Tag: money

How to Start a Blog and Make Money From It #find #a #business

#work from home ideas

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How to Start a Blog and Make Money From It

This post includes affiliate links.

If you want to work from home and make money blogging, then you need to have the right tools, resources, and information to guide your way.

With an overwhelming amount of information on the web it’s often confusing figuring it all out. Listed below are some of the resources that I use, recommend, or that I’ve found helpful on my blogging journey.

These tools will not only help get you started but they’ll make the process easier so you can start making money faster.

First, grab my FREE Blogging e-book. it will teach you how to write great content, get tons of traffic to your blog and most importantly, how to make money from it!

To start the process you ll need to choose a blogging platform; or in technical terms a content management system (CMS). There are many different CMS platforms to choose between, but I highly recommend WordPress. It s ideal for beginners as it s easy to use and modify, it has tons of functionality, and it s free to use all you need to do is purchase your hosting and domain name.

WordPress is what I use for this site.

A lot of people ask me about Blogger, Google’s blogging platform. I’ve heard it’s easy to use. But I also know a lot of people who started out on Blogger, but then had to make the switch to WordPress later on. Do yourself a favor and use WordPress from the beginning, you ll save yourself a lot of headaches down the road.

Once you decided on a blogging platform you ll need to purchase a domain name and hosting. When choosing a hosting company you’ll want to make sure that you get one that’s reliable, affordable, and that has excellent customer service. Right now I m using a virtual private server (VPS) through, Liquid Web. They have a wide variety of hosting plans, which makes it easy to upgrade your service as your site grows. If I weren t using them, I would probably use Bluehost or Synthesis. as they were created with WordPress users in mind. Over the years, I ve had to switch hosting companies three times which is no fun.

Need help installing WordPress to your host? Here s an EASY way to be up and running in 30 minutes or less!

When I first launched my blog, I had a graphic designer create a custom design for me. And while I loved my design it was very expensive! If I were just starting out again, I would use Bluehost with their 1-2-3 easy upload and a template from StudioPress (which is what I m using now). Not only are these templates affordable (like $99), but they look great and they re super easy to modify. To help make your site stand out, I do suggest getting a custom logo designed. If you re launching your blog on a shoestring budget, try Fiverr where freelancers only charge $5 for their services. I haven t used Fiverr for logo design, but I have used them for other sorts of images, and I ve been happy with the results.

To get traffic to your blog you’ll want to utilize social media platforms like Facebook, Twitter, LinkedIn, Foursquare, Instagram, and Google Plus. Seem overwhelming? To help manage all of these social media platforms, I use HootSuite. I’ve tried other applications, but this one has the most functionality, and it is the easiest to use. You can schedule updates and manage all of your accounts in one place, and best of all it s FREE!

The one network that you can’t manage from HootSuite is Pinterest. For Pinterest, I use BoardBooster to manage my pins. It s only $5 a month and so worth it! You can schedule pins and re-loop your pins so that they receive maximum exposure.

For tips on how to maximize your Pinterest efforts, check out these resources:

To create pin-friendly images for your blog posts, I recommend PicMonkey or Canva. I started out using PicMonkey, which is easy to use, and it gives you professional looking images in a flash. But now I mostly use Canva. It has premade templates and font combos which help me create professional looking images quicker. Each platform is free for basic usage with permeium features costing just a bit more.

For stock images I use StockFresh and DepositPhotos not only do they have high-quality photos, but they re affordable.

Part of getting traffic is writing awesome content. To make sure your content is excellent you ll need to edit your posts for punctuation, grammar, and spelling. Now you can do this manually, but I ve found that even when I go back and proofread two or three times I often miss typos. Of course, you can hire an editor to proof your content, but that can get expensive. A more affordable option is to use an editing software or program. I ve tried a few different platforms out and by far my favorite is, Grammarly. It s easy to use and catches errors that word processing programs miss. It also tightens up your copy so you re using an active voice.

From the first day, you launch your blog you need to make sure that you’re building an email list. SEO rules and social media platforms are constantly changing. But with an email list, it is something that you own, and that can always be used to reach your audience. Personally, I use Constant Contact I love them! They have lots of professional looking templates to choose from, it’s super easy to use, and they have added features like auto-responders. They even offer a FREE 60 trial so you can test them out without any obligation.

Search Engine Optimization (SEO):

The majority of my traffic comes from Google, and this is because certain keyword phrases on my site have ranked well with the search engines. Search engine traffic is free, and you’ll want to take advantage of it. I used to recommend Holly Klaassen’s e-book, 50 SEO Secrets for Mom Entrepreneurs, but she s no longer selling it.

So to get familiarized with SEO here are some useful articles on the basics.

I have read a ton of blogging books over the years, and these are the ones that have SERIOUSLY helped me on my journey!

There are so many ways to earn money from your blog, from direct ad sales and ad networks, to affiliate marketing and digital earning so make sure to check out these must-read articles.

As a career blogger, you ll need to keep meticulous records of your income and expenses. The first year I started out, I made the mistake of keeping all of these transactions in a spreadsheet which made tax time a nightmare. Since then I ve been using GoDaddy Bookkeeping (formerly, Outright) which has simplified the whole process because it automatically updates your transactions from your PayPal and checking account. The online platform is super easy to use, and I highly recommend it for all monetized bloggers.

Hope you found this roadmap helpful. Good luck on your blogging journey!

This post includes referral and affiliate links. Please be aware that we only promote advertising from companies that we feel we can legitimately recommend to our readers. See our disclosure policy for further information.





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High-yield Money Market, high yield money market mutual funds.#High #yield #money #market #mutual #funds

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High-yield Money Market

High yield money market mutual funds

High yield money market mutual funds

Choosing the Best High Yield Money Market

High yield money market presents investors with greater opportunities to earn high profits at lesser risk. Yet, newcomers to the financial market can easily get confused with terms and will often mistake between the high yield money market account and the high yield market fund.

One type of investment instrument in the high yield money market is the money market mutual fund. These are offered to investors who seek for low risk investments but also want a high return. It is a fund where several debt investments are pooled together while allowing liquidity on the investments. Investors can easily withdraw the funds any time. Providers of money market funds must maintain the net asset value or NAV to $1 per share. A money market fund that has an NAV under $1 is called “breaking the buck” which is rare. In the last 20 years, there are only 2 instances when the market has failed to meet the $1 NAV – in 1994 and in 2008.

On the other hand, high yield money market account is a savings account that is liquid and earns interest but with limited withdrawal and check-writing capabilities. A minimum deposit is usually required to open such account. The rate offered in this account is variable, meaning the rates fluctuate over time. Aside from banks, credit unions also offer high yielding money market accounts. And with that, investors should check that the banks they applied an account from are insured by Federal Deposit Insurance Corporation (FDIC) and that the credit unions are insured by the National Credit Union Association (NCUA).

In choosing a high yield money market fund and account, the investor should consider the fees and expenses involved. Expenses should have a lower impact on the funds and must not exceed the interest earned. Monthly fees and other relevant expenses may hurt the fund and could produce a negative net effect on the funds. Yields should also be considered which come into a form of the interest rate. These rates reflect the probable earnings that would be returned to the investor for a certain period of time. The higher the rate of the account, the higher return can be expected.

Shopping for high yield money market accounts are best done online. With the growth of many online banks, it is easy to find financial institutions offering these investment tools. Also, the establishment of comparison sites allows investors to find financial institutions offering the best deals. These sites researches and collects data from the banks to compile large databases of bank information. These pieces of information are organized and put together to create a comparison chart with filtering capabilities. Investors searching for the best high yielding money market funds or accounts can easily find what they are looking for through these sites. Other than this, several tools are also available in websites like this that will aid the investors in determining their risk and their probable returns. Such tools include calculator tools and tutorials. Through these sites, investors can choose from a wide range of financial institutions, as well as a number of accounts available.

Lastest Money Market News

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High yield money market mutual funds





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School Psychologist – Career Rankings, Salary, Reviews and Advice #money, #careers, #salary, #best #jobs,

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School Psychologist Overview

Overview

School psychologists don’t spend their days writing college recommendations. Rather, these professionals are concerned with the stress high school seniors face, such as applying to colleges. They might role-play with students on the autism spectrum. Or they might counsel and refer a student who has expressed suicidal thoughts. They also might discuss a student’s anxiety and depression issues with a concerned parent.

A school psychologist’s job duties are varied. But at the core, these professionals identify, diagnose and treat students with learning disabilities, mental disorders and other behavioral, cognitive or emotional problems. They also develop plans for addressing these issues, and refer students to other mental health resources when necessary. Their job also entails a copious amount of documentation and paperwork.

Dr. Pamela Agan-Smith, a school psychologist, has worked with students in the Greenville Central School District in Greenville, New York, for more than 30 years, and says the biggest issues facing her students these days involve mental health. “Public school students face a pretty stressful environment,” she notes. For some students, this stress morphs into suicidal thoughts, anxiety and depression, and school psychologists are the point person in addressing these concerns.

The Bureau of Labor Statistics predicts that this profession will grow at a rate of 20 percent between 2014 and 2024, which will equate to 30,500 new jobs for school psychologists. Rising school enrollment, as well as a heightened awareness of the stresses and disabilities that students face, is driving the demand for more school psychologists. However, this demand is tempered by state and local funding for schools, which is inadequate in some cases.

Quick Stats

$70,580 Median Salary

1.2% Unemployment Rate

30500 Number of Jobs

Rankings

School Psychologists rank #1 in Best Social Services Jobs. Jobs are ranked according to their ability to offer an elusive mix of factors. Read more about how we rank the best jobs.

School Psychologists are ranked:

Salary

School psychologists made a median salary of $70,580 in 2015. The highest-paid in the field earned $116,960, while the lowest-paid made about $40,920. They were compensated the best in the metropolitan areas of Staunton, Virginia; Salinas, California; and Napa, California. Although elementary and secondary schools employ the most school psychologists, child day care services tend to pay them the best.

75th Percentile. $92,800

25th Percentile. $53,190

How much do School Psychologists make in your city?

See current salary offers for jobs in this field

Training

After obtaining a bachelor’s degree, aspiring school psychologists will need to complete a graduate or doctorate degree program in school psychology. Most of the 200-some programs in the U.S. require their students to complete academic coursework, supervised fieldwork and an internship in order to graduate.

After graduating, school psychologists will need to obtain a license in the state where they hope to practice. Licensure requirements vary by state. National certification, which is optional, but nonetheless demonstrates a high level of expertise, is offered through the National Association of School Psychologists (NASP).

Job Satisfaction

Average Americans work well into their 60s, so workers might as well have a job that’s enjoyable and a career that’s fulfilling. A job with a low stress level, good work-life balance and solid prospects to improve, get promoted and earn a higher salary would make many employees happy. Here’s how School Psychologists job satisfaction is rated in terms of upward mobility, stress level and flexibility.

Upward Mobility. Average
Opportunities for advancements and salary

Stress Level. Above Average
Work environment and complexities of the job s responsibilities

Flexibility. Average
Alternative working schedule and work life balance

Similar Jobs





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New York Governor Proposes – Free Tuition – For Public Universities #zero #hedge,zerohedge,finance,economics,markets,politics,analysis,bernie #sanders,free

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New York Governor Proposes Free Tuition For Public Universities

There is little doubt that easy access to federally subsidized student loans has contributed to the astronomical increase in the cost of attending college in the United States. After all, what 18 year old would turn down $200,000 in free money to party for 4 years? As an added bonus, when you figure out upon graduation that your degree in anthropology if fairly worthless, you can always just move back in with mom and force taxpayers to pick up your debt burden. Anything less would be a substantial “triggering” event and we just can’t have that.

As we noted roughly a year ago, the amount of student debt outstanding is on track to reach nearly $17 trillion by 2030. which is clearly enough artificial demand to send the price of almost any commodity product soaring.

Well, apparently New York’s Governor doesn’t think that misinformed government policies are doing nearly enough to drive up college tuition costs. As a result, he has decided to jump on the Bernie Sanders bandwagon with a new proposal that would provide free tuition at public state and city colleges to any student whose parents earn less than $125,000.

As the New York Times notes, Cuomo’s plan could apply to as many as 1 million New York families though it was not “immediately clear how the program would be paid for”. which is just a minor detail anyway.

Mr. Cuomo hopes for a quick start for his idea, with a three-year rollout beginning in the fall, though it will require legislative approval, a potential snag when the governor and lawmakers on both sides of the aisle have been at odds over a pay raise and other issues.

It was not immediately clear how the program would be paid for. though the administration said the state already provided nearly $1 billion in support through its tuition assistance program; those awards are capped at $5,165, and many of the grants are smaller.

If the plan is approved, the Cuomo administration estimates the program would allow nearly a million New York families with college-age children, or independent adults, to qualify.

Current tuition at four-year State University of New York schools for state residents is $6,470; at two-year community colleges the cost is $4,350. Costs for City University of New York schools are approximately the same.

Of course, “free tuition” isn’t really free and is estimated to cost New York taxpayers roughly $163mm by the time it’s fully implemented in 2019.

Oh well, we guess this is just a simplification in the process. why go through the bother of underwriting student loans just to have taxpayers pick up the bill later anyway? With the governor’s plan, you just go straight to taxpayers for a handout upon enrollment. Moreover, taxpayers save on the interest costs associated the defaulted student loans so this is really a win for everyone.

Holy hand grenade of Antioch (not verified) Draybin Deffercon III Jan 3, 2017 5:35 PM

Those are not FACTS, they are a mishmash of ‘hopes’

– Bitcoin is not illegal to own (I acknowledge)

– Bitcoin does not need to be reported (I ‘semi acknowledge’ because they haven’t YET bothered with the pissant community of users)

– There are no “Gains” to be reported with BITCOIN

Capital Gains MUST be reported in most Federal Taxation Jurisdictions. Canadian Laws stipulate that 50% of capital gains, in most asset classes, save for a few ‘stipulated’ expemptions, such as real estate, are subject to taxation)

Instead of trying to produce lame arguments with me. Why don’t you do the following:

Why don’t you just write to your Canadian taxation legislation authorities and ASK them whether or not you’ve avoided paying capital gains taxes on your bitcoins.

See what THEY have to say. After all, it’s pretty silly to argue with a ‘stupid moron’ like me.





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Managing My Money – The Open University #business #careers

#business courses online

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Managing My Money

0:11 Skip to 0 minutes and 11 seconds My name’s Martin Upton. I’m director of the Open University’s True Potential Centre for the Public Understanding of Finance. And this eight-week course provides a step-by-step practical guide to managing your money. Before I joined the Open University, I was treasurer to the world’s largest building society. So I hope my experience to understanding of finances can help you when it comes to managing your money. The journey starts by putting together the basic building blocks of financial planning, using real-life facts and figures. We look at everything from planning a pension to taking out a loan. And we also look at the bad habits that can lead to poor money management, and the things you can do to avoid them.

0:53 Skip to 0 minutes and 53 seconds We need to better understand what products exist, how they work, what they mean for us, and then taking the right steps to choose a match, maybe to products and the actions that we take to our own individual circumstances. There are some great videos, and audio quizzes, and discussions, and practical online tools. And all of these will allow you to assess your own financial position. The course will provide a financial workout for anyone who wants to take charge of their financial future, regardless of age or level of confidence. It’s important to get to know lenders. There are banks and building societies, but also many others. And they’re all different.

1:31 Skip to 1 minute and 31 seconds Finishing the course will give you the confidence to deal effectively with the firms that offer financial products, from credit cards to pensions. You’ll be better placed to make your own decisions when shopping in the financial supermarket.

About the course

With real incomes falling and personal debt at a record high, there has never been a better time to improve your personal financial skills – Managing My Money aims to do just that.

This free online course starts by giving you practical guidance on how to compile a budget and use it to make good decisions about your spending. You’ll explore debts and investments, and find out how mortgages are used to finance home ownership. The critical issue of pension planning is explained, with guidance on different pension products.

The course concludes by examining different types of insurance and offers practical advice on how to make rational decisions about which insurance products to buy.

Using up-to-the minute data from the UK, you’ll develop financial skills and approaches that are relevant globally. The course is rich in high-quality text, images, video, audio and interactive elements to support your learning.

You can use the hashtag #FLMyMoney16 to join and contribute to Twitter conversations about this course. And you can get a taste of some of the advice this course offers in Martin Upton’s blog post: 10 Christmas spending tips: how to avoid a financial hangover in the New Year .

This course is presented on FutureLearn with the kind support of True Potential LLP.

The True Potential Centre for the Public Understanding of Finance (True Potential PUFin)

The True Potential Centre for the Public Understanding of Finance (True Potential PUFin) is a pioneering Centre of Excellence for research in the development of personal financial capabilities, based at The Open University Business School. The establishment and activities of True Potential PUFin have been made possible thanks to the generous support of True Potential LLP, which has committed to a five-year programme of financial support for the Centre totalling £1.4 million.

Educators





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Online Course: Chemistry 101 – Learn the Fundamentals #online #college #chemistry, #online #course #class

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Online Class: Chemistry 101

Course Description

At a minimum, a basic understanding of chemistry is needed for it offers a foundation for comprehending the inner workings of biology (how cells function and the behavior of organisms), as well as, the ecological relationships that exist between organisms and their environment.

In short, chemistry offers us a way of understanding the world in which we live.

Chemistry provides us with insights into how our bodies function; the ingredients that are contained within the foods we eat; the reason cars, planes and trains are able to run as efficiently as they do; the manner in which computers are built and operate; and the materials used to construct our homes and buildings within our communities.

Basically, chemistry is a part of almost everything we do for everything is comprised of chemical compounds. The claim that chemistry is everywhere is, thus, entirely accurate.

Chemistry encompasses a multitude of specialized sub-disciplines which have proven highly useful to chemistry as they have provided for the following: the production and testing of stronger materials, creation of pharmaceuticals to treat disease, and the study of life processes.

Lesson 1. Atoms, Molecules, and Ions

The ordination of who was the true “father” of modern chemistry is a disputed point.

  • Lesson 2. Chemical Foundations

    In chemistry the accepted measurement system for mass (m) or volume (v) is the metric system, also known as the System International (SI) system.

  • Lesson 3. Stoichiometry

    Stoichiometry is the field of chemistry used to determine the quantities both for the required reactants of a chemical reaction and the predicted product of said reactions.

  • Lesson 4. Types of Chemical Reactions and Solution Stoichiometry

    Most chemical reactions require a catalyst, a certain condition external to the reactants themselves that facilitates or causes the molecules to react with one another.

  • Lesson 5. Gases

    Matter in gaseous form does not have an absolute density. In order to determine the density of any volume of gas, we must first determine the pressure under which the gas is being held.

  • Lesson 6. Thermochemistry

    There are two types of energy, potential (the amount of energy possible given a certain circumstance) and kinetic (the amount of energy being expended).

  • Lesson 7. Atomic Structure and Periodicity

    Electromagnetic radiation refers to the wavelengths on which energy travels through the Universe.

  • Lesson 8. Bonding. General Concepts

    Hydrogen bonds are the bonds established between hydrogen and elements with a high level of electronegativity.

  • Lesson 9. Valence Bond Theory

    Atoms form a bond when both of these two conditions occur 1) There is an “orbital overlap” between two atoms and 2) only two electrons, both of opposite spin, are present in the overlap.

  • Lesson 10. Properties and Solutions

    Solutions are a combination of solutes and solvents, which are not necessarily composed of the same forms of matter.

  • Lesson 11. Chemical Kinetics

    Chemical kinetics is concerned with the rates of chemical reactions.

  • Lesson 12. Chemical Equilibrium

    The first thing to understand about equilibrium in chemistry is that it is a dynamic state.

  • Lesson 13. Spontaneity, Entropy, and Free Energy

    Spontaneous processes occur without outside intervention. Some of these occur very quickly, such as combustion, whereas others like the formation of diamonds occur very slowly over millions if not billions of years.

  • Lesson 14. The Nucleus, A Chemist’s View

    The nucleus of an atom is not always stable.

  • Lesson 15. Transition Metals and Coordination Chemistry

    Many transition metals commonly form more than one form of oxidized compound depending on the conditions of formation.

  • Lesson 16. Organic Chemistry

    Organic chemistry is the study of carbon based chemistry in the realm of living things.

  • Additional Course Information

    • Document Your Lifelong Learning Achievements
    • Earn an Official Certificate Documenting Course Hours and CEUs
    • Verify Your Certificate with a Unique Serial Number Online
    • View and Share Your Certificate Online or Download/Print as PDF
    • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media

    Course Title: Chemistry 101

    Course Number: 8900109

    Learning Outcomes

    By successfully completing this course, students will be able to:

    • Define atoms, molecules, and ions.
    • Describe chemical foundations and stoichiometry.
    • Identify gases and thermochemistry.
    • Describe atomic structure and periodicity.
    • Describe bonding and the Valence Bond Theory.
    • Know properties and solutions.
    • Describe chemical equilibrium.
    • Know spontaneity, entropy, and free energy.
    • Know the nucleus, a chemist’s view.
    • Know transition metals and coordination chemistry.
    • Know organic chemistry, and
    • Demonstrate mastery of lesson content at levels of 70% or higher.

    Student Testimonials

    • “I am satisfied with the course I want to continue on.” — Viera V.
    • “She was prompt with all grading and any questions I had. It was a 101 course and offered a well rounded experience. It gave me more background on how I was using chem. in my wastewater, water operations.” — Tim M.
    • “The instructor was very helpful and available. She is very knowledgeable. This was an EXCELLENT course.” — Donna N.

    Related Courses





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    25 Best Business Jobs of 2017 #money, #careers, #salary, #best #jobs, #rankings

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    Best Business Jobs

    Looking for a Job?

    #1 in Best Business Jobs

    Statistics is the science of using data to make decisions. This is relevant in almost all fields of work and the opportunities for employment have never been higher. The BLS predicts this field will grow at a very high rate of 34 percent, with 10,100 new jobs by 2024. more

    10,100 Projected Jobs $80,110 Median Salary 0.8% Unemployment Rate

    #2 in Best Business Jobs

    Mathematicians may have careers as varied as mathematics itself, working everywhere from classrooms to government buildings. While some mathematicians work primarily with theory, others use theory to solve everyday problems. According to the BLS, the profession is projected to grow 21 percent by 2024. more

    700 Projected Jobs $111,110 Median Salary 0.8% Unemployment Rate

    #3 in Best Business Jobs

    Financial advisors counsel clients on their finances. Their responsibilities include creating budgets and retirement plans, providing investing advice and even investing on behalf of a client. Business is booming for financial advisors, as the BLS projects 73,900 new jobs will open from 2014 to 2024, which is an increase of 30 percent. more

    73,900 Projected Jobs $89,160 Median Salary 2.0% Unemployment Rate

    #4 in Best Business Jobs

    Some take risks, others calculate them. Actuaries are experts in uncertainty, using mathematics, statistics and financial theory to measure, manage and mitigate financial risk. The BLS predicts the field will grow by about 18 percent from 2014 to 2024. more

    4,400 Projected Jobs $97,070 Median Salary 0.8% Unemployment Rate

    #5 in Best Business Jobs

    From data mining to mathematical modeling, operations research analysts use advanced techniques to help businesses run in a more efficient and cost-effective manner. The BLS predicts employment to grow about 30 percent from 2014 to 2024, which translates to 27,600 new jobs. more

    27,600 Projected Jobs $78,630 Median Salary 2.6% Unemployment Rate

    #6 in Best Business Jobs

    Show accountants the money – these financial experts are trained to help you handle it. Accountants prepare taxes, perform audits and offer consulting. According to the BLS,142,400 more jobs will open in the field from 2014 to 2024. more

    142,400 Projected Jobs $67,190 Median Salary 2.5% Unemployment Rate

    #7 in Best Business Jobs

    Health care systems are like well-oiled machines, and it’s the job of medical and health services managers to keep all the parts running. These professionals might hire staff members, manage budgets, create goals for a department and increase the efficiency of health services, as well as manage a practice for a group of doctors, manage a medical facility or manage a department. According to the BLS, 56,300 new positions will open in this field by 2024, which is a 17 percent increase. more

    56,300 Projected Jobs $94,500 Median Salary 1.2% Unemployment Rate

    #8 in Best Business Jobs

    If financial managers were doctors, the financial success of their organization would be a testimony to their treatment. These business professionals create financial reports, coordinate investment activity and develop long-term financial strategies for companies. The BLS predicts employment for financial managers will grow 7 percent from 2014 to 2024. more

    37,700 Projected Jobs $117,990 Median Salary 2.0% Unemployment Rate

    #9 in Best Business Jobs

    Business operations managers are a business’s go-to person. These managers assist companies of all sizes with hiring, negotiating contacts, budgeting and strategic decision-making regarding consumer purchases. The BLS predicts 151,100 new business operations manager jobs opening from 2014 to 2024. more

    151,100 Projected Jobs $97,730 Median Salary 3.9% Unemployment Rate

    #10 in Best Business Jobs

    Time really is money. Management analysts work with companies to improve overall efficiency, proposing plans to increase profitability, reduce costs and increase revenue. The BLS anticipates employment to grow 14 percent from 2014 to 2024. more

    103,400 Projected Jobs $81,320 Median Salary 3.2% Unemployment Rate





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    How to Start a Blog and Make Money From It #loan #business

    #work from home ideas

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    How to Start a Blog and Make Money From It

    This post includes affiliate links.

    If you want to work from home and make money blogging, then you need to have the right tools, resources, and information to guide your way.

    With an overwhelming amount of information on the web it’s often confusing figuring it all out. Listed below are some of the resources that I use, recommend, or that I’ve found helpful on my blogging journey.

    These tools will not only help get you started but they’ll make the process easier so you can start making money faster.

    First, grab my FREE Blogging e-book. it will teach you how to write great content, get tons of traffic to your blog and most importantly, how to make money from it!

    To start the process you ll need to choose a blogging platform; or in technical terms a content management system (CMS). There are many different CMS platforms to choose between, but I highly recommend WordPress. It s ideal for beginners as it s easy to use and modify, it has tons of functionality, and it s free to use all you need to do is purchase your hosting and domain name.

    WordPress is what I use for this site.

    A lot of people ask me about Blogger, Google’s blogging platform. I’ve heard it’s easy to use. But I also know a lot of people who started out on Blogger, but then had to make the switch to WordPress later on. Do yourself a favor and use WordPress from the beginning, you ll save yourself a lot of headaches down the road.

    Once you decided on a blogging platform you ll need to purchase a domain name and hosting. When choosing a hosting company you’ll want to make sure that you get one that’s reliable, affordable, and that has excellent customer service. Right now I m using a virtual private server (VPS) through, Liquid Web. They have a wide variety of hosting plans, which makes it easy to upgrade your service as your site grows. If I weren t using them, I would probably use Bluehost or Synthesis. as they were created with WordPress users in mind. Over the years, I ve had to switch hosting companies three times which is no fun.

    Need help installing WordPress to your host? Here s an EASY way to be up and running in 30 minutes or less!

    When I first launched my blog, I had a graphic designer create a custom design for me. And while I loved my design it was very expensive! If I were just starting out again, I would use Bluehost with their 1-2-3 easy upload and a template from StudioPress (which is what I m using now). Not only are these templates affordable (like $99), but they look great and they re super easy to modify. To help make your site stand out, I do suggest getting a custom logo designed. If you re launching your blog on a shoestring budget, try Fiverr where freelancers only charge $5 for their services. I haven t used Fiverr for logo design, but I have used them for other sorts of images, and I ve been happy with the results.

    To get traffic to your blog you’ll want to utilize social media platforms like Facebook, Twitter, LinkedIn, Foursquare, Instagram, and Google Plus. Seem overwhelming? To help manage all of these social media platforms, I use HootSuite. I’ve tried other applications, but this one has the most functionality, and it is the easiest to use. You can schedule updates and manage all of your accounts in one place, and best of all it s FREE!

    The one network that you can’t manage from HootSuite is Pinterest. For Pinterest, I use BoardBooster to manage my pins. It s only $5 a month and so worth it! You can schedule pins and re-loop your pins so that they receive maximum exposure.

    For tips on how to maximize your Pinterest efforts, check out these resources:

    To create pin-friendly images for your blog posts, I recommend PicMonkey or Canva. I started out using PicMonkey, which is easy to use, and it gives you professional looking images in a flash. But now I mostly use Canva. It has premade templates and font combos which help me create professional looking images quicker. Each platform is free for basic usage with permeium features costing just a bit more.

    For stock images I use StockFresh and DepositPhotos not only do they have high-quality photos, but they re affordable.

    Part of getting traffic is writing awesome content. To make sure your content is excellent you ll need to edit your posts for punctuation, grammar, and spelling. Now you can do this manually, but I ve found that even when I go back and proofread two or three times I often miss typos. Of course, you can hire an editor to proof your content, but that can get expensive. A more affordable option is to use an editing software or program. I ve tried a few different platforms out and by far my favorite is, Grammarly. It s easy to use and catches errors that word processing programs miss. It also tightens up your copy so you re using an active voice.

    From the first day, you launch your blog you need to make sure that you’re building an email list. SEO rules and social media platforms are constantly changing. But with an email list, it is something that you own, and that can always be used to reach your audience. Personally, I use Constant Contact I love them! They have lots of professional looking templates to choose from, it’s super easy to use, and they have added features like auto-responders. They even offer a FREE 60 trial so you can test them out without any obligation.

    Search Engine Optimization (SEO):

    The majority of my traffic comes from Google, and this is because certain keyword phrases on my site have ranked well with the search engines. Search engine traffic is free, and you’ll want to take advantage of it. I used to recommend Holly Klaassen’s e-book, 50 SEO Secrets for Mom Entrepreneurs, but she s no longer selling it.

    So to get familiarized with SEO here are some useful articles on the basics.

    I have read a ton of blogging books over the years, and these are the ones that have SERIOUSLY helped me on my journey!

    There are so many ways to earn money from your blog, from direct ad sales and ad networks, to affiliate marketing and digital earning so make sure to check out these must-read articles.

    As a career blogger, you ll need to keep meticulous records of your income and expenses. The first year I started out, I made the mistake of keeping all of these transactions in a spreadsheet which made tax time a nightmare. Since then I ve been using GoDaddy Bookkeeping (formerly, Outright) which has simplified the whole process because it automatically updates your transactions from your PayPal and checking account. The online platform is super easy to use, and I highly recommend it for all monetized bloggers.

    Hope you found this roadmap helpful. Good luck on your blogging journey!

    This post includes referral and affiliate links. Please be aware that we only promote advertising from companies that we feel we can legitimately recommend to our readers. See our disclosure policy for further information.





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    Managing My Money – The Open University #loan #for #business

    #business courses online

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    Managing My Money

    0:11 Skip to 0 minutes and 11 seconds My name’s Martin Upton. I’m director of the Open University’s True Potential Centre for the Public Understanding of Finance. And this eight-week course provides a step-by-step practical guide to managing your money. Before I joined the Open University, I was treasurer to the world’s largest building society. So I hope my experience to understanding of finances can help you when it comes to managing your money. The journey starts by putting together the basic building blocks of financial planning, using real-life facts and figures. We look at everything from planning a pension to taking out a loan. And we also look at the bad habits that can lead to poor money management, and the things you can do to avoid them.

    0:53 Skip to 0 minutes and 53 seconds We need to better understand what products exist, how they work, what they mean for us, and then taking the right steps to choose a match, maybe to products and the actions that we take to our own individual circumstances. There are some great videos, and audio quizzes, and discussions, and practical online tools. And all of these will allow you to assess your own financial position. The course will provide a financial workout for anyone who wants to take charge of their financial future, regardless of age or level of confidence. It’s important to get to know lenders. There are banks and building societies, but also many others. And they’re all different.

    1:31 Skip to 1 minute and 31 seconds Finishing the course will give you the confidence to deal effectively with the firms that offer financial products, from credit cards to pensions. You’ll be better placed to make your own decisions when shopping in the financial supermarket.

    About the course

    With real incomes falling and personal debt at a record high, there has never been a better time to improve your personal financial skills – Managing My Money aims to do just that.

    This free online course starts by giving you practical guidance on how to compile a budget and use it to make good decisions about your spending. You’ll explore debts and investments, and find out how mortgages are used to finance home ownership. The critical issue of pension planning is explained, with guidance on different pension products.

    The course concludes by examining different types of insurance and offers practical advice on how to make rational decisions about which insurance products to buy.

    Using up-to-the minute data from the UK, you’ll develop financial skills and approaches that are relevant globally. The course is rich in high-quality text, images, video, audio and interactive elements to support your learning.

    You can use the hashtag #FLMyMoney16 to join and contribute to Twitter conversations about this course. And you can get a taste of some of the advice this course offers in Martin Upton’s blog post: 10 Christmas spending tips: how to avoid a financial hangover in the New Year .

    This course is presented on FutureLearn with the kind support of True Potential LLP.

    The True Potential Centre for the Public Understanding of Finance (True Potential PUFin)

    The True Potential Centre for the Public Understanding of Finance (True Potential PUFin) is a pioneering Centre of Excellence for research in the development of personal financial capabilities, based at The Open University Business School. The establishment and activities of True Potential PUFin have been made possible thanks to the generous support of True Potential LLP, which has committed to a five-year programme of financial support for the Centre totalling £1.4 million.

    Educators





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    How Much Money Is Needed for a Car Wash Business? #best #business #cards

    #car wash business

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    Small Business

    How Much Money Is Needed for a Car Wash Business?

    Although a car wash may be a lucrative business earning as much as $900,000, according to Entrepreneur magazine, it is a business that requires thorough research, a lot of initial work and a large investment. This investment is dependent on the type and size of car wash you decide to build and whether you already have the property lot or not. Building a car wash can take approximately six months to complete, so you need money for administrative and other business expenses for the time you are working but not making any revenue.

    Location

    If you don t already have a location for the car wash, you need to purchase a vacant lot, as this will save you the extra expense of tearing down any built construction. The cost of this lot will vary depending on the size and its location. Preferably, you want to find something on a busy street near a large department store, strip mall and several residential neighborhoods. Because real estate in high-traffic areas is more expensive, expect this type of property to be more expensive than in other areas but also more profitable. Although this cost varies significantly from location to location and state to state, generally expect to pay at least $3 per square foot.

    Construction

    The car wash cost is also influenced by the construction size and type. The average construction is about 1,000 square feet but can be as large as 2,500 square feet. Although cost is a factor when deciding on the size of your construction, a more important consideration should be your potential growth. It is best to start with a construction facility larger than your needs, as this gives you room to grow or expand into other areas within the car wash industry. To get a better idea of the cost of construction, consider using prefabricated car wash construction builders, or consult local architects with car wash building experience to get an estimate on construction. Under-building your car wash results in a longer time for you to recoup your initial investment and opens an opportunity for a competitor to take away your customers by building a larger and nicer facility.

    Equipment

    To plan your budget as accurately as possible, consider the costs of equipment which, according to Inside Self-Storage, can have an approximate cost of $30,000 to $40,000 per bay, depending on the climate and state. However, this is just a general guideline and the cost of this equipment varies depending on the brand, the type of equipment and whether you are building an automatic or self-serve car wash. The best way to assess the equipment cost is to contact various local equipment distributors and compare prices for the equipment you want. Contact distributors through websites like Car Wash Distributors, Car Wash Network or A-OK Equipment. Also look through trade magazines such as Auto Laundry News, Professional Distributor or Modern Car Care to find equipment options and distributor options.

    Cost Estimate

    A car wash involves the cost of the lot, equipment and building construction. Some owners may be able to start with an initial investment capital of approximately $100,000 providing they already own the land where the car wash is built. Otherwise you can expect to invest approximately $80,000 per bay including the cost of the lot and the building construction.





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