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North American Bancard – Tips for Giving the Best Business Gifts #business #card #dimensions


#business gifts

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Many business owners send greeting cards and corporate gifts to show gratitude to clients and business partners. These gifts are often useless and end up being thrown away or regifted. The purpose of the gift is to standout and remind the individual about you or your brand long after the holidays.

Here are eight tips, from Entrepreneur. to help you select a gift that will leave an impression:

1. Make it useful. Give people something they can use throughout the year. Desk calendars, pens, small flashlights and letter openers are great examples of items every business person could use.

2. Give your product. Skip the shopping and extra spending, and give your product as a gift. It allows you to show gratitude while promoting your business.

3. Make a donation. Create goodwill by making charitable donations in the names of your business partners. An added bonus is the tax writeoff.

4. Look for exchanges. Ask other businesses about exchanging products and services. This will reduce costs, result in better gifts and serve as a marketing tool. Some companies you may want to talk to include movie theaters, restaurants, coffee shops and entertainment venues.

5. Personalize it. Include your business name on the corporate gifts you give. There is nothing wrong with branding the items you give to your business partners.

6. Spread it around. Give a gift that employees can benefit from. They are often left out while the owners and managers get all the corporate gifts.

7. Keep it simple. While it can be tempting, it is best not to go overboard. Remember that gift giving is a marketing strategy and does not need to cost you a lot of money. Be sincere and tactful in your gift choices.

8. Keep it healthy. Everyone loves treats, but too many sweet snacks go around during the holidays. There is no need to add to the cookies and chocolates your business partners are already receiving. The fall from a sugar rush can negatively impact businesses. If you want to send something edible, make sure it’s healthy.

Gift giving during the holiday season is a great gesture for business partners. Be sure to be reasonable, choosing items that are useful, cost-effective and serve to market your business.


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Unsecured Business Loans for Collateral-Free Cash #business #health #insurance


#unsecured business loans

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Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Credit Cards

Banking

Investing

Mortgages

Loans

Insurance

Unsecured Business Loans for Collateral-Free Cash

You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .

An unsecured business loan has an attractive advantage over a secured loan: You don’t have to put up collateral, such as your home, your business equipment or inventory. So if your small business goes south and you can’t repay the loan, the lender cannot seize your personal or business assets.

Unsecured loans, however, will likely carry a higher APR than secured business loans, but they typically come with higher approval rates and faster funding. Although you don’t need collateral to qualify, you may still need strong business revenue, several years of operating history and fair or better personal credit — though this will depend on the individual lender’s requirements.

Here are five alternative lenders offering unsecured business loans or lines of credit of up to $100,000.

JUMP TO OUR RECOMMENDATIONS:

Lending Club: Lowest borrowing costs among online lenders for unsecured term loans and lines of credit.

OnDeck: Solid choice for an unsecured line of credit for working capital needs and handling unexpected expenses.

StreetShares: Good choice if you have strong credit and need working capital at a competitive APR.

Kabbage: Can be a smart option if you have bad credit and need working capital fast.

Fundbox: Sound choice if you have unpaid customer invoices and want to avoid a credit check.

Unsecured business loans: Summary of funding options.

If you want a term loan or line of credit with low rates: Lending Club

Lending Club’s APR ranges from 8% to 32%, making its loans and lines of credit slightly more expensive than SBA loans but the lowest among unsecured funding options online.

Lending Club also has less stringent requirements than banks, which typically require excellent personal credit and collateral to back loans. The lender requires a minimum 600 credit score, but collateral is only needed on loans and lines of greater than $100,000.

Before you apply for a Lending Club line of credit, find out whether you meet the minimum qualifications.

  • 600+ personal credit score.
  • 2+ years in business.
  • $75,000+ in annual revenue.
  • Own at least 20% of the business.
  • No recent bankruptcies or tax liens.
  • Provide collateral for loans and lines of credit of more than $100,000.

Lending Club is currently unavailable to borrowers in Iowa and Idaho.

If you need cash for working capital or unexpected expenses: OnDeck

OnDeck’s unsecured business line of credit is a good option for business owners who need working capital to manage cash flow or handle unexpected expenses. OnDeck’s APR is slightly higher than Lending Club’s borrowing costs, but requirements are less stringent. To qualify, you need at least a 600 personal credit score, nine months in business and $75,000 in annual revenue.
Each draw on the line of credit is repaid weekly over a period of six months, and borrowers can choose to repay sooner to save on interest with no prepayment penalties.

OnDeck’s line of credit doesn’t require a lien on your business’s assets, although you still have to sign a personal guarantee, which makes you personally liable for repaying the debt if your business fails to.

Before you apply for a OnDeck line of credit, find out whether you meet the lender s minimum qualifications.

  • 600+ personal credit score.
  • 9+ months in business.
  • $75,000+ in annual revenue.
  • No bankruptcies in the last two years.
  • Personal guarantee required.

If you need working capital and have good credit: StreetShares

When you have strong credit and need working capital at a competitive rate, StreetShares is a good option but the maximum loan or line of credit you can qualify for is 20% of your annual revenue. To qualify for StreetShares, you need a personal credit score of 600 or more, a year in business and $25,000 in revenue. The lender offers term loans and lines of credit of up to $100,000, with no collateral required. The possible drawback is the 20% cap: For example, if your business makes $300,000 per year, you can qualify for a loan of up to $60,000.

Before you apply for a StreetShares loan, find out whether you meet the lender s minimum qualifications.

  • 600+ personal credit score.
  • 1+ year in business.
  • $25,000+ in annual revenue.*
  • No bankruptcies in the past three years.
  • No current tax liens or collections (unless you have proper documentation).

You only need 6 months in business if you have $100,000+ in revenue.
StreetShares is currently unavailable to borrowers in North Dakota or South Dakota.

If you need working capital and have bad credit: Kabbage

Kabbage is a good option for borrowers with bad credit who need fast cash for short-term expenses; the company does not have a minimum credit score to qualify.

Funding is fast: Once approved, you can get access to funds immediately or, at most, within a few days. You’ll pay more for it, however, as Kabbage’s loan ranges from 32% to 108% APR. With a short repayment time frame and a higher APR, it’s likely not your best option for a large expense, such a new piece of expensive equipment for your company. Keep in mind that each new draw from the line starts its own six- or 12-month term with its own fee structure, so the cost of borrowing will increase.

Before you apply for a Kabbage loan, find out whether you meet the minimum qualifications.

  • No minimum personal credit score required.
  • 1+ year in business.
  • $50,000+ in annual revenue.
  • A business checking or online payment platform required.

If you have unpaid invoices and want to avoid a credit check: Fundbox

Fundbox is a good option if your business has unpaid customer invoices up to $100,000. The lender provides an unsecured cash advance (no collateral or personal guarantee required) for up to 100% of the value of your invoices, starting at $500. The company provides instant approval, with funding typically in one to three business days.

After receiving the cash advance, you’ll repay it in 12 equal weekly installments, plus a fee. If your customer ends up paying you before then, you can repay the advance in full to save on fees, with no penalties.

Before you apply for Fundbox’s invoice financing, find out whether you meet the lender s minimum qualifications.

  • No minimum personal credit score required.
  • No minimum annual revenue required.
  • Must use online accounting software that can link to Fundbox (such as Quickbooks, FreshBooks, Harvest).

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Free Websites for Small Businesses #business #ideas #for #kids


#free business website

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Free Websites for Small Businesses

If you’re a small business owner, it’s easier than you may have heard to establish a web presence.

Google will help you get your small business up online

After launching the Get Your Business Online program several years ago, Google has now rebranded the effort and is calling it Let’s Put Our Cities on the Map. By logging on and selecting your state, you can have access to the following:

  • Free, easy-to-build website
  • Free customized domain name
  • Free web hosting for one year
  • Free online tools and training
  • Learn how to put more information about your business into Google
  • Get your company verified for Google searches
  • Add information such as location, hours of operation
  • Add photos to enhance the listing
  • Get a diagnostic tool to see how you can improve yourlisting and visibility

After the first year, you’ll have to pay $16 annually for your domain name and $6 a month for hosting. Additional email support is available after 12 months for a fee.

So the easy part is getting your site up and running. The hard part is getting traffic to your site and updating your info online all the time. Google is hosting free seminars across the country to help you with that part.

For example, if you’re a restaurant owner, you might want to post your daily special each day. If you’re a retail storefront, you’d probably want to post at least a weekly special. A static website that doesn’t get updated won’t engage people. They’ll visit once or twice online and never come back again.

Other options to get your small business online

While I like the Google options, my new favorite choice for small business websites is a pay service called SquareSpace.com. My second favorite choice is SmallBusiness.Yahoo.com. Check them out!

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About the author: Clark Howard

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. View More Articles

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  • Global Business Coalition for Education #business #idea


    #global business

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    Global Business Coalition for Education

    Call to Action: Business Leads in Emergencies

    With the education of over 75 million youth disrupted by conflict and emergency last year, the economic growth critical to business operations in our globalized world is increasingly impacted. To address this crisis, the Education Cannot Wait Fund was created, which aims to provide 13.6 million children and youth living in emergencies and protracted crises with quality education over the course of the next five years. The Fund presents a critical opportunity for business to do their part and capitalize on the growing political will to take action. Through a coordinated and targeted approach, the Fund will help the private sector to engage, contribute, and prioritize investments, create shared value, and promote sustainable development and growth.


  • How Business Can Help Solve the Lake Chad Basin Crisis

    The violent insurgency of Boko Haram in northern Nigeria has led to the destruction of over 1,500 schools and left 600,000 children without access to education. Another 800,000 children are at risk of losing out on their education and chance to build a strong foundation for their future. Businesses and the private sector, however, can help to solve this crisis, as they have capacity beyond merely funding to engage in the provision of education in emergencies. GBC-Education is developing an Emergency Database through which companies can register the resources they would be able to deploy to support education in an emergency and where they would be able to deploy those resources.


  • SNAPSHOT REVEALS HUGE INEQUALITIES IN EARLY CHILDHOOD DEVELOPMENT IN EAST AND SOUTHERN AFRICA

    A new snapshot released by Theirworld reveals that millions of children in East and Southern Africa are missing out on vital components of healthy early childhood development (ECD), in particular access to adequate nutrition and quality early learning opportunities. Business can play an instrumental role in ensuring that children around the world have access not only to good nutrition, but also to comprehensive ECD programs. Business can leverage its core assets, services, voice, expertise, funds, leadership or innovative solutions to provide children with quality nutrition resources and ECD programs.


  • International Youth Day 2016: How Intel Continues to Empower Youth

    Today marks the 16th year of the UN’s International Youth Day, passed by the UN General Assembly in 1999 to emphasize young people’s views and initiatives from around the world. GBC-Education founding member Intel demonstrates how businesses are engaging with youth to ensure that they have the necessary platform to act, such as program encouraging girls to develop apps; tinkering labs for youth in India; and others.

    Latest News Activities

    Report Release: No Lost Generation — Holding on to the Promise of Education for All Syrian Refugees

    A report released August 3rd, commissioned by Theirworld and the Global Business Coalition for Education and written by Kevin Watkins, Executive Director of the Overseas Development Institute (ODI), highlights the current gap in funding that may leave hundreds of thousands of Syrian refugee children out of school when classes resume in 60 days.


  • How Business Can Change a Girl’s Trajectory

    Coalition member Standard Chartered is celebrating its 10-year anniversary of Goal, an initiative designed to equip girls with financial education and critical life skills for future success in their communities as leaders. Goal has reached 217,000 girls between the ages of 12-18, and aims to reach 600,000 girls through its comprehensive programming by 2018. Over the course of its program, Goal has expanded its operations to more than 25 countries, including Gambia, India, Pakistan, China, Nigeria, and Jordan. Standard Chartered’s work to empower girls illustrates the ways in which business can facilitate girls’ learning and growth into leaders.


  • Celebrating a year of impact, Educate Girls on track to deliver promising results in Rajasthan

    Results from the world’s first ever Development Impact Bond (DIB) for education in Rajasthan, India have been released. One year into the three year pilot, the results indicate that the bond is working. Educate Girls, an NGO and the service provider in this bond, has enrolled 44% of its total targeted out of school girls and has accelerated learning gains by 30%.


  • World Youth Skills Day 2016: Skills Development to Improve Youth Employment

    Established as a UN designated day in 2014, World Youth Skills Day recognizes and brings awareness of the importance of training, technical and vocational skills, and other formal and informal methods of education for youth that are relevant to local and global economies. Today, the UN held an event attended by world leaders to discuss how we can effectively provide skills development for the approximately 1.8 billion youth between the ages of 10-24 — the largest ever. Representatives from the private, public, and civil sector all shared the importance of skills development of youth and current efforts to support young people in the workforce.


  • 263 Million Children and Youth are Out of School: How Business Can Help

    UNESCO Institute for Statistics (UIS) has released figures indicating that the number of children and adolescents out of school is growing, now totaling 263 million primary, lower, and upper secondary age youth. Tremendous efforts are underway to address the issue, but without the private sector in the fight to provide every child with quality education, we will not achieve SDG4 of getting all children into school. Investing in education is not only smart for society, it benefits business, too. Investing in education leads to a skilled workforce, one that has critical 21st skills, is healthier, and promotes more stable, conflict-free communities; all of which helps to drive business growth and productivity.


  • Pearson Aligns Sustainability Plan with the SDGs

    GBC-Education founding member Pearson has released its 2015 Sustainability Report illustrating how it is addressing education inequality on a global scale, and aligning with the Sustainable Development Goals (SDGs). Pearson s report is reflective of a larger conversation on how the private sector can align their social responsibility practices and strategy with the SDGs, thereby supporting the UN’s work to end global poverty, combat inequality and injustice, protect human rights, and create a peaceful world.

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  • Best Checking Accounts for Small Businesses in 2016 #business #ethics


    #best bank for small business

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    Best Checking Accounts for Small Businesses in 2016


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    Line2 for Business: phone service with toll-free numbers, VOIP & PBX #grants #for #small

    #business phone service

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    Mobilize your phone system.

    If you are looking for a phone system that will allow you to have customer local business numbers and fully integrate with your mobile device, then look no further than Line2.”

    – Ben G. FreshySites

    As an executive recruiter, I’m on the phone 80% of the time and with Line2, I am able to manage all my contacts with my candidates may it be a call or a text. Nothing comes close.”

    – Thess C. Response Companies

    Upgrade your image.

    Give your business a dedicated number with service
    that scales with your team.

    Save money.
    Easy.

    Get a professional VoIP phone service up and running in seconds, with an affordable monthly package designed for your growing business.

    Call Screening

    Set up customized handling for different callers. Have VIPs forwarded directly to you while unknown callers are sent straight to voicemail.

    Customized Greetings

    Project the right image. Personalize greetings for different callers: Contacts, VIPs or Unknown. Record your own or opt for professional voice talent, for an additional fee.

    Easy Call Blocking

    Say goodbye for good. Add unwanted callers to your blocked list and never be hassled again.

    Enhanced Voicemail

    Easily access and manage your voicemail from your phone, tablet, and laptop. Also, have your voicemails forwarded to email.

    Customer Support

    Need help? We’re here when you need it, seven days a week.

    Call Forwarding

    Really need to ensure a call is answered? Set calls to forward to multiple numbers—they’ll all ring at once.

    Line2 is a cloud phone service that adds a second line to your mobile phones, tablets and computers with the simplicity of an app. For individuals, it’s an easy way to keep work calls and messages separate from personal ones. For small businesses, it’s a complete VoIP phone service that uses the mobile devices you and your team already have. For everyone, Line2 is easy to set up, manage and use, with affordable monthly plans that won’t hold you back. No contracts to sign. No hardware to buy. No set-up or cancellation fees.

    2016 Line2, Inc. All Rights Reserved. The Line2 and Toktumi name, associated trademarks and logos and Tilted Two Logo are trademarks of Line2, Inc.


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    Funding Options for Bad Credit Risks #simple #business #ideas


    #bad credit business loans

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    Funding Options for Bad Credit Risks

    For better or worse, your credit score has become your SAT score when it comes to financing. If you have a high score, you ll have a pretty easy time getting credit offers from a wide variety of funding sources. If your score is low or nonexistent, however, you won t.

    But a low score isn t something you can run away from, and even if you avoid it, it won t go away. The trick is to fund your business in ways that actually get your score back on track so when you re ready to move your business to the next stage, your score will start opening doors rather than getting them slammed in your face.

    Here are some ideas for entrepreneurs with low scores who are faced with funding challenges:

    1. Look beyond credit cards and bank loans for financing. Studies show that credit card and bank financing account for just 25 percent of the total funding needs of early-stage entrepreneurs. This statistic should provide you some comfort, because it implies that 75 percent of the money you need can come from other sources that rely less on your credit rating.

    While there are credit cards and lending programs designed for individuals with poor credit, these options will typically charge a higher interest rate to compensate for the credit risk posed by a sub-prime borrower. One bank option for those with poor credit scores is a home equity line of credit, though I d be wary of putting your home on the line to finance a risky early-stage venture.

    2. Seek loans from your relatives and friends. Everyone likes the idea of entrepreneurship, which may be why, at some point, more than 50 percent of all business owners get financing help from friends and relatives. Chances are, your relatives and friends want to see you succeed and may be able to help make your business dream a reality. They also may not dwell on your poor credit score because they trust you, or they believe your business concept to be sound. (Banks used to evaluate your character and business conditions the way family and friends still do, but credit scoring models have made lending decisions more automated, resulting in the critical power your credit score holds over you.)

    If you follow the advice I have shared in previous columns on identifying private lenders and understanding their risk profile. you should be able to get access to cheap, quick and patient business capital. Also, you can now use private loans from relatives, friends and business associates to rebuild your credit score if you use a loan management company to service the loan and report payments to credit bureaus.

    3. Investigate microlenders and web-based lenders. There are several nonbank lenders on the internet that now offer microloans to entrepreneurs. These loans are typically in the $5,000 to $25,000 range. Some of these sites are excellent sources of capital for those with poor credit and will also report your payments to credit bureaus which can help raise your credit score if you make timely payments. Be sure to shop around and compare rates since each site offers a twist on how they price loans and spread risk to their lenders/investors. These sites include:

    For borrowers who don t have strong credit scores, the interest rates on loans from these sources will tend to be high. For a comparison, the average rate on business loans from relatives and friends is currently at 7.6 percent, according to CircleLending s Business Private Loan Index, whereas the rate was more than 12 percent at Accion and more than 20 percent at Prosper for individuals with poor credit.

    If you re accustomed to credit-card-level interest rates, these rates may seem affordable, but remember this: You can make partial payments on credit card debt whereas installment loan agreements may restrict you from making partial payments.

    There may be subsidized microlenders in your state that offer more flexible terms; since they re small, they may not have a website or web-based loan application form, however, and may be hard to find. Check www.microenterpriseworks.org to search for nonprofit organizations in your community that have programs for business owners with poor credit. Most states now have at least one microlender. For some business owners, flexibility of repayment is more important than getting a slightly lower rate.

    4. Don t overlook gifts and grants. If you need to avoid making debt payments, focus on getting free money in the form of gifts and grants. Your search will be long and hard–despite what you read on the internet, there is no silver bullet here. Be wary of services that promise to locate government grant programs for you. You ll need to do your homework to locate programs that are available for your type of business. Health-care businesses, technology companies, and retail businesses in low-income areas tend to qualify for grant money. Other forms of free money include gifts from relatives, free office space from former employers, and free services from friends or business associates. If you re creative, you can reduce your startup costs by brainstorming a list of people who would be willing to provide you with gifts and subsidized loans.

    Copyright 2016 Entrepreneur Media, Inc. All rights reserved.


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    100 List of Best Small Business ideas for Beginners 2016 #business #jobs


    #small business ideas

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    Do you need ideas to start a profitable online business as an entrepreneur? If YES, here are top 100+ list of best small business ideas for beginners in 2016 with little or no money .

    Starting a business is one of the best decisions that you can take, but on the other hand, if you don’t start the right business for you, then you are likely going to get frustrated and lose your investment. So, it is very important to ensure that you are certain of the business you intend starting before committing your finance and time.

    Although it might be a bit difficult to know the right business to start especially when you are confronted with numerous business ideas and opportunities, but if you consider certain key factors before making your choice, then you would have succeeded in choosing the right business.

    It is important to state that the right business for Mr. A might not be the right business for Mr. B. The right business is dependent on loads of factors unique to the individual who wants to start a business.

    If you don’t want to make mistake when it comes to starting a business, then you need to carefully access the business opportunities around you and then match it with your skills or in some cases the finance available to you. One good thing about starting the right business is that you will struggle less to achieve results and meet your goals and targets.

    Best Small Business ideas in 2016 for:

    Career Related Business ideas for First Time Entrepreneurs

    Location Based Business ideas for Starters

    Seasonal Business ideas for Dummies

    List of Small Business ideas for Beginners in 2016

    Now let us quickly consider 7 surefire tips that will help you know the right business to start if you truly don’t want to make any mistake in investing your money in the wrong business;

    How to Know the Right Business to Start in 2016

    1. List the Business Opportunities around You

    One of the steps that you are expected to take if you want to know the right business to start is first to list all the business opportunities within your reach. Once you are able to list all the business opportunities around you, it will be easier for you to critically examine them one after the other and then prune it to a minimum number that will make it easier for you to make a choice.

    2. Do a Self Skill Audit

    Another means that will aid you to know the right business to start is to conduct a self skill audit. It is easier to start a business around your skill sets because people perform pretty great when they perform tasks that are in the area of their skill strength. A good skill audit will not only help you discover your skill set, but also help you rate your skills.

    3. Conduct Feasibility Studies

    Once you have been able to stream line the business opportunities or ideas within your disposal, the next step that you should take is to conduct feasibility studies to know what it truly takes to start the business. The truth is that, when you conduct feasibility studies you will be able to discover details about the business you intend starting. The information you will get from your feasibility studies will guide you in choosing the right business.

    4. Ask Loads of Questions

    Another method of knowing the right business to start is to ask loads of questions when you have the opportunities to ask. It is a popular saying that ‘a man who asks questions never misses his way’. As such, ensure that you ask entrepreneurs who are already in the line of the business t loads of questions about the business. You can as well ask people around to know the type of business that they will be willing to patronize.

    5. Enroll in an Entrepreneurial College

    If you are confused and you don’t know the right business to start, then it will pay you to enroll in any entrepreneurial college around you to learn the rudiments of starting and sustaining a business. There are several entrepreneurial schools that an entrepreneur can acquire the right skills to be able to start their own business. You can search online to locate the closest entrepreneurial college in your location.

    6. Understudy Someone Who is Running Same Business That You Intend Starting

    Before making your final decisions on the business to start, it is advisable to understudy someone who is already running the type of business that you intend starting. It will give you a clearer perspective on the business and also you will be able to know the financial commitment required in starting and running such business.

    7. Take a Personality Test

    Starting a business should not based on the viability of the business or the profits you stand to gain in the business, but to know if you are compatible with the business. For example, if you know that you are extremely quiet and you are a core phlegmatic, then starting a sales and marking business might not be the right business for you. It is important to take a personality test to discover your temperament before making your choice on the business to start. You can search online for free personality test or for paid personality test.

    People should not just start a business simply because it is trending and it is also profitable. Loads of people join the bandwagon when it comes to starting a business and they ended up regretting such moves because they ended up getting their fingers burnt.


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    10 Best Android Apps for Business #business #from #home #ideas


    #business apps

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    10 Best Android Apps for Business

    Let your Android smartphone help you by downloading the right apps. / Credit: Shutterstock

    You work hard running your small business, so let your Android smartphone or tablet help you by downloading the right apps. Desktop PC apps keep you on top of things at the office, but why stay chained to your desk when you have a powerful computer right in your pocket?

    Read on for 10 of the best Android apps to help you run a better small business.

    1. Microsoft Office for Tablets (Free)

    Android tablet owners don t have to waste their time with Microsoft s super-limited Office Mobile apps, which were the only option for mobile office users until recently. Now Microsoft has launched a full-featured version of Office for Android tablets. The Android apps, which include Word. PowerPoint and Excel. are a lot like the full desktop versions, right down to the iconic options ribbon at the top of the interface. And they re optimized for touch devices, with large, easy-to-tap buttons. Plus, they integrate with Microsoft s OneDrive cloud-storage platform, so your documents stay synced across all your devices. The Office for Android apps aren t available for Android smartphones just yet, however.

    2. Google Docs, Sheets and Slides(Free)

    The best productivity suite for Android smartphones is still Google s own collection. The apps include word processor Docs. spreadsheet editor Sheets. and presentation maker Slides. Google s apps have more features and a cleaner, more attractive interface than competing office apps on the platform. They also offer better tools to insert tables, images, charts and other complex elements into your documents, and they re compatible with Microsoft Office files, so you can seamlessly transition between your desktop computer and your mobile device. And since you can edit offline now, you never have to worry about losing service.

    There are quite a few solid cloud-storage options available for Android, but Google Drive is our top pick, because this service comes built right into the operating system. Like similar services Dropbox, Box and OneDrive, to name a few Google Drive lets you store files and documents online, so they re backed up and accessible from anywhere on any Android device with an Internet connection. As a bonus, Google Drive is integrated with QuickOffice; just sign in with your Google account credentials to get access to all documents stored in the cloud. Plus, every edit you make in QuickOffice is automatically backed up to Google Drive.

    4. Microsoft Remote Desktop (Free)

    For small business owners, Microsoft s Remote Desktop app is a reliable and secure way to connect remotely to your work PC from your Android phone or tablet. It s also a simple way to use your Windows applications on the go. For example, you can take advantage of the full desktop versions of Microsoft Word or Excel right from your smartphone or tablet to view and edit documents from anywhere.

    Microsoft s OneNote has a few advantages over competing note-taking apps. For starters, we prefer its easy-to-use interface; Evernote may have more in-depth features, but it s not as user-friendly as OneNote. Plus, OneNote automatically syncs all your notes to OneDrive, so they re backed up and accessible via the cloud. We like the OneNote integration because it works with your existing Microsoft account, so there s no need to create and maintain another account. OneNote works best with a stylus-equipped device, such as those in Samsung s Galaxy Note line, so you can draw diagrams and write notes by hand. The app can even transcribe handwritten notes so they re searchable later on.

    6. QuickBooks for Android (Free with a Quickbooks desktop subscription, starting at $12.95)

    QuickBooks offers solid accounting tools to help you track and manage your finances. The Android app isn t a fully-featured, mobile version of the QuickBooks desktop application; think of it as a mobile companion app with useful tools to help you track sales, send out invoices and review recent payments when you re away from the office. It requires a QuickBooks subscription, but a free 30-day trial is available.

    7. Square Register (Free)

    No small business is too small to accept credit cards, and you don t need a lot of special equipment to do it. Once you download the Square Register app, you can sign up to receive a credit card reader dongle free in the mail. Just plug the dongle into the headphone jack on your iPhone, and swipe a credit card to start processing payments on the go. The app also allows you to enter credit card information manually. Square takes a cut of every payment, but face it: If your business doesn t accept credit cards, you are losing out on business.

    8. Expense Manager (Free)

    Expense Manager is a personal finance app with tons of tools for entrepreneurs. The app lets you categorize, record and track your small business s expenses with an easy-to-use interface, then organizes them into visual graphs to show you where your money is going. In other words, Expense Manager will help you keep your bank account so you can stay focused on business operations.

    If you need a solid video conferencing app to meet remotely with employees or clients, it s hard to beat the service that s synonymous with video chat. The Skype app for Android lets you make video calls using the front-facing camera on your handset. The platform is flexible, so you can connect with users on nearly any device. And if you re away from the office, it can virtually drop you into a staff meeting.

    Our favorite overall calendar app for business users on the Android platform is the innocuously named aCalendar. Simply put, the app strikes the best balance between ease of use and powerful features. It hits all the basics, making it easy to toggle between day, week, month and year views. Plus, setting reminders for important engagements is a snap. On top of that, aCalendar has a bunch of business-specific features, like the option to schedule a meeting and invite attendees without leaving the app.

    You May Also like

    Google Nexus 5 with Android 4.4 KitKat: Better for Business?

  • Samsung Galaxy Note 3: Business Smartphone of the Year?

  • 8 Best Apps for Business Collaboration


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  • Dynamic Price App for Adobe Business Catalyst #funding #for #business


    #business catalyst

    #

    Dynamic Price app allows 3 simple features:

    Easy to install, zero coding skills are required!

    IMPORTANT: The app functionality is only compatible with Individual Product – Large layout.

    We are working on an issue with comments. Comments will be back soon.

    17 Aug 2015 – Version 1.0.2

    Required system update (public folder compatibility)

    20 Apr 2015 – Version 1.0.1

    Added price format support for different cultures

    09 Apr 2015 – Version 1.0.0
    31 Mar 2015 – Version 0.1

    BCAppStore ready version

    License (Admin App)
    By purchasing resource (“app,” “plugin,” “service,” “download,” “item,” or “file”) you are being granted a license to use these files for specific uses under certain conditions. Ownership remains with BC App Store (Solid Sky LLC) and the respective copyright holders, and you are required to abide by the following licensing terms.

    Rights
    You have rights for royalty free use of our resources for a single Business Catalyst website project. You may modify the resources according to your requirements and use them royalty free in a single personal or commercial Business Catalyst project. For example, you may include this resource in a website build for a client as long as you purchased and installed the app on that client’s Business Catalyst site. You are not required to attribute or link to BC App Store in this project.

    We reserve the rights to change prices and revise the resources usage policy at anytime.

    Prohibitions
    You do not have the rights to redistribute, resell, lease, sub-license or offer the resources to any third party. You also may not transfer the resources from one Business Catalyst site to another without obtaining a new and separate license for that site.

    UNDER NO CIRCUMSTANCES SHALL BC App Store (Solid Sky LLC) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE, OR THE INABILITY TO USE, THE MATERIALS ON THE SITE, EVEN IF BC App Store (Solid Sky LLC) Team OR AN AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF MATERIALS FROM THIS SITE RESULTS IN THE NEED FOR SERVICES, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ANY COSTS THEREOF.

    Privacy Policy
    BC App Store respects each individual’s right to personal privacy. We collect and use your personal information (name, e-mail) only to track sales, resource licenses, visits to our website, and to send periodic e-mails with important updates. We will absolutely not transfer users’ information to another company.


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