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Avail of Grant Funding Opportunities, government grants.#Government #grants


Government Grants: What Are They and How Do I Qualify?

Government grants are monetary allotments from the US Government awarded to certain individuals who formally apply and are deemed eligible. These grants are given at the local, state, and federal levels of government. Government grants can be sought after and used for a variety of purposes such as to pay off debt, start a business, pay college tuition, etc. If you could use some extra cash for a legitimate reason that would inevitably increase the quality of your life in some manner, you may want to consider applying for a government grant.

One of the most appealing characteristics of government grants is that the recipient is not required to pay it back. No debt is incurred upon receiving a grant. It is not a loan, so it does not involve revenue sharing, direct appropriation, interest rate subsidy, loan guarantees, or any other form of technical assistance. If an applicant receives an award, that money then fully belongs to the recipient at which point they would then use the money for the intended purpose as stated in the application process. The reason the government awards grants is because they are interested in economic stimulation and are willing to allocate funds to certain individuals if they believe that the person’s use of said money will advocate for economic growth in some way, either locally or nationally.

In order to find out if you are eligible for a government grant, you will need to formally apply which you can do here at www.governmentgrants.us. The specifics of your current life status, particularly aspects that can be sympathized with or that set you apart in some way, are the things that will increase your chances of being awarded a grant more than anything else. An income that is below the national average, a divorced marital status, a single parent with multiple dependents, a cancer survivor, a victim of abuse, lots of debt; these are examples of characteristics that can increase your chances of being a government grant recipient. Your eligibility, however, does not have to be based solely on seemingly unfortunate life circumstances. Things like aspiring to be the first member of your family to graduate from college, being a minority, being a female, or simply desiring to get your business idea off the ground are just some of the additional things that can increase the probability of receiving a grant.

Government grants are given out in a variety of different amounts and for a variety of different reasons. Let us help you get started to see what government grants you qualify for!

Government grants


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Business Grants

Business grants

During tough times businesses are encouraged to seek out and obtain a temporary business loan or business grant in order to receive grant money that they do not have to repay.

Starting or growing a business can be a costly undertaking and usually requires a great deal of cash. While there are a variety of ways to raise capital for your business venture, these can be both time consuming and difficult depending on the funds required. The US government and private organizations set aside millions of dollars every year through business loans and grants that help companies get started, increase their trade and stay afloat in hard times.

In times of financial hardship the last thing the federal government wants is for businesses to fail. This starts a domino effect that means job loss, decreased consumer spending and a flagging economy as well as a significant decrease in taxable dollars. These grants are targeted at future business owners, new businesses and established businesses. During tough times businesses are encouraged to seek out and obtain a temporary business loan or business grant in order to receive grant money that they do not have to repay.

The Opportunity Fund

The Opportunity Fund is specifically for business owners in the Northern and Southern California areas. The Opportunity fund is the largest non-profit source of microloans and microfinancing in California as well as financing for commercial real estate ventures. Since 1995 they have invested over $200 million in small businesses and handed out almost $20 million in small business loans to businesses in need.

The Opportunity Fund Loan Details

  • Small and micro loans from $2,500 $100,000
  • Fixed Interest Rates 8% 12%
  • Loan Terms 1 – 5 years

Visit the official website for The Opportunity Fund to see if you qualify.

Those who are not located in the qualifying areas may qualify for similar types of grants in their areas, and they can be found by doing an online search. They can also ask people they know if they are aware of any non-profit organizations that are offering funds to owners of small businesses in a program such as the Opportunity Fund.

The “Love a Local Business” Competition

The Love a Local Business Grant Competition gives customers and employees alike a chance to reward their favorite businesses by nominating them for this grant. This competition has awarded over $1.1 million to small businesses with just one business winning $25,000 in a hiring grant. This grant is NOT available all year round and you should check Love Our Local Business Competition homepage to see if the grant is currently available

Small Business Association

The Small Business Administration, or SBA, is a United States government agency, funded by tax dollars, that offers guidance and loan programs to entrepreneurs and small businesses. In the United States, for SBA purposes, small businesses are defined as those having less than 250 categories. Caps on revenue to meet the definition vary by industry, for example, non-manufacturing companies with revenues of under $7 million dollars qualify as small.

Under the loan guarantee program, the maximum amount that can be borrowed is $5 million dollars. Another financing scheme from the SBA is the traditional fixed asset loan, which also have a cap of five million. This is a more traditional type of loan where companies borrow money to hard assets for their businesses, like equipment, vehicles or property.

The SBA is not a direct lender, but these loans are administered through authorized non-profits in a business community. Access to the non-profits can be obtained by contacting your local, or nearest SBA office.

State Agencies and Local Agencies

People will not necessarily find a federal program that offers them general funds for their small businesses, but they may find them at the state agencies and local agencies in their areas. One example is a low-interest loan. People can find out how they can apply for these low-interest loans by contacting the economic development agency in their states.

The United States Government

If people can meet requirements for specific programs, they can apply for federal grant money. For example, if they are developing a “green” product, they may be able to find a federal grant that is funding this type of research. Search our grants database for programs that are appropriate for your business.

Entrepreneurs have many other ways that they can obtain the money they need than just applying for grants. For more small business resources check out our Grant Resources page.

Business grants

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To start your application for a free grant package go to:

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Free Grants Community

Free Grants Community : Win your part of the billions of dollars awarded in grants, aid, assistance and scholarships every year. Our free information will connect you with money you can use for business, home, school, and more. Discover your program today!

The backbone of the U.S. economy is small business. Together they are a primary source of jobs for Americans. We cover this topic extensively starting with Grants for Small Business. Start or grow your small business now with grants, loans, government support, even crowdfunding.

Remember Obama s “Stimulus” package? Wonder where the $840 billion has been spent? You can actually see where it s gone, even in your own zip code. Our review of the Recovery.gov government website shows you how. Awards in your area could mean job and contract opportunities!

Our Community supports one another with helpful information. Ask questions and get answers. See what others have asked. Our monthly newsletter is full of timely help. See a quick summary of newsletter issues with easy links to topics you care about. Stop missing out!

Discover your program today!

Free Money And Loans

In early summer of 2015 the Wall Street Journal and others reported that the home ownership rate in the U.S. had hit a 48-year low. And the reported home ownership rate – not seasonally adjusted – of a little over 63% is the lowest homeownership rate in this country since 1967 – almost 50 years ago! What’s up? Economists fear it could mean incomes are not keeping pace with the increase in home prices. So young people are having a harder time buying their first home. It may also be that some people are still recovering from the collapse in home values and resulting foreclosures. We would suggest that many people may be unaware of the deals and programs out there for homebuyers.

The government loves to encourage home ownership. There s plenty of news and promises about Government Grants To Purchase A Home – are they for real? Government agencies like Housing and Urban Development (HUD) and Federal Housing Authority (FHA) have many resources to help you buy a home. The latest is a program that lets you get into a new house with just 3% down … and some organizations will even contribute to that amount!

Did your home recently sustain damages in a natural disaster? Whether or not, every home needs continous upgrades and repairs. Grants For Home Repair can come from federal agencies (even the USDA), state programs, public utilities, private foundations, and other non-profit agencies. In fact there s a new non-profit created by Congress to help specifically with issues like Home Repair.

Finding money for a small business can be frustrating. We can t all take a company public or receive millions in funding from Venture Capitalists. Money is out there but it s in places you might not expect. Small Business Financing Opportunities describes all these as well as legislation that helps you.

Small business is so important that in 1953, a new agency, the Small Business Administration (SBA.gov), was developed to support entrepreneurs and small business. The administration has a budget of over half a billion dollars and focuses on capital, contracts, and counseling.

Free money for school is more than a dream. Determine your eligibility in two minutes to see if you Qualify for a Pell Grant. There s no competition for pell grants but funds are first come, first serve. If you qualify, as much as $5,730 is available for the 2014-2015 school year.

Every year current and prospective students should complete the Free Application for Federal Student Aid. Completing this free application is one of the required steps to receive a pell grant. Though it gets a bit personal, the benefits are well worth it. Scholarships, loans and aid are unlocked with the FAFSA.

Business Grants

Grants for Business gives you a big-picture view of where and how to look for money for your business. There is more out there than you realize. A special $30 billion fund created to encourage more loans for small business is just an example.

For more specialized resources, Fund A Startup Business can help get your first business up and running. It reviews both traditional and newer, creative possibilities specific to a new venture. Words like crowdfunding and micro-financing may not have been around for long, but they – and others – are creating opportunities for entrepreneurs.

If you are an African American starting or growing your own business, Black Business Resources are available for you. Many agencies and private companies have new programs to increase the number and success of minority-run businesses. Women are also holding more and more top executive positions and starting new businesses at a fast rate. Find out more in Grants For Women-Owned Business.

Federal Aid

Are you sitting there thinking, ”I Need Help”? Sometimes you don t have the time to wait for lots of paperwork to get handled. It s still up to you to make the effort, but there s help available in places you may not have looked. If you wish there were Grants to Pay Bills then continue reading.

The government gives out literally billions in assistance each year. It s important – and right – that you be sure you are receiving whatever you should be according to the law. Federal Assistance in the United States will help you understand – and get – all that is available.

The ultimate in “free money” is unclaimed money because it s money that is already yours. Examples are old bank accounts, utility deposits, and dividends you didn t get because you moved, and so much more. The states hold onto billions of it – and make money off it! Find Unclaimed Money guides you on your treasure hunt!


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    Canadian Government Grants for Home Improvement

    Canada residents can also apply for getting Canadian government grants for home improvement. As the title says, the financial help you will get from these funds need to be allocated into improving your home. There are several grant opportunities given by Canada government for you to apply. The thing is, you can’t apply directly to the Government, but you can use the federal agencies and non-profit organizations to do that. These organizations have all the information you need in order to see whether you are eligible for getting it or not. As you can see, the Canadian government grants for home improvement are here and the only thing you need to do is to get informed.

    The amount you will get depends on your living zone. You will find many grant opportunities which are only Click to continue

    Government Grants and Loans for Felons

    There are many available government grants and loans for felons that can help them get the second chance in their life. The funds received from these grant opportunities can help them get involved in education and with that get the proper work opportunity. These programs which are providing the government grants are designed to help ex-felons get employed and help the community in order to stay out of trouble and criminal. Grants and loans for felons are available through various agencies that are collaborating with few government departments and the Bureau of Justice Assistance. We are going to show you few of these available grant and loans opportunities.

    Those ex-felons who are willing to do something good and go on with their life Click to continue

    US Government Multicultural Grants

    Many people think that multicultural grants stand for racial, ethnic or racial classification. Multicultural also include mental and physical ability, religious beliefs, gender and sexual orientation and socioeconomic status. Every person has his own identity and represents his challenges and beliefs. There are many grant opportunities that offer financial help for those organizations that are expanding the multicultural awareness. We are going to share few opportunities for multicultural grants given by the Government.

    ASHA Grant Program – American Speech-Language-Hearing Association

    This association offers multicultural grants for completing many projects. The focus is turned to disability, socioeconomic status, sexual orientation, gender and age identification, Click to continue

    Federal Grants for Mental Health

    The US Government offers huge financial help every year in the form of grants for mental health. These grants can be found in many federal agencies and non-profit organizations which are in direct collaboration with the Government. These agencies and organizations are used as better spreading the grants for mental health to those who need them the most. Mental illness is something that occurs really often. The latest reports of the National Institutes for Mental Health weren’t good. These federal grants for mental health can help a community receive the proper treatment even if they can’t afford it.

    We are going to show you where to find these grant opportunities for mental health.

    Emergency Services and Disaster Assistance

    These offers by the Government Click to continue

    US Government Loans Choose the right Loan for You

    Those people who are not eligible for receiving grants given by the Government, they can still apply for US government loans. If you don’t know, loans represent financial help given to those who need it the most, but it the amount of money must be returned. There are lots of loan opportunities given by the US government and your job is to get informed and find the right one for you. Before you apply to any available loan opportunity, be sure to check every detail of the process.

    In order to see all available US government loans you can check the official website govloans.gov. You will find:

    Here you can find available loan programs that you can apply. Business and Industrial loans are offered to develop, improve or get additional funds for Click to continue

    US Federal Grants for Online College

    Online college studies are equally expensive as the other schools and there are many grants for online college, too. Covering the cost of these schools can sometimes be difficult for the parents. You will save money from other stuff like not paying for transportation or living apartments, food, etc. For this purpose, I have two words for you: Pell Grants. These grants are offered by the Federal Government in order to meet the needs of those students who have financial difficulties. All students who have enrolled for online studies might be eligible for Pell Grants.

    The important thing for these grants is that they don’t require to be repaid. The Pell Grant program is secured and financed by the US Department of Education.


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  • Government Grants, government business grants.#Government #business #grants


    Government Grants

    In today s economy, it is quite normal to feel overwhelming stress when it comes to financial matters. This is especially true for individuals and organizations who would like to embark on projects from which not only they could benefit, but which also can be beneficial to society. It s important that you understand that there is help out there. As a matter of fact, it is in the government s best interest to fund people and groups that wish to grow financially, thereby strengthening the economy and their individual communities. If you are interested in benefiting from money that the government has set aside from people who wish to better their nation, you will want to research government grants.

    What Are Government Grants?

    In today s economy, it is quite normal to feel overwhelming stress when it comes to financial matters. This is especially true for individuals and organizations who would like to embark on projects from which not only they could benefit, but which also can be beneficial to society. It s important that you understand that there is help out there. As a matter of fact, it is in the government s best interest to fund people and groups that wish to grow financially, thereby strengthening the economy and their individual communities. If you are interested in benefiting from money that the government has set aside from people who wish to better their nation, you will want to research government grants.

    For those who are learning about government grants for the first time, it can be a bit of a mystery why the government would give money to people who would like to better their lives. There is a misconception about the government s function. In many ways, a role of the government is to see that the economy is strong. In order for the economy to be strong, however, the people in a country need to be able to progress. If you are interested in construction or home remodeling, for example, you can t do your job if you are having cash flow issues. This is why the government is willing to provide you money so that you can complete your projects

    Types of Government Grants

    There are many different kinds of government grants. As a matter of fact, there are grants for virtually every kind of financial need that you can imagine. Individuals who are interested in growing their small businesses have access to a number of different grants developed to help improve this important and often struggling facet of the national economy. Likewise, people who are interested in improving their communities with sustainable and affordable housing can find a number of different grant opportunities offered by the Housing and Urban Development department. This agency also is known as HUD. There are also government grants offered to people who may need financial assistance at a personal level. For instance, there is funding for single mothers who may need help with basic financial support with school lunches and enrollment fees.

    There also is funding for artists who would like to embark on large scale creative projects, but who may not have the time or money to see them fully realized. Another common goal of many of these grants is to help individuals who would like to go back to school. Pell grants, for example, are designed to fund individuals from low income brackets who would like to attend college. There are also education grants for people who have excelled as students and grants for people who would like to study concentrations that are beneficial to society.

    How to Apply for Government Grants

    If you are interested in applying for government grants, it first is necessary to register. Registering for federally funded grants is a relatively easy process, though it s important to remember to follow the instructions very closely. There often are a number of important dates and restrictions put on applicants, so you should make sure that you are entering the right information and that you are qualified to be awarded grants. One thing you want to keep in mind is that each government grant is assigned an identification number. In most cases, you will be expected to have access to this number before you begin the general application number.

    Once you have been added to the government grants system, you will be ready then to prepare your materials for a specific grant. For individuals who are requesting basic financial assistance, this can be an easy and quick process as well. You may simply be required to provide some basic financial information regarding employment, income, and regular expenses. If you are applying for a grant that you will use to complete a project, however, you will certainly need to first prepare a statement and a budget. If you have never performed this kind of work before, you might need to get a little guidance.

    The way in which you prepare for government grants depends largely on the nature of the grant for which you are applying. For example, if you are interested in beginning a housing project, you are going to need to do the work of a construction project manager. In other words, you will need to complete an initial budget in which you describe the materials and services you require and how you will use the funding to pay for these services and items. If you are interested in applying for funding for scientific research, if can be very important that you discuss your research goals. Likewise, you want to be sure that you can talk about how the funding will help you to improve your research. Artists who are applying for grants can count having to provide personal statements and resumes or curricula vitae.

    As you are filling out your government grants materials, it s important that you remember to pay attention deadlines and other important details. In most cases, it is highly recommended that you complete all of your application materials at least a week prior to the deadline. If you are missing information or if you have not provided the correct information, a government grant representative will contact you and inform you that you need to revise your materials. If a representative has not had time to review your materials for errors before the passing of the deadline, however, then chances are that you will not be eligible for funding and will have to wait until the next year. In other words, it pays not to rush.

    Apply for Government Grants

    Start your application for a free grant package by clicking below. Non US Citizens are also eligible to apply for grants.


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    Small Business Grants – How and Where To Apply, minority small business grants.#Minority #small

    Small Business Grants – How to Find Them and How to Qualify

    Minority small business grantsSmall business grants are financial assistance programs available to entrepreneurs and business owners in the United States who have fewer than 500 employees. The funding can come from a government agency, a non-profit organization, or another for-profit company. Awards typically range from $500 to up to $100,000.

    Eligibility varies, and can depend on your location, your income, your ethnicity, your gender, your experience in business, as well as your longetivity in business. Some small business grants can even require that you participate in a competition or write an essay to demonstrate your talents or need.

    Here are 5 great ways to find what opportunities are available to you:

    1) Check With Your Local Government Agencies. Many cities, counties, and states give away money to local businesses. Why? Because they want you to create jobs and more tax revenue. Many times they won’t highly publicize these opportunities, but it’s in your best interest to give them a call and/or search their web sites.

    2) Check With Federal Government Agencies. The federal government doesn’t give grants directly to businesses, but they do give money to foundations who in turn can give money to small businesses. The federal agency in charge of this is the Grants Program Management Office, and all of their opportunities are listed publicly online.

    3) Check With Major Corporations. Nearly every major corporation in this country has a foundation that gives away grants to enhance communities, and many of these are grants to start or expand a business. Start by checking first with big companies that are headquarted in our city or state.

    4) Search The Internet. Use Google, Yahoo and Bing to conduct a search using the term business grants . You can even throw in the name of your city, county, state, etc. Carefully review the results, and look for web sites that other web sites are linked to. Doing so, will help you to find opportunities that may be casually listed on a blog or some type of directory. You may even come across a recent news article about a new opportunity.

    5) Ask Around. When attending professional networking functions and social mixers, never hesitate to ask people that you meet about new opportunities. Many times, small business grants are given away to people who happen to be in the right place at the right time. Never underestimate the importance of creating a relationship with a power player and his/her associates.

    6) Visit Your Local Library. Contrary to popular belief, libraries are still an excellent resource and store a lot of information that is not accessible in other places. Go to your library as soon possible; look for grant books and directories and ask specific questions to your librarian. You’ll be surprised what you can find.

    #1 – Caleb Brown Community Business Grant Program

    Provides access to “seed money” and grants to assist urban professionals with starting businesses and rebuilding the community.

    #2 – DOT Disadvantaged Business Enterprise Program

    Offers grant funding to provide training and other services to minority-owned and women-owned businesses to help them compete for highway contracts.

    Allows business owners and entrepreneurs to register and submit their business story and photos, get voted for, and be considered among the top 100 finalists and the winners.

    Allows fans, including customers, vendors, employees, and the community, determine who deserves some love – in the form of financial assistance for their business.

    #5 – Minority Business Development Agency (MBDA) Business Grants

    Every year, the MBDA organizes various angel investors with the primary objective of supporting minority businesses with mezzanine and second round financing.

    #6 – Miller Lite Tap the FutureВ® Business Plan Competition

    Annual competition for minority entrepreneurs that gives away business grants to applicants who submit the best business plans. (Formally called MillerCoors Urban Entrepreneur Series).

    #7 – National Association For The Self-Employed (NASE) Growth Grants

    Business owners can apply for a $5,000 grant useful for financing a particular small business need.

    #8 – Rural Business Enterprise Grants (RBEG) Program

    P rovides grants to finance the development of small and emerging businesses in rural areas, to be used for land acquisition, etc.

    The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

    #10 – Small Business Innovation Research (SBIR) Grants

    The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

    Provides veterans who own franchises with financial grants for business development, education, training, and/or technical assistance.

    Provides technical assistance to women entrepreneurs, both new and established, in the areas of finance, management, and marketing, and other areas.


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    Small Business Grants – How and Where To Apply, minority business grants.#Minority #business #grants


    Small Business Grants – How to Find Them and How to Qualify

    Minority business grantsSmall business grants are financial assistance programs available to entrepreneurs and business owners in the United States who have fewer than 500 employees. The funding can come from a government agency, a non-profit organization, or another for-profit company. Awards typically range from $500 to up to $100,000.

    Eligibility varies, and can depend on your location, your income, your ethnicity, your gender, your experience in business, as well as your longetivity in business. Some small business grants can even require that you participate in a competition or write an essay to demonstrate your talents or need.

    Here are 5 great ways to find what opportunities are available to you:

    1) Check With Your Local Government Agencies. Many cities, counties, and states give away money to local businesses. Why? Because they want you to create jobs and more tax revenue. Many times they won’t highly publicize these opportunities, but it’s in your best interest to give them a call and/or search their web sites.

    2) Check With Federal Government Agencies. The federal government doesn’t give grants directly to businesses, but they do give money to foundations who in turn can give money to small businesses. The federal agency in charge of this is the Grants Program Management Office, and all of their opportunities are listed publicly online.

    3) Check With Major Corporations. Nearly every major corporation in this country has a foundation that gives away grants to enhance communities, and many of these are grants to start or expand a business. Start by checking first with big companies that are headquarted in our city or state.

    4) Search The Internet. Use Google, Yahoo and Bing to conduct a search using the term business grants . You can even throw in the name of your city, county, state, etc. Carefully review the results, and look for web sites that other web sites are linked to. Doing so, will help you to find opportunities that may be casually listed on a blog or some type of directory. You may even come across a recent news article about a new opportunity.

    5) Ask Around. When attending professional networking functions and social mixers, never hesitate to ask people that you meet about new opportunities. Many times, small business grants are given away to people who happen to be in the right place at the right time. Never underestimate the importance of creating a relationship with a power player and his/her associates.

    6) Visit Your Local Library. Contrary to popular belief, libraries are still an excellent resource and store a lot of information that is not accessible in other places. Go to your library as soon possible; look for grant books and directories and ask specific questions to your librarian. You’ll be surprised what you can find.

    #1 – Caleb Brown Community Business Grant Program

    Provides access to “seed money” and grants to assist urban professionals with starting businesses and rebuilding the community.

    #2 – DOT Disadvantaged Business Enterprise Program

    Offers grant funding to provide training and other services to minority-owned and women-owned businesses to help them compete for highway contracts.

    Allows business owners and entrepreneurs to register and submit their business story and photos, get voted for, and be considered among the top 100 finalists and the winners.

    Allows fans, including customers, vendors, employees, and the community, determine who deserves some love – in the form of financial assistance for their business.

    #5 – Minority Business Development Agency (MBDA) Business Grants

    Every year, the MBDA organizes various angel investors with the primary objective of supporting minority businesses with mezzanine and second round financing.

    #6 – Miller Lite Tap the FutureВ® Business Plan Competition

    Annual competition for minority entrepreneurs that gives away business grants to applicants who submit the best business plans. (Formally called MillerCoors Urban Entrepreneur Series).

    #7 – National Association For The Self-Employed (NASE) Growth Grants

    Business owners can apply for a $5,000 grant useful for financing a particular small business need.

    #8 – Rural Business Enterprise Grants (RBEG) Program

    P rovides grants to finance the development of small and emerging businesses in rural areas, to be used for land acquisition, etc.

    The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

    #10 – Small Business Innovation Research (SBIR) Grants

    The SBA and it’s various initiatives award $2 billion in grant funding and loans to small high-tech businesses annually.

    Provides veterans who own franchises with financial grants for business development, education, training, and/or technical assistance.

    Provides technical assistance to women entrepreneurs, both new and established, in the areas of finance, management, and marketing, and other areas.


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    Free Federal Grants for Small Business, minority business grants.#Minority #business #grants


    Free Federal Grants for Small Business

    Minority business grants

    USA dollar sign image by Pete Linforth from Fotolia.com

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    • 4 [Business Start] | Where Can I Find Free Money for a Business Start Up?

    While there are few grants a small business may qualify for, this often depends on your industry. Learn how to search for grants to see what you qualify for.

    Identifying and acquiring operating capital is a major challenge for many small business owners. Depending on the type of work you do, you may be eligible for grants from federal and state government departments. These grants are usually limited to businesses with goals that intersect with specific local needs. For example, if your state or community is short on child care services, a new child care business may be eligible for grants. Other businesses that may have more luck finding grants include those centered on tourism and energy efficient technologies. Many of these grants require you to match funds, either through your own or through a loan.

    Eligibility

    In most cases, the U.S. government does not provide grants aimed at establishing or expanding a commercial enterprise. Although there are exceptions, for-profit companies are usually eligible only for government loans. Grants are plentiful, however, for nonprofit organizations. Examples of the types of businesses often awarded grants include educational institutions and 501(c)(3) corporations.

    For-profit firms must meet certain criteria in order to be eligible to receive small business grant monies. The U.S. government places size restrictions based on the industry in which the firm operates. For example, manufacturing and mining firms must generally employ fewer than 500 people, while wholesale trading firms must have fewer than 100 employees.

    Some industries are restricted by total revenue, as opposed to the size of the employee population. Grant applicants in the retail and service industries, for example, may require that you earn less than $6 million annually, while those in construction may be limited to a maximum of $28 million.

    As is the case with many government-sponsored programs, there are exceptions to the rule. Businesses can learn about exceptions by contacting the Small Business Administration directly.

    Finding Government Grants

    The U.S. government maintains an online resource aimed at helping small business owners identify grants for which they might be eligible. Grants.gov is a government administered site that provides a searchable database with information regarding grants available to organizations in a variety of industries.

    Application

    Once an applicant has identified a grant for which he is qualified, he may apply for it directly via the grants.gov portal. This system provides step-by-step instructions regarding the federal grant application process. After an application has been submitted, the applicant is given a tracking number that allows him to monitor the status of his application.

    References (2)

    About the Author

    KJ Henderson has more than a decade of HR and talent acquisition experience. He has held roles at a Fortune 100 investment bank, a media conglomerate and at one of NYC s largest executive staffing firms. He currently heads recruitment sourcing at a major movie studio. He read literature at Oxford.


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    Canadian Government Grants & Loans – Small Business Financing, grants for small business.#Grants #for

    Try the Grant Finder Search Engine

    Search through 926 government programs

    Many government programs have a limited window for when they accept new applications. Don’t risk losing your chance to receive funding.

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    Or fill out the form below to get in touch with one of our Funding Experts.

    Grants for small business

    Grants for small business

    Grants for small business

    The recipients in these stories took the first step and contacted our Centre to learn about their funding options. Although we cannot guarantee you will get funding, the more you know about others experiences the better your chances.

    CFSBF has no affiliation with any program, and no claim is made that funding is guaranteed.

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    Call: 1 866 682 2402

    Still not sure where to start? Our in-house group of experts can help. Give us a call or fill out the form below to begin.

    For More Info Call 1 866 682 2402

    Find out if you may be eligible for funding

    Call: 1 866 682 2402

    Still not sure where to start? Our in-house group of experts can help. Give us a call or fill out the form below to begin.

    Government Money May be Available For Your Business

    Search through 926 government programs

    You may be eligible for.

    Many government programs have a limited window for when they accept new applications. Don’t risk losing your chance to receive funding.

    Time Left To Register Today

    Ready to Get Started?

    Call Us for More Info 1 866 682 2402

    Or fill out the form below to get in touch with one of our Funding Experts.


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    How to Apply for Women and Minority Owned Business Grants, business grants for women.#Business

    How to Apply for Women and Minority Owned Business Grants

    Business grants for women

    Asian business woman image by huaxiadragon from Fotolia.com

    Related Articles

    • 1 Grants for Minority First Time Business Owners
    • 2 List of Grants for African-American Women to Start a Business
    • 3 Grants for Minority Women Wanting to Start a Small Business
    • 4 How to Register a Business As Minority Owned

    Women and visible minorities who own their own businesses may be eligible for a variety of grants. Learn how to find them and apply for them.

    Women and visible minorities can take advantage of grants offered by private institutions and, less often, government agencies. The key to winning a grant is ensuring that your business goals are aligned with the purpose of the grant and that you submit a professional application. With a bit of study and practice, however, you can gain confidence and hone your grant-writing skills, allowing you to tap into the resources of organizations that promote female and minority entrepreneurship.

    Select specific grant programs that match your business and personal situation. Take note of each granting organization’s name and contact information, and compile a list of all grants for which you are eligible. Select a range of options – grants for women only, minorities only or both – if you are both a woman and a part of a minority group; this will give you a wider range of possibilities. Begin your search at Grants.gov for federal funding, and SRA International or Business Owners’ Idea Cafe for private funding sources (see Resources).

    Research the granting organization thoroughly. Visit its website and read any news articles or press releases related to the organization. Look into the types of organizations and projects that the organization funds, and research specific grant-winners, if possible. Focus on the exact purpose of the awarded grants. Grants may be awarded purely to promote female and minority entrepreneurship, for example, or they may be granted to organizations whose programs directly benefit women and minorities in general.

    Contact the granting organization and ask for guidance in preparing your grant proposal. Ask a representative to speak with you about the grant proposal process, explaining such things as preferred submission formats and length, the organization’s specific areas of interest and any other grant opportunities for women and minorities that may be available. Keep your new contact’s name and information as you did with the notes you took in step one.

    Create your grant proposal. The proposal should include a description of your organization, including its mission and product offerings, and a needs assessment that clearly explains the need your company serves. Focus specifically on how your organization will promote the goals of the organization that offers the grant.

    Create a thorough description of your products, services and business model, and include it in your grant proposal. Add a budget, projected financial statements and a detailed summary of how you plan to spend the grant money. End the proposal with professional biographies of yourself and your top-management team. List the names of any women or minority associations or groups of which you are a member.

    Create an executive summary after all other sections are done and place it at the beginning of the grant proposal document.

    Submit your grant proposal to your contact or designated recipient in the granting organization. Follow all format and submission instructions when sending in your proposal, and include a brief cover letter introducing yourself and your company, while thanking the grant reviewers for their time.

    Ask your contact in the granting organization if members of the grant proposal review committee would be willing to look over your proposal and provide feedback before the submission deadline. It never hurts to ask, and this could provide invaluable insight and increase your chances of receiving a grant.


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