The New York Times
PALO ALTO, Calif. — Political analysts will long debate over where Brexit, Trump and Le Pen came from. Many say income gaps. I’d say … not quite. I’d say income anxiety and the stress over what it now takes to secure and hold a good job.
I believe the accelerations set loose by Silicon Valley in technology and digital globalization have created a world where every decent job demands more skill and, now, lifelong learning. More people can’t keep up, and clearly some have reached for leaders who promise to stop the wind.
Let me elaborate through a few conversations, starting with Brian Krzanich, the C.E.O. of Intel, who recently remarked to me: “I believe my grandchildren will not drive.”
Since he has teenage daughters, that means self-driving vehicles should be fully deployed in 25 years, at which time you won’t “steer” your car but will program it on a smartphone or watch or glasses. Sounds like fun — unless you’re one of the millions who drive a truck or cab for a living.
But don’t think you’re safe as an accountant, either.
Mark Bohr, Intel’s senior fellow for technology, explained to me that Intel’s main workhorse microprocessor today is the 14-nanometer chip it introduced in 2014. It packs 37.5 million transistors per square millimeter. By the end of 2017, thanks to Moore’s Law, Intel will begin producing a 10-nm chip that will pack “100 million transistors per square millimeter — more than double the previous density with less heat and power usage,” said Bohr.
If you think machines are smart today … wait a year. It’s this move from 14-nm to 10-nm chips that will help enable automakers to shrink the brain of a self-driving car — a brain that has to take in sensor data from 360 degrees and instantly process whether it’s a dog, a human, a biker or another car — from something that fills a whole trunk to a small box under the front seat, so these cars can scale.
When you get that much processing power, putting out that much data exhaust with ever-improving software, you create a world where we can analyze, prophesize and optimize with a precision unknown in human history. We can see trends we never saw, predict when engine parts will break and replace them before they do, with great savings, and we can optimize everything — from the most energy-saving flight path for an airplane to the ideal drilling path for a natural gas well.
I recently visited the control room at Devon Energy, a large oil and gas producer, in Oklahoma City. It’s half a floor of computer screens displaying data coming out of every well Devon is drilling around the world.
At the bottom of each screen are two boxes that blew my mind. One box displays how much money was budgeted to drill that particular well per foot, and the other box displays — in real time — how much the drilling of that well is actually costing, as it bores through different rocks, and it’s updated every foot!
Interactive Feature | Sign Up for the Opinion Today Newsletter Every weekday, get thought-provoking commentary from Op-Ed columnists, the Times editorial board and contributing writers from around the world.
A typical well might involve sending pipe two miles down and then turning horizontally for two miles east or west — with such precision it can hit a seam of gas as small as 20 feet wide!
If you’re working on a Devon oil rig today, you’re holding a computer, not just an oily wrench. And if you’re getting a degree in auto mechanics at a community college today, it’s not to be a “grease monkey.” It’s to be a repairman for a computer with wheels.
The notion that we can go to college for four years and then spend that knowledge for the next 30 is over. If you want to be a lifelong employee anywhere today, you have to be a lifelong learner.
And that means: More is now on you. And that means self-motivation to learn and keep learning becomes the most important life skill.
That’s why education-to-work expert Heather E. McGowan likes to say: “Stop asking a young person WHAT you want to be when you grow up. It freezes their identity into a job that may not be there. Ask them HOW you want to be when you grow up. Having an agile learning mind-set will be the new skill set of the 21st century.”
Some are up for that, some not; and many want to but don’t know how, which is why the College Board has reshaped the PSAT and SAT exams to encourage lifelong learning.
“We analyzed 250,000 students from the high school graduating class of 2017 who took the new PSAT and then the new SAT,” College Board president David Coleman told me. “Students who took advantage of their PSAT results to launch their own free personalized improvement practice through Khan Academy advanced dramatically: 20 hours of practice was associated with an average 115-point increase from the PSAT to the SAT — double the average gain among students who did not.
“Practice advances all students without respect to high school G.P.A., gender, race and ethnicity or parental education. And it’s free. Our aim is to transform the SAT into an invitation for students to own their future.”
So the tough news is that more will be on you. The good news is that systems — like Khan-College Board — are emerging everywhere to enable anyone to accelerate learning for the age of acceleration.
Step back from all of this and it’s clear that thriving countries today won’t elect a strongman. They’ll elect leaders who inspire and equip their citizens to be strong people who can own their own futures.
Follow The New York Times Opinion section on Facebook and Twitter (@NYTopinion), and sign up for the Opinion Today newsletter.
The Advantages of Owning Your Own Business
There are thousands of articles cautioning would-be self-employed types about the pitfalls of starting their own businesses, but almost nothing about how great owning your own business is.
One article certainly won t right the balance, but for the benefit of those who are thinking of plunging into the self-employed lifestyle and opening small businesses of their own, here is a summary of the best advantages of owning your own business.
When you own your own business:
1) You re the one in control.
Yep, the be your own boss thing is pretty great. I should lie to you and tell you that that means that no one tells you what to do, but people (customers, suppliers, government workers) will still tell you what to do all the time (and on bad days, might even tell you where to go, too).
The good news is that when you own your own business, you don t have to do what they tell you (most of the time). You have choices and you get to make the decisions.
2) You get to build something.
From one kid who loved Legos to another, you know how satisfying that is. Want to become a multi-national exporter? Or create a program that increases numeracy among children? Or turn people s yards into truly beautiful spaces? When you own your own business, you get to shape and flesh out your dreams.
3) You get to help people.
A TD Canada Trust Small Business Survey found that ninety-six percent of small business owners said that being able to help their customers and clients was one of the top benefits of owning a small business.
Small businesses also help people by creating jobs in their communities and being good community citizens.
4) You may have the option of a more flexible lifestyle.
For women, especially, owning your own business can give the lifestyle flexibility necessary to raise a family and still have a successful career.
Mompreneurs are a growing trend; according to the State-Owned Business Report, commissioned by American Express, the number of women-owned businesses has increased by 68% since 1997, with more than 9.1 million women-owned businesses operating in the U.S. in 2014 (Fox News).
But it s not just young(ish) women who can benefit from this advantage to owning your own business; people who are close to retirement or already retired may find owning their own businesses gives them both the chance to keep their hands in and to do something satisfying. (See The Best Business Opportunities for Retirees if you re of this age and want to get started.)
5) You might change the world.
You certainly don t have to think back very far historically to come up with the name of a business owner whose enterprise has changed the world. Mark Zuckerberg anyone? Bill Gates? And your business doesn t have to become the next Facebook or Microsoft to be the agent of powerful change. Ten years ago, for instance, Torben Vestergaard Frandsen came up with the idea of the LifeStraw, a personal, low-cost water purification tool that is being used to provide safe drinking water to millions of people.
So okay, changing the world is a pretty ambitious target, but changing just a piece of it for the better is still a worthwhile effort that can be deeply satisfying.
6) You might make more money.
Some businesses make truckloads full of money. Some don t. Most successful small businesses provide their owners with a living, not a fortune. But the point is, owning your own business opens up the possibility of making more than you could possibly make as an employee.
Working on the assembly line that produces cat clocks will bring you in a certain wage but what if, for example, there s a huge surge of demand for cat clocks and the company s profits soar astronomically? As an employee, you won t share in any of those profits. Businesses generally have much more opportunity to make money than individuals do.
Other Advantages of Owning Your Own Business
The advantages of owning your own business listed above apply to all businesses with the caveat that those who choose to run retail businesses will find it more difficult to create a flexible lifestyle because of the demands of retail trade.
Hyperloop pod breaks own high-speed record
Share this with Facebook
Share this with Twitter
Share this with Messenger
Share this with Messenger
Share this with
These are external links and will open in a new window
Share this with Facebook
Share this with Messenger
Share this with Messenger
Share this with Twitter
Share this with Pinterest
Share this with WhatsApp
Share this with LinkedIn
These are external links and will open in a new window
Close share panel
Tests of the futuristic hyperloop transport system have managed to propel one of its pods at 355km/h (220mph).
The tests establish a new record for the technology only days after a separate prototype hit 324km/h.
Hyperloop puts pods in an airless tunnel and seeks to accelerate them to very high speeds to cut travel times for freight and passengers.
Backers of the hyperloop idea claim that eventually the pods will travel at speeds of about 1,000 km/h.
The idea for the version of the hyperloop transportation system currently being developed was floated in 2013 by Tesla boss Elon Musk. This week saw the first tests of prototype carriages or pods on a one mile long test track near Los Angeles. A pod made by a German student team came top in this competition.
In an Instagram post, Mr Musk said that once the prototype competition was finished, the hyperloop team let a “pusher pod” travel by itself on the tunnel test track.
The pusher pod was used to get some of the prototypes moving down the track during the tests.
Running by itself, the pusher pod set the new record before things started burning, wrote Mr Musk. He described the spectacle of the pod racing down the track as “. kind of like racing with a tugboat”.
Improvements to the test track might mean the pods hit 500 km/h next month, he said.
The series of tests this week suggest the technology is close to the top speed at which existing terrestrial transport technology can travel.
Earlier this month, China started letting its high-speed “Fuxing” trains travel at speeds of about 350 km/h (217mph).
It is also looking into ways to upgrade high-speed tracks to let them go faster – perhaps at speeds approaching 400km/h.
How to make your own Candy Melts
Candy melts are essential when it comes to cookie and cake pop decorating. Here is how you can make your own candy melts to use for cake decorating or as an edible gift.
Anyway, sorry for this long excursion, but I wanted to share where my drive for do-it-yourself stems from. This will also explain why I bothered making my own candy melts when I could just order them online. Candy melts are not widely available in Germany. If you want to get them here, you have order from specialty stores and usually there are some hefty shipping costs involved. If I were to just order one bag of candy melts (ca. 370g) I d end up paying 5 Euro for the candy and about 4 Euro for shipping, 9 Euro a pop. You know I make cake pops way too often to pay that price (yet not often enough to get wholesale discounts though I dream of it regularly I have no place to store 10 kg of candy melts and really I should never be alone with that much chocolate.) So I started tinkering around and made my own candy melts. I have used them for my teal cake pops.
- 200g white chocolate (best quality if you can)
- gel food color (ca. 1/2 tsp. total)
1. Break the chocolate into its pieces. Melt the white chocolate in the microwave (I needed ca. 1 minute for 200 g of broken down white chocolate). Line a cookie sheet with parchment paper.
2. Add food color until you have the desired shade. A note about color: because white chocolate is not white, but really more yellow consider that in your color choices. It is easy to make teal and green tones that already have a hint of yellow in it. I tried purple and it turned out very dark because I needed a lot of food color to get out of the brown phase. Next time I will try to make pink ones.
3. Fill the colored chocolate into a one way piping bag. Once all the chocolate is filled in completely, cut the tip to make a small opening.
4. Start piping little dollops onto the parchment paper.
5. Wait until completely dry before moving them into an air tight container or gift bag.
For the total cost of 1,50 Euro for 200g I am very happy with the result. I manually stirred in the food color, so it is not 100% evenly spread out, and the result are some small specks where the color didn t distribute evenly, but that is minimal in the grand scheme of things
Ok, now give this a try, maybe make some pink ones and tell me how they turn out. Or stick around and join me at marveling over how pretty they look.
Gartner Predicts by 2017, Half of Employers will Require Employees to Supply Their Own
STAMFORD, Conn., May 1, 2013 View All Press Releases
Enterprises That Offer Only Corporate-Liable Programs Will Soon Be the Exception
As enterprise bring your own device (BYOD) programs continue to become more commonplace, 38 percent of companies expect to stop providing devices to workers by 2016, according to a global survey of CIOs by Gartner, Inc.’s Executive Programs
“BYOD strategies are the most radical change to the economics and the culture of client computing in business in decades,” said David Willis, vice president and distinguished analyst at Gartner. “The benefits of BYOD include creating new mobile workforce opportunities, increasing employee satisfaction, and reducing or avoiding costs.”
Gartner defines a BYOD strategy as an alternative strategy that allows employees, business partners and other users to use a personally selected and purchased client device to execute enterprise applications and access data. It typically spans smartphones and tablets, but the strategy may also be used for PCs. It may or may not include a subsidy.
BYOD drives innovation for CIOs and the business by increasing the number of mobile application users in the workforce. Rolling out applications throughout the workforce presents myriad new opportunities beyond traditional mobile email and communications. Applications such as time sheets, punch lists, site check-in/check-out, and employee self-service HR applications are just a few examples. Expanding access and driving innovation will ultimately be the legacy of the BYOD phenomenon.
“However, the business case for BYOD needs to be better evaluated,” said Mr. Willis. “Most leaders do not understand the benefits, and only 22 percent believe they have made a strong business case. Like other elements of the Nexus of Forces (cloud, mobile, social and information), mobile initiatives are often exploratory and may not have a clearly defined and quantifiable goal, making IT planners uncomfortable. If you are offering BYOD, take advantage of the opportunity to show the rest of the organization the benefits it will bring to them and to the business.”
While BYOD is occurring in companies and governments of all sizes, it is most prevalent in midsize and large organizations ($500 million to $5 billion in revenue, with 2,500 to 5,000 employees). BYOD also permits smaller companies to go mobile without a huge device and service investment. Adoption varies widely across the globe. Companies in the United States are twice as likely to allow BYOD as those in Europe, where BYOD has the lowest adoption of all the regions. In contrast, employees in India, China and Brazil are most likely to be using a personal device, typically a standard mobile phone, at work.
How a well-managed BYOD program subsidizes the use of a personal device is critical, and can dramatically change the economics. Today, roughly half of BYOD programs provide a partial reimbursement, and full reimbursement for all costs will become rare. Gartner believes that coupling the effect of mass market adoption with the steady declines in carrier fees, employers will gradually reduce their subsidies and as the number of workers using mobile devices expands, those who receive no subsidy whatsoever will grow.
“The enterprise should subsidize only the service plan on a smartphone,” said Mr. Willis. “What happens if you buy a device for an employee and they leave the job a month later? How are you going to settle up? Better to keep it simple. The employee owns the device, and the company helps to cover usage costs.
BYOD does increase risks and changes expectations for CIOs. Unsurprisingly, security is the top concern for BYOD. The risk of data leakage on mobile platforms is particularly acute. Some mobile devices are designed to share data in the cloud and have no general purpose file system for applications to share, increasing the potential for data to be easily duplicated between applications and moved between applications and the cloud.
However, in general, IT is catching up to the phenomenon of BYOD. More than half of organizations rate themselves high in security of corporate data for enterprise-owned mobile devices. This new confidence in the security posture to support BYOD is a reflection of more-mature tools and processes that address myriad needs in the security area.
“We’re finally reaching the point where IT officially recognizes what has always been going on: People use their business device for nonwork purposes,” said Mr. Willis. “They often use a personal device in business. Once you realize that, you’ll understand you need to protect data in another way besides locking down the full device. It is essential that IT specify which platforms will be supported and how; what service levels a user should expect; what the user’s own responsibilities and risks are; who qualifies; and that IT provides guidelines for employees purchasing a personal device for use at work, such as minimum requirements for operating systems.”
More detailed analysis is available in the report “Bring Your Own Device: The Facts and the Future.” The report is available on Gartner’s website at http://www.gartner.com/resId=2422315.
Mr. Willis will provide additional analysis during the Gartner webinar, “Bring Your Own Device Program Best Practices (BYOD) on May 2 at 10 a.m. and 1 p.m. EDT. To register for this complimentary webinar, please visit http://my.gartner.com/portal/server.pt?open=512 objID=202 mode=2 PageID=5553 ref=webinar-rss resId=2392315 srcId=1-2994690285.
- Rob van der Meulen
- [email protected]
- Janessa Rivera
- [email protected]
Gartner, Inc. (NYSE: IT) is the world’s leading research and advisory company. The company helps business leaders across all major functions in every industry and enterprise size with the objective insights they need to make the right decisions. Gartner’s comprehensive suite of services delivers strategic advice and proven best practices to help clients succeed in their mission-critical priorities. Gartner is headquartered in Stamford, Connecticut, U.S.A., and has more than 13,000 associates serving clients in 11,000 enterprises in 100 countries. For more information, visit www.gartner.com.
Comments or opinions expressed on this blog are those of the individual contributors only, and do not necessarily represent the views of Gartner, Inc. or its management. Readers may copy and redistribute blog postings on other blogs, or otherwise for private, non-commercial or journalistic purposes. This content may not be used for any other purposes in any other formats or media. The content on this blog is provided on an “as-is” basis. Gartner shall not be liable for any damages whatsoever arising out of the content or use of this blog.
How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, own business ideas.#Own #business
How to Start a Rice Dealership Business
Rice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.
Here are some important questions to consider before plunging into this kind of business.
1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.
2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.
3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?
4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.
5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.
6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).
7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.
8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.
Here are Some NFA Rice Dealership FAQ
Q: Who are required to secure license from NFA?
A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.
A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA
A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.
Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?
A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.
A: For new applicants, follow these procedures:
secure application form from the licensing officer upon payment of application fee;
accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;
pay license fee to the cashier and get copy of official receipt;
prepare the facilities/equipment requirements for inspection by NFA Investigators;
after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;
licensing officer issues license if application is found to be in order;
applicants display license in their establishments.
Procedures for renewal applicants:
secure application from licensing officer upon payment of application fee;
accomplish and file application with complete requirements together with previous year s license to the licensing officer;
licensing officer checks completeness of requirements and determines license fee to be paid;
pay license fee to the cashier and present the official receipt to licensing officer;
licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;
applicants display licensing conspicuous place in their establishments.
Q: For New Applicants, how long do we have to wait for the Approval of our License Application?
A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.
A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.
A: Documentary and facility requirements depend upon the business activity.
Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?
A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.
motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;
warehouses,threshers and sellers for own produce;
mechanical dryers for owner s/operators exclusive use;
packaging machines for owner s/operators exclusive use;
institutions/establishments securing their rice/corn requirements from the NFA;
poultry and hog raisers securing byproducts from the NFA;
manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;
non-operating mills and other post-harvest facilities. In this case, registration is done only once.
Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.
Registration fees see separate from that of the license fees.
Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?
A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.
Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.
Q: What do you mean by Bonded Activities?
A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.
Logo Design, Free Logo Design, Make Your own Logo Designs, starting your own business.#Starting
Build a Logo — It s Fast Easy
Create Your Logo
Our logo maker is easy to use: anyone can do it! Create a professional logo in minutes!
Market Your Business
Place your logo on a Webcard: a mobile business card you can use to drive leads
Check Out These Great DIY Logos!
3 Ways LogoYes is Better:
- Our logo designs will not lose details when you alter the size.
- Our logos look great in black and white (for faxes, copies, etc.) as well as color.
- You can purchase an online business card with your logo, showcasing your key information.
Create a Logo for Just .99 Cents!
No registration or credit card required until you re 100% satisfied.
- Find your industry
- Choose a symbol
- Add your name customize
Design Your Own Logo with Ease!
Getting a great logo design doesn t have to be an expensive or tedious process. Building a logo with LogoYes is affordable, quick and easy; and no design experience or software is required! Our online logo creator gives you the tools needed to develop a professional, eye-catching product that is sure to be remembered by your clients and help brand your business. Our mission is to provide a professional, affordable design service that equips small businesses to compete with large ones.
- You will have access to over 20,000 professional design elements to personalize your new logo and make it unique to your brand.
- Our extensive library is regularly refreshed to keep your options fresh and creations unique.
- Preview your designs before you pay!
With LogoYes, there are no costly agencies or freelancers to manage, saving you both time and money. You ll have access to an immense graphics library with symbols to match any industry, and you can tweak the colors and fonts to your liking. Since your logo is made by you and only you, you can have peace of mind.
Once you re satisfied with your design and make a purchase, you will receive it in all the essential file formats so you can apply your new logo to any project, whether digital or print.
When starting a new business, you don t want to spend all of your startup costs, time and resources on your logo. To create your own business logo without the hassle, get started with our online logo generator now!
OWNING A BUSINESS VERSUS OWNING STOCKS, InvestorsFriend, owning your own business.#Owning #your #own #business
OWNING A BUSINESS VERSUS OWNING STOCKS
When you own stocks, you own shares in a business. That is obviously different than owning your own business. But there are some similarities. The table below explores some of the differences between owning your own small business versus owning shares of stock in a publicly traded business.
For most people the choice would be between buying one small business that you are going to own and operate (and perhaps grow into a large business) versus continuing to work for others and doing some investing on the side .
business. In most cases retained profits help the business grow and its share price to increase over the years.
distraction and cause you to bail out at at inopportune times.
How to Make Owning shares more Business Like
Warren Buffett often quotes from chapter 20 of Benjamin Graham s classic book, the Intelligent Investor that.
Investment is most intelligent when it is most businesslike (from the last section of the last chapter)
You should think of your ownership of stocks as what they are; partial ownership of actual businesses. Do not think of yourself as a share holder (which suggests your ownership may be brief and transitory) but rather as a share owner, a part owner of the business. Where reasonably possible visit one or more of the business locations that you partially own. If you own shares
of Wal-Mart or Costco, remember your ownership when you shop there. Look around with satisfaction (or not) at what you see. If you own Tim Hortons, you can take a certain pleasure out of standing in those long line-ups.
If you can, estimate your share of the profit of each company you own shares in. Profit is the share price divided by the P/E ratio.
Try to understand the business model of the companies you own. shares in. What is their competitive position in the market?
Buying a Business
The following is a good web site that lists businesses for sale all across the world. Most of these businesses may not be attractive (at any price). But I think you will see at least some good ones listed. You can search by Country, State, Province and City as well as other search terms.