Tag: of

Advantages and disadvantages of franchising your business #business #cards #templates


#franchising your business

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Franchise your business

Advantages and disadvantages of franchising your business

Franchising is an excellent way of expanding a business that is already successful. However you should be aware that franchising is not suitable for every business. Understanding the advantages and disadvantages of franchising will enable you to decide if franchising is a suitable option for your business expansion.

Advantages of franchising your business

  • Grow your business – franchising your business can be a cost-effective way to grow your business. You will not have to cover the cost of investing in new premises or staff. Additional sales lead to additional profit and if you retain this in the business, in the long-term, you should have a saleable asset for your future.
  • Costs – each franchisee finances their own franchise outlet. While the franchisee meets all the costs and collects the income, you receive franchise fees and royalties or a mark-up on products sold by the franchisee.
  • Easier management – the franchisees also run their businesses therefore reducing the management demands placed on you. The best franchisees will be highly motivated and have local expertise, making your life much easier.
  • Develop your brand – the more franchisees you have the better known your brand becomes. Your brand benefits from the capital investment of the franchisee.
  • Motivated franchisees – franchisees are likely to be more motivated than a manager as they have a vested interest in the success of their business and therefore the success of your brand.
  • Purchasing power – a larger business is more secure and additional turnover and profit can provide access to better deals for office equipment, vehicles and other business purchases.
  • Ideas for future success – franchisees can contribute fresh ideas for the future success of the brand maybe outlining opportunities that you might not have identified otherwise.
  • Support from others – being a business owner can be isolating so having a franchise network can offer support and advice.

Disadvantages of franchising your business

  • Not a fix for a failing business – franchising is not a solution to provide injections of capital from other people when a business is in difficulty. You should only go down the franchise route if you already have a successful business up and running.
  • Costs – franchising your business will involve significant financial investment at the outset in order to get a successful franchise model in place for future growth of the business including investment in preparing legal documents, operations manuals, marketing materials and recruitment.
  • Time – franchising will take a lot of time investment especially when initially setting up the franchise model. You will also have to take the time to ensure you attract the right franchisees and control what they do.
  • Training and support – you will have to develop and deliver a suite of training and support for your franchisees to successfully sell your brand. Businesses need to have systems and procedures in place that can be copied by most people to run a successful business.

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Best Credit Cards for Small Business of 2015 #business #to #business


#small business cards

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Best Credit Cards for Small Businesses

Francesco CorticchiA & Mdash;Getty Images

See this year’s top picks for budding entrepreneurs and established owners.

MONEY and NerdWallet have picked the best credit cards in five different categories: cash back. borrowing. travel rewards. student. and small business cards. Most of our picks assume you are using cards strategically to maximize rewards, and paying off your bill each month to avoid fees and finance charges. MONEY also went one step further this year to add an easy choice the best no-muss, no-fuss, no-annual-fee option.

Easy Choice: Capital One Spark Cash Select for Business

  • APR: 0% on purchases for nine months; then 13% to 21%
  • Annual fee: $0
  • Sign-up bonus: $200 after spending $3,000
  • Rewards: 1.5% cash back on all purchases
  • Why it s a winner: For stable, successful small businesses, Spark is an all-around winner, with no annual fee and cash back on every dollar spent. If your firm s outlay is $5,000 a month, for instance, you ll clear $2,000 back in two years, factoring in the $200 sign-up bonus. Add employee cards for free to boost your rewards.
  • Caveat: If your business maintains revolving balances, find a card with a lower financing rate.

Best for Borrowing: U.S. Bank Business Edge Platinum

  • APR: 0% on purchases and balance transfers for the first year; 10% to 18% after that
  • Annual fee: $0
  • Why it s a winner: The U.S. Bank Business Edge Platinum is ideal for bootstrapping startups, debt-carrying small enterprises, and other small-business owners for whom borrowing costs are paramount. It offers the lowest APR without incurring an annual fee. You also get a year s worth of runway to pay off big purchases or tide you over until cash flow picks up.
  • Caveat: With no rewards or sign-up bonus, this no-frills card is really only for businesses with ongoing debt.

See all of MONEY s picks:

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Province of Manitoba #business #help


#business help

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Find a variety of business resources by using the search below, or use the links to the left to help start or grow your business.

Starting Smart

Need help finding the on-ramp for the road to success? Here are some excellent vehicles to help fuel your business drive:

Prime Services

Entrepreneurship Manitoba
Offers a range of services to businesses and entrepreneurs at every stage of the business life cycle, including business name and corporate registration, general business counselling, financial assistance programs, online tools and resources, as well as workshops and seminars.

Manitoba Business Gateways
Provides single-window access and referrals to a wide array of business and employment information and services including business starts, licences and permits, financial programs, business planning, recruiting, training and managing employees, business expansion and growth, exporting and more.

Companies Office
Get on-line information and forms about registering your business and corporation.

One Business, One Number
To simplify business dealings with government, Manitoba has adopted the Business Number (BN) to replace the multiple numbers currently used to identify the same business.

Growing Opportunities – Rural Communities
Find out about the programs available for rural and northern economic development.

Workers Compensation Board
The workers compensation system is a mutual injury and disability insurance system for workers and employers, paid for by employers. Report claims and accidents, and request clearances on-line.

Employment Manitoba Centres
Employment Manitoba addresses current and future labour market needs through partnerships with community, industry and employer groups.

Employment Standards
Manitoba s Employment Standards Branch helps employees and employers define and protect their rights and responsibilities in the workplace.

SAFE Work Manitoba
One stop shop for programs that can help you make your workplace a safer one.

Business Start Programs

Starting a Small Business in Manitoba
Entrepreneurship provides a range of programs and services to help you start your small business.

Manitoba Business Start Program
Offers training and loan guarantees for starting a new business in Manitoba. The links contains a program description, terms and conditions, eligibility criteria and applications.

Tools

Manitoba Marketing Network
Provides business mentoring services to qualifying Manitoba small businesses.

BizPaL
An online, one-stop service for entrepreneurs that simplifies the process of finding information on business permits and licences from all levels of government.

BizPaS Directory
Easy to use online directory of programs and services for business.

TAXcess
Convenient and secure online access to your tax accounts.


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List of Business Social Networks for Professionals #small #business #owners


#business networking sites

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Business Social Networks

Updated March 25, 2016.

Business social networks can provide the cornerstone to recruiting efforts for a company and can be a great asset to the hungry professional hoping to leverage their business contacts in order to improve their job. Focused on business, these social networks provides the tools needed to reach out and make business connections, find new jobs, or find specialized job seekers.

Whether you are looking for a promotion or looking for new opportunities, social business networking can be just the thing to advance your career. Business social networks are also a boon to recruiters looking to fill urgent vacancies.

CompanyLoop

Image of Company Loop.

CompanyLoop is a business social network aimed at workers in the same company. By restricting access to only co-workers, CompanyLoop allows you to connect with your fellow employees and share knowledge specific to your business. Not only can you stay up to date with your co-workers, you can find the people you need to get your tasks done faster. More

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DoMyStuff

Image of DoMyStuff.

DoMyStuff is a social network designed to connect people who want stuff done to people who will do it. DoMyStuff allows everything from household chores to business tasks to be outsourced to thousands of assistants bidding on the jobs. An alternative to hiring a temp agency to fill short-term needs, DoMyStuff is also a good site for people looking to do odd jobs. More

DOOSTANG

Image of DOOSTANG.

DOOSTANG is a business social network marketing itself as an exclusive career community for top young professionals. To become a member, you must either be at a company that is hiring or have an invite from a current member. While the idea is to raise the level of talent in the job seeker pool, whether this is actually true is open for debate. More

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Fast Pitch

Image of Fast Pitch.

Fast Pitch connects enterprising professionals to other professionals and is a great way for job seekers to become involved with potentially their next boss. It also provides tools for businesses to market themselves and helps drive traffic to the business website. In this way, it is a great business social network for entrepreneurs. More

Konnects

Image of Konnects.

Konnects is a business social network aimed at the young professional who wants to start building a network of contacts. It is also geared toward the new business looking to start their own community and offers the tools needed to promote the business. More

LinkedIn

Image of LinkedIn.

LinkedIn is the most popular business social network and one of the most recognizable social networks in the world. Focused on helping professionals maintain their list of connections, LinkedIn also provides invaluable information on companies and is a great resource for job seekers and for filling job vacancies. More

PairUp

Image of PairUp.

PairUp takes a step away from the standard business social network by focusing on the frequent business travel. Providing the tools to share travel plans and alert colleagues that you are arriving in town, PairUp is a great resource to cope with changing itineraries. More

Ryze

Founded in late 2001, Ryze was one of the first social networking websites. With the ability to set up company networks, Ryze is a great destination for businesses wanting to get more done on the web. It is also great for professionals who want to create their own business networks and connect with other professionals. More

Spoke

Spoke is a business social network that specializes on the recruiting aspects of social networks. Unlike many other social networks for professionals, Spoke is an open-ended network that allows businesses to search through the database and tailor their recruiting efforts to a specialized audience. More

XING

XING is one of the oldest business-oriented social networks. With over six million professionals using the service every day and conducting business in 16 different languages, XING is a world leader in business networking. An excellent site for keeping track of your business contacts, XING can also help employers fill job vacancies and help young professionals land their fist big job. More


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Two Types of Investments in a Small Business #financing #a #business


#business investment

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The Two Types of Investments You Can Make In a Small Business

Equity and Debt Are The Choices on the Small Business Investment Menu

When you make a small business investment, you have two choices: Do you take equity (an ownership stake) or debt (lend money in exchange for interest income and future repayment)? Both have their own advantages and disadvantages. Betsie Van Der Meer/Taxi/Getty Images

Updated August 22, 2016

Investing in a small business has always been, is currently, and most likely always will be one of the most popular ways individuals and families begin the journey to financial independence ; a way to create, nurture, and grow an asset that, when intelligently run under the right conditions, throws off surplus cash to provide not only a good standard of living, but to fund other investments. Still, it isn t uncommon, at least in nations with an entrepreneurial history such as the United States, for a small business owner to have never owned a publicly traded share of stock or a mutual fund. opting, instead, to put everything into their own restaurant, dry cleaning business, or sporting goods store.

Frequently, this small business grows to represent the most important financial resource the family owns, other than their primary residence.

In today s economic and political climate, these types of small business investments are often structured as either a limited liability company or a limited partnership. with the former being the most popular due to the fact it combines many of the best attributes of corporations and partnerships. In years past, sole proprietorships or general partnerships were more popular, which provide no protection for the owners personal assets outside of the company.

Whether you are considering investing in a small business by founding one from scratch or buying into an existing company, there are typically only two types of positions you can take: 1.) Equity, or 2.) Debt. Though there may be countless variations, all investments come back to those two foundations.

Equity Investments in Small Businesses

When you make an equity investment in a small business. you are buying an ownership stake. Equity investors provide capital, almost always in the form of cash, in exchange for a percentage of the profits and losses. The business can use this cash for a variety of things, including funding capital expenditures to expand, reducing debt, buying out other owners, building liquidity, or hiring new employees.

In some cases, the percentage of the business the investor receives is proportional to the total capital he or she provides. For example, if you kick in $100,000 in cash and other investors kick in $900,000, totaling $1,000,000, you might expect 10% of any profits or losses because you provided 1/10th of the total money. In other cases, especially when dealing with an established business or one put together by a key manager, this would not be the case. Consider the investment partnerships Warren Buffett ran in his 20 s and 30 s. He had limited partners contribute nearly all of the capital, but profits were split 75% to limited partners, in proportion to their overall share of the capital, and 25% to him as the general partner, despite having put up very little of his own money. The limited partners were fine with this arrangement because Buffett was providing expertise.

An equity investment in a small business can result in the biggest gains, as well as the most risk. If expenses run higher than sales, the losses get assigned to you.

A bad quarter, or year, and you might see the company fail or even go bankrupt. However, if things go well, your returns can be enormous. Virtually all of the research on millionaires in the United States shows that the single biggest classification of millionaires are self-made business owners. If you want to rank among the top 1% of wealth. owning a profitable business in a niche market that churns out dividends each year is your best chance, statistically.

Debt Investments in Small Businesses

When you make a debt investment in a small business, you loan it money in exchange for the promise of interest income and eventual repayment of the principal. Debt capital is most often provided either in the form of direct loans with regular amortization or the purchase of bonds issued by the business. which provide semi-annual interest payments mailed to the bondholder.

The biggest advantage of debt is that it has a privileged place in the capitalization structure. That means if the company goes bust, the debt has priority over the stockholders (the equity investors). Generally speaking, the highest level of debt is a first mortgage secured bond that has a lien on a specific piece of valuable property or an asset, such as a brand name. For example, if you loan money to an ice cream shop and are given a lien on the real estate and building, you can foreclose upon it in the event the company implodes. It may take time, effort, and money, but you should be able to recover whatever net proceeds you can get from the sale of the underlying property that you confiscate. The lowest level of debt is known as a debenture, which is a debt not secured by any specific asset but, rather, but the company s good name and credit.

Which Is Better: An Equity Investment or a Debt Investment?

There is no simple answer to this question. If you had been an early investor in McDonald s and bought equity, you d be rich. If you had bought bonds, making a debt investment, you would have earned a decent, but by no means spectacular, return on your money. On the other hand, if you buy into a business that fails, your best chance to escape unscathed is to own the debt, not the equity.

All of this is complicated by an observation that famed value investor Benjamin Graham made in his seminal work, Security Analysis. Namely, that equity in a business that is debt-free cannot pose any greater risk than a debt investment in the same firm because, in both cases, the person would be first in line in the capitalization structure.

The Preferred Equity Debt Hybrid

Sometimes, small business investments straddle the ground between equity investments and debt investments, modeling preferred stock. Far from offering the best of both worlds, preferred stock seems to combine the worst features of both equity and debt; namely, the limited upside potential of debt, with the lower capitalization rank of equity. There are always exceptions to the rule.


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13 BEST BUSINESSES IN EUROPE NAMED OUT OF 24, 000 #business #research


#business awards

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13 BEST BUSINESSES IN EUROPE NAMED OUT OF 24,000

13 BEST BUSINESSES IN EUROPE NAMED OUT OF 24,000 WINNERS OF 2014/15 EUROPEAN BUSINESS AWARDS PROGRAMME CROWNED AT GALA EVENT IN LONDON

LONDON: EUROPE s best businesses are celebrating after being named winners in the 2014/15 European Business Awards, sponsored by RSM, at an exclusive awards ceremony in London last night attended by leading business leaders, politicians, ambassadors and academics from across Europe.

The winning businesses have achieved their success after 16 months in the largest, and one of the toughest, business competitions in Europe, which this year attracted over 24,000 businesses and generated over 170,000 votes from the public.

Business VIPs presented trophies to the 11 category winners of the competition, as well as the European Public Champion , and the recipient of a Lifetime Achievement Award.

Adrian Tripp, CEO of the European Business Awards, added: These brilliant businesses are the best of the best. They are adapting, innovating, achieving financial success and creating strong growth opportunities. Together they are forging a stronger business community in Europe and creating a better future for us all.

Jean Stephens, CEO of RSM, the 7th largest network of independent audit, tax and advisory firms, said: “The calibre of this year s competition finalists is outstanding. The extraordinary entrepreneurialism, innovation and business success demonstrated by the Ruban D Honneurs and the overall category winners shows how much can be achieved in challenging market conditions. At RSM, we believe it is important to champion business excellence as successful and thriving companies are an integral force in driving growth and stimulating economies. All those involved are a credit to their country and we wish them every success for the future.

The 11 category winners went through a process of written submissions, video entry judging and face-to-face interviews, and were shortlisted as one of 709 National Champions and 110 Ruban d Honneur recipients before reaching the final. In the 2014/15 competition, all EU member markets were represented plus Turkey, Norway, Switzerland, Serbia and the Former Yugoslav Republic of Macedonia. The combined revenue of the entrants exceeded 1.5 trillion, and together they generated profits of over 60 billion and employ over 2.5 million people.

Supported since their inception by lead sponsor and promoter RSM International, the European Business Awards is now in its 9th year and its primary purpose is to support the development of a stronger and more successful business community throughout Europe.

For further information about the European Business Awards, its winners and RSM please go to www.businessawardseurope.com or www.rsmi.com.

The RSM Entrepreneur of the Year Award – BMZ Germany

The UKTI Award for Innovation – ALMAC GROUP UK

The ELITE Award for Growth Strategy of the Year – ANTARES VISION Italy

The Award for Environmental Corporate Sustainability – SAMHALL Sweden

The Award for Customer Focus – NOTTINGHAM CITY TRANSPORT UK

The Employer of the Year Award – MERCEDES-BENZ FINANCIAL SERVICES TURKEY Turkey

The Import/Export Award – AUSA Spain

The Business of the Year Award [turnover 0-25m] – DOK-ING Croatia

The Business of the Year Award [turnover 26-150m] – CLINIGEN GROUP UK

The Business of the Year Award [turnover 150m+] – TOMRA SYSTEMS ASA Norway

The European Public Champion – UTILITY WAREHOUSE UK

The Chairman s Selection Award – BARON DE LEY Spain

The Lifetime Achievement Award – SIR JOHN MADEJSKI UK ENDS

For further press information, please contact:

About the European Business Awards:

The European Business Awards primary purpose is to support the development of a stronger and more successful business community throughout Europe. For all of the citizens of Europe, our prosperity, social and healthcare systems are reliant on businesses creating an even stronger, more innovative, successful, international and ethical business community – one that forms the beating heart of an increasingly globalised economy.

The European Business Awards programme serves the European business community in three ways:

It celebrates and endorses individuals and organisations success

It provides and promotes examples of excellence for the business community to aspire to

It engages with the European business community to create debate on key issues

The European Business Awards is now in its 9th year. It attracted over 24,000 businesses to the competition last year and in the public vote generated over 170,000 votes from across Europe. www.businessawardseurope.com.

About RSM International

RSM is the 7th largest network of independent audit, tax and advisory firms, encompassing over 112 countries, 700 offices and 37,400 people internationally. The network s total fee income is US$4.4 billion. RSM is the 6th largest provider of tax services and audit and accounting services worldwide.

RSM is the lead sponsor and corporate champion of the European Business Awards promoting commercial excellence and recognition of entrepreneurial brilliance.

RSM is a member of the Forum of Firms. The objective of the Forum of Firms is to promote consistent and high quality standards of financial and auditing practices worldwide.

RSM is the brand used by a network of independent accounting and advisory firms each of which practices in its own right. RSM International Limited does not itself provide any accounting and advisory services. Member firms are driven by a common vision of providing high quality professional services, both in their domestic markets and in serving the international professional service needs of their client base. www.rsmi.com

About UK Trade Investment:

UKTI works with UK based businesses to ensure their success in international markets through exports and encourages and supports overseas companies to look at the UK as the best place to set up or expand their business. www.gov.uk/ukti

ELITE is an integrated service designed to help SMEs prepare and structure for the next stage of growth through access to long term financing opportunities.

ELITE targets SMEs with a sound business model, clear growth strategy and a desire to obtain funding in the near future.

ELITE offers an innovative approach, including a training programme, a working zone supported by a tutorship model and direct access to the financial community through dedicated digital community facilities. It is capital neutral to any financing opportunity, providing access to Private Equity and Venture Capital Funds, debt products, etc. ELITE was successfully launched in Italy in 2012 and in the UK in 2014. It now accounts for more than 200 companies of different sizes and sectors, more than 150 partners and more than 70 long term investors. It is a European platform deeply rooted in each domestic market, through partnership with local institutions combined with the opportunity to access international support and advice.

It will be a community of excellence: companies, advisors, investors and stakeholders with an interest in supporting SMEs. The larger the community, the wider the range of business and growth opportunities offered to ELITE members.

About PR Newswire

PR Newswire is the leading global provider of PR and corporate communications tools that enable clients to distribute news and rich content. We distribute our client s content across traditional, digital and social media channels in real time with fully actionable reporting and monitoring.

Combining the world s largest multi-channel, multi-cultural content distribution and optimisation network with comprehensive workflow tools and platforms, PR Newswire enables the world s enterprises to engage opportunity everywhere it exists. PR Newswire serves tens of thousands of clients from offices in Europe, Middle East, Africa, the Americas and the Asia-Pacific region, and is a UBM plc company.

For more information on PR Newswire please visit www.prnewswire.co.uk

Our Media Partners


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How to Read Your Boss – The University of Nottingham #internet #business #opportunities


#business courses online

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How to Read Your Boss

0:13 Skip to 0 minutes and 13 seconds Welcome to the University of Nottingham. I’m Louise Mullany, a professional communications specialist from the Centre for Research and Applied Linguistics. This is How to Read Your Boss. Do you find conversations with some colleagues more difficult than others? Do you ever come out of meetings feeling that you’ve been misunderstood, or that you haven’t been given the time you wanted to express your ideas? Do you ever find it hard to explain yourself to your boss or with others at a more senior level than you? Do you find yourself ever wondering what your boss is actually asking you to do? If you answered yes to any of these questions, then this course is definitely for you.

0:55 Skip to 0 minutes and 55 seconds Along with colleagues, I’ve spent the last 15 years investigating communication styles in a wide range of workplaces, from small to medium sized enterprises right through to large multinationals. How to Read Your Boss draws upon the findings of this research. The course will provide a basic introduction to a sample of linguistic toolkits to help you produce a quick and effective analysis of your own and others’ talk. You will also have a suite of different strategies to draw upon, which can enhance your persuasive presence and impact in the future. This course is unique, as it is based upon the analysis of authentic business conversations that have actually taken place.

1:37 Skip to 1 minute and 37 seconds How to Read Your Boss provides access to cutting edge academic knowledge and practical activities based on how people really talk at work. I hope that you will take the opportunity to join us, and discover how linguistics can help you read both yourself and your boss.

About the course

Think about the conversations you have had in your workplace over the past few months. Do you come out of business meetings wishing you had said something differently, or felt misunderstood? Do you have difficulty talking to people more senior than you? What about when talking with other colleagues? ‘How to read your boss’ introduces you to the world of business communication through linguistics.

The course presents a set of ‘linguistic toolkits’ which you can use to create a linguistic profile of yourself and others, including your boss. It is designed for you to assess the effectiveness of the communication styles you use and identify the type of communications culture where you work. It will offer alternative strategies for future business talk. It aims to encourage you to become more reflexive and self-conscious language users when communicating at work.

How to Read Your Boss is the second in a series of ‘How to read…’ courses which will be presented by applied linguists, discourse analysts and literary critics at The University of Nottingham.

How to Read Your Boss will be useful for anyone working within businesses/organisations in the public, private or third sector, including managers and those with leadership responsibility.

Educators


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Booth School of Business #business #cash #advance


#top business schools

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University of Chicago

Profile

Founded in 1898, Booth is one of the oldest schools in the United States. Seven Booth faculty members and alums have won the Nobel Prize in economics since 1982. The curriculum has only one required course — Leadership Effectiveness and Development. It was among the first experiential leadership development programs at a major business school and lets students benchmark themselves with respect to critical aspects of leadership – working in teams, influencing others, conflict management, interpersonal communication, and presentation skills. Among the class of 2014 seeking employment 97.2% accepted a job within 3 months of graduation, second only to Dartmouth’s Tuck. More »

What Alumni Are Saying
  • At Chicago you get out of the program what you put into it. I truly believe they have the best faculty in the world and foster an environment which emphasizes both leadership and technical skills. There are tracks you can choose that require less work, but if you really want to test yourself and see how good you can become, then this is a great program.
  • Not only did Booth provide the financial education that everyone expects, it provided a surprising amount of leadership and teamwork experience that has been even more critical to my success in the financial world.
  • Booth really taught me the fundamentals well. My job profiles, responsibilities, etc. change constantly. The things I learned at Booth guide me on how to navigate complexities.
  • Booth required me to embark on a rigorous intellectual endeavor that stretched the limits of my mind. The true academic nature of the Booth MBA changed the way I address and interpret data, which has made me a much better investor and boss.
    More on Forbes

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    Researchers at the University of Chicago Booth School of read

    Peter Thiel is rather mystified about technological progress. There’s rather less of it going on than people seem to think: and he’s been at the heart of Silicon Valley so probably does know something about how much is going on. Sadly, Thiel is wrong on this point. There really is no great mystery about productivity improvement and technological read

    In Fiscal Year 2014, five years past the end of the Great Recession, only 39% of state and local governments made their full pension contributions, according to the Public Plans Database. Public employee pensions acknowledge funding shortfalls of roughly $1 trillion. But economists – in a poll commissioned by the University of Chicago’s Booth read

    The first in a series in which an Opportunity Youth shares her voice and perspective on what she brings to an employer.

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    It’s not you, it’s your goal-setting approach. Learn how to find the money planning method that’s right for you. read

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    If your parents don’t claim you, you’re on your own, right? The quick answer from FAFSA: No. read

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    Jill Stein, a medical doctor and environmental health activist from Massachusetts, is the Green Party candidate for president. She also ran under the Green banner in 2012, when she got 0.36% of the vote after getting on the ballot in 37 states. Her positions on education are right in line with Democratic contender Hillary Clinton and the read

    Students at Godley Elementary School in Texas no longer have to say their dog ate their homework… because they won’t have any for the whole school year! Second-grade teacher Brady Young sent a letter out to parents explaining homework from her classroom will only consist of work their children didn’t finish during the school day. “Research has read

    Episode 5 of The Limit Does Not Exist takes us inside the American Museum of Natural History, where we sit down with Assistant Curator of Herpetology Dr. Frank Burbrink. (Herpetology = study of amphibians and reptiles.) Trust us, it was definitely as cool as it sounds.

    Burbrink is obsessed with snakes. He studies them in read

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    Co-authored by Cassius Johnson and Jonathan Hasak

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    During most of the 20th century, the American Dream promised our nation’s youth that if they worked hard and got a college degree they would get a read


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  • Business Plan Templates – Free Sample and Example of every Template #sba #grants


    #free business plan

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    By department

    Business Plan Templates

    Your business plan is probably the most important thing your startup can work on creating and updating, especially in the first five years. It helps you and your team stay focused on results and then helps you guys persuade potential investors and advisors of how awesome your business is. That’s why we’re offering you free business plan templates to help you automate the process and to focus on the parts that count, not the formatting, copy-pasting and legal mumbo jumbo.

    Remember, the most important part of your is presenting your team as an experienced, cohesive group of entrepreneurs that is more than capable of building a business that’s successful in the long-term. Include examples of how you have each of you has experience managing a team, finances, marketing and/or sales. Feel free to put a face with the name by adding headshots and prove that experience by including LinkedIn profiles and add CVs or resumes to the addendum.

    Next, once they are convinced with your team, potential investors are going to want to take a long hard look at your financial plan. Each template includes spreadsheet samples with automatic formulas and examples each of: a Cash Flow spreadsheet, a Break-Even Analysis Spreadsheet, and a Profits and Loss Analysis with Graph. Each sample was developed by lawyers who have written business plans for successful entrepreneurs. And we had an awesome economist design these easy-to-complete financial plans.

    Smart Document Automation for Sales

    Claim your 14-day free trial. No credit card required!

    Any early stage startup could use this subscription agreement template as a free sample to outline the agreement in which investors offer payment for equity and shares in your budding business.

    This free budget proposal template is perfect for both a small business or a nonprofit to outline funds used for investors and donors.

    We offer you the steps and the tools to create a fantastic business plan. Attract investors with this sleek and free startup business plan template.

    Think you have the solution for local tourism? Kick off your hotels empire with this free hotel business plan template to assure investors and guests.

    You’re ready to go out on your own to share your fabulous breads and pastries with the world. This free bakery business plan template is just what you need to get going.

    Looking for investors and permits for your new cafe? Use this free Coffee Shop Business Plan Template to get all your cups in a row.

    Always dreamed of starting a restaurant? This free restaurant business plan template is your first step in making your dream a legal, planned reality.

    This free grant proposal template not only helps you put your most professional foot forward, it offers you loads of tips to make your project shine.

    Your potential investors are spending the most time reading one part of your business plan. Use this executive summary template to make your business idea shine.

    Use this free financial funding proposal template to present your organization as responsible and worthy of funding.

    This business plan template is a great tool for your startup to customize to reflect your strong qualifications, experienced team, and marketable business idea.

    You’re finally ready to open your own salon. This salon business plan template and tips will help guide you how to present your salon as a sound investment.


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    Small Business Resources – Greater Flagstaff Chamber of Commerce #small #businesses


    #small business resources

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    Small Business Resources

    The Greater Flagstaff Chamber of Commerce provides numerous business support services and acts as a conduit for business and business service providers. See below for information regarding our business partners and the local, state and national based small business support organizations.

    Visit our other economic development, divisions and initiatives for more information about how the Chamber can help you.

    Below is a list of helpful links for small businesses to use as a resource.

    flagstaffprospector.com: Provides demographic information on the City of Flagstaff and Coconino County. Includes information on consumer expenditures, types of existing businesses, and workforce information. Search engine for commercial property for lease or sale by size and type.

    AZ Department of Commerce

    azcommerce.com/programs-and-services/small-business-services/: Provides small business services including online resource guides and checklist, information on business licensing, statewide resources, certification programs, commerce incentive programs and education programs.

    AZ Department of Revenue

    aztaxes.gov. Arizona business license links, business tax description codes, and Arizona Department of Revenue links.

    Arizona Small Business Association

    asba.com. Offers workshops and seminars for every stage of business growth, from infancy to second-stage and beyond. For a fee membership, business owners and entrepreneurs get to access education, technology and B2B marketing opportunities and free, applications that are not available to non-members.

    Arizona Small Business Development Center Network

    azsbdc.net. AZSBDC is an innovative partnership between the state’s ten community college districts and the U.S. Small Business Administration. The network is the largest and most accessible source of assistance to Arizona businesses with fewer than 200 employees. Helps businesses address challenges to help them reach their full potential. 13 centers throughout the state.

    Coconino Small Business Development Center

    coconinosbdc.com. Has assisted more than 100,000 small businesses in the last 15 years. Offers confidential business counseling, training seminars and customized training.


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