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Funding Options for Bad Credit Risks #catering #business

#bad credit business loans

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Funding Options for Bad Credit Risks

For better or worse, your credit score has become your SAT score when it comes to financing. If you have a high score, you ll have a pretty easy time getting credit offers from a wide variety of funding sources. If your score is low or nonexistent, however, you won t.

But a low score isn t something you can run away from, and even if you avoid it, it won t go away. The trick is to fund your business in ways that actually get your score back on track so when you re ready to move your business to the next stage, your score will start opening doors rather than getting them slammed in your face.

Here are some ideas for entrepreneurs with low scores who are faced with funding challenges:

1. Look beyond credit cards and bank loans for financing. Studies show that credit card and bank financing account for just 25 percent of the total funding needs of early-stage entrepreneurs. This statistic should provide you some comfort, because it implies that 75 percent of the money you need can come from other sources that rely less on your credit rating.

While there are credit cards and lending programs designed for individuals with poor credit, these options will typically charge a higher interest rate to compensate for the credit risk posed by a sub-prime borrower. One bank option for those with poor credit scores is a home equity line of credit, though I d be wary of putting your home on the line to finance a risky early-stage venture.

2. Seek loans from your relatives and friends. Everyone likes the idea of entrepreneurship, which may be why, at some point, more than 50 percent of all business owners get financing help from friends and relatives. Chances are, your relatives and friends want to see you succeed and may be able to help make your business dream a reality. They also may not dwell on your poor credit score because they trust you, or they believe your business concept to be sound. (Banks used to evaluate your character and business conditions the way family and friends still do, but credit scoring models have made lending decisions more automated, resulting in the critical power your credit score holds over you.)

If you follow the advice I have shared in previous columns on identifying private lenders and understanding their risk profile. you should be able to get access to cheap, quick and patient business capital. Also, you can now use private loans from relatives, friends and business associates to rebuild your credit score if you use a loan management company to service the loan and report payments to credit bureaus.

3. Investigate microlenders and web-based lenders. There are several nonbank lenders on the internet that now offer microloans to entrepreneurs. These loans are typically in the $5,000 to $25,000 range. Some of these sites are excellent sources of capital for those with poor credit and will also report your payments to credit bureaus which can help raise your credit score if you make timely payments. Be sure to shop around and compare rates since each site offers a twist on how they price loans and spread risk to their lenders/investors. These sites include:

For borrowers who don t have strong credit scores, the interest rates on loans from these sources will tend to be high. For a comparison, the average rate on business loans from relatives and friends is currently at 7.6 percent, according to CircleLending s Business Private Loan Index, whereas the rate was more than 12 percent at Accion and more than 20 percent at Prosper for individuals with poor credit.

If you re accustomed to credit-card-level interest rates, these rates may seem affordable, but remember this: You can make partial payments on credit card debt whereas installment loan agreements may restrict you from making partial payments.

There may be subsidized microlenders in your state that offer more flexible terms; since they re small, they may not have a website or web-based loan application form, however, and may be hard to find. Check www.microenterpriseworks.org to search for nonprofit organizations in your community that have programs for business owners with poor credit. Most states now have at least one microlender. For some business owners, flexibility of repayment is more important than getting a slightly lower rate.

4. Don t overlook gifts and grants. If you need to avoid making debt payments, focus on getting free money in the form of gifts and grants. Your search will be long and hard–despite what you read on the internet, there is no silver bullet here. Be wary of services that promise to locate government grant programs for you. You ll need to do your homework to locate programs that are available for your type of business. Health-care businesses, technology companies, and retail businesses in low-income areas tend to qualify for grant money. Other forms of free money include gifts from relatives, free office space from former employers, and free services from friends or business associates. If you re creative, you can reduce your startup costs by brainstorming a list of people who would be willing to provide you with gifts and subsidized loans.

Copyright 2016 Entrepreneur Media, Inc. All rights reserved.





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10 Google Tools for Promoting Your Small Business #business #to #business

#small business ideas

#

10 Google Tricks for Taking Your Local Business Digital

By Kim Zimmermann, BusinessNewsDaily Contributor February 29, 2012 07:21 pm EST

Google may be a global search giant, but there are lots of ways to leverage the power of search to promote your small business to local customers. If you haven t yet embraced digital marketing for your local business, Google is a good place to start.

Consumers increased reliance on social media and online research to make purchasing decisions is helping drive the value of using Google to promote small companies. Yet, many companies still don t even have a website. In fact, nearly two-thirds (63 percent) of businesses do not yet have a website, Frederick Vallaeys, Google s AdWords evangelist. told BusinessNewsDaily.

Google Places is a good place to plant your flag, he said. These are free directory pages for local businesses; there are 50 million Type in your business name in Google, he said. If a Google Places page exists, it will show up in the results.

When you re ready to invest in advertising, you can take advantage of Google s AdWords. This is self-service, keyword-based advertising that works on a cost-per-click basis. You only pay when someone clicks on your ad and comes to your site.

Learn with Google can help business owners get acquainted with Google s business side. Entrepreneurs can check out free video courses, read how-to guides and follow worksheets to promote their businesses online.

Here is a brief overview of Google tools that will help you get your business going in the digital direction.

Since many small-business owners don t have a lot of time or advertising agencies at the ready, this is a quick and simple solution. Business owners provide some basic information and Google creates their ad.

Google will also manage your ad, pushing it to the right people whether they re searching on laptops or mobile devices.

Google+ Your Business

Facebook has become an unstoppable marketing force for many businesses, and Google has its own version.

You can share links, photos and promotions with the right customers at the right times.

The posts can be public so people can find them using search, or you can use the Circles feature to tailor specific messages to specific followers. You can even initiate live video chats with potential customers who want to dig deeper.

You need to know that your marketing efforts are not being wasted, and Google Analytics can measure your success. You don t need an army of analysts or even an enterprise to use this enterprise-worthy tool.

The free system allows business owners to track sales and conversions and measure your site engagement goals against thresholds. Once you know who is coming to your site and what they re looking for, you can write more highly targeted ads and strengthen your marketing initiatives.

Customers are still driven by deals and Google Offers matches your business with relevant customers in your area looking for discounts.

Customers prepay for these targeted discounts and small-business owners are paid a few days after the offer runs.

While Google can drive customers to your business, it can also be a money maker.

Small-business owners can add custom search engines to their site and earn cash from ads on the search results pages.

With AdSense, entrepreneurs can also display ads that match their audience s interests on their website and earn from valid clicks or impressions.

Google Keyword Tool

It is all about the keyword, and it is important to select the right ones to attract the right customers to your business. This feature enables you to test-drive keyword ideas using any combination of keywords, a URL and categories.

Users can compare statistics for your keywords with one or more match types at the same time.

The mobile search component provides data by search volume and competition types.

Once you perfect your keywords, you want to know how much your campaign will cost.

Business owners will get a report on average estimated cost per click, total estimated clicks and total estimate costs for each keyword.

Word spreads on the Web like wildfire, and Google s +1 button makes it easier for customers to share their experiences about your business.

The +1 button that connects Google+ makes it easier for your customers to start conversation with their circles while also providing timely recommendations. In addition, +1 annotations on Google search help bring these recommendations to users who are searching for your products and services.

There are Google Search, Display and YouTube ads, but mobile is becoming a prime methods for targeting consumers at the point of decision.

It is also important that your website displays well on an array of mobile devices. Using howtogomo.com, business owners can see how their site looks on a mobile device and get customized recommendations for creating a mobile-friendly experience.

Google Apps for Business

Communicating with customers and potential customers is key to your business, but it is not always easy without tech support.

Google offers a suite of online tools that are ready for business, including email, a calendar and documents.

You May Also like

7 Things Your New Website Must Have

  • Yahoo Small Biz Exec on Going Digital

  • 7 Ways to Drive Local Traffic to Your Web Site





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  • Pure Storage Recognized as Top Workplace by San Francisco Business Times for Third Consecutive

    #sf business times

    #

    Pure Storage Recognized as Top Workplace by San Francisco Business Times for Third Consecutive Year

    All-Flash Enterprise Storage Company Ranks #2 Among Bay Area Companies with 101-500 Employees on Annual Best Places to Work List

    MOUNTAIN VIEW, CA – April 25, 2014 — Pure Storage, the all-flash enterprise storage company, today announced that it has been named to the San Francisco Business Times’ annual list of Best Places to Work in the Bay Area for a third consecutive year. The company ranked #2 in the medium-sized company category (101-500 employees), and received high marks for its meritocratic work environment, diverse and talented workforce, and thriving company culture.

    The 11th annual Best Places to Work in the Bay Area awards were presented by the San Francisco Business Times and Silicon Valley Business Journal at a ceremony on April 17, 2014. Each year, the publications compile the annual list based on employee surveys that measure worker satisfaction across several areas, including personal growth, workplace environment and managerial effectiveness.

    “Spontaneous fun” tops the list of employees’ favorite things about office life at Pure Storage. From impromptu Nerf Bazooka fights, to company-wide in-office bungee races, the “Puritans” enjoy a truly ‘work-hard, play-hard’ culture. The company’s smart, dedicated team and hands-on, “in the trenches” executive leadership were also highlighted by employees as being key to what makes working at Pure Storage special.

    “It is an honor to again be recognized as one of the Bay Area’s top workplaces by the SF Business Times, and we are immensely grateful to our employees for their enthusiasm and support,” said Scott Dietzen, CEO of Pure Storage. “Ultimately, it’s the people and culture at Pure Storage that make our company great. We’re proud to offer a work environment where trailblazers, innovators and disruptors thrive. We look forward to adding more exceptional people to our ranks in 2014—in the Bay Area, and beyond—as we continue to aggressively scale our operations around the globe.”

    Pure Storage was founded in 2009, with a vision to transform the enterprise storage industry. Since emerging from stealth in 2011, it has achieved unprecedented growth, expanding rapidly to meet global demand for its next generation, all-flash enterprise storage array. Even as it scales to support massive global growth, the company remains committed to preserving the culture, ethics and values it was founded on. To learn more about career opportunities at Pure Storage, visit: http://www.purestorage.com/company/jobs.html.

    To see a complete list of the San Francisco Business Times’ 2014 Best Places to Work in the Bay Area honorees, visit:http://www.bizjournals.com/sanfrancisco/feature/best-places-to-work-2014/ .

    About Pure Storage

    Pure Storage, the all-flash enterprise storage company, enables the broad deployment of flash in the data center. When compared to traditional disk-centric arrays, Pure Storage all-flash enterprise arrays are 10x faster and 10x more space and power efficient at a price point that is less than performance disk per gigabyte stored. The Pure Storage FlashArray is ideal for high performance workloads, including server virtualization, desktop virtualization (VDI), database (OLTP, real-time analytics) and cloud computing. For more information, visit www.purestorage.com .

    Connect with Pure Storage:

    The Pure Storage and P logo marks, Purity Operating Environment and RAID-3D are trademarks of Pure Storage, Inc. All other trademarks or names referenced in this document are the property of their respective owners.





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    11 Top Profitable Business Ideas for 2016 #business #phone #service

    #great business ideas

    #

    Most articles offering advice regarding profitable business ideas include lists of startup ideas like becoming a personal shopper, a consultant, a pet sitter, a virtual assistant, an interior designer.

    This is not that kind of article.

    Let’s go in a different direction. Here are my favorite ideas–ones you can still easily do this year, even though we’re well into 2016–that can save time, save money, and streamline your professional and personal life.

    The goal is to do less, so you can achieve more:

    1. Downsize your to-do list.

    A to-do list with 20 or 30 items is not just daunting–it’s depressing. Why start when there’s no way you can finish?

    Try this instead. First create a wish list: Use it to write down all the ideas, projects, tasks, etc. that occur to you. Make it your “would like to do” list.

    Then pick three or four items off that list that will make the most difference. Pick the easiest tasks to accomplish, or the ones with the biggest payoff, or the ones that will eliminate the most pain.

    Make that your to-do list. And then get it done.

    Then go back and pick three or four more.

    2. Get rid of one “permission.”

    You probably don’t think of it this way, but everything you do “trains” the people around you how to treat you. Let employees interrupt your meetings or phone calls because of “emergencies” and they’ll feel free to interrupt you any time. Drop what you’re doing every time someone calls and they’ll always expect immediate attention. Return emails immediately and people will always expect an immediate response.

    In short, your actions give other people permission to keep you from working the way you work best.

    A friend set up an “emergency” email account; he responds to those immediately. Otherwise, his employees know he only checks his “standard” email a couple times a day and they act accordingly.

    Figure out how you work best and “train” the people around you to let you be as productive as you possibly can be.

    3. Eliminate one report.

    You’re not reading most of them anyway. And neither are your employees.

    4. Eliminate one sign-off.

    I worked at a manufacturing plant where supervisors had to sign off on quality before a job could be run. Seemed strange to me–we trusted the operators to ensure jobs met standards throughout the run, so why couldn’t we trust them to know if a job met quality standards before they started running?

    You probably have at least one sign-off in place because, somewhere along the way, an employee made a major error, and you don’t want the same mistake to happen again. But in the process, you’ve reduced the amount of responsibility your employees feel for their own work, because you’ve inserted your authority into the process.

    Train, explain, trust–and remove yourself from processes where you don’t belong. (The same premise works at home, too.)

    5. Fire your worst customer (or worst employee ).

    You know the one: the high maintenance, low revenue, nonexistent-profits one.

    Start charging more, or providing less. If that’s not possible, fire that customer.

    6. Eliminate one expense.

    Right now, you’re spending money on something you don’t use, don’t need, or don’t want. But since you buy it. you feel you have to use it. I subscribed to a number of magazines (because subscribing is really cheap compared to buying at the newsstand).

    Great–but then the magazines show up. Then I have to read them. If I don’t, they sit around making me feel guilty.

    So I dropped three or four. I don’t miss them.

    Often the biggest savings in cutting an expense isn’t the actual cost; it’s the time involved in doing or maintaining or consuming whatever the expense represents.

    Pick one expense you can eliminate that will also free up time and effort. Your bottom line and your workday will thank you for it.

    7. Drop one personal commitment.

    We all do things simply because we feel we should. Maybe you volunteer because a friend asked you to, but you feel no real connection to the cause you support. Maybe you have a weekly lunch with some old friends but it feels more like a chore than a treat. Or maybe you keep trying to learn French just because once you started you didn’t want to feel like a quitter.

    Think about one thing you do out of habit, or because you think you’re supposed to, or simply because you don’t know how to get out of it–and then get out of it. The momentary pain–or, in some cases, confrontation–of stepping down, dropping out, or letting go will be replaced quickly by a huge sense relief.

    Then you can use that time to do something you feel has real meaning.

    Or just take a break.

    8. Optimize your lunch.

    You already make enough decisions. What to have for lunch shouldn’t be one of them.

    Pack tuna and a small salad. Pick something healthy, something simple, even something you can eat at your desk. Save the decision making for what’s really important.

    As a bonus, you’ll lose a little weight and feel a little better.

    9. Carve out consistent time to sit and think.

    Most small-business owners spend a lot more time reacting–to employee issues, customer requests, market conditions, etc.–than they do reflecting.

    Eliminate 20 or 30 minutes of reacting time by creating a little quiet time. Close your door and think. Better yet, go for a walk. Exercise does more to bolster thinking than thinking does; walking just 40 minutes three days a week builds new brain cells and improves memory functions.

    And don’t worry that something bad will happen while you’re gone–most of the time the issues you “avoid” will solve themselves.

    10. Remove one willpower drain.

    We all have a finite supply of willpower. Resisting temptation creates stress and eventually exhaustion.

    And then you give in.

    But if you don’t have to exercise willpower, you don’t drain your energy. Say you keep a bowl of candy for customers at the front desk. Every time you walk by you’re tempted to grab a piece, but you stand firm. Resisting tires you out, though, and in time you’ll be more susceptible to the candy’s charms.

    Get rid of the candy altogether. Then you don’t have to use any willpower at all. Pick something you have to resist–food, wasting time, Web browsing, checking social-media accounts–and eliminate the temptation.

    Discipline depletes. Discipline is exhausting. Stay fresh by removing the need for discipline altogether.

    11. Remove one category of decisions.

    Instead of making serial decisions, try making just one: Decide who will decide.

    Say you regularly need to decide whether to expedite shipping due to work-in-progress delays. Instead of being the go-to decision maker, pick someone in the organization who will make those decisions. Provide guidance, parameters, and advice, and turn that person loose. Then, check in periodically to see if they need more direction. That way, you get to spend time figuring out how to eliminate the delays instead of dealing with the repercussions.

    Almost every decision you currently make can be taken over by people you trust. How will you learn to trust them?

    Teach, train, guide, verify–and in time you will give your employees the authority and responsibility they not only earn, but deserve.

    The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.





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    Home Based Business for Sale NZ, Small work from home NZ Businesses for Sale

    #home business opportunities

    #

    Home Based Businesses for Sale

    Search over 3,000 Businesses for Sale New Zealand wide. or subscribe to our very latest NZ businesses for sale. Before you buy a business contact several sellers of the businesses for sale NZ that interest you, to learn what s on offer and become better informed.

    Looking for a Large or Small Home Based Business for Sale NZ or Home Based Business Opportunities NZ? Search through 72 Home Based Businesses for Sale on NZ Biz Buy Sell, and check out New Zealand’s leading Small Business for Sale NZ listings.

    Find a work from Home countryCode] opportunity or choose from over 2500 businesses for sale New Zealand wide. Looking to list your Home Based Business NZ for Sale? See how to sell a Home Business

    Save this search (“Home Based Businesses for Sale”) and email me the latest listings.

    Saved Searches

    Businesses for Sale

    Search Results

    • New business partner Require Business for Sale | New Zealand | $15,000

    HUGE ROI 250% within a year. Golden opportunity in NZ for one selcted business person. [more. ]

  • Training and Development Industry Business for Sale | NZ Anywhere

    Onine Home Based Business. Vritually Recession Proof! [more. ]

  • Coffee News Business for Sale | Palmerston North and Wanganui | $8,000

    Two areas, Palmerston North and Wanganui. Coffee News is the world’s most popular restaurant publication and has been operating in New Zealand since 2001. [more. ]

  • Advertising Service Business for Sale | Invercargill | $8,000

    Coffee News is the world’s most popular restaurant publication and has been operating in New Zealand since 2001. [more. ]

  • Advertising Service Business for Sale | Queenstown | $8,000

    Queenstown Coffee News. Become part of the world’s most popular restaurant publication and has been operating in New Zealand since 2001. [more. ]

    Mobile lunch bars capable of significant expansion and / or franchising [more. ]

  • Equipment sale, hire and servicing Business for Sale | Auckland | $680,000

    Home based, beauty industry equipment [more. ]

  • Boarding Cattery Business for Sale | 136a Osborne Rd, Hamilton

    Home and Business Tender Closes 2pm, 21st September 2016 Harcourts 143 Ohaupo Road, Hamilton [more. ]

  • Portable Online Self Employment Wellington Business for Sale | North Shore Wellington

    Portable Online Work From Home Global Business. Create Your First $100k Online. [more. ]

  • Advertising Service Business for Sale | Gisborne | $8,000

    Coffee News is the world’s most popular restaurant publication and has been operating in New Zealand since 2001. [more. ]





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  • Fun For Kids – What is the Stock Market? #financing #a #new #business

    #the stock market

    #

    What is the Stock Market?

    The stock market is an everyday term we use to talk about a place where stocks and bonds are traded meaning bought and sold. For many people, that is the first thing that comes to mind for investing. The goal is to buy the stock, hold it for a time, and then sell the stock for more than you paid for it.

    How long do you hang on to stock? Investors who hold stock for 15 years or more usually succeed in the market. Stocks are long-term investments. But there are no guarantees.

    What are stocks?

    Stocks are units of ownership in a company.

    Companies sell stock to get money to

    • Research better ways to make things
    • Create new products
    • Improve the products they have
    • Hire more employees
    • Enlarge or modernize their buildings

    So just as the federal government sells bonds to raise money, businesses raise money by selling stock.

    How it works

    When you buy stock, you become a shareholder. which means you now own a part of the company. If the company’s profits go up, you share in those profits. If the company’s profits fall, so does the price of your stock. If you sold your stock on a day when the price of that stock falls below the price you paid for it, you would lose money.

    Stock prices can rise and fall

    In the stock market, prices rise and fall every day. When you invest in the stock market, you are hoping that over the years, the stock will become much more valuable than the price you paid for it.

    Copyright 2016 Northwestern Mutual
    720 East Wisconsin Ave. Milwaukee, WI 53202 | Privacy Statement | Contact Us





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    Business Software for Service – Government Organizations #business #plan #samples

    #business software

    #

    ERP

    ERP with post-implementation agility

    Field Service – Finance – HR – Planning – Procurement – Projects – Reporting Analytics

    What we do: With Unit4 you can manage your entire services operation in a single, integrated, cloud ERP suite. Our solutions are designed around the people who use them, so they’re quick to roll out, a joy to work with, fast to deliver real benefits and easy to change.

    Why we’re different: Traditional ERP solutions are too hard to use and need recoding by specialists when changes are needed after implementation. Our ERP solutions are designed from the ground up to help users easily adapt the system themselves, to reflect ongoing business or operational changes. So you’ll always be agile.

  • Office of the CFO

    Office of the CFO

    People-centric solutions to empower the finance team

    Accounting – Auditing – Cash Management – Consolidation – Reporting Analytics

    What we do: Unit4 puts your finance team at the heart of the organization – in control, with full visibility. Our solutions enable you to streamline and automate finance processes, embed best-practice operation and improve business visibility, compliance and corporate governance for even the largest, most complex or fast-changing enterprises.

    Why we’re different: Traditional finance systems are difficult to set up, hard to use and require expert assistance whenever something in the organization changes. Our solutions are light, flexible and agile – easy to mold precisely to your organization and keep in step through ongoing change, to deliver the precise data and insights you need.

    Office of HR

    Agile solutions for total people management

    Absence Management – HR – Payroll – Resource Planning – Time Management – Travel Expenses

    What we do: Unit4’s suite of total people management solutions provide smart facilities for employees and end-to-end support for HR teams. They are designed to help you perform this essential function more efficiently and effectively, with unrivaled agility to handle fast-changing organizational demands, evolving corporate structures or new legislation.

    Why we’re different: Traditional, separate, insular HR systems often require expert assistance and duplicated manual work whenever something in the organization changes. Our integrated suite of solutions are easy to keep in step with your organization and employee updates are made in just one place. This frees up resources to help your team analyze, reflect and deliver ongoing change.

    About Unit4

    Unit4 is a leading provider of enterprise applications empowering people in service organizations. Unit4 delivers ERP, industry-focused and best-in-class applications. Thousands of organizations from sectors including professional services, education, public sector, non-profit, real estate, wholesale, and financial services benefit from Unit4 solutions. Unit4 is in business for people.

    Top Resources

    Compare Oracle, SAP, Microsoft and Unit4 to figure out which ERP architectures best handle business change.

    Discover what the financial Impact of managing business change in an old-style ERP system.

    Searching for the right ERP solution for your Service Organization? Download TEC s ERP for Services Buyer s Guide.





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  • Businesses For Sale Spain – Buy a business or Sell a business #weekend #business

    #business for sale

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    Businesses For Sale

    Selling a business? We can help you

    Flexible packages or a limited free trial available

    Featured businesses for sale

    Successful Arab Baths In Eighting Century BuildingMalaga Historic building in excellent condition, In the historic center of Malaga. Huge growth prospects Price: €1,500,000 Unique Opportunity Business In Palma De MallorcaMallorca Located in the historical old town. Fitted with high end fixtures and fittings. Established Price: Contact Seller Well Established Home Furnishings Fitted KitchensMallorca Well equipped workshop with high quality machines. Prime location on entrance to industrial estate Price: €125,000 Benavista Bowls Club (The Green Bar) In EsteponaMalaga First class Bowling Club bar with great all year round trade. Sunny outside terraces Price: €575,000 Successful Laundry Business In South West MallorcaMallorca Long established. Busy modern and well equipped laundry, located in a busy holiday resort Price: €250,000

    Mid Market businesses for sale

    Luxury Beach Front Hotel In Malaga For Sale Spain International Car Circuit Business In Alicante For Sale Spain Plot In Eixample Izquierdo For Sale Spain English School: Company And Building For Sale Spain Established Leisure Group Business In Marbella For Sale Spain 3 UE Registered Brands Stock Goodwill For Sale Spain See more Mid Market businesses

    About BusinessesForSale.com

    Born out of one man’s need to sell a business, BusinessesForSale.com started in the mid-1990s as an online bulletin board.

    Since those early days our passion for introducing people who want to buy a business to those who are selling a business has grown exponentially along with the site. BusinessesForSale.com has evolved into a truly global service that connects over a million business buyers and sellers each and every month.

    For 20 years we have been helping business brokers and private sellers market their listings. From cafes to construction businesses, some of our most exciting business opportunities have included the makers of Big Ben’s clock, a Chinese toll road, a crocodile farm in Thailand and even a tropical island!

    We have become the world’s largest marketplace advertising 69,082 businesses for sale in over 130 countries. The website is proudly run by our team of 32 based in London, Sydney, North Carolina and Mexico City.

    We’re always looking to improve the site and our service so if you have any feedback or you are looking to sell your business, we’d love to hear from you. Contact Us

    Other Great Stuff for Buying and Selling a Business

    Businesses For Sale also offers:

    Register as a Premium Buyer Contact new businesses for sale and let sellers know you are a serious buyer. Sell your Business We have millions of business buyers searching for businesses for sale every month. You could sell your business today! Business Wanted Reach thousands of sellers with a Business Wanted Ad. Email Alerts We’ll send you the perfect business opportunity the moment it appears on BusinessesForSale.com Find a business broker, accountant or advisor Directory of professionals dedicated to helping you buy the right business. Market Intelligence Centre Browse our survey responses and learn all you need to know about the state of the business transfer marketplace.

    Our latest advice features

    Top 10 escapist businesses Nicky Tatley lists her top 10 business for those looking to get away from it all The future of marketing your small business – our top 5 mobile apps BusinessesForSale.com reveals their favourite mobile marketing apps The Pork Crackling Company Started as a bet between co-workers the Snaffling Pig Co has now won investment via Dragons Den and co-founder Nick Coleman is as happy as a pig in mud. Due diligence when buying a business If you intend to purchase a business, conducting a due diligence process is critical to evaluate both risks and opportunities of the acquisition. See more articles





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    Business Loans: Get the Right Financing for Your Business #business #stationary

    #small business loans

    #

    Business Loans up to $300K
    at rates starting at 5.9% 1

    1 Factor rate is the financing cost divided by the loan amount – but that’s not how traditional interest rates work. For example, if you pay 30 cents for a one-year loan of one dollar, your factor rate is 30% but is equivalent to a 55% interest rate! Factor rates can make short-term loans appear less expensive than a traditional interest rate would.

    2 These loans require you to repay a fixed amount of interest, so paying off early won’t save you any money. In fact, it can increase your effective interest rate to 200% or more.

    3 Payments calculated based on range of interest rates and repayment terms offered, assuming a loan amount of $10,000.

    4 Total Annualized Rate shows all costs for one year in a single equivalent interest rate so that you can make apples-to-apples comparisons.

    Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.





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    Free Business Card Templates: Design Cards for Free #business #advertising

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    Search Over 1,000+ Free Business Card Templates

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    Create a Professional Look With a New Business Card

    If you’re looking to grow your company and personal brand, you need professional business cards. We have 1,000s of free business card templates ready for you to customize. Our professional designers create new, fully customizable business card templates every day. You can personalize your business card’s layout, fonts, images, text, and colors, easily with our free online tools.

    What Our Customers Say About Our Business Cards

    “I needed to get a logo and business cards, but I had a very small budget. I found Free Logo Service on the web. I built my new business card using their templates and library of logo icons in a matter of minutes.The quality is outstanding! When people ask me who did my cards, I have to smile before I tell them Freelogoservices.com.” – Robert Grossman

    Design a Logo for Your Business Card

    Customize a business card template with a logo, at no additional cost. Choose from 1,000s of professionally-designed logo templates in popular industries to complete your business card. Once you love your new business card, purchase the files to get unlimited access to print as many cards as you need. Choose a matte or glossy finish, premium or ultra-premium paper stock, and even add a custom design to the back of your cards.

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