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The Hybrid Cloud, Cloud Services, & Your Cloud Strategy, what does cloud computing mean.#What

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What does cloud computing mean

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What do the titles mean? RN, BSN, ADN? #step #up, #what, #need, #titles, #going,

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what do the titles mean? RN, BSN, ADN.

So are BSN and ADN forms of RN. What is the difference in college time, pay, etc?

No, RN is a professional license. BSN and ADN are college degrees. An ADN is an ASN or AAS degree obtained from a community college after two to three years of school (including prerequisites). A BSN is obtained from a four year university after four to six years of school (including prerequisites). You also have the option of an entry level MSN, masters in science nursing, which may grant a BSN along the way or may simply pass up the BSN.

Okay, I graduate school to be an LVN in August and already I’m being asked when I’m going back to become an RN. I hear so many titles and I need help clearing them up. I need to know what I’m going into to know the prereqs I need to get out of the way online or what online program to look into. What is my next step up from LVN? Is a BSN and ADN the same as RN? Aggghhhh. Please help

You need to set up an appointment with an Allied Health Nursing advisor at your institution. We have no way of knowing what prereqs are required for your school since not all schools are the same.

RN: Anyone who has completed at least their ADN, aka Associate Degree Nursing, at a minimum. The ADN is a two-year program excluding the general one year of prereqs (so it’s really a three-year program).

BSN is a four-year degree, aka Bachelor of Science Nursing. There is little, if any, difference in pay between a registered nurse with his/her ADN vs. BSN. The difference is management opportunity, which is geared toward the BSN.

Hopefully the pay rates will be raised in the future to reflect educational attainment, especially for those with a master or doctorate degree in nursing. It’s this lack of difference in pay that pushes me only up to my Bachelor degree, and I only want to go that far because I know when I am in my fifties I will want to lessen my load by doing less bedside care.

Last edit by ZanatuBelmont on Apr 19, ’09


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Experian: Meaning of – Key Derogatory? (and more) – Credit Repair Forum from Creditnet

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Thread: Experian: Meaning of Key Derogatory . (and more)

Experian: Meaning of Key Derogatory . (and more)

According to Experian, the meaning is:

**Key Derogatory = Claim, Term Default, Government Claim, Paid by Dealer, Bankruptcy Chapter 7, 11 or 12 Petitioned, or Discharged and Bankruptcy Chapter 7, 11, or 12 Reaffirmation of Debt Rescinded.

Question 1: Does this mean its a negative line on your credit report, but has no weight on your credit score?

The reason I don’t see it carries any weight is of the 30 tradelines on my report about 8 carry this KD rating the last many months, but when I check Experien’s Plus Score and Risk Level assessment, the SCORE FACTORS THAT ARE NEGATIVELY AFFECTING YOUR SCORE show mine not listing anything about too many KDs or charged off accounts.

Question 2: If an account is KD, it shows under comments Transferred to another lender or claim purchased . Do these typically disappear when requested to validate?

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Here is the major problem with Experian’s KD rating (I am going through this myself). The whole reason I short saled – and actually came out of pocket 3K to do so – was so that I could buy in as little as two years. Since I now have a KD on my record which is considered a foreclosure, I am not allowed to buy property for five years (according to FannieFreddie lending guidelines). I know many of you out there will say I got what I deserved (you’re probably right) but that is a separate issue. Point is I went through the months of hassle, inconvenience, and out of pocket cash to short sale instead of foreclosure when there was no benefit to do so.

No honey, do not apologize for anything. That BANK defrauded you. And NO, you DID not deserve that. Banks practice in fraud. Every single loan out there today is fraud if it came from a bank. Banks lend you NOTHING. YOU are actually the creditor, and that bank is the debtor. When you signed that promissory note you handed them essentially cash, they handed you a check back. was that a loan? NO, it was an EXCHANGE .
This is what they do every single time they issue a purported loan .
There are 3 key questions to ask the bank, do it in writing and send it certified mail. KEEP COPIES and a FILE on everything you send as well as any return items you receive. DATE the return items as to when you received it in the mail.
Here is what they would have to produce in order testability that a loan was made that you may have a debt:

1. Produce documentation of prior title, ownership and rights to the money they purportedly loaned you;

2. produce documentation of the history and origin of funds that they purportedly had prior title, ownership and rights to that they purportedly loaned you (banking requires 3 generations at least if not all the way back to issuance/creation of the alleged funds�?�this is why banks issue a letter of origin/history of funds);

3. produce documentation of the actual transaction and transfer of said funds (prior title, ownership, and rights) from loaner to borrower (invoicing/receipts) there is a difference between a �??loan�?� and �??debt�?�, conceptually and factually

They will not be able to provide you with these items because they DO NOT EXIST. LOANS ARE FRAUD!


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