Tag: Expert

Consult the Expert – Business First Louisville – CUB: A Kentucky Community Bank #how

#business first louisville

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Consult the Expert Business First Louisville

Topic:
The Era of Smart Technology

Nearly all of us today have a Smart Phone, but what is a Smart Safe?
A Smart Safe is key to managing the challenges of cash in a retail environment. A Smart Safe automatically accepts, validates and stores notes while recording each transaction.

Smart Safe features include:
• Note Validation – tracks and records each note while checking for counterfeits
• Cash Tracking – deposits tracked by each user of the safe by Login ID
• Reporting – various reports can be generated to streamline reconcilement
• Connectivity – stores can provide online access to an armored car carrier and the bank

Benefits of this technology:
• Eliminates the employee risk of taking cash to a bank branch.
• Can lower expenses associated with armored car services as frequency of pickups may be reduced.
• If your bank has online access to the cash deposits they may be willing to provide you advanced availability even though the cash may still be sitting in the safe. If your business consists of managing large amounts of cash, get safe smart.

Online Banking

Convenient Capture Login

Update Your Contact Info
and Earn $1

Personalize Your Debit Card

Sign Up for eStatements

Use Our Switch Kit to Join Today


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Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more #new #business

#cottage industry ideas

#

Or try one of the following links.

Important! How this site works

We think it’s important you understand the strengths and limitations of the site. We’re a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can’t guarantee to be perfect, so do note you use the information at your own risk and we can’t accept liability if things go wrong.

  • This info does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances and remember we focus on rates not service.
  • We don’t as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it’s rarely made public until it’s too late (see the section 75 guide for protection tips).
  • We often link to other websites, but we can’t be responsible for their content.
  • Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

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Plumbing Services for Seattle, WA #plumbing #seattle, #seattle #plumber, #plumbing #supply, #plumbing #parts, #electrical

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Aurora Plumbing showroom in Seattle, WA

Your Premier Plumbing Showroom and Services in Seattle, WA

When you need a plumbing service, you don t want to invite just anyone into your home. Trust the family-friendly company that s worked in your area since 1960.

The dedicated technicians at Aurora Plumbing serve the entire Greater Seattle, WA area, including Bellevue, Snohomish, and Redmond. We offer so much more than typical plumbing services we also sell more than 7,000 parts and display dozens of fixtures at our beautiful showroom.

Repair, Replacement, and Renovation

Count on our licensed plumbers for any plumbing service, from the simplest repair jobs to the most complex installations. Our services include repair and replacement for:

Water heaters

Water lines

With our vast supply of parts for every product, we can repair any fixture in your kitchen or bathroom.

Plus, if you re ready to upgrade to a beautiful new fixture, come check out our showroom in Seattle, WA. There, you ll find professional-grade fixtures superior to what you ll see in chain stores. We carry top brands including Kohler, Moen, and Delta.

We re the only plumbers in Seattle with a showroom, a parts and service department, and a sewer and drain department. Other plumbing companies may have one or two of these services, but not all three.

First-Rate Customer Service

We treat all of our customers equally. Whether you re a plumbing expert yourself or don t know much about plumbing, we re happy to answer your questions and solve your problems.

For any plumbing service you need in Seattle, WA, call us today at 206-364-1140 .


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Online Medical Billing, Coding, and Administration Classes #online #medical #coding #and #billing #classes, #advocacy

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Online Medical Billing Courses

Online Medical Billing, Coding, and Administration Classes

Did you know that the rate of growth in the medical billing and coding industry is expected to increase at a faster rate than most other occupations? Skilled medical billers and skilled coding technicians are in high demand. Your online training in billing and coding can help you find work in a variety of medical settings whether a private medical office or healthcare facility, a hospital or clinic, or even a claims examiner for insurance companies. If you’re interested in learning a new career, or advance within your current career, or maybe learn new skills to start your own home business, taking courses in our online classrooms is a convenient way to start your education.

Universal Class courses are a perfect fit for today’s fast-paced and busy lifestyles. The classes require no special software or hardware. You can study on your own time without the hassle of commuting or arranging your work schedule and finding childcare.

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Introduction to Medical Coding

ICD-10: Medical Coding

Medical Billing and Coding Course Bundle

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Why Universal Class?

UniversalClass.com offers over 5,000 hours of online continuing education training! Here’s a few reasons why lifelong learners prefer Universal Class continuing education courses:

  • Accredited by IACET – Universal Class, Inc. has been accredited as an Authorized Provider by the International Association for Continuing Education and Training (IACET)
  • Supportive Instructors !
  • Earn a Certificate of Course Completion documenting your CEUs and Contact Hours
  • Verify your CEUs and Contact Hours via unique certificate serial number on our service (great for employers)
  • Easy to use. Our online courses are the easiest and most fun courses available anywhere
  • Self paced. Go at your own pace. You do not need to be online at a specific date or time
  • Start right now. You can start the class right now by clicking on the button ‘Join this Course’
  • Extremely affordable. Pay one time for a course and you have 6 months to finish it. Or pay $189.00 for a yearly subscription and take any course you want . as many courses as you want (over 500 to choose from)
  • High quality courses. Since 1999, Universal Class has provided high quality continuing education training to over 600,000 satisfied students

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Online Course: Chemistry 101 – Learn the Fundamentals #online #college #chemistry, #online #course #class

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Online Class: Chemistry 101

Course Description

At a minimum, a basic understanding of chemistry is needed for it offers a foundation for comprehending the inner workings of biology (how cells function and the behavior of organisms), as well as, the ecological relationships that exist between organisms and their environment.

In short, chemistry offers us a way of understanding the world in which we live.

Chemistry provides us with insights into how our bodies function; the ingredients that are contained within the foods we eat; the reason cars, planes and trains are able to run as efficiently as they do; the manner in which computers are built and operate; and the materials used to construct our homes and buildings within our communities.

Basically, chemistry is a part of almost everything we do for everything is comprised of chemical compounds. The claim that chemistry is everywhere is, thus, entirely accurate.

Chemistry encompasses a multitude of specialized sub-disciplines which have proven highly useful to chemistry as they have provided for the following: the production and testing of stronger materials, creation of pharmaceuticals to treat disease, and the study of life processes.

Lesson 1. Atoms, Molecules, and Ions

The ordination of who was the true “father” of modern chemistry is a disputed point.

  • Lesson 2. Chemical Foundations

    In chemistry the accepted measurement system for mass (m) or volume (v) is the metric system, also known as the System International (SI) system.

  • Lesson 3. Stoichiometry

    Stoichiometry is the field of chemistry used to determine the quantities both for the required reactants of a chemical reaction and the predicted product of said reactions.

  • Lesson 4. Types of Chemical Reactions and Solution Stoichiometry

    Most chemical reactions require a catalyst, a certain condition external to the reactants themselves that facilitates or causes the molecules to react with one another.

  • Lesson 5. Gases

    Matter in gaseous form does not have an absolute density. In order to determine the density of any volume of gas, we must first determine the pressure under which the gas is being held.

  • Lesson 6. Thermochemistry

    There are two types of energy, potential (the amount of energy possible given a certain circumstance) and kinetic (the amount of energy being expended).

  • Lesson 7. Atomic Structure and Periodicity

    Electromagnetic radiation refers to the wavelengths on which energy travels through the Universe.

  • Lesson 8. Bonding. General Concepts

    Hydrogen bonds are the bonds established between hydrogen and elements with a high level of electronegativity.

  • Lesson 9. Valence Bond Theory

    Atoms form a bond when both of these two conditions occur 1) There is an “orbital overlap” between two atoms and 2) only two electrons, both of opposite spin, are present in the overlap.

  • Lesson 10. Properties and Solutions

    Solutions are a combination of solutes and solvents, which are not necessarily composed of the same forms of matter.

  • Lesson 11. Chemical Kinetics

    Chemical kinetics is concerned with the rates of chemical reactions.

  • Lesson 12. Chemical Equilibrium

    The first thing to understand about equilibrium in chemistry is that it is a dynamic state.

  • Lesson 13. Spontaneity, Entropy, and Free Energy

    Spontaneous processes occur without outside intervention. Some of these occur very quickly, such as combustion, whereas others like the formation of diamonds occur very slowly over millions if not billions of years.

  • Lesson 14. The Nucleus, A Chemist’s View

    The nucleus of an atom is not always stable.

  • Lesson 15. Transition Metals and Coordination Chemistry

    Many transition metals commonly form more than one form of oxidized compound depending on the conditions of formation.

  • Lesson 16. Organic Chemistry

    Organic chemistry is the study of carbon based chemistry in the realm of living things.

  • Additional Course Information

    • Document Your Lifelong Learning Achievements
    • Earn an Official Certificate Documenting Course Hours and CEUs
    • Verify Your Certificate with a Unique Serial Number Online
    • View and Share Your Certificate Online or Download/Print as PDF
    • Display Your Certificate on Your Resume and Promote Your Achievements Using Social Media

    Course Title: Chemistry 101

    Course Number: 8900109

    Learning Outcomes

    By successfully completing this course, students will be able to:

    • Define atoms, molecules, and ions.
    • Describe chemical foundations and stoichiometry.
    • Identify gases and thermochemistry.
    • Describe atomic structure and periodicity.
    • Describe bonding and the Valence Bond Theory.
    • Know properties and solutions.
    • Describe chemical equilibrium.
    • Know spontaneity, entropy, and free energy.
    • Know the nucleus, a chemist’s view.
    • Know transition metals and coordination chemistry.
    • Know organic chemistry, and
    • Demonstrate mastery of lesson content at levels of 70% or higher.

    Student Testimonials

    • “I am satisfied with the course I want to continue on.” — Viera V.
    • “She was prompt with all grading and any questions I had. It was a 101 course and offered a well rounded experience. It gave me more background on how I was using chem. in my wastewater, water operations.” — Tim M.
    • “The instructor was very helpful and available. She is very knowledgeable. This was an EXCELLENT course.” — Donna N.

    Related Courses


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    Marriage expert shares keys to successful relationships at home, work #sample #business #proposal


    #business at home

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    A marriage expert says doing these 3 things will help you have successful relationships at home and at work

    Forty hours a week is a lot of time to spend with someone you can’t stand.

    That’s why it’s so important to foster positive relationships at work.

    Psychologist and couples counselor John Gottman spent 40 years researching exactly what goes into healthy relationships, and he posited in his book, “The Relationship Cure ,” that the same principles that make marriages work also hold true for other kinds of relationships.

    “Relationships in the workplace, including friendships, collegial relationships, and relationships with superiors or subordinates, are human relationships,” Dr. Michael McNulty, a m aster trainer from the Gottman Institute and founder of the Chicago Relationship Center. tells Business Insider. “Much of the same advice given to spouses who seek to make their marriages work also applies to people who want good, productive relationships with their coworkers.”

    According to Gottman’s research, any relationship that involves people trying to live and work closely together should be built on trust and commitment and involve positivity, friendship, and successful conflict management.

    First and foremost, good friendships in a company occur when employees feel like they can trust one another. Workers have to mostly feel like their bosses and coworkers are acting in their best interests or at least trying to. They have to feel like they have one another’s backs. It is only then that they will feel safe and motivated to invest in their relationships in the workplace.

    In love or at work, people who do these three things are most likely to have positive relationships:

    View As: One Page Slides

    Francisco Osorio/flickr

    Get to know people

    In marriage, research tells us that knowing one’s partner and the important parts of one’s partner’s world is the basis for friendship and positivity. Spouses feel important when others take time to get to know them. The same holds true at work.

    He says that managers and employees who feel like people are trying to get to know them and care enough to ask about their lives are more likely to feel positive about others at work.

    WOCinTech Chat/flickr

    Appreciate others

    People are also more likely to feel positive about work-based friendships if they feel appreciated.

    McNulty teaches a course that includes a video of a therapist working with a real couple who started a company together.

    At one point, the woman says to the man, “I would almost work free if you would just tell me you appreciate what I do more often.” Her revelation speaks to how much people may need to feel appreciated by those close to them.

    While most employees will not work for free, they feel a lot more positive about work when they feel appreciated, and they feel most positive about those in the workplace who express authentic appreciation for their talents and contributions.

    Expressing appreciation, he says, could be as simple as commending a colleague on how well they spoke in a meeting or how reliable they are because they arrive to work early every day. The key is using positive adjectives and then backing them up with specific examples.

    “If you think it, try and say it,” McNulty says. “And if you’re not thinking positive thoughts, that may mean that you’re scanning for the negative too much and you need to get back into thinking about what you appreciate about the people around you.”

    ANG SHERPA/flickr

    Make time for others

    “As in marriage, people who know and appreciate one another are better positioned to connect with one another,” McNulty says.

    He says that spouses who develop rituals for connecting with each other like date night, nightly walks, or phone calls to check in do better in relationships. Similarly, coworkers who find ways to remain connected keep their work relationships in a more positive place.

    “That’s why talks around the water cooler, lunch dates, sports teams, and happy hour become so important,” McNulty says.

    “That’s also why teams and managers have to be sensitive about making assignments of who does what with whom on work projects,” he adds. “For some employees, their routines of doing projects with certain colleagues may be their way of checking in and remaining connected.”

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    Expert Interview with Noah Wieder on the benefits of owning an ATM #business #loan


    #atm business

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    Expert Interview with Noah Wieder on the benefits of owning an ATM

    Cash is still king in plenty of places, which is why ATMs are more popular than ever, says Noah C. Wieder, CEO of ATM Depot .

    ATM users prefer to pay with cash to avoid credit card debt and interest charges, and merchants also prefer cash users; so having an ATM nearby helps them lower their credit card processing fees.

    “So it’s a win-win for merchants who either own and operate their own ATM or who contract with an IAD to operate one for them,” he adds.

    Noah recently checked in to tell us about the benefits of investing in an ATM machine and give us a crash course on becoming an independent ATM deployer. Here’s what he had to say:

    Tell us the story behind ATM Depot. What’s on your site? Who should be reading it?

    ATM Depot caters to individuals, investors, entrepreneurs and independent ATM deployers (IAD’s) looking for a flexible, friendly, experienced and honest ATM company. We believe in transparency in an industry where we see a lot of secrets and scams .

    Who can invest in an ATM machine?

    Literally, anyone can invest in an ATM. Retailers; commercial landlords; city governments looking to increase revenues at parks, museums and other public places; entrepreneurs; and anyone who can count money.

    The cost to enter the ATM business is amazingly low. Many ATM models can be purchased for under $2,500 including shipping. The cost of not working with an experienced ATM company is the expensive part. The cost of learning from mistakes can get expensive.

    A better question is who can operate an ATM. Most investors and entrepreneurs can invest or operate an ATM business unless they have a felony criminal record or have been involved in any type of financial crime.

    What are the benefits of investing in and managing ATM machines?

    It’s very similar to most passive income business models. Benefits include:

    • Working your own hours
    • Excellent annual returns (even on locations that only have three or four users per day)
    • Minimal investment, relatively low risk
    • Getting to meet and work with great people
    • No more trading time for money
    • Great ROI

    What considerations should someone who’s interested in investing in an ATM machine make before purchasing one?

    They should read everything they can about the business. A couple of links to some of the papers I’ve authored:

    Of course, I recommend my book, The Amazing Money Machine, where I explain the entire business from start to finish. ATMdepot.com also offers serious investors a private members’ area where they can get proprietary information, forms and videos that are reserved for our IADs.

    Get a handle on your cash with Mint.com .

    What are the disadvantages and/or risks associated with these machines?

    As with any business, the biggest risk is loss of capital; however, with the ATM business that risk is minimized since the biggest investment is the ATM hardware, which is an asset that can always be moved to a new location.

    Another risk is vandalism and/or theft, but inexpensive insurance is available; and in my 20+ years in the business we’ve experienced very few of those issues (but they can occur).

    Machines do need to be serviced and cleaned regularly to make sure they remain in the best working order. While not usually an issue, there can be cash jams, printer jams, communication problems or electrical surges that can bring the ATM offline (a good surge protector is key).

    ATMDepot.com offers toll free 24/7 tech support and most issues can be resolved over the phone, but if an ATM investor owner-operator needs more help, a field service call can be arranged quickly.

    Where are the best locations for ATM machines?

    This is a big question and also varies by geography.

    While everyone knows that convenience stores, casinos, supermarkets and adult retailers are great locations, they are difficult to obtain.

    The best locations are high traffic places where people need cash, like stores that don’t accept credit cards or where a bank might be several blocks away.

    My book has an entire in-depth chapter dedicated to this topic. A good ATM company can help their IADs evaluate locations using a variety of tools including Google Maps (satellite view) to help access the area, Zillow or SearchBug Tools to hone in on certain neighborhoods and geographic characteristics to further evaluate the potential of a location.

    Where do we go to purchase an ATM machine?

    ATMs can be purchased from several different ATM companies; it’s important to compare features and models carefully. New laws and compliance requirements are forcing existing ATM operators to upgrade machines, and some non-compliant machines that should be recycled are showing up for sale on websites. Some machines are non-ADA compliant, some ATMs have old software and hardware that cannot be upgraded; so it’s important to purchase ATM machines from reputable firms with the most updated information on what ATM models are outdated.

    I wrote an eBay guide about the five questions to ask before buying an ATM since I saw so many scams on eBay for used machines.

    How are the machines stocked? Who handles stocking them?

    There are several ways to load an ATM. It’s as easy as loading a napkin holder.

    The person loading the ATM is called the vaulter. Vaulters could be the ATM owner, a professional independent cash vaulter, an armored car service, or a trusted third party. The important thing to remember is that if the vaulter is not consistent and lets the machine run out of cash, then the ATM owner and the store lose money and customers get upset. So vaulting is a very important component of the business.

    The most costly vaulter is an armored car and a cash management service, but it’s also the most reliable. So for a very busy machine, this can be beneficial; but the ATM also requires a significant lock upgrade for armored car auditing.

    The additional lock can increase the cost of the ATM by $600 to $650, which can be significant on a $2,500 machine. The least expensive solution is to have the location be the vaulter and share the revenue or pay a set per transaction fee.

    What types of machine models are available?

    We currently like the Hyosung and Genmega ATMs as they are fairly priced and very reliable. There are many different models, many of which suited to different applications. It’s best to work with someone from our office once a location is selected.

    Recommendations can then be made based on available space, traffic estimates, cash needs, visibility, and indoor/outdoor or freestanding/through-the-wall models.

    There are many questions that should be asked and answered before a specific machine is ordered by an investor. Preservation of capital, ROI, and profit potential should all be considered.


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    Graffiti Removal Services in South Africa – Expert Graffiti Cleaners of Graffiti Walls #graffiti

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    Welcome to Graffiti Removal Services G.R.S. We trust you will find our site useful and informative in preventing and combating unsightly Graffiti. Please feel free to contact us for advice on Graffiti or high-pressure washing related assistance.

    Recently South Africa has witnessed a substantial increase in building and fixture vandalism also known as Graffiti tagging . Unfortunately, Graffiti is often offensive or of a racial nature. Furthermore, unsightly Graffiti decreases property and area values, negatively impacts on retail sales and in some instances, may even encourage petty crime.

    As such, we have established Graffiti Removal Services. As a company, we specialise in the removal of unsightly Graffiti caused by individuals also known as taggers who mainly use spray paint or paint to vandalise public and private properties, buildings, signage, fixtures and road signs.

    At G.R.S we strive to provide an effective long-term solution to Graffiti vandalism, offering a dedicated service and operating with integrity at all times. We have been registered on municipal databases as a supplier offering Graffiti removal products and services. In addition, we have done numerous Graffiti removals for corporate companies, shopping centres, schools, residential and business complexes.

    G.R.S uses products from the most advanced patented water-based technology in the world. This ensures that the products are user-friendly, biodegradable, extremely safe to work with and furthermore guarantees effective Graffiti removal processes with desired results. We are the sole suppliers in South Africa of this combination of unique Graffiti removal products and services.

    Our cities, properties and recreational areas have been vandalised for too long. It is time we take action and restore them to their original Graffiti-free condition.


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    Consult the Expert – Business First Louisville – CUB: A Kentucky Community Bank #start

    #business first louisville

    #

    Consult the Expert Business First Louisville

    Topic:
    The Era of Smart Technology

    Nearly all of us today have a Smart Phone, but what is a Smart Safe?
    A Smart Safe is key to managing the challenges of cash in a retail environment. A Smart Safe automatically accepts, validates and stores notes while recording each transaction.

    Smart Safe features include:
    • Note Validation – tracks and records each note while checking for counterfeits
    • Cash Tracking – deposits tracked by each user of the safe by Login ID
    • Reporting – various reports can be generated to streamline reconcilement
    • Connectivity – stores can provide online access to an armored car carrier and the bank

    Benefits of this technology:
    • Eliminates the employee risk of taking cash to a bank branch.
    • Can lower expenses associated with armored car services as frequency of pickups may be reduced.
    • If your bank has online access to the cash deposits they may be willing to provide you advanced availability even though the cash may still be sitting in the safe. If your business consists of managing large amounts of cash, get safe smart.

    Online Banking

    Convenient Capture Login

    Update Your Contact Info
    and Earn $1

    Personalize Your Debit Card

    Sign Up for eStatements

    Use Our Switch Kit to Join Today


    Tags : , , , , , , , , , , ,

    Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more #business #plan

    #cottage industry ideas

    #

    Or try one of the following links.

    Important! How this site works

    We think it’s important you understand the strengths and limitations of the site. We’re a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can’t guarantee to be perfect, so do note you use the information at your own risk and we can’t accept liability if things go wrong.

    • This info does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances and remember we focus on rates not service.
    • We don’t as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it’s rarely made public until it’s too late (see the section 75 guide for protection tips).
    • We often link to other websites, but we can’t be responsible for their content.
    • Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

    MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

    More tools from MoneySavingExpert

    Budget Planner

    Free tool to analyse your finances and scrutinise spending.


    Tags : , , , , , , , , , , ,