Tag: Fees:
Onsite Training and Instructor-Led Virtual Classroom Fees #business #hosting
#business training
#
Pricing
Our prices can vary depending on the complexity of a project or the time required to prepare and deliver your particular program.
For basic onsite training courses and instructor-led virtual sessions, you can quickly determine the price of a course by looking at our pricing chart on the next page.
As calculated for onsite training, we determine executive coaching fees based on the length and format of the engagement. Pricing for live and virtual coaching is listed under “Executive Coaching Fees.”
We price keynotes and meeting facilitation by the event, and consulting projects on a case-by-case basis.
Pricing Schedule Notes
- Prices quoted are for training and coaching programs in the continental United States.
- For Alaska, Hawaii, Puerto Rico, and Canada, the cost is the daily rate plus $750. For all other international locations, please contact us.
- All prices are quoted in United States dollars.
- If you are a government agency, please contact us about our GSA schedule.
- From time to time, our fees include the facilitator’s travel. Please contact us about your location. Where travel is not included, please plan on a travel allowance of approximately $500.
ONSITE TRAINING AND INSTRUCTOR-LED VIRTUAL TRAINING
Number of Participants
FOR MORE THAN 36 PARTICIPANTS, PLEASE CALL US.
** Most presentation skills and writing programs are limited to 24 or fewer students per session.
SIX-MONTH, LEADERSHIP-DEVELOPMENT PROGRAM
Lessons in Leadership is our signature leadership development program.
This premium offering is a six-session seminar priced at $3,800 per participant and includes all training material, books, and assessments.
To purchase this program, you must have a group of between 15 and 20.
ONLINE COURSES
For learners seeking a self-paced solution, we offer several training programs online. They range in price from $50 to $250. To determine the cost of a particular course, please refer to the course’s page on our website.
EXECUTIVE COACHING FEES
We conduct our coaching programs either virtually or in a combined format of in-person and virtual meetings. Pricing depends on the format you choose and the length of the program.
Three-Month Virtual Coaching: $2,800
Three-Month In-Person/Virtual Coaching: $4,500
Six-Month Virtual Coaching: $3,800
Six-Month In-Person/Virtual Coaching: $5,500
Twelve-Month Virtual Coaching: $5,800
Twelve-Month In-Person/Virtual Coaching: $7,500
KEYNOTE SPEAKING
If you are looking for a keynote speaker for your next event, we can pair you with someone who will engage, entertain, and educate your group. Keynote presentations range from 45 minutes to an hour. We provide keynote speakers at a rate of $7,500 per event.
FACILITATION
Executive retreats, strategic-planning meetings, and gatherings to address workplace change often require a skilled facilitator to craft a framework and guide discussions. We provide this service at a rate of $5,000 per day.
CONSULTING
Sometimes clients have needs not addressed by training, coaching, or facilitation. For those clients, we offer a broad range of consulting services. Fees for consulting depend entirely on the complexity of the project and are handled on a case-by-case basis.
SKILLS SUSTAINABILITY SUBSCRIPTIONS
Our 52 Pickups series is a weekly subscription service. At a cost of $52 per annual subscription, subscribers receive an article, podcast, and tip related to a focus topic once a week.
FREQUENTLY ASKED QUESTIONS
General Questions About Onsite Training
1.I found a course I like, but I only have one person I need to train. Do you offer public
We are not a public seminar company with a side business focused on onsite training. Rather, onsite training is the core of our business. We do not offer public programs.
Our half-day programs run three hours (e.g. 9 am – 12 pm) and our full-day courses seven (e.g. 9 am – 4 pm). We will work with your scheduling requirements to determine the exact timing for your program.
3.What is the maximum number of participants I can put in each class?
Over the years, we have learned what size group works best for each of the courses we offer. If you have a large group, please call us so we can learn more about your needs. On a case-by-case basis, we will work with groups larger than those for which we have listed prices.
4.I want to train one group in the morning and another in the afternoon on the same
topic. Do Ipay for two half-day sessions?
No. We charge you the full-day rate for the total number of people in attendance.
5.What do you provide, and what are our responsibilities?
Depending on the program, we will either ship training manuals or a short PDF for you to duplicate for your group. To run interactive sessions, we prefer seating configurations that allow for team problem solving. We also ask that you provide us with flipchart paper, easels, and markers. Your facilitator will work with you to confirm the specifics for your session.
We are happy to recommend a resource if asked, but we never sell products during classroom time.
7.May I speak with the facilitator before the session?
A big part of this business is fit. We strongly encourage you to speak with your facilitator before your session.
1.I’ve reviewed your outlines, and I want certain elements from a few of them. Can you
create something for me?
Usually. Your facilitator will work with you to determine your course agenda.
2.I want something you don’t offer. Can you create a program for me?
Please contact us about custom course crafting.
1.Where do you get your training materials?
Although we design the bulk of our courses from scratch, from time to time, we will use external resources to supplement our offerings.
2.I am a consultant, and I would like to purchase your materials to use with my own
programs. Do you sell your content?
We do not sell our content to other training providers.
3.Do you offer a train-the-trainer model to corporate clients?
On a case-by-case basis, we offer a train-the-trainer model. For example, a hospital wants to improve its customer service and hires us to develop a solution. As part of that process, we deliver the initial sessions and then turn the delivery over to the organization’s internal trainers.
1.How long are your virtual training sessions?
Virtual session segments are between 90 minutes and two hours. Whereas most programs are single-segment offerings, a few of our programs are multi-segment courses.
2.What are the technology requirements?
Each participant needs a computer with a high-speed internet connection and speakers. Ideally, those computers will also have a microphone and webcam.
3.I do not have a group. May I join a private webinar session?
Because of client confidentiality, we do not allow individuals to join private sessions.
We believe our fees are fair and reasonable. We do not offer one-time discounts or put our services on sale. For less expensive options, consider our online training or virtual-classroom option.
2.Another company offered to do the same kind of work for half of what you charge.
We can’t comment on why others charge less or charge more, but we can tell you our facilitators are highly experienced and command fees beyond those paid to beginners.
3.Do you offer a discount if we purchase several courses from you?
Yes. If you schedule and pay for multiple courses in advance, we offer a 5% discount.
4.We are a federal or state government organization. Do you have a GSA schedule?
Yes, please contact us.
5.We are an existing client, and your prices have gone up. Will your honor the rate
quoted to us last year?
Our goal is to maintain relationships with our clients. Please contact us to discuss your particular situation.
Business Checking Fees: A Beginner’s Guide #cottage #industry #ideas
#free business checking
#
Credit Cards
Banking
Investing
Mortgages
Loans
Insurance
Credit Cards
Banking
Investing
Mortgages
Loans
Insurance
Many of the offers appearing on this site are from advertisers who compensate us to be listed on our site.
The results of our “banking comparison tool” are based on objective, quantitative and qualitative analysis of the banking products’ attributes and are not affected by compensation.
Compensation may impact which products we review and write about and how and where they appear on this site including, for example, the order in which they appear.
Any evaluation, advice, opinion or guidance provided by us or editorialized by us within this website such as bank reviews, product reviews or editorial content is in no way affected by or based upon compensation from our advertisers.
Additionally, our star ratings are a mix of user feedback and NerdWallet’s independent evaluation which are independent of compensation.
For a list of all of our advertising partners, click here
Business Checking Fees: A Beginner’s Guide
You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .
Business checking accounts differ markedly from personal checking, and the fees can be far more complicated. But if you understand the basics of business checking fees, your company might be able to minimize or avoid them altogether.
Here’s a look at three of the most common fees.
Monthly service fee
What it is: A charge that occurs each month the account is open.
How much it is: The nation s largest banks typically charge $8 to $12 a month.
You can also select a business bank account at a bank where you meet the average balance requirement to waive the monthly fee. A typical bank requires an average daily balance of about $1,500 to avoid this charge. Some banks will also waive the fee if you meet other conditions, such as making a minimum number of debit or credit card card purchases each month.
Excess transaction fee
What it is: A fee for each transaction you make over a monthly maximum.
How much it is: At the 10 largest banks, fees range up to 75 cents per transaction.
How to avoid it: Come up with a ballpark number of transactions your small business will make each month. These include checks you write, debit card transactions and ATM deposits. Then look for a bank account that allows that number of transactions without charging extra fees.
Most of the top 10 U.S. banks by deposits have a 200-transaction limit on their basic business checking accounts before fees are charged. At banks that offer business checking accounts with no monthly fee, the transaction limit tends to be lower, often around 100.
Cash handling fee
What it is: You can deposit only a certain amount of cash at many banks. After that, you’ll be charged a fee to process all those bills and coins.
How much it is: Usually about 20 cents to 30 cents for each $100 you deposit above the cash handling limit.
How can I avoid it? Estimate how much cash you’ll deposit each month. Then choose a checking account with a higher cash handling limit.
You ll have an easier time avoiding fees if your small business doesn t have a ton of cash transactions. But if you do handle a lot of cash — you own a restaurant or a convenience store, for example — you could lower your costs by shopping around.
Say you own a deli and expect to deposit about $10,500 in cash each month:
- Option 1: Bank A allows up to $7,500 in cash deposits a month and charges 30 cents for every additional $100 you deposit during a statement period. You re $3,000 over the cash deposit limit. Since you’re charged 30 cents for each $100, you’d multiply 30 cents by 30. Your cash handling fee would be $9 for the statement period.
- Option 2: Bank B allows $5,000 in cash deposits and charges 25 cents for every additional $100 you deposit during its statement cycle. You have $5,500 in excess cash deposits. Since you’re charged 25 cents for each $100, you’d multiply 25 cents by 55. That’s a cash handling fee of $13.75 for the statement cycle.
Reducing your business checking fees can be an easy way to help your company cut costs. To learn more, check out NerdWallet’s small business checking primer .
This article was updated June 28, 2016.
You may also like
Onsite Training and Instructor-Led Virtual Classroom Fees #comcast #business #phone
#business training
#
Pricing
Our prices can vary depending on the complexity of a project or the time required to prepare and deliver your particular program.
For basic onsite training courses and instructor-led virtual sessions, you can quickly determine the price of a course by looking at our pricing chart on the next page.
As calculated for onsite training, we determine executive coaching fees based on the length and format of the engagement. Pricing for live and virtual coaching is listed under “Executive Coaching Fees.”
We price keynotes and meeting facilitation by the event, and consulting projects on a case-by-case basis.
Pricing Schedule Notes
- Prices quoted are for training and coaching programs in the continental United States.
- For Alaska, Hawaii, Puerto Rico, and Canada, the cost is the daily rate plus $750. For all other international locations, please contact us.
- All prices are quoted in United States dollars.
- If you are a government agency, please contact us about our GSA schedule.
- From time to time, our fees include the facilitator’s travel. Please contact us about your location. Where travel is not included, please plan on a travel allowance of approximately $500.
ONSITE TRAINING AND INSTRUCTOR-LED VIRTUAL TRAINING
Number of Participants
FOR MORE THAN 36 PARTICIPANTS, PLEASE CALL US.
** Most presentation skills and writing programs are limited to 24 or fewer students per session.
SIX-MONTH, LEADERSHIP-DEVELOPMENT PROGRAM
Lessons in Leadership is our signature leadership development program.
This premium offering is a six-session seminar priced at $3,800 per participant and includes all training material, books, and assessments.
To purchase this program, you must have a group of between 15 and 20.
ONLINE COURSES
For learners seeking a self-paced solution, we offer several training programs online. They range in price from $50 to $250. To determine the cost of a particular course, please refer to the course’s page on our website.
EXECUTIVE COACHING FEES
We conduct our coaching programs either virtually or in a combined format of in-person and virtual meetings. Pricing depends on the format you choose and the length of the program.
Three-Month Virtual Coaching: $2,800
Three-Month In-Person/Virtual Coaching: $4,500
Six-Month Virtual Coaching: $3,800
Six-Month In-Person/Virtual Coaching: $5,500
Twelve-Month Virtual Coaching: $5,800
Twelve-Month In-Person/Virtual Coaching: $7,500
KEYNOTE SPEAKING
If you are looking for a keynote speaker for your next event, we can pair you with someone who will engage, entertain, and educate your group. Keynote presentations range from 45 minutes to an hour. We provide keynote speakers at a rate of $7,500 per event.
FACILITATION
Executive retreats, strategic-planning meetings, and gatherings to address workplace change often require a skilled facilitator to craft a framework and guide discussions. We provide this service at a rate of $5,000 per day.
CONSULTING
Sometimes clients have needs not addressed by training, coaching, or facilitation. For those clients, we offer a broad range of consulting services. Fees for consulting depend entirely on the complexity of the project and are handled on a case-by-case basis.
SKILLS SUSTAINABILITY SUBSCRIPTIONS
Our 52 Pickups series is a weekly subscription service. At a cost of $52 per annual subscription, subscribers receive an article, podcast, and tip related to a focus topic once a week.
FREQUENTLY ASKED QUESTIONS
General Questions About Onsite Training
1.I found a course I like, but I only have one person I need to train. Do you offer public
We are not a public seminar company with a side business focused on onsite training. Rather, onsite training is the core of our business. We do not offer public programs.
Our half-day programs run three hours (e.g. 9 am – 12 pm) and our full-day courses seven (e.g. 9 am – 4 pm). We will work with your scheduling requirements to determine the exact timing for your program.
3.What is the maximum number of participants I can put in each class?
Over the years, we have learned what size group works best for each of the courses we offer. If you have a large group, please call us so we can learn more about your needs. On a case-by-case basis, we will work with groups larger than those for which we have listed prices.
4.I want to train one group in the morning and another in the afternoon on the same
topic. Do Ipay for two half-day sessions?
No. We charge you the full-day rate for the total number of people in attendance.
5.What do you provide, and what are our responsibilities?
Depending on the program, we will either ship training manuals or a short PDF for you to duplicate for your group. To run interactive sessions, we prefer seating configurations that allow for team problem solving. We also ask that you provide us with flipchart paper, easels, and markers. Your facilitator will work with you to confirm the specifics for your session.
We are happy to recommend a resource if asked, but we never sell products during classroom time.
7.May I speak with the facilitator before the session?
A big part of this business is fit. We strongly encourage you to speak with your facilitator before your session.
1.I’ve reviewed your outlines, and I want certain elements from a few of them. Can you
create something for me?
Usually. Your facilitator will work with you to determine your course agenda.
2.I want something you don’t offer. Can you create a program for me?
Please contact us about custom course crafting.
1.Where do you get your training materials?
Although we design the bulk of our courses from scratch, from time to time, we will use external resources to supplement our offerings.
2.I am a consultant, and I would like to purchase your materials to use with my own
programs. Do you sell your content?
We do not sell our content to other training providers.
3.Do you offer a train-the-trainer model to corporate clients?
On a case-by-case basis, we offer a train-the-trainer model. For example, a hospital wants to improve its customer service and hires us to develop a solution. As part of that process, we deliver the initial sessions and then turn the delivery over to the organization’s internal trainers.
1.How long are your virtual training sessions?
Virtual session segments are between 90 minutes and two hours. Whereas most programs are single-segment offerings, a few of our programs are multi-segment courses.
2.What are the technology requirements?
Each participant needs a computer with a high-speed internet connection and speakers. Ideally, those computers will also have a microphone and webcam.
3.I do not have a group. May I join a private webinar session?
Because of client confidentiality, we do not allow individuals to join private sessions.
We believe our fees are fair and reasonable. We do not offer one-time discounts or put our services on sale. For less expensive options, consider our online training or virtual-classroom option.
2.Another company offered to do the same kind of work for half of what you charge.
We can’t comment on why others charge less or charge more, but we can tell you our facilitators are highly experienced and command fees beyond those paid to beginners.
3.Do you offer a discount if we purchase several courses from you?
Yes. If you schedule and pay for multiple courses in advance, we offer a 5% discount.
4.We are a federal or state government organization. Do you have a GSA schedule?
Yes, please contact us.
5.We are an existing client, and your prices have gone up. Will your honor the rate
quoted to us last year?
Our goal is to maintain relationships with our clients. Please contact us to discuss your particular situation.
Onsite Training and Instructor-Led Virtual Classroom Fees #small #business #startup #loans
#business training
#
Pricing
Our prices can vary depending on the complexity of a project or the time required to prepare and deliver your particular program.
For basic onsite training courses and instructor-led virtual sessions, you can quickly determine the price of a course by looking at our pricing chart on the next page.
As calculated for onsite training, we determine executive coaching fees based on the length and format of the engagement. Pricing for live and virtual coaching is listed under “Executive Coaching Fees.”
We price keynotes and meeting facilitation by the event, and consulting projects on a case-by-case basis.
Pricing Schedule Notes
- Prices quoted are for training and coaching programs in the continental United States.
- For Alaska, Hawaii, Puerto Rico, and Canada, the cost is the daily rate plus $750. For all other international locations, please contact us.
- All prices are quoted in United States dollars.
- If you are a government agency, please contact us about our GSA schedule.
- From time to time, our fees include the facilitator’s travel. Please contact us about your location. Where travel is not included, please plan on a travel allowance of approximately $500.
ONSITE TRAINING AND INSTRUCTOR-LED VIRTUAL TRAINING
Number of Participants
FOR MORE THAN 36 PARTICIPANTS, PLEASE CALL US.
** Most presentation skills and writing programs are limited to 24 or fewer students per session.
SIX-MONTH, LEADERSHIP-DEVELOPMENT PROGRAM
Lessons in Leadership is our signature leadership development program.
This premium offering is a six-session seminar priced at $3,800 per participant and includes all training material, books, and assessments.
To purchase this program, you must have a group of between 15 and 20.
ONLINE COURSES
For learners seeking a self-paced solution, we offer several training programs online. They range in price from $50 to $250. To determine the cost of a particular course, please refer to the course’s page on our website.
EXECUTIVE COACHING FEES
We conduct our coaching programs either virtually or in a combined format of in-person and virtual meetings. Pricing depends on the format you choose and the length of the program.
Three-Month Virtual Coaching: $2,800
Three-Month In-Person/Virtual Coaching: $4,500
Six-Month Virtual Coaching: $3,800
Six-Month In-Person/Virtual Coaching: $5,500
Twelve-Month Virtual Coaching: $5,800
Twelve-Month In-Person/Virtual Coaching: $7,500
KEYNOTE SPEAKING
If you are looking for a keynote speaker for your next event, we can pair you with someone who will engage, entertain, and educate your group. Keynote presentations range from 45 minutes to an hour. We provide keynote speakers at a rate of $7,500 per event.
FACILITATION
Executive retreats, strategic-planning meetings, and gatherings to address workplace change often require a skilled facilitator to craft a framework and guide discussions. We provide this service at a rate of $5,000 per day.
CONSULTING
Sometimes clients have needs not addressed by training, coaching, or facilitation. For those clients, we offer a broad range of consulting services. Fees for consulting depend entirely on the complexity of the project and are handled on a case-by-case basis.
SKILLS SUSTAINABILITY SUBSCRIPTIONS
Our 52 Pickups series is a weekly subscription service. At a cost of $52 per annual subscription, subscribers receive an article, podcast, and tip related to a focus topic once a week.
FREQUENTLY ASKED QUESTIONS
General Questions About Onsite Training
1.I found a course I like, but I only have one person I need to train. Do you offer public
We are not a public seminar company with a side business focused on onsite training. Rather, onsite training is the core of our business. We do not offer public programs.
Our half-day programs run three hours (e.g. 9 am – 12 pm) and our full-day courses seven (e.g. 9 am – 4 pm). We will work with your scheduling requirements to determine the exact timing for your program.
3.What is the maximum number of participants I can put in each class?
Over the years, we have learned what size group works best for each of the courses we offer. If you have a large group, please call us so we can learn more about your needs. On a case-by-case basis, we will work with groups larger than those for which we have listed prices.
4.I want to train one group in the morning and another in the afternoon on the same
topic. Do Ipay for two half-day sessions?
No. We charge you the full-day rate for the total number of people in attendance.
5.What do you provide, and what are our responsibilities?
Depending on the program, we will either ship training manuals or a short PDF for you to duplicate for your group. To run interactive sessions, we prefer seating configurations that allow for team problem solving. We also ask that you provide us with flipchart paper, easels, and markers. Your facilitator will work with you to confirm the specifics for your session.
We are happy to recommend a resource if asked, but we never sell products during classroom time.
7.May I speak with the facilitator before the session?
A big part of this business is fit. We strongly encourage you to speak with your facilitator before your session.
1.I’ve reviewed your outlines, and I want certain elements from a few of them. Can you
create something for me?
Usually. Your facilitator will work with you to determine your course agenda.
2.I want something you don’t offer. Can you create a program for me?
Please contact us about custom course crafting.
1.Where do you get your training materials?
Although we design the bulk of our courses from scratch, from time to time, we will use external resources to supplement our offerings.
2.I am a consultant, and I would like to purchase your materials to use with my own
programs. Do you sell your content?
We do not sell our content to other training providers.
3.Do you offer a train-the-trainer model to corporate clients?
On a case-by-case basis, we offer a train-the-trainer model. For example, a hospital wants to improve its customer service and hires us to develop a solution. As part of that process, we deliver the initial sessions and then turn the delivery over to the organization’s internal trainers.
1.How long are your virtual training sessions?
Virtual session segments are between 90 minutes and two hours. Whereas most programs are single-segment offerings, a few of our programs are multi-segment courses.
2.What are the technology requirements?
Each participant needs a computer with a high-speed internet connection and speakers. Ideally, those computers will also have a microphone and webcam.
3.I do not have a group. May I join a private webinar session?
Because of client confidentiality, we do not allow individuals to join private sessions.
We believe our fees are fair and reasonable. We do not offer one-time discounts or put our services on sale. For less expensive options, consider our online training or virtual-classroom option.
2.Another company offered to do the same kind of work for half of what you charge.
We can’t comment on why others charge less or charge more, but we can tell you our facilitators are highly experienced and command fees beyond those paid to beginners.
3.Do you offer a discount if we purchase several courses from you?
Yes. If you schedule and pay for multiple courses in advance, we offer a 5% discount.
4.We are a federal or state government organization. Do you have a GSA schedule?
Yes, please contact us.
5.We are an existing client, and your prices have gone up. Will your honor the rate
quoted to us last year?
Our goal is to maintain relationships with our clients. Please contact us to discuss your particular situation.
Business interest rates, fees – charges #business #cards #templates
#business loan rates
#
Interest rates, fees and charges
Customer Margin may apply.
**These interest rates are indicative and are subject to change on a daily basis. Rates are linked to the “bid rate” quoted on the “BBSY” page of the Reuters Monitor System at or about 10.15am 26 August 2016 Sydney time. Different rates apply to different Pricing Periods. Details of current rates available on request. These rates are current as of 26 August 2016. For details of rates that apply on any other date please contact NAB.
***These rates are current as at the 1st of every month for that month. For full pricing details, please consult your foreign currency invoice finance facility agreement.
* Rates apply whilst qualifying criteria met otherwise Base Rate/Term Base Rate is the applicable indicator rate.
® Registered Trade Mark of American Express Company.
All rates and underwriting fees are effective, 2 September 2016 and are subject to change at any time.
To find out more, visit nab.com.au, call into a NAB branch, or call 13 10 12. Fees and charges apply.
Full details of these and relevant terms and conditions are available on application.
Business Checking Fees: A Beginner’s Guide #own #business #ideas
#free business checking
#
Credit Cards
Banking
Investing
Mortgages
Loans
Insurance
Credit Cards
Banking
Investing
Mortgages
Loans
Insurance
Many of the offers appearing on this site are from advertisers who compensate us to be listed on our site.
The results of our “banking comparison tool” are based on objective, quantitative and qualitative analysis of the banking products’ attributes and are not affected by compensation.
Compensation may impact which products we review and write about and how and where they appear on this site including, for example, the order in which they appear.
Any evaluation, advice, opinion or guidance provided by us or editorialized by us within this website such as bank reviews, product reviews or editorial content is in no way affected by or based upon compensation from our advertisers.
Additionally, our star ratings are a mix of user feedback and NerdWallet’s independent evaluation which are independent of compensation.
For a list of all of our advertising partners, click here
Business Checking Fees: A Beginner’s Guide
You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .
Business checking accounts differ markedly from personal checking, and the fees can be far more complicated. But if you understand the basics of business checking fees, your company might be able to minimize or avoid them altogether.
Here’s a look at three of the most common fees.
Monthly service fee
What it is: A charge that occurs each month the account is open.
How much it is: The nation s largest banks typically charge $8 to $12 a month.
You can also select a business bank account at a bank where you meet the average balance requirement to waive the monthly fee. A typical bank requires an average daily balance of about $1,500 to avoid this charge. Some banks will also waive the fee if you meet other conditions, such as making a minimum number of debit or credit card card purchases each month.
Excess transaction fee
What it is: A fee for each transaction you make over a monthly maximum.
How much it is: At the 10 largest banks, fees range up to 75 cents per transaction.
How to avoid it: Come up with a ballpark number of transactions your small business will make each month. These include checks you write, debit card transactions and ATM deposits. Then look for a bank account that allows that number of transactions without charging extra fees.
Most of the top 10 U.S. banks by deposits have a 200-transaction limit on their basic business checking accounts before fees are charged. At banks that offer business checking accounts with no monthly fee, the transaction limit tends to be lower, often around 100.
Cash handling fee
What it is: You can deposit only a certain amount of cash at many banks. After that, you’ll be charged a fee to process all those bills and coins.
How much it is: Usually about 20 cents to 30 cents for each $100 you deposit above the cash handling limit.
How can I avoid it? Estimate how much cash you’ll deposit each month. Then choose a checking account with a higher cash handling limit.
You ll have an easier time avoiding fees if your small business doesn t have a ton of cash transactions. But if you do handle a lot of cash — you own a restaurant or a convenience store, for example — you could lower your costs by shopping around.
Say you own a deli and expect to deposit about $10,500 in cash each month:
- Option 1: Bank A allows up to $7,500 in cash deposits a month and charges 30 cents for every additional $100 you deposit during a statement period. You re $3,000 over the cash deposit limit. Since you’re charged 30 cents for each $100, you’d multiply 30 cents by 30. Your cash handling fee would be $9 for the statement period.
- Option 2: Bank B allows $5,000 in cash deposits and charges 25 cents for every additional $100 you deposit during its statement cycle. You have $5,500 in excess cash deposits. Since you’re charged 25 cents for each $100, you’d multiply 25 cents by 55. That’s a cash handling fee of $13.75 for the statement cycle.
Reducing your business checking fees can be an easy way to help your company cut costs. To learn more, check out NerdWallet’s small business checking primer .
This article was updated June 28, 2016.
You may also like
Onsite Training and Instructor-Led Virtual Classroom Fees #business
#business training
#
Pricing
Our prices can vary depending on the complexity of a project or the time required to prepare and deliver your particular program.
For basic onsite training courses and instructor-led virtual sessions, you can quickly determine the price of a course by looking at our pricing chart on the next page.
As calculated for onsite training, we determine executive coaching fees based on the length and format of the engagement. Pricing for live and virtual coaching is listed under “Executive Coaching Fees.”
We price keynotes and meeting facilitation by the event, and consulting projects on a case-by-case basis.
Pricing Schedule Notes
- Prices quoted are for training and coaching programs in the continental United States.
- For Alaska, Hawaii, Puerto Rico, and Canada, the cost is the daily rate plus $750. For all other international locations, please contact us.
- All prices are quoted in United States dollars.
- If you are a government agency, please contact us about our GSA schedule.
- From time to time, our fees include the facilitator’s travel. Please contact us about your location. Where travel is not included, please plan on a travel allowance of approximately $500.
ONSITE TRAINING AND INSTRUCTOR-LED VIRTUAL TRAINING
Number of Participants
FOR MORE THAN 36 PARTICIPANTS, PLEASE CALL US.
** Most presentation skills and writing programs are limited to 24 or fewer students per session.
SIX-MONTH, LEADERSHIP-DEVELOPMENT PROGRAM
Lessons in Leadership is our signature leadership development program.
This premium offering is a six-session seminar priced at $3,800 per participant and includes all training material, books, and assessments.
To purchase this program, you must have a group of between 15 and 20.
ONLINE COURSES
For learners seeking a self-paced solution, we offer several training programs online. They range in price from $50 to $250. To determine the cost of a particular course, please refer to the course’s page on our website.
EXECUTIVE COACHING FEES
We conduct our coaching programs either virtually or in a combined format of in-person and virtual meetings. Pricing depends on the format you choose and the length of the program.
Three-Month Virtual Coaching: $2,800
Three-Month In-Person/Virtual Coaching: $4,500
Six-Month Virtual Coaching: $3,800
Six-Month In-Person/Virtual Coaching: $5,500
Twelve-Month Virtual Coaching: $5,800
Twelve-Month In-Person/Virtual Coaching: $7,500
KEYNOTE SPEAKING
If you are looking for a keynote speaker for your next event, we can pair you with someone who will engage, entertain, and educate your group. Keynote presentations range from 45 minutes to an hour. We provide keynote speakers at a rate of $7,500 per event.
FACILITATION
Executive retreats, strategic-planning meetings, and gatherings to address workplace change often require a skilled facilitator to craft a framework and guide discussions. We provide this service at a rate of $5,000 per day.
CONSULTING
Sometimes clients have needs not addressed by training, coaching, or facilitation. For those clients, we offer a broad range of consulting services. Fees for consulting depend entirely on the complexity of the project and are handled on a case-by-case basis.
SKILLS SUSTAINABILITY SUBSCRIPTIONS
Our 52 Pickups series is a weekly subscription service. At a cost of $52 per annual subscription, subscribers receive an article, podcast, and tip related to a focus topic once a week.
FREQUENTLY ASKED QUESTIONS
General Questions About Onsite Training
1.I found a course I like, but I only have one person I need to train. Do you offer public
We are not a public seminar company with a side business focused on onsite training. Rather, onsite training is the core of our business. We do not offer public programs.
Our half-day programs run three hours (e.g. 9 am – 12 pm) and our full-day courses seven (e.g. 9 am – 4 pm). We will work with your scheduling requirements to determine the exact timing for your program.
3.What is the maximum number of participants I can put in each class?
Over the years, we have learned what size group works best for each of the courses we offer. If you have a large group, please call us so we can learn more about your needs. On a case-by-case basis, we will work with groups larger than those for which we have listed prices.
4.I want to train one group in the morning and another in the afternoon on the same
topic. Do Ipay for two half-day sessions?
No. We charge you the full-day rate for the total number of people in attendance.
5.What do you provide, and what are our responsibilities?
Depending on the program, we will either ship training manuals or a short PDF for you to duplicate for your group. To run interactive sessions, we prefer seating configurations that allow for team problem solving. We also ask that you provide us with flipchart paper, easels, and markers. Your facilitator will work with you to confirm the specifics for your session.
We are happy to recommend a resource if asked, but we never sell products during classroom time.
7.May I speak with the facilitator before the session?
A big part of this business is fit. We strongly encourage you to speak with your facilitator before your session.
1.I’ve reviewed your outlines, and I want certain elements from a few of them. Can you
create something for me?
Usually. Your facilitator will work with you to determine your course agenda.
2.I want something you don’t offer. Can you create a program for me?
Please contact us about custom course crafting.
1.Where do you get your training materials?
Although we design the bulk of our courses from scratch, from time to time, we will use external resources to supplement our offerings.
2.I am a consultant, and I would like to purchase your materials to use with my own
programs. Do you sell your content?
We do not sell our content to other training providers.
3.Do you offer a train-the-trainer model to corporate clients?
On a case-by-case basis, we offer a train-the-trainer model. For example, a hospital wants to improve its customer service and hires us to develop a solution. As part of that process, we deliver the initial sessions and then turn the delivery over to the organization’s internal trainers.
1.How long are your virtual training sessions?
Virtual session segments are between 90 minutes and two hours. Whereas most programs are single-segment offerings, a few of our programs are multi-segment courses.
2.What are the technology requirements?
Each participant needs a computer with a high-speed internet connection and speakers. Ideally, those computers will also have a microphone and webcam.
3.I do not have a group. May I join a private webinar session?
Because of client confidentiality, we do not allow individuals to join private sessions.
We believe our fees are fair and reasonable. We do not offer one-time discounts or put our services on sale. For less expensive options, consider our online training or virtual-classroom option.
2.Another company offered to do the same kind of work for half of what you charge.
We can’t comment on why others charge less or charge more, but we can tell you our facilitators are highly experienced and command fees beyond those paid to beginners.
3.Do you offer a discount if we purchase several courses from you?
Yes. If you schedule and pay for multiple courses in advance, we offer a 5% discount.
4.We are a federal or state government organization. Do you have a GSA schedule?
Yes, please contact us.
5.We are an existing client, and your prices have gone up. Will your honor the rate
quoted to us last year?
Our goal is to maintain relationships with our clients. Please contact us to discuss your particular situation.
Interest Rates and Fees #business #insurance #quotes
#government loans
#
Understand how interest is calculated and what fees are associated with your federal student loan.
Interest Rates and Fees
If you receive a federal student loan. you will be required to repay that loan with interest. It is important that you understand how interest is calculated and the fees associated with your loan. Both of these factors will impact the amount you will be required to repay.
What is interest?
Interest is money paid to the lender in exchange for borrowing money. Interest is calculated as a percentage of the unpaid principal amount (loan amount) borrowed.
What are the interest rates for federal student loans?
The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. The table below provides interest rates for Direct Loans first disbursed on or after July 1, 2016.
Perkins Loans (regardless of the first disbursement date) have a fixed interest rate of 5%.
Interest Rates for Direct Loans First Disbursed on or After July 1, 2016
All interest rates shown in the chart above are fixed rates for the life of the loan.
Note: The interest rates for federal student loans are determined by federal law. If there are future changes to federal law that affect federal student loan interest rates, we will update this page to reflect those changes.
Who sets interest rates for federal student loans?
Interest rates on federal student loans are set by Congress.
How is interest calculated?
The amount of interest that accrues (accumulates) on your loan from month to month is determined by a simple daily interest formula. This formula consists of multiplying your loan balance by the number of days since the last payment times the interest rate factor.
Simple daily interest formula:
Outstanding principal balance
x number of days since last payment
x interest rate factor
= interest amount
What is the interest rate factor?
The interest rate factor is used to calculate the amount of interest that accrues on your loan. It is determined by dividing your loan’s interest rate by the number of days in the year.
How can I determine how much of my payment will go toward my outstanding principal balance?
Your loan servicer can tell you how much of your payment is applied to your principal balance. Find out more about loan servicers .
Are there any other fees for federal student loans?
Most federal student loans have loan fees that are a percentage of the total loan amount. The loan fee is deducted proportionately from each loan disbursement you receive. This means the money you receive will be less than the amount you actually borrow. You’re responsible for repaying the entire amount you borrowed and not just the amount you received.
The chart below shows the loan fees for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after Oct. 1, 2014.
*As of July 1, 2012, graduate or professional students are no longer eligible to receive subsidized loans.
**No new FFEL Program loans have been made since July 1, 2010.
Most loans (excluding Perkins Loans) first disbursed prior to July 1, 2006, have variable interest rates that are effective from July 1 of one year through June 30 of the following year. Interest rates for these loans are not displayed on this site. For information about any variable-rate loans you may have, contact your loan servicer .
A loan funded by the federal government to help pay for your education. A federal student loan is borrowed money you must repay with interest.
A loan expense charged for the use of borrowed money. Interest is paid by a borrower to a lender. The expense is calculated as a percentage of the unpaid principal amount of the loan.
The organization that made the loan initially; the lender could be the borrower’s school; a bank, credit union, or other lending institution; or the U.S. Department of Education.
Date federal student aid funds were credited to a student’s account at a school or paid to the student or borrower directly, as reported by the school.
A company that collects payments, responds to customer service inquiries, and performs other administrative tasks associated with maintaining a federal student loan on behalf of a lender. If y.
Under this program, private lenders provided loans to students that were guaranteed by the federal government. These loans included Subsidized Federal Stafford Loans, Unsubsidized Federal Stafford.
Federal Family Education Loan Program
Business Checking Fees: A Beginner’s Guide #online #business #loans
#free business checking
#
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Business Checking Fees: A Beginner’s Guide
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Business checking accounts differ markedly from personal checking, and the fees can be far more complicated. But if you understand the basics of business checking fees, your company might be able to minimize or avoid them altogether.
Here’s a look at three of the most common fees.
Monthly service fee
What it is: A charge that occurs each month the account is open.
How much it is: The nation s largest banks typically charge $8 to $12 a month.
You can also select a business bank account at a bank where you meet the average balance requirement to waive the monthly fee. A typical bank requires an average daily balance of about $1,500 to avoid this charge. Some banks will also waive the fee if you meet other conditions, such as making a minimum number of debit or credit card card purchases each month.
Excess transaction fee
What it is: A fee for each transaction you make over a monthly maximum.
How much it is: At the 10 largest banks, fees range up to 75 cents per transaction.
How to avoid it: Come up with a ballpark number of transactions your small business will make each month. These include checks you write, debit card transactions and ATM deposits. Then look for a bank account that allows that number of transactions without charging extra fees.
Most of the top 10 U.S. banks by deposits have a 200-transaction limit on their basic business checking accounts before fees are charged. At banks that offer business checking accounts with no monthly fee, the transaction limit tends to be lower, often around 100.
Cash handling fee
What it is: You can deposit only a certain amount of cash at many banks. After that, you’ll be charged a fee to process all those bills and coins.
How much it is: Usually about 20 cents to 30 cents for each $100 you deposit above the cash handling limit.
How can I avoid it? Estimate how much cash you’ll deposit each month. Then choose a checking account with a higher cash handling limit.
You ll have an easier time avoiding fees if your small business doesn t have a ton of cash transactions. But if you do handle a lot of cash — you own a restaurant or a convenience store, for example — you could lower your costs by shopping around.
Say you own a deli and expect to deposit about $10,500 in cash each month:
- Option 1: Bank A allows up to $7,500 in cash deposits a month and charges 30 cents for every additional $100 you deposit during a statement period. You re $3,000 over the cash deposit limit. Since you’re charged 30 cents for each $100, you’d multiply 30 cents by 30. Your cash handling fee would be $9 for the statement period.
- Option 2: Bank B allows $5,000 in cash deposits and charges 25 cents for every additional $100 you deposit during its statement cycle. You have $5,500 in excess cash deposits. Since you’re charged 25 cents for each $100, you’d multiply 25 cents by 55. That’s a cash handling fee of $13.75 for the statement cycle.
Reducing your business checking fees can be an easy way to help your company cut costs. To learn more, check out NerdWallet’s small business checking primer .
This article was updated June 28, 2016.
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