on alcohol or other drugs, there are many different choices. Obviously, not every city has a Detox facility in Oregon. The most important thing for someone in Oregon looking for a detox from drugs or alcohol is to understand that there are choices. In addition to the listing of Detox Clinics in Oregon that we have listed below, you may speak with us, free of charge. at anytime and allow our recovery counselors to help guide you in your search.

WEB: Sober Solutions Easy Treatment Locator

Fill out the following form to the best of your ability to determine which of the thousands of treatment facilities is best for you or your loved one.

It is also important to understand that there are generally four primary types of Oregon detox centers or detox clinics in Oregon. Depending on the severity of the substance abuse and the types of drugs or alcohol being abused may also dictate exactly which kind you need.

1)Inpatient Hospitalization in Oregon An inpatient hospitilzation is a brief stay at an actual hospital. This is usually only recommended (or even permitted) when there is a grave medical danger present, either due to the amounts being abused or the extreme risks associated with the withdrawal. Generally speaking, an alcohol, tranquilizer or benzodiazipine withdrawal where seizures, major heart conditions, or blood pressure risks are high would involve an inpatient Hospitalization. An opiate user (Vicadin, Heroin, Hydrocodone, Moprhine, Oxycontin, etc) will almost never be admitted into a hospital inpatient for there is almost no medical danger (outside of increased blood pressure) present, however uncomfortable the detox may feel. A cocaine or methamphetamine user will also usually not be admitted, however, they may be temporarily referred to a psychiatric facility if there are major psychoses present as a result of the abuse and prescribed anti-psychotic medications.

2)Medically supervised detox center in Oregon. Any medically supervised detox centers in Oregon are generally ones that have some form of medical supervision, although not to the degree that an inpatient hospital may. In addition, there are often medications that are either recommended or required to make the detox medically safe and comfortable. Alcohol, benzodiazipenes are almost usually recommended to be medically supervised, whether within a medically supervised detox or a more monitored inpatient hospital stay. An opiate user isn t technically required to be medically supervised, however, an opiate user will very rarely stay through the entire withdrawal process without the aid of other drugs to alleviate the uncomfortable symptoms.

3)Non medically supervised detox facility in Oregon. A non medically supervised detox facility may have trained or certified staff members, but there are not any medications provided to alleviate symptoms. Most non-medical detoxes will not admit a benzodiazipene, tranquilizer, or heavy alcohol abuser for this reason. They will admit an opiate user, but with the understanding that they will have to tough out the uncomfortable withdrawal. Cocaine and methamphetamine users can almosr always safely withdraw in a non-medical detox center in Oregon.

4) Methadone Clinic in Oregon: A methadone clinic is not actually a detox , although methadone is sometimes used to help someone to stop using opiates. Uinderstand that methadone is a highly addictive substitute where the withdraw can be up to three times worse than heroin. Sober Solutions does not endorse nor advocate the use of methadone clinics. Due to the difficulty of the withdrawal, a detox clinic in Oregon is also very rarely a methodone detox itself.

The following cities in Oregon are known to have a detox center. Click any of the cities below to find the appropriate detox center for drugs or alcohol.

Alcohol Detox in Eugene
Detox Facility in Gladstone
Detox Clinic in Klamath Falls
Detox Center in Medford
Alcohol Detox Centers in Newport
Addiction Detox in Ontario
Alcohol Addiction Detox in Portland
Alcohol And Drug Detox Centers in Salem

in addition to Detox Centers in Oregon, we can Help with the following:

Confidential Advice from a Recovery Professional for those seeking Detox Treatment in Oregon

If you wish to provide specific information in regards to your situation and wish to have a confidential phone call with a recovery counselor, you may call our office and someone will help guide you in your search for a Oregon Detox Center.

If you are a Detox Facility in Oregon and would like to be listed in our database, please click here.

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University of South Carolina #online #universities #in #south #carolina


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University of South Carolina

Overview

Established in 1801, University of South Carolina is a non-profit public higher education institution located in the the urban setting of the large town of Columbia (population range of 50,000-249,999 inhabitants), South Carolina. This institution has also branch campuses in the following location(s): Aiken, Allendale, Beaufort, Columbia, Lancaster, Sumter, Spartanburg, Union. Officially accredited/recognized by the Southern Association of Colleges and Schools Commission on Colleges, University of South Carolina (USC) is a very large (enrollment range: 35,000-39,999 students) coeducational higher education institution. University of South Carolina (USC) offers courses and programs leading to officially recognized higher education degrees such as pre-bachelor degrees (i.e. certificates, diplomas, associate or foundation degrees), bachelor degrees, master degrees, doctorate degrees in several areas of study. This 216 years old H.E. institution has a selective admission policy based on entrance examinations and students’ past academic record and grades. The admission rate range is 60-70% making this US higher education organization a somewhat selective institution. International applicants are eligible to apply for enrollment. USC also provides several academic and non-academic facilities and services to students including a library, housing, sport facilities and/or activities, financial aids and/or scholarships, study abroad and exchange programs, online courses and distance learning opportunities, as well as administrative services.

General Information

Important. please contact or visit the official website of University of South Carolina for detailed information on facilities and services provided, including the type of scholarships and other financial aids offered to local or international students; the information above is indicative only and may not be complete or up-to-date.

Accreditation and Recognition Accreditation

Institutional Accreditation or Recognition

Other Specialized or Programmatic Accreditations

  • Commission on Collegiate Nursing Education (CCNE)
  • Association to Advance Collegiate Schools of Business (AACSB International)
  • Council on Accreditation of Nurse Anesthesia Educational Programs (AANA)

Important. this section is intended to include only those reputable organizations (e.g. Ministries of Higher Education) that have the legal authority to officially recognize, accredit and/or license the University of South Carolina as a whole (institutional accreditation or recognition) or some of its specific courses/programs (programmatic accreditation). Memberships and affiliations to organizations which do not imply any formal, extensive and/or legal process of accreditation or recognition are included in a specific section below. Please report errors and inaccuracies taking into consideration the above criteria.

Affiliations and Memberships Affiliations

  • University of South Carolina System
  • Association of Public and Land-Grant Universities (APLU)
  • Oak Ridge Associated Universities (ORAU)
  • National Collegiate Athletic Association (NCAA)

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College of Hospitality, Retail and Sport Management – College of Hospitality, Retail and Sport

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Resources for:

College of Hospitality, Retail and Sport Management

Retailing

Shopping is about more than what you buy—it’s how a shopping experience makes you feel. Our students get outside the classroom and learn how great retailing experiences are created from leading industry faculty and partners.Learn more


  • Sport and Entertainment Management

    Arenas host everything from concerts to basketball games to monster truck rallies. Our students get behind the scenes with world-class faculty and industry professionals to learn how everything comes together to create unforgettable fan experiences.Learn more


  • Hotel, Restaurant and Tourism Management

    When it comes to hospitality, quality and attention to detail are what elevates the guest experience. We apply that same philosophy to our programs by giving students the opportunity to learn from the top industry experts of the world — from master sommeliers to high end hotel and restaurant owners and more.Learn more

    Students from the College of Hospitality, Retail and Sport Management become industry leaders. We invite you to explore our programs and learn more about who we are.

    Your job shouldn’t just pay the bills. It should be an opportunity to explore your passion and inspire a lifetime of learning and growth.

    At the College of Hospitality, Retail and Sport Management (HRSM), you’ll gain industry-specific, management-focused education, preparing you to step immediately into the career that you’re truly passionate about. Our college supports four primary fields of study including Hotel, Restaurant and Tourism Management; Interdisciplinary Studies; Retailing; and Sport and Entertainment Management.

    While you’re here with us, we will help you shape an experience that can be as unique and exciting as you choose to make it, so buckle up and prepare to experience the ride of your life!

    Dream. Create. Connect. Lead.

    Whether you aspire to be an executive with a world-class resort in the Caribbean or you dream of being a buyer for a major fashion retailer in New York City, you are ultimately responsible for creating your own success. Well, kind of. Success comes a lot easier when you have the right connections!

    So, even though it takes some hard work — ok, maybe a lot of hard work — the College of HRSM can offer you the tools and support you need to become a successful leader in whatever career path you choose to pursue. Experience HRSM for yourself. It’s unlike anything else.

    International Ranking

    Retailing

    #4 Worldwide Research by International Journal of Retail Distribution Management, 2017

    New Director Announced

    Drew Martin

    Drew Martin, Ph.D. has been named the new director of HRSM’s School of Hotel, Restaurant and Tourism Management, and will join the college on July 1, 2017.

    College of Hospitality, Retail and Sport Management

    Select Offices

    Gateways

    Tools

    Challenge the conventional. Create the exceptional. No Limits.

    Tools

    Resources:


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  • Physio Dynamix #physio, #physiotherapy, #physio #therapist, #physiodynamix, #physio #dynamics, #physioworx, #postnatal, #postnatal #care, #corporate

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    Samantha graduated from UCT with a BSc Physiotherapy in 1992 and has been in private practice since 1994 initially at Constantiaberg Medi Clinic in Cape Town. She then spent a year in private practice in Johannesburg where she completed the OMT1 course. Sam returned to Cape Town and Constantiaberg Medi-Clinic in 1996. This practice grew and developed into Constantia Sports Medicine Centre and was a predominantly orthopaedic and sports injury based practice incorporating a Sports Physician and Biokinetics Practice.
    In 2004 Sam moved to Johannesburg and joined Physios in Touch in Rivonia where she was an associate until January 2013. Sam practices from the Cramerview rooms and has a special interest in orthopaedics, sport and women’s health
    Sam is the Course Coordinator for the SPT1 Course in Johannesburg and is involved in post-grad lecturing for OMT1 and privately.
    Sam is married to Stewart and has 2 beautiful daughters, Jozi Lynne and Mia Rose.

    Bryan obtained his BSc Physiotherapy at Wits University in 1969. He married in 1970 and went to live in London where he worked at St Mary’s Paddington for 2 years. On his return to South Africa, he joined a large Physio Practice in Johannesburg. In 1985 he set up a solo practice and moved to Sandton Medpark. During those years he joined Civil Defence with Dr John Boden and helped organise the First Aid programme at St Stithians College. The Rugby Festival was held at St Stithians for 10 years and he was active with first aid and treatment of injuries.
    He has also helped the Sandton Medi-clinic with their ante-natal programme.
    He has been married for 43 years, has two sons. a daughter-in-law, a grandson and a granddaughter.
    He joined Physiodynamix in March 2013.

    Maria qualified with a BSc Physio from Stellenbosch University in 2002. After a year of community service in northern KZN, Maria moved to the greater Johannesburg area. Over the next 6 years she worked in Krugersdorp, Norwood and Randburg, before then joining a private practice in Rivonia as an associate for just over three years.
    During this time Maria developed special interests in orthopaedics, spinal and sports injuries as well as pain management. Having completed her Orthopaedic Manipulative Therapy Course (OMT1 course) in 2007, she has subsequently assisted and lectured on OMT1 courses, and assisted on sports physiotherapy courses (SPT1). More recently Maria has completed a number of modules in the National Pain Management Course, and is a registered PGAP (Progressive Goal Attainment Program) provider.
    Maria Botma is currently working in an out-patient setting at the Physiodynamix rooms in Bryanston.

    Georgie qualified in 2008 with a BSc(Hon) Physiotherapy from Wits University. She spent a valuable year working at Baragwanath hospital in 2009 for her community service year. She moved to the private sector in 2010 and began working at Ian Hacker’s sports practice at Wanderers which involved working closely with the Wanderers Rugby team. She moved to Physios in Touch in 2011 and began working in Orthopaedics at Sandton Medi Clinic. She has worked in trauma and burns ICU at Milpark hospital as well.
    She completed her OMPTG course in 2011 and is currently supervising on the 2013 course this year.
    She still works in Orthopaedics at Sandton Medi clinic each morning and at the Physiodynamix Cramerview outpatient practice in the afternoon.
    Her areas of interest include sports injuries, post-operative treatment and rehabilitation, back and neck pain, and pain management.
    Georgie loves the outdoors and enjoys cycling and running in her spare time.

    Premilla qualifyed in 1980 with a BSc Physio from UKZN. She then worked at King Edward VIII General Hospital as a Physiotherapist and assumed a Junior Lecturers position at UKZN in 1982, lecturing in Paediatrics, Post Natal care and Surgery.
    She completed her NDT course at Stellenbosch University in 1984.
    Premilla married in 1985 and relocated to Johannesburg where she took up a Senior Physiotherapist position at Leslie Williams mining hospital on the West Rand. Premilla worked in her own private practice from 1989 until 2009 at LenMed Clinic in the South of Johannesburg.
    She is currently working at Life Fourways Hospital as a part time Physiotherapist with Physiodynamix with a principal focus on post natal/post-surgery care.

    Keryn graduated from the University of the Witwatersrand in 2008 and worked in the Government clinics for a year of community service. This instilled a passion for community work and she now lectures for WITS in the Public Health section of the Physiotherapy Department.
    In the last two years she has worked in a Sports practice in Fourways and an orthopaedics practice in Parkwood. Weekends were taken up with ICU work at the Netcare Olivedale hospital.
    From 2011 Keryn works at the rooms in Rivonia and at Fourways Life Maternity unit. Mornings are taken up with Equine Physiotherapy and she works with notable race horse trainers as well as showjumpers and dressage horses. Keryn is also currently doing the OMT1 Course this year.
    In her spare time she rides as a Senior Quadrille rider for the South African Lipizzaner team which performs on Sundays at the Centre in Kyalami. She is also a director of a tutoring and extra lesson company which she runs with her brother and mum.

    Merinda qualified in 2002 from the University of Pretoria as a Physiotherapist. She practiced in Cape Town at Wynberg Military Hospital until 2006, worked at Stellenbosch University in 2007 and has been working in private practice in Rivonia, Johannesburg since September 2007.
    Merinda is currently doing her Masters in Physiotherapy through WITS University. Her interests are post-natal care and education, the treatment of children with developmental delays and the treatment of neck and back pain.

    Fiona studied at Stellenbosch University, graduating in 2009 with a BSc Physio. While at University she was involved with the Cape Argus for 3 years, Maties and Durbanville Rugby clubs and the Cape Epic.

    Fiona did her Community Service year in Vereeniging’s District hospital, managing the running of the Physiotherapy Department and working within the multi-disciplinary team.

    In 2011, Fiona moved into private practice where she gained much experience in the areas of neuro, trauma and vascular surgery. She gained her training in Dry Needling and also found an interest in Woman’s Health Physiotherapy. She has since gained much experience through post graduate courses.

    Fiona has been working at Sunninghill Netcare Hospital’s vascular unit since 2011 and Morningside Medi Clinic’s Post Natal and Surgical units, with PhysioDynamix, since April 2012.


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    Edwards Coaches Ltd: UK and European Coach tours and Worldwide Air Travel from South

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    TRAVEL INSURANCE – IMPORTANT INFORMATION

    Edwards Coaches Ltd t/as Edwards Holidays is an appointed representative of CCV Cardiff Insurance Brokers, a trading name of CCV Risk Solutions Limited. Registered in England No. 05879041. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority. CCV Risk Solutions Limited is proud to be part of Cullum Capital Ventures Limited a Chartered Insurance Broker.

    We only offer travel insurance from a single insurer ETI International Travel Protection (ERV). This travel insurance is suitable for those who wish to insure themselves when travelling against the specified financial loss of unforeseen circumstances and events relating to your trip. A list of the covers and corresponding levels, as well as the main policy exclusions, can be found below. Further details will be in your policy document, a copy of which is available on request. We have not provided you with any recommendation or advice about whether this product meets your specific insurance requirements. It is your responsibility to decide whether this policy suits your requirements. Should you require any further information, please contact Edwards Holidays.

    Travel Insurance Indemnity

    If you have declined to take out insurance cover offered by Edwards Coaches Ltd. t/a Edwards Holidays you are agreeing to undertake on behalf of yourself and all members of your party:

    To arrange holiday insurance which provides comparable cover to that offered by Edwards Holidays.

    Not to hold Edwards Holidays or the travel agent, responsible for any costs incurred by your party due to your failure to take out adequate insurance.

    To indemnify Edwards Holidays and the travel agent for any costs incurred by them due to your failure to take out adequate insurance cover.

    Nothing in this agreement shall limit or exclude your statutory rights

    You are not required to declare your medical conditions. However, you must comply with the following conditions AT THE TIME OF TAKING OUT THIS POLICY to have full protection of your policy:

    1. You are not aware of any medical condition or set of circumstances that could be reasonably expected to give rise to a claim (for example the state of health of a close relative, Business Associate or any person on whom your travel plans depend)

    2. You are not receiving, or on a waiting list for, surgery, day case or in-patient treatment or investigations in a hospital, clinic or nursing home

    3. You are not (a) travelling against any health requirements stipulated by the carrier, their handling agents or any other public transport provider or (b) travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical treatment abroad

    4. You been given a terminal prognosis If your medical condition cannot comply with these conditions then any claim relating to that medical condition will not be covered.

    The policy includes some general exclusions relating to a variety of illnesses which are not covered. Although not a full list these include Alcoholism, drugs or drug addition, stress, anxiety or depressive conditions, psychiatric illness, terminal illness, AIDS, HIV, sexually transmitted disease, suicide or attempt threat, deliberate exposure of danger or criminal act. Full Exclusions are listed in the policy document.

    Cancellation Up to 3,500 Medical Expenses Repatriation – Up to 2,000,000 Curtailment Hospital Benefit – Up to 3,500) Luggage Personal effects Money – Up to 1,500 in all – 200 money, valuables

    Luggage Delay Up to 100 Personal Liability Up to 2,000,000 Personal Accident Up to 15,000

    Up to 200 Delayed Departure (not UK) Up to 60 Missed Departure (not UK) – Up to 600 (due to public transport only) Legal Expenses Up to 10,000

    Deposits ( 10 excess). All sections, except Personal Accident, Hospital Benefit, Loss of Passport, Missed Departure, Legal Expenses and Personal Liability are subject to a 75 excess, per person, per claim.

    Infants under the age of 2 years FREE if named on Adult Insurance.

    2-15 year olds 25% discount on departure if travelling with an insured adult.

    Please contact Edwards Holidays for travel insurance prices.

    Your insurance is arranged on the basis of what you have told us and your insurer. Therefore, you must provide answers to all questions raised honestly, completely and to the best of your knowledge. If you re in any doubt as to whether to provide any information please do so, to ensure that your policy is set up on the correct basis because if not it could mean that part or all of a claim may be unpaid. If any circumstances change throughout the policy term please advise us immediately so that we can ensure cover is still appropriate. If you fail to report claims promptly, or any circumstances which may lead to a claim, it may affect your ability to obtain a settlement.

    If your cover doesn t meet your requirements, please let Edwards Holidays know within 14 days of receiving your policy document and return all your documents for a refund of your premium. Any premium already paid will be refunded to You providing you have not travelled, no claim has been made or is intended to be made and no incident likely to give rise to a claim has occurred.

    Full details of how to make a claim and how to appeal should your claim not be successful can be found in the policy document. Updated January 2017.

    Should you have a complaint about the sale of your travel insurance policy, please contact The Branch Manager, CCV Insurance Brokers Ltd, Unit 4 Neptune Court, Vanguard Way, Cardiff CF24 5PJ.
    Should you remain unhappy with our final reply, you may have the right to refer your complaint to The Financial Ombudsman Service, Exchange Tower, London E14 9SR. Opening times are Monday to Friday 8am to 8pm and Saturday 9am to 1pm. Their telephone number 0800 023 4 567 and calls to this number are normally free for people ringing from a fixed line phone but charges may apply if you call from a mobile phone. 0300 123 9 123 calls to this number are charged at the same rate as 01 or 02 numbers on mobile phone tariffs. These numbers may not be available from outside the UK so please call us from abroad on +44 20 7964 0500.

    Financial Services Compensation Scheme

    We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, with no upper limit. Further information is available from the FSCS.


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    South Carolina Emergency Management Division #scemd, #south #carolina, #emergency, #management, #hurricane, #disaster, #preparedness, #fema,

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    Welcome To SCEMD

    The South Carolina Emergency Management Division, a division of the Adjutant General s Office, is the coordinating agency responsible for the statewide emergency management program. SCEMD s mission is to develop, coordinate, and lead the state emergency management program, enabling effective preparation for, response to and recovery from emergencies and disasters in order to save lives, reduce human suffering and minimize property loss.

    Columbia, S.C. – Summer is what South Carolina is known for. With all the fun in the sun to be had, it s also when the potential increases for heat-related injuries. Stay safe with these tips. Read More.

    S.C. Hurricane Guide Available May 28, 2017

    Columbia, S.C. – The Official 2017 South Carolina Hurricane Guide will be released via 10 coastal newspapers, available in 20 SCDMV offices in coastal counties and at any Walgreens store statewide. The Guide will be available for download on scemd.org. Read More.

    Severe Weather Flood Safety

    Columbia, S.C. South Carolina s Severe Weather and Flood Safety Preparedness Week for 2017 will be observed March 5-11 this year. Read More.

    Below Freezing Temps to Continue Through Sunday

    Columbia, S.C. (Saturday, January 7, 2017) The S.C. Emergency Management Division encourages everyone in the state to be prepared for below freezing conditions that are expected to continue after this weekend s winter storm. Read More.

    Winter Weather Begins in South Carolina

    Columbia, S.C. (Friday, January 6, 2017) – Governor Nikki Haley has declared a State of Emergency in advance on a winter storm that has begun to affect the state. Read More.

    Residents Should Prepare for Winter Weather

    Columbia, S.C. (Thursday, January 5, 2017) – The South Carolina Emergency Management Division asks residents to prepare themselves and their homes for possible winter weather. Forecasters with the National Weather Service expect a wintry mix of snow, ice and rain for much of the state beginning Friday evening and lasting through Saturday. Read More.


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    Register Domains #name, #registration, #register, #whois, #whois, #co.za, #co #za, #names, #uniforum, #co #za

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    On the Limited Plan you get access to 12 widget points. Each widget has a certain amount of points linked to it. You will be able to add widgets to your website up the amount of available points.

    For example: You could add the Facebook Widget (3 points), Contact Form Widget (2 points), Photo Gallery (5 points) and the Search Widget (2 points) to your website. This would total your available 12 points.

    You would not be able to add another widget unless you removed one of the widgets from your website to free up available points for another widget.

    Certain widgets are only available with the full version such as the ecommerce widgets, embedded widget and maps. A full list of available widgets and feature points are in the downloadable PDF

    On the Full Version, there is no point restriction and you are able to add as many webpages or widgets as you would like.

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    At domains.co.za we make it easy and inexpensive to get the domain you want

    Use the domains.co.za quick search below to check if your perfect domain name is available.
    Use the dropdown to select the extension you would like to search.

    Transfer a domain Search Multiple TLDs Bulk Domain Search Bulk Domain Transfer

    Included With Your Domain

    Domain Pricing

    Domain Parking

    Not ready to launch a website just yet? No Problem! You can register your domain name with us, without it being associated with any services such as e-mail or website hosting until you are ready to launch.

    DNS Hosting

    With every domain you get free DNS management and free DNS hosting, even if your website is hosted elsewhere.

    Nameserver Management

    Host your domain with us and point it to another providers nameservers or you can use our nameservers for free DNS hosting.

    “Is It Up” Monitoring Tool

    Use our free “Is It Up” service to check if your domain or website is up from multiple locations around South Africa and the world.

    Google Safe Browsing Checks

    Check your domain against well-known blacklists to see if your domain is listed on any of them.

    Blacklist Checking

    Check your domain against well-known blacklists to see if your domain is listed on any of them.

    URL Forwarding

    Use our free URL forwarding service to point your domain name to an existing website.

    Social Engagement Tracking

    You can track your domain name mentions, likes and comments on Facebook, Twitter, Linked In and Google Plus.

    Domain Support

    Our friendly and knowledgeable support staff are always ready to assist with questions you may have.

    What is a Domain Name?

    A domain name like www.your-domain-name.co.za is a website address that people will use to find you on the internet. Domain names are used as an address to locate businesses, organizations, or other entities on the Internet.

    A great benefit of using your own domain name is that regardless of how many times you change your website hosting provider, your Email and website address will always remain the same.

    I don’t have a website yet, why do I need a domain name now?

    Registering your domain name now ensures that you own the domain name that may not otherwise be available when you want it.

    Once registered, the domain name is yours, provided the domain renewal fees are paid each year.

    You can park the domain, use it, sell it or lease it to other individuals or companies.

    Domain parking is included free with all our domain name registrations and transfers.

    What type of domain names can I register at Domains.co.za

    We offer all South African ccTLD and gTLD domains (ie. co.za .org.za .net.za .web.za .joburg .durban and .capetown)

    International TLD’s and gTLD’s domains are also available, including all the most popular .com .net .org .biz and .mobi.

    With more than 1000 new gTLD domains being added to the internet, we will constantly update our list of available domain extensions.

    Why Domains.co.za for your domain names

    We are the only operation ICANN Accredited Registrar in South Africa and currently the largest ICANN Registrar in Africa.

    Some of the largest companies in South Africa look to us for solutions because of our expertise and extensive experience in the domain name industry.

    With each domain name registration or transfer we include a range of free services including Domain Parking, URL Forwarding and DNS Management on our globally redundant nameservers.

    How long does it take to register a domain name?

    Your domain registration could be complete within minutes, provided the domain registration fee is paid and your registration information is filled out correctly.

    How long does it take to transfer a domain name?

    This depends on the ccTLD or gTLD that is being transferred.

    Legacy .co.za domains can take up to 24 hours to transfer, while .co.za domains which are on EPP can be transferred in a matter of minutes, provided the domain transfer is accepted by the domain owner.

    * All listed prices exclude premium domain names


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    South Hills School of Business – Technology – Official website of South Hills School

    #business technology

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    Small
    Classes

    “Impersonal” simply isn’t in our vocabulary. At South Hills, you’ll never get lost in the crowd – or the shuffle. Our small classes allow for plenty of personal attention from your teachers. And our exceptionally responsive staff is here to answer all your questions and provide you with the tools you need to succeed.

    Extraordinary
    Teachers

    Any school is only as good as its teachers, and ours are truly outstanding. South Hills’ faculty have won awards for excellence in teaching for 6 times in 7 years. And with their uncommonly deep experience working in the field, our teachers are great professional mentors, too.

    Practical
    Curriculum

    “No fluff; no filler!” That’s South Hills’ academic motto number one. “Learn by doing!” is number two. All our programs deliver the material you really need to know to launch a successful career in your chosen field. And we believe the best way to do that is through hands-on, project-oriented learning.

    Career
    Placement

    Our ultimate goal is to prepare you for fulfilling employment in your chosen field. Our dedicated Career Services staff will assist you to finding an appropriate internship at the end of your studies, and will continue to help you throughout your working life to find the best match for your skills and passions.


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