Tag: money

The Top Franchises For The Money #online #business #classes

#best business to start

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The Top Franchises For The Money

Tired of not getting paid what you’re worth (or not paid at all) and want to start your own, already-proven gig?

That’s the lure of franchising. Pick a brand, add water and a few bucks, and voila, you’re an entrepreneur.

Running day-to-day operations and turning a profit is another matter, of course. Success starts with picking the right system to begin with, then rooting out the names that give the best bang for your investment buck. But with roughly 3,500 franchises to choose from, each governed by a Franchise Disclosure Document (FDD) running around 400 pages, where to begin?

With the help of Robert Bond, publisher of Bond’s Franchising Guides and chief executive of the World Franchising Network, a franchise database, Forbes weeded through the 100 most recognized franchise operators and found 20 that delivered the best bang for a franchisee’s investment buck.

In Pictures: The Top 20 Franchises To Start

“One of the reasons people buy a franchise is they have instant credibility,” says Bond. “If you are a lesser known franchise, it takes years to get that national recognition.”

Bond concedes that big names come with higher startup fees, but the payoff is often worth it. “Because they are big, they are not lusting after franchise fees and royalties,” says Bond. Another reason size matters: “The best ones take care of their franchisees,” he adds. “A lot of franchisors don’t provide value to the franchisee. Unless they do that on a long-term basis, the system is not going to work.”

Our methodology took into account four variables: estimated minimum initial investment (including initial fees plus equipment costs); total locations (we wanted at least 50, and more was better); survival rates (measured as the percentage of closings during the previous three-year period to the total number of existing locations–the lower the percentage, the better); and the number of training hours offered to new franchisees measured against the startup cost (the more support, the more comfortable we felt). We tallied each operator’s performance on each variable (overall footprint and survival rates carried the most weight) and summed the figures to arrive at our rank-ordered list.

Restaurants dominated the ranks. At No.1: Domino’s Pizza, based in Ann Arbor, Mich. The cheesy stalwart boasts low overhead and an expanded menu, including pasta and sandwiches.

Over 4,500 locations provide instant credibility; Domino’s also offers new franchisees a whopping 1,308 hours of training. Average initial investment per store: $253,950.

7-Eleven comes in at No. 2, with over 6,200 locations (4,685 franchised). More than a quarter are located in California, so there is room to run. Unlike most franchises, which charge a royalty based on revenue, 7-Eleven takes about half of the franchisee’s profit. Average initial investment: $389,378.

At No. 3 is Kumon North America, which offers Offers after-school tutoring in math and reading, geared mainly towards high school students, based on worksheets designed by founder Toru Kumon. Average initial investment: $90,894.

At No. 11, Liberty Tax Service offers its franchisees a tidy business along with some pretty attractive hours. Franchisees work only four months a year and do not need prior tax-preparation experience; Liberty trains their staffs. Average initial investment: $63,350.

There are other variables to consider before plunking down for your own franchise. Marketing expenditures and territory size are two big ones, says Dennis Wieczorek, chair of the franchise practice group at DLA Piper. Royalty fees are big, too, though these are hard to compare as some operators charge a percentage of revenues while others snag a flat monthly fee or something else entirely. (We included royalty rates for each of the 20 franchises in our slide show.)

Potential profitability is yet another factor, but only about a third of franchises include what’s called an Item 19, or Financial Performance Representation in their FDD. While the document lays out lots of information about the financial health of the franchisor, individual franchisees’ performances are anybody’s guess. (Hint: Call a few before making any decisions; current and former ones are listed at the end of the FDD.)

Franchisors offer varying levels of training. Some provide online tutorials while others send you to their training center for weeks and come to your store for days of on-the-job training. This isn’t as cushy as it sounds: For the most part, you are expected to foot the bill for travel and living expenses during training.

The business model may be fully baked but franchising success is far from guaranteed. Do the hard research upfront and you’ll boost your odds.

In Pictures: The Top 20 Franchises To Start





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12 Ways to Make Money Online – Business Opportunities #cupcake #business

#internet business opportunities

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12 Ways to Make Money Online

Regardless of your area of expertise, there is a plethora of opportunities out there for you to make money online. Someone, somewhere can use your skills and talents – and they’re willing to pay you for it.

However, use caution when you see the phrase “make money online,” as it could be a scam. Christine Durst, consultant to the FBI on Internet scam issues told Woman’s Day magazine, There is currently a 61-to-1 scam ratio among work-at-home job leads on the Internet – that is, for every legitimate job, there are 61 scams.

So how can you tell? Here’s a hint: Legit job offers never require you to pay a fee to get more information, nor do they come in unsolicited junk emails.

We’ve made it easy for you. Here’s a list of 13 (legit) ways to make money online. While some have bigger payouts than others, if done the right way they can all add up to a healthy income.

1. Become an Online Reseller

An online reseller purchases items and resells them on sites like eBay to make a profit. Sellers determine the price by the market and the value of items they sell, so it’s imperative that you have a strong knowledge of what the product is worth (market value). Depending on the volume of your business, reselling on eBay and other sites could become a lucrative full-time job.

2. Try Affiliate Marketing

Affiliate marketing is one of the fastest-growing ways to earn money online. What’s great about becoming an affiliate marketer is that you don’t have to create any products yourself. You just link up a buyer and a seller, and you take a commission on the sale. One piece of advice, don’t join every affiliate program you come across in hopes of increasing your streams of revenue. Choose wisely and don’t overload yourself. Here are some of the most popular affiliate programs to help you get started: CJ Affiliate. ClickBank. Google AdSense and Rakuten LinkShare .

3. Virtual Independent Contractor

Customer service has evolved in the last few decades. It’s no longer about just answering questions from a cubicle in a call center. Larger companies like J. Crew, Express Jet, 1-800-flowers and IRS outsource their customer service to third parties who then hire home-based workers to take calls. Become an independent contractor with LiveOps and you will have the freedom to operate your own business providing customer service right from the comfort of your own home.

With a college degree and skills in math, science, English or a variety of other subjects, online tutoring might be the right fit for a little extra cash. At Tutor.com. working as an independent contractor can earn you around $10-$14 per hour based on the subject and hours worked. The busier you are with your home tutoring business. the more money you can make. Some online tutors bring in up to $1,600 a month.

Although most transcription companies will require you to pass an entrance exam, once you get your foot in the door there is real opportunity to make money. TranscribeMe offers short audio files to be transcribed at a rate of $14 per audio hour, with potential to earn up to $20. The key here is audio hour – your speed and efficiency will determine your overall hourly rate.

Registered nurses should consider a company like Fonemed. which provides phone-based triage and medical information to customers in Canada and the US. Companies like Fonemed contract with medical-related clients, doctor’s offices and pediatrician’s offices to answer questions during non-office hours (usually weeknights and weekends). To be considered, you must be licensed in the state or province where you are located and have at least three years of recent clinical experience with adults and children. Typical Fonemed nurses make $27 an hour and are eligible for benefits like health insurance and paid leave.

You don’t need a computer science background to get into the app biz. What makes app development such an attractive opportunity is minimal overhead. While $0.99 is a cheap price for a consumer, multiply that by the millions of people who have the device to download it. So, get brainstorming. Yours could be the next killer app.

8. Take Online Surveys

You definitely won’t get rich taking surveys online, but it’s an easy way to earn a little cash on the side. Do your homework and make sure the survey company is legitimate. My Survey. Pinecone Research and SurveySpot are just a few you should check out.

9. Closed Captioning

Work from home doing court reporting or creating closed captioning for the hearing impaired for television, videos, etc. It’s an industry you can break into with just a little training that inevitably pays quite well. Captioning is generally done with a stenotype machine, and if you are trained to use one it is possible to type over 200 words per minute. If you aren’t trained, visit the National Court Reporting Association for more information.

10 Take Part in an Online Jury

Think about this. Companies like eJury.com and OnlineVerdict.com will pay you to sit on mock juries to give attorneys and consultants feedback on cases they are working on. These cases are real and your verdict will give them a prediction of how things might go in the courtroom. Payment ranges from $5 to $60.

11. Become a Virtual Assistant

Business owners and other professionals are in need of personal assistants but can’t afford to add a permanent position. So what do they do? They hire remotely to address their administrative needs. Contact businesses in your area or register with an agency like Zirtual.com to get stated.

12. Flip Domain Names

One of the easiest ways to make money online is by buying a domain name for a low price and selling it for a higher price. You can purchase domain names through sites like GoDaddy or in an online auction at NameJet. There are dozens of reasons why domains expire, and you can profit from them. Flipping domains doesn’t cost a fortune to start and you can flip as many domains as possible.

Featured Opportunities View All





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How Much Money Is Needed for a Car Wash Business? #free #online #business

#car wash business

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Small Business

How Much Money Is Needed for a Car Wash Business?

Although a car wash may be a lucrative business earning as much as $900,000, according to Entrepreneur magazine, it is a business that requires thorough research, a lot of initial work and a large investment. This investment is dependent on the type and size of car wash you decide to build and whether you already have the property lot or not. Building a car wash can take approximately six months to complete, so you need money for administrative and other business expenses for the time you are working but not making any revenue.

Location

If you don t already have a location for the car wash, you need to purchase a vacant lot, as this will save you the extra expense of tearing down any built construction. The cost of this lot will vary depending on the size and its location. Preferably, you want to find something on a busy street near a large department store, strip mall and several residential neighborhoods. Because real estate in high-traffic areas is more expensive, expect this type of property to be more expensive than in other areas but also more profitable. Although this cost varies significantly from location to location and state to state, generally expect to pay at least $3 per square foot.

Construction

The car wash cost is also influenced by the construction size and type. The average construction is about 1,000 square feet but can be as large as 2,500 square feet. Although cost is a factor when deciding on the size of your construction, a more important consideration should be your potential growth. It is best to start with a construction facility larger than your needs, as this gives you room to grow or expand into other areas within the car wash industry. To get a better idea of the cost of construction, consider using prefabricated car wash construction builders, or consult local architects with car wash building experience to get an estimate on construction. Under-building your car wash results in a longer time for you to recoup your initial investment and opens an opportunity for a competitor to take away your customers by building a larger and nicer facility.

Equipment

To plan your budget as accurately as possible, consider the costs of equipment which, according to Inside Self-Storage, can have an approximate cost of $30,000 to $40,000 per bay, depending on the climate and state. However, this is just a general guideline and the cost of this equipment varies depending on the brand, the type of equipment and whether you are building an automatic or self-serve car wash. The best way to assess the equipment cost is to contact various local equipment distributors and compare prices for the equipment you want. Contact distributors through websites like Car Wash Distributors, Car Wash Network or A-OK Equipment. Also look through trade magazines such as Auto Laundry News, Professional Distributor or Modern Car Care to find equipment options and distributor options.

Cost Estimate

A car wash involves the cost of the lot, equipment and building construction. Some owners may be able to start with an initial investment capital of approximately $100,000 providing they already own the land where the car wash is built. Otherwise you can expect to invest approximately $80,000 per bay including the cost of the lot and the building construction.





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How to Start a Blog and Make Money From It #small #business #loans

#work from home ideas

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How to Start a Blog and Make Money From It

This post includes affiliate links.

If you want to work from home and make money blogging, then you need to have the right tools, resources, and information to guide your way.

With an overwhelming amount of information on the web it’s often confusing figuring it all out. Listed below are some of the resources that I use, recommend, or that I’ve found helpful on my blogging journey.

These tools will not only help get you started but they’ll make the process easier so you can start making money faster.

First, grab my FREE Blogging e-book. it will teach you how to write great content, get tons of traffic to your blog and most importantly, how to make money from it!

To start the process you ll need to choose a blogging platform; or in technical terms a content management system (CMS). There are many different CMS platforms to choose between, but I highly recommend WordPress. It s ideal for beginners as it s easy to use and modify, it has tons of functionality, and it s free to use all you need to do is purchase your hosting and domain name.

WordPress is what I use for this site.

A lot of people ask me about Blogger, Google’s blogging platform. I’ve heard it’s easy to use. But I also know a lot of people who started out on Blogger, but then had to make the switch to WordPress later on. Do yourself a favor and use WordPress from the beginning, you ll save yourself a lot of headaches down the road.

Once you decided on a blogging platform you ll need to purchase a domain name and hosting. When choosing a hosting company you’ll want to make sure that you get one that’s reliable, affordable, and that has excellent customer service. Right now I m using a virtual private server (VPS) through, Liquid Web. They have a wide variety of hosting plans, which makes it easy to upgrade your service as your site grows. If I weren t using them, I would probably use Bluehost or Synthesis. as they were created with WordPress users in mind. Over the years, I ve had to switch hosting companies three times which is no fun.

Need help installing WordPress to your host? Here s an EASY way to be up and running in 30 minutes or less!

When I first launched my blog, I had a graphic designer create a custom design for me. And while I loved my design it was very expensive! If I were just starting out again, I would use Bluehost with their 1-2-3 easy upload and a template from StudioPress (which is what I m using now). Not only are these templates affordable (like $99), but they look great and they re super easy to modify. To help make your site stand out, I do suggest getting a custom logo designed. If you re launching your blog on a shoestring budget, try Fiverr where freelancers only charge $5 for their services. I haven t used Fiverr for logo design, but I have used them for other sorts of images, and I ve been happy with the results.

To get traffic to your blog you’ll want to utilize social media platforms like Facebook, Twitter, LinkedIn, Foursquare, Instagram, and Google Plus. Seem overwhelming? To help manage all of these social media platforms, I use HootSuite. I’ve tried other applications, but this one has the most functionality, and it is the easiest to use. You can schedule updates and manage all of your accounts in one place, and best of all it s FREE!

The one network that you can’t manage from HootSuite is Pinterest. For Pinterest, I use BoardBooster to manage my pins. It s only $5 a month and so worth it! You can schedule pins and re-loop your pins so that they receive maximum exposure.

For tips on how to maximize your Pinterest efforts, check out these resources:

To create pin-friendly images for your blog posts, I recommend PicMonkey or Canva. I started out using PicMonkey, which is easy to use, and it gives you professional looking images in a flash. But now I mostly use Canva. It has premade templates and font combos which help me create professional looking images quicker. Each platform is free for basic usage with permeium features costing just a bit more.

For stock images I use StockFresh and DepositPhotos not only do they have high-quality photos, but they re affordable.

Part of getting traffic is writing awesome content. To make sure your content is excellent you ll need to edit your posts for punctuation, grammar, and spelling. Now you can do this manually, but I ve found that even when I go back and proofread two or three times I often miss typos. Of course, you can hire an editor to proof your content, but that can get expensive. A more affordable option is to use an editing software or program. I ve tried a few different platforms out and by far my favorite is, Grammarly. It s easy to use and catches errors that word processing programs miss. It also tightens up your copy so you re using an active voice.

From the first day, you launch your blog you need to make sure that you’re building an email list. SEO rules and social media platforms are constantly changing. But with an email list, it is something that you own, and that can always be used to reach your audience. Personally, I use Constant Contact I love them! They have lots of professional looking templates to choose from, it’s super easy to use, and they have added features like auto-responders. They even offer a FREE 60 trial so you can test them out without any obligation.

Search Engine Optimization (SEO):

The majority of my traffic comes from Google, and this is because certain keyword phrases on my site have ranked well with the search engines. Search engine traffic is free, and you’ll want to take advantage of it. I used to recommend Holly Klaassen’s e-book, 50 SEO Secrets for Mom Entrepreneurs, but she s no longer selling it.

So to get familiarized with SEO here are some useful articles on the basics.

I have read a ton of blogging books over the years, and these are the ones that have SERIOUSLY helped me on my journey!

There are so many ways to earn money from your blog, from direct ad sales and ad networks, to affiliate marketing and digital earning so make sure to check out these must-read articles.

As a career blogger, you ll need to keep meticulous records of your income and expenses. The first year I started out, I made the mistake of keeping all of these transactions in a spreadsheet which made tax time a nightmare. Since then I ve been using GoDaddy Bookkeeping (formerly, Outright) which has simplified the whole process because it automatically updates your transactions from your PayPal and checking account. The online platform is super easy to use, and I highly recommend it for all monetized bloggers.

Hope you found this roadmap helpful. Good luck on your blogging journey!

This post includes referral and affiliate links. Please be aware that we only promote advertising from companies that we feel we can legitimately recommend to our readers. See our disclosure policy for further information.





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How Much Money Is Needed for a Car Wash Business? #buy #a #business

#car wash business

#

Small Business

How Much Money Is Needed for a Car Wash Business?

Although a car wash may be a lucrative business earning as much as $900,000, according to Entrepreneur magazine, it is a business that requires thorough research, a lot of initial work and a large investment. This investment is dependent on the type and size of car wash you decide to build and whether you already have the property lot or not. Building a car wash can take approximately six months to complete, so you need money for administrative and other business expenses for the time you are working but not making any revenue.

Location

If you don t already have a location for the car wash, you need to purchase a vacant lot, as this will save you the extra expense of tearing down any built construction. The cost of this lot will vary depending on the size and its location. Preferably, you want to find something on a busy street near a large department store, strip mall and several residential neighborhoods. Because real estate in high-traffic areas is more expensive, expect this type of property to be more expensive than in other areas but also more profitable. Although this cost varies significantly from location to location and state to state, generally expect to pay at least $3 per square foot.

Construction

The car wash cost is also influenced by the construction size and type. The average construction is about 1,000 square feet but can be as large as 2,500 square feet. Although cost is a factor when deciding on the size of your construction, a more important consideration should be your potential growth. It is best to start with a construction facility larger than your needs, as this gives you room to grow or expand into other areas within the car wash industry. To get a better idea of the cost of construction, consider using prefabricated car wash construction builders, or consult local architects with car wash building experience to get an estimate on construction. Under-building your car wash results in a longer time for you to recoup your initial investment and opens an opportunity for a competitor to take away your customers by building a larger and nicer facility.

Equipment

To plan your budget as accurately as possible, consider the costs of equipment which, according to Inside Self-Storage, can have an approximate cost of $30,000 to $40,000 per bay, depending on the climate and state. However, this is just a general guideline and the cost of this equipment varies depending on the brand, the type of equipment and whether you are building an automatic or self-serve car wash. The best way to assess the equipment cost is to contact various local equipment distributors and compare prices for the equipment you want. Contact distributors through websites like Car Wash Distributors, Car Wash Network or A-OK Equipment. Also look through trade magazines such as Auto Laundry News, Professional Distributor or Modern Car Care to find equipment options and distributor options.

Cost Estimate

A car wash involves the cost of the lot, equipment and building construction. Some owners may be able to start with an initial investment capital of approximately $100,000 providing they already own the land where the car wash is built. Otherwise you can expect to invest approximately $80,000 per bay including the cost of the lot and the building construction.





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Top 10 Online Business Opportunities to Make Money #loans #for #business

#online business opportunities

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Top 10 Online Business Opportunities to Make Money

Great ways to increase your income directly from your private computer

Money makes the web go around. Whether you’re on a mission to find a new source of income or just looking to increase your paycheck with a side gig, the internet can offer a variety of solutions for you to choose from.

With such a great selection it’s easy to get lost. And although trial and error is a method we usually would recommend, it’s probably not a good idea to invest time and resources on experimentation when something so crucial as your income is at stake.

The solution? Research, and fortunately for you we can save you time with that. Below is a list of 10 online business opportunities that have a high potential for generating profit. Read through and consider which of these options might work for you.

1. Teach Online Classes:
Your expertise and knowledge can be very useful to you when you start your online business. Whether you’re a certified chemistry teacher or a knitting master, you can create an online course and charge students for access to the study material.

2. Do Affiliate Marketing:
On the web, affiliate marketers are people who promote various online services and receive a commission for making sales. Many online services have an affiliate program Wix.com has one as well! This type of business is especially worthwhile if you already have a blog or a website set up and can simply start working on promoting your affiliate goods.

3. Write for Pay:
If you happen to be a gifted writer, your skills could be valuable to a huge variety of target audiences, from companies that need tech manuals, to college applicants who need help writing their resumes, or small businesses looking for good newsletter content.

4. Design Wix Websites:
You have no idea how many times we’ve seen this pattern a person in need of a website creates one using Wix’s web publishing platform, is very pleased with the process and the outcome, publishes the website and then receives offers from friends and acquaintances to design a site for them as well. The idea behind Wix is that everyone can create websites, but not everyone has the time or the will to do it, so why don’t you step in and fill the need? Check out WixEd. our very own online course where Wix users can become certified web designers and start their own business in web design.

5. Open an Online Consulting Agency:
Provide professional and specialized observations based on your field of expertise health and wellness, finances, law and more. Here you can choose whether you want to work solely online or combine face-to-face service with your digital one.

6. Use Your Research Skills:
The internet created a neverending source of data. Companies searching for business intel, an individual interested in family genealogy or an author in need of background material do not always have the ability to search this vast pool of knowledge with a fine-tooth comb. In these examples and others, they would prefer to hire someone to perform online research. Might that someone be yourself?

7. Get with the Retail Program:
With online sales continuously on the rise, selling products to web shoppers is definitely a worthwhile path to follow for business purposes. Using Wix to create your own online store. you can set up a retail business with minimum effort and costs. We even have a guide that can help you choose the best products for your online store.

8. Offer Text Editing Translation Services:
It’s the most straightforward process you can imagine. A customer sends you a text for proofreading, literary editing or translation purposes, you do your work and send them a document back. This kind of hassle-free operation will leave you plenty of time to focus on promoting your service.

9. Become a Social Media Marketer:
Small business brands and professional freelancers often require help with promoting their work on social media platforms. You can train yourself to understand the fine art of social media marketing and offer to either take over their social marketing efforts or to provide consulting services on the matter. The Wix Blog will provide you with an abundance of reading material on how to market on social media .

10. Create Custom-Made Art or Music:
If you want to support yourself as an independent artist without having to take on an office job or wait tables, why don’t you use your talent to make extra money? You can offer people from all over the world the option to commission illustrations, caricatures, sculptures, video art, designed candles, custom-ordered songs or anything that your creative force is able to produce.

Other Cool Stuff





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Best Investment Options – Making money by creating a website #business #finance

#small scale business

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Making money by creating a website/blog

Overview
Creating a website for selling products and services is one of the best ways of making money. However to create a website or blog, it may take lot of time and energy. On top of this, we need to spend lot of money.

There are various ways for which a website is created
Website for selling products and services
Website for sharing the hobbies and providing services
Website for company information / product information purpose

How to create a website
There are two parts here.
1) Registration of a domain name (the name of the website which people would type the address and browse) and
2) Hosting the website (running the website from a server).
3) Designing the website

Domain Name registration. There are lots of websites which offer domain name registrations which start from USD 2 / Rs.100 per year

Hosting. Website can be done with any of the hosting companies. The charges would be USD 100 / Rs.5,500 per annum. There are various players like Godaddy.com, Rock.in etc.

Designing the website: There are various design templates which available with low costs. There are free templates available which has certain limitations.
Content of the website: This is a major step where the success of the website depends. Selection of popular topics would enable users interest.

Creating traffic for the website
Another key step in this process is to create traffic for the website. Unless there is enough traffic generated, there is no way we can earn money. There are various ways on how you can generate traffic for your website.
1) Build your website SOE based (Search engine optimization based). The major traffic generated through search engines like Google, yahoo are the true traffic which comes to your website. Hence SOE optimized website would generate more traffic
2) Creating traffic by advertising on various websites which is termed as Paid traffic
3) Ask someone to work as affiliate marketing for your website. They would generate the traffic for your website

7 ways to make money out of your website
1) Pay per click (PPC) You can sign-up for Google ad sense to earn the revenue. Once you sign-up, Google will provide necessary code which you need to put in on your website and the Google Ads appear in your site. Any of your user / subscribe who visits your website, clicks on the Google Ads, then you would get paid.
2) Cost per impression (CPI) The Ad banner can be charged based on 1000 impressions. Based on the CPI the ad banner charges would apply starting from USD 0.25 to USD 50.
3) Direct banner advertisement: One can directly go to the customers and do the banner advertisement. However, this method takes time and manpower effort.
4) One can make money through website by e-books selling. Good e-books selection is the key to be success.
5) Affiliate marketing. One can work as affiliate marketing and make money. Recommend the third party products and make the money
6) Text links. One can money by adding text links to the website content and when one clicks on these text links, these would direct to the customer website
7) Writing articles/review. Articles can be written for a specific product / customer and in turn customer pays the money

Conclusion:
1) To create website, you need to have domain name+Hosting to be done. The costing would be approx USD 100 / Rs.5,500 per year.
2) Create your website with necessary steps so that traffic is generated. You can try paid methods to generate initial traffic
3) Consider various ways to see how you can earn money through your website. There are many people who generate extra income of USD 1000 / Rs.55,000 on an average per month. This is not the least, it is a minimum amount which people are earning.

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Suresh KP i.e. me, have written 1000+ articles on this website. I love doing analysis on various Best Investment Plans like mutual funds, Stocks, IPO’s, Bonds, Insurance products. You can share on FB or Twitter, if you love this blog. This is the BIGGEST gift which you would be giving to me and to this blog.

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10 ways to save money using these websites #types #of #business

#low investment business ideas

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10 ways to save money using these websites

In today’s world everyone wants to save more money that is the reason we always look for buzz words like offers, sale, discount, free etc. When we see something is available like this we grab that opportunity without fail. We even don’t notice word written in smaller font *Condition Applied.

Keeping that in mind we are herewith websites that gives free service and by availing these services you can save your money.

Website to send Text Messages:-

While selecting mobile plan we always select tariff which allows us to send certain number of SMS free, and we pay sometime more money to avail this facility. Many of us are not aware that this type of facility is available free on multiple websites. Just Sign up with website, enter your friend’s number write your message and click ‘send’ completely free.

Website that offer free online storage:-

Few years back small storage facility was costing us big money, but today storage is commodity item. Today you can avail 8 GB storage mini SD card in just 300 Rs. If you want to save money on storage there are multiple website which can provide you personalized storage facility online free of cost. You can store your document, photos, music online free of cost. This storage space is varying from 15GB to 2 GB.

Website for Long distance call

Gone are days where you need to have ISD facility for making long distance call. Today it is very easy to make long distance call to relatives and friends. Just logon to website of Skype and stay in touch with your friends and relative with one click.

Website for Matchmaking

Traditional way to do match making was by relatives, friends and family member. But as time changed the traditional ways has also changed. Today we have multiple matrimony website which provides free trial for match making. Certain site has paid membership but we can always refer to free part to save money.

Website to save commission money

We pay lot of money to buy, sell or rent our property. We can straight away save this money if we try to use online portal available for this purpose. Online portals provide facilities to post our advertisement free of cost. You can use this facility not only for property but also to buy sell products services.

Website for Books

If you are book lover and if you want to save money you spend on book or you want to make sure book you are buying is worth or not you can use these book websites which gives facility to preview and download books from any arena of your interest like, technology, health, finance, fiction, romances and horror etc.

Website delivering free music

In good old days music lover was visiting CD/DVD store for purchasing music CD/DVD but today everything is available online. So if you are music lover and want to save money you can visit following websites which gives facility to listen downloading of songs.

Website for Movies

We all love watching movies so here are sites where you can download/watch movie for free instead of paying money. If you want to capture movie from youtube you can use tool like atube catcher will help you.

Website for Greeting Card

Greeting cards are a ways through which you express your special feelings to your loved and dear ones. Such greetings websites save you money which you might have wasted on a paper card and its postage. Not only that you can always set the date and time in advance, that at which the card to be sent.

Website for learning Language

Many people today love to learn multiple languages, knowing additional language always helps. Livemocha.com is a well-liked language learning site where you can learn many languages around the globe, whether it’s French or Bengali. There you get to interact with other language learners around the world. You can also practice the conversation with a native.

If you come across any website you feel saves you money do share it in comment section given below.





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How to Talk About Money in Your Family Business – Family Business Advisors #business #solutions

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How to Talk About Money in Your Family Business

“Chains of habit are too light to be felt – until they are too heavy to be broken.” – Warren Buffett

Talking about money within the family business can be uncomfortable and awkward. What’s worse is that everyone knows about it; financial questions and concerns can be at the forefront of everyone’s mind. Few habits are so critical and yet translate so directly to the success of your family business. David Harland. Managing Director of FINH

It is up to the family business leaders to engage their family in these conversations, and to do so with honesty and directly. The early rounds might be difficult, but the end result is a better work environment and easier conversations about other complex issues (such as remuneration or financial agreements). Start early so that you can establish a precedent, make clear the expectations, and deal fairly with others.

Begin with a trusted family advisor – someone to help facilitate difficult conversations – who can project an image of fairness, conscientiousness, and experience.

We often feel that our loved ones know us so well that we don’t have to voice concerns or bring in a third party. It’s the role of the business leader to let go of these assumptions and find a real solution. Communication needs to be clear and open, and this is best when the conversation includes an element of impartiality and specialized knowledge.

It’s unfortunate that so many family businesses start out with an informal management structure and don’t have specific practices and policies for family members. Instead, the structure of the family business is often made up as it goes, which can create an impediment to honest communication later on.

Topics of Conversation Between Members of the Family Business

The family conversation should have goals and should be prepared for, just like any meeting with a non-family business partnerThat also includes having a formal agenda. It’s common to have three levels of interest at play: business issues, family issues, and ownership.

So what you should talk about? Start with family’s history, legacy, and values. The younger a member of the family is introduced to this message, the better. I recommend placing extra emphasis on a multigenerational approach to human capital appreciation.

Chances are that your family has a mix of dominant thinkers and dominant feelers. The thinkers might be more open to the practical realities of business success. Feelers will appreciate the sense of togetherness, shared accomplishment, and appreciation among members of the group. Guide the topics of conversations into those areas where you’re most likely to get buy-in from individual members; other issues can be dealt with more easily afterwards.

Emotion Will Be Part Of It; Deal With Emotion Early

“Select your words carefully. Spoken words may have positive or negative effects, depending on the manner and timing of your speech.” Abdurrahman Bagdadizade Paksoy to his sons, addressing how the Paksoy family was shut out of its own business in 1956

Every business requires emotional decisions and every family brings emotionally charged relationships. These two don’t always mix nicely.

Emotion is a real dynamic that isn’t going away, but it can be dealt with effectively and even harnessed to create a positive dialogue. Use family councils to address family matters. Even if your family members share the same values, they may not share the same vision. If your family runs the risk of starting new battles every time an old one is closed, it’s best to start with outside facilitation early on and stick with it through to the end.

Create a sense of family unity with family stories. Make sure that younger generations can connect to the trials, successes, and anecdotes of the past. Let them speak and take care to actually listen. If less experienced members of the family are eager to bring a “fresh perspective” or innovative new ideas, this is the forum where they get their chance.

Tell a cautionary tale about past business episodes – especially if it has a personal impact. Not only will this help synergize the emotion in the room, but it will help emphasise the importance of properly addressed financial agreements. Just try not to get side-tracked in story land; it’s up to the business leaders to maintain focus on the long-term goal of multi-generational capital accumulation.

Always remember that money is a sensitive issue for many people. You’re likely to run into topics like fairness and competitiveness. These are important, but ultimately dangerous if mishandled because they can re-open old wounds or divert the conversation. Have a plan in place to stay on target.

There’s never a perfect time to talk about family business issues, with one exception: earlier is better. The sooner these conversations start happening, the sooner your family business can develop the type of effective communication that will stand the test of time.

For Advice on communicating about finance in your family business please call FINH 07 3229 7333





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