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Stock Quotes & Prices, investing in stocks.#Investing #in #stocks

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Key events are scheduled for the companies listed below next week. Notable earnings reports: Tyson Foods (NYSE:TSN), Progressive (NYSE:PGR), and Kamada (NASDAQ:KMDA) on .

Investing in stocks

By Tim Hepher and Alexander Cornwell DUBAI (Reuters) – Dubai s Emirates [EMIRA.UL] may place an order at the Dubai Airshow for 36-38 Airbus A380 superjumbo jets, worth some .

Investing in stocks

(Reuters) – Three UCLA men s basketball players detained in China over allegations of shoplifting this week will not be on the team s return flight to the United States .

Stock Markets Analysis & Opinion

Investing in stocks

Leading cruise-line operator, Norwegian Cruise Line (NASDAQ:NCLH) took a hit Friday after reporting earnings. At one point, the stock was down by nearly 3% on the back of weaker guidance. Other .

Investing in stocks

For Immediate ReleaseChicago, IL November 10, 2017 Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest .

Investing in stocks

A reassuring trading update confirms that SuperGroup (OTC:SEPGY) continues to deliver attractive top-line growth. Admittedly, the superior wholesale performance means (as previously flagged by the .

Earnings Calendar

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your capital is at risk

your capital is at risk

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Ethics Unwrapped – Beyond Business Ethics – UT Austin, ethics in business.#Ethics #in #business

Ethics Unwrapped

Ethics Defined
Cases Unwrapped

A series of short videos explores values-driven leadership, and shows the seven principles that support it in life and in work. Based on Giving Voice to Values by Mary C. Gentile.

The story of former super-lobbyist and convicted felon Jack Abramoff examines biases in behavioral ethics in a documentary and six short videos. Filmed on the UT Austin campus.

Behavioral ethics concepts and basic ethics principles are illustrated in 30+ short videos. Professors explain concepts, while students share some of life’s examples.

A library of key ethics terms defined in 50+ video clips. Vivid animations make them easy to remember and understand. Research studies add depth to the definitions and concepts.

The science of everyday ethics.

Made easy, useful, and fun.

100 videos 55 cases on 1000+ campuses in 170 countries

  • Ethics in business

Concepts Unwrapped

Behavioral ethics concepts and basic ethics principles are illustrated in 30+ short videos. Professors explain concepts, while students share some of life s examples.

  • Ethics in business

    Giving Voice to Values

    A series of short videos explores values-driven leadership, and shows the seven principles that support it in life and in work. Based on Giving Voice to Values by Mary C. Gentile.

  • Ethics in business

    Cases Unwrapped

    The story of former super-lobbyist and convicted felon Jack Abramoff examines biases in behavioral ethics in a documentary and six short videos. Filmed on the UT Austin campus.

  • Ethics in business

    Ethics Defined

    A library of key ethics terms defined in 50+ video clips. Vivid animations make them easy to remember and understand. Research studies add depth to the definitions and concepts.

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  • Investing Short-Term When Stocks Are High? Imagine a Painful Drop, investing in stocks.#Investing #in

    The New York Times

    Investing in stocks

    Every week brings a new worry, something or another that could finally, truly, end our eight-year-plus bull market in American stocks.

    If it’s not conflict with North Korea, then it’s concern over a damaging showdown in Congress over the federal debt. And if it’s not debt, it’s the possibility of a trade war or a hurricane season to end all hurricane seasons.

    Then again, even in years past, there has always been something to fret about. For a while, it was fear of rising interest rates. Brexit set off market alarms, too. And I spent hours after midnight on election night last year writing a column counseling people through what turned out to be a stock market hiccup.

    Given how little anyone can know about what will end the bull market and when, most people should try to avoid making predictions, let alone investing based on them. But there is one group of people who deserve to worry at any particular moment: those who will need most or all of their investment money soon.

    Consider the people who are trying to scrape together a down payment but who also want their savings to keep up with the rise in real estate prices, if possible. Or the parent — say, me — who hopes to send a firstborn child off to college in seven years. How much money should any of us have in stocks right now?

    If you poll investment experts, there is no consensus about a perfect mix of stock, bonds and cash. There never is. But there is probably an answer that is right for you, as long as you know how comfortable you are with the possibility of losing some money and have thought through every detail of what you’re willing to sacrifice if you do.

    Figuring out how low your portfolio’s value might drop ought to be much easier than it is. In a perfect world, every brokerage firm and 529 college savings account administrator would have two buttons on their web pages.

    The first, a “What if?” button, would let you see how much portfolio pain you’d be in for if your stock investments fell by 10 or 20 percent — or some more apocalyptic amount — and if bonds earned nothing over some period. The second, a “What are the chances?” button, would let you input the portfolio percentage decline of your choosing and then set the site to work estimating the odds of anything like that happening based on what has happened in the past.

    If you don’t have access to anything like that, you can at least approximate the “what if” math yourself if you know what’s in your portfolio. (With the age-based funds that some people put their 529 money into, it can take a little digging to figure out what percentage of the investments are in stocks.)

    A good financial adviser will put the numbers in front of you and demand that you reckon with them. Paul V. Sydlansky, a financial planner in Binghamton, N.Y., recently went through this exercise with a couple who hope to buy a home in Spain in two to four years. And because it could indeed take 48 months, they don’t want to leave their money in cash, earning very little, for that long.

    So Mr. Sydlansky put it to them this way: If they have $180,000 split equally between stocks and bonds, a 30 percent stock market decline would leave them with $153,000. How would that feel if the perfect house came along? Not good, they decided, and they elected to have just 30 percent of their money in stocks.

    This conversation probably gets harder if you’re a first-time homeowner. Sure, you could hope that housing prices in your area would fall as much as your portfolio, but there is rarely precise alignment in the choreography of market corrections and crashes.

    So, would you be comfortable passing up the perfect property if your down payment account had fallen by 10 or 20 percent? How would it feel to sacrifice the dream of buying your “forever” home and settle for a starter one? What about buying the bigger house in the second-choice suburb? And let’s say you have a spouse. Better be sure that you two are on the same page. Have you asked?

    Or perhaps you would just borrow more. Easy, right? But could you afford it, if interest rates are a point or two higher then? That could happen. And how much would all that extra interest cost you over time? Or would the bank even lend you that much?

    And don’t forget this possibility either: How much would you kick yourself over the lost stock market gains if the market continues to rise? If you have all of your down payment money in cash for years while the housing market outruns you, as it has for many people in expensive coastal markets this decade, it wouldn’t feel so good.

    Now, consider a college savings account, perhaps for a middle-school student. You’re reasonably sure that there will be some kind of stock market calamity between now and when the kiddo leaves home. How bad might things get?

    It’s tempting to consider how you reacted to the stock market declines at the end of the last decade in figuring out how you might react in the future. If you had decent nerves back then when your child was in preschool, perhaps you were betting that you were buying stocks on sale.

    That’s how I consoled myself in 2009, at least. But now that my 11-year-old is seven years away from college (or eight if she takes a gap year), riding another market wave like the one we all rode in 2008 and 2009 seems like a sure path to stomach ulcers.

    How bad could things get over the next 10 years? Given how rough things got last time, I asked Howard Silverblatt, senior index analyst at Standard Poor’s Dow Jones Indices, to calculate what people might have seen if they’d been looking back at total S. P. 500 returns (including reinvested dividends) over a previous 10-year period. Any decade ending between January 2009 and September 2010 would have been negative, he said. In the first four months of 2009, you would have been facing a decade-long decline between 21 and 29 percent.

    You’d hope that few with children about to start college were invested entirely in large United States stocks then. One benefit of diversification, as Preeti Shah, an accountant and financial planner in Matawan, N.J., reminded me this week, is that even over the four years of college, you can pull from the investments that aren’t hurting as much (say, the bond or cash portion of your portfolio) during the first year or two. Then, you cross your fingers that the stocks will recover during the latter part of your child’s undergraduate years. Indeed, stocks nearly doubled from their March 2009 lows within two years.

    This summer, what felt right in my household was to cut the stock allocation in our 529 account by about 10 percentage points. That put us about halfway between what Vanguard does in its aggressive 529 account and what it does in its moderate one for people with children the same age as my daughter.

    But something more conservative may be better for you. Again come the pressing questions, perhaps even more emotion-laden since they involve your son or daughter: How much more could you pay out of pocket if your college savings portfolio suffered a big loss? What if your employer cast your aging self off during the recession that might come with a big stock market decline?

    Perhaps you attended a private college and hope to give your child a shot at the same thing. Would you insist upon the state university where you live — and nothing else more expensive — if your aggressive portfolio took a big dive? Or have you made a promise to your overachieving teenager about ye olde alma mater that you couldn’t bear to break? Would you want to borrow? What could you do now to limit the debt in that event?

    Again, none of the answers dictate a precise asset allocation. And sure, some people could address any potential losses by earning more, saving more or spending less.

    But many of us aren’t that lucky. An untimely stock market decline could hurt, badly. A bear market will emerge eventually, so imagining the pain of its severe bite is one of the healthiest things you can do for your finances when the stock market continues to seem so sunny.

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    Buy Shadilal – Sons A Trade Game Business Deluxe India Online In India –

    #business game


    Shadilal Sons A Trade Game Business Deluxe India

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    What are the top 10 most profitable businesses in India? #business #name #availability

    #most successful businesses


    Despite being a huge economy that ranks at number 3 in the GDP (PPP) league globally, India is a nation where the agriculture and unorganized sectors dominate employment generation. Contrary to what a lot of people may believe, we do not have a majority of our workforce employed by the organized sector.

    The Indian workforce can be categorized by a simple and approximate formula – 65-35-15-85. Of the entire workforce, around 65% are engaged directly or indirectly in Agriculture, a massive number. This number will include farmers, farm labourers, transport workers, mandi workers, marketing people, rural business persons of all types etc. That leaves around 35% of Indian workforce, which we can call non-farm workforce. Of this 35%, not more than 15% are employed by the organized sector. They are paid salaries on fixed dates (almost), enjoy statutory benefits and can associate their work with some brandname of some credible size. The remaining 85% (of this 35%) are engaged in unorganized sector, that does not enjoy any of these characteristics. Are these not shocking statistics, for India, after nearly seven decades of economic independence? By the way, I have not counted homemakers and housewives, whose contribution anyway does not get counted in the GDP calculations.

    We are a nation of 1.3 billion people (that’s 130,00,00,000 people). So it is clear there is abundance of labour available in India, that is untrained, unskilled (or at best partially skilled) and has a poor chance of making it in the formal organized sector. What do these people do? Well, they create small businesses of their own, and get on with their lives quietly.

    Mainstream academia and media often speak disparagingly of these millions as “Mom-and-Pop” shops, because the comparison yardstick is the West, where most of retail is organized. But if these millions were to give up their businesses, and start pestering the governments of India (central and state) forSarkarijobs, the whole system will crumble and break down in no time. We should be very thankful to these entrepreneurs who quietly create opportunities for themselves, and even employ many more.

    I assume by small. the question means really small, even micro. And “top 10” must be the range and spread. The ones I am listing below, are usually proprietorships of the most unstructured format. I am intentionally not counting the Small-scale enterprises in the manufacturing sector. I am also leaving out individual contractors that use the internet economy to work from home, on projects anywhere in the world (these are educated and very capable people).

    In my opinion, ten of the smallest of businesses (not counting agriculture related work) that are widespread across India, totally taken for granted, and where literally crores of Indians (1 crore = 10 million) are self-employed, can be listed as:

    1. Small retail shops – Millions of them spread across the length and breadth of India. They are usually owned by a single family, and entire work is done by two or three members of the same family. They do not formally book every transaction, and issue no receipts. Hence, they generally pay no taxes at all. In fact, if they are forcibly dragged in the tax net, many of them will simply become unviable! So what will happen? Right now we have around 1 million young people entering the workforce each month. Or 1.2 crore each year. We will substantially increase the number if these shops collapse.
    2. Paan ki dukaan – Indians love their paan, supari, cigarettes, tobacco, and gutkha! And this gives birth to the legion of Paan Shops we see everywhere. They form a key part of the marketing plans of consumer goods giants like Unilever etc. As they say, the Ps of marketing are Product-Price-Promotion-P lace-and-Paan shops.
    3. Readymade Garment shops – Thousands of these small shops cater to the needs of the local communities they serve. While all conceivable brands are available in big malls, the small shops cater at an atomic level to their customers’ needs. And they are busy all year round. One can be often surprised at the economical rates these offer.
    4. Tea stalls – Popularly called chai-ki-tapri. these are hangout places (for a few minutes) for the local small office-goers, daily wage labourers, and anybody passing by. Usually run by a single entrepreneur, they employ chhotus, young boys barely 8 or 10 years of age. It can be seen everywhere in India. They serve tea (of coffee), some basic snacks like pakoras, etc. Wholesomely unhealthy if taken on a daily basis.
    5. Auto Repair shops – If you do not wish to spend a lot of money to get your vehicle (2 wheeler or 4 wheeler) repaired at the branded sales outlet or service centre, then the roadside repair shop is always at your disposal. Business is always brisk, and the technicians working can be amazingly skilled.
    6. Mobile repair / accessories shops – The past few years have seen employment generation through this route. Tiny shops that are run by just one or two people can cater to a vast range of your repair / recharging needs. Found almost everywhere.
    7. Grocery Daily need shops – A type of the small retail shops. Some of them are organizedkirana stores, others much smaller but equally useful. They develop customer relationships through home delivery, some credit, and informal support for a range of needs. Usually have dedicated and loyal clienteles. The arrival of organized retail has, so far, not affected them much.
    8. Small restaurants / coffee shops – Lots of them dot the highways as dhabas. or all commercial roads in cities of all sizes. They are usually much cheaper compared to branded cafes. I remember enjoying a hearty meal (for a family of four) for Rs 36 when we hungrily went to a very small “south Indian” restaurant on a mountain side in Munnar, Kerala. What a meal it was! And what a rush the restaurant was handling. Such experiences make you want to become a food entrepreneur (the yummy margins! ).
    9. Seasonal shops – Every festival in India brings unique buying needs, and that leads to sprouting of such shops in specific areas of all towns and cities. So, during the Ganesh Chaturthi festivals, shops spring up overnight selling pooja samagri (material for religious prayers) and idols. Similarly, Deepawali sees fire-cracker shops and Holi brings with it gorgeously colourful temporary shops. All dealings are naturally in pure cash!
    10. Hawkers of all types – Not to be outdone by the above, we have a whole range of hawkers who shout themselves hoarse strutting their stuff door-to-door, all day long. They do this on bicycles, or thelas, and it must be very exhausting work.

    I personally feel that society ought to respect these individuals much more that it currently does. They are the most basic building blocks of our goods and services markets. The entrepreneurial streak of these unsung heroes can be very motivating if we see the sheer struggle their daily lives entail.

    As India moves forward, while our economy will get more structured, the simultaneous growth of our population is going to make formal employment generation a huge challenge. Interesting times ahead!

    There is a contradiction in the question: What are the top 10 internet business models that are currently the most profitable and easiest to copy in a new market?

    The most profitable business model will not be the easiest to copy since by definition anyone can copy that business model, compete with the original business model and so bring down the profits of the business model as a whole.

    Examples of most profitable internet business models typically depend on dominating the long-tail. This requires these businesses to operate at a lower cost than if manual / human processing was required, and capitalize on improving the signal to noise ratio using algorithms at scale. It is difficult for substitute businesses to develop the same scale later as collecting huge amounts of long-tail data takes a long time (years)

    Google search: Have data on long-tail search terms and creates a market place where participants can bid to reach most relevant customers.

    Amazon.com: Have organized information of long-tail products for sale and offer unparalleled selection, prices are reasonable, inventory overheads are low (they need to stock a few items globally compared to a few items per physical store)

    Ebay: Created an auction marketplace where buyers can bid for long-tail products offered by sellers world-wide. The larger the number of buyers, the larger the number of sellers and Ebay makes a cut off each transaction.

    Wikipedia or Yahoo Answers: Long-tail content is generated by users at little / low expense to the company, content is relevant and used years after it was originally created. Bulk of the content is accessed only a few times every month but collectively drives billions of page views a month. This can be harvested by basic online advertising.

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    How to write a perfect professional email in English in 5 steps – Global

    #business emails


    How to write a perfect professional email in English in 5 steps

    For most of us, email is the most common form of business communication so it s important to get it right. Although emails usually aren t as formal as letters, they still need to be professional to present a good image of you and your company.

    How to write a formal email

    Follow these five simple steps to make sure your English emails are perfectly professional.

    1. Begin with a greeting
    2. Thank the recipient
    3. State your purpose
    4. Add your closing remarks
    5. End with a closing

    Download our free ebook: Everyday English Vocabulary 38 pages which points useful words and English phrases to help you have a better understanding of what’s going on around you.

    Begin with a greeting

    Always open your email with a greeting, such as Dear Lillian . If your relationship with the reader is formal, use their family name (eg. Dear Mrs. Price ). If the relationship is more casual, you can simply say, Hi Kelly . If you don t know the name of the person you are writing to, use: To whom it may concern or Dear Sir/Madam .

  • Thank the recipient

    If you are replying to a client s inquiry, you should begin with a line of thanks. For example, if someone has a question about your company, you can say, Thank you for contacting ABC Company . If someone has replied to one of your emails, be sure to say, Thank you for your prompt reply or Thanks for getting back to me . Thanking the reader puts him or her at ease, and it will make you appear more polite.

  • State your purpose

    If you are starting the email communication, it may be impossible to include a line of thanks. Instead, begin by stating your purpose. For example, I am writing to enquire about … or I am writing in reference to … .

    Make your purpose clear early on in the email, and then move into the main text of your email. Remember, people want to read emails quickly, so keep your sentences short and clear. You ll also need to pay careful attention to grammar, spelling and punctuation so that you present a professional image of yourself and your company.

  • Add your closing remarks

    Before you end your email, it s polite to thank your reader one more time and add some polite closing remarks. You might start with Thank you for your patience and cooperation or Thank you for your consideration and then follow up with, If you have any questions or concerns, don t hesitate to let me know and I look forward to hearing from you .

  • End with a closing

    The last step is to include an appropriate closing with your name. Best regards . Sincerely . and Thank you are all professional. Avoid closings such as Best wishes or Cheers unless you are good friends with the reader. Finally, before you hit the send button, review and spell check your email one more time to make sure it s truly perfect!

  • Aren t you an EF English Live student yet? See the general and business English course in action by requesting a one month for only one dollar* trial. Find more information about essential professional English tips here .

    Wil is a writer, teacher, learning technologist and keen language learner. He’s taught English in classrooms and online for nearly 10 years, trained teachers in using classroom and web technology, and written e-learning materials for several major websites. He speaks four languages and is currently looking for another one to start learning.


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    What business to start in 2015: Starting a business advice and business ideas #simple

    #businesses to start


    What business to start in 2015

    The desire to become your own boss and work for yourself is growing and in election year the economy will inevitably be a key policy battleground, meaning small business-friendly pledges will be made.

    With signs of revival and chancellor George Osborne’s recent promises of renewed business support and an extra £1bn funding for regional growth some might argue the climate for starting a business has never been better, making 2015 a great time to take the plunge.

    Action point: Need a loan to start a business of your own? See how we can help here and here

    This appetite for starting a business isn’t just hype; StartUp Britain reported a record 581,173 new businesses for 2014. markedly higher than 2013 and 2012, and the UK’s eco-system appears to be in good health with ONS figures showing a 6% drop in the number of British firms leaving the Companies House register.

    Britain is expected to be the fastest growing G7 economy in 2015 – the IMF has predicted a 3.2% overall rise – and while London remains the start-up capital. regional start-up hubs are beginning to flourish with Manchester, Birmingham and Glasgow fast gaining reputations as top cities to start a business in .

    It’s on the back of these positive indicators that we look to the coming months and the hot sectors and businesses opportunities that could prove fruitful for those looking to start a new venture. We’ve studied and assessed businesses which are gaining market traction, sought insight from leading research bodies such as Mintel, and analysed consumer trends to bring you our predictions of 14 top businesses to start in 2015.

    From foods and fitness to technology, cycling, and even cafes with a twist, there’s a host of start-up prospects to suit a range of skills and backgrounds and this extends to part-time businesses that can offer supplementary income such as starting a niche social network .

    With the freelance workforce now over four million strong and more firms than ever before looking to hire freelance talent, we’ve also identified opportunities for freelancers and “solopreneurs”. This includes starting up as a growth hacker ; a combination of smart marketing and tech development which is becoming increasingly sought after in the start-up world.

    While several of the business opportunities listed aren’t new, the potential to innovate and target an established market with a disruptive new solution – take protein products for instance – are plentiful.

    Follow the buttons above and below to find out what business you should start in 2015…


    Useful business start up tools

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    Business Development Jobs in Malaysia – Job Vacancy @ Job Search Malaysia #business #consultants

    #business development jobs


    894Business Development jobs

    Sales Marketing Consultant (Puchong, USJ,Bukit Jalil, Kajang, Balakong, PJ )

    Company Confidential

    • High commission earning + Good basic pay
    • Friendly and Fun working environment
    • 5 days work only
    • Cheras (Selangor), Cyberjaya (Selangor), Kajang / Bangi / Serdang (Selangor), Klang / Port Klang (Selangor), Kuala Lumpur, Petaling Jaya (Selangor), Puchong (Selangor), Shah Alam / Subang (Selangor), Subang Jaya (Selangor)
    • Login to view salary
    • Responsibilities: To provide One Stop business solutions to all Small Medium Enterprise/Corporate customers. To provide excellent sales and customer service to every customers. To develop new business and servicing existing customer. To meet monthly sales target target set by management. To.

    Fresh Graduate ( Assistant of Business Development )

    • Kuala Lumpur
    • Login to view salary
    • Job Description. Assist of business development executive to planning, execution and reporting. Management of website and email bases enquiries. Support business development in general activity. Preparing documents for attending meeting etc. Job Requirements. Fresh graduate are encouraged. Company.

    Key Account Manager / S M Manager

    • Penang – Bayan Lepas, Bukit Minyak
    • Login to view salary
    • Responsibility Accountable for all branches management, development and expansion of the service offerings, providing direction and leadership to ensure profitable growth.
      Implemet key performance indicator to monitor productivity and drive performance of operational. marketing and.

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    Indian Stock Market News, Equity Market and Sensex Today in India #latest #business #news

    #stock market news today


    Markets Finish Flat

    The Indian markets had a rather volatile trading session today as the indices oscillated to either side of yesterday’s close. At the closing bell, the BSE Sensex stood lower by 29 points, while the NSE Nifty finished down by 12 points. The S
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    The importance of ethics in business – Ethical business practices – Cadbury Schweppes #business

    #ethics in business


    Ethical business practices
    A Cadbury Schweppes case study

    Page 1: The importance of ethics in business

    Ethics concern an individual’s moral judgements about right and wrong. Decisions taken within an organisation may be made by individuals or groups, but whoever makes them will be influenced by the culture of the company. The decision to behave ethically is a moral one; employees must decide what they think is the right course of action. This may involve rejecting the route that would lead to the biggest short-term profit.

    Ethical behaviour and corporate social responsibility can bring significant benefits to a business. For example, they may:

    • attract customers to the firm’s products, thereby boosting sales and profits
    • make employees want to stay with the business, reduce labour turnover and therefore increase productivity
    • attract more employees wanting to work for the business, reduce recruitment costs and enable the company to get the most talented employees
    • attract investors and keep the company’s share price high, thereby protecting the business from takeover.

    Unethical behaviour or a lack of corporate social responsibility, by comparison, may damage a firm’s reputation and make it less appealing to stakeholders. Profits could fall as a result.

    Along with good corporate governance, ethical behaviour is an integral part of everything that Cadbury Schweppes does. Treating stakeholders fairly is seen as an essential part of the company’s success, as described here: ‘A creative and well managed corporate and social responsibility programme is in the best interests of all our stakeholders – not just our consumers – but also our shareowners, employees, customers, suppliers and other business partners who work together with us. *’

    Ensuring that employees understand the company’s corporate values is achieved by the statement of ‘Our Business Principles’ which makes clear the behaviour it seeks from employees.

    Cadbury Schweppes’ good practice was recognised when it was voted one of the ‘most admired companies for community and environmental responsibility’ by Management Today magazine in 2003. It was also ranked second in the Food and Drink sector in the Business in the Community ‘Per Cent Club’ Index of corporate giving for 2003, with an investment in the community of around 3of its UK pre tax profits.

    * Cadbury Schweppes Corporate and Social Responsibility Report 2002

    Cadbury Schweppes | Ethical business practices

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