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Common Types of Fairies – Real Fairies, types of business.#Types #of #business


types of business

Types of businessBelow, we ve listed some of the more common types of fairies that people are likely to encounter but this is by no means an all inclusive list. Most of the residents of the fairy realm will fall into one of three categories, neutral fairies, the Seelie, and the Unseelie. The neutral fairies are just that, neither aligned with the good or bad. This may be an oversimplification but the Seelie are generally considered to be the light (mainly positive) fairies while the Unseelie are quite the opposite.

1) The well known Pixie This small, winged fairy has a human-type form and at its tallest is only 6” tall. Pixies are quite attracted to small children, Types of businesslaughter, and happiness. They love gardens (especially Heather) and other flowering plants. Like hummingbirds, they are known to sip nectar from flowers like Honeysuckle. Fun loving, carefree and prankish, they often take household items from humans only to return them later when they’ve had their fun. They are more spontaneous and active than their larger fairy counterparts and generally have a shorter attention span. They are very social beings and live in a monarchy under a king or queen.

2) Trooping Fairies These fairies are generally the same size as pixies (6” Types of businesstall) but have no wings. They are known as trooping fairies because they travel together in long processions. The males often wear green jackets and they tend live near the woods where there is a lot of underbrush. They are also known to inhabit trees often referred to by humans as a “fairy tree.” Trooping fairies can be larger or smaller than 6” and can be friendly or sinister.

3) Brownies At 4.5” tall , they are a bit smaller than pixies Types of businessand trooping fairies. Brownies wear brown clothing, are very meticulous and tend to have a darker brown skin color. They have no wings but are quite capable of getting to high places by each one climbing on to the other to boost each other up. These intelligent and good natured fairies originated in Scotland and are known as household fairies, meaning they reside within the home and often do chores to help out a deserving human family in exchange for food and other offerings. They are nocturnal.

4) Fauns A creature of the woodland forests, the faun has horns on his Types of businesshead and a body that resembles a goat below the waist and a human above. Fauns tend to be alluring, seductive and compelling, often preying upon the unsuspecting by using mind control and magic conjured from their pipes or flute to get what they desire from their victim. According to the elves, if one sees a faun, avert your eyes because as soon as they have your attention, you are under their control. That’s why humans have depicted satan to be a faun. They are neutral but can be very dangerous.

Types of business5) Merpeople includes the well known mermaid, mermen, and the smaller, fresh water dweller known as a Gherring. Merpeople are neutral but cooperate well with the elves and barter with them. They tend to be superficial and self centered and are often depicted with a mirror and a comb. They are generally unhappy about the pollution and destruction of their waters and they tend to hold humans responsible for this. Still, Mermaids in particular tend to be very fond of human males and often fall in love with them which unfortunately often ends with the human drowning. They live in social communities.

6) The Leprechaun Leprechauns tend to be solitary Types of businessfairies rather than social fairies and are usually seen wearing green clothing (sometimes with red) and a green hat. Said to be shoemakers by trade, they have the legendary pot of gold and enjoy matching wits with humans (and are often victorious in this area). Most have red hair and a well groomed beard and have a rounded build which averages around 2-3” tall. They are family oriented but are not overly social to other fae unless they have earned their trust. However, when money is involved, they will do business with everyone.

Types of business7) The Gnome These kind hearted forest dwellers generally make their homes underground near oak trees. They are known for their protection and healing of wildlife and in general are very beneficial to have around. In appearance, they are around 10-12” tall and wear a red pointed hat with blue or green jackets. They mature early and both sexes have white hair by the time they are 100 or so with a life-span of over 1000 years. On rare occasion they can be found in human dwellings but usually prefer to live in the woods, closer to nature.

8 ) The Hobgoblin A dark brown creature who inhabits the forests areas Types of businessand lives in trees, the Hobgoblin is a solitary fae which enjoys keeping to himself (or herself). This neutral fairy is generally a peaceful fellow and is not aggressive unless provoked. His temper can flare easily so it is wise to try and stay on his good side. They can get especially nasty if their tree is threatened.

9) The Grundels Most often found in the homes of larger Elves, Grundels have a symbiotic relationship where they work for the elves in exchange for a protected home. They are dedicated to their host family of elves and generally stay with the same family for generations, moving with them as necessity dictates. Grundels are about 3 feet tall, and often wear striped clothing. (Sorry, no picture available)

Types of business10) Elves Found in many places throughout the world, elves are very plentiful in Scandinavia, many parts of Europe, and more recently, the United States. They are a very long lived race and are gifted with sharper senses, grace, agility and perceptions than humans. They excel in the arts and crafts, including the art of magic which they define as the gathering, focusing and directing of natural energy. In general, they dislike technology and live close to nature in an idyllic setting, respecting and working with all aspects of nature.

Physically, elves are generally the same height as humans or taller but slighter in build. (There are some exceptions to this rule however and a much shorter variety of elves does exist.) In appearance, their faces might seem to be more angular than humans and they do have the more pointed ears so often depicted in books and movies. They prefer to wear medieval-type clothing but have also been known to enjoy wearing a more modern style of clothing such as jeans, on occasion.

They are divided into two basic groups now: the Seelie those that want to work with humans to heal the planet we both share and the Unseelie those who would rather solve the problem by eliminating humans all together. The Elves of Fyn, the source of the information on this site, belong to the first group (Seelie) and you can find a bit more information about them here. It is recommended that you avoid contact with the Unseelie altogether.

Update: Hi Everyone! Because of the number of comments on this post, I am moving all further comments to the forum. It would be very helpful if you could try to stay on topic or create a new topic if you would like it makes it so much less confusing that way. Thanks so much!


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Federal Service Desk, types of business.#Types #of #business


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Hours of Operation

Monday – Friday 8 a.m. to 8 p.m. ET

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Federal Service Desk

The purpose of the Federal Service Desk (FSD.gov) is to help visitors get the information and assistance they need for the systems (websites) that the FSD supports. Note: There are NO fees associated with any FSD supported systems.

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Hours of Operation

Monday – Friday 8 a.m. to 8 p.m. ET

News and Announcements

Friday November 10th is a Federal Holiday and the Federal Service Desk is closed. You may still use “Submit A Question” and we will respond on Monday November 13th.

GSA IAE recently confirmed an issue with the one of the FPDS V1.5 web service interfaces to eSRS. If you are receiving an error related to FPDS while filing an eSRS Individual Subcontracting Report (ISR), please contact the Federal Service Desk (www.fsd.gov) and create a ticket with the contract number in question. Your issue will be documented and added to a daily list of records eSRS will manually pull into its database from FPDS. The interface issue will be resolved in eSRS by mid-November. We are also posting an announcement to government users alerting them of this issue.

GSA IAE recently confirmed an issue with the one of the FPDS V1.5 web service interfaces (IDVSummary) to eSRS. This interface pulls Indefinite Delivery Vehicle (IDV) contract data from FPDS into eSRS. A small number of vendors are having difficulty pulling an IDV record into their eSRS Individual Subcontracting Report (ISR). Vendors should report the issue and provide the contract number to the Federal Service Desk (www.fsd.gov). Daily eSRS is pulling a list of those records from the service desk and loading the data manually from FPDS. The interface issue will be resolved in eSRS by mid-November.

Product Services Codes (PSC) may be added, revised, or deleted to increase the accuracy of reporting. For changes to the PSCs to be considered for the upcoming fiscal year, users must submit their requests from October 1st to October 31st using the web form Product Service Codes (PSC) Change Request .

Go to the FAR Data Collection Pilot and select the HFC button to report hydrofluorocarbon information for contracts which contain FAR 52.223-11 Ozone-Depleting Substances and High Global Warming Potential Hydrofluorocarbons (Jun 2016) in accordance with FAR 52.223-11(c)(2).

Contractors with covered service contracts may now submit their FY17 service contract reports in SAM. Consult the SAM Quick Start Guide to Service Contract Reporting or Section 10 Service Contract Report of the SAM Non-Federal User Guide to learn more.

The U.S. Small Business Administration (SBA) updated its Table of Small Business Size Standards adopting the Office of Management and Budget s 2017 revision of the North American Industry Classification System (NAICS) effective October 1, 2017. The 2017 NAICS Codes and their corresponding size standards are now effective for procurement purposes. The updated table of size standards is available on SBA s website at www.sba.gov/size.

FPDS Version 1.5 ( https://www.fpds.gov ) deployed to production on Sunday, October 1, 2017. Version 1.4 was sunset as of September 30, 2017. Review release notes for a high-level description of the V1.5 changes. Review V.15 functional documentation like the Data Dictionary and V1.5 Quick Start Guide at the FPDS Worksite .

The Disaster Response Registry on SAM.gov contains those contractors willing to provide debris removal, distribution of supplies, reconstruction, and other disaster or emergency relief activities inside the United States and its outlying areas. Download a one-page Quick User Guide to Searching the Disaster Response Registry for an overview.

There is NO FEE to register, or maintain your registration, in the System for Award Management ( SAM.gov ). If you receive an email from a company claiming to represent SAM.gov , be cautious. If you get an email from a company offering to help you register in SAM.gov asking you to contact them and pay them money, be cautious. These messages are not from the U.S. Government. It is FREE to register and to maintain your registration in SAM.gov .

If you receive unsolicited contact of any kind from someone claiming to be an agent of the Catalog of Federal Domestic Assistance (CFDA), read this possible fraud notification. These unsolicited messages are not from the U.S. Government. CFDA will not contact you, ask you for money, or ask you for personal information.

Read a summary of the FY2016 Procurement Management Review (PMP) for the System for Award Management (SAM) and the Federal Funding Accountability and Transparency Act (FFATA) Subaward Reporting System (FSRS).

Read the Federal Procurement Data Quality Summary of agency data in the Federal Procurement Data System (FPDS) for Fiscal Year 2016. The regulatory and policy requirement for verifying the accuracy and completeness of data meets the requirements for agencies certifying procurement data for the DATA Act.

Users and Interfacing Systems must reset their passwords as required every 90 days or the account will be disabled IAW GSA IT Security Policy, (CIO P 2100.1). Registered users will receive an email notification to remind them of this requirement. If your account has been disabled, contact the Federal Service Desk at 866-606-8220 (Monday – Friday 8 a.m. to 8 p.m. ET).

NOTE: If your account was re-enabled after contacting the FSD, you must reset your password before midnight on the day of the call to prevent it from being disabled once again.


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Common Types of Fairies – Real Fairies, types of business.#Types #of #business


types of business

Types of businessBelow, we ve listed some of the more common types of fairies that people are likely to encounter but this is by no means an all inclusive list. Most of the residents of the fairy realm will fall into one of three categories, neutral fairies, the Seelie, and the Unseelie. The neutral fairies are just that, neither aligned with the good or bad. This may be an oversimplification but the Seelie are generally considered to be the light (mainly positive) fairies while the Unseelie are quite the opposite.

1) The well known Pixie This small, winged fairy has a human-type form and at its tallest is only 6” tall. Pixies are quite attracted to small children, Types of businesslaughter, and happiness. They love gardens (especially Heather) and other flowering plants. Like hummingbirds, they are known to sip nectar from flowers like Honeysuckle. Fun loving, carefree and prankish, they often take household items from humans only to return them later when they’ve had their fun. They are more spontaneous and active than their larger fairy counterparts and generally have a shorter attention span. They are very social beings and live in a monarchy under a king or queen.

2) Trooping Fairies These fairies are generally the same size as pixies (6” Types of businesstall) but have no wings. They are known as trooping fairies because they travel together in long processions. The males often wear green jackets and they tend live near the woods where there is a lot of underbrush. They are also known to inhabit trees often referred to by humans as a “fairy tree.” Trooping fairies can be larger or smaller than 6” and can be friendly or sinister.

3) Brownies At 4.5” tall , they are a bit smaller than pixies Types of businessand trooping fairies. Brownies wear brown clothing, are very meticulous and tend to have a darker brown skin color. They have no wings but are quite capable of getting to high places by each one climbing on to the other to boost each other up. These intelligent and good natured fairies originated in Scotland and are known as household fairies, meaning they reside within the home and often do chores to help out a deserving human family in exchange for food and other offerings. They are nocturnal.

4) Fauns A creature of the woodland forests, the faun has horns on his Types of businesshead and a body that resembles a goat below the waist and a human above. Fauns tend to be alluring, seductive and compelling, often preying upon the unsuspecting by using mind control and magic conjured from their pipes or flute to get what they desire from their victim. According to the elves, if one sees a faun, avert your eyes because as soon as they have your attention, you are under their control. That’s why humans have depicted satan to be a faun. They are neutral but can be very dangerous.

Types of business5) Merpeople includes the well known mermaid, mermen, and the smaller, fresh water dweller known as a Gherring. Merpeople are neutral but cooperate well with the elves and barter with them. They tend to be superficial and self centered and are often depicted with a mirror and a comb. They are generally unhappy about the pollution and destruction of their waters and they tend to hold humans responsible for this. Still, Mermaids in particular tend to be very fond of human males and often fall in love with them which unfortunately often ends with the human drowning. They live in social communities.

6) The Leprechaun Leprechauns tend to be solitary Types of businessfairies rather than social fairies and are usually seen wearing green clothing (sometimes with red) and a green hat. Said to be shoemakers by trade, they have the legendary pot of gold and enjoy matching wits with humans (and are often victorious in this area). Most have red hair and a well groomed beard and have a rounded build which averages around 2-3” tall. They are family oriented but are not overly social to other fae unless they have earned their trust. However, when money is involved, they will do business with everyone.

Types of business7) The Gnome These kind hearted forest dwellers generally make their homes underground near oak trees. They are known for their protection and healing of wildlife and in general are very beneficial to have around. In appearance, they are around 10-12” tall and wear a red pointed hat with blue or green jackets. They mature early and both sexes have white hair by the time they are 100 or so with a life-span of over 1000 years. On rare occasion they can be found in human dwellings but usually prefer to live in the woods, closer to nature.

8 ) The Hobgoblin A dark brown creature who inhabits the forests areas Types of businessand lives in trees, the Hobgoblin is a solitary fae which enjoys keeping to himself (or herself). This neutral fairy is generally a peaceful fellow and is not aggressive unless provoked. His temper can flare easily so it is wise to try and stay on his good side. They can get especially nasty if their tree is threatened.

9) The Grundels Most often found in the homes of larger Elves, Grundels have a symbiotic relationship where they work for the elves in exchange for a protected home. They are dedicated to their host family of elves and generally stay with the same family for generations, moving with them as necessity dictates. Grundels are about 3 feet tall, and often wear striped clothing. (Sorry, no picture available)

Types of business10) Elves Found in many places throughout the world, elves are very plentiful in Scandinavia, many parts of Europe, and more recently, the United States. They are a very long lived race and are gifted with sharper senses, grace, agility and perceptions than humans. They excel in the arts and crafts, including the art of magic which they define as the gathering, focusing and directing of natural energy. In general, they dislike technology and live close to nature in an idyllic setting, respecting and working with all aspects of nature.

Physically, elves are generally the same height as humans or taller but slighter in build. (There are some exceptions to this rule however and a much shorter variety of elves does exist.) In appearance, their faces might seem to be more angular than humans and they do have the more pointed ears so often depicted in books and movies. They prefer to wear medieval-type clothing but have also been known to enjoy wearing a more modern style of clothing such as jeans, on occasion.

They are divided into two basic groups now: the Seelie those that want to work with humans to heal the planet we both share and the Unseelie those who would rather solve the problem by eliminating humans all together. The Elves of Fyn, the source of the information on this site, belong to the first group (Seelie) and you can find a bit more information about them here. It is recommended that you avoid contact with the Unseelie altogether.

Update: Hi Everyone! Because of the number of comments on this post, I am moving all further comments to the forum. It would be very helpful if you could try to stay on topic or create a new topic if you would like it makes it so much less confusing that way. Thanks so much!


Tags : , ,

What is business intelligence (BI)? Definition from, types of business.#Types #of #business


business intelligence (BI)

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Business intelligence (BI) is a technology-driven process for analyzing data and presenting actionable information to help executives, managers and other corporate end users make informed business decisions.

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BI encompasses a wide variety of tools, applications and methodologies that enable organizations to collect data from internal systems and external sources; prepare it for analysis; develop and run queries against that data; and create reports, dashboards and data visualizations to make the analytical results available to corporate decision-makers, as well as operational workers.

Business intelligence vs. data analytics

Sporadic use of the term business intelligence dates back to at least the 1860s, but consultant Howard Dresner is credited with first proposing it in 1989 as an umbrella phrase for applying data analysis techniques to support business decision-making processes. What came to be known as BI tools evolved from earlier, often mainframe-based analytical systems, such as decision support systems and executive information systems.

Types of business Comparison of BI and advanced analytics

Business intelligence is sometimes used interchangeably with business analytics; in other cases, business analytics is used either more narrowly to refer to advanced data analytics or more broadly to include both BI and advanced analytics.

Why is business intelligence important?

The potential benefits of business intelligence tools include accelerating and improving decision-making, optimizing internal business processes, increasing operational efficiency, driving new revenues and gaining competitive advantage over business rivals. BI systems can also help companies identify market trends and spot business problems that need to be addressed.

BI data can include historical information stored in a data warehouse, as well as new data gathered from source systems as it is generated, enabling BI tools to support both strategic and tactical decision-making processes.

Initially, BI tools were primarily used by data analysts and other IT professionals who ran analyses and produced reports with query results for business users. Increasingly, however, business executives and workers are using BI platforms themselves, thanks partly to the development of self-service BI and data discovery tools and dashboards.

Types of BI tools

Business intelligence combines a broad set of data analysis applications, including ad hoc analytics and querying, enterprise reporting, online analytical processing (OLAP), mobile BI, real-time BI, operational BI, cloud and software-as-a-service BI, open source BI, collaborative BI, and location intelligence.

BI technology also includes data visualization software for designing charts and other infographics, as well as tools for building BI dashboards and performance scorecards that display visualized data on business metrics and key performance indicators in an easy-to-grasp way.

Data visualization tools have become the standard of modern BI in recent years. A couple leading vendors defined the technology early on, but more traditional BI vendors have followed in their path. Now, virtually every major BI tool incorporates features of visual data discovery.

BI programs may also incorporate forms of advanced analytics, such as data mining, predictive analytics, text mining, statistical analysis and big data analytics. In many cases, though, advanced analytics projects are conducted and managed by separate teams of data scientists, statisticians, predictive modelers and other skilled analytics professionals, while BI teams oversee more straightforward querying and analysis of business data.

Business intelligence data is typically stored in a data warehouse or in smaller data marts that hold subsets of a company’s information. In addition, Hadoop systems are increasingly being used within BI architectures as repositories or landing pads for BI and analytics data — especially for unstructured data, log files, sensor data and other types of big data.

Before it’s used in BI applications, raw data from different source systems must be integrated, consolidated and cleansed using data integration and data quality tools to ensure that users are analyzing accurate and consistent information.

BI trends

In addition to BI managers, business intelligence teams generally include a mix of BI architects, BI developers, business analysts and data management professionals. Business users are also often included to represent the business side and make sure its needs are met in the BI development process.

To help with that, a growing number of organizations are replacing traditional waterfall development with Agile BI and data warehousing approaches that use Agile software development techniques to break up BI projects into small chunks and deliver new functionality to business analysts on an incremental and iterative basis. Doing so can enable companies to put BI features into use more quickly and to refine or modify development plans as business needs change or as new requirements emerge and take priority over earlier ones.

BI for big data

BI platforms are increasingly being used as front-end interfaces for big data systems. Modern BI software typically offers flexible back ends, enabling them to connect to a range of data sources. This, along with simple user interfaces, makes the tools a good fit for big data architectures. Users can connect to a range of data sources, including Hadoop systems, NoSQL databases, cloud platforms and more conventional data warehouses, and can develop a unified view of their diverse data.

Because the tools are typically fairly simple, using BI as a big data front end enables a broad number of potential users to get involved rather than the typical approach of highly specialized data architects being the only ones with visibility into data.

Next Steps

Learn how business intelligence and analytics tools can benefit corporate strategies and operations, and what you should know before buying them.

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Types of business, types of business.#Types #of #business


Business

Businesses can do much to prepare for the impact of the many hazards they face in today’s world including natural hazards like floods, hurricanes, tornadoes, earthquakes and widespread serious illness such as the H1N1 flu virus pandemic. Human-caused hazards include accidents, acts of violence by people and acts of terrorism. Examples of technology-related hazards are the failure or malfunction of systems, equipment or software.

Ready Business will assist businesses in developing a preparedness program by providing tools to create a plan that addresses the impact of many hazards. This website and its tools utilize an “all hazards approach” and follows the program elements within National Fire Protection Association 1600, Standard on Disaster/Emergency Management and Business Continuity Programs. NFPA 1600 is an American National Standard and has been adopted by the U.S. Department of Homeland Security.

The five steps in developing a preparedness program are Program Management, Planning, Implementation, Testing and Exercises, and Program Improvement. Find out more about the five steps below.

Program Management

  • Organize, develop and administer your preparedness program
  • Identify regulations that establish minimum requirements for your program

Find more information on Program Management here.

Planning

  • Gather information about hazards and assess risks
  • Conduct a business impact analysis (BIA)
  • Examine ways to prevent hazards and reduce risks

Find more information on Planning here.

Implementation

Write a preparedness plan addressing:

  • Resource management
  • Emergency response
  • Crisis communications
  • Business continuity
  • Information technology
  • Employee assistance
  • Incident management
  • Training

Find more information on Implemenation here.

Testing and Exercises

  • Test and evaluate your plan
  • Define different types of exercises
  • Learn how to conduct exercises
  • Use exercise results to evaluate the effectiveness of the plan

Find more information on Testing and Exercises here.

Program Improvement

  • Identify when the preparedness program needs to be reviewed
  • Discover methods to evaluate the preparedness program
  • Utilize the review to make necessary changes and plan improvements

Find more information on Program Improvement here.


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Sale of sports business, a positive for Zee: The Hindu Business Line – Mobile

#zee business

#

Zee Entertainment Enterprises has decided to sell its sports business (TEN Sports channels) to Sony Pictures Networks India and its affiliates for $385 million.

The sale will help Zee exit its loss-making sports broadcasting business, which contributed ₹631 crore (about 11 per cent) to its consolidated revenue in 2015-16.

The sports business incurred a net loss of ₹37 crore, against a profit of ₹1,027 crore from consolidated operations during the year.

It was in 2006 that Zee acquired a 50 per cent stake (raised subsequently) each in Taj TV, Mauritius, which owns TEN Sports channels, and in Taj Television India, the distribution arm of TEN Sports in India.

A report from Ambit Capital shows that the sports business has incurred losses at the operating level in all years except one since 2005-06.

This is in sharp contrast to the company’s profitable general entertainment channel (GEC) broadcasting business.

Zee has a strong foothold in the Hindi and regional languages GEC space, which forms a chunk of the TV viewership base. Even as it is exiting the sports genre, it is looking at expanding its presence in the regional GEC space (Tamil Nadu, for instance). In January, it acquired Sarthak TV, a leading GEC in Odisha.

TEN Sports has the broadcast rights to the events organised by the cricketing boards of five countries, including South Africa, West Indies and Pakistan, as also to other non-cricket events such as wrestling, football and tennis.

But, it does not have the broadcasting rights for some lucrative events such as the cricket matches organised by the Board of Control for Cricket in India, thereby impacting the company’s subscription revenue from this business.


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Expert Interview with Noah Wieder on the benefits of owning an ATM #business #grant


#atm business

#

Expert Interview with Noah Wieder on the benefits of owning an ATM

Cash is still king in plenty of places, which is why ATMs are more popular than ever, says Noah C. Wieder, CEO of ATM Depot .

ATM users prefer to pay with cash to avoid credit card debt and interest charges, and merchants also prefer cash users; so having an ATM nearby helps them lower their credit card processing fees.

“So it’s a win-win for merchants who either own and operate their own ATM or who contract with an IAD to operate one for them,” he adds.

Noah recently checked in to tell us about the benefits of investing in an ATM machine and give us a crash course on becoming an independent ATM deployer. Here’s what he had to say:

Tell us the story behind ATM Depot. What’s on your site? Who should be reading it?

ATM Depot caters to individuals, investors, entrepreneurs and independent ATM deployers (IAD’s) looking for a flexible, friendly, experienced and honest ATM company. We believe in transparency in an industry where we see a lot of secrets and scams .

Who can invest in an ATM machine?

Literally, anyone can invest in an ATM. Retailers; commercial landlords; city governments looking to increase revenues at parks, museums and other public places; entrepreneurs; and anyone who can count money.

The cost to enter the ATM business is amazingly low. Many ATM models can be purchased for under $2,500 including shipping. The cost of not working with an experienced ATM company is the expensive part. The cost of learning from mistakes can get expensive.

A better question is who can operate an ATM. Most investors and entrepreneurs can invest or operate an ATM business unless they have a felony criminal record or have been involved in any type of financial crime.

What are the benefits of investing in and managing ATM machines?

It’s very similar to most passive income business models. Benefits include:

  • Working your own hours
  • Excellent annual returns (even on locations that only have three or four users per day)
  • Minimal investment, relatively low risk
  • Getting to meet and work with great people
  • No more trading time for money
  • Great ROI

What considerations should someone who’s interested in investing in an ATM machine make before purchasing one?

They should read everything they can about the business. A couple of links to some of the papers I’ve authored:

Of course, I recommend my book, The Amazing Money Machine, where I explain the entire business from start to finish. ATMdepot.com also offers serious investors a private members’ area where they can get proprietary information, forms and videos that are reserved for our IADs.

Get a handle on your cash with Mint.com .

What are the disadvantages and/or risks associated with these machines?

As with any business, the biggest risk is loss of capital; however, with the ATM business that risk is minimized since the biggest investment is the ATM hardware, which is an asset that can always be moved to a new location.

Another risk is vandalism and/or theft, but inexpensive insurance is available; and in my 20+ years in the business we’ve experienced very few of those issues (but they can occur).

Machines do need to be serviced and cleaned regularly to make sure they remain in the best working order. While not usually an issue, there can be cash jams, printer jams, communication problems or electrical surges that can bring the ATM offline (a good surge protector is key).

ATMDepot.com offers toll free 24/7 tech support and most issues can be resolved over the phone, but if an ATM investor owner-operator needs more help, a field service call can be arranged quickly.

Where are the best locations for ATM machines?

This is a big question and also varies by geography.

While everyone knows that convenience stores, casinos, supermarkets and adult retailers are great locations, they are difficult to obtain.

The best locations are high traffic places where people need cash, like stores that don’t accept credit cards or where a bank might be several blocks away.

My book has an entire in-depth chapter dedicated to this topic. A good ATM company can help their IADs evaluate locations using a variety of tools including Google Maps (satellite view) to help access the area, Zillow or SearchBug Tools to hone in on certain neighborhoods and geographic characteristics to further evaluate the potential of a location.

Where do we go to purchase an ATM machine?

ATMs can be purchased from several different ATM companies; it’s important to compare features and models carefully. New laws and compliance requirements are forcing existing ATM operators to upgrade machines, and some non-compliant machines that should be recycled are showing up for sale on websites. Some machines are non-ADA compliant, some ATMs have old software and hardware that cannot be upgraded; so it’s important to purchase ATM machines from reputable firms with the most updated information on what ATM models are outdated.

I wrote an eBay guide about the five questions to ask before buying an ATM since I saw so many scams on eBay for used machines.

How are the machines stocked? Who handles stocking them?

There are several ways to load an ATM. It’s as easy as loading a napkin holder.

The person loading the ATM is called the vaulter. Vaulters could be the ATM owner, a professional independent cash vaulter, an armored car service, or a trusted third party. The important thing to remember is that if the vaulter is not consistent and lets the machine run out of cash, then the ATM owner and the store lose money and customers get upset. So vaulting is a very important component of the business.

The most costly vaulter is an armored car and a cash management service, but it’s also the most reliable. So for a very busy machine, this can be beneficial; but the ATM also requires a significant lock upgrade for armored car auditing.

The additional lock can increase the cost of the ATM by $600 to $650, which can be significant on a $2,500 machine. The least expensive solution is to have the location be the vaulter and share the revenue or pay a set per transaction fee.

What types of machine models are available?

We currently like the Hyosung and Genmega ATMs as they are fairly priced and very reliable. There are many different models, many of which suited to different applications. It’s best to work with someone from our office once a location is selected.

Recommendations can then be made based on available space, traffic estimates, cash needs, visibility, and indoor/outdoor or freestanding/through-the-wall models.

There are many questions that should be asked and answered before a specific machine is ordered by an investor. Preservation of capital, ROI, and profit potential should all be considered.


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Search the Calgary Directory of Local Business Listings #business #process #outsourcing


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Find a Business in Calgary, Alberta.

Business listings in Calgary, Alberta

Canada’s third-largest city, with a population of over 1.2 million people, Calgary is the economic capital of Western Canada. Its downtown core is populated by oil and gas industry head offices while its distinct skyline is dominated by the Calgary Tower and Encana’s curvaceous The Bow building.

A city of entrepreneurial hustle and Western hospitality, Calgary is nestled in the foothills of the Canadian Rocky Mountains, with the beautiful Bow River Valley meandering through its heart. One of the country’s sunniest cities, Calgary is well known for its proximity to world-class outdoor recreational attractions that include Canada Olympic Park, Banff National Park and Kananaskis Country.

Calgary was the first Canadian city to host the Winter Olympics in 1988 and continues to attract over 4.5 million tourists a year. The city’s major festivals include renowned rodeo and exhibition the Calgary Stampede, Calgary Folk Music Festival, YYComedy Festival and art-meets-science extravaganza Beakerhead.

Referred to as the Red Mile, Calgary’s 17th Ave Retail & Entertainment District features many of the city’s top restaurants and boutiques, and is a nightlife hub, while International Avenue in Forest Lawn is the city’s top global food destination. Stephen Avenue Walk in the heart of downtown Calgary also features a mix of top shopping and dining as well as arts and cultural venues including Arts Commons and Glenbow Museum.

Ready to shop? Click here for the most popular Calgary flyers .

Keeping up with your kids’ clothing needs is a constant task. What fits this season will likely be threadbare and ridiculously small the next. The following shops carry smart selections that will make your youngsters’ wardrobe replenishment a pleasure.

A blessed occasion for parents, back-to-school time brings mixed emotions for kids. As the carefree days of summer recede, the grim spectre of homework looms. Shopping for cool yet practical school supplies at these stores will help put everyone in the frame of mind for a happy return to academia. [Image credit: iStock.com/Brauns]

Shawarma – a Middle Eastern dish consisting of roasted meat shaved off of a spit and usually served in a pita wrap sandwich or as part of a meal platter – has become a grab n’ go staple food in countries all over the world. These Calgary spots serve up some of the best shawarma in the city with all of the traditional accouterments as well as other favourite Middle Eastern dishes. [Image credit: iStock.com/Lauri Patterson]

Brunch is a weekend dining ritual, and one that hungry Calgarians can’t get enough of. These restaurants are some of the city’s top brunch destinations, serving their own unique takes on eggs Benedict, belly-busting breakfast burritos, wild Western combo breakfasts as well as fancy French toast, far-out frittatas and much more. Image credit: iStock.com/Adventure_Photo.

Do your search near most popular landmarks of the city:


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Search the Ontario Directory of Local Business Listings #start #up #business


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Find a Business in a Canadian Location

Ontario: Canada s capital and largest metropolis await you

In Ontario we find the country’s largest metropolis —, with its 5.5 million inhabitants, Toronto is made up of one of the most diverse populations in the world. In Toronto, one can visit shops and restaurants that appeal to all the senses, and for good reason: nearly half of Torontonians were born outside of Canada, having come from Germany, China, Greece, Portugal, Poland, India, the Caribbean and more.

In Ontario, one can hear more than 200 different native languages. In first place is English, followed by Chinese, French and Italian. It is not surprising to find Toronto is filled with cultural neighbourhoods like Koreatown, Chinatown, Little Jamaica and Little Portugal, with shops and restaurants that truly appeal to everyone s tastes!

A must-see is Ottawa, where tourists come to see the Parliament building, the Rideau Canal and the famous ByWard Market, the oldest farmer s market in the country. And what do we find all around? Irish pubs, which abound in the national capital.

The second largest province in the country — after Quebec — is composed of 334 provincial parks, which cover just under 8 per cent of the territory.

On the cultural side, it is difficult to get bored thanks to the province’s three orchestras, many festivals and museums, and, of course, the highly celebrated Toronto International Film Festival, the largest in Canada.

Business listings in Ontario

Cities in Ontario


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Business Banking Insight – Independent Survey of Business Banking Products and Services #sell #my

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Business Banking Insight

The Chancellor of the Exchequer launched the Business Banking Insight programme in November 2013 to help improve competition in business banking in the UK. Run by the British Chambers of Commerce and the Federation of Small Businesses, we’re independent of any business banking provider, and survey tens of thousands of small and medium-sized businesses every three months to ensure the information we share is up-to-date. Our site is completely free to use and you will not be sold anything as a result of visiting.

There s no hassle, it s easy to use

Compare business banking products and services using our impartial rating system

We’ve conducted an independent survey of the UK’s business banking accounts, credit cards, loans and other services, asking thousands of small and medium-sized business owners about their experiences – so you can see how they compare.

Who s created this site.


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