Tag: Protection

Frase Protection Profiled in Memphis Business Journal – Frase Protection Frase Protection #business #attire

#memphis business journal


Frase Protection Profiled in Memphis Business Journal

December 13, 2010

Frase Protection was recently profiled by the Memphis Business Journal about our strategies for staying successful. The article cited dedication to customer service, our employees and technology as some of our key differentiators.

You can read an excerpt from the article on the Memphis Business Journal’s website, but the article in its entirety is limited to MBJ subscribers.

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757 Walnut Knoll Lane
Cordova, TN 38018
Monday-Friday 7:30am – 4:00pm
TN C-0268 MS 15074682

Copyright 2016 Frase Protection. All Rights Reserved. Memphis Web Design by S2N Design

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Florida Crime Prevention and Training Institute – Home Page #florida, #attorney #general, #mortgage, #fraud,


Welcome to the Florida Crime Prevention Training Institute (FCPTI) website. This website contains innovative educational opportunities for crime prevention and community oriented policing strategies for officers and citizens; as well as, professional development courses for advocates, officers and victim service providers.

FCPTI has provided quality training since its establishment in 1982 and will continue its highly successful Florida Practitioner Designation Programs in the following fields; Crime Prevention, Crime Prevention Through Environmental Design, Elder Crime, School Resource Officer and Victim Services.

You and members of your organization are cordially invited to attend these excellent courses, and I look forward to working with you in our efforts to reduce crime while also assisting crime victims in our communities.

What others are saying about our Training:

“I have attended several classes with FCPTI. Most for crime prevention and the others for victim advocacy. Overall we have had great instructors and the location were very good. I really enjoyed this class and can’t wait to get back to share the art programs & new urbanism with Chief Baker.”

Gretchen Lorenzo, Fort Myers PD

F.A.S.R.O Annual Training Conference

FASRO 2017 Annual Training Conference
Lake Buena Vista Palace
July 9-14, 2017 in Orlando, Florida

For more information and to register visit:

FLDOCA Meeting
Santa Fe College NW Campus
April 21, 2017 in Gainesville, Florida

For more information and to register visit:

48th Annual Crime Prevention Conference
Hyatt Sarasota
October 23-27, 2017 in Sarasota, Florida

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ROBOGUARD – outdoor security beams, diy security, roboguard portable burglar alarm, use it anywhere


The roboguard is a stand alone, wireless automatic outdoor intruder security system using passive infrared sensor beams that detect movement up to 20 meters away in an 110° arc. Each guard has two sensors one on top and one at the bottom, each emitting 11 beams, a top and bottom beam have to be broken within half a second to trigger an alert. This effectively eliminates false alarms caused by dogs, birds and plants.

Stand Alone Pet Friendly Alarm System

Being stand alone and wireless, the can also tag along on camping or fishing trips to protect your expensive gear while you are enjoying yourself.

The communicates with a receiver called the HQ up to 400 meters away to inform you where an intruder has broken the beam and also reports to the HQ every 20 minutes to verify its signal, battery and operational status. If the guard is tampered with, and alarm is triggered as well.

Integrate with Your Existing Alarm System

Even as a stand-alone alarm system. the can be fully integrated into any existing systems to activate the siren or call your armed response. Separate garages and outbuildings can also be covered conveniently and wirelessly*.

Monitor Control via SMS

The system even has applications that can incorporate the ability to monitor and control the system by SMS, so you will know what is happening around your house no matter where you are in the world.

*Some wiring may be necessary depending on requirements of the system to be installed .

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Reform of EU data protection rules – European Commission #justice,european #union,eu,framework,legal,data #protection,commission


Reform of EU data protection rules

The European Commission put forward its EU Data Protection Reform in January 2012 to make Europe fit for the digital age. More than 90% of Europeans say they want the same data protection rights across the EU and regardless of where their data is processed.

The Regulation is an essential step to strengthen citizens’ fundamental rights in the digital age and facilitate business by simplifying rules for companies in the Digital Single Market. A single law will also do away with the current fragmentation and costly administrative burdens, leading to savings for businesses of around 2.3 billion a year. The Directive for the police and criminal justice sector protects citizens’ fundamental right to data protection whenever personal data is used by criminal law enforcement authorities. It will in particular ensure that the personal data of victims, witnesses, and suspects of crime are duly protected and will facilitate cross-border cooperation in the fight against crime and terrorism.

On 15 December 2015, the European Parliament, the Council and the Commission reached agreement on the new data protection rules, establishing a modern and harmonised data protection framework across the EU. The European Parliament’s Civil Liberties committee and the Permanent Representatives Committee (Coreper) of the Council then approved the agreements with very large majorities. The agreements were also welcomed by the European Council of 17-18 December as a major step forward in the implementation of the Digital Single Market Strategy .

On 8 April 2016 the Council adopted the Regulation and the Directive. And on 14 April 2016 the Regulation and the Directive were adopted by the European Parliament.

On 4 May 2016, the official texts of the Regulation and the Directive have been published in the EU Official Journal in all the official languages. While the Regulation will enter into force on 24 May 2016, it shall apply from 25 May 2018. The Directive enters into force on 5 May 2016 and EU Member States have to transpose it into their national law by 6 May 2018 .

Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation)

Directive (EU) 2016/680 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data by competent authorities for the purposes of the prevention, investigation, detection or prosecution of criminal offences or the execution of criminal penalties, and on the free movement of such data, and repealing Council Framework Decision 2008/977/JHA

Agreement on Commission’s EU data protection reform


Commission Proposals on the data protection reform: legislative texts

Current legal framework

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Public Protection Classification (PPC) Frequently Asked Questions #state #fire #marshal, #public #protection #classification #frequently


Public Protection Classification (PPC) Frequently Asked Questions

What is the Public Protection Classification (PPC) system?

It is the countrywide classification system used by the Insurance Services Office (ISO) to reflect a community’s local fire protection for property insurance rating purposes. The public fire protection of a city, town or area is graded using ISO’s Fire Suppression Rating Schedule to develop the community’s classification.

Where is the PPC system used?

The PPC system in some form is used in all 50 states. All of the top insurance groups use ISO’s PPCs except for State Farm. State Farm developed its own classification system, based on subzones. The subzone rating tracks very closely to the PPC.

ISO is a New Jersey-based advisory organization that serves the property and casualty insurance industry by providing inspection services, insurance coverage form development and statistical services. ISO has Texas offices in Dallas and Austin.

How does the PPC system grade local fire protection?

ISO classifies communities from 1 (the best) to 10 (the worst) based on how well they score on the ISO Fire Suppression Rating Schedule, which grades such features as water distribution, fire department equipment and manpower and fire alarm facilities. ISO field representatives use the schedule when surveying a community’s fire protection capability. The score that is determined from applying the Fire Suppression Rating Schedule is translated into a public protection classification. A perfect score in Texas is 104.26. It consists of 50 points for fire department capabilities, 40 points for water supply and distribution, 10 points for receiving and handling fire alarms and up to 4.26 points for “Texas Exceptions” that give extra credit for compressed air foam systems, certified volunteers and attending or teaching at the annual firemen’s training school at Texas A M University.
Texas Exceptions to the Fire Suppression Rating Schedule .

How does a community’s score translate into a PPC rating?

The following table shows the number of points required for each PPC Class:

Points Required for Each PPC Class

What does a dual PPC like 7/9 mean?

In some communities, a split classification is developed. An example of the split classification is 4/4x or 4/4y. The first number refers to the classification of properties within five road miles of a fire station and within 1000 feet of a creditable water supply. The second number, with either the “x” or “y” designation, applies to properties within five road miles of a fire station but beyond 1000 feet of a creditable water supply.

Does ISO automatically penalize communities for having volunteer fire departments?

No. Canyon’s all-volunteer fire department, for example, has a rating of 3.

What does the PPC system mean to me?

The Public Protection Classification (PPC) program recognizes the efforts of communities to provide fire protection services. Some insurance companies use the PPC information to help establish fair premiums for insurance. By offering economic benefits for communities that invest in their firefighting services, the PPC program provides additional incentives for improving and maintaining public fire protection.

The PPC program also provides help for fire departments and other public officials as they plan, budget and justify improvements.

The most signicant benefit of the PPC program is its effect on fire losses. The better the fire protection, the lower the fire losses. This results in lower insurance rates.

Do PPC ratings vary from company to company?

Yes, it can, because some insurance companies do not use ISO.

In general, how do Texas communities stack up?

Larger cities, which tend to have the best fire protection, generally are rated 1 or 2. A few are rated 3. Small towns tend to cluster in the 4-to-7 range. A number of previously un-inspected areas that returned ISO questionnaires about their fire fighting capabilities are rated 7 or 9.

Does my community’s Public Protection Classification significantly affect my homeowners’ insurance premium?

Although homeowner s insurance rates are driven mainly by your area s claim experience, your community s PPC can also be important.

Some companies may not use ISO, but for those that do, they assign a rating factor to each classification. If a community s PPC improves, in general, the premiums insurers charge will decrease; if the PPC deteriorates, then premiums will increase. Insurers determine how much each PPC affects premium based on their own experience, so rating factors vary by insurer. To find out how your community s PPC affects how much you pay for insurance, contact your insurer or several insurers within your community if you are shopping for insurance.

Can you give examples of how differences in PPC ratings affect individual homeowners’ rates?

Insurer’s writing homeowners insurance policies in Texas are not required to use the PPC factors from the Texas Personal Lines Manual. Insurers may file and use their own factors.

What about homes in remote locations?

Any building more than five road miles from a fire station or outside the boundary of a fire protection area, such as a city or volunteer fire department service area is rated 10. An exception is an area that has an “automatic aid agreement” with a recognized and rated fire department to respond to fires in that area. In such cases, ISO assigns the area a rating after evaluating the agreement. Use of the assigned rating will depend on the distance of individual buildings from fire stations.

How can I learn my community’s PPC rating?

How can my community get a better PPC rating?

By asking ISO for a re-evaluation based on improvements since last inspection. If your community has never been inspected, it needs to start by returning ISO’s questionnaire if it has not already done so. City officials can make inquiries by calling ISO Customer Service, 1-800-444-4554 or TDI’s PPC Oversight Representative at 512-676-6784. For a re-evaluation, ISO requires a letter from the fire chief or city official.

If my town makes improvements and seeks a re-evaluation, how soon will the improvements affect my homeowners’ insurance rate?

ISO publishes evaluations quarterly. For several reasons, including the fact that homeowners policies are written for a year at a time, it may take a year or longer for a re-evaluation to affect an individual homeowner’s premium.

Does TDI oversee ISO to assure that PPC ratings are accurate and fair?

Yes, TDI has a PPC Oversight Representative that reviews each proposed new classification rating. This review ensures the accuracy of the survey, and will take no longer than 30 days. If the new rating appears reasonable, TDI authorizes ISO to publish it for use by insurance companies.

Are ISO inspection reports and lists of PPC ratings open records?

Yes, inspection reports may be viewed at ISO’s office in Austin (8911 N. Capital of Texas, Westech 360, Bldg. II Suite 2110, telephone (800) 444 4554, option 2). The current ratings list and certain other documents such as grading sheets and inspections summary sheets are on file with TDI as open records. The Public Protection Classification Office also has copies which are available upon request.

For more information, contact:

Last updated: 07/24/2015

Contact Information and Other Helpful Links

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Internet Security Software – Internet Protection – Trend Micro AU #internet #security, #antivirus #software,web


Internet Security

Protects Against Ransomware

Safeguards documents from unauthorised encryption, as well as backing up files that have been locked by suspicious programs

  • Blocks Dangerous Websites

    Protects against threats by identifying and blocking dangerous links on websites and in social networks, emails, and instant messages

  • Protects Your Privacy on Facebook, Google+, Twitter, and LinkedIn

    Identifies privacy settings on social sites that may expose your personal information and lead to identity theft

  • Guards Against Identity Theft

    Detects spam emails containing phishing scams that can trick you into revealing private personal information

  • Secure Online Banking and Shopping

    Verifies SSL certificate authenticity, protecting your financial information from unsecure banking and shopping sites

  • Protects Kids Online

    Lets you control desktop application access and restrict online access for kids, protecting them from inappropriate websites

  • Includes standard product support

    Trend Micro Security multiple PC Mag award winner Since 2003 we have continued to receive awards for our products, representing our ongoing commitment to providing high quality solutions. In 2016 Trend Micro Maximum Security was praised for its very good scores in malware blocking and anti phishing tests Read More:

    During May and June 2016 AV Test continuously evaluated 22 home user security products using their default settings. Trend Micro Internet Security HAS constantly achieve top score in protection, performance and usability. AV Test focused on realistic test scenarios and challenged the products against real-world threats.

    Trend Micro Premium Security, Winner of Security across multiple devices “The winner in our testing was Trend Micro Premium Security, which has one of the best overall packages for building a defence-in-depth across multiple devices. It was one of only two packages to catch 100% of exploits, with no false positives. And it has an easy to use interface, a quick install process, and a huge maintenance suite of helpful programs.” Read More:

    Trend Micro Internet Security awarded “Best Protection” by AV-Test In 2014 our consumer product, Trend Micro Internet Security (both 2014 and 2015 editions), achieved the “Best Protection” award, beating out 23 other vendors by its consistent ability to protect against the malicious threats introduced during the 6 rounds of testing. Source:
    http://newsroom.trendmicro.com/index.php?s=43 news_item=1141 type=archived year=2015 Read More:

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  • Ravelco Anti Theft Device #anti #theft #device, #anti-theft #device, #car #anti #theft #device, #car


    The Best Anti Theft Device For Your Car or Truck. Period!

    In 41 Years – Not One Vehicle Ever Stolen!

    The Ravelco (pronounced Ruh-vel-co) Anti Theft Device is installed in an easily accessible place beneath or flush mounted in the dashboard of your vehicle. A removable 16 pin male plug (which when not in use connects to your key chain) makes all the electronic connections. A hidden armored steel cable protects the wires from the rear of the RAVELCO base on through to the engine compartment where all the connections are made and camouflaged. When the plug is removed from the RAVELCO, it is impossible to start the vehicle. There are more than 100,000 different combinations. NO MASTER PLUGS. An impossible obstacle for even the most persistent thief. No Bells or Whistles. Just Results!

    Latest News
    F – 250/350/450 SUPER DUTY
    The Ford Super Duty Trucks are taking the lead in recent stolen vehicle theft reports. READ MORE

    The Pros Cons of the other so called alarms and security systems. READ MORE


    Be sure to read about us in:

    To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video

    RAVELCO Anti Theft Device – Copyright 2017

    6920 Oak Knoll Drive
    Richmond, Texas

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    Fraud Protection, American Express, american express identity protection.#American #express #identity #protection


    American Express

    American express identity protection

    Email Fraud Alert Example of Fraudulent E-Mail

    As an example of a phishing e-mail, please note some of our customers reported receiving the following e-mail, which is known to be a hoax.

    Approximate date the e-mail hoax was sent: December 13, 2008 and October 20, 2008

    Address appearing in Sender line: American Express and [email protected]

    Some examples of the Subject line being used in this scam include:

    American Express: security maintenance

    American Express: new online security measures

    American Express: data confirmation

    American Express security upgrade

    Content of the e-mail:

    As part of the new security measures, all American Express Card holders are required to complete American Express Customer Form. A link takes Cardmembers to an online form that asks for their American Express Card number, as well as other sensitive security information.

    If you have received and/or responded to an e-mail of this nature, purportedly from American Express, please see instructions below.


    American Express Protects Your Privacy and Personal Information

    American Express takes your privacy very seriously. Should our name be used in efforts to fraudulently obtain personal information, we will work aggressively to halt those operations. In addition, it is important to know that American Express never sends e-mails requesting customers to reply in the body of an e-mail with personal information, such as password, social security number, account numbers, mother’s maiden name, etc.

    Phishing (pronounced fishing ) refers to fraudulent communications designed to deceive consumers into divulging personal, financial, or account information, including account user name and password, credit card information, and social security number. E-mail is most commonly used for phishing due to its low cost, greater anonymity for the sender, the ability to reach a large target group instantly, and the potential to solicit an immediate response. However, fraudsters have also used online pop-up windows, direct mail and phone calls.

    Phishing e-mails often appear to come from legitimate financial institutions, insurance companies or retailers. Techniques such as a false from address, the use of seemingly authentic logos from financial institutions, or Web links and graphics may be used to mislead consumers into believing that they are dealing with a legitimate request for personal information. These fraudulent e-mails often create a false sense of urgency intended to provoke the recipient to take immediate action; for example, phishing e-mails frequently instruct recipients to validate or update account information or face cancellation.

    If you receive an e-mail that you believe could be fraudulent, please contact American Express and your issuing back as follows:

    • American Express: Send an email to [email protected] Please note that any submissions to this email address will be reviewed, but we are unable to provide individual follow-up to each message with our findings.
    • Issuing Bank: Please contact the number on the back of your Card to report any incidents. If you do not have your Card available, you can also find phone numbers and email addresses for your issuing bank by clicking on Contact Us on the American Express website for your country.

    If you have already responded to an e-mail with your American Express account information and you believe it to be fraudulent, please contact Customer Service immediately by calling the number on the back of your Card. Also, make sure that you immediately change any passwords and continue to monitor your account activities.


    Keep all your financial details safe and secure. Here s what you can do to help minimize the risk of fraud.

    Never let anyone else use your debit, credit or charge cards

    Immediately sign the back of new cards

    Always destroy old, expired cards by cutting them up

    Let us know immediately if you’ve lost your Card, or think it may be stolen. We will then be able to cancel the Card and prevent fraudulent transactions.

    Never keep your PIN in your wallet, purse or diary, or record it in a way that others could understand

    Do not tell anyone else your PIN, password or security information

    Always try to cover your hand when entering your PIN at a terminal or ATM to prevent others seeing your number

    When shopping online, only use secure web pages. A web page is secure if there is a locked padlock in the lower right-hand corner of your browser or if the address starts with ‘https’, where the ‘s’ stands for secure.

    Review your statements regularly

    Keep copies of your receipts and compare them to your statement

    Call your card issuer as soon as possible if an unrecognized charge or charges appear on one of your statements

    When no longer required, make sure you destroy or securely dispose any unwanted statements

    Checking your statements is easy to do with online services – you can check your transactions daily. Or register for card alerts to monitor your account activity, with weekly account balance updates by email or text message

    Protect yourself from identity theft

    Safeguard all your personal information and documents, especially your date of birth – this information can be used to steal your identity

    Tear up or shred any sensitive information from financial organizations or utility companies when no longer needed

    Review your credit reference report regularly; this may be the earliest way to identify fraudulent activity when you are the victim identity theft


    Please see the Privacy Policy section of the American Express website for your specific country.

    Copyright 2008 American Express Company.

    All Rights Reserved

    American express identity protection American express identity protection

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    Frase Protection Profiled in Memphis Business Journal – Frase Protection Frase Protection #investment #ideas

    #memphis business journal


    Frase Protection Profiled in Memphis Business Journal

    December 13, 2010

    Frase Protection was recently profiled by the Memphis Business Journal about our strategies for staying successful. The article cited dedication to customer service, our employees and technology as some of our key differentiators.

    You can read an excerpt from the article on the Memphis Business Journal’s website, but the article in its entirety is limited to MBJ subscribers.

    Comments are closed.

    Get Blog Posts by E-mail

    Get Social

    Stay up to date




    Recent Posts


    757 Walnut Knoll Lane
    Cordova, TN 38018
    Monday-Friday 7:30am – 4:00pm
    TN C-0268 MS 15074682

    Copyright 2016 Frase Protection. All Rights Reserved. Memphis Web Design by S2N Design

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    Sophos rolls out Intercept X for endpoint protection #system #center #endpoint #protection #review


    Sophos rolls out Intercept X for endpoint protection

    Sophos is coming out with Intercept X, its new name for endpoint protection that’s based on technology acquired when it bought SurfRight last year to broaden its endpoint strategy.

    The product uses behavior-based screening to detect malicious behavior on endpoints rather than signature-based protection that requires constant updating and can lag behind attackers’ efforts to create new versions.

    The software looks at the behavior of processes, specifically watching for 24 techniques that malware uses as part of attacks, says Dan Schiappa, senior vice president of the Enduser Security Group at Sophos. That boosts the chances of finding zero-day attacks that use a common set of techniques.

    He says there are just one or two additional techniques that crop up per year, and the platform is updated to address those. That way attackers can’t simply mask a malware signature to avoid defenses.

    Intercept X includes anti-ransomware that makes cleartext copies of files that are being encrypted and that can block processes that are encrypting files if it determines they are acting like ransomware. The feature is called CryptoGuard, and obfuscates where the copies are.

    The endpoint software performs root-cause analysis of exploits in order to determine what endpoints were affected by the attack. It also recommends what actions customers should take to beef up defenses against similar attacks in the future.

    To help make sure remediation is complete, the product includes a feature called Sophos Clean that roots out hidden malware remnants that might lie dormant for a later attack.

    The platform issues a security heartbeat with other Sophos devices on the network such as firewalls so, for example, if an attack is detected on an endpoint, the firewall can block it, or block communications between a compromised endpoint and a command and control server.

    Likely customers are mid-sized companies with limited IT staff who want to offer something more intelligent that can catch attacks based on behavior, says Eric Ogren, an analyst with 451 Group.

    Tying in the heartbeat feature from Sophos’s existing Sophos Central Endpoint product strengthens Intercept X, Ogren says. The feature gives feedback to the network-based security and sets up possible enforcement of controls by other security devices, he says.

    Intercept X is available now and prices for a one-year license range from $20 to $40 per user and scales based on volume and term length.

    Join the Network World communities on Facebook and LinkedIn to comment on topics that are top of mind.

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