Tag: profit

Master In Business Administration (MBA) Program – EMU School of Graduate – Professional Studies,

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An MBA for the Common Good

Non profit masters programs

Doing good business

At EMU you’ll learn the difference between a ‘common MBA’ and an MBA for the common good Our program focuses on doing good business through Christian values of stewardship, sustainability, ethics, integrity, justice, social entrepreneurship and multi-cultural perspectives.

It’s about common good, not “getting ahead” at the expense of others. Students develop collaborative leadership and management skills through experiential learning, mentored by faculty with international and industry experience. You’ll graduate with leadership and management skills and proven stewardship strategies.

Designed for the working professional, MBA students join a cohort of peers who take their core classes together one night a week, with each class meeting face-to-face on the EMU campus every other week; in-between sessions are delivered in an online format. The 36-hour program offers concentrations in general management, nonprofit management, and health administration, and students taking the standard course load (2 courses per term) and sequence finish in two years. Students without an undergraduate business degree are welcome, though prerequisite courses may be needed.

Management Skills

The EMU MBA core program includes an array of courses that build analytical skills in business management. The program includes all the traditional MBA content areas of accounting, finance, economics, and operations research and also teaches the skills within the context of strong ethical behavior that focuses on profit, social good, and environmental sustainability.

Leadership Strengths

The EMU MBA core program includes many courses that build the qualitative skills necessary to lead in a changing environment, such as courses on comparative perspectives, systems approach to organizational behavior, and business policy and strategy. The program places strong emphasis on communications skills, both oral and written, case studies, and team projects.

Stewardship Strategies

Throughout all courses, the faculty imbue students with the strategic directions, norms and values that differentiate successful enterprises over the long term. Courses include stewardship, innovation, and social entrepreneurship, along with a capstone on business as a calling

MBA Students

The MBA program targets mid-career professionals who seek to advance in their current career or change careers, and who have a minimum of two years’ work experience. Most students continue to work full time during the entire program.

EMU’s MBA program assumes that students enter the program with experience, skills, and expertise. Regardless of the level of prior experience, students will continue the life-long process of strengthening their management skills, leadership strengths, and stewardship strategies necessary to achieve greater success in business.

Tuition Rates

Click here for current tuition rates.

Non profit masters programs


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Hawaii Car Donation Information to Donate Car in Hawaii #used #car #boat #truck #donation,

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Hawaii Car Donation Information

It’s easy to donate your car, truck, boat or RV in Hawaii. We provide fast, free pickup of your vehicle with no cost to you and you are eligible to receive a tax deduction for your vehicle donation.

Where do you pick up car donations in Hawaii?
We pick up car donations throughout the state of Hawaii, including Ewa Beach, Kaaawa, Hilo, Wahiawa, Honolulu, Kauai, Maui, Pearl City, Kahului, and Wahiawa.

Is my car donation made in Hawaii tax deductible?
Vehicles donated on this site will benefit a nonprofit classified with the IRS as a 501(c)(3) charitable organization and are tax deductible.

What paperwork do I need to donate my vehicle in Hawaii?
In most cases we need the title to the vehicle. But, if you do not have title papers please check with the Hawaii Motor Vehicle Department to determine whether you can donate your vehicle without the title. Please visit the Hawaii Motor Vehicle Department web site to obtain the necessary forms before donating.

How do I release the liability of my donated vehicle in Hawaii?
For information on how to release the liability of your donated vehicle, please refer to the Hawaii Motor Vehicle web site.

If you still have questions
call toll-free 1-888-573-7033


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Center for Nonprofits – Forming a Non-Profit #non #profit #management #certificate #programs


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Forming a Non-Profit

Forming a new organization can be an important and fulfilling means of meeting a public need. However, sustaining a successful non-profit is a challenging undertaking under the best of circumstances, and it may not always be necessary or appropriate to start a new group. Before deciding whether to proceed, you’ll want to have a full understanding of what is required and the various alternatives to non-profit start-up that could accomplish your goals.

BEFORE you begin the legal process in New Jersey:

  • Read carefully the Center’s Thinking of Forming a Non-Profit? booklet (available in English Spanish). Also see the New Jersey Division of Taxation web page, Starting a Non-Profit in New Jersey: Questions and Answers .
  • Have a clear idea of the problem you want to solve.
  • View Pro Bono Partnership’s on-demand webinar – “Starting a Nonprofit: Upsides, Downsides and Alternatives .”
  • Do some thorough research to find what organizations exist that already work on the problem you want to solve. What activities do they do? What efforts have succeeded / failed in addressing my focus area? Can you partner with them, perhaps conduct a project within their existing framework?
  • Identify the resources you have to create a viable organization – finances, skills, time, access to supporters, etc.
  • Consider whether your cause would be best served by contributing to or working with an existing organization since that will save you the time and money needed to establish a separate organization.
  • The Center has created a free self-assessment tool that you can complete with prospective board members to help you determine if you are ready to start up. We recommend that you respond to these questions honestly and to the best of your ability. Although detail is not needed here, it will be important later as you go through the process of formation.
  • If you’ve already started the process, view Pro Bono Partnership ‘s on-demand webinar series, Legal Issues for New Nonprofits geared towards new organizations that recently received their 501(c)(3) status, as well as smaller nonprofits (for example, nonprofits that file IRS Form 990-N). These webinars explain many of the rules and best practices for maintaining your organization’s tax-exempt status.

Not in New Jersey? If you are thinking of forming an organization outside New Jersey, you may want to contact one of the other state associations that is part of the National Council of Nonprofits network for more information on your state regulations.

The Center’s Legal Assistance Services are being phased out as of March, 2014. However, we encourage you to review our selected First Stop web resources for non-profits.

A Brief Outline of the Incorporation/Tax Exemption Process

To incorporate your organization as a non-profit in New Jersey. you must file a Certificate of Incorporation with the NJ Department of the Treasury, Division of Revenue. You can expect to pay $115 for this, which includes the filing fee, expedited service (to speed up the turnaround time for filing your Certificate), and the return of a certified, stamped copy of your certificate for your files.

On the federal level, the IRS will want more information in your organizational documents than is required by the State of New Jersey for state-level non-profit status. Therefore, the State forms alone are not sufficient if you want to pursue federal tax-exemption from the IRS. You will also need to develop by-laws and have them adopted by your Board of Trustees. You will also need:

  • SS-4 – Employer Identification Number
  • Form 1023 – Application for Recognition of Exemptionor Form 1023-EZ – Streamlined Application for Recognition of Exemption (Form 1023 or Form 1023-EZ if seeking tax exemption under Section 501(c)(3); Form 1024 for other types of exempt organizations)
    • As of this writing (July 16, 2014), the fee for filing Form 1023 is $400 (if your average gross receipts will not be more than $10,000) or $850 (if your average gross receipts will exceed $10,000). The fee for filing Form 1023-EZ is $275.
    • The Center recommends reviewing our article on Form 1023-EZ to help you determine which form to use.
  • Publication 557 – Tax-exempt Status for Your Organization

These and other IRS forms commonly used by exempt organizations are available online from the IRS Web site at www.irs.gov/app/picklist/list/formsPublications.html. The IRS site also provides important information about a wide variety of tax-exempt topics http://www.irs.gov/Charities- -Non-Profits/Charitable-Organizations.

There are also a number of reporting requirements that must be adhered to after your organization is up and running.

For more information about some common State of New Jersey and IRS filings, also see:

Copyright © 1997-2016 Center for Non-Profit Corporations, Inc. (732) 227-0800 Email the Center
3575 Quakerbridge Road, Suite 102, Mercerville, NJ 08619

The Center for Non-Profits is a New Jersey non-profit corporation and a federally recognized 501(c)(3) public charity.


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OCBC – s Q4 net profit down 18%, bad debt charges rise #net #profit,debt,charge,income,lender,life

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OCBC s Q4 net profit down 18%, bad debt charges rise

OCBC s Q4 net profit down 18%, bad debt charges rise

SINGAPORE: Oversea-Chinese Banking Corp (OCBC), Singapore’s second-biggest lender, on Tuesday (Feb 14) reported a bigger-than-expected 18 per cent drop in quarterly net profit, weighed down by a 57 per cent jump in net allowances for loans and other assets.

OCBC’s net profit after tax came in at S$789 million in the three months ending December, versus S$960 million a year earlier and an average forecast of S$856 million from six analysts polled by Reuters.

Net allowances for loans and other assets rose to S$305 million from S$105 million the quarter before.

Net interest income for the quarter was 7 per cent lower at S$1.25 billion, the bank said, citing the “continued compression” in customer loan yields. Non-interest income was down 4 per cent at S$926 million, as fee income growth was more than offset by lower net trading income and life assurance profit.

Net profit after tax for the year was S$3.47 billion, down 11 per cent from the previous year. Against a record-performing prior year, the OCBC statement added that the decline in overall earnings for the year was driven by a rise in net allowances and lower trading and insurance income.

Total net allowances for loans and other assets rose to S$726 million, compared to S$488 million a year ago, with increases coming mainly from the oil and gas support services sector corporate accounts.

“Despite difficult business conditions that prevailed throughout the year, the Group delivered a resilient performance. Our results were underscored by the strength of our well-diversified franchise that continues to drive consistent and balanced long-term growth,” said OCBC CEO Samuel Tsien.

Tsien also said “there continue(s) to be stresses in parts of the portfolios particularly within the oil and gas support services sector, which drove increases in non-performing loans and allowances”.

“Looking ahead, while the headwinds facing the broad economy are likely to persist, we are confident that we are well-positioned to support our valued customers through this difficult period,” he said.

The bank has proposed a final dividend of S$0.18 a share, bringing the FY16’s total to 36 cents a share, unchanged from the previous year.

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  • Nonprofit Online University #non #profit #university #online


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    WGU is a Nonprofit University

    WGU is built on the founding principles of responsiveness to employment and societal needs, competency-based education, the expansion of access to higher education, technology infrastructure, and cost-effectiveness.

    Nothing is more central to meeting these principles and fulfilling the university’s mission than WGU’s status as a nonprofit university.

    What Does It Mean to Be Nonprofit?

    Nonprofit (or not-for-profit) means WGU is not in the business of making money. Since WGU is a private institution, we’re not beholden to making profits to appease stockholders.

    Simply, we’re in the business of producing highly competent graduates, and nothing else.

    What Nonprofit Means to You

    At WGU, nonprofit means so much more than just saving money. It stands for a strong, valuable investment. With no profits and no stockholders, WGU invests time and resources where it matters most: you, the student.

    Here’s how WGU invests in your success:

    • We establish “Fit” up front — WGU Enrollment Counselors are not paid on commission. We emphasize the word “Counselor,” focusing on ensuring you are the right fit for WGU and WGU is the right fit for you.
    • We invest our money so you don’t have to (as much) — WGU offers low tuition. which means less debt for you upon graduation. The online, nonprofit university also invests in a variety of scholarships that make WGU even more affordable. (WGU also receives funding for scholarships from government and private business institutions.)
    • We focus on graduation, not tuition — Our Promise Statement says it all: WGU gives you the means to achieve your dreams for a degree and career success. You, and your educational and career goals, are our focus. Your success is our goal.
    • We don’t rely on handouts — WGU is completely self-sufficient on our low tuition. so the university requires zero taxpayer dollars to operate. The university has received grant money from state and government entities in the past to build and revise programs that meet today’s employment and societal needs.

    WGU was created to expand access to higher education through online, competency-based degree programs. Our mission has remained one of helping hard-working adults meet their educational goals and improve their career opportunities. Being a nonprofit institution is essential to fulfill this mission.


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