Tag: funds

What is a mutual fund? definition and meaning #stock #mutual #funds #definition

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mutual fund

An investment vehicle managed by finance professionals that raises capital by selling shares (called units) in a chosen and balanced set of securities to the public.

A mutual fund’s capital is invested in a group (portfolio) of corporate securities, commodities, options, etc. that match the fund’s objectives detailed in its prospectus. The level of a mutual fund’s income from its portfolio determines the daily market value (called net asset value) at which its units are redeemable on any business day. and the dividend paid to its unit holders. Mutual funds are of two main types: (1) open end fund. where the capitalization of the fund is not fixed and more units may be sold at any time to increase its capital base. (2) closed end fund, where capitalization is fixed and limited to the number of units authorized at the fund’s inception (or as formally altered thereafter).

Mutual funds usually charge a management fee (typically between 1 and 2 percent of the fund’s annual earnings) and may also levy other fees and sales commission (called ‘load’) if units are bought from a financial advisor. The term mutual fund, used mainly in the US, has no legal bearing, and may be referred to as unit investment trust or a unit trust in the UK and other British Commonwealth countries.

  • She didn’t want to invest in any in particular stock, so she invested in a broad index mutual fund to lower her risk.
  • When researching investment options for his retirement savings, Jeff decided that mutual fund s with a mix of stocks and bonds would be the best choice for his personal goals.
  • The economics students prepared for their lessons on mutual fund s by researching corporate security and portfolio options to determine the daily market value.
investment company




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Business Continuity Planning for Hedge Funds and Investment Firms #business #seminars

#business continuity plan

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Business Continuity

Eze Business Continuity Planning

Hedge funds and private equity firms firms must react swiftly, methodically and successfully when confronted with unexpected business disruptions or else risk significant financial loss. This level of response requires extensive business continuity planning to ensure all aspects of a firm’s business are evaluated and protected.

Effective Business Continuity Planning (BCP) can help minimize financial loss and the negative effects of disruptions on an investment firm’s strategic plans, market position, operations, and reputation.

Eze Castle’s Business Continuity Planning Services (Eze BCP) extend beyond technology to focus on critical operations and processes that hedge funds or investment firms must have available if a disaster strikes. Our Eze BCP consultants are certified experts in business continuity planning and possess deep knowledge of the unique operations of financial services firms.

This combined expertise means a client gains a custom, comprehensive BCP plan developed and managed by professionals that understand the client’s business. And our hedge fund business continuity consultants work with clients to address the full spectrum of BCP.

Eze BCP Features

  • Delivered by Certified Business Continuity Professionals who work exclusively with hedge fund and private equity firms
  • Industry-specific experience, knowledge and focus make our team pros at identifying a company’s potential exposures — our team knows the risks facing the investment management industry
  • Proven methodology to ensure your firm is prepared for the unexpected
  • Annual review of BCP documentation and updates to account for business changes
  • Employee training sessions and executive roundtables run by an Eze seasoned hedge fund business continuity consultant

Learn More about BCP

Learn more about Eze Castle’s business continuity planning service and how our certified BCP experts can prepare your firm for a disaster.

This guidebook is designed to help hedge fund managers of all sizes develop an understanding of both the BCP and DR planning processes.

Eze BCP Methodology

1. Risk Assessment

Our business continuity consultants will identify and prioritize potential business risks and disruptions based on severity and likelihood of occurrence. Key elements of Eze Castle’s Risk Assessment phase include:

  • Evaluation of the company’s risks and exposures
  • Assessment of the potential impact of various business disruption scenarios
  • Determination of the most likely threat scenarios
  • Assessment of telecommunication recovery options and communication plans
  • Prioritization of findings and development of a roadmap

2. Business Impact Analysis

Eze Castle’s hedge fund BCP experts will collect information on a wide range of areas from recovery assumptions and critical business processes to interdependencies and critical staff. Key elements of Eze Castle’s BIA phase include:

  • Determination of the maximum amount of downtime business processes can withstand
  • Development of recovery point objectives and recovery time objectives for critical functions (e.g. applications, systems, etc.)
  • Identification of critical business processes and workflows and the supporting applications
  • Outlining of internal and external dependencies
  • Determination of critical staff members as well as backups with similar skill sets

3. Strategy and Plan Development

Our certified business continuity planners will create department, division and site level plans for your business. Key elements of this phase include:

  • Synthesis of Risk Assessment and BIA findings
  • Development of plans for department, division and site level contingencies
  • Review of plans with key stakeholders to obtain executive sign-off on overall plan
  • Creation of offsite, secure web repository where the firm’s BCP plan is stored for easy access from virtually anywhere during an outage or disaster

4. Plan Testing, Training and Maintenance

Business continuity plans are living documents and must be updated annually to ensure they account for changes within the firm as well as any changes in risk scenarios. Key elements of this ongoing phase include:

  • Conducting of tabletop and simulation exercises to help ensure employees are effectively trained
  • Development of employee training sessions
  • Review of BCP, business impact analysis and risks annually by an Eze hedge fund business continuity consultant
  • Execution of the annual review process to guarantee new threats and business process changes are accurately represented in the BCP




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Business Continuity Planning for Hedge Funds and Investment Firms #cash #flow #business

#business continuity plan

#

Business Continuity

Eze Business Continuity Planning

Hedge funds and private equity firms firms must react swiftly, methodically and successfully when confronted with unexpected business disruptions or else risk significant financial loss. This level of response requires extensive business continuity planning to ensure all aspects of a firm’s business are evaluated and protected.

Effective Business Continuity Planning (BCP) can help minimize financial loss and the negative effects of disruptions on an investment firm’s strategic plans, market position, operations, and reputation.

Eze Castle’s Business Continuity Planning Services (Eze BCP) extend beyond technology to focus on critical operations and processes that hedge funds or investment firms must have available if a disaster strikes. Our Eze BCP consultants are certified experts in business continuity planning and possess deep knowledge of the unique operations of financial services firms.

This combined expertise means a client gains a custom, comprehensive BCP plan developed and managed by professionals that understand the client’s business. And our hedge fund business continuity consultants work with clients to address the full spectrum of BCP.

Eze BCP Features

  • Delivered by Certified Business Continuity Professionals who work exclusively with hedge fund and private equity firms
  • Industry-specific experience, knowledge and focus make our team pros at identifying a company’s potential exposures — our team knows the risks facing the investment management industry
  • Proven methodology to ensure your firm is prepared for the unexpected
  • Annual review of BCP documentation and updates to account for business changes
  • Employee training sessions and executive roundtables run by an Eze seasoned hedge fund business continuity consultant

Learn More about BCP

Learn more about Eze Castle’s business continuity planning service and how our certified BCP experts can prepare your firm for a disaster.

This guidebook is designed to help hedge fund managers of all sizes develop an understanding of both the BCP and DR planning processes.

Eze BCP Methodology

1. Risk Assessment

Our business continuity consultants will identify and prioritize potential business risks and disruptions based on severity and likelihood of occurrence. Key elements of Eze Castle’s Risk Assessment phase include:

  • Evaluation of the company’s risks and exposures
  • Assessment of the potential impact of various business disruption scenarios
  • Determination of the most likely threat scenarios
  • Assessment of telecommunication recovery options and communication plans
  • Prioritization of findings and development of a roadmap

2. Business Impact Analysis

Eze Castle’s hedge fund BCP experts will collect information on a wide range of areas from recovery assumptions and critical business processes to interdependencies and critical staff. Key elements of Eze Castle’s BIA phase include:

  • Determination of the maximum amount of downtime business processes can withstand
  • Development of recovery point objectives and recovery time objectives for critical functions (e.g. applications, systems, etc.)
  • Identification of critical business processes and workflows and the supporting applications
  • Outlining of internal and external dependencies
  • Determination of critical staff members as well as backups with similar skill sets

3. Strategy and Plan Development

Our certified business continuity planners will create department, division and site level plans for your business. Key elements of this phase include:

  • Synthesis of Risk Assessment and BIA findings
  • Development of plans for department, division and site level contingencies
  • Review of plans with key stakeholders to obtain executive sign-off on overall plan
  • Creation of offsite, secure web repository where the firm’s BCP plan is stored for easy access from virtually anywhere during an outage or disaster

4. Plan Testing, Training and Maintenance

Business continuity plans are living documents and must be updated annually to ensure they account for changes within the firm as well as any changes in risk scenarios. Key elements of this ongoing phase include:

  • Conducting of tabletop and simulation exercises to help ensure employees are effectively trained
  • Development of employee training sessions
  • Review of BCP, business impact analysis and risks annually by an Eze hedge fund business continuity consultant
  • Execution of the annual review process to guarantee new threats and business process changes are accurately represented in the BCP




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Popular ISA funds #business #cash #advance

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





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Popular ISA funds #business.officedepot.com

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





Tags : , ,

Popular ISA funds #at #home #businesses

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





Tags : , ,

Popular ISA funds #rcm #business

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





Tags : , ,

Popular ISA funds #business #school

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





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Popular ISA funds #unsecured #business #loans

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





Tags : , ,

Popular ISA funds #local #business #listing

#investment ideas

#

This month’s ISA investment ideas

Past performance is not a guide to future returns. All investments can go down as well as up in value, so you could get back less than you invest. Yields are variable and not guaranteed. Tax rules can change and the value of any tax shelter depends on individual circumstances. Hargreaves Lansdown Multi-Manager funds are managed by our sister company Hargreaves Lansdown Fund Managers.

Unsure where to invest?

Still not sure where to invest? Whether you’re an experienced investor or just starting out we provide a range of portfolios to help you select the right investments to fit your financial goals, at the level of risk you are happy with. Select one of the options below to get started. If you are unsure of the suitability of your investment please seek advice .

Leave it to an expert

Leave it to an expert

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Simple and expertly managed, our ready-made portfolios take the hassle out of investing.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Whether investing for income or growth, you can choose from a range of portfolios depending on your aims and attitude to risk.

Help me choose

Help to get you started

Help you get started

Master portfolios are designed to help you get started with investing. There are five example portfolios depending on your aims and attitude to risk.

Master portfolios are designed to help you get started with investing. There are five examples portfolios depending on your aims and attitude to risk.

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

While each fund is professionally managed, the overall responsibility for managing the holdings rests with you

Build your own investment portfolio

Build your own investment portfolio

Frequently asked questions

What is the difference between income and accumulation units?

The type of unit you hold determines how any income generated from the fund’s underlying investments is treated.

With income units, income is paid out to fund holders as cash. This could provide the investor with an income stream or the cash could be reinvested to buy additional units.

With accumulation units income is retained within the fund and reinvested, increasing the price of the units. Generally, for investors who wish to reinvest income, accumulation units offer a more convenient and cost-effective way of doing so.

What is the difference between ‘inclusive’ and ‘unbundled’ funds?

In the past most investors who held funds, such as unit trusts and OEICs, paid a single ongoing charge to the manager of their chosen funds. This charge often included an element of commission which the fund manager shared with brokers, such as Hargreaves Lansdown, to help pay for their service. We call these funds ‘inclusive’ funds.

Recent FCA rule changes mean that when investors purchase a fund any commission must be rebated to the investor. As a result of the FCA’s new rules, fund management groups have launched new versions of their funds with lower ongoing charges, which do not include any commission. We call these funds ‘unbundled’ funds.

Once you have opened an account, it is straightforward and secure to place a deal. Please ensure you have read the fund’s Key Investor Information Document or Key Features first which is available from the individual fund factsheets on the website.

1. Log in or call our experienced dealers

Log in to your secure online account or call our experienced dealers on 0117 980 9800 .

2. Select the account in which you wish to deal

Select either the Fund & Share Account, Stocks & Shares ISA or SIPP.

3. Choose your investment and deal value

Find your fund online and enter the value you’re looking to invest. Alternatively, provide your dealer with these details by telephone. When dealing online, you will also need to enter your trading password.

The details of the deal will be provided for you to check. Confirm you’re happy with the fund name and value to be invested and the deal is done. We will send you a contract note either by post or you can download it online – whichever you prefer.

A fund is an investment that pools together the money from many individuals. Fund managers then use it to invest in a wide range of shares and/or bonds. Each investor is issued units, which represent a portion of the holdings of the fund.

Funds are popular with investors because they offer access to a ready-made investment portfolio run by an expert in their field. You can normally invest from £100 as a lump sum or £25 per month, and get instant access to a diversified portfolio for a much lower cost than purchasing the individual investments yourself.

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments . This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice from our Financial Advisers.





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