Tag: Planning

Business Planning Calculators #denver #business #journal

#business calculator


Business Calculators

Use the following business and marketing calculators to quickly and easily evaluate different aspects of your business.

Cash Flow Calculator

This cash flow calculator shows you how business-to-business sales, carrying inventory, and rapid growth can absorb a business’ money. Launch Calculator

  • Starting Costs Calculator

    How much does it cost to start a business? Estimate your costs quickly with this simple free startup costs calculator. Launch Calculator

  • Discounted Cash Flow

    Analysts use discounted cash flow to explore the “time value of money”. Essentially, money today is worth more than the same amount of money tomorrow. This calculator helps you explore this concept. Launch Calculator

  • Break-Even Calculator

    Break-Even Analysis is an expected component of most business plans, especially for start-up companies. This calculator shows how much revenue you need to cover both fixed and variable costs. Launch Calculator

  • Conversion Rate Calculator

    This calculator allows you to see the impact improving your website conversion rate has on your total online sales. Enter your visitors and total orders, and you can see what an increase in conversion can do. Launch Calculator

  • Investment Offering Calculator

    Use this calculator to view both sides of the investment table. See what an investor gets, and what a company gives up all in one easy tool. Launch Calculator

  • Email Marketing ROI Calculator

    Use this calculator to determine the ROI (return on investment) for your email campaigns. Based on your marketing campaign results and expected results your ROI will automatically be calculated. Use this tool to test different scenarios and see results. Launch Calculator

  • Direct Mail ROI Calculator

    Use this calculator to determine the ROI (return on investment) for your direct mail campaigns. Based on your marketing campaign results and expected results your ROI will automatically be calculated. Use this tool to test different scenarios and see results. Launch Calculator

  • Pay-Per-Click ROI Calculator

    Use this calculator to determine the ROI (return on investment) for your pay-per-click advertising campaigns. Based on your campaign results and costs your ROI will be calculated for you. Launch Calculator

    LivePlan makes business planning easy

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  • Business planning #sba #business #plan

    #business planning



    Business planning

    Effective business planning can be the key to your success. A business plan can help you secure finance, prioritise your efforts and evaluate opportunities.

    It may initially seem like a lot of work; however a well prepared business plan can save you time and money in the long run.

    What should a business plan include?

    There are no rules about what your plan should cover or the level of detail. In general plans need to include information regarding:

    • business profile
    • vision, mission and goals
    • market research
    • operational strategy
    • products and/or services
    • marketing plan
    • financial strategy

    Before starting your business plan

    You may want to consider the following key questions to help determine if you are ready to start writing your business plan.

    • Have you thoroughly refined your business idea so you have a good understanding of how your business will operate?
    • Have you researched your business concept to determine if there is a need for it in the marketplace?
    • Have you completed a feasibility study to determine expected level of success?
    • Do you have the money required to start and grow the business?
    • Are you prepared to invest significant time into the business to get it up and running?

    How often should I review my business plan?

    Business planning is an ongoing activity; review plans regularly and update whenever your circumstances change.

    Writing a business plan

    You can download our business plan template and guide to assist you to complete your plan.

    More information

    • To learn more about writing a business plan attend our workshop, The 12 Step Business Plan .
    • Download the free business planning app developed by the Australian Government, MyBizPlan .

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    Business process planning and analysis in strategic planning #design #business #card

    #business process


    Business process planning and analysis in strategic planning

    Business process planning: Why process analysis is crucial for successful strategy development for any company

    Most businesses typically spend time each 12 months acquiring new strategy goals and objectives. Goals are designed that reflect the complete strategy of the firm. Business objectives are then created along with the department level to assistance general
    corporation goals. Goals are made to measure the progress in the direction of achieving distinct business objectives. And every single employee has goals that support complete tactics and strategies.

    In a ideal world, there would not be any conflicting goals. All division goals would in actuality aid the business goals. Every employee would understand these objectives and recognize how to do the job he or she performs and contribute to the overall organization.

    The corporation’s strategic plans would be executed flawlessly and the story would usually have a joyful ending. However, strategic objectives might be created in isolation. Department goals could be self serving and may not assist any other critical for business goals. Business departmental objectives could be in battle along with one or more objectives in reality.

    Without proper strategic planning people will usually just see their own story or situation and have no thought what is going on outside their scope and activities.

    The accumulation of processes, tools, resources and daily routines that take place in every single business organizational system is what finally determines an organization’s good or poor results. So business processes of any type of kind have to be analyzed so they support key business objectives.

    Process analysis is specifically helpful in ensuring the accomplishment of business goals and objectives relating to client, consumer or customer service operations which is directly linked to profitability of the business.

    A crucial key to transforming a business is the total comprehension of all the processes involved in it. This knowledge is necessary from any management approach to be of really worth, and it can be incorporated in overall good quality administration. Example of such a business systems and processes is ISO quality system which helps businesses identify, analyze and improve business processes, In adition audits like the Sarbanes Oxley allow managers to create better understanding of the company s operations.

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    Allurentertainment Event Planning Business Partner wanted #financial #news #today

    #business partner wanted


    Event Planning Business Partner wanted

    Описание компании

    A small business event planning company located in the Bronx is currently seeking partnership to help support all aspects of starting up the business and take part in all aspects of decision making.

    Описание вакансии


    This is ideal work experience event planner or for a student studying Hospitality, Marketing or Event Planning looking to get into and start up a event planning business.

    Please understand that there is no weekly pay nor any upfront financial investment needed, I am seeking a business partner with an entrepreneurial spirit with equal passion for planning events and business management. Compensation will be based on flat commission.

    As you can Imagine starting your own business and all the funds needed to blossom, I am not asking for any $$ but I do need someone with a business state of mind that has that creative edge to get this business on the right track. ENTREPRENEUR PREFERRED.

    Требования к квалификации

    • Ability to handle new Contracts/ Negotiation
    • capable of hiring/screening new interns/volunteers and generating suitable compensation/company perks
    • Hard working, extremely organized, outgoing, familiar with Bronx, Lives in New York City, NY *Great at surfing the web to find info
    • Must be able to attend weekly staff meetings
    • Must be able to work independently and be capable of dealing with a variety of people from event vendors
    • Helping us build our database of local event/wedding planners, location scouts photo and film industry contacts, etc.
    • Fielding calls and email requests for space rental and availability
    • Participating in open house events
    • Helping us build our database of local event/wedding planners, location scouts photo and film industry contacts, etc.
    • Researching local vendor partnerships and media opportunities

    Дополнительная информация

    Please understand that there is no weekly pay nor any upfront financial investment needed, I am seeking a business partner with an entrepreneurial spirit with equal passion for planning events and business management. Compensation will be based on flat commission.

    BASED IN THE BRONX, NY so traveling is a must!

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    Business Continuity Planning for Hedge Funds and Investment Firms #unique #business #ideas

    #business continuity plan


    Business Continuity

    Eze Business Continuity Planning

    Hedge funds and private equity firms firms must react swiftly, methodically and successfully when confronted with unexpected business disruptions or else risk significant financial loss. This level of response requires extensive business continuity planning to ensure all aspects of a firm’s business are evaluated and protected.

    Effective Business Continuity Planning (BCP) can help minimize financial loss and the negative effects of disruptions on an investment firm’s strategic plans, market position, operations, and reputation.

    Eze Castle’s Business Continuity Planning Services (Eze BCP) extend beyond technology to focus on critical operations and processes that hedge funds or investment firms must have available if a disaster strikes. Our Eze BCP consultants are certified experts in business continuity planning and possess deep knowledge of the unique operations of financial services firms.

    This combined expertise means a client gains a custom, comprehensive BCP plan developed and managed by professionals that understand the client’s business. And our hedge fund business continuity consultants work with clients to address the full spectrum of BCP.

    Eze BCP Features

    • Delivered by Certified Business Continuity Professionals who work exclusively with hedge fund and private equity firms
    • Industry-specific experience, knowledge and focus make our team pros at identifying a company’s potential exposures — our team knows the risks facing the investment management industry
    • Proven methodology to ensure your firm is prepared for the unexpected
    • Annual review of BCP documentation and updates to account for business changes
    • Employee training sessions and executive roundtables run by an Eze seasoned hedge fund business continuity consultant

    Learn More about BCP

    Learn more about Eze Castle’s business continuity planning service and how our certified BCP experts can prepare your firm for a disaster.

    This guidebook is designed to help hedge fund managers of all sizes develop an understanding of both the BCP and DR planning processes.

    Eze BCP Methodology

    1. Risk Assessment

    Our business continuity consultants will identify and prioritize potential business risks and disruptions based on severity and likelihood of occurrence. Key elements of Eze Castle’s Risk Assessment phase include:

    • Evaluation of the company’s risks and exposures
    • Assessment of the potential impact of various business disruption scenarios
    • Determination of the most likely threat scenarios
    • Assessment of telecommunication recovery options and communication plans
    • Prioritization of findings and development of a roadmap

    2. Business Impact Analysis

    Eze Castle’s hedge fund BCP experts will collect information on a wide range of areas from recovery assumptions and critical business processes to interdependencies and critical staff. Key elements of Eze Castle’s BIA phase include:

    • Determination of the maximum amount of downtime business processes can withstand
    • Development of recovery point objectives and recovery time objectives for critical functions (e.g. applications, systems, etc.)
    • Identification of critical business processes and workflows and the supporting applications
    • Outlining of internal and external dependencies
    • Determination of critical staff members as well as backups with similar skill sets

    3. Strategy and Plan Development

    Our certified business continuity planners will create department, division and site level plans for your business. Key elements of this phase include:

    • Synthesis of Risk Assessment and BIA findings
    • Development of plans for department, division and site level contingencies
    • Review of plans with key stakeholders to obtain executive sign-off on overall plan
    • Creation of offsite, secure web repository where the firm’s BCP plan is stored for easy access from virtually anywhere during an outage or disaster

    4. Plan Testing, Training and Maintenance

    Business continuity plans are living documents and must be updated annually to ensure they account for changes within the firm as well as any changes in risk scenarios. Key elements of this ongoing phase include:

    • Conducting of tabletop and simulation exercises to help ensure employees are effectively trained
    • Development of employee training sessions
    • Review of BCP, business impact analysis and risks annually by an Eze hedge fund business continuity consultant
    • Execution of the annual review process to guarantee new threats and business process changes are accurately represented in the BCP

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    How to sell your business: Planning the exit strategy – Small Business #business #card

    #selling your business


    How to sell your business: Planning the exit strategy

    How small and medium businesses can take on flexible working

    Some 57 per cent of employees say the availability of flexible working in their workplace is important to them, according to Sage data. This guide to Sage 200 Online shows why more and more businesses are turning to the cloud.

    Controlling Cash Flow – Learn to master your money

    Find out how five small businesses met the challenges of raising finance, from drawing up a business plan to securing investment. Complete with expert guides and tips to help you through the process.

    The Vitesse Network

    Further Information

    Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010

    2016 Vitesse Media Plc

    2016 Vitesse Media Plc

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    Bay Area College Planners #certified #college #planning #specialist


    Gerna Benz is a College Planning Specialist who has helped hundreds of families maximize their eligibility for financial aid. Gerna has lectured all over the country from colleges, community centers, and churches spreading the word that no child shall be left behind due to financial or academic limitation.

    Gerna has acheived the designation of CCPS Certified College Planning Specialist through The National Institute of Certified College Planners.

    Gerna is a certified college planning specialist that belongs to multiple college planning associations nationwide, he has been in the finance industry for more than 20 years. Gerna is nationally recognized as an expert on college planning. More

    The California San Francisco Bay Area College Consultants and College Planning Specialists Network specialize in guiding families to access free money for college bound students without destroying their parents nest egg. We will also help families implement a funding plan to help pay for their share of the college expense.

    Through the implementation of Insider Strategies , families have drastically reduced education costs and in many cases, eliminated the need for student and parent loans.

    When it comes to paying for college, our expert San Francisco Bay Area College Consultants have eased the pain and made a college education an affordable for families across the country. A San Francisco Bay Area College Planning Specialists Certified Advisor has the expertise to help you develop the best plan possible and make reliable financial choices for your family.

    There are some good financial advisors and CPA s around the country. However, most have not been trained in the specialty of college financial planning and are therefore limited in the assistance they can provide. Bay Area College Planners Certified Advisers will deliver the highest caliber of knowledge and service.

    The Bay Area College Planners Specialists consult families on how to choose the right college program and afford ably pay for it. Our programs keep both parents and students informed about the latest college financial aid and admissions news by implementing creative and ethical planning solutions to maximize all untapped financial aid resources. Our specialty, as college financial aid consultants, is in getting the information parents and students need and the results your looking to achieve and deserve.

    Latest projects

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    Planning Courses, Degrees & Courses, La Trobe University #planning, #society, #council, #local #council, #government,



    You can also get updates on our courses and upcoming events via email.

    Why study Planning?

    If you care about the neighbourhood you live in, the time it takes to get to work, or just the fact that water from your tap is drinkable, then you care about planning. Planning gives you the opportunity to change the way we live for the better by studying our local environments, cities, geography and community priorities.

    Australia is currently experiencing a shortage of qualified planners, and graduates enjoy excellent starting salaries and work prospects. Our graduates work in local and state government, private firms, research organisations and regional authorities.


    La Trobe designs its courses with your future career in mind and partners with a range of professional organisations for accreditation and registration. Refer to the detail for each course below to see what professional registration and membership options exist. The Bachelor of Urban, Rural and Environmental Planning received the 2012 award for ‘Cutting Edge Teaching and Research’ based on our extensive fieldwork and international study tour program.

    Sri Lankan study tour

    Our students have opportunities to gain global experience on international field trips. In 2014, La Trobe students visited Sri Lanka, where in they worked alongside local students to conduct an urban design studio in southern province of Weligama. Students investigated the changing nature of the small town in response to its connection with the new Southern Expressway and the construction of a large international hotel at the small surfing beach.

    Students also conducted a case study at Midigama Turkish Village a tsunami re-settlement village funded by the Turkish Government and Colombo, where they gained a deeper understanding of the city’s colonial architecture and modern forms. Read more about the trip at the International Planning Studio blog .

    Sri Lanka 2014

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    Retirement Planner #retirement #software, #retirement #spreadsheet, #excel #retirement, #retirement #planner, #retirement #planning #software, #simple


    The Retirement Calculator and Planner for Excel:

    Retirement Savings Spreadsheet
    Select from four Excel solvers:
    1. Retirement funds longevity
    2. Are you saving enough?
    3. Allowable retirement spending
    4. When can you retire?
    View enlarged Excel spreadsheet

    Asset Allocation Spreadsheet
    Set pre-retirement and your post-retirement asset allocation.
    Use investment options we provide or customize your own investment options and returns.
    View enlarged Excel spreadsheet

    Income/Spending Spreadsheet
    Enter retirement income by source (Social security, pension, etc.). Adjust for inflation if desired.
    Calculates expected retirement spending based on your inputs.
    View enlarged Excel spreadsheet

    Cash Flow Spreadsheet
    See all the income, investment return and expenditures by year.
    Make manual one time adjustments by year for precision retirement planning.
    View enlarged Excel spreadsheet

    Why use our Excel Retirement Calculator Spreadsheet?

    No Monthly Fees!

    We offer our Excel Retirement Calculator & Planner for a one time payment of $15.95 – we do not charge monthly fees

    Your Personal Information is Secure

    Many retirement planning software sites store your information online. What if you’d rather not enter your personal financial information over the web? With our Excel retirement planner spreadsheet, your personal information stays on your computer, not the web.

    Powered by MS Excel Spreadsheets

    You will appreciate what our Excel based Retirement software can do. Because our retirement calculator is an Excel spreadsheet, there is no additional software to set up. just download the spreadsheet and go! Click here for our Retirement Calculator demo download .

    Free Support

    Excel Retirement Calculator Features

    The Retirement Calculator & Planner determines:

    How long your retirement funds will last
    If you’re saving enough today
    Calculates necessary annual contribution adjustments (+/-)
    How much you can afford to spend during retirement
    How soon you can retire (based on annual contributions, investment return, etc.)
    How much you can spend during retirement
    How inflation affects your retirement
    How much you will need to save
    How much you will spend during retirement
    Which variables are the most sensitive
    Level of Income tax during retirement
    If your retirement goals are realistic

    The Retirement Calculator & Planner variables:

    Current Age (yourself & spouse)
    Desired Retirement Age (yourself & spouse)
    Life Expectancy
    Pre-Retirement Asset Allocation
    Post-Retirement Asset Allocation
    Current retirement contributions/savings (401k, IRA’s, Other Investments)
    Retirement Spending
    Retirement Income (Social security, Pensions, Retirement Income Tax)

    Access your planner from anywhere

    Want to access your planner from another computer? Google Cloud Connect is a free tool that lets you (with a click of a button) store your retirement calculator spreadsheet online so you can access it from anywhere.

    Mac Compatible

    – Works with all versions of Excel for Macintosh.
    – No alternate Macintosh version or additional downloads necessary.

    Works on iPhone and iPad

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    Take a hike: Ending client relationships – Journal of Accountancy #client #engagement #letter #financial


    Take a hike: Ending client relationships

    Consider this scenario: A key deadline is nearing, and the client is just now returning your calls and emails. But instead of responding to the open issues, the client indicates there is no real problem and irately demands that services be completed immediately. It is clearly time to end this client relationship.

    Many accountants confess to daydreams of uttering Take a hike! to a less – than – ideal client. While it may seem like a good idea in the moment, such phrasing is not the most desirable way to terminate a client relationship. However, the process of telling a client to take a hike provides a useful analogy to guide a more professional, less risky end to contentious and cooperative client relationships alike. Treat a client termination as if it were a hike through uncharted lands.


    Most journeys take expert planning and attention to detail. A client termination requires similar efforts. It is important to remember that both good and bad client relationships may need to end unexpectedly. No signpost indicates when a client relationship takes a wrong turn. The following are tools that may be useful in preparing for an unforeseen client termination:

    • Termination provisions: Including a clear termination provision in an engagement letter, indicating an engagement can be terminated without completion for any reason, can provide significant latitude, if termination becomes necessary. By including such a provision, the CPA firm may reduce the likelihood of a client asserting that the firm cannot withdraw from the engagement.
    • Deadline communication: Clients that are chronically noncompliant with terms of the engagement may need a gentle reminder of their responsibilities in the form of a written communication. Deadlines should be communicated in an engagement letter. A separate stand – alone letter or email may be appropriate if there are concerns about a client’s ability to meet the identified timing. A properly timed communication could even prevent the need for a client termination.
    • Ideal client profile: CPA firms should establish an ideal client profile and regularly evaluate the existing client base against the profile to identify clients that are no longer a fit for the firm. This protocol helps identify potential problem clients before the relationship becomes tenuous.


    Any journey will have its own set of pitfalls and obstacles. The same can be said of client relationships. Though no maps, GPS, or satellite imagery guide a termination, awareness can help CPAs through the dangers of a contentious client relationship. It can be easy to overlook negative indicators, especially if the fees are substantial, the relationship is long – standing. or new clients are hard to find. Even more difficult to overcome are strong interpersonal connections between the engagement team and the client. Recognizing a bias toward retaining a client and being mindful of already serious or mounting issues can be the difference between exiting a client relationship unharmed or falling into a conflict. Common indictors may include:

    • Concerns regarding client integrity.
    • Fee or service complaints.
    • Disputes within the client organization.
    • Untimely or incomplete responses to requests.
    • Negative responses to constructive suggestions.
    • Poor attitude toward internal controls.
    • High accounting or management turnover.
    • Dismissive treatment of engagement team members.
    • Disrespectful treatment of client employees.

    While counterintuitive, a client’s rapid success or expansion also could be an indicator that the relationship may need to be reevaluated. The client’s successes may require services and expertise that are beyond the CPA firm’s capabilities. However a proactive plan may prevent the CPA from making unintended errors that could result in professional liability claims, if services were to continue.


    Whether the end of a client relationship is ambiguous or obvious, a client termination is not complete until it is formalized in a written communication to the client. Guidance on drafting the letter is as follows:

    • Omit the reason for the termination: A termination letter is not the time to win an argument with a client. The letter simply represents a method to inform the client that you are no longer providing services and identify the client’s responsibilities going forward. Explaining why the firm is ending services may only upset the client further or create a problem that previously did not exist.
    • Items for clientfollowup: After parting ways, your client will need to be pointed in the right direction to complete its journey. The letter should clearly map out the client’s responsibilities going forward and issues that should be raised with a successor CPA. Matters of particular importance to include are deadlines (statutory, regulatory, or operational), internal control weaknesses or breakdowns, and indicators of potential fraud or violations of laws and regulations. If deadlines are missed or a theft occurs and the CPA had not informed the client of those in writing, the client may blame the CPA firm.
    • Fees: At times, clients assert that CPAs knew they did not provide proper services because they do not request outstanding fees. As a result, whether or not you expect to collect unpaid fees, a termination letter should state the outstanding balance of fees due. A final billing statement may resolve any confusion and could be included as an enclosure with the termination letter.
    • Send a hard copy: Advances in technology have made most interpersonal communications nearly instantaneous. Yet, the professionalism and permanence of an actual mailed letter cannot be ignored. Unless there is a looming deadline or other rare situation, a hard copy of the termination letter should always be sent by a method that will confirm receipt by the client. Further, the letter should be sent via a traceable method to demonstrate delivery and receipt.


    The client termination process is no walk in the park. It involves a commitment of will, time, and professionalism. It is not an easy choice or one that should be made on a whim. Once started, the process should be seen through to completion. The following tips will assist in managing this process:

    • Evaluate your mindset: While it is important to assess the client’s actions in making a termination decision, it is equally important to assess your own mentality once the decision to terminate has been made. The goal of a termination is to lessen or avoid a conflict with a client. Failing to maintain a professional attitude throughout the termination could elicit a client response that results in unnecessary stress, reputational damage, or even a professional liability claim.
    • Stick to the path: Once your services have been officially terminated, do not continue to provide services or reengage with the client for additional services. Allowing a client to talk you into providing services is akin to traversing a bridge that you already know to be perilous. It may seem as though you are performing just one more task before concluding the engagement, but continuing to provide services lessens the likelihood that the client will ever accept that the relationship has ended. Just remember, when the relationship terminates, it is a final decision.

    Continental Casualty Co. one of the CNA insurance companies, is the underwriter of the AICPA Professional Liability Insurance Program. Aon Insurance Services, the National Program Administrator for the AICPA Professional Liability Program, is available at 800-221-3023 or visit cpai.com .

    This article provides information, rather than advice or opinion. It is accurate to the best of the authors’ knowledge as of the article date. This article should not be viewed as a substitute for recommendations of a retained professional. Such consultation is recommended in applying this material in any particular factual situations.

    Examples are for illustrative purposes only and not intended to establish any standards of care, serve as legal advice, or acknowledge any given factual situation is covered under any CNA insurance policy. The relevant insurance policy provides actual terms, coverages, amounts, conditions, and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice.

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