Tag: Industry

Inderscience Publishers – linking academia, business and industry through research #entrepreneurial #ideas

#business information

#

Inderscience Publishers

Explore our JOURNALS

Prof. Daniel Berman from Walden University in the USA has been appointed to take over editorship of the International Journal of Healthcare Policy .

Journal for Global Business Advancement increases issues

The Journal for Global Business Advancement has announced that it will be increasing issues from four to six from 2017 onwards.

International Journal of Advanced Intelligence Paradigms increases issues

The International Journal of Advanced Intelligence Paradigms has announced that it will be increasing issues from eight to twelve from 2017 onwards.

International Journal of Business Innovation and Research increases issues

The International Journal of Business Innovation and Research has announced that it will be increasing issues from eight to twelve from 2017 onwards.

International Journal of Business Excellence increases issues

The International Journal of Business Excellence has announced that it will be increasing issues from eight to twelve from 2017 onwards.





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Business – Industry Loan Guarantees #innovative #business #ideas

#guaranteed business loans

#

Business Industry Loan Guarantees

Program Status: Open

What does this program do?
This program bolsters the existing private credit structure through the guaranteeing of loans for rural businesses, allowing private lenders to extend more credit than they would typically be able to.

Who may apply for this program?
Lenders with legal authority, sufficient experience, and financial strength to operate a successful lending program like:

  • Federal or State chartered banks
  • Savings and loans
  • Farm credit banks
  • Credit unions

What kind of borrower may the lender request a guarantee for?

Are there restrictions on the borrower?

  • Government or military employees may not own more than 20%
  • Majority ownership must be held by US citizens or permanent residents (1)

What is an eligible area?

  • Any area other than a city or town with a population of greater than 50,000 inhabitants and the urbanized area of that city or town.
  • The borrower’s headquarters may be based within a larger city as long as the project is located in an eligible rural area
  • The lender may be located anywhere
  • Projects may be funded in rural and urban areas under the Local and Regional Food System Initiative

How may funds be used?
Eligible uses include but are not limited to:

  • Business conversion, enlargement, repair, modernization, or development
  • Purchase and development of land, easements, rights-of-way, buildings, or facilities
  • Purchase of equipment, leasehold improvements, machinery, supplies, or inventory
  • Debt refinancing when new jobs will be created and other conditions are met
  • Business and industrial acquisitions when the loan will keep the business from closing and/or save or create jobs

Guaranteed loan funds MAY NOT be used for:

  • Lines of credit
  • Owner-occupied housing
  • Golf courses
  • Racetracks or gambling facilities
  • Churches, church-controlled organizations, or charitable organizations
  • Fraternal organizations
  • Lending, investment and insurance companies
  • Projects involving more than $1 million and the relocation of 50 or more jobs
  • Agricultural production, with certain exceptions (2)
  • Distribution or payment to an individual owner, partner, stockholder, or beneficiary of the borrower or a close relative of such an individual when such individual will retain any portion of the ownership of the borrower

What Collateral Is Required?
Collateral must have documented value sufficient to protect the interest of the lender and the Agency. The discounted collateral value will normally be at least equal to the loan amount. Lenders will discount collateral consistent with sound loan-to-value policy. Hazard insurance is required on collateral (equal to the loan amount or depreciated replacement value, whichever is less).

Maximum Advance Rates
Real Estate: 80% of fair market value
Equipment: 70% of fair market value
Inventory: 60% of book value (raw inventory and finished goods only)
Accounts Receivable: 60% of book value (less than 90 days)

What is the maximum amount of a loan guarantee?

  • 80% for loans of $5 million or less
  • 70% for loans between $5 and $10 million
  • 60% for loans exceeding $10 million, up to $25 million maximum

What are the loan terms?

  • Maximum term on real estate is 30 years
  • Maximum term on machinery and equipment is useful life or 15 years, whichever is less
  • Maximum term on working capital not to exceed 7 years
  • Loans must be fully amortized; balloon payments are not permitted
  • Reduced payments may be scheduled in the first three years

What are the interest rates?

  • Interest rates are negotiated between the lender and borrower, subject to Agency review
  • Rates may be fixed or variable
  • Variable interest rates may not be adjusted more often than quarterly

What are the applicable fees?

  • There is an initial guarantee fee equal to 3% of the guaranteed amount
  • There is an annual renewal fee, currently 0.5% of outstanding principal (3)
  • Reasonable and customary fees are negotiated between the borrower and lender

What are the underwriting and security requirements?

  • The proposed operation must have realistic repayment ability
  • New enterprises may be asked to obtain a feasibility study by a recognized independent consultant
  • The business and its owners must have a good credit history
  • At loan closing/project completion, the business must have tangible balance sheet equity position of:
    • 10 percent or more for existing businesses, or
    • 20 percent or more for new businesses.
  • Key person life insurance may be required and the amount negotiated. A decreasing term life insurance is acceptable
  • Personal and corporate guarantees are normally required from all proprietors, partners (except limited partners), and major shareholders (i.e. all those with a 20 percent or greater interest)

How do we get started?

  • Applications are accepted from lenders through our local offices year round
  • Interested borrowers should inquire about the program with their lender
  • Lenders interested in participating in this program should contact the USDA Rural Development Business Programs Director in the state where the project is located

Who can answer questions?
Contact the local office that serves your area.

What governs this program?

  • Loan Processing – Code of Federal Regulation, 7 CFR 4279-A and B
  • Loan Servicing – Code of Federal Regulation, 7 CFR 4287-B
  • This program is authorized by the Consolidated Farm and Rural Development Act (ConAct)

Why does USDA Rural Development do this?
This program improves the economic health of rural communities by increasing access to business capital through loan guarantees that enable commercial lenders to provide more affordable financing for businesses in eligible rural areas.

NOTE: Because citations and other information may be subject to change please always consult the program instructions listed in the section above titled “What Law Governs this Program?” You may also contact your local office for assistance.

(1) Individual borrowers must be citizens of the United States (U.S.) or reside in the U.S. after being legally admitted for permanent residence. Corporations or other non-public body organization-type borrowers must be at least 51 percent owned by persons who are either citizens of the U.S. or reside in the U.S. after being legally admitted for permanent residence.

(2) Production agriculture is eligible only if the project is vertically integrated, ineligible for USDA Farm Service Agency (FSA) farm loan guarantees, and agricultural production as part of the loan is both secondary (less than 50 percent of the business) and less than $1 million. Nursery, forestry and aquaculture operations are eligible without these restrictions.

(3) The annual renewal fee is currently one-half of one percent (.5%) of the outstanding principal loan balance as of December 31st. The renewal fee rate is set annually by Rural Development in a notice published in the Federal Register. The rate in effect at the time the loan is made will remain in effect for the life of the loan. Annual renewal fees are due on January 31. Payments not received by April 1 are considered delinquent and, at the Agency discretion, may result in cancellation of the guarantee to the lender. Holders’ rights will continue in effect as specified in the loan note guarantee and assignment guarantee agreement. Any delinquent annual renewal fees will bear interest at the note rate and will be deducted from any loss payment due the lender. For loans where the loan note guarantee is issued between October 1 and December 31, the first annual renewal fee payment will be due January 31 of the second year following the date the loan note guarantee was issued.





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Top 10 Low Overhead Cottage Industry Small Business ideas #green #business #ideas

#cottage industry ideas

#

Are you planning to go home based while earning a significant sustainable income? If yes, then below are the top ten low overhead cottage industry ideas you can start today .

Starting a small business from home is cool. At least, it gives you the freedom to work anytime you want—from anywhere and at any point in time. I am going to be really conversational in this post, so I want you to play along with me.

A cottage industry can include anyone who’s working from home selling or offering product or services. In this present age, you can make a full living operating your own cottage business right from home Without mincing words, bellow are eleven super cool, money making cottage industry business ideas:

Top 10 Low Overhead Cottage Industry Business ideas

What You Need to Consider Before Starting a Cottage Business

Though, starting a home cottage business sounds like a good idea. Of course, it’s profitable and flexible but there are many things you have to put into consideration before starting. I suggest you take your time to test the waters before going fully into the business…

Are you good at writing or designing? Or, do you love soap making, editing or completing surveys. There are lots of cottage businesses you can start but you need to first review your talents, and identify what you like doing!

Exclusive Cottage Business Ideas…

Content mills like iwriter, Elance and Guru.com are looking for professional writers to help with content writing. 3years ago, while building my online business, I worked as a freelance writer on iwriter.com and generated a monthly profit of $300 — $500. For content writing, you should have a portfolio and samples to prove to clients that you are worth hiring!

Seriously, there’s so much money to be made online. This young boy: Bamidele Onibalusi generates a monthly profit of $5,000 working from home, spending just 5 hours daily, writing articles… With content writing, your possibilities are limitless. You too can quit your day job and start earning $8,000 writing just like Tom Ewer .

Tip: Remember, no one is born a great writer. Practice makes perfect. Join writing portals like Constant Content, Ehow, Squidoo, Blogging.org and Yahoo’s associated content to start earning today!

Are you good at teaching Mathematics or playing musical instruments or you have a talent in teaching different foreign languages. If you answered YES to the above question, then you can actually make money by starting a tutoring business

People are willing to pay to learn how to speak Chinese, type, dance, sow, cook, write or prepare foreign foods. If you are good in any of these topics, you could start up a blog or market yourself in your local newspaper.

People who are willing to learn these things will gladly pay you as long as they get the value for what they paid for. To get started, you can offer to teach for free to build reputation. Don’t start out big. Offer tremendous value and don’t expect to charge much. You could offer to teach someone to speak Chinese Language for a measly fee of $50.

Otunba Akin Alabi, the CEO of Nairabet visited China recently for business and was handed a flier by a Chinese dude. He wanted to trash the flier immediately but he tried to be polite. When he was about going into the elevator, he looked at the flier and was amazed at what he saw:

“Learn To Speak Chinese Fluently in Just 2 Weeks!’’

Now I love that. That young Chinese dude must be a smart cottage businessperson. He was offering a service that teaches foreigners how to speak Chinese! He knew they were foreigners who’re dying to learn Chinese, and would pay anything to learn it.

3. Start Making soaps

Are you good at making soaps? Or do you have flair for soap making. You can make a living by making soaps. All you need to do is to promote your soap business and collaborate with gift baskets companies to provide them with scented, soaps.

Other Cottage Industry ideas to Consider

You don’t need to be an experienced English speaker to start a proofreading business. Publishers are in need of talented proofreaders. You can actually make a living off editing if you understand the basic rules of spelling Grammar and punctuation. You can join Elance.com and Freelancer.com to get started. Or, set up a website and rank organically in the search engines.

As a final note, I am quite sure you have many home business ideas. Just remember this: an idea without corresponding action is dead. So start a low-cost cottage business that you can manage from home and I will see you at the top.

Related Posts





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The Financial Express – Business News, Industry, Personal Finance, Stock Market News #local #business

#stock market news today

#

The Railways need to evaluate whether it should continue to have 125 hospitals, 600 polyclinics and 100 schools directly under its wing, he said.

Outgoing RBI Governor Raghuram Rajan today rejected the idea of the government taking a special dividend from the central bank for recapitalisation of public sector lenders, saying there is no free lunch .

India and Vietnam today called for a reform of the UN and an expansion of the Security Council in both the permanent and non-permanent categories of membership, with enhanced representation from developing countries.

Country s largest two-wheeler maker Hero MotoCorp plans to launch 15 new products in domestic as well as international markets this fiscal, a top company official said today.

Find the Jeep pricing absurd? Here s the reason and why it isn t necessarily bad

New Jaguar sets record as fastest selling car for Tata Jaguar Land Rover

Stable regulatory framework important for investment in auto sector

The system, which would utilise the same machine learning technology used in Microsoft s artificial intelligence (AI) assistant Cortana, is designed to have a long lifecycle.

Samsung announces swap for Galaxy Note 7 with Galaxy S7 variants

Xiaomi Mi Max: Phablet with long-lasting battery for heavy users

From UrbanClap to OTJ247, take to tech to slay the chores and really enjoy the festive season

Odisha Chief Minister Naveen Patnaik today launched the Biju Kanya Ratna Yojana (BKRY) and inaugurated 1,000 anganwadi buildings here as part of the celebration marking birth centenary of legendary Biju Patnaik.

The extraordinary life of Mother Teresa, who worked relentlessly for the upliftment of the destitute and who will be declared a saint by the Roman Catholic Church, must be brought alive on the silver screen, says India s acclaimed veteran filmmaker Shyam Benegal.





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Online Home based business opportunity in Personal Development Industry – Work at home #business

#home business opportunity

#

An Exciting and Unique Online Home Based Business Opportunity in Personal Leadership Development Industry

This is a BOOMING $65+ billion Industry!

A Genuine Online Home Based Business Opportunity that has proven results

BE MENTORED PERSONALLY BY ME
I turned my past yearly income into my monthly income Ask Me How

MAKE UP TO $8,000 PER SALE

Loving Life Now will show you how this online home business opportunity can become a very profitable business, if you:

  • Dedicate 15-20 hours per week
  • Have the desire to take control of your life
  • Want to be your own boss instead of working for someone else
  • Are not just looking for a get rich quick scheme, but a proven business model with a support network.
  • Are passionate. motivated and self driven
  • Want financial freedom and a fantastic income to Love your Life Now

ITS A FULLY SUPPORTED AND WORKING HOME BASED BUSINESS THAT WONT INVOLVE ANY OF THE FOLLOWING

  • NO personal explaining
  • NO hassling your friends and family
  • NO shipping of products
  • NO stocking of products
  • NO need to hire staff

We’ll supply you with the simple yet complete business model, all of your training, and we will help you establish your goals. You will however need to supply the desire, motivation and willingness to learn, and have a real passion for wanting a huge change – personally and financially in your life!

Its so easy, contact me today. All you need is a computer, Internet, a phone and a few hours to spare each day.

I compared a traditional business model to our home based business model and didnt waste any time have a look why

1. Traditional Business Model

Starting or buying into a business usually costs a large sum of money. There are most often stock, equipment, staff, marketing, rent. just to name a few expenses and these costs are constant week after week – month after month. Actually making money is usually a long time coming not to mention the 60 to 70 hours a week you need to invest of your time. NO THANKS. On average the statistics show that a business will not turn a profit for at least 2 years and the fact is most dont even make it that long, leaving behind huge debts, broken hearts and a ton of stress and strain.

So in all in all the business = No time off, No financial rewards = No thanks !

2. Our Business Model

This home based business is so affordable any one can do it. Our business model is so simple and effective that it can literally produce financial results immediately and you wont have to work 70 hours a week. If you have the desire and have made the decision to change your life, you can do it! All it will take is 15-20 hours per week. Welcome your new flexible working life, financial freedom and start LOVING LIFE !

There are hundreds of different businesses you can consider when looking for the right business for YOU. There are so many reasons why people decide to start their own business. Some are looking for financial freedom, others are looking at working less hours and making more money and some think that working for themselves will give them the fantastic life they have been waiting for.

In most cases, new business owners quickly realise that their dream of running their own cafe or buying into a franchise is not going to give them the foot loose and fancy free life they were expecting. It is hard work and requires a lot of time, money and effort. And most times people end up working 14 hour days for a minimal wage. Who wants to really live their life working??

The great news is, all businesses don’t require long hours and hard work to get the results you want and deserve.

If this sounds like the type of business you would like to own, please use the contact form on the left of the site, and we will call you back within 48 hours.





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Start a new business – Industry start-up guides – Cleaning Services – Small Business

#cleaning business

#

Cleaning Services

What is involved in running a cleaning services business?

Cleaning service business operators provide a wide range of domestic and commercial cleaning services. This may include working in homes, businesses, schools, shopping centres, public spaces and other buildings and facilities.

As a cleaner, your role will involve the following activities and tasks:

  • cleaning and sanitising kitchen areas
  • cleaning and sanitising bathrooms and toilets
  • vacuuming and cleaning carpets
  • cleaning upholstery and drapery
  • mopping, polishing and waxing floors
  • dusting high and low surfaces
  • swimming pool maintenance
  • making beds and changing bed linen
  • performing home duties such as loading dishwashers, doing laundry and ironing
  • polishing furniture and fittings
  • cleaning windows, mirrors and light fixtures
  • cleaning corridors and entrance ways, stairs, lifts and foyers
  • emptying rubbish bins
  • moving furniture
  • r eporting faulty plumbing or other problems

Running a cleaning services business will also involve some tasks in addition to cleaning duties, such as finding new clients, managing your existing client accounts, creating invoices and completing some bookkeeping tasks. You will also need to maintain your equipment and manage your inventory and supplies.

Do I need any qualifications, licences or permits to work as a cleaner?

It is possible to work within the personal and home services industry as a cleaner without formal qualifications; however, there are various courses that can assist in developing customer service skills and personal and home services industry knowledge, such as a Certificate III in Cleaning Operations. For further information about undertaking an accredited course, please contact your nearest TAFE or Registered Training Organisation.

You should also check the relevant business licensing authority in your state and see if you are required to obtain any permits and/or licences prior to setting up your cleaning business.

You need to be aware that there may be some licensing and registration regulations in your state that govern water use for business, and storing bulk cleaning chemicals. As a business owner, you are responsible for the handling, labelling and storage of hazardous chemicals used in your business. If you plan to discharge trade waste into the sewerage system, you may need to check with your local council to see if a permit is required.

What facilities and equipment will I need to run my business?

Generally, cleaners don t need an office space or other facilities. As long as you have the essentials such as access to a mobile phone, fax, computer and internet access you should be able to effectively operate your business. It is important to ensure that it is easy for potential clients to contact you for quotes and enquiries.

A cleaning business will need to have a vehicle in order to provide a mobile service for the transportation of the required equipment (vacuum cleaner, mop and bucket, etc.). Reliable transport is very important for cleaners who are travelling outside their local areas. A vehicle such as a mini-van is useful for this type of business as it has the necessary storage space.

Depending on the type of services you plan to include, some of the equipment you may require include;

  • back pack vacuum cleaners
  • window squeegee
  • cleaning chemicals (for windows, tables, and tiles, etc.)
  • blade scrapers
  • safety equipment such as uniforms, goggles, boots and gloves etc.
  • garbage bags
  • cloths
  • dusters
  • polishing pads

What about the costs and how much can I charge?

Often new cleaning businesses will utilise their own equipment from home, and then purchase professional gear as they build the business. This makes for a smaller initial outlay and less financial risk if the business is slow to get going at the beginning.

If your start up capital permits, look at buying cleaning chemicals in bulk and try to get concentrates as this will save you a significant amount in the long run. Remember to keep in mind the storage requirements and regulations that might apply to bulk chemical purchases.

A cleaning business normally charges by the hour. Some may require a service to be undertaken for a minimum number of hours, e.g. minimum charge two hours. This means clients pay for two hours for any service equal to or under two hours, and extra payment is required on a hourly base for any time over two hours. Alternatively, some businesses charge by the size of facility to be serviced, e.g. number of rooms.

Customer service is crucial to the success of your business. If you are taking on domestic cleaning jobs you need to be mindful that are you entering a client s home, which is their personal space. You need to be dressed appropriately, not only to do your job but so that you look professional and presentable. You need to have good communication skills and know how to deal with customer complaints and dissatisfaction. A cleaning business heavily relies on word of mouth for advertising and reputation, so you must ensure that every customer is satisfied with the product or level of service you are providing.

Do I need insurance?

Before you start taking on any jobs, make sure you have adequate insurance coverage in place for damage and liability. Things may happen unexpectedly while on the job and you need to be in a position where you are sufficiently covered for any accidents or claims against you and your business. You also need to check your insurer s policy to see if they will cover you for both domestic and commercial cleaning or if you have to pay an additional premium to be insured for commercial jobs.

What if I want to employ staff or use contractors?

If you plan on employing staff for your business, you will need to be aware and up to date on issues such as:

  • Awards
  • Pay rates and allowances
  • Annual leave calculations
  • National employment standards
  • Industrial relations news

Where can I find more help and assistance?

Below is a list of industry associations that can further assist you in starting up a cleaning business and providing industry specific information:

The first step is to talk to your local business advisor about starting up your new venture. You can also call the Small Business Support Line on 1800 777 275 for more information.





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The Financial Express – Business News, Industry, Personal Finance, Stock Market News #business #day

#stock market news today

#

The Railways need to evaluate whether it should continue to have 125 hospitals, 600 polyclinics and 100 schools directly under its wing, he said.

Outgoing RBI Governor Raghuram Rajan today rejected the idea of the government taking a special dividend from the central bank for recapitalisation of public sector lenders, saying there is no free lunch .

India and Vietnam today called for a reform of the UN and an expansion of the Security Council in both the permanent and non-permanent categories of membership, with enhanced representation from developing countries.

Country s largest two-wheeler maker Hero MotoCorp plans to launch 15 new products in domestic as well as international markets this fiscal, a top company official said today.

Find the Jeep pricing absurd? Here s the reason and why it isn t necessarily bad

New Jaguar sets record as fastest selling car for Tata Jaguar Land Rover

Stable regulatory framework important for investment in auto sector

The system, which would utilise the same machine learning technology used in Microsoft s artificial intelligence (AI) assistant Cortana, is designed to have a long lifecycle.

Samsung announces swap for Galaxy Note 7 with Galaxy S7 variants

Xiaomi Mi Max: Phablet with long-lasting battery for heavy users

From UrbanClap to OTJ247, take to tech to slay the chores and really enjoy the festive season

Odisha Chief Minister Naveen Patnaik today launched the Biju Kanya Ratna Yojana (BKRY) and inaugurated 1,000 anganwadi buildings here as part of the celebration marking birth centenary of legendary Biju Patnaik.

The extraordinary life of Mother Teresa, who worked relentlessly for the upliftment of the destitute and who will be declared a saint by the Roman Catholic Church, must be brought alive on the silver screen, says India s acclaimed veteran filmmaker Shyam Benegal.





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Canadian Business – Your Source For Business News – Your source for market news,

#business magazines

#

How new rules could change Canada’s social media marketing landscape

How to fire your spouse

Nearly every category of consumer electronics shows declining sales

How to hire your spouse

Canada Goose CEO Dani Reiss on how to build an international brand

How to express frustration productively

Canada is cracking down on paid social media endorsements

Sign up for our daily morning strategy briefing

How to be happier at work

Making connections is what turns good entrepreneurs into great ones

The inside story of what really went wrong at Target Canada

Scientists prove that sucking up to your boss actually works

Inside the surreal, competitive race to clean up Fort McMurray

These three investing legends are warning of another market crash

Smoke’s Poutinerie intends to become a global fast-food giant

Why aren’t women enrolling in Canada’s MBA schools?

Canada’s Best Jobs 2016: The Top 25 Jobs In Canada

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    Top 10 Low Overhead Cottage Industry Small Business ideas #world #business #news

    #cottage industry ideas

    #

    Are you planning to go home based while earning a significant sustainable income? If yes, then below are the top ten low overhead cottage industry ideas you can start today .

    Starting a small business from home is cool. At least, it gives you the freedom to work anytime you want—from anywhere and at any point in time. I am going to be really conversational in this post, so I want you to play along with me.

    A cottage industry can include anyone who’s working from home selling or offering product or services. In this present age, you can make a full living operating your own cottage business right from home Without mincing words, bellow are eleven super cool, money making cottage industry business ideas:

    Top 10 Low Overhead Cottage Industry Business ideas

    What You Need to Consider Before Starting a Cottage Business

    Though, starting a home cottage business sounds like a good idea. Of course, it’s profitable and flexible but there are many things you have to put into consideration before starting. I suggest you take your time to test the waters before going fully into the business…

    Are you good at writing or designing? Or, do you love soap making, editing or completing surveys. There are lots of cottage businesses you can start but you need to first review your talents, and identify what you like doing!

    Exclusive Cottage Business Ideas…

    Content mills like iwriter, Elance and Guru.com are looking for professional writers to help with content writing. 3years ago, while building my online business, I worked as a freelance writer on iwriter.com and generated a monthly profit of $300 — $500. For content writing, you should have a portfolio and samples to prove to clients that you are worth hiring!

    Seriously, there’s so much money to be made online. This young boy: Bamidele Onibalusi generates a monthly profit of $5,000 working from home, spending just 5 hours daily, writing articles… With content writing, your possibilities are limitless. You too can quit your day job and start earning $8,000 writing just like Tom Ewer .

    Tip: Remember, no one is born a great writer. Practice makes perfect. Join writing portals like Constant Content, Ehow, Squidoo, Blogging.org and Yahoo’s associated content to start earning today!

    Are you good at teaching Mathematics or playing musical instruments or you have a talent in teaching different foreign languages. If you answered YES to the above question, then you can actually make money by starting a tutoring business

    People are willing to pay to learn how to speak Chinese, type, dance, sow, cook, write or prepare foreign foods. If you are good in any of these topics, you could start up a blog or market yourself in your local newspaper.

    People who are willing to learn these things will gladly pay you as long as they get the value for what they paid for. To get started, you can offer to teach for free to build reputation. Don’t start out big. Offer tremendous value and don’t expect to charge much. You could offer to teach someone to speak Chinese Language for a measly fee of $50.

    Otunba Akin Alabi, the CEO of Nairabet visited China recently for business and was handed a flier by a Chinese dude. He wanted to trash the flier immediately but he tried to be polite. When he was about going into the elevator, he looked at the flier and was amazed at what he saw:

    “Learn To Speak Chinese Fluently in Just 2 Weeks!’’

    Now I love that. That young Chinese dude must be a smart cottage businessperson. He was offering a service that teaches foreigners how to speak Chinese! He knew they were foreigners who’re dying to learn Chinese, and would pay anything to learn it.

    3. Start Making soaps

    Are you good at making soaps? Or do you have flair for soap making. You can make a living by making soaps. All you need to do is to promote your soap business and collaborate with gift baskets companies to provide them with scented, soaps.

    Other Cottage Industry ideas to Consider

    You don’t need to be an experienced English speaker to start a proofreading business. Publishers are in need of talented proofreaders. You can actually make a living off editing if you understand the basic rules of spelling Grammar and punctuation. You can join Elance.com and Freelancer.com to get started. Or, set up a website and rank organically in the search engines.

    As a final note, I am quite sure you have many home business ideas. Just remember this: an idea without corresponding action is dead. So start a low-cost cottage business that you can manage from home and I will see you at the top.

    Related Posts





    Tags : , , , , , , , ,

    Online Home based business opportunity in Personal Development Industry – Work at home #custom

    #home business opportunity

    #

    An Exciting and Unique Online Home Based Business Opportunity in Personal Leadership Development Industry

    This is a BOOMING $65+ billion Industry!

    A Genuine Online Home Based Business Opportunity that has proven results

    BE MENTORED PERSONALLY BY ME
    I turned my past yearly income into my monthly income Ask Me How

    MAKE UP TO $8,000 PER SALE

    Loving Life Now will show you how this online home business opportunity can become a very profitable business, if you:

    • Dedicate 15-20 hours per week
    • Have the desire to take control of your life
    • Want to be your own boss instead of working for someone else
    • Are not just looking for a get rich quick scheme, but a proven business model with a support network.
    • Are passionate. motivated and self driven
    • Want financial freedom and a fantastic income to Love your Life Now

    ITS A FULLY SUPPORTED AND WORKING HOME BASED BUSINESS THAT WONT INVOLVE ANY OF THE FOLLOWING

    • NO personal explaining
    • NO hassling your friends and family
    • NO shipping of products
    • NO stocking of products
    • NO need to hire staff

    We’ll supply you with the simple yet complete business model, all of your training, and we will help you establish your goals. You will however need to supply the desire, motivation and willingness to learn, and have a real passion for wanting a huge change – personally and financially in your life!

    Its so easy, contact me today. All you need is a computer, Internet, a phone and a few hours to spare each day.

    I compared a traditional business model to our home based business model and didnt waste any time have a look why

    1. Traditional Business Model

    Starting or buying into a business usually costs a large sum of money. There are most often stock, equipment, staff, marketing, rent. just to name a few expenses and these costs are constant week after week – month after month. Actually making money is usually a long time coming not to mention the 60 to 70 hours a week you need to invest of your time. NO THANKS. On average the statistics show that a business will not turn a profit for at least 2 years and the fact is most dont even make it that long, leaving behind huge debts, broken hearts and a ton of stress and strain.

    So in all in all the business = No time off, No financial rewards = No thanks !

    2. Our Business Model

    This home based business is so affordable any one can do it. Our business model is so simple and effective that it can literally produce financial results immediately and you wont have to work 70 hours a week. If you have the desire and have made the decision to change your life, you can do it! All it will take is 15-20 hours per week. Welcome your new flexible working life, financial freedom and start LOVING LIFE !

    There are hundreds of different businesses you can consider when looking for the right business for YOU. There are so many reasons why people decide to start their own business. Some are looking for financial freedom, others are looking at working less hours and making more money and some think that working for themselves will give them the fantastic life they have been waiting for.

    In most cases, new business owners quickly realise that their dream of running their own cafe or buying into a franchise is not going to give them the foot loose and fancy free life they were expecting. It is hard work and requires a lot of time, money and effort. And most times people end up working 14 hour days for a minimal wage. Who wants to really live their life working??

    The great news is, all businesses don’t require long hours and hard work to get the results you want and deserve.

    If this sounds like the type of business you would like to own, please use the contact form on the left of the site, and we will call you back within 48 hours.





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