Tag: family

Edwards Coaches Ltd: UK and European Coach tours and Worldwide Air Travel from South



Edwards Coaches Ltd t/as Edwards Holidays is an appointed representative of CCV Cardiff Insurance Brokers, a trading name of CCV Risk Solutions Limited. Registered in England No. 05879041. Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. Authorised and regulated by the Financial Conduct Authority. CCV Risk Solutions Limited is proud to be part of Cullum Capital Ventures Limited a Chartered Insurance Broker.

We only offer travel insurance from a single insurer ETI International Travel Protection (ERV). This travel insurance is suitable for those who wish to insure themselves when travelling against the specified financial loss of unforeseen circumstances and events relating to your trip. A list of the covers and corresponding levels, as well as the main policy exclusions, can be found below. Further details will be in your policy document, a copy of which is available on request. We have not provided you with any recommendation or advice about whether this product meets your specific insurance requirements. It is your responsibility to decide whether this policy suits your requirements. Should you require any further information, please contact Edwards Holidays.

Travel Insurance Indemnity

If you have declined to take out insurance cover offered by Edwards Coaches Ltd. t/a Edwards Holidays you are agreeing to undertake on behalf of yourself and all members of your party:

To arrange holiday insurance which provides comparable cover to that offered by Edwards Holidays.

Not to hold Edwards Holidays or the travel agent, responsible for any costs incurred by your party due to your failure to take out adequate insurance.

To indemnify Edwards Holidays and the travel agent for any costs incurred by them due to your failure to take out adequate insurance cover.

Nothing in this agreement shall limit or exclude your statutory rights

You are not required to declare your medical conditions. However, you must comply with the following conditions AT THE TIME OF TAKING OUT THIS POLICY to have full protection of your policy:

1. You are not aware of any medical condition or set of circumstances that could be reasonably expected to give rise to a claim (for example the state of health of a close relative, Business Associate or any person on whom your travel plans depend)

2. You are not receiving, or on a waiting list for, surgery, day case or in-patient treatment or investigations in a hospital, clinic or nursing home

3. You are not (a) travelling against any health requirements stipulated by the carrier, their handling agents or any other public transport provider or (b) travelling against the advice of a Medical Practitioner or for the purpose of obtaining medical treatment abroad

4. You been given a terminal prognosis If your medical condition cannot comply with these conditions then any claim relating to that medical condition will not be covered.

The policy includes some general exclusions relating to a variety of illnesses which are not covered. Although not a full list these include Alcoholism, drugs or drug addition, stress, anxiety or depressive conditions, psychiatric illness, terminal illness, AIDS, HIV, sexually transmitted disease, suicide or attempt threat, deliberate exposure of danger or criminal act. Full Exclusions are listed in the policy document.

Cancellation Up to 3,500 Medical Expenses Repatriation – Up to 2,000,000 Curtailment Hospital Benefit – Up to 3,500) Luggage Personal effects Money – Up to 1,500 in all – 200 money, valuables

Luggage Delay Up to 100 Personal Liability Up to 2,000,000 Personal Accident Up to 15,000

Up to 200 Delayed Departure (not UK) Up to 60 Missed Departure (not UK) – Up to 600 (due to public transport only) Legal Expenses Up to 10,000

Deposits ( 10 excess). All sections, except Personal Accident, Hospital Benefit, Loss of Passport, Missed Departure, Legal Expenses and Personal Liability are subject to a 75 excess, per person, per claim.

Infants under the age of 2 years FREE if named on Adult Insurance.

2-15 year olds 25% discount on departure if travelling with an insured adult.

Please contact Edwards Holidays for travel insurance prices.

Your insurance is arranged on the basis of what you have told us and your insurer. Therefore, you must provide answers to all questions raised honestly, completely and to the best of your knowledge. If you re in any doubt as to whether to provide any information please do so, to ensure that your policy is set up on the correct basis because if not it could mean that part or all of a claim may be unpaid. If any circumstances change throughout the policy term please advise us immediately so that we can ensure cover is still appropriate. If you fail to report claims promptly, or any circumstances which may lead to a claim, it may affect your ability to obtain a settlement.

If your cover doesn t meet your requirements, please let Edwards Holidays know within 14 days of receiving your policy document and return all your documents for a refund of your premium. Any premium already paid will be refunded to You providing you have not travelled, no claim has been made or is intended to be made and no incident likely to give rise to a claim has occurred.

Full details of how to make a claim and how to appeal should your claim not be successful can be found in the policy document. Updated January 2017.

Should you have a complaint about the sale of your travel insurance policy, please contact The Branch Manager, CCV Insurance Brokers Ltd, Unit 4 Neptune Court, Vanguard Way, Cardiff CF24 5PJ.
Should you remain unhappy with our final reply, you may have the right to refer your complaint to The Financial Ombudsman Service, Exchange Tower, London E14 9SR. Opening times are Monday to Friday 8am to 8pm and Saturday 9am to 1pm. Their telephone number 0800 023 4 567 and calls to this number are normally free for people ringing from a fixed line phone but charges may apply if you call from a mobile phone. 0300 123 9 123 calls to this number are charged at the same rate as 01 or 02 numbers on mobile phone tariffs. These numbers may not be available from outside the UK so please call us from abroad on +44 20 7964 0500.

Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, with no upper limit. Further information is available from the FSCS.

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Darren Rainey family seeks skin sample in gruesome prison shower death #family #attorney #miami


Photograph of the shower room in the TCU west wing 13, Dade Correctional Institution, which became Darren Rainey’s death chamber. From the Darren Rainey in-custody death investigative report released Friday, March 17, 2017, by the state attorney’s office. Courtesy of Miami-Dade State Attorney’s Office

Photograph of the shower room in the TCU west wing 13, Dade Correctional Institution, which became Darren Rainey’s death chamber. From the Darren Rainey in-custody death investigative report released Friday, March 17, 2017, by the state attorney’s office. Courtesy of Miami-Dade State Attorney’s Office

Darren Rainey family fights for skin sample in gruesome prison shower death

By Julie K. Brown

July 02, 2017 4:01 PM

A piece of evidence the size of a postage stamp is the focus of an upcoming court hearing in a federal civil rights lawsuit brought by the family of Darren Rainey, an inmate who died after he was locked by guards in a hot shower at Dade Correctional Institution.

Miami-Dade County officials have not complied with a subpoena requiring them to send a skin tissue specimen, gathered during Rainey’s autopsy, to an expert hired by Rainey’s family, court records show. County attorneys, citing a provision of the Florida Administrative Code, say that any inspection of tissue samples has to be done in the medical examiner’s office, where the examination would be supervised.

The expert hired by the family, Dr. Werner Spitz, is a nationally renowned forensic pathologist based in Michigan. Rainey family attorneys filed a subpoena in federal court on May 23 demanding that the county medical examiner produce certain specimens, or “re-cuts,” of tissue samples that at are embedded in paraffin in a glass slide to preserve them. The subpoena requests that the medical examiner send the re-cuts to Spitz in Michigan.

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A video from inside Dade Correctional Institution, which was released by the Miami-Dade State Attorney’s Office on March 17, 2017, shows the moment prison guards respond to a medical emergency regarding inmate Darren Rainey.

Miami-Dade State Attorney Office

It is a common practice by forensic pathologists to request re-cuts of various autopsy slides in civil and criminal cases in order to verify the cause and manner of death, according to Spitz.

Miami-Dade’s medical examiner, Dr. Emma Lew, ruled Rainey’s death an accident. caused by a combination of factors, including his mental illness — he was severely schizophrenic — heart disease and “confinement to a shower.’’ Lew said there was no evidence that the shower was too hot, and that his skin — despite massive peeling — showed no sign of thermal injuries or burns.

Miami-Dade Medical Examiner Dr. Emma Lew.


Her findings have been questioned by multiple forensic pathologists, including Spitz, who has written what is widely considered the “bible of forensic pathology’’and has practiced for more than 60 years.

Spitz said can’t ever recall having to go to court to ask a judge to enforce a subpoena for a re-cut of a slide in a closed criminal case. Rainey’s case was closed in March, when Miami-Dade State Attorney Katherine Fernández Rundle wrote a memo concluding that there was insufficient evidence to prove that corrections officers turned the water up to scalding temperatures.

Dr. Werner Spitz

The shower was rigged so that the controls were in an adjacent mop closet accessible only to guards. Multiple inmates said that it had been used by officers in the prison’s mental health ward to punish unruly prisoners by exposing them to unbearably hot water and steam. Rainey was locked in the shower for more than 90 minutes, records show.

Spitz has worked on some of the most high-profile cases in U.S. history, including the deaths of President John F. Kennedy, Martin Luther King Jr. Nicole Brown Simpson and JonBenet Ramsey.

“What we are all trying to get to is the truth,’’ Spitz said. “Why can’t this be done like gentlemen and ladies? This is not necessary to go to court. This is something that’s done all the time.’’

The county also declined to permit an independent review of the slides by Dr. John Marraccini, the former medical examiner in Palm Beach, who offered to do it at no charge as a public service, given the questions that have been raised about Lew’s findings.

Dr. John Marraccini

Marraccini remains puzzled by the roadblocks placed by the county. He said he has been routinely mailed “re-cuts’’ from the Miami-Dade medical examiner’s office — and has never been forced to review them in their office.

“I get re-cuts mailed to me from Miami-Dade all the time and I’ve never had to come look at them under their supervision,’’ he said.

In their court motion, Rainey’s attorneys attached a copy of a letter from Darren J. Caprara, director of operations for the medical examiner, citing a provision of the Florida Administrative Code that he said prevented the office from sending out re-cuts. The provision, F.A.C. 11G-2.004, says “an independent examination and analysis of physical evidence and embedded tissue is permitted only under the supervision and control of the Medical Examiner.’’

Unlike statutes, which are passed by the Legislature, provisions of the administrative code are adopted by regulatory agencies.

Another expert, Dr. Michael Baden, has disputed Lew’s findings after reviewing the autopsy file and photographs, which show large swaths of Rainey’s skin peeling off his body, revealing areas that paramedics said appeared to be second- and third-degree burns.

Baden, who was on New York State’s prison medical review board for 40 years, said skin slippage such as that indicated in the photos is “hot water trauma” caused only by prolonged exposure to elevated water temperature.

Lew has said the damage involved post-mortem decomposition in a moist environment, and is not an indication that the shower water was inordinately hot.

“I have not heard of a medical examiner office ever refusing to send microscopic slide re-cuts to to the next of kin’s pathologist, especially after the criminal investigation was closed,’’ Baden said.

The motion on the slides is scheduled to be heard in federal court on July 7.

In the motion, Rainey’s attorney, Milton Grimes, contends that the re-cuts are part of routine discovery in any case — and that they are “easily divisible” and “will not affect the preservation or quality of the remaining tissue.’’

He also asserts that the rule cited by the county is not applicable because the case is being heard in federal court.

As part of a public records request, the Herald received more than 100 emails from the medical examiner’s office pertaining to the Rainey case. According to the emails, re-cuts of slides were provided to the FBI, which has expressed interest in the case.

The emails also revealed that the lead prosecutor in the case, Kathleen Hoague, didn’t know until a few months ago that a slide of Rainey’s skin tissue was even collected by the medical examiner. The state attorney’s office began investigating the case in 2014 — two years after Rainey’s death — when the Miami Herald began requesting public records.

Marraccini said that the slides are a critical part of any autopsy because they will show conditions that are not visible to the naked eye. He said the skin sample taken by Lew would be kept indefinitely and re-cuts do not affect the integrity of the original sample. Theoretically, hundreds of re-cuts can be taken from a single slide, he said.

“The real risk for the medical examiner of doing a re-cut is that you may discover something new that you didn’t see from the initial sample,’’ Marraccini said.

In the case of burns, a medical examiner would look for a cellular reaction that may or may not be present in the hours after a victim’s death.

“If you don’t see a reaction and you hang your hat on that and say it’s fresh and the result of post-mortem injuries — and then you take a re-cut and you see a reaction to the injury, then you have a problem. It shows that the injury is not post-mortem,’’ Marraccini said

“In our business, a medical examiner has to be flexible enough to change the cause and manner of death based on the information that becomes available,’’ he added. “In this case, there is no point of keeping specimens if they find excuses not to allow them to be analyzed.’’

The medical examiner’s office did not respond to a request for comment. The Herald also reached out to Miami-Dade’s mayor, Carlos A. Giménez, who oversees the medical examiner, but he was not available.

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Family Law – Divorce Attorneys Serving Seattle, Bellevue – Redmond #law #firm, #law #office,



  • They will be your guide and trusted resource.

  • They were very responsive, kind, and had excellent attention to detail.

  • They were very responsive, kind, and had excellent attention to detail.

  • I give them my highest recommendation.

  • A firm with a heart and drive.

  • Amazingly sharp and talented in their respective areas.

  • One of the best decisions I ever made was choosing Amanda DuBois and Monica Cary.

  • Your Bellevue location is so convenient.

  • Their clients are people, not cases.

  • Amanda out-lawyered opposing counsel every step of the way.

  • One of the best decisions I ever made was choosing Amanda DuBois and Monica Cary.

    Family Law & Divorce Attorneys Serving Seattle, Bellevue, Redmond & King County

    Compassionate Legal Representation for Northwest Families

    Family Law Attorneys Serving Seattle, Bellevue, Redmond and King County

    The DuBois Cary Law Group provides experienced family law and estate planning representation in an emotionally supportive environment. If you are looking for a caring legal team to vigorously represent you in a divorce or child custody matter, we can help. Our goal is amicable resolution, but when litigation becomes necessary, the DuBois Cary Law firm has over thirty years of combined experience in complex litigation.

    We believe in a team approach to family law. Our team provides you the resources of five attorneys, five paralegals, and a legal assistant. Depending on your needs, we may bring in experts and professionals from disciplines including finance, accounting, parenting, trial consulting, tax planning, and psychology to develop a strong, effective case. A professional team with substantial experience in divorce law will save you money and give you the peace of mind that your case is in good hands. Negotiating parenting plans and property division agreements can be an intense process, and you will most likely want to engage in a continuing dialogue with your lawyer over a period of time. We offer high-quality, personal attention combined with timely and efficient online communications to help you deal with issues as they arise. We represent business owners, professional services providers, technology professionals, medical professionals and their spouses, software and aerospace engineers, and teachers.

    Facing issues such as divorce. child custody. and estate planning is traumatic enough. Working with your attorney should not add to that stress (including navigating the area’s increasingly challenging transportation issues). So, to better accommodate your busy professional schedule, we have set up area conference rooms in Bellevue. Kirkland. and Downtown Seattle. When you call for your first consultation, please inform our intake staff about a location that works well for you. And of course, you are always welcome to meet with us at our firm’s headquarters on Lake Union .

    Contact DuBois Cary Law Group Today

    Contact us for more information about our team and how we can help with all of your divorce and family law concerns:

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    927 N Northlake Way
    Suite 210
    Seattle, WA 98103
    Phone: (206) 547-1486
    Toll Free: (800) 837-1728
    Fax: (206) 547-2074
    Hours: M – F, 9am – 5pm

    Documents and Service of Process are only accepted at our Seattle office.

    Areas We Serve

    At DuBois Cary Law Group, PLLC, we represent clients from Seattle, Bellevue, Redmond and King County Washington. If you have any questions or concerns about your Family Law or Divorce issues, please feel free to call us at (206) 547-1486. We are happy to schedule an appointment for you to speak with one of our attorneys.

  • DNP – Family Nurse Practitioner #family #nurse #practitioner #school


    DNP Family Nurse Practitioner

    Our Family Nurse Practitioner (FNP) track within the Doctor of Nursing Practice (DNP) program focuses on providing primary care in the community to patients ranging in age from childhood to elderly. The FNP track strongly emphasizes the broad and comprehensive preparation necessary for primary care practice.

    As a Family Nurse Practitioner, you will deliver family-focused care in diverse settings to patients from a variety of backgrounds, including underserved and vulnerable populations. FNPs promote preventative care and treatment of acute and chronic conditions in the context of the family unit.

    Sites of practice

    Graduates from our FNP track practice independently and within larger health care teams. They work in a variety of settings and with diverse populations, including:

    • Primary care
    • Internal medicine
    • Urgent care
    • Gastroenterology
    • Oncology
    • Cardiology
    • Neurology
    • Dermatology
    • HIV care
    • Veteran’s health


    All Doctor of Nursing Practice tracks are offered as full-time study only.

    FNP students are prepared to:

    • Perform comprehensive health assessments, including ordering and interpreting diagnostic procedures
    • Partner with patients and families for health promotion and disease prevention
    • Generate differential diagnoses and manage acute and chronic health problems and distressing symptoms based on a strong biological science foundation
    • Prescribe and evaluate therapies (medication and non-medication based)
    • Utilize developmental, patient-and family centered approaches
    • Act as leaders in healthcare systems
    • Advocate for nursing and the role of the Family Nurse Practitioner

    Year One

    Year one of the DNP program is offered in a hybrid format (50 percent in-person, 50-percent distance learning), and requires that you be on campus one day per week. You will complete core DNP academic classwork with peers across all DNP tracks in the School of Nursing. Content of year one courses includes:

    • leadership
    • appraisal and application of evidence to advance practice
    • health equity
    • health systems and policy
    • wellness and health promotion, and
    • quality improvement

    Year Two

    Some DNP courses include distance learning methods, but many courses are in-person and require weekly attendance (generally one to two days per week). Your second year includes track-focused classes, seminars, and clinical experiences.

    Year Three

    As in year two, many courses require in-person attendance with some courses including distance learning methods. In the final year of your program, you will continue clinical training.

    In addition, you will work with your supervisory committee to complete a DNP final project in collaboration with a local clinical agency or organization. This project is presented in the form of a final examination.

    Role of the DNP

    Our DNP program prepares you not only for an advanced practice role but also teaches you how to look at cutting-edge research and apply that evidence to your practice.

    The DNP program’s additional academic and clinical hours beyond a master’s-level degree gives you a solid foundation to become a leader in the nursing profession. You will work with faculty who are nationally recognized for their research, and also with agencies around the Puget Sound region to gain hundreds of hours of hands-on clinical experience.

    By combining advanced practice nursing skills and knowledge of how to evaluate evidence-based research, you are empowered to become a more efficient and effective practitioner.

    Post-DNP study

    National certifications

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    Johnson Family Vacation (2004) #christopher #erskin, #johnson #family #vacation, #fox #searchlight, #cedric #the #entertainer,


    Johnson Family Vacation (2004)

    Fruit Loops

    Brand new 17-year-old bride Solange Knowles plays Nikki, willful adolescent daughter of Nate Johnson (Cedric the Entertainer). Her costumes are fashionably skimpy and her cell phone seems attached to her face. When Nikki makes a cute joke comparing her navel to that of Solange s famous older sister, you get a sense of how she s come to this place, that is, in a terrible road trip movie. She s playing little Janet to Beyonc s long-ago Michael.

    Perhaps, some day, this dicey strategy will pay off. For now, however, Solange s appearance in Johnson Family Vacation looks a little pathetic. She s hardly alone in this: everyone who shows up looks that way. You might wonder if anyone read the script attributed to Todd Jones and Earl Richey Jones before signing a contract, but within 10 minutes, it s clear that there was no script, only a series of scenes strung together in random-seeming order.

    Johnson Family Vacation

    Director: Christopher Erskin
    Cast: Cedric the Entertainer, Vanessa Williams, Bow Wow, Solange Knowles, Gabby Soleil, Shannon Elizabeth, Steve Harvey

    (Fox Searchlight)
    US theatrical: 9 Apr 2004

    And so, Nate initiates the action by announcing that the family is headed for a road trip to a Reunion in Missouri. This despite the fact that he s not even living with his estranged wife Dorothy (Vanessa Williams), who has struck out on her own, studying for a career in accounting that he resents. Nikki has a couple of siblings, too, also living with mom, wannabe rapper brother DJ (Bow Wow), and baby sis Destiny (Gabby Soleil, whose character name may be another joke at Beyonc s expense, but you ll never know).

    Everyone is unhappy at the prospect of the drive from L.A. as it entails numerous days stuffed in Nate s newly outfitted (and Burberry-upholstered) SUV, complete with low-rider hydraulics and spinning rims. Everyone, that is, except Nate, who blithely imagines it will be a bonding experience. And if not that, a way for him to win the prize he so desperately covets, the Best Family Prize, handed out by his surly mama, who has never believed that his marriage to Dorothy would last (though it has, at least 17 years). His chief competition is his brother Mack (Steve Harvey), who takes the whole contest business a little too seriously.

    Christopher Erskin s film proceeds as if by accident, a pile-up of driving mishaps, fart gags, sexual innuendoes, Duel -style threats from a truck, and naked Cedric jokes. Along the way, they pause at a rest stop in search of real Indian experience (some childhood memory of Nate s long faded), but find only a slick hotel and a native bellboy dressed in animal skins, who offers directions to a nearby tribal site and makes googly eyes at Nikki in front of her dad. During another stop, Dorothy punishes Nate for his general bad behavior and selfishness by leaving him naked in the hot tub, where he s joined by a crew of Cedric-sized ladies: they coo and prattle, and he looks horrified. By the time he s trying to sneak past the hotel clerk to reach his room, Dorothy is suddenly falling back in love with her man, seeing his earnest romanticism, in that he s left a roadside flare sizzling in their room, in lieu of a candle. (Let s just say that logic is not this movie s strong suit.)

    Among their more audacious episodes is Nate s decision to pick up flaky hitchhiker Chrishelle (Shannon Elizabeth) (this instead of the nun who appears hitchhiking just before, because nuns do a lot of hitchhiking, after all). Strange in imprecise ways, Chrishelle is visibly oversexed, dishonest, fond of Fruit Loops, and happy to take advantage of her new friends generosity. She also has with her a baby alligator that remains unseen until it provides a hotel-room scare for the family, that is, more opportunity for bonding over disaster.

    By the time they reach the Reunion, the Johnsons are apparently feeling ready to compete for the prize Nate so covets mainly through a montage of eating, high-fiving, and sack racing. The film has long since lost any semblance of narrative order and your interest, and so the incoherence in these final 15 minutes only feels like more of the same. Of all the annoyances provided by Johnson Family Vacation. the most egregious may be the waste of on-screen talent: Exhibit A: the final competition, where Vanessa Williams sings backup for Cedric and Bow Wow. You d like to imagine that if this script had been available to read ahead of time, Williams, Cedric, Bow Wow, and Knowles would have all said no.

    Cynthia Fuchs is director of Film & Media Studies and Associate Professor of English, Film & Video Studies, African and African American Studies, Sport & American Culture, and Women and Gender Studies at George Mason University.

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    Tampa Bay Area Homes For Sale, Florida, Realty Executives Suncoast #clearwater, #safety #harbor, #davis


    Welcome To The Official Tampa Bay Area Real Estate Search Website. Meet Experienced Tampa Bay Professional Realtors!

    Realty Executives Suncoast servicing the residents of the Tampa Bay area since 1970! Our Clearwater, Florida real estate agency office is locally owned and operated by licensed Real Estate Agents. Sales Associates and Realtors. There are many houses for sale in the but no two homes are the same! We are driven and experienced to service your specific real estate needs. Look over our Tampa Bay area popular places to live below and search by price ranges that best fits your budget! Browse a wide variety of homes you will love and create email alerts when a new listing hits the market!

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    We provide the best property search tools using our Advanced Search to view houses with specific custom options such as by school district-elementary school, middle school, high school, property type, special conditions, style, built before and built after. We would also suggest trying our Map Search to search an up-to-date MID Florida MLS of all active available homes for sale in Citrus County. Hernando County. Hillsborough County. Manatee County. Pasco County. Pinellas County. Polk County and Sarasota County.

    Searching Open Houses In The Tampa Bay Area? Just Select Your Lifestyle City Choice Below:

    Don t Have Time To Search?

    We believe in service and client satisfaction which is why we will populate your specific search criteria quick and easy! Please try Dream Home Finder form.

    Looking To Sell Your Home?

    Selling you re home takes planning which we understand and it s vital you are informed about a fair asking price! We can do a FREE Market Analysis and utilize comparable sold listings in your area to help you decide the precise market value of your home. Our agents implement continuous successful real estate strategies combined with your exclusive home listing web page that funnels onto our featured listings carousel. When you list your home with Realty Executives Suncoast our effective MLS system will automatically upload to our social media Facebook page which is an excellent way to attract Tampa Bay home buyers.

    Popular Places To Live In The Tampa Bay Area

    Posted on 16 Jun 2017

    Housing starts saw a slowdown in May in overall number of starts and in the single-family sector. And a decrease in building permits showed the downward trend is unlikely to turn around anytime soon.

    Posted on 16 Jun 2017

    A few years after seeing his appraisal management company close down, leaving behind millions of dollars in unpaid appraiser invoices, AppraiserLoft owner Aman Makkar appears back in business. According to an investigation by HousingWire, the Makkars have now set sights on a new goal apartment rentals. Here s more on the Makkars’ latest business venture, and its possible players, and the questionable legality.

    Posted on 15 Jun 2017

    Builder confidence fell slightly in June from the downwardly revised confidence level in May. However, the National Association of Home Builders explained the level of confidence is still historically high, and reflects the gradually improving housing economy.

    Office Blog

    Posted on May 25, 2016 – 01:12 PM by Realty Executives Suncoast

    This is up nearly 17% looking at prices too. The median home price of $321,100 that is substantially higher than we saw in April of 2015 where we were around you know $280,000. Now we are seeing supply dropped to a 4.7 month supply we were at a 5.8 month. Read more

    Posted on May 23, 2016 – 01:42 PM by Realty Executives Suncoast

    What do experts think about these urban Millennials have peaked and can people buy the houses they want? Well they can t buy the house they want unless they re one of the small group that actually bought in the urban centers like Washington DC for. Read more

    Posted on April 27, 2016 – 11:39 AM by Realty Executives Suncoast

    The government passed new legislation in 2008 to fix what went wrong with the (government security classifications) shortly thereafter they were put in conservatorship, which your supposed to conserve the assets rebuild capital. The government decided hol. Read more

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    Elder abuse by family members #elder #abuse #by #family #members


    Welcome to NCPEA

    The National Committee for the Prevention of Elder Abuse (NCPEA ) is the national association for professionals, practitioners, and researchers across disciplines working to address abuse, neglect, and exploitation of elders and vulnerable adults. With members representing aging and social services, APS, healthcare, justice, domestic violence, and other arenas, NCPEA works to shape prevention and response by promoting research, education and awareness, multidisciplinary collaboration, advocacy, and public policy. It is a forum for dialogue and partnership.

    NCPEA members are vital elder justice advocates. Together, we have the power to prevent elder abuse.

    What’s New at NCPEA?

    2017 NCPEA Membership Drive is Underway! Download the 2017 Membership Form or enroll online.

    Member benefits include:

    • Subscription to the Journal of Elder Abuse Neglect (JEAN, a $198 value)
    • 15% discount on educational videos and films from Terra Nova Films
    • Reduced member rates on NCPEA educational activities and products
    • Resources and webinars for professionals

    2016 Wolf Memorial Lecture: What Does the Elder Abuse Field Need? Perspectives of a Journal Editor by Karen Stein

    On November 18 th. Karen Stein, Editor-in-Chief of the Journal of Elder Abuse Neglect (JEAN) and the 2016 Wolf Award Recipient, challenged a group of emerging and veteran researchers to carry out the legacy of Rosalie S. Wolf, a pioneering elder abuse researcher, educator, and advocate. Dr. Stein encouraged attendees to put the science back in social science research and, above all, to conduct rigorous evaluation on programs and practices to learn what works to advance the field and improve the lives of older individuals. The enlightening, entertaining, and motivational lecture was delivered at the Abuse, Neglect, and Exploitation of the Elderly Interest Group Meeting, sponsored by NCPEA and the International Committee for the Prevention of Elder Abuse (INPEA) with support from Taylor Francis Publishers. Read more!

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    New Braunfels Personal Injury Attorney #new #braunfels #personal #injury #attorney, #new #braunfels #injury #lawyer,


    New Braunfels Personal Injury Lawyer

    Car Accidents and Wrongful Death

    Many trial lawyers agree that South Central Texas is one of the best places in the state to pursue negligence cases in court. Insurance companies know that area jurors tend to be sympathetic to victims, so many cases settle rather quickly and on very favorable financial terms. Of course, not every case settles right away. However, the aggressive attorneys at The Bettersworth Law Firm do not lose heart. Instead, we fight for you during the preliminary hearings, throughout the discovery phase, and all the way to trial. All the while, we remain open to settlement on favorable terms and always promptly keep you informed about important developments in your case.

    We advocate for clients in cases of drunk driving, hit-and-run, and distracted driving. Commercial (semi) trucks accidents are particularly dangerous. Negligent truck drivers create liabilities for themselves and trucking companies. Restrictions on hours driven per day and maintenance requirements are often ignored. Motorcyclists are 26 times more likely to die in collisions then cars and will likely need significant financial compensation.

    Business and Fraud Litigation

    In addition to consumer-related practice areas, The Bettersworth Law Firm assists the business community and investors with contract or fraud-related concerns including:

    Our skilled team is able to help businesses achieve results that will achieve or exceed expectations. Through intense preparations and detail-oriented planning, we are able to offer the best possible case results to corporate entities.

    Experienced New Braunfels Divorce Lawyer

    Life-changing family matters are emotional with long-term consequences. We guide you through mediation, collaborative services or litigation based on your unique needs and goals. Our attorneys assist clients with the following:

    • Child Issues – Child custody, child support, visitation, and other child-related matters.
    • Uncontested Divorce – When a separating couple is able to negotiate terms that are satisfactory to both parties.
    • Grounds for Divorce – In no-fault instances, the marriage is insupportable or irreconcilable. Others include cruelty, adultery, abandonment, felony conviction, confinement, or living separately.
    • Property Division – Assets are deemed community property unless they are separate property, meaning owned before marriage, acquired as a gift, or from a descendant or injury settlement.
    • Spousal Maintenance – Court orders awarding regular payments from a spouse to support the other.
    • Domestic Violence – Victims may receive court protection orders restricting communication, residence access and may establish temporary financial arrangements

    I just wanted justice for my mother

    Thank you so much for all of your help and assistance with her case. I simply wanted the Doctor to think twice next time he treated a patient. Because of your help with my case, I feel like we have made a difference and probably saved lives.

    You guys are awesome

    Thanks for all of the help that you have provided to my family. We will be forever grateful.

    James Bettersworth is a true professional

    who demonstrates great integrity as he zealously works to take care of every client’s legal needs.

    We just want to thank you

    We are so grateful for all the hard work. You were more than just an attorney and I feel that you are a friend. Both you and your staff will always have a place in our heart.

    From our offices in New Braunfels and San Marcos. we represent clients throughout South Central Texas including the cities and counties of Austin, Canyon Lake, Sattler, Startzville, Smithson Valley, Browsville, Bulverde, Garden Ridge, Spring Branch, Comal County, Kyle, Buda, Hays County, Seguin. Cibolo, Schertz, Selma, Guadalupe County, San Antonio, Bexar County, Boerne, Kendall County, Kerrville, Kerr County, Bandera, Bandera County, Fredericksburg, Gillespie County, Johnson City, Blanco, Blanco County, Austin, Travis County, Bastrop, Bastrop County, Lockhart, Caldwell County, Gonzales, Gonzales County, Floresville, Wilson County, Jourdanton, Atascosa County, Pearsall, Frio County, Hondo, Medina County, Tilden, McMullen County, Cotulla, LaSalle County, Laredo, Carrizo Springs, Dimmit County, Crystal City, Zavala County, Uvalde, Uvalde County, Bracketville, Kinney County, Rock Springs, Maverick County, Del Rio, Val Verde County, Sonora, Sutton County, Junction, Kimble County, Menard, Menard County, Mason, Mason County, Burnet, Burnet County, Georgetown, Williamson County, Harris County, LaGrange, Fayette County, Llano, Llano County, Giddings, Lee County, Columbus, Colorado County, and Webb County.

    2017 The Bettersworth Law Firm 110 West Faust Street, New Braunfels, TX 78130 830-606-0404

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    Family Business Consulting and Business Growth Strategies – American Management Services, Inc #business #plan

    #family business


    Family Business

    Over the last 25 plus years, our small business consultants have worked with thousands of family businesses, representing more than half of our clients. Without our business growth strategies, we have seen many businesses struggle to survive into the second and third generations and many founders forced to put off retirement indefinitely. We have also seen business issues drive apart families and family issues bring down businesses. We believe that removing family issues from the workplace can not only improve both your professional and family life; it can also help you achieve the goals that you set for your company.

    It is our job to ask the tough questions and to work with ownership on the solutions:

    1. Is ownership spending enough time minding the business?
    2. Are you putting profit maximization above all else?
    3. Are you making family members really productive?
    4. Are non-family members unmotivated due to a perceived favoritism among family?
    5. Do personal battles dominate the workday creating a hostile environment?
    6. Are there too many family members on the payroll?
    7. Are family members hired for positions they are not qualified for, simply because they are family?

    All of these issues can affect your ability to improve profits. To find the answers, we take an objective look at all aspects of your family business and implement the changes that will turn your business around and get you back to profitability. We put the welfare of the company above any favoritism.

    Addressing these issues can be vital to a family business success and can help strike the balance between emphasizing the company as a family versus the family running the company.

    Use the form below to contact us immediately.

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    CDA Certification #cda,child #care #development,child #care #settings,child #daycare,child #development #associate,child #development #classes,childcare,counseling,family #child #care,working


    Reaching Your Goals with a CDA certification

    If you love working with children, and are in search of a rewarding career that won t take years of college to obtain, you might consider earning a CDA certification in child development. This certification can take you many places towards your career goals, and many times begins at a nearby child daycare center.

    Definition of a Child Development Associate

    A CDA certificate is generally needed to work in any childcare setting, whether it be a daycare, medical, counseling, or court and legal facilities. Wherever you want your career to go, it will begin in this area with a CDA certificate that allows you to work with children. The certification acknowledges that you are prepared and knowledgeable in child care and development.

    A person who is CDA certified is recognized as a specialist in child care development. If you are seeking CDA certification to further your career, or if your present employer requires that you receive certification, there are some requirements that you must meet in order to apply for your certification.

    Every CDA certification is approved through the state in which you plan to work, but also the Council for Professional Recognition, in Washington, D.C. which issues and renews certifications. There are three types of CDA certifications: center-based settings, family child care settings, and home visitor settings. Each certification has the same basic requirements, but the training will vary slightly depending on the type of job you hold. Many daycare facilities require center-based setting certification, while many state and legal agencies require field workers who have training in family or home settings.

    You are not required to have a degree in order to be CDA certified. Most community colleges offer child development classes that will lead to certification, or, if you currently work in a child care setting, stepping up to a CDA position may be possible. In fact, many employers will require that you receive certification before working directly alone with children.

    CDA Certification Requirements

    In order to apply for CDA certification, you must be at least 18 years old, have a high school diploma or GED, and completed 120 hours of classes (12 college hours) on the subjects required. You will be assigned an observer while you are in training, and the hours will be documented and noted by the observer. Once completed, you will be required to pass a basic written and oral exam, sent to you by the governing council. If the council is confident you display the competency required in child development, you will be issued a CDA certificate, renewable every three years. The study and training are completed in about 12 months.

    Application for a CDA Certification

    During the application process, you will be judged on your level of competency displayed in child care development knowledge, your ability to care for children, your advisor s observations, and parents observations. These are generally questionnaires sent home with parents who will grade you according to their opinions of how you handle children. These notes will be a part of your application to the council, along with documentation of your completed courses of study. The competency standards you will be judged on are safety, health, learning environment, communicative, creativeness, social, guidance, family, professionalism, and management abilities.

    You will be required to include an application fee when applying for your certification. The process may take several weeks before your CDA certification is approved and received. You may find several online classes available for certification. In addition, there is a one-year certification program available for those who have never worked, or not currently employed in a job that directly cares for children. It is also available through the council for certification for a fee, and must be renewed for the three-year certification once your hours of experience are logged.

    For more information regarding a CDA certification. visit your college counselor, child care employer, or contact the Council for Professional Recognition, 2460 16th Street NW, Washington, DC 20009-3575, or online at www.cdacouncil.org.

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