Tag: Minority

Grants for Minority First Time Business Owners, minority business loans.#Minority #business #loans


Grants for Minority First Time Business Owners

Minority business loans

Minority and women business owners are stronger applicants for federal grants.

Related Articles

  • 1 How to Apply for Women and Minority Owned Business Grants
  • 2 List of Grants for African-American Women to Start a Business
  • 3 Funding for African-Americans Starting Their Own Small Business
  • 4 Grants for Minority Women Wanting to Start a Small Business

Nonprofit organizations and other similar groups are eligible for federal grants; however, there exists some grants for minority first time business owners.

It is a common misconception that the federal government provides free grant money for businesses. Nonprofit organizations, educational institutions and state and local governments are eligible for federal grants; however, there exists some grants and loans for minority first time business owners. For both grants and loans, the business owner may have to match the funds granted to qualify.

USDA Grant

Through the Rural Business Opportunity Grant, the U.S. Department of Agriculture (USDA) funds up to $500,000 to grantees in rural communities. The funds provide training and technical assistance to rural American Indian tribes, cooperatives and nonprofit corporations that perform new or ongoing business development that benefits their members.

SBA Grant

The Program for Investment in Entrepreneurs Act works with the U.S. Small Business Administration (SBA) to provide grants between $50,000 and $250,000 to “microenterprise” organizations and programs that deliver services to entrepreneurs. A stronger focus is used if the business owner is female, an American Indian tribe or an organization that reports to an American Indian tribe. The funds help to provide training and technical help and build business capacity in both new and existing businesses.

State Grants

States offer funding through such programs as the Iowa Department of Economic Development’s targeted small business assistance option. While this grant specifies that minorities may apply, the business must qualify as a targeted small business by being listed on the Certified TSB Online Directory. Women, members of minorities and disabled persons must own and operate at least 51 percent of the business to qualify. The maximum funding that the program awards is $50,000.

Georgia-Pacific Grant

Georgia-Pacific is a multinational producer of pulp, paper and tissue products. Founded in 1927, the company funds programs that improve the lives of people in the communities where it operates. Projects, programs or business ventures in entrepreneurship that positively affect the local community are eligible for grants, and minority business owners may qualify if they fit these criteria.

Amber Foundation Grant

Launched in 1998, the Amber Foundation’s purpose is to honor the memory of a young 19-year-old woman who died before she was able to realize her dreams. Grants range from $500 to $1,500 and are available for women of all cultural groups to fund small expenses incurred in the start-up of a business.

Business Loans

The SBA offers low-interest loans to eligible business owners who are women and members of minorities. These loans are usually obtainable without a credit report and are repayable over a long period. Although these are not grants, they are financial assistance available to first-time minority business owners.


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Business Capital Grants: Avail of Capital to Start Your Own Business, minority business grants.#Minority

Business Capital Grants

As the economy suffers, people continue to experience job loss and salary reduction. Businesses are struggling to create a positive cash flow, let alone generate enough capital for business expansion. It gets harder for businesses to find capital investors. Even in times of plenty, it’s always smart to explore all your options for getting business capital and especially when it comes with no required repayment!

Whether you are starting out in a brand new business or are enjoying success in an already established venture, to help your business grow you need to take a look at currently available government grants for business.

You can receive capital for business start-up or expansion

Corporations, foundations, professional groups, private entities, and of course government organizations are offering grants and other funding options for business start-up and expansion.

Business Start-up

During this economic recession, unemployment is high and financial security is low. Why not create your own job security by starting a business? Take control of your financial future during these difficult economic times. Government grants, contracts, low-interest loans to start a busienss may be the best way for you to find your start-up capital.

Business Change or Expansion

If you already own a small business and you need to take it in a different direction in order to be more marketable or to better adjust to the demands of your market, consider business capital grants as a good way to finance this change.

Grants for business can include business in many forms: from small, home-based businesses to paperless, internet businesses; from manufacturing to retail. You can do it with financing from grantors or other funding sources.

How to Start

Wondering how to get government grants or other funding for your business? Today, most grants can be applied for online, streamlining the process. Applying for government grants or any kind of grant, for that matter is a fairly straightforward process, if you can quickly find and sort through the important information. You can usually apply for grants online, from the comfort of your home. But in the grand scheme of things, applying for business grants is the easy part! What’s most exhausting is the research process that must happen before you get to the applications. First, you search out grantors, then their grants. Once you determine if you are eligible, you find their application requirements and apply.

But you won’t have to worry about all that research when you work with USAGrantApplication.org. We’ve helped do some of the main research for you! Our team of research experts have scoured the grant scene and catalogued all the available grants on our members-only site. There, you can view everything you need to know to get started.

Using USAGrantApplication.org can make your time more effective, as you bypass the dozens of hours you could easily spend doing research, and skip straight to applying for relevant grants.

Get started now!

Minority business grants

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2017 USA Grant Application

USA Grant Application is not a government agency and is not affiliated with the United States Government or any other funding agency. USA Grant Application supplies training materials on how to apply for funding as well as resources on where to apply.


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New York SBDC – Search for Grant Opportunities, minority small business grants.#Minority #small #business

minority small business grants

How can I get a grant to start or expand my business?

Unless your business involves the development of new technology or is a non-profit organization, it is difficult to find a grant to start or expand a small business.

Even though many publications and talk shows publicize grants to small businesses, there are only certain types of government grants available to small businesses. SBA, for instance, offers Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) grants. Grants from other agencies may also be available for new technologies, inventions, or products.

Finding and identifying government agencies that give grants for specific purposes or in specific subject areas requires considerable time, effort, and research. Getting a grant is hard work. Don’t be fooled by advertisements and promotions that state that you can get free money just by asking for it. There is a lot of competition for grant funds. To be successful in winning a grant, you must provide the funding agency with a well-written proposal that clearly states your objectives and sets forth a plan and budget for your activities. Grants are free in that you do not have to pay back the money. However, if you are awarded a grant you may be required to provide periodic progress, program evaluation, and/or financial reports to the government.

The vast majority of government grants are given to non-profit organizations for programs and services that benefit the community or the public at large. There are other types of grants such as those from foundations, corporations, or private organizations. These non-government organizations have specific requirements as to who is eligible to apply for and receive grant funding. By and large, foundations do not make grants to for-profit enterprises.

BusinessUSA – Access Financing

This interactive tool from the Federal Government allows you to describe your business and your needs, and generates a list of government financing programs that may be available to you.

The SBA offers a variety of loan programs for very specific purposes. See if you qualify to participate in the programs described here.

A central location for thousands of grant programs from the 26 federal grant-making agencies.

A document (PDF) describing how to navigate the grant process from Senator Kirsten Gillibrand’s Office.

New York State government information and resources on Grants from the State Library.

Among the features of this independent organization on foundation grants allows grantseekers to pose questions to an online librarian.

A compendium of links to private and government grant resources, here in the U.S. as well as abroad .

New York Small Business Development Center

State University of New York

10 North Pearl Street

Albany, NY 12246

In NY State 800-732-SBDC

Outside NY State 518-944-2840

Vision: The NY SBDC brings world class business expertise to the Small & Medium Enterprise community.

Mission: The New York SBDC provides customized solutions through advisement, education, research and advocacy for Entrepreneurs, Innovators and the Small & Medium Enterprise community.


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Ohio Minority Business Direct Loan Program, minority business loans.#Minority #business #loans


Minority | Ohio Minority Business Direct Loan Program

Minority business loans

Ohio Minority Business Direct Loan Program

Contact Us

Minority Business Development Division

The program provides fixed, low-interest rate loans to certified minority-owned businesses that are purchasing or improving fixed assets resulting in creating new jobs for Ohioans. The Minority Business Direct Loan Program determines the eligibility of a business by:

  • Evaluating the number of jobs created or retained;
  • Participation of the business and a conventional lender in the project and;
  • Demonstrating that the State’s assistance is necessary in order for the project to go forward.

In its review of loan applications, the office also evaluates the management capacity of the company, the availability of working capital, and the overall ability of the company to repay its debt. These criteria are designed to provide a more definitive review of the applicant’s need and capabilities.

The State’s financing is take-out financing. In other words, the business will need to complete its project utilizing interim financing from a conventional lender, and its equity. When the project is completed, the State’s funds will be released.

Use of Funds

Funds received under the Minority Direct Loan Program may be used for part of the cost of acquisition, renovation or construction of depreciable fixed assets.

This includes the following categories:

  • Acquisition of land and buildings
  • New construction
  • Renovation to existing buildings
  • Acquisition of machinery and equipment

In addition, limited soft costs related directly to the fixed asset expenditure may be included. Examples of eligible soft costs include: architectural/engineering costs; installation costs for machinery; and financing costs for bank loans.

Minority Direct Loan funds may not be used for:

  • Working capital
  • Refinancing
  • Rolling stock
  • Inventory/receivable financing
  • Speculative real estate development
  • Relocation costs
  • Office equipment
  • Small tools
  • Supplies

Eligible Borrowers

Eligible borrowers include any operating business certified by the Ohio Department of Administrative Services State Equal Opportunity Coordinator as a Minority Business Enterprise (MBE) and demonstrate that its fixed asset expansion/retention project will create or retain jobs for Ohioans.

The Minority Business Direct Loan Program may lend funds to businesses engaged in commerce, manufacturing, research and development or distribution.

Under Ohio Revised Code Chapter 122.76 (A), other eligible borrowers include Community Improvement Corporations and Ohio Development Corporations.

Minority Business Direct Loan Amounts

  • The minimum direct loan under the Minority Business Direct Loan Program is $45,000.
  • The maximum participation by the Minority Business Direct Loan Program is based on financing needs but cannot exceed 75% of eligible project costs.**
  • The actual level of participation will be determined by the Ohio Development Services Agency based upon the criteria described under Criteria for Loan Application Evaluation.

** Guidelines used by the Minority Business Development Division normally limit the loan amount to $450,000. However, the Director of the Ohio Development Services Agency may authorize a higher loan amount or modified terms which address a unique and demonstrated economic development need.

Interest Rate

The interest rate for Minority Direct Loan financing is currently set at a fixed rate of 3 percent.

Terms

The term on the Minority Business Direct Loan will be based upon:

  • The useful life of the assets being financed.
  • The term of the bank loan in the project.

The term on a Minority Business Direct Loan cannot:

  • Exceed 15 years for real estate financing, or 10 years for machinery financing.**
  • Exceed the term of the bank loan.

** Guidelines used by the Minority Business Development Division normally limit the loan amount to $450,000. However, the Director of the Ohio Development Services Agency may authorize a higher loan amount or modified terms which address a unique and demonstrated economic development need.


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Small Business Grants – How and Where To Apply, minority small business grants.#Minority #small

Small Business Grants – How to Find Them and How to Qualify

Minority small business grantsSmall business grants are financial assistance programs available to entrepreneurs and business owners in the United States who have fewer than 500 employees. The funding can come from a government agency, a non-profit organization, or another for-profit company. Awards typically range from $500 to up to $100,000.

Eligibility varies, and can depend on your location, your income, your ethnicity, your gender, your experience in business, as well as your longetivity in business. Some small business grants can even require that you participate in a competition or write an essay to demonstrate your talents or need.

Here are 5 great ways to find what opportunities are available to you:

1) Check With Your Local Government Agencies. Many cities, counties, and states give away money to local businesses. Why? Because they want you to create jobs and more tax revenue. Many times they won’t highly publicize these opportunities, but it’s in your best interest to give them a call and/or search their web sites.

2) Check With Federal Government Agencies. The federal government doesn’t give grants directly to businesses, but they do give money to foundations who in turn can give money to small businesses. The federal agency in charge of this is the Grants Program Management Office, and all of their opportunities are listed publicly online.

3) Check With Major Corporations. Nearly every major corporation in this country has a foundation that gives away grants to enhance communities, and many of these are grants to start or expand a business. Start by checking first with big companies that are headquarted in our city or state.

4) Search The Internet. Use Google, Yahoo and Bing to conduct a search using the term business grants . You can even throw in the name of your city, county, state, etc. Carefully review the results, and look for web sites that other web sites are linked to. Doing so, will help you to find opportunities that may be casually listed on a blog or some type of directory. You may even come across a recent news article about a new opportunity.

5) Ask Around. When attending professional networking functions and social mixers, never hesitate to ask people that you meet about new opportunities. Many times, small business grants are given away to people who happen to be in the right place at the right time. Never underestimate the importance of creating a relationship with a power player and his/her associates.

6) Visit Your Local Library. Contrary to popular belief, libraries are still an excellent resource and store a lot of information that is not accessible in other places. Go to your library as soon possible; look for grant books and directories and ask specific questions to your librarian. You’ll be surprised what you can find.

#1 – Caleb Brown Community Business Grant Program

Provides access to “seed money” and grants to assist urban professionals with starting businesses and rebuilding the community.

#2 – DOT Disadvantaged Business Enterprise Program

Offers grant funding to provide training and other services to minority-owned and women-owned businesses to help them compete for highway contracts.

Allows business owners and entrepreneurs to register and submit their business story and photos, get voted for, and be considered among the top 100 finalists and the winners.

Allows fans, including customers, vendors, employees, and the community, determine who deserves some love – in the form of financial assistance for their business.

#5 – Minority Business Development Agency (MBDA) Business Grants

Every year, the MBDA organizes various angel investors with the primary objective of supporting minority businesses with mezzanine and second round financing.

#6 – Miller Lite Tap the FutureВ® Business Plan Competition

Annual competition for minority entrepreneurs that gives away business grants to applicants who submit the best business plans. (Formally called MillerCoors Urban Entrepreneur Series).

#7 – National Association For The Self-Employed (NASE) Growth Grants

Business owners can apply for a $5,000 grant useful for financing a particular small business need.

#8 – Rural Business Enterprise Grants (RBEG) Program

P rovides grants to finance the development of small and emerging businesses in rural areas, to be used for land acquisition, etc.

The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

#10 – Small Business Innovation Research (SBIR) Grants

The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

Provides veterans who own franchises with financial grants for business development, education, training, and/or technical assistance.

Provides technical assistance to women entrepreneurs, both new and established, in the areas of finance, management, and marketing, and other areas.


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Small Business Grants – How and Where To Apply, minority business grants.#Minority #business #grants


Small Business Grants – How to Find Them and How to Qualify

Minority business grantsSmall business grants are financial assistance programs available to entrepreneurs and business owners in the United States who have fewer than 500 employees. The funding can come from a government agency, a non-profit organization, or another for-profit company. Awards typically range from $500 to up to $100,000.

Eligibility varies, and can depend on your location, your income, your ethnicity, your gender, your experience in business, as well as your longetivity in business. Some small business grants can even require that you participate in a competition or write an essay to demonstrate your talents or need.

Here are 5 great ways to find what opportunities are available to you:

1) Check With Your Local Government Agencies. Many cities, counties, and states give away money to local businesses. Why? Because they want you to create jobs and more tax revenue. Many times they won’t highly publicize these opportunities, but it’s in your best interest to give them a call and/or search their web sites.

2) Check With Federal Government Agencies. The federal government doesn’t give grants directly to businesses, but they do give money to foundations who in turn can give money to small businesses. The federal agency in charge of this is the Grants Program Management Office, and all of their opportunities are listed publicly online.

3) Check With Major Corporations. Nearly every major corporation in this country has a foundation that gives away grants to enhance communities, and many of these are grants to start or expand a business. Start by checking first with big companies that are headquarted in our city or state.

4) Search The Internet. Use Google, Yahoo and Bing to conduct a search using the term business grants . You can even throw in the name of your city, county, state, etc. Carefully review the results, and look for web sites that other web sites are linked to. Doing so, will help you to find opportunities that may be casually listed on a blog or some type of directory. You may even come across a recent news article about a new opportunity.

5) Ask Around. When attending professional networking functions and social mixers, never hesitate to ask people that you meet about new opportunities. Many times, small business grants are given away to people who happen to be in the right place at the right time. Never underestimate the importance of creating a relationship with a power player and his/her associates.

6) Visit Your Local Library. Contrary to popular belief, libraries are still an excellent resource and store a lot of information that is not accessible in other places. Go to your library as soon possible; look for grant books and directories and ask specific questions to your librarian. You’ll be surprised what you can find.

#1 – Caleb Brown Community Business Grant Program

Provides access to “seed money” and grants to assist urban professionals with starting businesses and rebuilding the community.

#2 – DOT Disadvantaged Business Enterprise Program

Offers grant funding to provide training and other services to minority-owned and women-owned businesses to help them compete for highway contracts.

Allows business owners and entrepreneurs to register and submit their business story and photos, get voted for, and be considered among the top 100 finalists and the winners.

Allows fans, including customers, vendors, employees, and the community, determine who deserves some love – in the form of financial assistance for their business.

#5 – Minority Business Development Agency (MBDA) Business Grants

Every year, the MBDA organizes various angel investors with the primary objective of supporting minority businesses with mezzanine and second round financing.

#6 – Miller Lite Tap the FutureВ® Business Plan Competition

Annual competition for minority entrepreneurs that gives away business grants to applicants who submit the best business plans. (Formally called MillerCoors Urban Entrepreneur Series).

#7 – National Association For The Self-Employed (NASE) Growth Grants

Business owners can apply for a $5,000 grant useful for financing a particular small business need.

#8 – Rural Business Enterprise Grants (RBEG) Program

P rovides grants to finance the development of small and emerging businesses in rural areas, to be used for land acquisition, etc.

The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

#10 – Small Business Innovation Research (SBIR) Grants

The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

Provides veterans who own franchises with financial grants for business development, education, training, and/or technical assistance.

Provides technical assistance to women entrepreneurs, both new and established, in the areas of finance, management, and marketing, and other areas.


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Free Federal Grants for Small Business, minority business grants.#Minority #business #grants


Free Federal Grants for Small Business

Minority business grants

USA dollar sign image by Pete Linforth from Fotolia.com

Related Articles

  • 1 [Small Business] | How to Start a Small Business With Goverment Grants
  • 2 [Minority First Time Business Owners] | Grants for Minority First Time Business Owners
  • 3 [Small Business] | How to Start a Small Business With Help From a Federal Grant
  • 4 [Business Start] | Where Can I Find Free Money for a Business Start Up?

While there are few grants a small business may qualify for, this often depends on your industry. Learn how to search for grants to see what you qualify for.

Identifying and acquiring operating capital is a major challenge for many small business owners. Depending on the type of work you do, you may be eligible for grants from federal and state government departments. These grants are usually limited to businesses with goals that intersect with specific local needs. For example, if your state or community is short on child care services, a new child care business may be eligible for grants. Other businesses that may have more luck finding grants include those centered on tourism and energy efficient technologies. Many of these grants require you to match funds, either through your own or through a loan.

Eligibility

In most cases, the U.S. government does not provide grants aimed at establishing or expanding a commercial enterprise. Although there are exceptions, for-profit companies are usually eligible only for government loans. Grants are plentiful, however, for nonprofit organizations. Examples of the types of businesses often awarded grants include educational institutions and 501(c)(3) corporations.

For-profit firms must meet certain criteria in order to be eligible to receive small business grant monies. The U.S. government places size restrictions based on the industry in which the firm operates. For example, manufacturing and mining firms must generally employ fewer than 500 people, while wholesale trading firms must have fewer than 100 employees.

Some industries are restricted by total revenue, as opposed to the size of the employee population. Grant applicants in the retail and service industries, for example, may require that you earn less than $6 million annually, while those in construction may be limited to a maximum of $28 million.

As is the case with many government-sponsored programs, there are exceptions to the rule. Businesses can learn about exceptions by contacting the Small Business Administration directly.

Finding Government Grants

The U.S. government maintains an online resource aimed at helping small business owners identify grants for which they might be eligible. Grants.gov is a government administered site that provides a searchable database with information regarding grants available to organizations in a variety of industries.

Application

Once an applicant has identified a grant for which he is qualified, he may apply for it directly via the grants.gov portal. This system provides step-by-step instructions regarding the federal grant application process. After an application has been submitted, the applicant is given a tracking number that allows him to monitor the status of his application.

References (2)

About the Author

KJ Henderson has more than a decade of HR and talent acquisition experience. He has held roles at a Fortune 100 investment bank, a media conglomerate and at one of NYC s largest executive staffing firms. He currently heads recruitment sourcing at a major movie studio. He read literature at Oxford.


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How to Apply for a Minority Business Grant (with Pictures) #business #cards #free


#minority business grants

#

How to Apply for a Minority Business Grant

Minority-owned business grants are meant to help small businesses that are owned by members of minority populations who are considered to be socially or economically disadvantaged. These grants can be used to expand businesses or help a business develop new technologies or training practices. In order to qualify for a minority-owned business grant, your business must be at least 51% owned and operated by individuals from a minority population and must meet any specific eligibility criteria set forth by a grant.

Steps Edit

Part One of Three:
Becoming Certified as a Minority-Owned Business Edit

Meet the criteria for Minority Business Enterprise Certification (MBE). In order to qualify for many minority-owned business grants, you must first demonstrate that you meet the criteria for and MBE. One way to ensure that you qualify is to be certified as an MBE by the National Minority Supplier Development Council (NMSDC). [1] Certification significantly helps MBEs gain access to government contracts and grants. [2] In order to be certified, you must meet the following criteria:

  • You must be a U.S. citizen.
  • Your business must be at least 51% minority-owned operated and controlled. The NMSDC considers a person to be a member of a minority group if they are at least 25% Asian, Black, Hispanic or Native American. For publicly owned companies, at least 51% of the stock must be owned by one of more minority group members.
  • Your business must be for profit and located in the U.S. or one of its territories.
  • The management and daily operations of your business must run by the minority ownership member. [3]

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Collect business documents. Depending on the type of business entity, you may need to provide business documentation including, but not limited to:

  • Partnership agreements.
  • Cancelled checks from the business.
  • Business Meeting Minutes.
  • Articles of Incorporation.
  • Bylaws.
  • Corporate Banking Agreements.
  • Business lease information.
  • Proof of citizenship.
  • Proof of business insurance. [4]

Complete an online application. In order to become certified as an MBE by NMSDC, you must complete an online application located at http://www.nmsdc.org/mbes/mbe-certification/ The certification application may require the following information:

  • Name and contact information for the business.
  • Description of business’ products and/or services.
  • List of owners and shareholders.
  • Description of the type of business and business history.
  • Information about employees, including the number of minority employees.
  • Business owner information, including race/ethnic origin, gender, citizenship, and their role in the business.
  • Financial information about the business.
  • List of customer references. [5]

Pay your certification fee. In order to become a certified or recertified MBE, you must pay a certification fee that is linked to the region in which you live. The certification fees range from $350-$1200. In order to find the appropriate region for your business visit NMSDC’s website at http://www.nmsdc.org/mbe-certification/. The certification process can take up to 90 days.


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SixthSense – a wearable gestural interface (MIT Media Lab) #sixth #sense, #mit #media #lab,

#

‘SixthSense’ is a wearable gestural interface that augments the physical world around us with digital information and lets us use natural hand gestures to interact with that information.

We’ve evolved over millions of years to sense the world around us. When we encounter something, someone or some place, we use our five natural senses to perceive information about it; that information helps us make decisions and chose the right actions to take. But arguably the most useful information that can help us make the right decision is not naturally perceivable with our five senses, namely the data, information and knowledge that mankind has accumulated about everything and which is increasingly all available online. Although the miniaturization of computing devices allows us to carry computers in our pockets, keeping us continually connected to the digital world, there is no link between our digital devices and our interactions with the physical world. Information is confined traditionally on paper or digitally on a screen. SixthSense bridges this gap, bringing intangible, digital information out into the tangible world, and allowing us to interact with this information via natural hand gestures. ‘SixthSense’ frees information from its confines by seamlessly integrating it with reality, and thus making the entire world your computer.

The SixthSense prototype is comprised of a pocket projector, a mirror and a camera. The hardware components are coupled in a pendant like mobile wearable device. Both the projector and the camera are connected to the mobile computing device in the user’s pocket. The projector projects visual information enabling surfaces, walls and physical objects around us to be used as interfaces; while the camera recognizes and tracks user’s hand gestures and physical objects using computer-vision based techniques. The software program processes the video stream data captured by the camera and tracks the locations of the colored markers (visual tracking fiducials) at the tip of the user’s fingers using simple computer-vision techniques. The movements and arrangements of these fiducials are interpreted into gestures that act as interaction instructions for the projected application interfaces. The maximum number of tracked fingers is only constrained by the number of unique fiducials, thus SixthSense also supports multi-touch and multi-user interaction.

The current prototype system costs approximate $350 to build. Instructions on how to make your own prototype device can be found here (coming soon).

some more pictures are coming soon.

. more videos are coming soon, too.

  • P. Mistry, P. Maes. SixthSense – A Wearable Gestural Interface. In the Proceedings of SIGGRAPH Asia 2009, Sketch. Yokohama, Japan. 2009
  • P. Mistry, P. Maes. SixthSense – A Wearable Gestural Interface. In the Proceedings of SIGGRAPH Asia 2009, Emerging Technologies. Yokohama, Japan. 2009
  • P. Mistry. The thrilling potential of SixthSense technology. TEDIndia 2009. Mysore, India 2009
  • P. Mistry, P. Maes, L. Chang. WUW – Wear Ur World – A Wearable Gestural Interface. In the CHI ’09 extended abstracts on Human factors in computing systems. Boston, USA. 2009
  • P. Maes, P. Mistry. Unveiling the “Sixth Sense,” game-changing wearable tech. TED 2009. Long Beach, CA, USA 2009


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Small Business Grants – How and Where To Apply #business #grants,small #business #grants,minority #business

#

Small Business Grants – How to Find Them and How to Qualify

Small business grants are financial assistance programs available to entrepreneurs and business owners in the United States who have fewer than 500 employees. The funding can come from a government agency, a non-profit organization, or another for-profit company. Awards typically range from $500 to up to $100,000.

Eligibility varies, and can depend on your location, your income, your ethnicity, your gender, your experience in business, as well as your longetivity in business. Some small business grants can even require that you participate in a competition or write an essay to demonstrate your talents or need.

Here are 5 great ways to find what opportunities are available to you:

1) Check With Your Local Government Agencies. Many cities, counties, and states give away money to local businesses. Why? Because they want you to create jobs and more tax revenue. Many times they won’t highly publicize these opportunities, but it’s in your best interest to give them a call and/or search their web sites.

2) Check With Federal Government Agencies. The federal government doesn’t give grants directly to businesses, but they do give money to foundations who in turn can give money to small businesses. The federal agency in charge of this is the Grants Program Management Office, and all of their opportunities are listed publicly online.

3) Check With Major Corporations. Nearly every major corporation in this country has a foundation that gives away grants to enhance communities, and many of these are grants to start or expand a business. Start by checking first with big companies that are headquarted in our city or state.

4) Search The Internet. Use Google, Yahoo and Bing to conduct a search using the term business grants . You can even throw in the name of your city, county, state, etc. Carefully review the results, and look for web sites that other web sites are linked to. Doing so, will help you to find opportunities that may be casually listed on a blog or some type of directory. You may even come across a recent news article about a new opportunity.

5) Ask Around. When attending professional networking functions and social mixers, never hesitate to ask people that you meet about new opportunities. Many times, small business grants are given away to people who happen to be in the right place at the right time. Never underestimate the importance of creating a relationship with a power player and his/her associates.

6) Visit Your Local Library. Contrary to popular belief, libraries are still an excellent resource and store a lot of information that is not accessible in other places. Go to your library as soon possible; look for grant books and directories and ask specific questions to your librarian. You’ll be surprised what you can find.

#1 –Caleb Brown Community Business Grant Program
Provides access to “seed money” and grants to assist urban professionals with starting businesses and rebuilding the community.

#2 –DOT Disadvantaged Business Enterprise Program
Offers grant funding to provide training and other services to minority-owned and women-owned businesses to help them compete for highway contracts.

#3 –FedEx Small Business Grant Contest
Allows business owners and entrepreneurs to register and submit their business story and photos, get voted for, and be considered among the top 100 finalists and the winners.

#4 –Intuit Love Our Local Business Competition
Allows fans, including customers, vendors, employees, and the community, determine who deserves some love – in the form of financial assistance for their business.

#5 –Minority Business Development Agency (MBDA) Business Grants
Every year, the MBDA organizes various angel investors with the primary objective of supporting minority businesses with mezzanine and second round financing.

#6 –Miller Lite Tap the Future® Business Plan Competition
Annual competition for minority entrepreneurs that gives away business grants to applicants who submit the best business plans. (Formally called MillerCoors Urban Entrepreneur Series).

#7 –National Association For The Self-Employed (NASE) Growth Grants
Business owners can apply for a $5,000 grant useful for financing a particular small business need.

#8 –Rural Business Enterprise Grants (RBEG) Program
P rovides grants to finance the development of small and emerging businesses in rural areas, to be used for land acquisition, etc.

#9 –Small Business Administration (SBA) Grants
The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

#10 –Small Business Innovation Research (SBIR) Grants
The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

#11 –VetFran Business Grant Fund
Provides veterans who own franchises with financial grants for business development, education, training, and/or technical assistance.

#12 –Women’s Business Center (WBC) Grant Program
Provides technical assistance to women entrepreneurs, both new and established, in the areas of finance, management, and marketing, and other areas.

The Latest News About Small Business Grants and Funding:


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