Tag: house

Here s What s In The House Republicans Health Care Bill: Shots – Health

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Here Is What’s In The House-Approved Health Care Bill

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Seema Verma, the administrator of the Centers for Medicare and Medicaid Services, joins Vice President Pence and Health and Human Services Secretary Tom Price on Capitol Hill to advocate for the GOP health overhaul bill. Eric Thayer/Getty Images hide caption

Seema Verma, the administrator of the Centers for Medicare and Medicaid Services, joins Vice President Pence and Health and Human Services Secretary Tom Price on Capitol Hill to advocate for the GOP health overhaul bill.

Eric Thayer/Getty Images

House Republicans approved their plan to replace the Affordable Care Act on Thursday.

Here’s a rundown of key provisions in the American Health Care Act and what would happen if the Senate approves them and the bill becomes law.

The bill would no longer require people to buy insurance through the marketplaces created by the Affordable Care Act, also known as Obamacare, if they want to use federal tax credits to buy coverage. It also would eliminate the tax penalty for failing to have health insurance coverage, effectively doing away with that requirement altogether.

The House Republican plan would eliminate the income-based tax credits and subsidies available under the Affordable Care Act, replacing them with age-based tax credits ranging from $2,000 a year for people in their 20s to $4,000 a year for those older than 60.

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Politics

House Passes GOP Health Care Bill

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Shots – Health News

Winners And Losers Under The House GOP Health Bill

That means some people will see their costs go up while others would pay less, depending on your age and where you live. This Kaiser Family Foundation interactive map shows how the change would play out across the country.

The map shows that a 27-year-old who makes $30,000 a year would see costs rise about $2,000 in Nebraska but fall by about the same amount in Washington state. A 60-year-old, however, would see costs rise almost everywhere, with increases of almost $20,000 a year in Nebraska.

Both Kaiser and the Congressional Budget Office found that, on average, older people with lower incomes would be worse off under the Republican plan than under the Affordable Care Act.

The bill eliminates nearly all the taxes that were included in the Affordable Care Act to pay for the subsidies that help people buy insurance. Those cuts, which add up to about $592 billion, include a tax on incomes over $200,000 (or $250,000 for a married couple); a tax on health insurers and a limit on how much insurance companies can deduct for executive pay; and a tax on medical-device manufacturers.

The AHCA would make dramatic changes to Medicaid, the federal-state health program for the poor and disabled.

The Affordable Care Act allows states to expand eligibility for Medicaid to single, nondisabled adults with incomes slightly above the poverty line, with the federal government picking up most of the cost. That meant single adults who earn up to $15,800 a year could qualify in the 31 states, plus the District of Columbia, that expanded Medicaid. About 10 million people enrolled under that expansion.

The Republican plan would gradually roll back that expansion starting in 2019 by cutting the federal reimbursement to states for anyone who leaves the Medicaid rolls. People often cycle in and out of the program as their income fluctuates, so the result would likely be an ever-dwindling number of people covered.

The House bill also converts Medicaid from an entitlement program, in which the government pays all the health-related costs for those who qualify, to a grant program. The federal government would give states either a set amount of money for each Medicaid enrollee or let them choose to receive a fixed-dollar block grant.

The Congressional Budget Office estimated in March that the bill would cut Medicaid spending by $880 billion.

The AHCA maintains protections for people with pre-existing conditions, with some important exceptions (see waivers, below). That means that someone with high medical expenses pays the same premium for the same policy as anyone else his age in his area.

This section of the bill essentially amounts to an optional, state-level full repeal of Obamacare. It would give states the ability to apply for a waiver that lets them opt out of most of the regulations and consumer protections that were included in the Affordable Care Act.

States could apply for waivers that would allow insurance companies in their states to do three things: 1. Charge older people more than five times what they charge young people for the same policy; 2. Eliminate required coverage, called essential health benefits, including maternity care, mental health and prescription drugs, that were required under the Affordable Care Act; and 3. Charge more for or deny coverage to people who have pre-existing health conditions, such as cancer, diabetes or arthritis.

The waivers could also impact people with employer-based insurance, because insurers could offer policies that have annual and lifetime benefit limits, which are banned under the Affordable Care Act, and some companies may choose those policies for their workers to lower premiums.

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Shots – Health News

5 Things To Watch As GOP Health Bill Moves To The Senate

States that get waivers would very likely see insurance companies offer many more policy options, some with fewer benefits and lower premiums.

Those states would be required under the law to create some other way to ensure that people with expensive illnesses are able to get health care, and the law provides up to $138 billion over 10 years for such programs, typically called high-risk pools.

However, an analysis released Thursday by consulting firm Avalere Health concludes that that amount would be inadequate for providing full health coverage for the number of people who now buy insurance in the individual market and have medical problems.

The House approved the bill Thursday without a full Congressional Budget Office analysis of its costs and how many people would be covered.

The CBO report from March concluded that over 10 years, 24 million fewer people would be covered under the bill who otherwise would have had insurance under current law.

That analysis also predicted that the House bill would cut federal deficits by $337 billion over those same 10 years.

However, changes to the bill since then would allow states to accept block grants for Medicaid; add about $38 billion for high-risk pools and maternity and childbirth care; and offer states waivers from regulations created by the Affordable Care Act. It’s unclear how much these changes would affect the original CBO score.

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Mount Werner Water – Sanitation District, Steamboat Springs, CO, house painting colorado springs.#House #painting

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house painting colorado springs

Mandatory Stage 2 Water Restrictions Remain In Effect For Remainder of Summer

With the western slope under a NOAA Heat Advisory and an Excessive Heat Advisory for the southwest portion of the United States, the four water districts in Steamboat Springs will continue the Mandatory Stage 2 Water Restrictions for the remainder of the summer.

“Conditions continue to dry out in our region and we’re seeing hotter temperatures across Colorado, and in many cases, record temperatures for many areas,” said Frank Alfone, Mt. Werner Water. “As a community, we were able to get a jump on what’s shaping up to be a very hot and dry summer with the early implementation of Stage 2 in May. We appreciate everyone’s cooperation and their support as we head into the heart of summer.”

While May experienced near average temperatures and about 1.3 inches more in precipitation than normal (3.52 reported with an average of 2.24), June so far has seen temperatures about 5 degrees hotter than average and minimal, if any precipitation. NOAA is forecasting a slight chance of above average temperatures and precipitation for July and August at this time. There was 16 inches of snow (9.2” SWE) at the Tower Site as of last week. This amount will top off the reservoir, as it currently sits at about 90% full.

As part of Stage 2, home and property owners are allowed to water based on the last number of their street address. Even address numbers water on Sunday, Tuesday and Friday; while odd addresses are set for Monday, Thursday and Saturday. There is no watering on Wednesday.

“Our efforts will only work if everyone participates and follows the watering schedule and conservation tips,” continue Alfone. “Together, we can make a significant impact on conserving water resources which are vital to the community.”

Through these restrictions and continued efforts by water users to reduce water demands, the community is able to strike a balance between conserving water supplies in the reservoirs and maintaining the riparian health of Fish Creek and the Yampa River.

In an effort to help reduced use of treated water, the City of Steamboat Springs Parks Community Service is now using non-potable water for irrigation in several parks. Drawn from the river and other sources, non-potable water systems are utilized in Ski Town, Emerald, Memorial, Howelsen, West Lincoln and Heritage Parks.

Stage 2 water restrictions are in accordance with the Steamboat Springs Water Conservation Plan adopted in 2011 by the Steamboat Springs City Council and Board of Directors of Mt. Werner Water District. Stage 2 mandatory restrictions were enacted in 2015, 2013 and 2012.

Mandatory Stage 2 Water Restrictions

  • Potable water shall be used for beneficial purposes and should not be wasted.
  • No outdoor watering 10AM – 6PM.
  • Watering schedule based on the last number of customer street address. If multiple addresses are served by a single system, then landscapers should choose one or the other schedule.





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Planning Courses, Degrees & Courses, La Trobe University #planning, #society, #council, #local #council, #government,

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Planning

You can also get updates on our courses and upcoming events via email.

Why study Planning?

If you care about the neighbourhood you live in, the time it takes to get to work, or just the fact that water from your tap is drinkable, then you care about planning. Planning gives you the opportunity to change the way we live for the better by studying our local environments, cities, geography and community priorities.

Australia is currently experiencing a shortage of qualified planners, and graduates enjoy excellent starting salaries and work prospects. Our graduates work in local and state government, private firms, research organisations and regional authorities.

Accreditation

La Trobe designs its courses with your future career in mind and partners with a range of professional organisations for accreditation and registration. Refer to the detail for each course below to see what professional registration and membership options exist. The Bachelor of Urban, Rural and Environmental Planning received the 2012 award for ‘Cutting Edge Teaching and Research’ based on our extensive fieldwork and international study tour program.

Sri Lankan study tour

Our students have opportunities to gain global experience on international field trips. In 2014, La Trobe students visited Sri Lanka, where in they worked alongside local students to conduct an urban design studio in southern province of Weligama. Students investigated the changing nature of the small town in response to its connection with the new Southern Expressway and the construction of a large international hotel at the small surfing beach.

Students also conducted a case study at Midigama Turkish Village a tsunami re-settlement village funded by the Turkish Government and Colombo, where they gained a deeper understanding of the city’s colonial architecture and modern forms. Read more about the trip at the International Planning Studio blog .

Sri Lanka 2014





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Home Insurance – Cover for your home #home #insurance, #house #insurance, #home #insurance #buildings,

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Home Insurance.

Home insurance that gives you peace of mind.

With our Home insurance you get to choose from two levels of cover; Essentials if you want to pay less and Extra if you want to cover more. Get Buildings Insurance. Contents Insurance or both from us.

  • Includes cover for Fire, Flood, Storms, Subsidence, Escape of Water and Theft
  • A 24 hour legal and domestic helpline
  • Annual or monthly payment options
  • UK based call centres
  • Renew your policy online using our online payment portal for annual payments
  • Over 90 years of experience in insuring homes

Buildings Insurance

Cover for loss or damage from many causes such as, fire, explosion, lightning, storm, flood; theft and escape of water.

You can also get combined cover from us, add Contents cover to your Buildings insurance.

Contents Insurance

Cover for your household goods and personal belongings from causes such as fire, storm, flood and theft.

You can also get combined cover from us, add Buildings cover to your Contents insurance.

Extra and Essentials – our Home Insurance at a glance

Extra Home Insurance provides a more comprehensive level of cover for a wider range of events, includes some Accidental Damage cover as standard and the option to add additional cover options like Extended Accidental Damage, Personal Possessions cover inside and outside the home and Family Legal Protection.

Essentials Home Insurance provides a lower level of cover, but still includes important protection against events like fire, flood, storms, subsidence, escape of water and theft, with the option to add additional cover like Accidental Damage, Personal Possessions cover inside and outside the home and Family Legal Protection.

Our Buildings insurance also provides Home Emergency cover for up to 500 for Essentials and up to 1000 for Extra – giving you reassurance, should the worst happen.

Important information

Our home insurance is designed to cover certain unforeseen events and doesn’t cover everything. It doesn’t cover things like general wear and tear or damage that happens gradually over a period of time. There’s also an excess on each claim.

To find out more about what is and isn’t covered by our policies, please read the policy summaries and booklets, which can be found in the Key Documents section.

Need further help?

Whether you’re already a customer and have a question about your policy or looking to find out more about our Home Insurance, our frequently asked questions pages will help you find the answer. If your still unsure or want to talk to us, give us a call and we’ll be happy to help you.





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Christian Alcoholism – Christian Drug – Alcohol Treatment #christian #rehab, #christian-based #rehab, #christian #based

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Christian alcoholism is a condition when a Christian alcoholism sufferer becomes physically dependent on alcohol. Christian alcoholism requires more than just faith in God to beat it. Faith in Jesus Christ is the foundation and cornerstone to recovery from Christian alcoholism but action must be taken to truly take advantage of His guiding influence. Spencer Recovery Centers treats Christian alcoholism by encouraging Christian growth. The 12 step recovery process is utilized as is individual and group counseling incorporating Jesus Christ has our Higher Power. Call us today if you are committed to recovering from Christian alcoholism and reconciling your relationship to God, your family and loved ones.

Christian alcoholism is a very painful disease because if often includes the shame and guilt of hiding it from the church. At the very least the guilt of acting on sinful thoughts and compulsions can be a heavy burden for the Christian alcoholism sufferer. Proper treatment for Christian alcoholism is a focus on accepting that Jesus Christ can do for you what you could not do for yourself. Often you or a loved one makes a pledge to never drink again or cut down drinking only to be drunk again the next day or soon after. How does this happen? Perhaps you feel competent at work and feel you live your life by Christian principles yet in this one area you are totally helpless.

The bible tells the story of the prodigal son in Luke 15. This boy left his fathers house with the money his father had given him only to waste it away on wild living. He thought he was in control, that he knew what he was doing but soon found himself working for a farmer feeding pigs. He had a moment of clarity that his choices and behaviors had brought him down and he began to head home.

So he returned home to his father. And while he was still a long distance away, his father saw him coming. Filled with love and compassion, he ran to his son, embraced him, and kissed him. His son said to him ‘Father, I have sinned against both heaven and you, and I am no longer worthy of being called your son.’
(Luke 15:20-21)

This classic lesson shows that if we can swallow our pride, have some humility and begin to take proper action that God will not make too tough a time for us. In fact he will meet us half way and take us back into his house and restore our life.

If you can recognize that your drinking has become chronic and compulsive there is still hope. That you see that you are killing yourself and that your problems are becoming worse and worse because of your drinking, this admission is a humble beginning. Please take this moment of clarity and call us for help with your Christian alcoholism.

Spencer Recovery Centers have been treating alcoholism for more than a decade and with facilities across the United States, we have a program that is right for you.





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Websites for Buying and Selling Used Baby Items #selling #and #buying #a #house

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Websites for Buying and Selling Used Baby Items

With every spring comes spring cleaning, and with every spring cleaning comes an opportunity to de-clutter and rid your home of things you simply don’t use anymore. For many of us, a lot of these “things” are baby-related, whether they’re adorable onesies, baby toys or that Exersaucer that entertained your baby so nicely when you just needed 20 minutes to get something done.

There are a several websites geared towards parents who want to get rid of their stuff, but don’t want to deal with eBay and don’t trust selling on Craigslist. These sites are more intimate and are parent-friendly services that cater specifically to this niche audience.

If you are looking to sell (or buy) used baby gear, clothes, accessories and more, here are some good sites to start with:

This site just launched last month, and is a place for parents to used baby equipment and clothes. In addition to being an online marketplace, it’s touting itself as a community for parents to gather and discuss anything and everything related to parenting. There is a “Learn: How to Grow as a Parent” section which features blog posts and insights on subjects like child safety and raising children on a budget.

As for the commerce part of the site, you can immediately begin buying and selling gear after you register for a free account. Selling requires uploading a picture, description of the item and price. There are several categories to choose from including Learning, Health Hygiene, Clothing and more, but since it just recently launched, there aren’t many products featured in each. As the site continues to gain more visibility and members, I’m sure more inventory will be added.

thredUP is a site geared primarily for kids clothing and is designed to essentially be an online clothing swap. When selling, members build “boxes” of used gear, which means stuffing as many items of clothing as possible into a medium flat-rate USPS box as possible (15, give or take, according to the founder) and then describing the contents of the box on the site. If you want to buy, you simply look through the descriptions of the boxes on the site and select whichever fits your particular needs. You simply pay a $5 service fee and $10.95 shipping fee to have it sent to you, and in exchange, are asked to post a box of your own stuff on the site.

thredUP provides 10 prepaid USPS boxes with every new account, so that the process is easier for you. No pictures are included of the items, which makes it a little more difficult to make a decision, but thredUP upholds a high quality of standard for its process and requires members to follow the golden rule to “send only what you’d be willing to receive.” Basic membership is free, but they also offer a PRO membership for $29.99/year which includes features like first dibs on boxes and access to boxes of new, boutique clothing.

SwapBabyGoods is a site that lets you trade in used baby clothes and gear or simply sell it online. You have to register for a free account and then you can list clothes, gear, equipment, bedding, etc. that you want to swap for items in similar value, or simply want to sell. If you are looking to buy, you can peruse the numerous categories on the site and see if the seller would rather take payment for the item or swap it with something else that you’re willing to part with.

Since spring has officially sprung, maybe it’s time to give that basement a good cleanout.





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AZ Locksmith Surprise #az #locksmith #surprise,locksmith #services,mobile #locksmith,home #lockout, #house #locksmith, #rekey #locks,unlocking #door,replacing

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AZ Locksmith Surprise

When it comes to repairs, maintenance or emergencies for the home, dependability is important. AZ Locksmith Surprise is one of the most reliable services in town. If you need Locksmith service in a hurry, we will get the job done with lightning speed. In addition, we are a mobile locksmith that goes to homes or businesses to help customers. If you are inputting the words “locksmith near me” on your smart phone, you will find us.

Residential Locksmith – We take cares of your locks and keys needs

AZ Locksmith Surprise has your back and takes cares of your locks and keys needs 24 hours a day. We are a house locksmith that you can afford since we have rock-bottom prices. If you have a home lockout following loss of keys, don’t break the door or damage your locks. Call AZ Locksmith Surprise and we will rekey house locks just in case they were stolen. Our local locksmiths care about their community and treats customers like neighbors. Do you need help unlocking home door or replacing locks? We have the proper tools to pick your locks. We also have high security door locks.

Automotive Locksmith – High quality auto locksmith services

Our AZ Locksmith Surprise staff are professional in the way they handle customers and in the manner in which they conduct business. We will provide you with high quality auto locksmith services. We are an emergency locksmith that you can reach any time of the day or night. If you are looking for an affordable locksmith, you’ve got one. When you need trunk opening help, we have the tools to pop it open in a matter of minutes. In case you need a duplicate car key we will provide you with one at your home, on the road, or at work.

Commercial Locksmith – licensed, bonded and insured

AZ Locksmith Surprise is an office locksmith service with a mission of providing customers the fastest services to secure their businesses. If you need a safe locksmith, you should call us and we will help you. Our industrial locksmith staff are licensed, bonded and insured making them ideal for hire because you know that you are getting quality services. We will replace office locks in a matter of seconds and your business will be safer for it. In case you need lock change, we will provide this as well. We have some of the highest quality and security products. Call us today if you need help to install new locks.

Locksmith Surprise AZ

Mon – Fri. 7:00 AM – 7:00 PM Sun – Mon: 9:30 AM – 5:00 PM

Copyright © 2015, www.az-locksmithsurprise.com. All Rights Reserved.





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The Granary – Cue – Brew #sell #house #fast #san #antonio

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The Granary

Our Team

Chef Timothy Rattray

Chef Timothy Rattray’s passion for good food began at a young age. Watching his mother in the kitchen fostered the appreciation for culinary tradition and willingness to experiment that Timothy incorporates into his cooking style today.

Alex Rattray

Brewer Alex Rattray got his first real taste of craft beer while studying abroad in London, England. In between classes, there was always time for a visit to the local pub to sample the ales on draft. This experience, along with a visit to the iconic Guinness Brewery in Dublin, Ireland, set his eyes on quality beer for good.

Learn more about

The story of our restaurant has to start with our location. The house at 602 Avenue A was built by a man named Ernst Charles Mueller. Ernst Mueller, a German immigrant, moved to San Antonio in the late 1800s and became the Chief Cooper at the Pearl Brewery. He was invited to San Antonio by his friend, Ignatz Hrovat, who had assumed the position of Brewmaster at the Pearl Brewery.

Wedding Invitation Mueller Family Pearl Brewery

Soon after Ernst Mueller arrived in San Antonio he married another German immigrant named Agatha Brun on June 6, 1906. Agatha Brun was Ignatz Hrovat’s sister-in-law so the two long time friends, Ignatz and Ernest, were now brothers-in-law. The wedding ceremony took place right in Ignatz Hrovat’s home at 606 Avenue A which was just across from the Pearl Brewery. The two couples soon became neighbors as the Muellers built and moved in next door at 602 Avenue A, where our restaurant currently resides.

The house the Muellers built was considered to be quite large at that time and they soon started a family of four. All four children were born in the front bedroom of the house; those were the days when doctors actually made house visits.

Mueller Family in front of house Pearl Brewery

Lucille, the oldest of the Mueller’s children, grew up and married a man named Herman Wolf. They continued living in San Antonio and their children Ralph and Herman Wolf Jr. still live here in

The Mueller’s twin boys, Roy and Roland, grew up to serve in the United States military and fought in World War II. They both returned to San Antonio after the war to settle down and Roland lived in 602 Avenue A looking after his mother, Agatha Mueller, for many years.

Twins Roy and Roland Mueller Pearl Brewery

Two of the Mueller’s grandsons, Herman Wolf and Ralph Wolf, still live here in San Antonio and we have had the pleasure of getting to know them. They speak of great memories of their own joyful time here in “Oma’s Haus” as they called it growing up. They speak specifically of memories of their grandmother, Agatha, creating fantastic meals for Christmas and Thanksgiving.

The whole house would be filled from the porch to the living room with family and good food. They also seem to recall beer being consumed in the house, even during Prohibition! The house at 602 Avenue A remained in the Mueller family all the way up until 2004. At that time the house was sold along with the rest of the brewery to be transformed into what is now known as simply The Pearl. We feel a great privilege and honor to be able to carry on the tradition of family and great food that clearly was a mainstay in this house beginning over a century ago. We hope that you can share in this experience and enjoy impeccable food and drink, and make some memories of your own when you come to visit us at The Granary.

Twins Roland and Roy Mueller serving in World War II Pearl Brewery

The original Pearl Brewery was founded in 1883 as the second brewery established in San Antonio. When it was first established the brewery was known as the San Antonio Brewing Company and retained that name until 1952 when it was officially changed to the Pearl Brewing Company named after its flagship beer. In 1886 the first kegs and barrels of the ubiquitous Pearl beer were rolling off the production line and into local bars and restaurants. The recipe for Pearl beer was formulated in Germany by the Kaiser Beck Brewery (Beck Beer) and was given the name “Pearl” because the brew master thought the bubbles in the head of the beer resembled sparklingly pearls.

Agatha Brun Mueller Pearl Brewery

Pearl Lager anchored the brewery and helped it to become the largest brewery in Texas before prohibition. When Prohibition was enacted in 1919 it was a death sentence for most breweries across America, but the leaders of Pearl got creative and survived the 13 years of Prohibition by venturing into the food and creamery business as well as by selling sodas and near beer. Before Prohibition there were over 2,500 breweries in the United States, by the time Prohibition was repealed there were only about 600 left and that number continued to drop as breweries began to consolidate in the post Prohibition market place.

Pearl continued its previous growth after Prohibition and became a national brand, competing heavily with San Antonio’s other local brewery the Lone Star Brewery. Eventually the Pearl fell on hard times while trying to compete with the larger Anhueser Busch and Miller breweries and In 1985 the brewery was purchased by the Pabst Brewing Company. Pearl Lager was still being produced at the brewery until 2001 when Pabst closed down all beer production at the facility for good.

Christmas in the living room Mueller House Pearl Brewery

The property sat vacant for several months and most locals feared that the historic site would be bull dozed. However, in a bright turn of events the entire 22 acre property was purchased in 2001 by the locally based Silver Ventures investment company. That purchase began the amazing transformation that is still in the works today as the Pearl becomes a live, work, and play community filled with exceptional restaurants, retail shops, beautiful lofts and work spaces. At The Granary we feel very privileged to be able to be a part of the great things happening at the Pearl.

Events

Press

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Contact





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Guest house business partner(s) *WANTED* #window #cleaning #business

#business partner wanted

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guest house business partner(s) *WANTED* – Nepal

  • you are bored of this social system,
  • you feel like, “something is missing”,
  • you are feeling alone in the society, with your friends,
  • nobody is understanding you,
  • you want to wake up in the nature
  • you are in love with mountains,
  • you are looking for pirimitive life,
  • you read,
  • you write,
  • you love fire,
  • you love art,
  • you love the nature,
  • you love the music,
  • you love the planet,
  • you love the universe,
  • you love the existence,
  • you are a hippie ,
  • you are an activist,
  • you are an anarchist,

I am at the age of 35, an engineer, semi professional photographer, mountaineer. Quit from my job and want to continue my life owning a guest house in Nepal with the view of himalayas.

I have a contact in Pokhara who has a family and in immediate need of money. He can work and live with us, do the paper work with the goverment and help with the locals.

I am planning of a place named “equal minds” and want it to be the place where intellectuals meet.

We all will work as employees at the high seasons of the country, earn the money which is needed to continue our life. My contact and his family will continue their life at the guest house so everyone will be free to to anything at the off seasons which are ofcourse “journeys” and “going to homeland”.

So much projects in my mind that i want to discuss however it will take pages to write.

According to my study, it will cost about 40.000$ – 80.000$ with the land and everything included. I am not so sure with it.

A new life?
Enough of talking?
To awaken?

lets talk 🙂 a few of us will be enough





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Health – General Liability Insurance #insurance, #car, #auto, #home, #house, #rental, #dwelling, #fire, #hazard,

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Don’t worry about your insurance. That’s our job.

With all the challenges facing organizations and families today, no one has time to become an insurance expert. You need an experienced team who can analyze the options open to you and suggest the best alternatives for your needs. Then you’re in a position to make a knowledge-based decision. That’s the kind of team you’ll find at Cole, Paine Carlin Insurance Agency, Inc.

Insuring Your Car
How much car insurance?

Everyone is unique, so it’s hard to know if you have the right coverage without talking to a licensed agent. Request a quote or call us for help.

Personal Umbrella Policy
Get additional loss protection

Your current homeowner and auto insurance may not cover you fully in the event of a catastrophic loss. Learn more .

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home. read more

Quality Insurance
Coverage you can trust

With several of the largest and most respected companies, we’re confident we can find the best coverage and rates for you.

Get the Right Insurance to Meet Your Needs

Some individuals feel buying insurance of any type is a waste of money, especially if they don’t end up using it. However, this is a faulty way of thinking. In most cases, buying business insurance in Oklahoma City, OK. will ensure you don’t meet financial ruin if disaster strikes. Insurance is even more important for businesses. At the Cole, Paine and Carlin Insurance Agency, you will get the help you need to find the right insurance that will best meet your needs.

Take Care of Yourself and Your Employees

When you own a business, you need to hold general liability insurance so you can protect yourself and your employees. This type of insurance will ensure you are covered for many situations, including accidents. In addition to providing the general liability coverage your business needs, you will also need to provide health insurance in Oklahoma City, OK. Our experienced agents can help you choose the right health plan to fit your budget and give your employees the coverage they need.

Protect Your Business

General liability isn’t the only way to protect your business. You will also need business insurance to protect your business from the dangers of losses, as well as business auto insurance. We specialize in the kinds of commercial insurance your Oklahoma City, OK, business needs to ensure you can continue to operate, even in the face of disaster. Our qualified agents will work by your side to make sure you get exactly what you need.

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