Tag: Free

Small Business Financial Tools: Free Startup Budget Template and Guide #start #your #own #business

#small business startup


Essential Small Business Financial Tools: Free Startup Budget Template and Guide

Creating a startup budget is one of the most important tasks a new business owner will undertake. A startup budget serves as a roadmap for the business. It can help you understand where the business is going and whether you’re on the right path. The cost of starting a company varies widely, so it is critical to create an accurate and realistic startup budget specifically tailored to your business.

There are many reasons to create a startup budget. The main reasons are to figure out how much money you have, how much you will spend, and how much revenue you will need to meet your business goals. A startup budget is usually a key component of your business plan and is useful when applying for a loan or pitching to investors. It explains how your business will spend its resources to reach its goals.

Business owners should always refer to their budget before making important business expenditures. This helps to make sure they can afford to spend the money. Decisions such as purchasing new machinery or whether to expand operations should only be made after checking to make sure it fits into your budget. You can adjust your budget as needed over time, but make sure to stick to those changes.

Determining a business startup costs is critical to ensure enough cash is available to begin business operations on time and within the allotted budget. A startup budget usually covers the period leading up to the commencement of operations. It should only include costs that are necessary to start the business. Use this budget to be on the lookout for areas where you can save money .

Startup costs typically fall within two categories: monthly costs and one-time costs.

Monthly costs cover expenses that are incurred each month on a recurring basis. such as employee salaries, lease payments and utilities. One-time costs are expenses that are incurred only once during the startup period. Examples of one-time costs include the purchase of a building, computer equipment and consultant fees.

This startup budget template can be downloaded and used for any type of business. It should be customized to include the specific cost items that apply to the company.

To fill out this spreadsheet, determine the number of months the startup period will cover. Next, enter the applicable costs into their respective cells. The total amounts will automatically populate based on the embedded formulas. Once completed, you will be able to view an itemized list of your business’ startup costs. An example startup budget is also included to help guide you through the process.

Starting a business can be difficult and overwhelming. By taking the time to create an accurate startup budget now, you can give your business the best chance of succeeding in the future.

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Play Caravaneer, a free online game on Kongregate #business #game

#business games online


We have reduced support for legacy browsers.

What does this mean for me? You will always be able to play your favorite games on Kongregate. However, certain site features may suddenly stop working and leave you with a severely degraded experience.

What should I do? We strongly urge all our users to upgrade to modern browsers for a better experience and improved security.

We suggest you install the latest version of one of these browsers:

Trending with Friends

g Register or sign in to start receiving activity updates from around Kongregate!

Kongregate is a community-driven browser games portal with an open platform for all web games. Get your games in front of thousands of users while monetizing through ads and virtual goods. Learn more

Visit our developers site

Learn more about our publishing program –
we help game developers get their games out to millions of users on multiple platforms.

Read Our Blog

We publish new content weekly, on game/data analysis, case studies, engineering solutions, and design insights.

Access Documentation

Get everything you need to know about how to implement our APIs and SDKs into your game.


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Free Legal Forms, Documents – Contracts #get #a #business #loan

#free business forms


Free Legal Documents,
Forms and Contracts

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2002-2016 LawDepot (Sequiter Inc.). All Rights Reserved.
About Us | Privacy Policy | Disclaimer
LawDepot is not a law firm and cannot provide legal advice.
Use of this site is subject to our Terms of Use .

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Business Plan Templates – Free Sample and Example of every Template #www.business.com

#free business plan


By department

Business Plan Templates

Your business plan is probably the most important thing your startup can work on creating and updating, especially in the first five years. It helps you and your team stay focused on results and then helps you guys persuade potential investors and advisors of how awesome your business is. That’s why we’re offering you free business plan templates to help you automate the process and to focus on the parts that count, not the formatting, copy-pasting and legal mumbo jumbo.

Remember, the most important part of your is presenting your team as an experienced, cohesive group of entrepreneurs that is more than capable of building a business that’s successful in the long-term. Include examples of how you have each of you has experience managing a team, finances, marketing and/or sales. Feel free to put a face with the name by adding headshots and prove that experience by including LinkedIn profiles and add CVs or resumes to the addendum.

Next, once they are convinced with your team, potential investors are going to want to take a long hard look at your financial plan. Each template includes spreadsheet samples with automatic formulas and examples each of: a Cash Flow spreadsheet, a Break-Even Analysis Spreadsheet, and a Profits and Loss Analysis with Graph. Each sample was developed by lawyers who have written business plans for successful entrepreneurs. And we had an awesome economist design these easy-to-complete financial plans.

Smart Document Automation for Sales

Claim your 14-day free trial. No credit card required!

Any early stage startup could use this subscription agreement template as a free sample to outline the agreement in which investors offer payment for equity and shares in your budding business.

This free budget proposal template is perfect for both a small business or a nonprofit to outline funds used for investors and donors.

We offer you the steps and the tools to create a fantastic business plan. Attract investors with this sleek and free startup business plan template.

Think you have the solution for local tourism? Kick off your hotels empire with this free hotel business plan template to assure investors and guests.

You’re ready to go out on your own to share your fabulous breads and pastries with the world. This free bakery business plan template is just what you need to get going.

Looking for investors and permits for your new cafe? Use this free Coffee Shop Business Plan Template to get all your cups in a row.

Always dreamed of starting a restaurant? This free restaurant business plan template is your first step in making your dream a legal, planned reality.

This free grant proposal template not only helps you put your most professional foot forward, it offers you loads of tips to make your project shine.

Your potential investors are spending the most time reading one part of your business plan. Use this executive summary template to make your business idea shine.

Use this free financial funding proposal template to present your organization as responsible and worthy of funding.

This business plan template is a great tool for your startup to customize to reflect your strong qualifications, experienced team, and marketable business idea.

You’re finally ready to open your own salon. This salon business plan template and tips will help guide you how to present your salon as a sound investment.

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Indian Insurance Online, Compare Indian Insurance, Travel insurance India, health insurance India #indian #insurance


India Insurance Online – Compare and buy Travel, Student and Health Plans

People travel to different destinations for various reasons. Whether it is domestic or overseas travel, medical insurance is required to secure the traveler from unforeseen medical emergencies. Travel insurance is available either for a single or for multiple trips. Those who are travelling to European countries are required to purchase insurance to be issued the Schengen visa.

Students who are going to pursue higher education overseas should purchase student medical insurance to safeguard in case of any medical emergency. Most foreign universities also mandate health insurance for international students. These policies cover the insured for medical expenses, emergency evacuation, repatriation, dismemberment, loss of sponsorship, compassionate visit etc.

Health care is exorbitant now-a-days and can leave you with huge bills in case of hospitalization. Buy Mediclaim insurance to get financial assistance in case of hospitalization due to health. Health insurance policy covers the insured for medical expenses that is incurred during pre and post hospitalization stages. The coverage is available either for individuals and for the entire family.

Read About e indiainsurance

e indiainsurance is a pioneer in offering Indian insurance policies online so that the customer can purhcase using a credit card, debit card or a cheque. We have provided online services to over 30,000 satisfied customers so far. At EIndiaInsurance, we have developed user friendly web tools to help customers make an informed decision while purchasing online insurance. We provide an extensive listing of available policies and have developed an “insurance comparison” tool. This tool provides the user with free quotes and allows the customer to compare plans based on the user input. Customers can view policy brochures, compare in detail and even buy the policies directly using a credit card. Comparing insurance policies can save you significantly, sometimes as high as 30% of the overall premium. Compare and buy the travel insurance policy that can best suits the requirements of you and your family.

Along with the comparison tool, we also provide relevant resourceful information regarding insurance products and have answers to frequent questions. We offer mediclaim health insurance, overseas travel insurance, student insurance, home insurance and accident insurance plans underwritten by top companies like TATA AIG, Bajaj Allianz, ICICI Lombard, Reliance, Future Generali, Apollo Munich and Cholamandalam.

What People Say

Good Customer Support
This to convey our gratitude to your customer support team for having guided us very well in procuring our overseas travel insurance.

Efficient support
Thanks ( to you and your colleagues) for the timely and very efficient support given in getting this endorsement done in time. It is always a pleasure to be a recipient of efficient service !Thank you very much for all the procedure by taking personal attention.

Quick service
Pleasantly surprised with the quick response I received from the travel insurance advisor at Eindiainsurance on account of my recently posted query for my dad’s travel and health coverage in Singapore from India.

Mediclaim Insurance Service
Your customer support staff member was very clear and I am very impressed and convinced by his explanations regarding the health policies.

Religare Mediclaim Feedback
I had been calling different health insurance companies for last couple of days..never got satisfaction as either they were ill informed about their product or they were not been able to explain properly.
Iniatailly spoken to your customer support team and then they have handed me over to concerned person. you guys were amazing. so to the point so well prepared for your product..so prompt. so polite.if I were to rate you guys I give 10 out of 10. I wish you both a successful career ahead.
P.s. any one asks me abt health insurance I am surely gona reccommend your customer support
Buddha bless you.

Shamsher singh, Manali

Good Overseas travel Insurance
Thanks for providing your good insurance policies.

Prompt Action
Thankyou so much for the prompt action at your end regarding the travel insurance for my mother.

Efficient Service
I am grateful for all the trouble you took to follow up. My visa appointment is next week, so I am greatly relieved.

Geeta DetheBalasubramanya T

Promptness and Efficiency of Service
Got the insurance policy. I was in urgent need of the policy as I have to appear for the visa interview tomorrow morning and thats why I called the executive at Eindiainsurance.

India Mediclaim Insurance Policies

Mediclaim insurance refers to insurance coverage for health. Mediclaim insurance is advisable for all people, and it is prudent to purchase this insurance at a younger age when one does not have any medical ailments. Often people try to purchase mediclaim insurance at an older age, however if they already suffer from ailments, these will be considered as pre-existing situation and will not be covered.

Mediclaim insurance if you are travelling out of India is called overseas mediclaim insurance. Your domestic health insurance becomes ineffective once you are out of your home country. Health insurance in India is commonly known as Mediclaim and covers you for medical expenses during an emergency. Overseas Mediclaim insurance helps you to travel safely. The consumer can buy domestic or overseas mediclaim insurance according to his/her requirements.










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  • System Monitor II Download #system #monitor #ii, #download #system #monitor #ii, #system #monitor #ii


    System Monitor II is a very useful gadget that provides a quick overview about your system, providing a bunch of useful details directly on the desktop.

    Since it s a gadget, System Monitor II can only be accessed from the desktop, but even so, it provides vital information in a much more appealing way than many other standalone utilities.

    The memory usage at a glance

    System Monitor II displays memory usage, but also the used, free and total amount of memory, with detailed statistics shown right in the main window. Additionally, it displays CPU model and speed, overall and per core usage, alongside a professional-looking graph to help you keep an eye on the way the system works.

    Rich set of configuration settings

    What s more impressive is the configuration screen that includes tons of options for a Windows gadget. Besides the fact that you can customize interface options such as colors, background and graph details, System Monitor II allows you to specify the CPU you wish to monitor, the refresh rate, the core temperatures and the memory options.

    Graphs can be configured as well, with multiple built-in options, so you may have to spend a while setting up both the appearance, as well as the other features of the widget.

    A valuable system information tool

    Of course, because it s a widget, the footprint on hardware resources is minimal; it works exclusively on Windows Vista and 7, since they re the only ones boasting a sidebar. With additional software installed to re-enable the sidebar, the gadget can also be used in more recent versions of Windows.

    Overall, System Monitor II is undoubtedly a must have gadget and thanks to its rich features, it s much more useful than many stand-alone system information tools. It enables you to closely monitor the CPU usage, check the uptime of the PC, as well as other additional indicators helpful to any computer user.

    New in System Monitor II 24.2:

    • Improve code. Fixed bug.

    Read the full changelog

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    Small Business Law: Free Legal Information #home #business #ideas #for #women

    #business lawyers


    Business Law

    FreeAdvice contains a wealth of free, reliable business law advice. Here, you’ll find information about starting a corporation, partnership, or sole proprietorship, as well as information about franchises, general business law and taxation. For more on business law, see the links on this page.

    The many different types of businesses in the United States are governed by a series of laws to ensure that national, state and local economies run smoothly. Business law governs everything from how a business can be organized and how a business can be taxed, to what a business can do regarding advertising and pricing. The broad field of business law also helps to provide options for business owners who wish to protect themselves from liability and protections for consumers from monopolies, price fixing and other unfair business practices.

    Starting a business can be a complex process; a business owner must decide what form of business will best suit the needs of the company, he or she must choose a business name and keep trademark laws in mind when doing so. Further down the line, businesses may hire employees, merge with other companies, or make their business a publicly-traded entity, among many other measures. It is important for business owners to understand the laws and regulations surrounding their business type, whether it be a corporation, franchise, small business, or partnership, there are often a great number of legal matters to consider.

    To learn more about the legal issues surrounding businesses in the United States and to find answers to all of your business law questions, refer to the articles, answers and other resources using the links on this page.

    PERSONAL INJURY Family of Deceased Bicyclist Sues Tour Bus Company

    LAWYER MARKETING How Technology is Changing the Legal Profession

    LITIGATION Arbitration and Sexual Harassment: What are Your Rights?

    Not what you need? find your legal advice



    Law Advice

    FreeAdvice® has been providing millions of consumers with outstanding advice, free, since 1995. While not a substitute for personal advice from a licensed professional, it is available AS IS, subject to our Disclaimer and Terms Conditions Of Use. Privacy Policy

    Use for marketing or solicitation is prohibited. AttorneyPages ®, ExpertPages ® and FreeAdvice ® are trademarks and units of Advice Company or its affiliate AdviceCo Ventures Company.

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    Free Business Flyer Template PSD Download #business #cars

    #business flyer templates


    Free Business Flyer Template

    Most of our free flyer templates are for nightclubs and party events. With this freebie we thought we d bring you something a little different: a free business flyer template.

    The corporate style of this flyer design is ideal for you to use with small business and corporate clients; the sort of clients who re looking for something a little less on the flashy side. You could even adapt the template to promote your own graphic design and printing services!

    This free business / corporate flyer template is a simple typography-focussed design which is easy to adapt to business related projects. You can quickly and easily replace the logo areas and placeholder images to match either your client s or your own company brand.

    The colour scheme chosen for this flyer works very well for businesses requiring a clean corporate image. The background is a clean white with a subtle halftone dot pattern. Important areas are highlighted in bright yellow boxes and the template s layout is highly flexible.

    You won t be stuck for presenting your business important information with this free template. There s plenty of editable text areas giving you numerous opportunities to enter your company name, address, website, telephone and information about the services which you offer.

    If you like or are in need of more business flyer templates, be sure to check out the Business Flyer Templates category in our store, or view the recommended business related flyer designs below you won t be disappointed!

    Related Business Flyer Templates:

    Required Software Fonts

    To edit and customise this template properly, you will need Adobe Photoshop and some custom fonts.

    By downloading this free flyer template you agree to use it in accordance with our File Licenses .

    Get all our templates: Become a Member

    • Access 700+ premium designs
    • No download limits
    • New templates added regularly

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    Best Photos of Small Business Flyers Template Free – Small Business Flyer Templates, Business

    #business flyer templates


    Photos of Small Business Flyers Template Free

    Hi there, Today we bring you various inspiring flyer photos we have collected special for you, in this gallery we will take notice related with Small Business Flyers Template Free .

    While we talk related with Small Business Flyers Template Free, scroll the page to see various related photos to give you more ideas. small business flyer templates, free business flyer templates and business event flyer are three of main things we will present to you based on the gallery title. Continue with more flyer related ideas like microsoft business flyer templates, car wash flyer template and commercial cleaning flyers free template.

    We have a dream about these Small Business Flyers Template Free pictures collection can be a guidance for you, deliver you more flyer ideas and also present you what you looking for. Feel free to share your thought with us and our readers at comment box at last part of the page, and also, don’t forget to broadcast this flyer collection if you know there are people out there that need flyer ideas associated with these photos.

    Designing Tips:

  • We can use light and bold font weight variants to get emphasis and cool impact.
  • Placement of the text is an important element. Be sure to break your line up the way it should be read.
  • Make a smart composition by letting the guide features in the image where to put fonts.

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  • Free Advertising, Free Business Advertising, Free Online Advertising and Local Business Advertising #small #business

    #free business advertising


    Business Advertising Options

    Free Business Advertising

    Online Business Advertising

    Local Business Advertising

    Business listings are mobile friendly, responsive and designed to display well on mobile devices, smart phones and tablets.
    All upgraded directory listing also provide NAP Citations in JSON Mark-up to help with Local rankings.

    Basic Listing – 30.00 per annum

    See example of Basic listing – Basic Listing

    No other adverts appear on the page we create for you.
    No message about upgrades appears with your listing.
    Often approved within 3 days

    You will be redirected to registration page after payment is received.
    (Please feel free to ring 01608 663759 with any questions)

    Upgraded Silver Listing – 50.00 per annum

    Silver Listings are given more prominence over free listings.
    No other adverts are displayed on Silver Listings.
    Social Media details can be included on Silver Listings.
    Silver Listings include a link so people can visit your website.
    Silver Listings include semantic mark-up to help local citations.

    You will be redirected to registration page after payment is received.
    (Please feel free to ring 01608 663759 with any questions)

    Gold Listing – 75.00 per annum

    Custom Styling is included with Gold Listings
    Gold Listings allow you to display an image or logo with your listing
    Gold Listings are given more prominence over free and silver listings.
    No other adverts are displayed on Gold Listings
    Social Media details can be included on Gold Listings.
    Gold Listings include a link so people can visit your website.
    Gold Listings also include two extra link so people can visit the relevant sections of your website.
    Gold Listings include semantic mark-up to help local citations.

    You will be redirected to registration page after payment is received.
    (Please feel free to ring 01608 663759 with any questions)

    Free Listing – 00.00

    See example of Free listing – Free Listing

    Sorry, due to time constraints and directory running costs, free listings are now available by invite only and are only approved on a fortnightly basis.
    Do you really want to miss out for the sake of £30.00? – Compare the difference between free listings and upgraded listings – See Options

    Other adverts appear on the page we create for you.
    A link to your website is not included with your listing.
    A message about upgrades appears with your listing.
    May take 2 weeks before listings are approved
    Invite Only

    Are you a Local Tradesman?
    Take advantage of our brand new free advertising opportunity before all the top spots are gone – Show Us Your Van

    Please note:

    Prices are per annum not per month.
    We reserve the right not to approve listings.
    Displayed prices exclude VAT which is charged at 20%.

    Free Advertising & Cheap Advertising

    A range of free advertising options for small business.

    Cheap Business Advertising Tips

    Top 10 ways of obtaining cheap advertising or free advertising – in no particular order.

    1. Local Magazines
      We all get them, the free monthly pamphlets through the door from the local parish council, local publisher or local entrepeneur who tries to sell advertising space in their new local directory. Think about it though, how often do you use it if you want to find a local service? personally, it’s about the first place I look and more often than not the advertising rates are dirt cheap.
  • Stylish Business Cards
    I was once told the most expensive business card you can get is a free one! Why risk the chance of losing that big order because your business cards are poor quality and don’t reflect the service you provide?.
    Suppliers of Business Cards .
  • Branded Merchandise
    Everyone likes a freebie, you know your pens are going to go walkabout anyway, so why not get your name and logo on them so that at least you get a bit of benefit from the fact they are out there? The same goes for other nicnacks, make your client a coffee, leave him to his thoughts but have your USP on the mug he’s drinking from, you never know, it might just stick in his mind when he makes the decision you’re waiting for..
    Suppliers of Promotional Merchandise .
  • Local Noticeboards
    Have you seen your local noticeboard recently? chances are a lot of people have and for the sake of 4 drawing pins, sore thumbs for an hour, you can get your message to these people.
  • Leaflet Distribution
    On a par with local magazines except this time you have total control of the content. You also have the benefit of gaining a bit of fresh air, exercise and getting your face (and business) known in your locality. Go on, give it a go, get some nice flyers printed, get your tracksuit on and have a nice brisk walk around your local estate.
    Leaflet Distribution Companies – Leaflet Delivery Companies
  • Online Business Directories
    A lot of small business owners moan about online business directories taking up the top positions of the search engines. Rather than joining in with this moaning, the smart small business owner takes advantage of these directories to gain the positions they would have to pay a good optimiser to achieve for them.
    Register in UK Small Business Directory .
  • Sponsor Local Events
    Got a local team who needs assistance, a kiddies playground which needs a bit of new equipment, an annual event that needs a good raffle prize. Make yourself popular, feel good about yourself and gain a bit of cheap advertising all at the same time.
  • Article Writing
    You don’t have to be a great writer, you don’t need to spend a lot of time, you don’t even have to see it as work. The articles on this page are a perfect example, the kids have gone to bed, there’s nothing on the telly, don’t feel like the pub tonight so let’s just patter away on the keyboard as though your’e waffling to a mate. The more you write, the easier it becomes, and soon you have a page full of content. And as we all know, a website needs content.
  • Viral Marketing – Using News
    Listening to the radio the other day I heard someone talking about the fact they were going to buy their kids some hens for christmas, it was just the inspiration I needed to create my A Hen is for Christmas website. One week later it had received close to 3000 visitors.
  • Search Engine Optimisation
    Avoid the rogues and snake oil salesmen which have come out of the woodwork in recent years, get yourself a good local SEO enthusiast and work with him, as long as you have a good relationship, are fair and don’t treat him as an employee, you can get great benefits. There are loads of geeks and young kids out there who still see search engine optimisation as a game, let them play and build up your sites popularity at the same time.
    Search Engine Optimisation .

    Free Advertising – Free Business Advertising – Free Online Advertising – Free Tradesman Advertising – Free Local Advertising – Local Business Advertising

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