Tag: investment

Stock Market Today – Zacks Investment Research #business #calendars

#stock market report

#

You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating indiv idual securities.

If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.

Market Overview

Stock Market Today

Friday September 2, 2016(This is Brian Hamilton filling in for Mark Vickery while he is on vacation)Stock futures inched forward today, as all eyes will be on this morning s unemployment rate, and nonfarm payrolls data. The unemployment rate is expected to drop to 4.8% from 4.9%, and is seen as the last major hurdle for the Feds before they decide to raise rates or not during their September meeting.Oil prices shot up overnight as Russian President Vladimir Putin stated that he would like for Russ

Denbury Resources (DNR) has decent short-term momentum and it is seeing solid activity on the earnings estimate revision front too.

Tata Motors Limited (TTM) is looking especially impressive right now for momentum-oriented investors

Commercial Vehicle Group (CVGI) has a decent short-term momentum and it is seeing solid activity on the earnings estimate revision front too

Here are 5 stocks added to the Zacks Rank #5 (Strong Sell) List for Friday

Top Stocks To Beat Earnings

Top Stocks to Beat Earnings

Zacks #1 Rank Top Movers for Sep 3, 2016 Zacks #1 Rank Top Movers Zacks #1 Rank Top Movers for 09/03/16

Zacks Mobile App Now on Android TM

Trending topics

Top Zacks Features

Personal Finance

Zacks #1 Rank Top Movers for Sep 3, 2016 Zacks #1 Rank Top Movers Zacks #1 Rank Top Movers for 09/03/16

Quick Links

Services

My Account

Resources

Client Support

Follow Us

Zacks Research is Reported On:

Zacks Investment Research is an A+ Rated BBB Accredited Business.

Copyright 2016 Zacks Investment Research

At the center of everything we do is a strong commitment to independent research and sharing its profitable discoveries with investors. This dedication to giving investors a trading advantage led to the creation of our proven Zacks Rank stock-rating system. Since 1988 it has nearly tripled the S P 500 with an average gain of +26% per year. These returns cover a period from 1988-2015 and were examined and attested by Baker Tilly Virchow Krause, LLP, an independent accounting firm.

Visit performance for information about the performance numbers displayed above.

Visit www.zacksdata.com to get our data and content for your mobile app or website.

Real time prices by BATS. Delayed quotes by Sungard.

NYSE and AMEX data is at least 20 minutes delayed. NASDAQ data is at least 15 minutes delayed.





Tags : , , , , , ,

40 Small Business Ideas with low investment #franchise #business #opportunities

#small business idea

#

40 Small Business Ideas with low investment

Business Ideas – Today we find several young dynamic individuals who are aspire to start small business and they are always looking for business ideas with low investment. In order to help them we are herewith 40 small business ideas with low investment. If you are doing job and looking for part time opportunity to make more money you may go through our one of the most visited article best business ideas for making more money .

Business Ideas

1. Personalized Custom made Gift Store – Today we find demand of personalized custom made gift is increasing you may think of starting your own gift store providing this type of gifts.

2. Gym or Fitness center – In today’s world everyone is bother about fitness, so starting small gym or fitness center in good area will always rock.

3. Event Organizer – Starting small company which organize event could be good idea but here you may need special expertise and manpower for the same.

4.Interior Designer – Everyone today want services from interior decorator, so starting interior designer business could be best deal but remember here you may need special skills.

5. Small Grocery Shop Starting small grocery shop is another good idea here you do not require any special skill and you may start from small shop and gradually expand as per need.

6. Match Making or Wedding planner – It is said that marriages are made in haven but celebrated on earth So in order to celebrate/enjoy marriage many people today go for wedding planner. In today’s scenario match making or wedding planner is good business option to start with.

7. Tuition Class Education is essential today hence business of education will never stop. Starting Tuition class is good idea to start with.

8. Mobile Shop – Today everyone use mobile and looking at need mobile demand is ever increasing hence starting small mobile shop is good Investment idea.

9. Ice-cream Parlor Starting ice cream parlor is another good business idea to start with.

10. Xerox Book Binding – Many college area and school area don’t have this facility and could be good potential business in that area.

11. Mobile Food Shop – Today we are living in mobile generation starting mobile food shop is very good business idea.

12. Jewelry maker With increasing gold price demand of jewelry is ever increasing doing course of jewelry making and starting something in that line could be good option.

13. Insurance Consultant Starting small insurance consultancy or taking insurance agency is another good business idea.

14. Freelancer – If you are good at programming there are multiple websites available which can give you freelancing work and you will be paid for the same.

15. Book Store – Book lover always purchase multiple books making idea of starting book store attractive.

16. Catering service – For marriage and party people always look for good catering service if you are good at providing good food and catering service this could be another good business idea.

17. Computer Trainer If you are good at providing computer training this could be good business idea as knowing computer is must in today’s world.

18. Yoga Center – In today’s stressful life many people prefer to go for Yoga. so starting yoga center will be good business option.

19. Baby Sitting Services – This business idea is specifically for woman who want to start some home based business. Many working couple may be in need to service like this.

20. Real Estate Consultant – Real estate is ever growing business so starting consultancy for providing guidance about real estate and buy, sell and rent option is good business option.

21. Game Parlor Todays generation likes play station game station very much hence starting game parlor with certain unique game is best business idea.

22. Photographer – If you are good at photography you can start photography business with low cost investment.

23. Motivational Speaker If you have skill you can become motivational speaker and turn this in to good business opportunity.

24. Travel Agency – Starting travel agency is good business opportunity with low investment.

25. Computer Shop – If you have IT related knowledge than starting computer shop for sealing IT related item or computer is good business opportunity.

26. Relaxation Center In today’s stressful life relaxation is must and people always look for option of recreation center or relaxation center hence starting relaxation center is good business option.

27. Courier Company You can do tie-up with existing Courier Company and start small business or maybe you can opt to start your own courier company.

28. Resale Auto Dealer – Many people has requirement of sealing old car or bike you may opt to become good auto dealer.

29. Recruitment Firm – Today job is prime requirement for anyone and people usually opt for recruitment firm to get good job. Starting recruitment firm could be good business option for you.

30. Security or Spy Agency – With growing security need you can start your own security agency another good option is to work as spy.

31. Advertisement Agency – Starting Advertisement agency is one of the ever green business opportunity which can earn you big money.

32. Web Designing hosting- If you have knowledge about various IT tools and programming language you can opt for career as web designer firm.

33. Starting online Blog If you are good at content generation and had good knowledge about any field you can start your online blog and earn good money.

34. Antique Article Shop Today many people believe that keeping antique statues and article at home is fashion symbol, so Opening Antique article shop is good business option as

35. Fast Food Parlor – Today’s generation mostly eat fast food, starting fast food parlor could be another business option.

36. Data Entry services – Many companies today earn money by doing data entry work you may start providing service like this.

37. Resume Writer – If you are good at designing resume and had deep knowledge you can become resume writer.

38. SEO Consultant – Search Engine optimization consultant is required by mostly all websites. If you can build up capability you can become good SEO consultant.

39. Dairy Sweet Parlor – You can think of starting small dairy parlor in your area serving need of dairy products and sweets.

40. Packers Movers – You can think of starting business of packing and forwarding which can turn in to good business opportunity.

Readers, what is your opinion about these investment ideas with small investment? Do share your feedback in comment section.

40 Small Business Ideas with low investment





Tags : , , , , , ,

Enhanced Small Business Investment Company #sell #a #business

#small business investment company

#

Main menu

Enhanced Small Business Investment Company

Enhanced Small Business Investment Company (ESBIC) makes debt and minority equity investments in U.S.-based lower middle market companies across most sectors. Investment professionals work closely with management teams to create innovative investment solutions and bring valuable experience and a broad professional network to provide added value to portfolio companies.

For more information about ESBIC, please contact

Products

  • Senior secured loans
  • Second lien loans
  • Mezzanine term loans
  • Minority equity

Transaction Types

  • Growth capital
  • Recapitalizations
  • Refinancings
  • Acquisition financings
  • Buyouts

Focus

  • Invest $3 million to $20 million per transaction
  • Ability to invest larger amounts through our limited partner relationships
  • Sponsored transactions
  • Non-sponsored transactions

Company Criteria

  • Revenue > $10 million
  • EBITDA > $2 million
  • Headquartered in the U.S.
  • Sound historical financial performance

Highlights

Enhanced Small Business Investment Company, LP (ESBIC), an affiliate of Enhanced Capital Partners, Inc. announced it recently provided $4.0 million in senior secured debt financing to HomeTown Oxygen. This transaction was one of four investments closed by ESBIC in the fourth quarter of 2012.

Enhanced Capital, through its SBIC fund, Enhanced Small Business Investment Company, LP, announced it recently purchased $9.0 million of senior subordinated notes issued by Masthead Industries, Inc. Masthead is engaged in the wholesale distribution of industrial and hydraulic hoses and fittings, hose assembly systems, and mobile repair service carrying over 46,000 SKUs. Enhanced s investment supports the acquisition of Hosepower USA, Inc.





Tags : , , , ,

110 Small Business Ideas With Low Investment Capital #best #business #banking

#small business ideas

#

Header Top Sidebar Widget Area

Header Right Sidebar Widget Area

List of creative and unique small business ideas you can start with little capital.

Small business ideas abound around us. Are you looking for small business ideas in Hindi or India? Perhaps you are in a different region. You may be looking for small business ideas in UK, Philippines or Nigeria. We have researched various small business ideas you can start with low investment. Before you continue reading this article, let me give you a hint that it is going to be a long list of small business ideas. However, for you to make most of it, you should not just rush the article by scrolling from the top to the bottom. Even if you are looking for a specific business idea, you may stumble on other good business ideas that may catch your interest. Perhaps a particular business idea does not appeal to you, that does not mean you should not read it. Who knows whether by reading it, something may spark up in you that will lead to the birth of your own new business idea. When looking for business ideas, you need to keep your mind open. Otherwise, certain opportunities may just be passing you by. Therefore, you should be willing to read to digest and not just to have a glance at the list of the business ideas. Or else, it will be like magical words; the more you look, the less you see.

A lot of people usually ask me; what are the most lucrative small businesses to start? This article may not be able to provide specific answer to this question because the most lucrative small businesses is relative. What is considered the most lucrative small business ideas in India may not be profitable small business ideas in UK. However, from the list of small business ideas covered on this page, you will be able to identify the one that will help you start your dreamed small business. Nevertheless, list of creative and unique small business ideas discussed in the next eighteen pages is broad enough to cover the enquiries we received. You need to be patient enough in order to digest it. For people that may be willing to read in detail, I have dedicated a page within this article to help the readers come up with small business ideas they can start almost immediately.

If you are looking for small business ideas with low investment capital, affiliate marketing is probably one of the quickest and cheapest small business ideas to start making money online. The reason is that, you don’t have to create any products yourself. Your task is to link up a buyer and a seller. You will be paid a commission on the sale that has been referred by you. In some cases, you don’t need to sell products to earn a commission. We have different affiliate programs and they use different payment terms. Examples are; Pay per sale, pay per lead and pay per click. It is good home business ideas for men and women. The advantages of affiliate marketing are numerous. Few are listed below:

  • It is cost effective as you don’t need to bother yourself about production costs.
  • The market is global
  • Becoming an affiliate is free
  • Both storage and shipping are taken care by the seller
  • The seller handles customer complaints for you
  • It can be run as a side business
  • You can run the business from home

Animal Feed Production

One of the lucrative small business ideas you can consider is animal feeds production. People eat meat, chicken, turkey and eggs every day. But before it gets to that level, there is need for rearing. All these livestock require feeds for them to grow. If you can formulate a diet that combines different feedstuffs that meet the energy and protein requirements of animal, animal feed production can be a good small business idea for you. Animal feed production can be operated as home business. However, you should ensure that you don t infringe the zoning rules governing your area. You should also ensure you obtain permits before you start the business. If you are searching for small scale manufacturing business ideas, animal feed production is a small scale business idea that can grow to become a big company. Because of the associated costs involved in production, it will be good if you can get the feed ingredients at good prices. Buying in bulk can make you enjoy discounts. However, this requires money except your suppliers are ready to sell to you on credit. Getting your formula for the mix of ingredient right will result to the production of feeds that are rich in protein, energy and vitamins. These are vital basic nutritional elements a good animal feed is expected to contain. You can sell your products through distributors, wholesalers or retailers. You can even sell directly to local farmers.

If you are good at child caring, babysitting can be among the list of small business ideas you can consider. Why should you consider this as a business idea? It is because of the unique advantages it has over other small business ideas. These include the following:

  • It is not seasonal
  • It is recessional-resistant
  • It is business idea you can start without investment
  • It is a good home business

Baby sitting is a good home business idea for women and teen. Nevertheless, it is important that you consider the responsibilities involved and the consequences before you start this business. As a babysitter, you will be responsible for a change of diaper, bathing and the safety of the baby. Therefore, you need to prepare yourself before hand. Also, you need to determine the kind of kids you will be comfortable with. Can you look after newborns or kids with special needs? It is important that you ask necessary questions before you accept a babysitting job. As a beginner, you can secure your first sitting job by telling people within your neighbourhood about your new business idea. Kids can be very playful and sometimes annoying. Therefore, you need to be an entertainer. You don t need to have all the skills required before you start the business, you will learn from parents and other babysitters as you go on.

If you are good at baking cake, bread or donuts, you will not only gain satisfaction, you can turn it into a money making venture. This is among small business ideas one can start as home business. There is growing need for baked products. Many people like eating freshly baked food but in actual fact, many of them don t know how or have time to bake it. Baking is one of the small business ideas with low investment capital. You don’t need extra capital to rent a space. It is flexible enough. However, except you already have the equipment needed for your new business idea, you will need to buy appliances like ovens, refrigerators, pans and other utencils. You can decide to run it as a counter service bakery where individuals can walk in and pick baked products. Alternatively, you can make it a specialty service. In this case, you need to specialise on a particular kind of baked product. If you can establish yourself as a specialty, people and bigger eateries will start contacting you for business. As your baking business begins to grow, you will need to start producing in larger quantity. If you want to sustain the growth, it is advisable that you don t compromise on quality. Also, getting adequate feedbacks from your customers will help you ensure that you are meeting their needs. As long as you maintain the quality of your products, people will continue to patronize you. Baking requires a lot of time both in production and marketing. Therefore, you need to know the right time you need to hire a staff to assist you. We classify baking among home based small business ideas for women.

Proceed to next page

33 thoughts on 110 Small Business Ideas With Low Investment Capital

Primary Sidebar Widget Area





Tags : , , , , , , ,

10 Best Stock Market Investment News, Analysis – Research Sites #business #advertising

#stock market websites

#

10 Best Stock Market Investment News, Analysis Research Sites

Ah, investing a word that can strike fear into the hearts of even the most burly and masculine of men. A subject with such a broad and potentially confusing scope of choices, it can bewilder even the most savvy of businessmen.

Even though I consider myself well-versed in general investment information, there is a world of knowledge, terminology, and strategy that is just beyond my comprehension, and will likely always be.

So where should I, the layman, turn to when I seek competent and comprehensive stock market investment research and analysis ?

Top 10 Stock Market Investment Research Websites

Keep in mind that the main focus of these sites, above all else, is equities. So if you are looking to research ETFs. mutual funds. hedge funds, or any other diversified investment type. many of these websites may not have what you are looking for.

1. Investopedia
If you are just beginning to learn about the world of investments, Investopedia is your one-stop shop for anything and everything. Here, you can look up definitions of terms, register for newsletters with valuable information, use their stock simulator to see how much an investment earns or loses over time, and much more. You can research stocks by company name or ticker symbol and get quite a bit of information about a desired company. They also have a neat Financial Edge section, which can help you with some of the important fundamental principles of personal finance and the markets.

2. Yahoo! Finance
As much as I would like to skip this one over for some of the lesser-known research portals, Yahoo! Finance is just too good. Aside from the myriad of company reports, which you are required to pay for, all of the information at Yahoo finance is free for the taking.

3. Motley Fool
Don t let the name bother you these guys are all business. Whether you are looking to do your own research, or prefer the advice of a seasoned veteran, The Motley Fool has it all. I tend to prefer to follow my own (sometimes idiotic) investment decisions, but if you need help, or want to see what the experts recommend, there are pay services at Motley Fool that may be a good option for you. I have not used them myself, but the few people that I know who have followed their advice have had nothing but positive things to say, and a good amount of success to boot.

4. The Street
If you pay any attention to the world of investing. you know the name Jim Cramer. Personally, I think he is little more than a caricature, but some people swear by him. Mr. Cramer is one of the big name contributors at The Street. That not withstanding, The Street is, in my humble opinion, the best website for investing related articles. The writers have vast knowledge and fantastic insight, without losing focus on what is important the investors for whom they write.

5. Wall Street Journal
For decades, the Wall Street Journal newspaper has been a staple for information and research for investors. Although most of us have done away with the daily black and white delivery method, the Wall Street Journal online delivers even more valuable information than its nearly obsolete predecessor. Nowadays, the Journal s online presence includes The Wall Street Journal. MarketWatch. Barron s. and SmartMoney. among others. All of these sites are valuable resources for investing information, especially when seeking out company-specific news.

6. MSN Money
Microsoft tends to be a pretty self-serving company, at least in my opinion. Even so, once you learn to glance over all of the Microsoft related news at MSN Money, what you get is another fantastic avenue for portfolio boosting. The one complaint I have with MSN Money is the formatting. When looking at stock quotes, there are no lines distinguishing ads from news or charts, which occasionally will take you off-course by clicking an advertisement by mistake.

7. Zacks Investment Research
Zack s does require a membership in order to get to the juicy stuff, but the membership is free and well worth the three minutes it takes to sign up. Here, you will be able to do in-depth research on both stocks and funds. You will also have access to many public and independent reports that will assist you on your quest for the perfect personal investment portfolio .

8. Investor Guide
Investor Guide has many of the same features you ll notice on other sites on this list, so why does it make my top ten? The stock helper tool. First, this tool helps you to determine an optimal investing strategy and style. Then, it provides a list of companies for you to research. Once your list is complete, you will see what others think of each company on your research list. Investor Guide does a great job of aggregating this information from many different sites for you. You will then evaluate the company s competition, decide what to buy, and reap the benefits.

9. Seeking Alpha
Seeking Alpha is amazing. My one complaint is that there is actually too much information packed into one page, which at times can make it difficult to navigate. If it weren t for the massive amount of content on Seeking Alpha, it would be much higher on this list. Company news is the main focus of the site, so if you have a list of companies to research, this is a pretty good place to start.

10. Online Brokerages
Personally, my account has been housed at Sharebuilder for years now, and their research tools are very good. In the beginning, they had a clumsy interface that was slow and filled with glitches. Since then, they have done an amazing job of streamlining and improving content to the point of near perfection. No matter who you invest with online, be sure to use their research tools, as most of them have easy to use interfaces with plenty of information to sort through. Some of the more popular online stock brokers include E*TRADE. TradeKing. Scottrade. and OptionsHouse .

Final Word

When you are looking to conduct your own investment research, closely monitor where you go online. It is very easy to end up on hot stock pick sites, penny stock investing sites, or poorly executed attempts at legitimacy. Many of these sites are fronts for someone to sell you their foolproof system or something similar. Everything I have provided above is free of charge, though a few of them offer paid services above and beyond what most of us need.

Do you have a preferred investment research site? Tell us about them and what features you like most in the comments below.

You are looking at Matthew Breed. He is a 30 year old sports nerd who lives in North Florida with his fiancee, Sarah. Originally in school for a Business degree that did not work out due to capricious youth and irresponsibility, he is currently “getting past” his Peter Pan syndrome and attends classes for a degree in Information Technology while working full time. His care for personal finance stems from a modest upbringing with fiscally responsible parents who highly value education and frown upon frivolity.

heyyy . Nice post you have been shared here. I would like to look forward to the next post. Thanks for sharing .will be waiting for the next post. It helps me a lot.

There s just so much tripe on Seeking Alpha that I ve stopped going there. Anyone can be a self-appointed expert on the site and there is a lot of pumping that goes on in the guise of analysis. Don t know how you can separate the wheat from the chaff.

http://www.dividendinvestor.com/ Richard Gere

Hi, some great sites. Google’s Finance can also be included. Thoughts?

I honestly can t imagine how you consider SeekingAlpha to be an informational site. Journalistically bankrupt. Opinions, not facts. The same useless opinions cycled over and over. Surely you can do better?

None of your business

Would the author of this site mind putting a DATE on his article? Or is not putting a date on it a sleazy way of milking more hits out of the page?

I agree. Investopedia is a great resource for learning stock trading.

Best online analysis is in INVESTOOLS at TD Ameritrade. They are now Number 1 in the industry.

Stock Rover is a great tool for individual investors, all the data in one dashboard. And its free! Premium version isnt too expensive either

As FatMan points out below, Seeking Alpha is garbage. Ask any CFA level analyst and you will get the same response. So much of it is agenda driven content/amateur hour content.





Tags : , , , , , , , , ,

Best investment options – 10 simple steps for a successful eBay business #start #business

#small scale business

#

10 simple steps for a successful eBay business

Overview about ebay
One of the ways to earn money through online is starting your own eBay business by selling products on eBay. This is one of the best investment option.

10 simple steps for a successful eBay business?
Follow the below steps to start the ebay business

  1. Create an eBay account Paypal account. Click Register with eBay which would take directly to registration form. Also paypall account is required for the receiving the payments. Click on this to open a Pay Pal account
  2. Get customer experience. Before you start selling any product, first try buying small items so that you get relevant experience on how the buyer expectation is.
  3. Sell the item you know. Sell the product, where you have good knowledge about this product. If you try to sell the product where you do not have much knowledge, you end up keeping them in your warehouse
  4. Try the option of selecting a buyer who would, directly deliver to customer. This is one of the good method where you would not own any product and save shipping charges
  5. Create a list of items you want to sell. Before you jump into business , try selling any unwanted items you are holding now. This would give an idea about the entire process of selling the product in ebay
  6. User your creativity and get good pictures of what you want to sell. You can purchase some good colored bulbs to take the photos of the product you want to sell
  7. List down the item: Once you have taken good picture of item you want to sell, list them on ebay. Ensure you give complete details of the product, else you end up answering the calls from buyers in providing the details.
  8. Clarify buyers queries about your product
  9. Ship the product immediately. Once your item is purchased by buyer, ship them as soon as possible. Reduce the the time taken to deliver the product. This would give good impression to buyer and they can give positive feedback
  10. Try selling popular products. See what are the popular products being sold on ebay. You need to even look for what competitor s price is to sell at lower price.

Readers, in your opinion, what are the other success ways of setting up a success ebay business? Do you have any creative ideas.

Have you enjoyed this post? Please provide your comments on this post. If you found good, share the link in Facebook/Twitter.

Share this:





Tags : , , , , , , , , , , ,

Business Investment & Business Lending #business #day

#business investment

#

Help the economy. Invest.

Personal Tax-Free Account

You will soon be able to open an ISA account at Funding Circle, which means your returns will be tax-free.

The subscription is 15,240 for the 2016/17 tax year across all ISAs. You will also be able to transfer ISAs from previous years into your Funding Circle ISA .

Martin Lewis, writing about his Funding Circle Experience

Funding Circle has been the most lucrative [peer-to-peer platform]. Since I joined in August 2012, drip-feeding cash in, my returns, after all fees and bad debt adjustment, have been 6.2pc. I didn t pick individual borrowers, I just used Autobid . October 2013

Minimising risk

Our experienced credit assessment team review every application and only allow established and creditworthy businesses to borrow through Funding Circle. However, it s important to remember that some businesses will not be able to fully repay their loan. We call this a bad debt.

Diversification is the best way to manage risk. This simply means spreading your lending across hundreds of businesses, so you re only lending a small amount to each one.

It only takes a few minutes to register.

How do I become diversified?

  • Lend to at least 100 businesses
  • Lend no more than 1% of your total to each one

Every investor who has followed these 2 simple steps has earned a positive return (1 January 2016).

We ve built an easy tool to help you diversify, just look out for Autobid in your account.

We re transparent

About our fees

1% Annual Servicing Fee

Based on the amount outstanding on any loan and collected when the borrower makes a payment.

0.25% Sale Fee

Payable if you sell any of your loan parts to other investors.

And about our performance

We publish all performance information, including the all time actual return across all investors and our bad debt rates on our statistics page. You can also keep up to date with your own investment by logging into your account.

As featured in

Some traditional banks are unaware of the competition they face and the way upstarts such as Funding Circle are disrupting bank lending.

Lending marketplaces such as Funding Circle have gained the trust of consumers by offering transparency and providing lower rates than banks to borrowers.

This month the FCA began regulating the sector for the first time, giving it an official stamp of approval.

Within an hour of posting on Funding Circle, the company met its target. By the end of the week, they had raised 75,000 from 600 investors at a competitive rate.

Have any questions?

Download our free investor guide to read more about how it works and important information about lending through Funding Circle.

It only takes a few minutes to register.

*The current estimated return is an estimate of the annual return after fees and bad debts that investors could earn from lending money to businesses seeking loans today. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future for each of the last 100 loans accepted on the marketplace. The average return is compounded and before tax. The return is updated daily. See the full calculation here .

** Funding Circle is supported by the British Business Bank, a development bank wholly owned by the UK Government. In 2014, the Government-backed British Business Bank Investment Programme invested 40 million alongside other investors, to support economic growth by providing more efficient finance to small businesses.

The British Business Bank and its subsidiaries do not offer bank accounts, take deposits or provide regulated banking services. The British Business Bank provides its financial support to smaller businesses through its delivery partners. Any decisions to provide finance to smaller businesses are made by Funding Circle not by the British Business Bank.

investors in the UK

have lent to businesses

lent to British businesses

Investment through Funding Circle involves lending to small and medium sized businesses, so your investment can go down as well as up.

Funding Circle Limited is authorised and regulated by the Financial Conduct Authority under firm registration number 635439. Funding Circle is not covered by the Financial Services Compensation Scheme. Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.

Copyright Funding Circle 2016. All rights reserved





Tags : ,

Rural Business Investment Program #business #partner

#business investment

#

Rural Business Investment Program

What does this program do?
This program provides a Rural Business Investment Company (RBIC) license to newly formed venture capital organizations to help meet the equity capital investment needs in rural communities.

Who may apply for this program?
Eligible applicants for the RBIC license include newly formed:

  • For-profit entities, or
  • Subsidiary of an entity
  • Must have relevant experience in venture capital or community development financing
  • Must raise a minimum of $10 million in private equity capital
  • May be structured as limited partnerships, limited liability companies, or corporations

What is an eligible area?
There are no restrictions on the location of eligible applicants for RBIC licenses. The goal of each RBIC is to help fill the need for business and development capital in rural areas.

How may funds be used?

  • A minimum of 75% of funds must be made in rural areas with a population of 50,000 or less.
  • A minimum of 50% of funds must be invested in smaller enterprises 
  • A maximum of 10% of RBIC investments may be made in urban areas 

How do we get started?
Applications for this program are accepted on an annual basis. A Notice of Solicitations of Applications (NOSA) is posted in the Federal Register .

What governs this program?

  • Code of Federal Regulation, 7 CFR Part 4290
  • This program is authorized by the Food, Conservation and Energy Act of 2008 (2008 Farm Bill)

Why does USDA Rural Development do this?
Access to capital is vital to businesses and often scarce in rural areas.

NOTE: Because citations and other information may be subject to change please always consult the program instructions listed in the section above titled “What Law Governs this Program?” You may also contact our National Program Office for assistance.





Tags : , , ,

Enhanced Small Business Investment Company #incorporating #a #business

#small business investment company

#

Main menu

Enhanced Small Business Investment Company

Enhanced Small Business Investment Company (ESBIC) makes debt and minority equity investments in U.S.-based lower middle market companies across most sectors. Investment professionals work closely with management teams to create innovative investment solutions and bring valuable experience and a broad professional network to provide added value to portfolio companies.

For more information about ESBIC, please contact

Products

  • Senior secured loans
  • Second lien loans
  • Mezzanine term loans
  • Minority equity

Transaction Types

  • Growth capital
  • Recapitalizations
  • Refinancings
  • Acquisition financings
  • Buyouts

Focus

  • Invest $3 million to $20 million per transaction
  • Ability to invest larger amounts through our limited partner relationships
  • Sponsored transactions
  • Non-sponsored transactions

Company Criteria

  • Revenue > $10 million
  • EBITDA > $2 million
  • Headquartered in the U.S.
  • Sound historical financial performance

Highlights

Enhanced Small Business Investment Company, LP (ESBIC), an affiliate of Enhanced Capital Partners, Inc. announced it recently provided $4.0 million in senior secured debt financing to HomeTown Oxygen. This transaction was one of four investments closed by ESBIC in the fourth quarter of 2012.

Enhanced Capital, through its SBIC fund, Enhanced Small Business Investment Company, LP, announced it recently purchased $9.0 million of senior subordinated notes issued by Masthead Industries, Inc. Masthead is engaged in the wholesale distribution of industrial and hydraulic hoses and fittings, hose assembly systems, and mobile repair service carrying over 46,000 SKUs. Enhanced s investment supports the acquisition of Hosepower USA, Inc.





Tags : , , , ,

10 Best Stock Market Investment News, Analysis – Research Sites #online #business #schools

#stock market websites

#

10 Best Stock Market Investment News, Analysis Research Sites

Ah, investing a word that can strike fear into the hearts of even the most burly and masculine of men. A subject with such a broad and potentially confusing scope of choices, it can bewilder even the most savvy of businessmen.

Even though I consider myself well-versed in general investment information, there is a world of knowledge, terminology, and strategy that is just beyond my comprehension, and will likely always be.

So where should I, the layman, turn to when I seek competent and comprehensive stock market investment research and analysis ?

Top 10 Stock Market Investment Research Websites

Keep in mind that the main focus of these sites, above all else, is equities. So if you are looking to research ETFs. mutual funds. hedge funds, or any other diversified investment type. many of these websites may not have what you are looking for.

1. Investopedia
If you are just beginning to learn about the world of investments, Investopedia is your one-stop shop for anything and everything. Here, you can look up definitions of terms, register for newsletters with valuable information, use their stock simulator to see how much an investment earns or loses over time, and much more. You can research stocks by company name or ticker symbol and get quite a bit of information about a desired company. They also have a neat Financial Edge section, which can help you with some of the important fundamental principles of personal finance and the markets.

2. Yahoo! Finance
As much as I would like to skip this one over for some of the lesser-known research portals, Yahoo! Finance is just too good. Aside from the myriad of company reports, which you are required to pay for, all of the information at Yahoo finance is free for the taking.

3. Motley Fool
Don t let the name bother you these guys are all business. Whether you are looking to do your own research, or prefer the advice of a seasoned veteran, The Motley Fool has it all. I tend to prefer to follow my own (sometimes idiotic) investment decisions, but if you need help, or want to see what the experts recommend, there are pay services at Motley Fool that may be a good option for you. I have not used them myself, but the few people that I know who have followed their advice have had nothing but positive things to say, and a good amount of success to boot.

4. The Street
If you pay any attention to the world of investing. you know the name Jim Cramer. Personally, I think he is little more than a caricature, but some people swear by him. Mr. Cramer is one of the big name contributors at The Street. That not withstanding, The Street is, in my humble opinion, the best website for investing related articles. The writers have vast knowledge and fantastic insight, without losing focus on what is important the investors for whom they write.

5. Wall Street Journal
For decades, the Wall Street Journal newspaper has been a staple for information and research for investors. Although most of us have done away with the daily black and white delivery method, the Wall Street Journal online delivers even more valuable information than its nearly obsolete predecessor. Nowadays, the Journal s online presence includes The Wall Street Journal. MarketWatch. Barron s. and SmartMoney. among others. All of these sites are valuable resources for investing information, especially when seeking out company-specific news.

6. MSN Money
Microsoft tends to be a pretty self-serving company, at least in my opinion. Even so, once you learn to glance over all of the Microsoft related news at MSN Money, what you get is another fantastic avenue for portfolio boosting. The one complaint I have with MSN Money is the formatting. When looking at stock quotes, there are no lines distinguishing ads from news or charts, which occasionally will take you off-course by clicking an advertisement by mistake.

7. Zacks Investment Research
Zack s does require a membership in order to get to the juicy stuff, but the membership is free and well worth the three minutes it takes to sign up. Here, you will be able to do in-depth research on both stocks and funds. You will also have access to many public and independent reports that will assist you on your quest for the perfect personal investment portfolio .

8. Investor Guide
Investor Guide has many of the same features you ll notice on other sites on this list, so why does it make my top ten? The stock helper tool. First, this tool helps you to determine an optimal investing strategy and style. Then, it provides a list of companies for you to research. Once your list is complete, you will see what others think of each company on your research list. Investor Guide does a great job of aggregating this information from many different sites for you. You will then evaluate the company s competition, decide what to buy, and reap the benefits.

9. Seeking Alpha
Seeking Alpha is amazing. My one complaint is that there is actually too much information packed into one page, which at times can make it difficult to navigate. If it weren t for the massive amount of content on Seeking Alpha, it would be much higher on this list. Company news is the main focus of the site, so if you have a list of companies to research, this is a pretty good place to start.

10. Online Brokerages
Personally, my account has been housed at Sharebuilder for years now, and their research tools are very good. In the beginning, they had a clumsy interface that was slow and filled with glitches. Since then, they have done an amazing job of streamlining and improving content to the point of near perfection. No matter who you invest with online, be sure to use their research tools, as most of them have easy to use interfaces with plenty of information to sort through. Some of the more popular online stock brokers include E*TRADE. TradeKing. Scottrade. and OptionsHouse .

Final Word

When you are looking to conduct your own investment research, closely monitor where you go online. It is very easy to end up on hot stock pick sites, penny stock investing sites, or poorly executed attempts at legitimacy. Many of these sites are fronts for someone to sell you their foolproof system or something similar. Everything I have provided above is free of charge, though a few of them offer paid services above and beyond what most of us need.

Do you have a preferred investment research site? Tell us about them and what features you like most in the comments below.

You are looking at Matthew Breed. He is a 30 year old sports nerd who lives in North Florida with his fiancee, Sarah. Originally in school for a Business degree that did not work out due to capricious youth and irresponsibility, he is currently “getting past” his Peter Pan syndrome and attends classes for a degree in Information Technology while working full time. His care for personal finance stems from a modest upbringing with fiscally responsible parents who highly value education and frown upon frivolity.

heyyy . Nice post you have been shared here. I would like to look forward to the next post. Thanks for sharing .will be waiting for the next post. It helps me a lot.

There s just so much tripe on Seeking Alpha that I ve stopped going there. Anyone can be a self-appointed expert on the site and there is a lot of pumping that goes on in the guise of analysis. Don t know how you can separate the wheat from the chaff.

http://www.dividendinvestor.com/ Richard Gere

Hi, some great sites. Google’s Finance can also be included. Thoughts?

I honestly can t imagine how you consider SeekingAlpha to be an informational site. Journalistically bankrupt. Opinions, not facts. The same useless opinions cycled over and over. Surely you can do better?

None of your business

Would the author of this site mind putting a DATE on his article? Or is not putting a date on it a sleazy way of milking more hits out of the page?

I agree. Investopedia is a great resource for learning stock trading.

Best online analysis is in INVESTOOLS at TD Ameritrade. They are now Number 1 in the industry.

Stock Rover is a great tool for individual investors, all the data in one dashboard. And its free! Premium version isnt too expensive either

As FatMan points out below, Seeking Alpha is garbage. Ask any CFA level analyst and you will get the same response. So much of it is agenda driven content/amateur hour content.





Tags : , , , , , , , , ,