Tag: new

Series: Payroll Information for a New Small Business #business #loans #with #bad #credit


#small business payroll

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Series: Payroll Information for a New Small Business

Throughout this series, we refer to links where you can find more information about the topic being discussed. You can find all of these links, organized by segment, by referring to the Related links page – open it in a separate tab or window and follow along as you watch each video.

We are looking for your comments about this video series. After viewing the segments of the video that are of interest to you, please take a moment to complete our comments form.

This is the introduction to the video called Payroll Information for a New Small Business.

This segment will help you determine for tax purposes what is meant by the term “employer.”

This segment contains information on opening a payroll account with the CRA.

This segment contains information on paying and hiring new employees.

This segment contains information on employee benefits.

This segment contains general information on deducting Canada Pension Plan contributions and employment insurance premiums.


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BBA New Business – BA (Hons) in Business Management – Nyenrode Business Universiteit #getting

#new business

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BBA New Business BA (Hons) in Business Management

The Bachelor of Business Administration (BBA) New Business Bachelor of Arts (Hons) in Business Management is an international practice oriented bachelor for ambitious students who are ready to chase their dreams. You will be thoroughly prepared for an international business career and / or to run your own business.

Real life business cases in Ethiopia, India and China

  • Create your own Start-Up in our Incubator
  • Studying a semester at the University of Westminster in London
  • Focus on personal professional leadership skills
  • Combining the academic development with professional practice
  • Highly involved teachers in a stimulating environment

  • Main location in Amsterdam, with some intensive weeks at Nyenrode campus in Breukelen and one semester in London.
  • You can follow a general business degree or specialize in one of four business areas:

    • Creative Industries
    • Innovative Marketing
    • Innovation Entrepreneurship
    • Financial Management

    More info?
    Request a brochure or register for a Personal Information Meeting at the Nyenrode New Business School in Amsterdam.


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    Want a New Business Start in 2015? Steal One of These Ideas #stock #market

    #new business ideas

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    I started thinking up potential large businesses to start a few years ago. It was, for lack a better term, a teaching tool.

    I was looking for a way to communicate that the place to begin, if you are thinking of trying to start a company, is with a market need-and not a new idea.

    Ideas are too easy. My guess is you could come up with 10 new business concepts before lunch, if you had to.

    The problem is once you come up with that idea–say you are going to construct real housing out of Lego blocks, something that has always struck me as a cool idea==you then have to go and figure out if it is feasible, and if anyone-other than an 8-year-old-would live in if it were.

    If you have identified a market need, then you are assured that you have a market–the people who have the need.

    But is starting with the market need the only way to start a business?

    Obviously not. You could start with the idea. And therein lies a potential benefit for you.

    Each of the following ideas are yours for the taking. (All I ask is you make a large contribution to the charity of your choice should they make you rich.)

    1. Personal shopping for the masses

    This one struck me over the holidays. It has been a long time since I had to go shopping for 8-year-olds. Wouldn’t it be lovely if there was a personal concierge you could call who could walk you through what is popular and/or appropriate? High end department and clothing stores already have this service. This would make it available for the rest of us. (And if mass market stores like Target and Toy “R” Us wanted to offer this service to me, I would be happy to pay them for it.)

    2. No more, “For customer service, please hold.”

    I am usually willing to trade (a little bit of) money for (a little bit) more time. And while you can do mundane things while waiting on hold when you call the cable, phone or electric company, it really is a) annoying and b) the classic waste of time. Your charge? Figure a way that I can pay a couple of dollars a month in exchange for the various companies letting me jump the line when I need help. I don’t think it would be that hard. It really is just a different form of caller ID.

    3. A place where you can sell your killer recipes

    There are literally millions of great cooks out there. (My wife among them.) And invariably a great cook comes up with a great recipe–or 10. There should be some sort of marketplace to sell them. This idea already exists in other places. For example, people who crochet can sell the patterns they create on Etsy.com

    As I said, I am not going to be doing anything with these ideas. I hope they make you a fortune. (As I said, just play it forward once you do.)


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    The 8 Essential Elements of an Annual New Business Plan #stock #market


    #new business plan

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    The 8 Essential Elements of an Annual New Business Plan

    The job of an agency new business professional is akin to organizing chaos dictated by demanding pitch schedules. Compounding this, Q4 often brings a flurry of pitch activity known to ruin many a Thanksgiving or Christmas holiday.

    And while all this activity helps to fill the pipeline, the timing is unfortunate because it distracts you from the type of reflection and planning that are so important to setting you up for success for the next year or quarter.

    I know. It’s tough to add another project to your already overwhelming to-do list, but I urge you to make time to write your new business and marketing plan for 2016. Here are some reasons why it’s well worth squeezing it into your 12-hour days:

    • It’s the best way to measure your success. And I’m referring to the collective “you” here because it takes the entire agency to make new business efforts effective. An annual plan not only sets expectations for you but also for others at the agency who need to contribute to the agency’s success.
    • You’ll learn a lot! It gives you an opportunity to reflect on the past 12 months and accurately set projections for the year ahead.
    • It sheds some light on what the heck you do at your agency. For those who are not routinely involved in new business, it can seem like a black hole of mystery. Sharing your plan — whether to an executive committee, department heads, or even the entire staff — adds clarity and gives everyone something to aim for.
    • Your boss will be impressed. Don’t wait to be asked. Get on your CEO’s schedule to review your outline and discuss your intentions for putting this plan together.

    Sometimes the hardest part is getting started, so I’m going to get the ball rolling for you by giving you a basic outline to follow.

    8 Elements to Include in Your New Business Plan

    1) Executive Summary

    This has to be written last, but it should always come first. By starting with a smart, concise summary, you’re showing the same kind of respect for your audience’s time and attention as you would if this were a RFP response.

    2) The Team

    Define the new business and marketing ecosystem at your agency. Who’s on your team, and what do they do? How did you grow this year, and how are you planning to grow next year? Do you need to hire to achieve your new goals? What kind of operational efficiencies did you introduce?

    3) Performance

    Analyzing the past year will help you better forecast the year ahead. Where are your opportunities coming from? How many pitches did you participate in? Were they the right ones (in terms of revenue, cultural fit, creative opportunity, etc.)? Did you wait for requests to come to you, or were you more proactive? As you answer these, you’ll start to see a profile emerge that will help you make better decisions about what to pursue and what to decline next year.

    4) The Marketplace

    What kind of trends are you seeing? Think about things like the trend towards project work versus AOR assignments. How does your agency need to adjust to stay competitive? Who are your competitors now? What agencies do you want to be competing against a year from now?

    5) Revenue Goals

    Crunch the numbers. Based on your historical win rate, how many pitches do you need to be in to meet your numbers? How much can you rely on organic growth? How much do you need to focus on proactive prospecting? Don’t do this in a vacuum; spend time with your CFO and CEO to make sure you are managing their expectations as well as integrating corporate financial goals into your plan.

    6) Meeting Those Goals

    This is a biggie and probably where you’ll need to sink most of your time. Dust off your selection criteria, and start doing your research. You want to determine the categories you’re best suited to pursue (and why) or refine your ideal client profile. and then use that to define a super-targeted list of prospects. Another important point to include in this section is the level of support you expect from your colleagues in other departments such as strategy, research, and design. What’s it going to take to make a compelling pitch to your prospects?

    7) New Business Tools

    What tools are you lacking to meet your goals? If you’re planning on doing a ton of personal outreach, you’ll want to invest in a good contact management database or CRM. an email program, a marketing automation tool, or other solutions. Maybe this is the year for a website redesign. Or, if you’re getting invited to the pitch but not making it past the first round, maybe you need to learn how to tell your story better and invest in rewriting your case studies and credentials.

    8) PR and Marketing

    How will your agency’s positioning serve you? Is it strong enough to differentiate you from your competition? Is it meaningful enough to inform your messaging? What kind of events should you attend? Speak at? Or do you create your own event? What kind of awards shows should you enter? Besides getting you mentioned in the usual suspects such as Ad Age and Adweek. what can your PR team do to get you exposure in vertical trade publications or at conferences?

    This may seem like a daunting amount of work. That’s why you need to start planning it out now. It’s a little more daunting if this is the first time you’ve ever created a plan so know that it gets easier and easier each year.

    I can’t promise a last-minute RFP won’t ruin your holiday season, but now it’s a lot less likely that your new business plan will.


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    Health Insurance in India still remains an untapped market #china, #russia, #health, #south #africa,

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    Health Insurance in India still remains an untapped market

    In a country where less than 15 per cent of population has some form of health insurance coverage, the potential for the health insurance segment remains high. It seems that there is an urgent need to ramp up the health insurance coverage in the country as out-of-pocket payments are still among the highest in the world.

    Furthermore, according to the statistics of the World Health Organization (WHO), in 2011, India has spent only 3.9 per cent of gross domestic product (GDP) on the health sector which is the lowest amongst the BRICS (Brazil, Russia, India, China, South Africa) member countries pack.

    Moreover, amongst the BRICS nations, in 2011, Russia s out-of-pocket expenses stood highest at 87.9 per cent closely followed by India (86 per cent), China (78.8 per cent), Brazil (57.8 per cent), and South Africa (13.8 per cent). On the other hand, these expenses in developed economies of US and UK were comfortably poised at 20.9 per cent and 53.1 per cent respectively.

    High out-of-pocket expense is exactly the reflection of low health insurance coverage in India. Sudip Bandyopadhyay, President, Destimoney Securities, opined, We don t have the insurance to cover and thus we end up paying from our own pockets. Once the penetration of health insurance increases, out of pocket payments will come down. In US and all, health insurance coverage is around 80 per cent.

    Reasoning out the low health insurance coverage in India, Antony Jacob, CEO, Apollo Munich Health Insurance, said, Only about 12-13 per cent of population has some form of health insurance coverage, including those who are covered through some form of government schemes. People are yet to accept health insurance as a financial tool for medical emergencies. They usually procrastinate when it comes to buying health insurance unless they are faced by a challenging situation.

    Although the Indian health insurance market still lags behind other countries in terms of penetration yet the health insurance segment is rising. It continues to be one of the most rapidly growing sectors in the Indian insurance industry with gross written premiums for health insurance increased by 16 per cent from Rs 13,212 crore in 2011-12 to Rs 15,341 crore in 2012-13. The health insurance premium has registered a compounded annual growth rate (CAGR) of 32 per cent for the past eight financial years.

    Health insurance segment still remains an unexplored territory in India. Jacob at Apollo Munich Health Insurance asserted, Health insurance has become one of the most prominent segments in the insurance space today and is expected to grow significantly in the next few years. As spending on healthcare in India is expected to double in a couple of years, we believe that health insurance will eventually become the biggest contributor in the non-life segment.

    Furthermore, in the present scenario, the health insurance industry is dominated by four public sector entities (National, New India, Oriental, and United India) that together have 60 per cent market share. The rest of the share is with 17 private sector players, of which four are standalone health insurance players (Star Health, Apollo Munich, Max Bupa, and Religare Health). ICICI Lombard continued to be the largest private sector non-life insurance company, with market share of 9.74 per cent.

    Standalone health insurers have got a boost by the move taken by Insurance Regulatory and Development Authority (IRDA) in early 2013. Bandyopadhyay averred, Few months back, IRDA has classified health insurance as a separate category and has permitted the insurers to tie-up with banks. All the four exclusive health insurance companies will be tying with the banks across the country and that will help them to move to the next level. The penetration of health insurance is now expected to increase with banks pushing for it through bancassurance tie-up.


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    San Diego Garage Door Installation – Garage Door Repair #price #of #new #garage #door

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    Honest Everyday Pricing on Garage Door Installation
    or Garage Door Repair in San Diego County
    No Deceptive Ads, Coupons, or Estimates Call 619-800-8575

    24 Hour Service in San Diego County | No Extra Cost for Weekends
    Need Us to Come After 4-5 when you get off work? No Problem.

    We will Beat or Match any Price on Garage Door Repairs or New Installation.

    Socal Garage Door has been serving the San Diego Area
    with Awesome Service Since 2000

    So Cal Garage Doors offer s the Best Selection of Steel Garage Doors and Custom Wood Garage Doors in San Diego. We Sell and Install all major Garage Door Brands. So you will Receive More Choices in Door Style and Pricing. We have garage doors to fit any budget from a standard steel sectional garage door to full custom wood garage doors. We sell, install and service all major garage door and opener brands such as C.H.I. Wayne Dalton, Clopay, First United Technologies, Amarr, Unique, Liftmaster, Stanley, Genie, Marantec, Craftsman, Chamberlain and more.

    • Same Day Service on Garage Door Repairs
    • New Garage Doors Installed within 2 Days (Standard Doors)
    • Weekend Service
    • Experienced Garage Door Technicians
    • Broken Cables
    • Opener Installation Repair
    • Roller replacement
    • Opener Carriages
    • Remotes, External Receivers, Dual Frequency Receivers, Transmitters, Circuit Boards, Capacitors, Photo Eyes
    • Broken Torsion Springs
    • Bent Panels
    • Torque Master to Torsion Spring Conversions

    SoCal Garage Doors San Diego is a Full Service Garage Door Company.
    Providing San Diego County with Garage Door Repair, installation, and Service.
    We are Knowledgeable about all your Garage Door Options and Will Provide You with the Best Solution for Your Needs.

    For a quick quote Send TXT Message
    to 619-800-8575.

    If you have a bent panel or cracked panel you may not need to replace your entire door!

    Get a Quote by Txt Message 619-800-8575

    Take a Photo of your garage door problem or damage, then txt it to us with any additional info. We ll txt you back a quote. 619-800-8575

    Our Garage Door Repair and Service Areas:

    Point Loma, Ocean Beach, El Cajon, Lakeside, Alpine, Ramona, Julian, Encinitas, Cardiff by the Sea, Leucadia, Carlsbad, Rancho Penasquitos, Carmel Mountain, Del Mar, Carmel Valley, Chula Vista, Clairemont, Kearny Mesa, Linda Vista, Coronado, Pacific Beach, Mission Beach, Mission Bay, Downtown San Diego, Escondido, Fallbrook, Mission Hills, North Park, Normal Heights, Kensington, Hillcrest, San Ysidro, Otay Mesa, Imperial Beach, La Jolla, Torrey Pines, UCSD, University City, La Mesa, Loma Portal, Old Town, Mira Mesa, Sorrento Valley, Sorrento Mesa, Miramar, Mission Valley, National City, Oceanside, Scripps Ranch, Poway, Rancho Bernardo, Solana Beach, Rancho Santa Fe, San Marcos, Vista, Serra Mesa, Tierra Santa

    Garage Door Latest News Blog


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    Staten Island Accident Lawyer Personal Injury Attorney Law Firm – #bisignano, #bisignano #law #firm,

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    Let a Local Law Firm with a National Reputation for Handling Serious Injury Cases represent you to make the highest recovery for your accident case.

    If a serious accident has left you or a loved one injured or bereaved, you need a team of personal injury lawyers who are experienced in fighting for the compensation you deserve and who have the tradition of excellence in bringing your case to a successful resolution.

    You need the The Bisignano Law Firm. We are a Staten Island and New Jersey boutique law firm that concentrates in recovering the highest possible settlements and damages awards to compensate injured accident victims for pain, suffering and economic losses. We are able to provide our clients with the legal services and state of the art resources of a large law firm while still maintaining a high level of personal attention and care.

    The founding Partner, Anthony Bisignano, Esq. has been helping injured persons find justice for over twenty-five years. Over the course of his career as a distinguished personal injury lawyer, Mr. Bisignano has become known in professional circles around Staten Island and the tri-state area as an accident attorney who is dedicated in taking on corporations, insurance industry giants, or highly complex cases. He has a history of making million dollar recoveries on behalf of his seriously injured clients. In fact, his peers recognize his skills and accomplishments on behalf of clients by consistently designating him as a Super Lawyer a distinction only 5% of area attorneys can claim.

    Our personal injury lawyers offer free consultations. If you chose to retain our services, we will never ask you for any payment until we bring your case to a successful conclusion that includes a recovery for damages. Because we work on a contingency basis, we see ourselves as your partner, and we are motivated to pursue the highest recovery possible on your behalf. When our personal injury attorneys win your case, we are compensated from the money awarded to you by the offending party or insurance company. We cover expenses associated with your case upfront and are reimbursed from your gross recovery at the end of the case. We never ask you for money out of your pocket. In other words, your economic situation does not prevent you from hiring our highly-respected team of lawyers.

    If you need the assistance of an accident lawyer, call us today. You are welcome to visit us at our Staten Island or New Jersey offices. If you are unable to travel, we will make arrangements to come to you. We will be happy to speak with you about the merits of your case and give you all the information you need to move ahead with confidence. We look forward to the opportunity to pursue justice on your behalf and give you hope for the future.

    Anthony Bisignano was voted in multiple years by his peers to be a Super Lawyer, a distinction given to only 5% of lawyers in the area. [Read More ]


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    Kids In Sports Franchising #kids #in #sports, #kids #franchise, #educational #sports #franchise, #children #franchise,

    #

    Kids In Sports is a specialized educational sports franchise dedicated to teaching children ages 12 months to 12 years sports skills in a safe, fun, friendly, and supportive environment. Our thriving business model affords you the opportunity to make a difference in your community and in your life.

    If you have a passion for working with children, coaching, and sports and you are looking to start your own business that is rewarding to own and operate, Kids In Sports may be right for you.

    Kids In Sports offers:

    Classes

    • Multi-sport classes teaching the fundamentals of team sports
    • Preschool alternative classes combining sports and education
    • After school sports programs
    • Sport-Specific classes for young athletes

    Camps

    • Multi-sport summer camps with flexible registration
    • Outdoor and indoor camps
    • Mini and holiday camps throughout the year

    Parties

    • Sports-themed birthday parties
    • Specific lesson plans designed for parties
    • Party favors available for parents to purchase
    • Sports events for schools and corporate functions

    Kids In Sports

    Kids In Sports
    1420 Second Ave. (74th st.)
    New York, NY 10021

    2014 Kids In Sports Franchising LLC

    The materials on this website regarding the Kids in Sports franchise opportunity are for general information only and are not intended to be a franchise offer to anyone accessing this site. Offers are made only after delivery of an effective Franchise Disclosure Document in compliance with applicable laws.


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    Central Insurance School Inc – Specialty Schools – 13246 38th St N, Clearwater, FL

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    Classes of this nature could tend to be dry, the instructor did a great job of presenting the information in an interesting manner. I took the course on line and they made sure that we had ways of communicating questions to the opresenter.

    I had to come here to attend a 3 day course to get my 440 license for my job. Before coming here, all my other coworkers who had previously attended had tons of great things to say about this place. They said it would be especially great if we had Diana (who is the president of the school) as our teacher. Lucky for us, myself and my coworker who attended together got to be in her class. She really does a good job at making what could be a dry, boring experience into something actually funny and entertaining. She knows her stuff and does a great job at teaching thoroughly. Even has tons of funny stories to share. I learned a lot. Just wish we had time to ask more questions sometimes, but she kept us on a very packed schedule (although she was quite generous with allocating breaks). Two tips: bring a jacket, it s freezing I m here. And bring your own coffee if you palm on drinking anyway. The coffee they have in the break room so pretty bad. Even Diana herself warned us. Overall great experience and would recommend it to others

    Central Insurance School Inc

    I had to come here to attend a 3 day course to get my 440 license for my job. Before coming here, all my other coworkers who had previously attended had tons of great things to say about this place. They said it would be especially great if we had Diana (who is the president of the school) as our teacher. Lucky for us, myself and my coworker who attended together got to be in her class. She really does a good job at making what could be a dry, boring experience into something actually funny and entertaining. She knows her stuff and does a great job at teaching thoroughly. Even has tons of funny stories to share. I learned a lot. Just wish we had time to ask more questions sometimes, but she kept us on a very packed schedule (although she was quite generous with allocating breaks). Two tips: bring a jacket, it s freezing I m here. And bring your own coffee if you palm on drinking anyway. The coffee they have in the break room so pretty bad. Even Diana herself warned us. Overall great experience and would recommend it to others

    7 people voted for this review

    Others will see how you vote!

    From the business

    Specialties

    Based in Alabama and Florida, with our Headquarters in Clearwater, Florida, Diana Fink s Central Insurance School is one of the premier insurance schools in the nation. Central Insurance School is the provider of insurance industry training that consists of pre-licensing classes for a State insurance license, Continuing Education (CE) classes, and Designation Programs for insurance Agents, Customer Service Representatives, and Catastrophe Claims Adjusters (Cat Adjusters). These courses are presented in classroom, live webinar, and online education environments

    History

    Established in 1988.

    Central Insurance School was founded in St. Petersburg, Florida, in 1988 by Diana Fink.

    Central Insurance School s main focus is on Pre-Licensing and required Continuing Education programs for the Insurance Industry. Courses stress current policy and latest legislation changes. And all our courses are reviewed and certified by the Department of Financial Services.

    Our St. Petersburg/Clearwater Main Campus opened 9/30/02.

    Diana Fink began her career in the insurance industry over 40 years ago with the Florida State Insurance Commissioner s Office. While serving the Commissioner she administered exams for all types of agent qualifications and assisted the public with consumer inquiries and complaints. She represented the Commissioner in speaking engagements before various trade and civic organizations and other groups throughout the State. In her 13 years with the Department of Insurance she also served as Deputy Commissioner in charge of the St Petersburg Service Office.

    Meet the Business Owner

    Diana began her career in the insurance industry over 40 years ago with the Florida State Insurance Commissioner s Office. While serving the Commissioner she administered exams for all types of agent qualifications and assisted the public with consumer inquiries and complaints. She represented the Commissioner in speaking engagements before various trade and civic organizations and other groups throughout the State. In her 13 years with the Department of Insurance she also served as Deputy Commissioner in charge of the St Petersburg Service Office.

    Diana has experienced the practical side of the industry as well. She served in a management position with the largest independent agency in St Petersburg. This full-lines agency serviced the public with personal and commercial lines and life health products.

    Diana founded Central Insurance School after creating insurance educational programs for universities and colleges and determining that she enjoyed teaching and developing educ

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    Business Loans #business #loans, #business #loan, #small #business #loans, #small #business #loan, #personal #loans,

    #

    Apply Now

    Business Loans

    Fast Business Lending Solutions Merchant Advisors offers small businesses a platform for business financing. Whether you need funding for expansion or working capital, Merchant Advisors gets you the business financing you need when you need it at minimal costs.

    We understand that every business has its unique borrowing needs. Some may want to make new purchases to boost productivity and sales; some need working capital to support operating costs. That’s why we offer the use of innovative technology to offer simple, fast and unsecured business loans. As a non-bank lender, Merchant Advisors offers low longer terms and low rates for more effective business financing. We realize that if a loan costs too much – we may not get paid back! We prevent this by offering affordable business financing.

    Unlike bank lending, our financial experts walk you through the loan process to make sure you have a full understanding of our loan process. We strive to make the loan application process as easy as possible; and this is what sets us apart from other lenders.

    A Smarter Way to Shop for Business Loans, Compare & Save! Our goal is to serve our clients’ immediate and long term financial needs from basic business loans and credit lines to the most intricate financial situations. In today’s fast paced market time is money and we make sure you waste neither. Our experienced financial advisors keep their finger on the pulse of your business, and stay on top of your industries trends which can affect your entrepreneurial goals or existing enterprise.

    If this sounds like something that interests you & benefits you, we highly recommend you APPLY NOW to get started with no upfront fees and no commitment to find out how much you’re eligible for.

    What Sets Us Apart from Other Lenders?

    • We deal with the industry’s most trusted brand name providers
    • Increases your chance of approval by constantly adding new private lenders to our portfolio
    • You get the same (if not better) rate going through us to due to our portfolio track record with our lenders
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    • Receive funding within a few business days!
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    • Best rates, save time, and save money!
    • Equipment financing, minority loans, startup funding, working capital many others options.

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