Tag: island
Abalon Exterminator NYC & Westchester #exterminators #staten #island
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- Amawalk
- Ardsley
- Ardsley on Hudson
- Armonk
- Baldwin Place
- Banksville
- Bedford
- Bedford Hills
- Briarcliff Manor
- Bronxville
- Buchanan
- Chappaqua
- Cortlandt Manor
- Crompond
- Cross River
- Croton Falls
- Croton on Hudson
- Crugers
- Dobbs Ferry
- Eastchester
- Elmsford
- Goldens Bridge
- Granite Springs
- Harrison
- Hartsdale
- Hastings on Hudson
- Hawthorne
- Irvington
- Jefferson Valley
- Katonah
- Lake Peekskill
- Larchmont
- Lincolndale
- Mamaroneck
- Maryknoll
- Millwood
- Mohegan Lake
- Montrose
- Mount Kisco
- Mount Vernon
- New Rochelle
- North Salem
- North White Plains
- Ossining
- Peekskill
- Pelham
- Pleasantville
- Pocantico Hills
- Port Chester
- Pound Ridge
- Purchase
- Purdys
- Rye
- Rye Brook
- Scarborough
- Scarsdale
- Shenorock
- Shrub Oak
- Sleepy Hollow
- Somers
- South Salem
- Tarrytown
- Thornwood
- Tuckahoe
- Valhalla
- Verplanck
- Waccabuc
- White Plains
- Yonkers
- Yorktown Heights
- Arverne
- Astoria
- Astoria Heights
- Auburndale
- Bay Terrace
- Bayside
- Bayswater
- Beechhurst
- Bellaire
- Belle Harbor
- Bellerose
- Blissville
- Breezy Point
- Briarwood
- Broad Channel
- Brookville
- Cambria Heights
- College Point
- Corona
- Ditmars
- Douglaston
- Dutch Kills
- East Elmhurst
- Edgemere
- Elmhurst
- Far Rockaway
- Floral Park
- Flushing
- Forest Hills
- Forest Hills Gardens
- Fort Totten
- Fresh Meadows
- Fresh Pond
- Glen Oaks
- Glendale
- Hammels
- Hillcrest
- Hollis
- Hollis Hills
- Howard Beach
- Hunters Point
- Jackson Heights
- Jamaica
- Jamaica Estates
- Jamaica Hills
- Kew Gardens
- Kew Gardens Hills
- Laurelton
- LeFrak City
- Linden Hill
- Lindenwood
- Little Neck
- Long Island City
- Malba
- Maspeth
- Meadowmere
- Middle Village
- Murray Hill
- Neponsit
- New Hyde Park
- North Corona
- North Shore Towers
- Oakland Gardens
- Ozone Park
- Pomonok
- Queens Village
- Queensboro Hill
- Queensbridge
- Ravenswood
- Rego Park
- Richmond Hill
- Ridgewood
- Rochdale Village
- Rockaway Beach
- Rockaway Park
- Rosedale
- Roxbury
- South Jamaica
- South Ozone Park
- Springfield Gardens
- St. Albans
- Sunnyside
- Sunnyside Gardens
- Tudor Village
- Whitestone
- Willets Point
- Woodhaven
- Woodside
Abalon Exterminating
Long Island Auto Insurance #nys #car #insurance, #long #island #auto #insurance, #auto #insurance #long
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Long Island Auto Insurance
Long Island auto insurance can be confusing. Everywhere you look, car insurance company after car insurance company boasts about how they are offering all types of discounts on car insurance quotes. Unfortunately, the one vital piece of information they never reveal is: What was the original quote? Without this essential piece of information, it’s hard to know what your car insurance savings will really be. So, since there are scores of auto insurance companies in New York, which LI auto insurance company do you choose to insure your vehicle? If you limit yourself to the few heavily advertised auto insurance companies you see on TV, you could be throwing away a ton of money on auto insurance premium when you do not have to.
Insurance Suffolk is a Long Island based brokerage…not an auto insurance company…
We at Insurance Suffolk make shopping for auto insurance easy by obtaining auto insurance quotes for you with top financially rated (not top advertised) auto insurance companies at no additional cost. Utilizing our comprehensive and exhaustive underwriting services, our mission is to provide you with the lowest cost possible for Long Island auto insurance. Whether you are searching for your first policy, need a review of your current auto coverage limits, looking to switch auto insurance companies for a lower price, or you were dropped from your auto insurance company, we can help you.
Insurance Suffolk helps Suffolk and Nassau Long Island residents with their auto insurance by:
- – Choosing the right car insurance company based on our client’s needs
- – Providing “apples to apples” quote comparisons (identical coverage limits and endorsements)
- – Optionally shopping your Homeowners, Renters or Umbrella policies with your auto policy in an attempt to obtain multi-policy discounts
- – Pointing out trouble areas in your existing auto policy as to make sure you are properly insuring your vehicle (low coverage limits, missing endorsements, etc.)
- – Obtaining affordable auto insurance quotes from top rated insurance companies in New York. We are also part of the AARP auto insurance program with The Hartford
In addition to auto insurance, we also provide coverage for other types of vehicles including:
From Babylon to Massapequa, to Lindenhurst to Merrick, Insurance Suffolk is here to provide Long Island residents with peace of mind and maximum savings on your car insurance. Contact one of our Long Island insurance brokers for a free auto insurance quote and start saving today!
Tags : auto, Car, cars, commercial, insurance, island, long, motorcycle, NYS, trucks

How to Form an LLC in Rhode Island #rhode #island #criminal #defense #attorney
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How to Form an LLC in Rhode Island
Here are the steps you need to take to form an LLC in Rhode Island. For more information on how to form an LLC in any state, see Nolo’s article How to Form an LLC .
1. Choose a Name for Your LLC
Under Rhode Island law, an LLC name must end with the words “Limited Liability Company” or the abbreviations “LLC” or “L.L.C.” (upper and lower case abbreviations are permitted).
Your LLC s name must be distinguishable from the names of other business entities already on file with the Rhode Island Secretary of State. Names may be checked for availability by at the Rhode Island Secretary of State business name database .
You may reserve a name for 120 days by filing a Reservation of Entity Name (Form 620) with the Rhode Island Secretary of State Corporations Division. The reservation can be filed online or by mail. The filing fee is $50.
2. File Articles of Organization
A Rhode Island LLC is created by filing Articles of Organization (Form 400) with the Secretary of State. The articles must include: the LLC’s name and address; how the LLC will be treated for federal tax purposes; the name and address of the LLC s registered agent; the name and address of each organizer of the LLC; whether the LLC will be member-managed or manager-managed; if the LLC is manager-managed, the managers’ names and addresses must be provided. The articles may be filed online or by postal mail. The filing fee is $150.
3. Appoint a Registered Agent
Every Rhode Island LLC must have an agent for service of process in the state. This is an individual or business entity that agrees to accept legal papers on the LLC s behalf if it is sued. The registered agent may be an Rhode Island resident or a business entity authorized to do business in Rhode Island. The registered agent must have a physical street address in Rhode Island.
All of the paperwork and procedural steps to start a limited liability company in Rhode Island can be done online using Nolo’s Rhode Island Online LLC Formation application.
4. Prepare an Operating Agreement
An LLC operating agreement is not required in Rhode Island, but is highly advisable. For help creating an LLC operating agreement, see Form Your Own Limited Liability Company. by Anthony Mancuso (Nolo) or use Nolo s Online LLC. If an operating agreement is created, it need not be filed with the Articles of Organization.
5. Publication Requirements
6. Comply With Other Tax and Regulatory Requirements
Additional tax and regulatory requirements may apply to your LLC. These may include:
EIN: If your LLC has more than one member, it must obtain its own IRS Employer Identification Number (EIN), even if it has no employees. If you form a one-member LLC, you must obtain an EIN for it only if it will have employees or you elect to have it taxed as a corporation instead of a sole proprietorship (disregarded entity). You may obtain an EIN by completing an online EIN application on the IRS website. There is no filing fee.
Business Licenses: Depending on its type of business and where it is located, your LLC may need to obtain other local and state business licenses.
Department of Taxation: In some cases, for example if you have employees or will be selling goods and collecting sales tax, you ll need to register with the Rhode Island Division of Taxation (DOT). In many cases, you ll at least begin the process online by completing Form BAR, Business Application and Registration Form. For more information on state LLC tax registration, check Nolo’s article LLC Annual Report and Tax Filing Requirements: A 50-State Guide .
7. File Annual Reports
All Rhode Island LLCs and foreign LLCs authorized to do business in the state must file a Limited Liability Company Annual Report (Form 632) with the Rhode Island Secretary of State and pay a $50 filing fee. The report must be filed each calendar year between September 1 and November 1, beginning with the year following the year in which the LLC’s original Articles of Organization were filed with the secretary of state. The report may be filed online or by postal mail. Be sure to follow up with your resident agent concerning the filing of this report.
8. Foreign LLCs Doing Business in Rhode Island
To do business in Rhode Island, all LLCs organized outside of the state must register with the Rhode Island Secretary of State. Foreign LLCs must appoint a registered agent for service of process. The agent may be a Rhode Island resident or a business entity authorized to do business in Rhode Island.
To register, file an Application for Registration (Form 450). The application must be filed by postal mail. The filing fee is $150.
The completed application must be accompanied by a certificate of legal existence or good standing from the foreign LLC s home state that is not more than 60 days old.
Before filing, make sure the LLC s name is available in Rhode Island by checking the state’s business name database .
Talk to a Business Law attorney.
Four Point Insurance Inspections by Kross Inspectors #four #point, #wind #mitigation, #home #inspection, #real
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Four Point Insurance Inspections
Update from Citizens Insurance Effective 9/1/2012:
As the leader of the Home Inspection Industry in Florida, Kross Inspectors has performed thousands of Four Point Inspections which have been accepted by Citizens Insurance and many other Insurance companies when underwriting older homes. In this article, we will briefly review the requirements issued by Citizens Insurance for ALL new policy issues effective 9/1/2012 (these requirements will go into effect for renewing policies on 10/1/2012):
- A Four Point Insurance Inspection MUST be submitted with all applications for homes more than 30 years old (Previously this requirement was for homes more than 50 years old.)
- Updated Plumbing Rules; properties with the following conditions ARE NOT eligible for coverage with Citizens Insurance: Signs of active leaks or unrepaired water damage, plumbing systems not in good working order, and the presence of polybutylene plumbing.
- Updated Electrical Rules: Requirements for remediation of aluminum branch circuit wiring have been added. Electrical service of less than 100 amps are NOT eligible for coverage (exceptions may be made for mobile homes under certain circumstances and additional review by an electrician).
HISTORY OF THE FOUR POINT INSURANCE INSPECTION:
The Four Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is performed on behalf of the insurance companies and, typically, as a requirement for the insurer offering insurance to the new homeowner. After recent year’s barrage of hurricanes in Florida, the Four Point Insurance Inspection has taken on added importance. As insurance companies are beginning to see the benefit of the inspection, the program is spreading to other areas of the country. The benefit to the insurance company is, obviously, reduced loss risk on homeowners insurance policies. This is an area of business that has, for many years, been a money loser for insurance companies.
In 2002, the Florida Legislature passed a law that combined the Florida Residential Property and Casualty Joint Underwriting Association (FRPCJUA) and the Florida Windstorm Underwriting Association (FWUA). This resulted in the creation of Citizens Property Insurance Corporation (Citizens), which more efficiently and effectively provides insurance to, and serves the needs of, homeowners in high risk areas and others who cannot find coverage in the open, private insurance market. It is funded by premiums paid by the insured and from other insurance companies paying into the program to reduce their overall losses.
The Four Point Insurance Inspection consists of a visual survey of the following four primary components:
- Roof
- Electrical
- HVAC System
- Plumbing
The insurance companies are expecting the condition of the components listed above to be working as intended within the manufacturer’s specifications. The criteria used to judge the components include:
Current operating conditions Scheduled maintenance requirements Expected service life
Not all insurance companies require a Four Point Insurance Inspection and most typically only require it of homes older than 20 years upon issuance or renewal of a homeowner’s insurance policy. Please consult with your Insurance Agent prior to ordering a Four Point Insurance Inspection.
Appointments available with only 24 hours notice. Please call (877) 496-4662 (staff available daily from 8am-8pm).
You may also complete the short form below to schedule your Four Point Insurance Inspection.
Tags : 4, ada, assessment, bonita, bradenton, cape, Chinese, City, commercial, compliance, coral, cross, csst, drywall, Estate, estero, evergaldes, Florida, fort, four, goodland, home, homewatch, I, inspection, inspections, inspectors, insurance, island, kross, manufactured, marco, miami, mitigation, mold, myers, naples, phase, point, radon, Real, recallchek, sarasota, Site, Springs, tampa, termite, testing, Watch, wind

Online High School in Rhode Island #online #schools #in #rhode #island
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Online high schools in Rhode Island
Technology is big in the small state of Rhode Island: All public schools have access to high speed Internet and data connections thanks to the state’s participation in the federal E-rate program. In rural areas, financially disadvantaged students can use subsidized personal computers, and more than 400 schools and libraries connect to the Internet through a state relay network. The Rhode Island Department of Elementary and Secondary Education has also embarked on a project through the Bill Melinda Gates Foundation to integrate technology into the classroom.
Rhode Island is home to numerous public high schools, charter schools and private high schools. The mean SAT scores statewide in 2010 were below the national average, according to the state department of education, but academic achievement appears to be improving. In 2010, Rhode Island was ranked 20 th in the country on the 2012 Quality Counts survey, compared to 31 st place on the previous annual review. Some 9,700 students were graduated from public high schools in Rhode Island in 2011.
Options for Rhode Island online high schools
A 2011 study by the Evergreen Education Group found no full-time public online high schools in Rhode Island. Some schools provide supplemental online coursework for core subjects as well as electives. A virtual academy offers 80 selected online courses for grades 3-12; class tuition is paid by participating school districts. Programs are designed to provide options for a range of students, for example those seeking an extra challenge, or those who need to make up credits.
If you are seeking an alternative to a campus-based environment, you can explore private virtual academies, which typically provide expanded flexibility whether you are seeking full-time or part-time studies.
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