#online business systems
Online Business Systems Programs
For some, a traditional education may not be an option, due either to high tuition rates or schedule conflicts. Onl
With today’s varied and growing economy, it’s easy to understand why business is such a popular major. Students can choose to specialize
After the economic shock of the last few years, things are looking up for business school graduates, according to some recent employer surveys. More than 40% of traditional
To pursue higher education in business beyond the undergraduate level means you have plenty of choices to make. Rankings for universities and colleges of business and business-related pr
The Graduate Management Admission Test (GMAT) is required for admission to over 4,800 graduate business programs. The GMAT measures verbal, analytical writing, and mathematical skills, and taking
Last Updated: 6 July 2016
Online business – also referred to as e-business – is any kind of business activity that happens online (over the internet).
A business owner who does any, or all, of their business using the internet, is running an online business. Running an online business can include buying and selling online, and providing an online service. A wide variety of businesses can be found online, in many different industries.
Anyone can start an online business. If you have a unique product or idea, you can find a way to sell or trade it online. It’s just like a traditional ‘bricks-and-mortar’ business, except your office or shop is online, so you have to decide how it will look and appeal to customers.
Types of online business
Online businesses can have different online business-fronts (how they appear on the internet). These can take many forms, such as:
- online shops or marketplaces
- social media accounts.
Advantages and disadvantages of online business
There are a lot of things to consider before making the decision to start or move an existing business online, particularly if you’re not a computer or web guru, or haven’t started a business before.
Benefits of doing business online may include:
- cost savings in rent and staffing
- greater flexibility and efficiency in product and service delivery
- 24/7 accessibility to customers all over Australia (or worldwide).
There can also be drawbacks in doing business online, such as:
- some technical or web knowledge may be necessary
- software and hardware expenses
- risk of online scams and fraud.
Head over to the Why go online page? page on the Department of Communications website for more reasons why you should consider going online.
Know your IT before starting online
( that’s ‘information technology’.)
Learning how to use your computer and its software packages, as well as how to navigate the internet without getting lost, will let you run your online business much more smoothly.
Don’t be intimidated if you’re not a computer whiz there are plenty of information sessions and courses out there for you. Check out our IT training page to see what’s available.
Digital Business Kits
The digitalbusiness.gov.au website has teamed up with industry bodies to provide small to medium business with Digital Business Kits. The kits provide the tools and resources required to help businesses embrace the world of digital business
Need help when considering doing business online?
- Understand when a hobby becomes a business .
- Read our Home-based business topic for an overview of starting your own business from home.
- Visit your local business advisory service if you need more personalised advice. Head to our Advisory Services tool to find your closest service.
- Do you need financial help? As a small business or not-for profit organisation, you may be eligible for funding assistance or training opportunities to help grow online. Visit our Grants and Assistance tool.
- Learn more about managing finances, check out our information on Finance .
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Small Business Online Advertising: Discover the Best Way to Effectively Advertise Online #financing #a
Small Business Advertising
Small business online advertising can often be difficult for small businesses still getting on their feet. Small businesses looking for online advertising ideas have numerous options available to them. The best online advertising for one small business may very well be the worst form of online advertising for another.
One of the best and most profitable ways for small businesses to advertise online is through pay-per-click marketing (PPC), a branch of Search Engine Marketing (SEM). PPC continues to grow in popularity as an effective online advertising method because it serves as a relatively easy, cost-effective way to get your advertisements in front of a huge pool of potential customers using Google AdWords and other search engine marketing platforms to display your message.
WordStream has been featured in USA Today as an aid in helping small businesses use Google AdWords to their greatest advantage.
The article reports on the trend of Big search engine platforms (Google AdWords, Microsoft AdCenter, etc.) whose bottom lines depend on selling ads linked to search results .
These search engine platforms pour millions of dollars into initiatives to help small and medium sized advertisers make the leap to pay-per-click (PPC ) advertising. Unfortunately, many small business struggle to get a handle on PPC.
As WordStream’s founder Larry Kim notes, in USA Today article :
“It’s all too common for small advertisers to waste money on poorly executed campaigns. Typically, they don’t re-evaluate and they miss out on the opportunity to leverage a powerful marketing channel to grow their business.”
WordStream has been recognized as a key asset in producing high-performing PPC campaigns. Learn about how WordStream’s PPC Software and Traffic Express service can revolutionize how you advertise on Google and drive relevant, valuable traffic to your business while saving you time and money.
Small Business Advertising Tips. Using PPC
So what’s the “correct” way to use PPC as part of your small business advertising strategy? Implementing a few best online advertising practices will ensure that your small business succeeds with PPC. Here are some tips for effective small business advertising:
- Begin with solid keyword research. Keyword research is the core component of effective online marketing and using keywords in advertising. Make sure your research is data-driven.
- Organize and group your keywords. Keyword grouping allows for more strategic online marketing for both PPC and SEO campaigns.
- Commit to Advertising Online. To see continuous benefits, you should regularly test, update and improve your small business online marketing campaigns.
The best small business online advertisers continuously research and improve their keyword lists .
While small businesses can easily be overwhelmed by the intricacies of how to use Google AdWords. WordStream offers comprehensive online advertising services for small businesses wanting help with PPC online advertising.
Learn how WordStream, a leading online advertising company with unique PPC management solutions. can play a role in your search marketing strategy.
Marketing Strategies for Small Business
A small business marketing strategy can help you identify who your customers are, measure your company’s position compared to competitors, and track the performance of your marketing actions.
When marketing your small business online, ask yourself:
- What are your customers searching for online?
- How could you reach your targeted customers?
- Which online marketing techniques will help you increase traffic and differentiate your product from competitors?
Small Business Online Advertising Advice from WordStream
WordStream Advisor takes the headache out of pay-per-click advertising. With the 20-Minute PPC Work Week system, you can discover new opportunities, optimize your account, and adjust your ad spend to align with your paid search goals.
WordStream Advisor’s automated alerts will notify you of areas in which immediate action can be taken to yield better results, and make suggestions on which areas of your account can be improved. WordStream Advisor will allow you to:
- Discover new keywords
- Create logically organized ad groups
- Identify negative keywords that could be wasting your ad budget
- Improve your ad copy
- Create compelling, relevant landing pages
WordStream can help you achieve your pay-per-click advertising goals. To find out how, try our free AdWords Performance Grader Plus to assess the strength of your AdWords account, or get access to a free trial of WordStream Advisor and discover how much easier paid search can be.
Effective Small Business Advertising Solutions
Google AdWords is great at providing ways for you to spend money, but the vast array of features and data can be difficult to analyze. WordStream’s Ad Software for Google PPC helps you make sense of your AdWords account and control your spend. Discover AdWords success with our sophisticated tools for small business online marketing. helping you to:
- Build effective PPC campaigns from scratch
- Create new ad groups
- Expand your keyword opportunities
- Cut wasteful spending with negative keywords
- Analyze your search queries for insights
WordStream for PPC allows you to manage your budget efficiently and effectively. With more relevant ad groups, you can attract more customers. And with higher click-through rates. you’ll earn higher Quality Scores. which lowers your bid price and improves your rankings and visibility!
No Time for PPC? Leave It to the Experts
Our goal at WordStream is not just to help you attract more paid or organic traffic; we strive to help you generate more quality leads which you can cultivate to transform into sales. WordStream can provide you with tailored suggestions for your unique online advertising needs, proving personal attention without the high costs of hiring an online marketing agency .
As a small business advertiser, you have a lot of balls in the air. If you’re struggling to control costs and realize ROI from pay-per-click marketing. you may need a hand to break through the challenges you’ll encounter while creating and implementing your small business advertising plan.
WordStream can help! Our team of Google AdWords Certified professionals can guide you and show you the best way to market your small business online. We can teach you PPC, give your account a tune-up, or even take full control of your AdWords campaigns. making sure you get the maximum return on your PPC investment.
Wells Fargo Small Business – Online and Business Banking, Lending and Investing Services for
#small business banking
Wells Fargo Personal
- Next-day funding available for most transactions when funding to a Wells Fargo checking or savings account.
Brokerage products and services are offered through Wells Fargo Advisors. Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC. non-bank affiliates of Wells Fargo Company and is intended only for United States residents. WellsTrade ® is offered through Wells Fargo Advisors, LLC.
Wells Fargo Insurance, Inc. (Minneapolis, MN) is a licensed agency that represents — and is compensated by — the insurer based on the amount of insurance sold.
Investment and Insurance products:
- Are Not insured by the FDIC or any other federal government agency
- Are Not deposits of or guaranteed by a Bank
- May Lose Value
Deposit products offered by Wells Fargo Bank, N.A. Member FDIC.
Equal Housing Lender
© 1999 – 2016 Wells Fargo. All rights reserved. NMLSR ID 399801
#business cash advance
Merchant Cash Advances
What is a merchant cash advance?
When you receive a merchant cash advance, your business gains upfront working capital in exchange for a percentage of future credit card sales. Merchant cash advance companies frequently partner with card processing companies to hold back a percentage of sales revenue. A merchant cash advance is also sometimes referred to as a business cash advance.
How are merchant cash advances different from a business loan?
Merchant cash advances are not small business loans. You are selling future income in exchange for immediate access to working capital. Instead of collecting payments to cover the advance, the merchant will automatically deduct a set percentage of your credit card sales until they recover the advance. In contrast, other small business loans can be paid back using funds from other accounts, rather than being automatically withdrawn from your sales.
Because merchant cash advances are not loans, these agreements are not held to the same laws that regulate lenders, so interest rates can be upwards of 38%.
Is a merchant cash advance a good fit for my business?
Merchant cash advances offer benefits to small businesses, including payment schedule – you only pay back your advance when your business makes sales. If you have had strong sales but struggle with little or bad credit, a merchant cash advance may be a good option for your business.
Your business typically will not qualify for a merchant service cash advance if you have a prior bankruptcy on file, if your business has been in existence for less than one year or if you do not already have the ability to process credit card payments for your customers. This segment of the lending industry is not regulated, so it’s important to understand the costs up front.
While some small businesses may have turned to merchant cash advances in the past because they had few options to get the working capital they need, platform lenders like Kabbage are now a great option for small businesses.
Unlike merchant cash advances, an online loan from Kabbage provides ongoing access to funding. Take what you need, when you need, and only pay fees on the amount you use.
The biggest difference between Kabbage and merchant cash advance companies is the amount business owners pay and how rates are determined. Merchant cash advance companies typically base interest rate charges on the borrower’s credit rating – often with an APR equivalent of more than 38%.
Kabbage, however, looks at a variety of real-time business data – not just a credit score – to determine the financial health of each business. Based on this review, monthly loans fees between 1.5 and 12% are assessed. Kabbage customers can pay off loans early with no penalties and aren’t charged any fees on the remaining months.
Get the security of a business line of credit today
Qualify for a line up to $100,000 in minutes
Loans to suit your business
Refer a Business, Get $200
Help your friends grow their small businesses and earn a gift card! Find out more
Kabbage is powered by the Kabbage Platform. Visit the website
*Kabbage can approve you in minutes when we are able to automatically obtain your business data and instantly verify your bank account. In some situations errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding.
2016 Kabbage Inc. All rights reserved. Kabbage is a registered trademark of Kabbage, Inc.
All Kabbage business loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
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Online Business Communication Courses
Business communication skills are paramount in a world where businesses are digitally connected and communication is more instantaneous than ever before. With free, online business communications courses from ALISON, you will sharpen your business communications skills in courses such as Fundamentals of Business Writing, Managing Successful Team Meetings and other communications courses. For a deeper look at communications in business, a diploma-level Business Communication Skills course is offered.
Diploma in Business Communication Skills
The free online course Diploma in Business Communication Skills will help you develop effective communication skills for the workplace, from enhancing your professional writing techniques to improvin.
Business Communication – Fundamentals of Business Writing
The course Business Communication – Fundamentals of Business Writing introduces you to the theory and practice of writing in the modern business environment. In this free online course you will be in.
The Ultimate List: 50 Online Local Business Directories
As a local business, attracting new customers can be a major challenge. Quickly disappearing are the days when people go to the Yellow Pages to find local businesses. Today, people are turning to the internet as a way to find trusted business recommendations .
One way local businesses can get found is through inclusion in online directories. Adding a listing to these online directories is easy, but if you only list in a few, you’re really missing a huge opportunity to get found by online searchers .
Every individual directory that you submit to is another chance to get found online. so it’s important to make sure you’re listed in every directory possible. I have compiled a list of many popular local directories available on the internet. Filling out the forms over and over again can be a big pain, so here’s a link to an autofill add-on for Firefox that should help prevent carpal tunnel.
50 Online Local Business Directories/Listings for Local Marketing
Making sure that you have a presence everywhere your potential customers might find you is critical to any local marketing plan. Don’t wait! Add your local business to these directories today! Are there any local directories I missed? Let me know in the comments below!
Editor’s Note: This post was originally published in December 2012 and has been updated for accuracy.
Business Loans – Check Business Loan Interest Rate – Eligibility Online at HDFC Bank
- Features Benefits
- Fees Charges
- In – Principle loan eligibility in 1 Minute online and across all branches
- Convenience of contacting us through SMS, Webchat, Click2Talk, PhoneBanking and across all Branches
- Business Loan is also available on the basis of repayment of home loans, auto loans and credit cards.
- Loan Amount up to Rs. 15 Lakhs (Up to Rs. 40 Lakhs in selected locations).
- Flexible repayment options ranging from 12 – 36 Months.
- Credit Protect Insurance Plan:
We help you take care of your loved ones with a Credit Protect Plan to cover your loan at a nominal premium.*
In case of Natural / Accidental Death of the customer, the customer / nominee can avail of the Payment Protection Insurance (Credit Protect) which insures the principle outstanding on the loan up to a maximum of the loan amount.
We will charge a premium for this product, and the premium amount will be deducted from the loan amount at the time of disbursal. We will also charge service tax and applicable surcharge/cess at the rates notified by the government.
Secure your business loan with Credit Protect.
Key benefits of policy
- Protects the family by paying off the loan amount in case of death of the customer
- Life Coverage provides peace of Mind
- No need to use other savings to repay the loan
- Tax Benefits as per applicable laws
- One convenient package – loan + insurance
* Premium will be charged for Credit Protect will be deducted from the loan amount at the time of disbursal.
(* terms and conditions of the Insurers shall apply, Above product is offered by HDFC Life Ins Co.ltd)
Already have a Business Loan?
Reduce your EMI, transfer your existing Business Loan to us. Business Loan balance transfer offers special and exclusive benefits.
- Interest rate as low as 14.99* % on existing loan transfer.
- Processing fees as low as 0.99%
Now reduce your EMI burden with our balance transfer programme
Get details on eligibility criteria documents required for HDFC Bank Business Loan
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
- Minimum Turnover of Rs. 40 Lakhs.
- Years in business: Minimum of 3 years in current business and 5 years total business experience
- Business must be profit making for the last 2 years
- Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.
- Age of Applicant: Min 21 years Max. 65 years at the time of loan maturity.
Documents you will need to submit:
- PAN Card For Company /Firm/ individual.
- Proof of your identity: Copy of Aadhaar Card/Passport/Voter s ID card/driving license.
- Proof of your address: Copy of Aadhaar Card/Telephone bill/Electricity bill/Passport.
- Bank Statement (latest 6 months)
- Latest ITR along with computation of income, Balance sheet and Profit Loss a/c for the last 2 years. Financial should be CA Certified /Audited.
- Proof of continuation (ITR/Trade license /Establishment /Sales Tax certificate)
- Other Mandatory Documents (Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum Articles of Association (certified by Director) Board resolution (Original)
Loan at the sole discretion of HDFC Bank Ltd.
Enclosed below are HDFC Bank Business Loan Interest Rates Charges
We help you take care of your loved ones with a Credit Protect Plan to cover your loan at a nominal premium.*
#investing in stocks
About the Online Investing Page:
Many investors find it more efficient to trade and manage their portfolios online. This requires a fair amount of education and research. Through our Online Investing section, we offer investors everything from the basics to the latest financial tools.
Investor Resource of the Week
Analyst Info – This page shows graphical representations of a company’s Consensus Recommendation, Detailed Analyst Recommendation, 12 Month Price Target Range, Earnings Surprise, Momentum (4 Weeks), Detailed Estimates Submitted, Earnings Growth, Price/Earnings, Consensus Earnings Forecasts and PEG Ratio.
Online Investing Articles
- Diversification, Planners, and Brokers
Of course you want your investments to grow. Here are some tips on diversification, choosing a broker and choosing a financial planner.
Before you can invest for the future, you need to have money put aside for the present. Don’t be forced to liquidate some investments when an emergency arises. Build an emergency fund of three to six months’ living expenses, and you’ll be giving your online investments the best possible chance to grow. Read More
- Investing in Stock
Equities have been the road to wealth for many investors, but selecting the right ones for your portfolio is a difficult process. Chasing after the latest hot tip is no better than taping a newspaper stock page to a dartboard and throwing a dart. Take time to do some homework. This article is a good place to start in your search for unbiased advice for investing online. Read More
- Money Market Comparison Chart
This chart provides a quick comparison of rates on the three major types of money market accounts — taxable mutual funds, nontaxable mutual funds, and money market deposit accounts. Read More
Check out our list of high yielding money market accounts and money market mutual funds:
- Taxable Money Market Mutual Funds
- Non-Taxable Money Market Mutual Funds
- Money Market Accounts
- Margin Trading
It’s no secret that the advent of credit did wonders to beef up our modern economy, and the stock market has been no exception. While most new online investors buy stock through traditional cash accounts, there is another way. Read More
- Two Sides to Every Trade
One of the hardest concepts for a new investor to grasp is the idea that every single trade represents a difference in perception between you and whoever’s on the other side of the transaction. What do you know that the other guy doesn’t? Read More
- Analyze Mutual Fund and ETF Fees and Expenses
Fees and expenses can vary widely from fund to fund. Here�s a tool to help you compare how sales loads, fees, commissions, and other fund expenses can affect returns. Even small differences in expenses can make a big difference in your return over time. Read More
- How to Trade Options
Stock options are an incredibly versatile online investment flavor. Despite their reputation as an instrument for high-rollers, there are several conservative options strategies almost anyone can employ. Sophisticated investors find options can be highly profitable. Read More
- Test Your Financial Knowledge
Today, more than 84 million Americans and countless others around the world invest in the U.S. equities markets, some directly, others through pension plans, mutual funds, and other vehicles. The NASD recently surveyed investors to get an idea of what people know – and what people may not know – about investing. See how you stack up against other investors. Read More
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We have a favor to ask
With the implosion in full swing, should you even attempt entrepreneurship, let alone a new business launch in 2016?
My answer? Unquestionably yes.
In this article, I’ve suggested a few of the businesses I think are going to be hot in 2016. While tech may be on the decline, the world always has room for sizzling hot, innovative products and services.
Here’s how you can own a piece of the action.
One of the latest and most intriguing disruptions has happened in the dating scene. A person’s love life is a personal thing, but that hasn’t kept Tinder users from sharing secrets and meeting new people.
Need some more ideas? Some people offer consulting–I’ll tell you how to get that guy! Some people make apps–dating coaching services or other information products.
People go crazy when it comes to romance. The love industry is open for business.
2. Marketing Consultancy
There are plenty of people with a vision and some hustle who want to start a business. What many of those people lack is marketing savvy.
Today’s digital marketing world is vast and complicated. It’s also a gateway to success. Between the intricacies of social media velocity and the mysteries of growth hacking, business owners have no clue where to start.
How can you help them? Tell them exactly where to go and how to do it. These wannabe startups don’t lack in drive and determination; they just need someone to consult with who will show them how to do marketing right.
3. Delivery Options
Listen in on any boardroom strategy session (Google, Amazon, Walmart), and you’ll probably hear people griping about delivering products.
Whether it’s hot coffee or that widget you ordered on Amazon, delivery is becoming an on-demand service.
Startups in this space are having a hard time working both sides of the aisle: recipient and provider. The delivery scheme is ripe for disruption. Someone needs to come in and shake off the shackles of the transportation stalwarts and the entrenched courier services.
Drones will undoubtedly make a difference. so harness the potential and develop a lasting solution.
4. 3D Printing
3D printing design and innovation is swinging upward and growing in popularity. Most of us don’t have a 3D printer sitting on our desktops right now, but many predict that’s where we’re headed.
If that’s the case, now is the time to jump in on the action. You can sell 3D blueprints, plans, delivery, fulfillment, and other related services.
Self-published books are a known business idea. Increasingly, however, people want to listen to books.
Amazon’s Audible has already made a killing off this service. It is gradually becoming a leader in this space. However, there is still room for other startups to get in on the action. Narration services, print-to-audio services, consulting businesses, and other methods of producing audiobooks are great options to explore in 2016.
6. Educational Products
People have always been willing to pay for education. Take university education as an example. A public four-year college costs around $20,000, and a private college can fetch a price tag of $50,000 per year.
In spite of the shockingly high prices, people are willing to shell out the money, year after year. Why? Because a college education is worth it.
Well, most of the time it is; some disagree, and with recent innovations in the education space, the traditional college model is being dismantled or downright disrupted.
Behind this disruption are startups like Udemy and Teachable, all of which allow people to share their knowledge and profit from it.
You don’t need a platform to sell your knowledge. You can self-publish a book, create a video coaching session, or teach others how to make money.
Entrepreneurs Justin and Tara Williams learned how to make millions flipping houses. They turned around, created an online course, and are now making even more by telling others how to do the same.
Even a guy like James Swanwick was willing to shelve his promising career as an ESPN anchor to tell people how to quit alcohol. People pay $67 a month to learn from James’s videos and be part of his closed Facebook group.
People will pay to learn a new skill, shape their lifestyle, make new money, impress friends with their knowledge, and change their life in substantial ways.
If you have something to offer, then start teaching.
7. Content-based Websites
I’ve been experimenting with content-based sites for a long time, and recently, I’ve nurtured several small blogs into big-time businesses. The effort required to produce such a blog is pretty significant, but the passive payoff is huge.
As long as you know a thing or two about SEO and content marketing. you can still make a splash in this space.
Great content is your service, and affiliate links and ad space are the revenue. The model has worked for a long time, and it continues to be effective as people rely on the Internet as their primary information source.
This list hardly scratches the surface because the possibilities are bountiful for 2016. They are real, tangible, and ready for the taking.
I’m excited to explore several new business opportunities in 2016. What are you going to try?
The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.