Tag: motorcycle

How Much Does Motorcycle Insurance Cost? Get Prices #minnesota #motorcycle #insurance


Motorcycle Insurance Cost

If you are buying a motorcycle, you may be wondering, “Is motorcycle insurance expensive?” Overall, motorcycle insurance costs less than car insurance, but of course there are many factors involved in the cost of a policy. If you compare insurance costs for an old run-down Honda Civic to those of a brand new, top-of-the-line Harley Davidson, you may actually pay more for the Harley coverage.

Motorcycle insurance rates depend on numerous factors, including where you live, the kind of motorcycle you ride, and how often you use it. If you live in upstate New York and only bike three months of the year, for example, you face fewer risks than a biker who rides in every season, and will therefore pay less in insurance costs.

A Trusted Choice ® member agent can provide an insurance estimate based on the coverage you are looking for, and can price compare among multiple insurance companies. Find an agent in the Trusted Choice network today to find out how to get a policy that fits your needs and budget.

How Much Is Motorcycle Insurance?

Your motorcycle insurance premiums can range from pocket change to more than $1,000 per year. That is because the price of motorcycle insurance is based on a huge number of factors, including differences by city, state and region. The factors that affect your motorcycle insurance cost include:

  • Your state: Nearly every state requires motorcycle liability insurance, but the minimum limit is different from state to state. The costs of collision and other forms of motorcycle coverage vary by state as well.
  • Your bike: The make, model and year of your motorcycle will affect the cost of insurance. A new bike will cost more to repair or replace than one that is five years old. How powerful an engine it has, and whether you’ve added a turbo kit and other enhancements, will also affect your insurance costs.
  • You, the driver: Your age and driving history are also taken into consideration with liability insurance. Statistically speaking, younger drivers are more likely to be in a serious accident, which means the cost of coverage is higher. Motorists with a history of collisions and traffic violations will also pay more.
  • How you use it: If you use your bike on a daily basis to get to and from work, your risk for an accident is higher. If you only take your motorcycle out on the weekends, you are not as likely to encounter as many hazards.
  • How you store it: If you keep your motorcycle locked in a garage when not in use, this will result in lower premiums than if you leave it on the street.

Motorcycle Insurance Price Differences by State

State laws are a primary influence on the price of your premium, as each state that requires motorcycle insurance has a different minimum requirement. Liability costs range typically between $100 and $500 per year, depending upon state requirements.

The following tool allows you to compare differences in motorcycle liability required minimums by state. Alaska, for example, has a per-person liability minimum that is less than half of Alabama’s minimum ($20,000 vs. $50,000) and a per-accident limit that is half of Alabama’s ($50,000 vs. $100,000.)

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Motorcycle Insurance Price Differences by Region

A number of regional factors impact your motorcycle insurance costs, including:

  • Living in or biking through areas with higher rates of accidents and crime. You will pay more in motorcycle insurance due to increased risk. Your insurance premium will be more than motorcycle riders who live and travel in safer neighborhoods.
  • Areas with a higher number of uninsured drivers have higher premiums too. If you are hit by an insured driver, the driver’s insurance company will pay for your medical care and the repairs to your motorcycle. If you are hit by an uninsured motorist, and you have uninsured/underinsured motorists coverage, your insurance company will have the financial responsibility.
  • Local weather and climate have a noticeable impact on motorcycle insurance rates. In areas more prone to major disasters, such as hurricanes or wildfires, the average cost of coverage is greater. This is due to an increased risk of damage to the motorcycle.
  • You will typically pay more in areas where you can ride year ‘round. In cold climates, like Minnesota and Wisconsin, where motorcycles are stored for the winter months, rates tend to be lower than in California where motorcyclists can ride any time of year.

While these are some of the geographic factors that can affect your motorcycle insurance rates, there are many other factors that can help you save money when you buy a policy. Get accurate prices on the coverage you need, including any possible discounts that may be available to you, from a Trusted Choice member agent.

As independent agents, these local professionals can compare plans from several companies and tailor a policy to your needs and budget. Find an agent in the Trusted Choice network today.

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This information is designed to help you with your decision-making, and it is not intended to provide advice. Contact a local independent agent in the Trusted Choice network today for assistance concerning the insurance options that are available to you.

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Long Island Auto Insurance #nys #car #insurance, #long #island #auto #insurance, #auto #insurance #long


Long Island Auto Insurance

Long Island auto insurance can be confusing. Everywhere you look, car insurance company after car insurance company boasts about how they are offering all types of discounts on car insurance quotes. Unfortunately, the one vital piece of information they never reveal is: What was the original quote? Without this essential piece of information, it’s hard to know what your car insurance savings will really be. So, since there are scores of auto insurance companies in New York, which LI auto insurance company do you choose to insure your vehicle? If you limit yourself to the few heavily advertised auto insurance companies you see on TV, you could be throwing away a ton of money on auto insurance premium when you do not have to.

Insurance Suffolk is a Long Island based brokerage…not an auto insurance company…

We at Insurance Suffolk make shopping for auto insurance easy by obtaining auto insurance quotes for you with top financially rated (not top advertised) auto insurance companies at no additional cost. Utilizing our comprehensive and exhaustive underwriting services, our mission is to provide you with the lowest cost possible for Long Island auto insurance. Whether you are searching for your first policy, need a review of your current auto coverage limits, looking to switch auto insurance companies for a lower price, or you were dropped from your auto insurance company, we can help you.

Insurance Suffolk helps Suffolk and Nassau Long Island residents with their auto insurance by:

  • – Choosing the right car insurance company based on our client’s needs
  • – Providing “apples to apples” quote comparisons (identical coverage limits and endorsements)
  • – Optionally shopping your Homeowners, Renters or Umbrella policies with your auto policy in an attempt to obtain multi-policy discounts
  • – Pointing out trouble areas in your existing auto policy as to make sure you are properly insuring your vehicle (low coverage limits, missing endorsements, etc.)
  • – Obtaining affordable auto insurance quotes from top rated insurance companies in New York. We are also part of the AARP auto insurance program with The Hartford

In addition to auto insurance, we also provide coverage for other types of vehicles including:

From Babylon to Massapequa, to Lindenhurst to Merrick, Insurance Suffolk is here to provide Long Island residents with peace of mind and maximum savings on your car insurance. Contact one of our Long Island insurance brokers for a free auto insurance quote and start saving today!

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Motorcycle Accident Lawyer Los Angeles #los #angeles #motorcycle #accident #lawyer, #los #angeles #motorcycle #accident

Motorcycle Accident Lawyer Los Angeles

The law offices of Farhad Hamdam, Los Angeles motorcycle accident attorney. are dedicated to providing quality representation to those in the Los Angeles area who have suffered as a result of motorcycle accidents. We understand that motorcycle accidents can be devastating and can include serious short- and long-term personal and financial costs, and we are committed to providing our clients with the dedicated advocacy they deserve. When you or someone you love has suffered due to a motorcycle accident, contacting an experienced attorney can ensure your rights are adequately protected in the days and weeks to come.

Motorcycle accidents can have profound consequences on their victims. Because motorcyclists are uniquely vulnerable even when wearing personal protective gear, they are more likely to suffer severe or life-threatening injuries when an accident occurs. Broken bones, head injuries, traumatic brain injuries, burn injuries, hemorrhaging and other injuries are common, and disability can result. Farhad Hamdam, Los Angeles motorcycle accident lawyer, understands how difficult this type of accident can be, which is why he focuses on always protecting his clients’ best interests, acts as their advocate and works to negotiate a fair settlement that considers all aspects of their losses so that they can have the necessary resources to rebuild their lives after their accidents.

Mr. Hamdam, motorcycle accident attorney in Los Angeles. has a team of professionals who work together to assist those who have been serious injured or suffered a loss due to motorcycle accidents. If you have suffered due to another person’s negligence or reckless behavior, you may be entitled to damages for your medical expenses, property damage, lost wages, physical therapy, pain and suffering and other costs associated with the accident. We will work with you to prepare your case and guide you through the complex legal system in order to ensure you are properly and thoroughly represented every step of the way and fight for full compensation under the law.

Contact the offices of Mr. Hamdam, motorcycle accident lawyer in Los Angeles. today to schedule a no-obligation consultation and learn more about your options.

17530 Ventura Blvd. Suite 100 Encino, CA 91316 | Tel: (877) 267-0707
© 2013 Los Angeles Motorcycle Accident Lawyer – All rights reserved.

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Honda CBR motorcycle Price List in the Philippines June 2017 #honda, #cbr #motorcycle, #price


Honda CBR motorcycle Price List in the Philippines June 2017

About Honda CBR

Honda CBR comes offering a stupendous lineup of motorcycles

Honda CBR is a lineup of sports oriented motorcycles featuring inline-4 engines and superb sense of styling. The main attraction of these bikes is their pocket friendly price despite of features that best fit into the description of Super bikes . There are many motorcycles in the lineup that have won many awards hosted in a global scale, not due to the brand name but because of its outstanding performance. With increasing number of people in Philippines opting out of their old rides, the CBR lineup offers a refreshing collection of models that has something for everyone.

History of Honda CBR

The CBR series has its roots etched to the time when it released as CBR125 in 2004. Taking place of Honda NSR125, this 125 cc bike with single cylinder, four-stoke liquid cooled technology earned the newfound affection of people throughout the Philippines. In the later years, Honda’s aggression only got more intensive as they made one good release after another. The CBR 125R received various modifications that increased its visual aesthetics as well as performance rating. The engine then featured black front-forks, new front-fairings and fresh new colours to the swing arm. To comply with EURO-3 regulations, Honda also introduced HEC3 oxygen sensor.

Features of Honda CBR

Honda CBR series has an impressive lineup of releases and modifications dating back to the year 1986, when the first model saw its release. However, the models that require discussion are the last four versions that are currently ruling the market in the Philippines.

2011: This is a year that is considered a landmark in the biking scenario because it was the first time when Honda brought its much acclaimed Repsol graphics to its commercial model. Considered to be the best starting bike for future motorists and racing enthusiasts the HONDA CBR 125R made waves across the motor world. It has a four-stroke liquid cooled engine with 2 valves per cylinder, 6 speed manual transmission and capability to go up to 14 horsepower. It also featured a 13 liter tank.

2012: This year, Honda CBR250 ABS saw its release and was marked with huge anticipation and overwhelmingly positive user response. This motorcycle withstood the test of time thanks to its features that best reflect the needs of racers worldwide. It has anti-locking brakes (ABS) that provides faster response and shorter stopping distances. Engine is same as before but paired with a 6 speed manual, this time around.

2013: Honda’s final bout in rise to fame arrived with the release of Honda CBR 600R in Philippines. It has 471 cc twin engines, 6-speed manual transmission; diamond shaped steel frame and 4.1 gallons of fuel capacity. It arrived in Jet Black colour that further lends it a muscular look.

Popularity in the Philippines

Honda’s popularity in the Filipino market outshines those of its competitors as the brand name itself carries a lot of weight in this part of the world. Mostly because of the company’s tireless efforts in serving their customers, they have gained critical acclaim as well as revenues that are well worth boasting. The Honda CBR series, despite being a relatively new entry in the world of motorcycles, has earned affection of riders who look for stylish, superior performing bikes at an affordable price tag. No doubt that Honda has many great years lined up ahead.

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Chicago Motorcycle Accident Attorney #motorcycle #accident #attorney #chicago

Motorcycle Accidents

Experienced Chicago motorcycle accident attorney dedicated to representing bikers

Over 130 motorcyclists die from Illinois motorcycle accidents every year according to the National Highway Traffic Safety Administration (NHTSA) .

Chicago motorcycle accidents are complicated cases to litigate. Many questions arise that must be answered. Who was responsible for the accident? Who will pay to repair your motorcycle? Who will cover your medical bills and expenses? Don t let these complex questions frighten you! We are here to help you through as we work to get you the compensation you deserve. For more information about motorcycle accidents, visit our motorcycle accident website at www.motorcycleattorneychicago.com .

If you have been in a motorcycle crash, you likely have significant injuries and damage to your bike. You may require significant time off work while you heal and you may incur huge medical bills. We want to help make you whole again after you crash. We will work by your side and represent you to the insurance company. We know all about their negotiation tactics, and we can often help you achieve a strong settlement without going to court. If the case does go to court, we will stand by your side and help you get the money you deserve for your injuries and damages.

To contact our Chicago motorcycle accident attorney, click here or call us today at 312-848-9783.

Dedicated, driven Chicago motorcycle accident attorney

We prepare every single case as if the case is going to trial. No shortcuts will be taken. Our representation will be aggressive, modern and thorough. We will handle your matter wherever it occurred in Illinois. To contact our office regarding your Chicago motorcycle accident, click here or call us today at 312-848-9783. Remember that we work on a contingency basis, so there will be no charges unless we help you recover. Call for a free consultation today.

Have You Been Injured In An Accident? Contact Barry, Call 312-848-9783

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Motorcycle attorney #motorcycle #attorney


I never felt alone during my recovery. These guys are awesome! I’ve recommended 2-3 friends already! Way to fight for our rights!!

We were completely satisfied. from our very first meeting, to your calls and follow up visits to our home and to the quick process of our case. they were there to meet us and reassure us that we would have no worries with our case and they proved that to be correct. Thank you kindly.

Joseph and Patricia L.

Received our settlement much sooner than we anticipated. We are truly grateful we found you.

We have helped thousands of bikers get the compensation they deserved; contact us at 1-800-Motorcycle (1-800-668-6729) to see if we can help you as well. You can call anytime, 24 hours a day, to talk to a lawyer and tell us what happened to you. If you have been injured in a motorcycle accident, you will need a lawyer who understands motorcycle accidents and will fight for your rights. We know motorcycle accidents inside and out. This experience can not be matched by your “local lawyer” or general practitioner.

If you already have a lawyer who is not taking care of you, contact us today. You have the right to choose an attorney who pays attention to your needs and who understands the complex nature of motorcycle injuries and the accidents that caused them.

Our team of experienced motorcycle lawyers are in all 50 states.

Honesty. Expertise. Results.
It is as simple as 1. 2. 3.

It is rare to find a firm that focuses on injured bikers and has a top team to make sure you get the best results. We are that firm. Reach out to us for a free consultation about your situation. Know that our opinion on your situation has over 20 years of experience and success in representing injured bikers behind it.

Our firm stands on three principles: Honesty, Expertise and Results. You will find as you get to know us, we not only are guided by our principles but everything we do touches on one or all of them! There are only a few, if any, law firms in the country that can match the amount of experience and success we have had representing bikers. If you want a law firm that knows motorcycle law inside and out, you want us.

Andrew L. Kass

Andrew L. Kass, Attorney at Law, is the cofounder of Kass Moses. He grew up in New Jersey then moved to Syracuse, New York, to attend Syracuse University, where he received a degree in finance and marketing. Andrew L. Kass learned to emphasize service by observing his father as he ran his own business. Mr. Kass met Joel D. Moses while studying law at the John Marshall Law School in Chicago. In 1992, after receiving his law degree, he went on to form the Law Offices of Kass Moses, P.C. with Mr. Moses and, subsequently, founded 1-800-Motorcycle. Currently Andrew lives in Highland Park, Illinois with his wife Janice, seven-year old-daughter, Lillian, three-year-old boy, Sergio and their dog, Kirby.

Joel D. Moses

Joel D. Moses, Attorney at Law, is the cofounder of Kass Moses. Originally from Michigan, Mr. Moses came from an entrepreneurial family that owned and operated a small business. Working at his family’s business from a young age taught him the value of honesty and integrity. Joel Moses attended Michigan State University and received a degree in economics. He moved to Boston for several years before moving to Chicago to study law at the John Marshall Law School in Chicago, where he met Andrew Kass. After they received their law degrees, the two went into practice together in 1992 and founded the Law Offices of Kass Moses and 1-800-Motorcycle. Mr. Moses currently lives in Glenview, Illinois with his wife Christine and their son, Daniel. They also have an older son, Nicholas, who is studying sound at Columbia University.


Life threatening orthopedic injuries. Insurance company alleged that the $25,000 insurance policy had lapsed. Our team of lawyers spent a significant amount of money and time fighting the insurance company in court and won. We were able to force the insurance company to pay 3.4 million, when the original policy they should have paid was $25,000!


A de-gloving injury of right foot requiring 4 separate surgeries. Policy limits were tendered.


LIfe threatening injuries. Details confidential.


Fractured sinus, concussion, and pulmonary contusion. Required emergency surgery to clear a clot in pelvis. Required surgery to repair a torn rotator cuff. He spent 6 days in ICU. Policy limits were tendered.

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Local Law Firms: Locate Attorneys & Lawyers in Your Area #car,accident, #lawyer, #injury, #attorney,


Family Restaurant Settles Sexual Harassment Lawsuit
A sexual harassment lawsuit within a family restaurant by the name of Angelo’s Pizza and Grill will be resolved in the form of a $35,000 settlement to be split between seven female victims.
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Woman Sues Over Medical Malpractice for Leg and Hearing Loss
A woman sued a hospital over the lost her legs and most of her hearing following a medical mistake during what should have been a simple surgery.
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RGA Environmental Discovers Asbestos at Los Medanos College Campus
After a recent test conducted by RGA Environmental, a Terracon Company on Los Medanos College campus, it was discovered that a number of its buildings constructed prior to 1980 tested positive to traces of asbestos.
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Man Receives $19.1 Million After Automobile Accident
A jury in Philadelphia has awarded a Pennsylvania man $19.1 million following the loss of his leg after he was hit by another vehicle while assisting with a car crash. The man had been a passenger in a vehicle operated by his friend when his friend collided with another vehicle at 2 in the morning.
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Employee Forced From Job Will Keep $4.2 Million Judgment
A man in Indiana is $4.2 million wealthier after winning a judgment and a subsequent appeal versus his former employer.
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Need To Know Injury & Law Topics

What is an Appeal?
An Appeal is the bringing of a case to a higher court usually with a lawyer. An appellate court is a court that hears cases on appeal from another court. Depending on the particular legal rules that apply to each circumstance, a party to a case and or lawyer who is unhappy with the result might be able to challenge that result in an appellate court on specific grounds. These grounds typically could include errors, fact, or procedure (in the United States, due process).

What are Miranda Rights?
Miranda Rights state that confessions are inadmissible in a criminal prosecution if the police do not advise the suspect in.

What does OUI stand for?
An acronym for operating under the influence, used in only three states, Maine, Massachusetts and Rhode Island. The operating distinction encompasses more than just driving the vehicle.

Probate is what?
The court that handles conservatorships, guardianships, wills, estates, and commitment of mentally ill persons. The court also has jurisdiction over matters involving minors, usually through a juvenile division.

Does Drowsy Driving exist?
Sleep deprived driving is the operation of a motor vehicle while being cognitively impaired by a lack of sleep. Sleep deprivation is a major cause of motor vehicle accidents, and it can impair the human brain as much as alcohol can.

What is order to show cause?
Order to show cause is a court order requiring to appear and show cause why the court should not take a particular course of action. If the party fails to appear or to give sufficient reasons why the court should take no action, the court will take the action. In criminal cases, the defendant or lawyer must show why probation should not be revoked.

Find Local Lawyers and Attorneys in Your State

What Does a Personal Injury Lawyer Help With?

Some injury lawyers help people with catastrophic injuries. Injury lawyers that are experienced in representing catastrophic injuries include things such as brain injuries, spinal cord injuries, eye injuries, neurological disorders, severe burns, accidental amputation, and multiple fractures. Victims of catastrophic injuries may suffer from a loss of movement or sensation. They may lose their ability to communicate or have impaired cognitive abilities. The catastrophic injury may adversely impact the victim’s respiration or circulation. Other body systems such as the gastrointestinal system and the urinary system may also be negatively affected by these injuries.

Catastrophic Injury Lawyer

Managing catastrophic injuries can be complicated and require the assistance of a multitude of healthcare professionals. Victims may require the services of healthcare professionals such as physicians, nurses, counselors, and therapists. The long-term costs of injury services such as these can be astronomical, and most victims are not financially prepared to meet these expenses. A catastrophic injuries lawyer can help victims ensure they receive the monetary damages they deserve.

Accidents can be caused by anyone and any million ways, but the following car accident at fault reasons and groups cause most of the accidents on the roads. All injuries small or large should be taken up with a lawyer. Read More

You must read this if you have an injury from a slip and fall. First off, if you have fallen, slipped or tripped in any type of public or commercial place it is very important to file an injury or accident report. If you have not try to do so immediately while the injury event is fresh in your mind and others. Call the location where your injury happened and talk to a manager to file an injury report have the manager send you a copy of the report. If it was a shopping mall, major store or restaurant, make sure to go back and talk to the manager if you can or a staff on duty to get a detailed incident report recorded and a copy for future claim to show to your lawyer.

Slip and fall injury cases can happen almost anywhere and for a number of various reasons, including but not limited to:

Criminal Defense Lawyer Explained

To better understand the importance of criminal defense and its vital role in the criminal justice system, a criminal defense overview may be helpful. According to the 5th Amendment to the U.S. Constitution, “. it is unlawful for an individual to be deprived of life, liberty or property without due process of law. ” The 14th Amendment to the U.S. Constitution further emphasizes this point, and adds that states cannot “deny any person within its jurisdiction the equal protection of the laws.”

Classifications of Crimes

Violations of the law are classified into one of two categories: misdemeanor or felony. These crimes are further categorized into level or degrees based on the severity of the offense. The level or degree of the crime may vary by jurisdiction. Felony offenses will be classified as Class 1 through Class 6, and misdemeanor offenses will be classified as Class 1 through Class 4. Class 1 offenses are the most severe and carry the harshest penalties. For example, a Class 1 felony offense carries with it the punishment of life imprisonment, fines up to $100,000, or death. Read More

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Farmers Insurance – Jimmy Ford – Bryan, TX – Auto Insurance #insurance #auto #insurance


Farmers Insurance – Jimmy Ford

Farmers Insurance – Jimmy Ford in Bryan, TX – Brazos County is a business listed in the categories Auto Insurance, Insurance Motorcycles, Business Insurance, Homeowners Insurance, Life Insurance, Insurance General Liability, Direct Life Insurance Carriers, Home & Business Insurance, Insurance Companies, By Name, Automobile Insurance, Surety Insurance, Insurance, Insurance Automobile, Insurance Life and Insurance – Home & Business and offers Insurance Auto Insurance Home Insurance Life Insurance Homeowners Insurance Renters Insurance Business Insurance Motorcycle Insurance Financial Insurance Insurance Company and Insurance Advising. If you did business with Farmers Insurance – Jimmy Ford, please leave a review and help us improve and help other people. Also, don’t forget to mention Hubbiz.

Auto Insurance, Insurance Motorcycles, Business Insurance, Homeowners Insurance, Life Insurance, Insurance General Liability, Direct Life Insurance Carriers, Home Business Insurance, Insurance Companies, by Name, Automobile Insurance, Surety Insurance, Insurance, Insurance Automobile, Insurance Life, Insurance – Home Business

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Building Without a Permit #austin #motorcycle #accident #attorney, #building #codes

My garage roof was falling down. I contacted a license contractor to fix my garage. He got $1700 in advance. He stated that I do not need a building permit as he is only replacing the roof and the permit I had to replace my house will cover it. i asked him to double-check with city to be sure. He told me that I should not worry about anything and he will take care of everything. His name is David Murphee and he is licensed in California. DO NOT HIRE HIM FOR ANYTHING. After he broke the contact I checked him out. He has 19+ judgments against him. I have a court date for damage he caused me.

The contractor also removed the sidings of the house. He left the project after he removed the roof and the sidings.

After 8 months I ordered new material to put the sidings and the roof myself. I assumed that the permit I have for the main house. I had no money left to hire a new contractor to do the work.

I almost finished the job on my own and a few homeless people looking for work. Two days ago my neighbor, an African American lady living with his son and granddaughter called the city building code enforcement agency. In the city a guy named Darius told me that I need a complete building permit for the new garage from scratch, because the building is not safe,

I told him I was doubled all the studs and use 2 6 Joist and rafters to make the garage as safe as possible. I was on the roof to put the singles and the garage is safer even that the main house that is build 110 years ago. I told him send somebody to check if the the garage is not safe and I am ready to retrofit it even for earthquake. He said he wants paperwork for a new building permit otherwise he will send me bigger and bigger fines until I comply. To comply to the new codes I have to make a new foundation and destroy a garage that so far has cost me $10,000+. I guess a similar structure with architect, engineering etc will cost me 20,000.

I refuse to apply for new building permit. Everybody I talk to tell me that the city cannot do much and I win the case if I go to court. I told city I can apply for earthquake retrofit, siding permit, roofing permit, electrical permit for the garage, but they refuse to give me those permits.

The garage is almost done. it needs a garage door and electrical to function. I can even skip the electrical if it give me hassle when they come to inspect electrical system inside the house.

My question is how often they can fine me? What else can they do?

I am living in downtown with all the homes around me are falling apart. My house is in pretty good shape, as I changed the roof and made Stucco outside all with permits. I am going to upgrade electrical system with a new main panel and two sub-panels in basement, also with permit. I changed all the windows as well and the city told me that I do not need permit as long as I use the same size windows. The water system was upgraded before and it seems to be good quality copper maximum 3-4 years old.

I was going to work on landscaping and make the house nice from the curb when the nosy neighbor called the city. What a pity, she is renting, have no backyard. My house is at least 3 times bigger. I guess she could not see so much is done with the neighbor s house. What a pity that people are jealous even when they live in downtown in worse possible neighborhood.

September 1st, 2016 at 11:33 | #127

Hi- I received a notice from my town inviting me to a public hearing before the Zoning board due to my neighbor s desire to construct a shed on her property that will require a variance. This neighbor and I have had a very contentious relationship and she has already constructed a huge 8 foot vinyl fence on her section of our property line (I have 3 acres while her property is roughly 1/2 acre)- there are no guidelines for fence construction and in my belief much of the fence either encroached on my property or was directly on the line- in either case she has to trespass in order to maintain it.

I m wondering if I can simply object to her constructing it without the required setback simply because I don t want it there, further solidifying the encroachment on my land. I don t want to pay thousands for a new survey and don t have the money for an attorney. I m worried that in the small town where I live the good old boys on the Planning commission can simply override my rights/desires because she is friends with them. Their property is very small and already contains a large home, a garage, a big deck, etc but I feel that there is still space where they could construct it without needing a variance. I know that they ll argue that their yard is so small that it would have to be almost in the middle of it. I m sorry, they ve been so miserable to me- I don t care. I just don t want them to build that shed on my property line.

Please give me any advice that may help me as I argue that this variance should not be granted and that they should have to follow the laws like everyone else.

September 10th, 2016 at 10:46 | #128

We have lived all over Canada, and the United States, though originally from Belfast Northern Ireland. And we have lived in 4 different states in the United States. The best state for building anything is in Arizona you don t have to get permits for most anything because it s your property. Obviously building an add-on to your house or or even a porch you must get a permit. An outside deck, shed, above-the-ground pool all up to you. Here in Florida is it is the exact opposite also California. In Florida you can t put a above the ground pool, deck, shed, or even put a fence up nothing without getting a permit and paying the government it can get expensive paying for the government s kids to go to college. We were even more surprised that there s an easement on almost every property here in Palm Bay. Though it is your property the government gets 5 feet on both sides that is theirs, you can t build on it in 7 feet from the property line in the back. Though you paid for it it belongs to them and you get to maintain it. Not a fan of Florida or California, The gov sure seems to squeeze a bit more out of you in those states.

September 17th, 2016 at 18:34 | #129

Costs do vary from state to state and from local government to local government. If the costs are higher than necessary, citizens have a right to vote out the people who aren t doing their job or run for public office themselves. The history of code enforcement goes back thousands of years when buildings would collapse and kill people (coliseums). It extends back to Babylonian and Roman times. Buildings were always burning down in cities in the middle ages because they were made of wood which is why London adopted a fire code in the 1600 s. Behind almost every provision of the building codes is a safety concern. People were hurt or killed or property was damaged by fire, floods, earthquakes and other natural disasters or by people who built things and didn t know what they were doing. Over time, we have learned how to prevent many of these things from happening by meeting certain standards. What seems like a burdensome requirement usually has a good reason behind it if you talk to a professional (plumber, electrician, structural engineer etc.). I learned a lot about what can go wrong when I was prosecuting. After a natural disaster, one can see why these codes are important. When you see disasters in third world countries where buildings collapse after an earthquake, it is because they haven t been built following the codes that could have prevented the loss of life and enormous costs of rebuilding. Permits are the price we pay for living in safer buildings than our ancestors. Here s the problem with not having to follow rules regarding decks and pools. If a deck railing isn t up to code, children can fall through the railing and be injured or get their heads stuck. I know of a case where a deck had no railing, someone was intoxicated and stepped off of it and died from a skull fracture after he fell. If a pool doesn t have the necessary safety features to prevent children from accessing it when no one is around supervising them, they can drown. A deck built in Chicago without a permit collapsed after too many people were on it during a party and a number of young adults were killed. The inspectors I worked with are professionals who care about safety and educating the public. Their salaries aren t going to make them rich. Most of them have experience working construction or in the other trades before becoming inspectors. They attend lots of trainings so they can make sure they don t miss anything during an inspection that could harm someone.

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