Tag: Purchase

RBC Visa Gift Cards – RBC Royal Bank #visa #gift #card #cards, #purchase #buy

#

RBC Visa Gift Cards

Effective October 1, 2016, RBC Visa Gift Cards will no longer be available for purchase at RBC Royal Bank branches. If you have an RBC Visa Gift Card with funds remaining on the card, continue to use it until the balance reaches $0.Should there be funds remaining on your card after the expiry date found on the front of your card, please call 1-866-466-8079 to request a new card and to have the remaining balance carried forward. Remember to register your card at www.myrbccardbalance.com . Your card will need to be registered for most online purchases and must be registered in order for it to be replaced if it’s lost or stolen.

RBC Visa Prepaid Card – Important Information

If you have redeemed your RBC Rewards points for RBC Visa Prepaid Cards.

Please be advised that effective May 1, 2014. funds on certain RBC Visa Prepaid Cards no longer expire. If your RBC Visa Prepaid Card has an expiry date between May 2014 (05/14) and May 2015 (05/15) and was acquired by redeeming RBC Rewards points, any expiry fees are waived. If your card has expired, call 1-855-228-8885 to request that a new card be issued with the remaining balance carried over. For more information, refer to the agreement .

If you have an RBC Visa Prepaid Card beginning with the numbers 451017.

Effective May 1, 2014. the funds on RBC Visa Prepaid Cards starting with the numbers 451017 do not expire. If you have a card beginning with the numbers 451017 and has an expiry date of May 2014 (05/14) or later call 1-855-228-8885 to request a new card be issued with the remaining balance carried over at no additional charge. For more information, refer to the agreement .

If you have an RBC Visa Prepaid Card issued to you by the Red Cross from the flooding in Alberta last summer.

Please be advised that due to new Federal regulations, the funds on your card will no longer expire. Your card will continue to have an expiry date, because merchants must have an expiry date to process your transactions. We recommend that you use all the funds on your card prior to the expiry date displayed on the front of the card. However, if you choose not to do so, you may order a replacement card after the expiry date, subject to the applicable fees as set out in your agreement. Effective September 15, 2014 a new fee of $1.95 per month will be charged after 12 consecutive months of inactivity. For more information, refer to your agreement .

If you have an RBC Visa Prepaid Card issued to you by Baya Health.

Please be advised that due to new Federal regulations, the funds on your card will no longer expire. Your card will continue to have an expiry date, because merchants must have an expiry date to process your transactions. We recommend that you use all the funds on your card prior to the expiry date displayed on the front of the card. However, if you choose not to do so, you may order a replacement card after the expiry date, subject to the applicable fees as set out in your agreement .

If you have an RBC Visa Prepaid Card issued to you by Prairie Mines.

Please be advised that due to new Federal regulations, the funds on your card will no longer expire. Your card will continue to have an expiry date, because merchants must have an expiry date to process your transactions. We recommend that you use all the funds on your card prior to the expiry date displayed on the front of the card. However, if you choose not to do so, you may order a replacement card after the expiry date due to the subject fees in your agreement. Effective July 1, 2014. a new fee of $1.95 per month will be charged after 12 consecutive months of inactivity. For more information, refer to your agreement .

If you have an RBC Visa Prepaid Card issued to you by Sherritt Coal/Westmoreland Coal.

Please be advised that due to new Federal regulations, the funds on your card will no longer expire. Your card will continue to have an expiry date, because merchants must have an expiry date to process your transactions. We recommend that you use all the funds on your card prior to the expiry date displayed on the front of the card. However, if you choose not to do so, you may order a replacement card after the expiry date due to the subject fees in your agreement. Effective October 15, 2014. a new fee of $1.95 per month will be charged after 12 consecutive months of inactivity. For more information, refer to your agreement .

If you have an RBC Visa Gift Card that was purchased in an RBC Royal Bank Branch.

Effective November 1, 2012. the funds loaded to RBC Visa Gift Cards do not expire. If you have a card that starts with the numbers 451016 and has an expiry date of November 2012 (11/12) or later, it is eligible to have funds carried forward to a new card after expiry. Call 1-866-466-8079 to find out how to have a new card issued with the remaining balance carried over at no additional charge. For more information, refer to the agreement .

RBC Visa Commercial Prepaid Cards


Tags : , , , , , , , , , , ,

OHosti – Best Free Unlimited Hosting cPanel – Powerful Unlimited Free Reseller Hosting WHM

#

Free Unlimited Hosting cPanel

Free Unlimited WHM Reseller Hosting

Free Domain Name !

Free VPS Hosting (90 Days)!

OHosti Powerful Features!

Free Unlimited Web Hosting Features :

Flexible, Easy to Use Control Panel . Unlimited Bandwidth. Unlimited Sub Domains, FTP Accounts, and Email Accounts. 99.9% Uptime Guarantee Build your website using the latest languages including PHP, Ruby, PERL, Python, PostgreSQL, MySQL and more. We also provide SSH access on all Business Hosting plans and have enabled WP-CLI for easy WordPress management.

Why is Our Free VPS Hosting different than Shared and Dedicated?

With our OHosti VPS, you get an entire server. This is optimal for people that have very high traffic to their websites or need to setup their server in a very specific way. Not everyone needs to have a fully dedicated web server however. If you’re just getting started with your website, you can save quite a bit of money if you get a free small portion of the server. Shared hosting is when you share a portion of the server with other users rather than rent an entire server to yourself. If you are considering a dedicated server and are unsure if it is right for you, perhaps you will need to get Free VPS Hosting.

What is our free reseller hosting included?

Everything you need to get started is included in our Reseller packages for a single, no price (free) :

Free cPanel:
Unlike other hosting companies, we never charge you or your clients a fee to manage the content and setup of their websites. cPanel makes that easy.

Free Domains Resales:
Not only can you sell web hosting, our Reseller Program also gives you the ability to sell domain names.

IMAP, POP, SMTP Email:
We offer a variety of email protocols, meaning your clients can check emails anywhere, on any device, easily.

Free Backups and Installers:
We include the Softaculous auto-installer totally Free, so you and your clients can set up websites at the click of a button, and we back your sites up every 24-36 hours, automatically.

Frequently Asked Questions?

Why is it all free on OHosti? How do you earn?

We’ve been providing leading free cPanel hosting services with No Ads. All this is made possible by our Paid Dedicated Servers services, including upgrades for those who need more room for growth, as well as donations from our community of users.

How long will your hosting be free?

Forever! We have provided Paid Servers services since 2010 and we have been in free hosting business since 2009.

What are your guarantees?

1. Our hosting will always be 100% free!

2. We own all our servers and locate them in high quality data centers, so no one can shut down or reload any server with your data.

3. We utilise dedicated connections to ensure we can provide enough bandwidth for all our users.

Free Domain Name Privacy

Did you know that whenever a domain name is registered, The Internet Corporation for Assigned Names and Numbers (ICANN) requires your personal information be published in the WHOIS database? This includes your mailing address, phone number and email address!

With Domain Privacy Protection from OHosti Hosting we will make our information available to the public instead of yours. This can help protect you from potential spammers, telemarketers and even identity thieves. This wouldn’t cost you any thing only $0.00 annually! (Fully Free). Otherwise we would have to use the information we currently have on file for your account.

Your name will remain as the registrant contact so that you retain complete ownership of the domain.

You can register a free .com. net. org. tk. ml. ga. cf. gq (including Special Domains).

Domain Privacy Protection is available with all hosting accounts, including shared hosting, vps hosting, and our dedicated servers.

Create New Website?

Build your website in 4 easy steps:

  • 01 Login to Site Builder
  • 02 Select Web Template
  • 03 Publish to your hosting account
  • 04 Select web template search etc.

Tags : , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Purchase Servers #purchase #servers, #business #computer #servers, #specialist #server, #servers #to #buy


#

Servers Plus offer a huge choice of rack servers. tower servers and blade servers. so you are sure to find the best servers for you business at an unbeatable price. Through our relationships with the leading vendors we are able to offer huge discounts on a wide range of products, including HP servers. Lenovo servers and Fujitsu Servers. along with expert advice from our dedicated account managers.

For our latest deals, follow us on

0 items totalling 0.00

Servers Plus is a subsidiary of Target Components Ltd. registered in England No. 3113281.

IQUOTE / ICREATE / SOLOUTION STORE HERE

Sign in

Reset your password

Create an account

Please provide us with the following details. The details provided here should be the same as your credit/debit card.

Create a business account

Servers Plus Business accounts have the option of 30-day credit terms, and a dedicated technical pre-sales account manager.

Create a reseller account

Servers Plus Reseller customers benefit from trade pricing, 30-day credit terms (if eligible) and a dedicated technical pre-sales account manager. You can also take advantage of our Signature hardware config service, and have full solutions delivered plain-label direct to your customer.

Create an education account

Education accounts have access to instant 30-day credit terms, a dedicated technical pre-sales account manager and can also benefit from our signature hardware config services.

Create an account

Public Sector accounts have access to instant 30-day credit terms, a dedicated technical pre-sales account manager and can also benefit from our signature hardware config services.

Please Login or create an Account

You must be logged in to use this section. Please either login or create a new account to proceed.

Contact Us

You can call us at any time on 03333 11 00 66 – Lines are open between 9am and 5:30pm Monday to Thursday and 9am to 5:00pm on Friday. You can leave us a message outside of these hours and we will get back to you as soon as possible. You can also fax us on 01977 232 333. Alternatively, you can write to us at: –

Servers Plus
Unit 5 Pioneer Way
Pioneer Business Park
Castleford
West Yorkshire
WF10 5QU

Leave a message

Get a quote

Here at Servers Plus, we check prices each day against our competitors to ensure we are offering the best deals on a massive range of hardware and software products.

Servers Plus enjoy direct relationships with all of the world’s leading server, storage and networing vendors, and as such we can offer you unrivalled pricing, exclusive bundles and range of cashback offers. All Servers Plus products are brand new retail stock, and come with a full manufacturer warranty.

Should you have been quoted less for the same itesm elsewhere, be looking for something specific or have a volume requirement, pelase call us on 03333 11 00 66 or complete the e-form below and we will be right back to you with an offer to meet your requirements.


Tags : , , , , , , ,

How to Finance a Franchise Purchase – Small Business #business #consultants


#how to finance a business

#

How to Finance a Franchise Purchase

Tips

  • Be prepared to put down about 20% of the cash you will need from personal funds.
  • If conventional lenders turn you down, look into an SBA-backed loan.
  • Consider tax implications if you’re considering tapping a retirement plan.
  • Related How-Tos

    Feedback

    Commercial banks fund many franchises, so look to these lenders first. The single most important issue in landing bank financing is your credit rating. You will need to present a complete loan package including a personal financial statement, copies of personal tax returns for three years, and verification of the source of your down payment.

    Bankers favor businesses with brand names and long track records of consistent cash flow, so your choice of a franchise system can help or hurt you. Ventures with few locations are less attractive, in part because they lack proof that they can do well in all types of areas or economic climates.

    Bank loans unsecured by collateral are relatively rare, even for those with good credit. In addition to securing a loan with a mortgage on your home or other asset, be ready to be asked to put your own money into the deal, typically about 20% of the amount needed. Even with healthy businesses and solid collateral, most bank loans to new franchisees occur when a borrower has established relationships with a banker, or has previous experience, or is a figure in the community. If that’s not you, consider a loan backed by the U.S. Small Business Administration (SBA).

    SBA loans are partially guaranteed by the government, making them less risky. The standard SBA loan for franchisees is known as the 7(a), which is issued by a bank or other qualified lender, and partly guaranteed against default by the government. Because of that backing, such loans are seen as relatively low-risk.

    SBA loans of five- to six-year maturities can provide short-term working capital and equipment. Real-estate loans can run for 20 years or more. About 10% of all SBA loans go to franchisees, with the size running between $250,000 and $500,000, and maximum of $2 million. Most of that money is for franchise entry fees, improvements or working capital. Borrowers must be creditworthy, typically must contribute some equity, and are expected to repay the SBA loan out of the franchise s cash flow.

    Many SBA loans carry fluctuating interest rates. While the actual rate is negotiated between the bank and the borrower, it s subject to SBA maximums, which are tied to the prime rate. While a low rate may be attractive initially, make sure you can generate enough business to cover the payments if the rate rises.

    Another government lending program involves the Department of Veterans Affairs. The program, called Patriot Express because of its relatively fast approval time, makes loans up to $500,000 to active-duty military preparing to transition to civilian life, as well as to spouses and survivors of veterans. The loans come with the SBA s lowest rates.

    A few franchisers offer internal financing. For example, a company may defer a portion of the initial franchisee fee, essentially financing the deal. Interest rates are likely to seem high compared to other options. However, you may not have to put up collateral.

    Sometimes it makes sense to tap 401(k), Individual Retirement Account or other retirement funds rather than seek a loan. But rather than just taking an early withdrawal, which may be subject to taxation, you may want to consider setting up a C corporation that will own and operate the business. Then roll over money from your self-directed retirement account into that corporation s profit-sharing plan and direct that those funds be invested into the franchised business. But this is a risky option: If the franchise fails, your retirement fund can be wiped out. Check with a professional on possible tax implications, and consider the tradeoffs carefully.

    Related WSJ Articles and Blog Posts:

    Online Tools:

    • Franchise Opportunities Directory — A database of more than 1,200 franchise systems, searchable by industry, keyword, start-up cash, investment and other criteria, from the International Franchise Association.
    • The Franchise Registry — A searchable database of franchises whose Small Business Administration (SBA) loan applications receive a streamlined review, from franchise information and analysis provider FRANData and the SBA.
    • VetFran Directory, from the International Franchising Association — A list of more than 250 franchise companies offering financial incentives to veterans who have been honorably discharged.

Additional Resources:

  • Finance Start-Up Guide — A list of links to information about small-business funding, from the Small Business Administration (SBA).
  • SBA’s 7(a) Loan Program Overview — An introduction to the most-used type of loan of the SBA’s business-loan programs.

Tags : , , , , , , , ,

Hotel Management Entrance Online Practice Test #nchmct #online #practice #test, #free #nchmct #jee #previous

#

Hotel Management Entrance Exam Online Practice Test

Essence of Online Test – Students

  1. User friendly, simplifies subject practice
  2. Random questions generation strengthens the subject base
  3. Question and Answer MCQs assist in self-correction
  4. Performance indicator to judge your level of performance
  5. Chapter- wise choice and practice make you to power in the weaker area
  6. Tests comparison evaluate your performance level from time to time
  7. Explanation and derivations for the complicated questions will help you to learn the solution exactly
  8. Spontaneous results will quench your thirst
  9. Develops cognitive skills
  10. Every test grooms your potential
  11. Helps to acquire speed, accuracy
  12. You can experience upgradition in confidence level
  13. Free from regular practicing hurdles
  14. Can access anywhere, any time
  15. Evaluated Solutions ( Questions. Answers along with explanation ) is available even after completing the test / s in your account. ( Only for Purchased Test )
  16. Evaluated Solutions ( Questions. Answers along with explanation ) can be viewed / read / learnt and analyzed at any time ( strictly before the expiry )

How does Online Practice work out? – Parents

  1. C an keep your ward (Child) near you to monitor his/her preparation level
  2. Can lighten the exam burden by offering online practice apart from regular preparation
  3. Can test your ward’s subject knowledge by providing chapter wise tests
  4. Online mock tests are designed as real time exam in accordance with pattern, timings
  5. Online practice assists your child to pass out the real time exam easily
  6. Exam score simplifies the admission, so that financial drawback is reduced
  7. Your nighness will improve your child confidence and originality level
  8. Timer, Performance indicator, Instant results will be the impacting tools for any parents
  9. You can make your child to do a hassle free practice to attain indelible memory
  10. Demo tests, as a paradigm, indicate our level of online exams
  11. As a parent, you can enhance your child technology level by providing the Computer based tests
  12. You can save his/her time, sweat sheds
  13. You can be a tutor to your child
  14. Your assistance for plethoric online practice creates a genius to the society
  15. Your direct assessment will take you to show the right path for your loving child.
  16. Sit with your child an hour daily to experience his/her gradual improvement.

I ndia, being a diverse country, more people migrate from several countries around the world. India has become the most popular tourist destination for its good culture, ancient temples, conservative and humane people. India’s significance is “Hospitality”. This feature helped for a tremendous growth of Hospitality Industry for the past decades.

Hospitality Industry offers exciting and challenging opportunities for the aspirants and now-a-days, a lot of students are passionate for hiring a Hotel Management degree / diploma from the Home land, India. Hospitality and hotel management courses are offered by several colleges and institutions in India. These courses equip students with the skills necessary in running a business class hotel.

A job in Hotel Industry is making people comfortable and happy. This rewarding career provides immense satisfaction and a decent package. There is a high demand for trained manpower in this industry. Many start hotels recruit trained staffs for their service.

A Hospitality Industry student and employee should have an outgoing attitude, hard work capacity, willing to interact with common people. Should be capable of tackling worst situations during any crisis, committed, disciplined, and dedicated. Here we see the NCHMCT JEE Online Practice Test, a glimpse.

NCHMCT JEE Online Test Pack 2017

Online Practice Test for NCHMCT JEE Exam

Free NCHMCT JEE Practice Tests are available.


Tags : , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Corporate Finance New York #asset #based #lending,invoice #factoring,accounts #receivable #financing,purchase #order #finance


#

Welcome!

Corporate Finance New York is a national asset based lender and international factoring company with a team of dedicated financial professionals that have been helping companies improve cash flow since 1978. Our options include asset based lending – invoice factoring – accounts receivable financing and purchase order finance.

Financial Innovations

What is innovation in financial services? Simply is all about helping the client get funded with flexible financial options that are not as restrictive as the criteria imposed to banks by the FDIC. Non-bank lenders can offer funding solutions to companies even after they have been turned-down for business credit by their bank.

CAPITAL INFUSION FOR CONTINUED GROWTH
Our network of affiliate offices can offer financial solutions to businesses from startups to well-seasoned conglomerates in seventeen countries. Solutions to improve the financial efficiencies of a company and for continued growth capital infusion when needed for expansion and general investments. And if the situation changes making operating conditions tighter we offer direct access to the needed funds to meet payroll and general expenses.

PROFESSIONAL GRADE FINANCIAL SERVICES
We are experts when it comes to analyzing the financial structure of companies and our team of factoring and asset based lending specialists are committed to improving your cash flow and helping your company move forward!

Cash Flow Specialists

Basic Criteria

ASSET BASED LENDING
In business at least two years
Minimum credit facility: $1,000,000
Maximum credit facility: $25,000,000
FCCR/DSCR: Flexible
Pricing/Terms: Competitive terms and pricing
FACTORING
In business (from startups)
Minimum facility amount: $20,000
Maximum facility amount: $25,000,000
Advances on receivables: Up to 92.50% (higher case by case)
Pricing/Terms: Our objective is to beat the competition

Corporate Finance

Banks | Institutions

Quick Solutions

About Us

  • Corporate Finance New York is a General Partnership that started operations in 1978. We are a provider of corporate financial services offering direct access lending to the corporate and industrial communities. M ore.

  • Tags : , , , , , , , , , ,
  • How to Finance a Franchise Purchase – Small Business #veteran #business #loans


    #how to finance a business

    #

    How to Finance a Franchise Purchase

    Tips

    • Be prepared to put down about 20% of the cash you will need from personal funds.
    • If conventional lenders turn you down, look into an SBA-backed loan.
    • Consider tax implications if you’re considering tapping a retirement plan.
    • Related How-Tos

      Feedback

      Commercial banks fund many franchises, so look to these lenders first. The single most important issue in landing bank financing is your credit rating. You will need to present a complete loan package including a personal financial statement, copies of personal tax returns for three years, and verification of the source of your down payment.

      Bankers favor businesses with brand names and long track records of consistent cash flow, so your choice of a franchise system can help or hurt you. Ventures with few locations are less attractive, in part because they lack proof that they can do well in all types of areas or economic climates.

      Bank loans unsecured by collateral are relatively rare, even for those with good credit. In addition to securing a loan with a mortgage on your home or other asset, be ready to be asked to put your own money into the deal, typically about 20% of the amount needed. Even with healthy businesses and solid collateral, most bank loans to new franchisees occur when a borrower has established relationships with a banker, or has previous experience, or is a figure in the community. If that’s not you, consider a loan backed by the U.S. Small Business Administration (SBA).

      SBA loans are partially guaranteed by the government, making them less risky. The standard SBA loan for franchisees is known as the 7(a), which is issued by a bank or other qualified lender, and partly guaranteed against default by the government. Because of that backing, such loans are seen as relatively low-risk.

      SBA loans of five- to six-year maturities can provide short-term working capital and equipment. Real-estate loans can run for 20 years or more. About 10% of all SBA loans go to franchisees, with the size running between $250,000 and $500,000, and maximum of $2 million. Most of that money is for franchise entry fees, improvements or working capital. Borrowers must be creditworthy, typically must contribute some equity, and are expected to repay the SBA loan out of the franchise s cash flow.

      Many SBA loans carry fluctuating interest rates. While the actual rate is negotiated between the bank and the borrower, it s subject to SBA maximums, which are tied to the prime rate. While a low rate may be attractive initially, make sure you can generate enough business to cover the payments if the rate rises.

      Another government lending program involves the Department of Veterans Affairs. The program, called Patriot Express because of its relatively fast approval time, makes loans up to $500,000 to active-duty military preparing to transition to civilian life, as well as to spouses and survivors of veterans. The loans come with the SBA s lowest rates.

      A few franchisers offer internal financing. For example, a company may defer a portion of the initial franchisee fee, essentially financing the deal. Interest rates are likely to seem high compared to other options. However, you may not have to put up collateral.

      Sometimes it makes sense to tap 401(k), Individual Retirement Account or other retirement funds rather than seek a loan. But rather than just taking an early withdrawal, which may be subject to taxation, you may want to consider setting up a C corporation that will own and operate the business. Then roll over money from your self-directed retirement account into that corporation s profit-sharing plan and direct that those funds be invested into the franchised business. But this is a risky option: If the franchise fails, your retirement fund can be wiped out. Check with a professional on possible tax implications, and consider the tradeoffs carefully.

      Related WSJ Articles and Blog Posts:

      Online Tools:

      • Franchise Opportunities Directory — A database of more than 1,200 franchise systems, searchable by industry, keyword, start-up cash, investment and other criteria, from the International Franchise Association.
      • The Franchise Registry — A searchable database of franchises whose Small Business Administration (SBA) loan applications receive a streamlined review, from franchise information and analysis provider FRANData and the SBA.
      • VetFran Directory, from the International Franchising Association — A list of more than 250 franchise companies offering financial incentives to veterans who have been honorably discharged.

    Additional Resources:

    • Finance Start-Up Guide — A list of links to information about small-business funding, from the Small Business Administration (SBA).
    • SBA’s 7(a) Loan Program Overview — An introduction to the most-used type of loan of the SBA’s business-loan programs.

    Tags : , , , , , , , ,