Tag: Financial

The Financial Express – Business News, Industry, Personal Finance, Stock Market News #business #day

#stock market news today

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The Railways need to evaluate whether it should continue to have 125 hospitals, 600 polyclinics and 100 schools directly under its wing, he said.

Outgoing RBI Governor Raghuram Rajan today rejected the idea of the government taking a special dividend from the central bank for recapitalisation of public sector lenders, saying there is no free lunch .

India and Vietnam today called for a reform of the UN and an expansion of the Security Council in both the permanent and non-permanent categories of membership, with enhanced representation from developing countries.

Country s largest two-wheeler maker Hero MotoCorp plans to launch 15 new products in domestic as well as international markets this fiscal, a top company official said today.

Find the Jeep pricing absurd? Here s the reason and why it isn t necessarily bad

New Jaguar sets record as fastest selling car for Tata Jaguar Land Rover

Stable regulatory framework important for investment in auto sector

The system, which would utilise the same machine learning technology used in Microsoft s artificial intelligence (AI) assistant Cortana, is designed to have a long lifecycle.

Samsung announces swap for Galaxy Note 7 with Galaxy S7 variants

Xiaomi Mi Max: Phablet with long-lasting battery for heavy users

From UrbanClap to OTJ247, take to tech to slay the chores and really enjoy the festive season

Odisha Chief Minister Naveen Patnaik today launched the Biju Kanya Ratna Yojana (BKRY) and inaugurated 1,000 anganwadi buildings here as part of the celebration marking birth centenary of legendary Biju Patnaik.

The extraordinary life of Mother Teresa, who worked relentlessly for the upliftment of the destitute and who will be declared a saint by the Roman Catholic Church, must be brought alive on the silver screen, says India s acclaimed veteran filmmaker Shyam Benegal.





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The Financial Express – Business News, Industry, Personal Finance, Stock Market News #on #line #business

#stock market news today

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The Railways need to evaluate whether it should continue to have 125 hospitals, 600 polyclinics and 100 schools directly under its wing, he said.

Outgoing RBI Governor Raghuram Rajan today rejected the idea of the government taking a special dividend from the central bank for recapitalisation of public sector lenders, saying there is no free lunch .

India and Vietnam today called for a reform of the UN and an expansion of the Security Council in both the permanent and non-permanent categories of membership, with enhanced representation from developing countries.

Country s largest two-wheeler maker Hero MotoCorp plans to launch 15 new products in domestic as well as international markets this fiscal, a top company official said today.

Find the Jeep pricing absurd? Here s the reason and why it isn t necessarily bad

New Jaguar sets record as fastest selling car for Tata Jaguar Land Rover

Stable regulatory framework important for investment in auto sector

The system, which would utilise the same machine learning technology used in Microsoft s artificial intelligence (AI) assistant Cortana, is designed to have a long lifecycle.

Samsung announces swap for Galaxy Note 7 with Galaxy S7 variants

Xiaomi Mi Max: Phablet with long-lasting battery for heavy users

From UrbanClap to OTJ247, take to tech to slay the chores and really enjoy the festive season

Odisha Chief Minister Naveen Patnaik today launched the Biju Kanya Ratna Yojana (BKRY) and inaugurated 1,000 anganwadi buildings here as part of the celebration marking birth centenary of legendary Biju Patnaik.

The extraordinary life of Mother Teresa, who worked relentlessly for the upliftment of the destitute and who will be declared a saint by the Roman Catholic Church, must be brought alive on the silver screen, says India s acclaimed veteran filmmaker Shyam Benegal.





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Investment News for financial advisors in New Zealand #online #business #loans

#investment news

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Investment News

Auckland-based fund administrator, MMC, has notched up its second KiwiSaver registry client in the space of a month. MMC, which already provides fund accounting and unit pricing services to a range of KiwiSaver schemes, confirmed the rapidly-growing NZ-owned provider Generate as its second registry client last week. Earlier this month MMC revealed the start-up low-cost KiwiSaver provider, Simplicity, as the inaugural client for its newly-launched registry system. The addition of the $275 million Generate scheme represents “an enormous vote of confidence in MMC and our KiwiSaver registry offering”, according to MMC managing director, [Read More. ]

Recent New Zealand Investment News

After almost 35 years of intellectual input to New Zealand’s actuarial and investment consulting industry, Mark Weaver, has called it quits. Weaver, the last remaining founding partner still working in the triple-titled consulting firm Melville Jessup Weaver (MJW), will hand in his final regression analysis at the end next month before embarking [Read More. ]

It would be up to the police to decide whether KiwiSaver schemes, or other NZ investors, are breaking the law by investing in pooled global equity funds that have exposure to cluster munitions manufacturers, according to Commerce Minister Paul Goldsmith. As well as the Cluster Munitions Prohibition Act 2009, NZ investors could face similar [Read More. ]

The complete set of managed investment scheme (MIS) managers list should tally to about 70, according to the latest figures supplied by the regulator. A spokesperson for the Financial Markets Authority (FMA) told Investment News NZ that 42 managers have already been granted a MIS licence with a further 18 “in various stages of assessment”. The [Read More. ]

New Zealand Superannuation Fund has carved out NZ$600 million from its NZ$4.9 billion passive global equities mandate with Northern Trust Asset Management for two new factor-based mandates with the same manager. The NZ$30 billion fund, which is seen as a bellwether among super funds in the region because of its transparency and innovative [Read More. ]

Almost five months after incumbent, Anthony Quirk, announced his imminent resignation, Milford Asset Management has a new head. In a release last week, Milford confirmed Australian Troy Swann would take over Quirk’s role as at October 31 this year with operations chief, Bryce Marsden, continuing as interim chief executive. Quirk officially [Read More. ]

Macquarie Investment Management has been slapped with a A$400,000 fine after a New South Wales court ruled it had failed in its duties to monitor the now-defunct van Eyk Blueprint International Shares Fund (VBI). In a decision released last Wednesday, the NSW Supreme Court found Macquarie had breached its duties as a responsible entity (or RE – [Read More. ]

Here’s an irony. Link Group last month held a ‘virtual AGM’ for its NZ share registry client Xero. Just over 80 per cent of shareholders ‘attended’ online. But Link is not allowed to do the same for its Australian clients, nor itself. Xero, the successful cloud-based accounting systems firm from Wellington, NZ, provided a glimpse into the future [Read More. ]

Michael Thawley, Australia’s former and highly rated ambassador to the US, has re-joined the funds management industry – and his old firm – taking up the role as senior vice president for Capital Strategy Research at the big equities shop Capital Group. Thawley, who started in the job last week, is based in Los Angeles but will be heavily [Read More. ]

More Investment News





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San Francisco Business Times – Print Media – Financial District – San Francisco, CA #best #online #business

#sf business times

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San Francisco Business Times

What s really going on in the Bay Area? Most people look to SFGate.com or the Chronicle. In this day and age of instant information, most doubt how much information is available in a weekly local publication. Hands down, this newspaper has the pulse on the business environment of the Bay Area, with a heavy emphasis to San Francisco. Subscribing for over fifteen years, my workplace is a loyal customer to this great information source. Whether reading about what new businesses or projects are in the area to finding out what homes are selling for in the various Bay Area counties, SF Business Times keeps you on top of the area news.
Whether you are in marketing, real estate, finance, or just nosy about what s going on, there s always some information that makes you say, Gee, that s interesting!
Also, full props to their customer service staff in sending me missing issues (still not sure if it s my mailman or my coworkers) – likely suspects!). Unlike the other paper, I don t need to run to a newsstand and pay for another copy. Check this periodical out!

Was this review ?

Their customer service is deplorable. You cannot speak with a human being, basically ever. I called customer service one morning. No one answered after 9am. And no one ever called me back. Any time I have needed to talk to them it was because they screwed up one of our office s subscriptions. Wish they weren t the only game in town. Uggggh!

Was this review ?

As a big fan of information, Knowledge is Power, I was very impressed with the Read to Succeed Seminar I attended at this publication s office. I know the title smacks of a literacy program, but it was actually an informative meeting on how to read the weekly publication to expand on networking and marketing.

In these uncertain economic times, newspapers and jobs are falling by the wayside. Judd Walsh opened my eyes on ways to utilize many of the great sections to find sales leads, build market intelligence, and prospecting. He gave great tips and suggestions.

Some of the most valuable info in the SFBT is in the form of The Lists published weekly and then at the end of the year in a large compendium. These Listings cover topics such as Best Places to Work in the Bay Area to The Top Wineries. Event announcements and articles on the different industries are excellent resources.

I am now going to subscribe to the newspaper. Thanks to Veronica and also the gentleman that gave me a copy of 2009 Zagat Guide.





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Financial Advisor – Career Rankings, Salary, Reviews and Advice #best #business #loans

#business careers

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Financial Advisor Overview

Overview

It’s an exciting time to be a financial advisor, since several decades ago, the position didn’t really exist. You were either a stockbroker or a community banker or even in insurance sales, according to James Kinney, a certified financial planner and founder of the New Jersey-based Financial Pathways. Now, however, financial advisors perform all these roles, from small independent practices to big investment firms.

“As a larger portion of the industry shifts away from the banks, brokers and insurance companies, additional opportunities have opened,” writes Eric Schaefer of the Virginia-based wealth management, investment and financial planning firm Savant Capitalin an email. “As this transition takes place, many advisors have gone independent or created ensemble relationships in new businesses. These new businesses need young, energetic and driven professionals to leverage the time of senior advisors and provide for the future continuity of the business.”

Put simply, financial advisors meet with clients and counsel them on their finances. This could mean sitting down and creating budgets to firming up retirement plans to giving advice about investing. Financial advisors can also invest a client’s funds and meet with him or her regularly to discuss their investments. Some are also licensed to sell insurance. Many times, financial advisors help plan a safe, comfortable future for their clients, but they’re also called upon when the unexpected occurs –perhaps an aging parent suddenly requires a live-in nurse, a couple plans on divorcing or a child needs to transfer to an expensive private school. Financial advisors may step in and make sense of these fiscal troubles and create a plan for moving forward. For that reason, Schaefer explains, “Good financial advisors and good teachers tend to have a lot of traits in common.” He points out that advisors must be able to listen to their clients; explain complex ideas in easy-to-understand ways; and be able to sympathize with their clients.

This is expected to be one of the faster-growing occupations over the next decade, with a projected growth rate of 30 percent through 2024, according to the Labor Department. That’s an additional 73,900 new positions on top of the 249,400 jobs financial advisors held in 2014. The retirement of baby boomers in need of financial planning advice is one driver of the expected growth. Still, employment may be tempered by the increasing number of online advisory tools, which may divert clients from seeking financial advice in person.

Quick Stats

$81,060 Median Salary

3.3% Unemployment Rate

73,900 Number of Jobs

Salary

The median annual salary for financial advisors was $81,060 in 2014, with the lowest-paid earning less than $35,500 and the highest-paid earning more than $187,199. On top of their salaries, many advisors also earn substantial bonuses. The best-paid financial advisors live in the metropolitan areas of Danbury, Connecticut; Panama City, Florida; and Great Falls, Montana.

75th Percentile. $139,350

25th Percentile. $52,590

How much do Financial Advisors make in your city?

See current salary offers for jobs in this field

Training

To be a financial advisor, you need financial expertise and a desire to help people. A bachelor’s degree is typically a good starting place, but you can choose a broad range of degrees – from finance to business to something entirely different. Increasingly, universities have begun offering financial planning degrees, too.

However, Schaefer says, “My colleagues and I agree that 80 percent of our job is psychology, and only 20 percent is financial. I know successful owners of financial advisory firms that specifically recruit psychology majors for this reason. Though a business or economics degree will better prepare a professional to take industry exams or explain financial products, the ability to understand the core concerns and goals of a client or prospective client is much more valuable.”

The Certified Financial Planner exam is required to become a CFP –a distinction that looks good to employers. You can also acquire other designations if you want to specialize in a certain area of financial planning. For instance, you can complete the necessary coursework and exam to acquire the Chartered Retirement Plans Specialist, or CRPS, designation. And if you plan on buying or selling stocks or selling insurance, you’ll need to procure state-specific licenses.

Job Satisfaction

Average Americans work well into their 60s, so workers might as well have a job that’s enjoyable and a career that’s fulfilling. A job with a low stress level, good work-life balance and solid prospects to improve, get promoted and earn a higher salary would make many employees happy. Here’s how this job’s satisfaction is rated in terms of upward mobility, stress level and flexibility.

Upward Mobility. Above Average
Opportunities for advancements and salary

Stress Level. Above Average
Work environment and complexities of the job s responsibilities

Flexibility. Average
Alternative working schedule and work life balance

Similar Jobs





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Small Business Financial Tools: Free Startup Budget Template and Guide #business #to #business

#small business startup

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Essential Small Business Financial Tools: Free Startup Budget Template and Guide

Creating a startup budget is one of the most important tasks a new business owner will undertake. A startup budget serves as a roadmap for the business. It can help you understand where the business is going and whether you’re on the right path. The cost of starting a company varies widely, so it is critical to create an accurate and realistic startup budget specifically tailored to your business.

There are many reasons to create a startup budget. The main reasons are to figure out how much money you have, how much you will spend, and how much revenue you will need to meet your business goals. A startup budget is usually a key component of your business plan and is useful when applying for a loan or pitching to investors. It explains how your business will spend its resources to reach its goals.

Business owners should always refer to their budget before making important business expenditures. This helps to make sure they can afford to spend the money. Decisions such as purchasing new machinery or whether to expand operations should only be made after checking to make sure it fits into your budget. You can adjust your budget as needed over time, but make sure to stick to those changes.

Determining a business startup costs is critical to ensure enough cash is available to begin business operations on time and within the allotted budget. A startup budget usually covers the period leading up to the commencement of operations. It should only include costs that are necessary to start the business. Use this budget to be on the lookout for areas where you can save money .

Startup costs typically fall within two categories: monthly costs and one-time costs.

Monthly costs cover expenses that are incurred each month on a recurring basis. such as employee salaries, lease payments and utilities. One-time costs are expenses that are incurred only once during the startup period. Examples of one-time costs include the purchase of a building, computer equipment and consultant fees.

This startup budget template can be downloaded and used for any type of business. It should be customized to include the specific cost items that apply to the company.

To fill out this spreadsheet, determine the number of months the startup period will cover. Next, enter the applicable costs into their respective cells. The total amounts will automatically populate based on the embedded formulas. Once completed, you will be able to view an itemized list of your business’ startup costs. An example startup budget is also included to help guide you through the process.

Starting a business can be difficult and overwhelming. By taking the time to create an accurate startup budget now, you can give your business the best chance of succeeding in the future.





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The Financial Express – Business News, Industry, Personal Finance, Stock Market News #small #business #grant

#stock market news today

#

The Railways need to evaluate whether it should continue to have 125 hospitals, 600 polyclinics and 100 schools directly under its wing, he said.

Outgoing RBI Governor Raghuram Rajan today rejected the idea of the government taking a special dividend from the central bank for recapitalisation of public sector lenders, saying there is no free lunch .

India and Vietnam today called for a reform of the UN and an expansion of the Security Council in both the permanent and non-permanent categories of membership, with enhanced representation from developing countries.

Country s largest two-wheeler maker Hero MotoCorp plans to launch 15 new products in domestic as well as international markets this fiscal, a top company official said today.

Find the Jeep pricing absurd? Here s the reason and why it isn t necessarily bad

New Jaguar sets record as fastest selling car for Tata Jaguar Land Rover

Stable regulatory framework important for investment in auto sector

The system, which would utilise the same machine learning technology used in Microsoft s artificial intelligence (AI) assistant Cortana, is designed to have a long lifecycle.

Samsung announces swap for Galaxy Note 7 with Galaxy S7 variants

Xiaomi Mi Max: Phablet with long-lasting battery for heavy users

From UrbanClap to OTJ247, take to tech to slay the chores and really enjoy the festive season

Odisha Chief Minister Naveen Patnaik today launched the Biju Kanya Ratna Yojana (BKRY) and inaugurated 1,000 anganwadi buildings here as part of the celebration marking birth centenary of legendary Biju Patnaik.

The extraordinary life of Mother Teresa, who worked relentlessly for the upliftment of the destitute and who will be declared a saint by the Roman Catholic Church, must be brought alive on the silver screen, says India s acclaimed veteran filmmaker Shyam Benegal.





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Financial Management Software – Advanced Business Manager #business #valuation #calculator

#business manager

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Comprehensive Accounting and Business Management Software

Does your business operate the same as everyone else? We didn’t think so…

There’s nothing more frustrating than trying to use business software that can’t handle the requirements of your business. You have unique needs, processes and operations so it makes sense that your business and financial management system should be completely malleable around your requirements.

No matter if you’re big or small, complex or simple. The solution should fit around you, not the other way around.

At it’s core, ABM is logical and easy to use

No matter how sophisticated a system might eventually become, the basic building blocks are the first step to a streamlined and efficient system.

The ABM Core Accounting System is a robust accounting software solution, designed to fufill the needs of modern businesses. It acts as the foundation for a streamlined business management system that’s right for you.

How do you create the perfect system for your business? – ABM Optional Modules

Don’t create headaches trying to adapt to the wrong system, use a system that adapts to you. While the ABM Core Accounting System has your accounting headaches covered – what about all the other aspects of your business?

ABM provides a wide range of optional modules that can be added to the Core Accounting System – creating the perfect setup for your business. If every aspect of your business is run the way you want it to (and it should be!) then you need an accounting and business management system with the flexibility to adapt to your requirements.

Need an easier way to manage your customers and grow your sales? Our Customer Relationship Manager (CRM) module can help.

Want an online store? With our E-Commerce module you can effortlessly set-up an online shop with full accounting system integration.

We also provide solutions for:

Click here to see how our Optional Modules can benefit your business.

Even better, finding the right solution for you is easy with ABM Industry Solutions

In addition to the optional modules, we offer industry specific solutions. These are packages combining the Core Accounting System and a selection of Optional Modules – chosen to fit the needs of specific industries.

We designed these packages based on the unique and individual needs of a range of industries, so you can be sure you’re getting everything you need in one package.

WHOLESALE DISTRIBUTION

The essential tools for wholesale and distribution firms to comprehensively manage their business

ONLINE RETAIL MANAGEMENT

ABM retail management package allows your businesses to run competitively

MANUFACTURING MANAGEMENT SYSTEM

ABM provides a comprehensive management solution for all aspects of your manufacturing business.

CONSTRUCTION

ABM provides the tools your construction business requires to perform efficiently and run smoothly.

WAREHOUSING

Run your warehouse efficiently with a tailor made package for Warehousing businesses.

Importers

Comprehensive import costing module makes sure your importing business has accurate landed costs.

PROJECT ENGINEERS

ABM tools for businesses involved in Engineering Projects to perform efficiently and run competitively.

ON-SITE SERVICE PROVIDERS

Manage all aspects of your service business from contact to delivery with ABM’s Service package.

OFFICE ACCOUNTING

ABM provides the tools for standard office based business to perform smoothly and efficiently.

SURVEYORS PLANNERS

Ensure time spent on projects is recorded accurately and managed efficiently.

CONSULTING ENGINEERS

When time needs to be recorded accurately promptly look no further for your Consulting Engineering

ARCHITECTS

Efficiently manage and record time for projects with a comprehensive package for Architecture businesses.

Learn more about our Industry Solutions:

Small business? Large enterprise? We’ve got you covered.

This flexibility also means that no matter what your size, budget or required features are, ABM can suit your needs.

Need something simple at a lower price point?

Need all the bells and whistles?

ABM comes in Enterprise and Small Business editions with pricing and payment plans to match.

Localized support gives you personalized service

Doesn’t adopting a new accounting system take a bunch of time?

We wouldn’t expect you to set this up all by yourself, so we work with local channel partners across the globe to ensure that the support you get is personalised and efficient.

But don’t just take our word for it.

A business decision like the adoption of a new accounting system should be calculated. The man hours saved and the increase in productivity due to reduced frustration should far outweigh the cost. Here’s a few examples of people who done just that:

Spencer Holmes Ltd

When upgrading our accounting software we looked at a variety of packages. ABM offered significant advantages to our practice. We agreed to work with developers to create a time cost module more suited to the needs of professionals who record time and disbursement costs at job level. We were looking for a spreadsheet style application which was easy to use, simple to maintain and allowed each staff member to enter their own timesheets daily. The application comes with a Job Management Viewer, which allows us to review the time charges, disbursement costs, accounts payable and acounts receivable etc. We are very pleased with the result that has been achieved.

Stainless Design Ltd

When choosing a manufacturing system, we needed full integration with our accounting system (Advanced Business Manager) and our Bill of Materials to be easily customised to speed our service delivery for our customers. The ABM Manufacturing System was the logical choice for offering us a flexible solution to address these issues. Not only has it significantly simplified our production process, but its ability to quickly forecast materials has given us a real competitive advantage in our industry.

If you’d like to know exactly how we can customise to suit your needs, click the button below to receive our buyers guide.





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Small Business Financial Tools: Free Startup Budget Template and Guide #business #names #available

#small business startup

#

Essential Small Business Financial Tools: Free Startup Budget Template and Guide

Creating a startup budget is one of the most important tasks a new business owner will undertake. A startup budget serves as a roadmap for the business. It can help you understand where the business is going and whether you’re on the right path. The cost of starting a company varies widely, so it is critical to create an accurate and realistic startup budget specifically tailored to your business.

There are many reasons to create a startup budget. The main reasons are to figure out how much money you have, how much you will spend, and how much revenue you will need to meet your business goals. A startup budget is usually a key component of your business plan and is useful when applying for a loan or pitching to investors. It explains how your business will spend its resources to reach its goals.

Business owners should always refer to their budget before making important business expenditures. This helps to make sure they can afford to spend the money. Decisions such as purchasing new machinery or whether to expand operations should only be made after checking to make sure it fits into your budget. You can adjust your budget as needed over time, but make sure to stick to those changes.

Determining a business startup costs is critical to ensure enough cash is available to begin business operations on time and within the allotted budget. A startup budget usually covers the period leading up to the commencement of operations. It should only include costs that are necessary to start the business. Use this budget to be on the lookout for areas where you can save money .

Startup costs typically fall within two categories: monthly costs and one-time costs.

Monthly costs cover expenses that are incurred each month on a recurring basis. such as employee salaries, lease payments and utilities. One-time costs are expenses that are incurred only once during the startup period. Examples of one-time costs include the purchase of a building, computer equipment and consultant fees.

This startup budget template can be downloaded and used for any type of business. It should be customized to include the specific cost items that apply to the company.

To fill out this spreadsheet, determine the number of months the startup period will cover. Next, enter the applicable costs into their respective cells. The total amounts will automatically populate based on the embedded formulas. Once completed, you will be able to view an itemized list of your business’ startup costs. An example startup budget is also included to help guide you through the process.

Starting a business can be difficult and overwhelming. By taking the time to create an accurate startup budget now, you can give your business the best chance of succeeding in the future.





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Tax, Payroll, Financial Services #stock #market #update

#small business services

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“SBS was there from the start. I immediately turned the financial part of my business over to their staff and concentrated on growing my business.”

Danica Winters, The Plum Inc.

  • “Cash flow is tight in a project based business. The SBS staff know how to project, prioritize and implement excellent cash-flow management.”

    Quinn Hudson, The Hudson Group Inc.

  • “The Small Business Services’ professional team has been an integral part of my company’s success over the past 15 years.”

    Harry Page, Heat Transfer Components Inc.

    Small Business Services in Atlanta, GA

    Professional business advice can make all the difference. Founded in 1990 in Atlanta, GA, Small Business Services (SBS) has emerged as a reputable and creative advisory firm, providing guidance and financial services to the owner-managed, closely held business, and to individuals who can benefit from strategic planning and goal-setting. Our business services include financial planning. consulting. tax preparation. quickbooks training. payroll. bookkeeping. accounting. and small business management solutions. Whether experiencing new challenges or starting new, SBS can serve your company with hands-on involvement.

    We work with small businesses across many industries such as Non-Profit, Real Estate, Design Creative, Retail Restaurants, and Sales Service.





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