Tag: More

Business Contracts, Agreements, Disputes – More #sba #loan #rates


#business contracts

#

Business Contracts

You probably enter into business contracts every week. But do you understand contracts basics? Can you interpret boilerplate provisions? Are you sure your contract is enforceable? Learn what you need to know about business agreements so that can you avoid making common contract mistakes.

Nolo has books, forms, and online applications that can help small business owners run a successful business. See the Small Business Products page for a complete list of Nolo’s small business products,

Get Informed Articles Information

What goes into a legally binding agreement?

All you need is a clear agreement and mutual promises to exchange things of value.

Follow these guidelines to make an enforceable, plain-English business agreement or contract.

What happens when rights and duties under a contract are handed off to a third party?

No contract exists until an offer is accepted. So what does “acceptance” mean?

Certain people lack the legal ability to enter into a binding contract.

A look at some of the standardized language you’ll find in many contracts.

Your contract can specify the governing law that will apply to disputes involving the agreement.

What does a “time is of the essence” contract provision mean, and will it be enforced?

A bill of sale is the contract that’s used most often for a car or other goods are bought and sold.

Tips on using an acquisition agreement when one business buys another.

What does a typical confidentiality agreement look like? Here’s a sample NDA.

How do you know whether your contract is “irreparably broken” in the eyes of the law?

Contracts can be broken as soon as one party indicates that it can’t — or won’t — meet its obligations.

Here’s some background on this very large collection of legal rules governing many important business and commercial activities.


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More Than 15 Small Business Funding Resources for You #business #at #home


#small business funding

#

More Than 15 Small Business Funding Resources for You

Most small business owners can identify with the challenges of getting financing for their business or funding for a new product. There’s no short, easy road to funding, most of the time, but these small business funding resources can help.

Kabbage

Kabbage has to be the most unique small business funding source found recently. They have created a powerful platform that, in my understanding, is creating a real-life look at how your business is doing to help you grow it.

They don’t only look at credit scores, as so many traditional lenders do. They look at things like your Paypal, Ebay, Amazon, or Intuit QuickBooks account to figure out if you qualify and how much of a credit line you can receive. It is impressive.

Kiva Zip

Another innovative program and approach is found with Kiva, the microfinance platform. Etsy wrote about it. There is official information about zero interest (0%) with the Kiva Zip program (in Alpha, not even in Beta), and success stories on the main page.

The Lending Club

The Lending Club is a name that many consumers and business owners have heard before, but it is a site worth checking. Their peer-to-peer approach has taken the banking world by storm and it looks likely to continue in the business loan sector.

SmartBiz SBA Loans

SmartBiz SBA Loans ($5,000 $150,000) is a small business lender, but one that promises a much better process than traditional banks, on SBA type loans. If you’ve ever gone through the SBA formal process, you know that it is rather comprehensive.

Funding Circle

Funding Circle has a large UK presence as well as a US site. It is an online marketplace for small business loans. The site explains you can find out in approximately one week if you qualify for a loan.

MultiFunding

Ami Kassar CEO of MultiFunding has a useful website on how the different funding options work and his consulting brokerage serves as a matchmaker for businesses that need more than just the “best rate” and need help with more complicated loan options.

OnDeck and BoeFly

Here are a couple of other small business loan providers that are promising an easier process, lower rates, and other options that might make their loans more appealing to you. OnDeck and BoeFly .

QuickBooks Financing

QuickBooks Financing has a site dedicated to helping you find the right financing. It is a matching engine that allows their selected lenders to provide you with the right loan. I’m presuming it also uses some of your QuickBooks data, but I’m not certain of that as I did not submit data on the form.

Wells Fargo and SBA Bank of America

There is no shortage of traditional lenders where you can walk into a branch and talk to someone about an SBA loan, so I would be remiss for not including at least a couple that I believe in. The Wells Fargo small business loan page offers a range of good information. And the SBA Loan page at Bank of America may help you sort different SBA options.

Factoring

If you have ever considered factoring, where you get financing based on your receivables, then I recommend this guide from RTS Financial, Your Complete Guide To Factoring.

PayPal Working Capital

PayPal Working Capital lets you pay your loan back as you get paid. A factoring method, of sorts.

Chase Mission Main Street Grants

One of my favorite places to look for less traditional financing options is the Small Business Events here on Small Business Trends. I used it to help compile this list, so I know there are some great funding options, often awards or contests, worth considering. This Chase Mission Main Street Grants is a terrific example. There is new information on the 2014 program.

Government Grants

You may need help to understand if a Government grant is worth pursuing. There are some large scale federal programs that pass funds through to universities and other nonprofit type institutions where you can sometimes find just the right help for your company.

City and State Level Resources

As I mentioned above, there are many city and state level resources, but too many to explain. If you search for your city or state combined with economic development, small business funding, and other related terms, you may find a niche program that serves your needs.

Here is a page from the Nevada Small Business Development Center where you’ll get an idea of what you find at the state level. There are community-focused programs, as an example of a city program, for the Philadelphia area, Loan Programs City of Philadelphia Business Services Center. Scroll down through the long list to find the smaller loan amounts.

Opportunity Finance Network

Opportunity Finance Network (part of Goldman Sachs 10,000 small businesses initiative) is a big initiative sponsored by Goldman Sachs. The goal is to help educate business owners on a wide range of topics, to give you the best chance for success, in addition to access to capital. You must have an established business, with revenues.

There are plenty of sites that offer business loans too many to try and list. There are resources at the State and City level, depending on where you live, that can help you financially. There are also lists of USA State websites that offer resources or details around funding and details available on what it takes to qualify for a small business loan as well as sources of start-up funding .

We welcome you to list resources in the comments. We want to see the path to funding get easier, more transparent, and understandable for small business as a whole and we hope these resources do that for you.

If you have discovered a great resource that can help a small business owner find financing or a grant, please share it below.

TJ McCue served as Technology/Product Review Editor for Small Business Trends for many years and now contributes on 3D technologies. He is currently traveling the USA on the 3DRV roadtrip and writes at the Refine Digital blog.

Latest Trending Business News


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Office Depot Business Solutions Division: 10% Or More Off Everyday Purshases! #business #name #ideas


#business.officedepot.com

#

Office Depot

Order Online: Business.OfficeDepot.com

Go online through the Office Depot Business Solutions website everytime you order. By creating your account after using our link (here ) you will automatically be linked to our special pricing.

If you already have a purchasing account through Business.OfficeDepot.com then don’t worry, simply call (866) 226-7283 and we can have your pre-existing account linked to our special pricing!

Order By Phone

Call (888) 777-4044 and Mention Account # 52067721 and receive our special pricing over the phone.

OD Customer Service: (888) 777-4044
OD Technical Service: (800) 269-6888
BAPlus Support: (866) 226-7283

Office Depot Special Savings

Get the Keurig B140 Small Office Brewer for the great low price of $99.99. This coffee brewer is perfect for offices of 15 employees or less. It has 3 brew sizes, 48 oz. removable water reservoir, and can be setup for automatic shutoff for energy savings. Don’t forget to also order your K-Cups from Office Depot also!

Enjoy an average 10% discount on purchases including already
reduced or discounted Office Depot items!


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Monkey Business » On a Mission to Make the World More Fun and Yellow

#monkey business

#

We help people
to implement
new ideas!

Meille apinoille ihminen on tärkein.
Organisaatio on ihmisten päiden, käsien ja sydänten summa. Tavoitteenamme on saada sydämet ja päät toimimaan yhdessä entistä paremmin. Tällöin kädet vapautuvat ja uudenlainen tekeminen luo tekemisen kulttuurin.
Lähestymistapamme on muotoilullinen, eikä meillä ole valmiita vastauksia. Jokainen ongelma ratkaistaan yhdessä ihmisten kanssa, ihmisten tarpeisiin. Avullamme tekijät itse keksivät ratkaisut ja ideat omiin ongelmiinsa.

Tämä referenssi on ollut osa Kokeiluraportti 2/2015 -uutiskirjettämme. Käy vilkaisemassa koko kirje tästä. Emme voi kertoa organisaation nimeä tai hankkeen tarkkoja

Tämä referenssi on ollut osa Yellow Press – Kokeilut 1/2015 -uutiskirjettämme. Käy vilkaisemassa koko kirje tästä. Emme voi kertoa organisaation nimeä

Organisaatiot hakevat jatkuvasti uusia toiminnan muotoja. Toimintaympäristössä tapahtuvat muutokset edellyttävät valmiutta reagoida nopeasti, ketterästi ja tehokkaasti. On löydettävä se, missä

Vuodesta 2006 asti olemme Monkey Busineksessä tutkineet tulevaisuuden organisaatioita. Tutkimusmatkoillamme olemme toteuttaneet yli kaksisataa erilaista kehitysprojektia yli kahdessakymmenessä maassa, viidellä

Katri Viippola kertoo yllä olevalla videolla miksi on valinnut Monkey Busineksen avukseen jo kahdessa eri organisaatiossa.

Monkey Busineksen ensimmäinen virallinen iso keikka elokuussa 2007 oli Strategian lanseeraustilaisuus eräälle yritykselle Pieksämäellä. Se tarjoiltiin Tatulle ja Villelle verkoston

Monkey Business on teille oikea kumppani, jos: Haluatte muutosta toimintatapoihinne, yksinkertaisin keinoin. Haluatte, että muutos on vuorovaikutteinen ja osallistava – ihmiset saavat

Kolmas ydinteoriamme on kirjasta The Leadership Challenge.

Nonakan & Takeuchin kiteyttämä tiedon luomisen teoria on hyvä malli uuden tiedon synnyttämiselle. Tässä yksinkertaistettu malli. 1. Dialogi – käymme dialogia

Toimintamme ytimessä on dialogi. Dialogi on yhdessä puhumista ja ajattelua. Dialogin perusidea on yksinkertainen: kun yksi puhuu, niin muut kuuntelee.

Visiomme: Monkeyn visio on olla Suomelle paras lifestyle-osuuskunta. Teemme töitä sydämestä puhumisen ja välittämisen vallankumouksen puolesta. Meidän unelmamme Suomesta on intohimon


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Office Depot Business Solutions Division: 10% Or More Off Everyday Purshases! #business #card #designs


#business.officedepot.com

#

Office Depot

Order Online: Business.OfficeDepot.com

Go online through the Office Depot Business Solutions website everytime you order. By creating your account after using our link (here ) you will automatically be linked to our special pricing.

If you already have a purchasing account through Business.OfficeDepot.com then don’t worry, simply call (866) 226-7283 and we can have your pre-existing account linked to our special pricing!

Order By Phone

Call (888) 777-4044 and Mention Account # 52067721 and receive our special pricing over the phone.

OD Customer Service: (888) 777-4044
OD Technical Service: (800) 269-6888
BAPlus Support: (866) 226-7283

Office Depot Special Savings

Get the Keurig B140 Small Office Brewer for the great low price of $99.99. This coffee brewer is perfect for offices of 15 employees or less. It has 3 brew sizes, 48 oz. removable water reservoir, and can be setup for automatic shutoff for energy savings. Don’t forget to also order your K-Cups from Office Depot also!

Enjoy an average 10% discount on purchases including already
reduced or discounted Office Depot items!


Tags : , , , , , , , , , ,

More Than 200 Franchise Opportunities for Less Than $50, 000 #best #small #business


#franchise opportunities

#

More Than 200 Franchise Opportunities for Less Than $50,000

Miscellaneous Maintenance Services

Color Glo International
Leather, vinyl, fabric, carpet and surface repair and restoration
Startup cost: $46K-$49.8K
Total franchises/co.-owned: 158/1
colorglo.com

Dr. Vinyl Associates Ltd.
Auto vinyl, leather, fabric and plastic repair
Startup cost: $41.3K-$71.5K
Total franchises/co.-owned: 126/0
drvinyl.com

Green Home Solutions
Environmentally friendly mold cleaning, pest control and odor elimination
Startup cost: $21.1K-$72.7K
Total franchises/co.-owned: 102/1
greenhomesolutions.com

Squeegee Squad
Residential and high-rise window cleaning, building maintenance
Startup cost: $32.9K-$82.4K
Total franchises/co.-owned: 39/1
squeegeesquad.com

Window Gang
Window, exterior, dryer-vent and chimney cleaning; deck and fence sealing
Startup cost: $34.4K-$81.1K
Total franchises/co.-owned: 152/21
windowgang.com

PERSONAL CARE

Fitness

Baby Boot Camp/Karna Fitness
Prenatal and postnatal fitness; women s private and small-group training
Startup cost: $4.7K-$10.4K
Total franchises/co.-owned: 132/1
babybootcamp.com


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Office Depot Business Solutions Division: 10% Or More Off Everyday Purshases! #business #hosting


#business.officedepot.com

#

Office Depot

Order Online: Business.OfficeDepot.com

Go online through the Office Depot Business Solutions website everytime you order. By creating your account after using our link (here ) you will automatically be linked to our special pricing.

If you already have a purchasing account through Business.OfficeDepot.com then don’t worry, simply call (866) 226-7283 and we can have your pre-existing account linked to our special pricing!

Order By Phone

Call (888) 777-4044 and Mention Account # 52067721 and receive our special pricing over the phone.

OD Customer Service: (888) 777-4044
OD Technical Service: (800) 269-6888
BAPlus Support: (866) 226-7283

Office Depot Special Savings

Get the Keurig B140 Small Office Brewer for the great low price of $99.99. This coffee brewer is perfect for offices of 15 employees or less. It has 3 brew sizes, 48 oz. removable water reservoir, and can be setup for automatic shutoff for energy savings. Don’t forget to also order your K-Cups from Office Depot also!

Enjoy an average 10% discount on purchases including already
reduced or discounted Office Depot items!


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Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more #new #business

#cottage industry ideas

#

Or try one of the following links.

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  • This info does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances and remember we focus on rates not service.
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MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

More tools from MoneySavingExpert

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Free tool to analyse your finances and scrutinise spending.


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Monkey Business » On a Mission to Make the World More Fun and Yellow

#monkey business

#

We help people
to implement
new ideas!

Meille apinoille ihminen on tärkein.
Organisaatio on ihmisten päiden, käsien ja sydänten summa. Tavoitteenamme on saada sydämet ja päät toimimaan yhdessä entistä paremmin. Tällöin kädet vapautuvat ja uudenlainen tekeminen luo tekemisen kulttuurin.
Lähestymistapamme on muotoilullinen, eikä meillä ole valmiita vastauksia. Jokainen ongelma ratkaistaan yhdessä ihmisten kanssa, ihmisten tarpeisiin. Avullamme tekijät itse keksivät ratkaisut ja ideat omiin ongelmiinsa.

Tämä referenssi on ollut osa Kokeiluraportti 2/2015 -uutiskirjettämme. Käy vilkaisemassa koko kirje tästä. Emme voi kertoa organisaation nimeä tai hankkeen tarkkoja

Tämä referenssi on ollut osa Yellow Press – Kokeilut 1/2015 -uutiskirjettämme. Käy vilkaisemassa koko kirje tästä. Emme voi kertoa organisaation nimeä

Organisaatiot hakevat jatkuvasti uusia toiminnan muotoja. Toimintaympäristössä tapahtuvat muutokset edellyttävät valmiutta reagoida nopeasti, ketterästi ja tehokkaasti. On löydettävä se, missä

Vuodesta 2006 asti olemme Monkey Busineksessä tutkineet tulevaisuuden organisaatioita. Tutkimusmatkoillamme olemme toteuttaneet yli kaksisataa erilaista kehitysprojektia yli kahdessakymmenessä maassa, viidellä

Katri Viippola kertoo yllä olevalla videolla miksi on valinnut Monkey Busineksen avukseen jo kahdessa eri organisaatiossa.

Monkey Busineksen ensimmäinen virallinen iso keikka elokuussa 2007 oli Strategian lanseeraustilaisuus eräälle yritykselle Pieksämäellä. Se tarjoiltiin Tatulle ja Villelle verkoston

Monkey Business on teille oikea kumppani, jos: Haluatte muutosta toimintatapoihinne, yksinkertaisin keinoin. Haluatte, että muutos on vuorovaikutteinen ja osallistava – ihmiset saavat

Kolmas ydinteoriamme on kirjasta The Leadership Challenge.

Nonakan & Takeuchin kiteyttämä tiedon luomisen teoria on hyvä malli uuden tiedon synnyttämiselle. Tässä yksinkertaistettu malli. 1. Dialogi – käymme dialogia

Toimintamme ytimessä on dialogi. Dialogi on yhdessä puhumista ja ajattelua. Dialogin perusidea on yksinkertainen: kun yksi puhuu, niin muut kuuntelee.

Visiomme: Monkeyn visio on olla Suomelle paras lifestyle-osuuskunta. Teemme töitä sydämestä puhumisen ja välittämisen vallankumouksen puolesta. Meidän unelmamme Suomesta on intohimon


Tags : , , , , , , , , , , , , ,

Business Contracts, Agreements, Disputes – More #vista #business #cards


#business contracts

#

Business Contracts

You probably enter into business contracts every week. But do you understand contracts basics? Can you interpret boilerplate provisions? Are you sure your contract is enforceable? Learn what you need to know about business agreements so that can you avoid making common contract mistakes.

Nolo has books, forms, and online applications that can help small business owners run a successful business. See the Small Business Products page for a complete list of Nolo’s small business products,

Get Informed Articles Information

What goes into a legally binding agreement?

All you need is a clear agreement and mutual promises to exchange things of value.

Follow these guidelines to make an enforceable, plain-English business agreement or contract.

What happens when rights and duties under a contract are handed off to a third party?

No contract exists until an offer is accepted. So what does “acceptance” mean?

Certain people lack the legal ability to enter into a binding contract.

A look at some of the standardized language you’ll find in many contracts.

Your contract can specify the governing law that will apply to disputes involving the agreement.

What does a “time is of the essence” contract provision mean, and will it be enforced?

A bill of sale is the contract that’s used most often for a car or other goods are bought and sold.

Tips on using an acquisition agreement when one business buys another.

What does a typical confidentiality agreement look like? Here’s a sample NDA.

How do you know whether your contract is “irreparably broken” in the eyes of the law?

Contracts can be broken as soon as one party indicates that it can’t — or won’t — meet its obligations.

Here’s some background on this very large collection of legal rules governing many important business and commercial activities.


Tags : , , , , ,