Tag: E

What is mobile marketing? Definition from #impact #of #e #marketing


mobile marketing

What is mobile marketing?

Mobile marketing is promotional activity designed for delivery to cell phones. smart phones and other handheld devices, usually as a component of a multi-channel campaign.

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Some mobile marketing is similar to advertising delivered over other electronic channels such as text, graphic and voice messages. SMS messaging is currently the most common delivery channel for mobile marketing. Search engine marketing is the second-most common channel, followed by display-based campaigns.

The expanding capabilities of mobile devices also enable new types of interactive marketing. New mobile marketing channels include:

  • location-based service (LBS). which involves detecting the area the user is connecting from (geolocation ) and sending marketing messages for businesses in that area.
  • augmented reality mobile campaigns, which overlay the user’s phone display with location-specific information about businesses and products.
  • 2D barcode s, which are barcodes that scan vertically as well as horizontally to include much more information. A mobile user can scan barcodes in the environment to access associated information.
  • GPS messaging. which involves location-specific messages that the user picks up when he comes into range.

The Kelsey Group, a marketing research company, predicted that the mobile advertising industry would grow from to $3.1 billion in 2013, up from $160 million in 2008. The firm also predicts that mobile search marketing will account for 73% of mobile marketing by 2013, up from 24% in 2008, and that SMS-based campaigns would shrink to 9%, down from 63% in 2008. Display-based campaigns are expected to stay relatively steady, up to 18% from 13%.

Learn More About IT:
The Mobile Marketing Association provides relevant news, articles and research.
This free chapter download provides background on the technologies behind mobile marketing.

This was last updated in October 2009

Related Terms

Microsoft Office 365 suite Microsoft Office 365 suite is a hosted, online version of Microsoft Office software. IT administrators access it from a web-based. See complete definition screen door effect The screen door effect is a mesh-like appearance that occurs where visible gaps between pixels are seen on an electronic screen. See complete definition Snapchat World Lenses Snapchat World Lenses are a collection of augmented reality (AR) 3D enhancements to live real-world environments as viewed. See complete definition

Dig Deeper on Enterprise mobile app strategy

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Automobile History – Invention of the Automobile #history, #invention, #automotive, #automobile, #auto, #car, #inventor,


In terms of the lives of average people, there is little doubt that the automobile is the most revolutionary invention in the history of transportation since the wheel. The basic premise of the automobile is simple; choose a wheeled vehicle from the many types typically pulled by horses or oxen, add a motor and create a self-propelled, personal transportation vehicle.

The earliest ancestor of the modern automobile is probably the Fardier, a three-wheeled, steam-powered, 2.3-mph vehicle built in 1771 by Nicolas Joseph Cugnot for the French minister of war. This cumbersome machine was never put into production because it was much slower and harder to operate than a horse-drawn vehicle.

Amedee Bollee, also a Frenchman, built an improved 12-passenger steam car in 1873, but the steam engine proved impractical for a machine that was intended to challenge the speed of a horse-and-buggy. The invention of the practical automobile had to await the invention of a workable internal combustion engine.

The milestone vehicle was built in Germany in 1889 by Gottlieb Daimler and Wilhelm Maybach. Powered by a 1.5 hp, two-cylinder gasoline engine, it had a four-speed transmission and traveled at 10 mph. Another German, Karl Benz, also built a gasoline-powered car the same year. The gasoline-powered automobile, or motor car, remained largely a curiosity for the rest of the nineteenth century, with only a handful being manufactured in Europe and the United States.

The first automobile to be produced in quantity was the 1901 Curved Dash Oldsmobile, which was built in the United States by Ransom E. Olds. Modern automobile mass production, and its use of the modern industrial assembly line, is credited to Henry Ford of Detroit, Michigan, who had built his first gasoline-powered car in 1896. Ford began producing his Model T in 1908, and by 1927, when it was discontinued, over 18 million had rolled off the assembly line.

100 Inventions That Shaped World History
by Bill Yenne, Morton, Dr. Grosser (Editor) / Paperback – 112 pages (1983) / Bluewood Books
This book contains inventions from all around the world from microchips to fire. This is a really good book if you are going to do research on inventions.
Popular Patents
by Travis Brown / Paperback – 224 pages / Scarecrow Press (September 1, 2000)
Eighty stories of America’s first inventions. Each includes a sketch of the invention, a profile of the inventor and a glimpse of how the invention has found its way into American culture.

Wheels of Time: A Biography of Henry Ford (Limited availabilty.)
by Catherine Gourley / Library Binding – 48 pages / Millbrook Press – 1997
In association with the Henry Ford Museum to provide an accurate account of her subject’s life while relating an interesting story.
Setting the Pace: Oldsmobile’s First 100 Years
by Helen Jones Earley, James R. Walkinshaw / Hardcover / Publications International – 1997
Excellent information about Oldsmobile’s cars and people.
America on Wheels: The First 100 Years: 1896-1996
by Frank Coffey, Joseph Layden / Paperback – 304 pages / General Pub Group – 1998
Featuring three hundred archival color and black-and-white photographs, the companion volume to the PBS documentary chronicles the development of the American automobile, with contributions by past and present pioneers in the industry.
Classic American Cars

by Quentin Willson, Matthew Ward / Hardcover – 192 pages (October 1997) /DK Publishing
Celebrating 60 of America’s best-loved automobiles, this full-color car show spotlights the most glamourous cars of the golden era from 1945-1975.
The Art of the Automobile: The 100 Greatest Cars
by Dennis Adler (Photographer) / Hardcover: 256 pages / Harper Entertainment; (May 2, 2000)
Award-winning automotive historian, author, and photographer Dennis Adler takes you on a whirlwind tour through more than a century of automotive history, from the first production motorcar, the 1886 Benz Patent Motorwage, to fabled makes including Hispano-Suiza, Duesenberg, packard, and Hudson
My Father Mr. Mercedes ( Limited availability.)
by Guy Jellinek-Mercedes / Hardcover / G. T. Foulis Co (1966)
In next to no time he was the sole agent for Daimler outside Germany; in fact it was he who gave the name of his daughter to all the cars which he bought for re-sale from the Daimler Company thus establishing for all time the world-renowned car which carries the three pointed star. Later he was to add the name to his own and became known as Emil Jellinek-Mercedes

Car Tech
DVD / 1 Volume Set / 100 Minutes / History Channel / Less than $30.00
This two-hour tour through the automotive future is peppered with exotic visions and groundbreaking engineering advances, from hyper-efficient vehicles with revolutionary drive trains to alternate fuel sources and the most radical designs currently coming off the drawing boards from Stuttgart to Detroit.

The corporate site for the merged Daimler-Benz and Chrysler car companies. The most extensive corporate history site we have found on the web. Lots of COOKIES at this site.
(URL: www.daimlerchrysler.com)
Gottlieb Daimler
The man who is widely credited with pioneering the modern automobile industry apparently did not like to drive and may never have driven at all.
(URL: www.autonews.com/files/euroauto/inductees/daimler.htm)
Karl Benz
On January 29, 1886, Karl Benz registered his patent DRP 37435, for a three-wheeler with a four-stroke 0.9 PS engine. DRP 37435 patent today is recognized as the official birth certificate of the motor car.
(URL: www.autonews.com/files/euroauto/inductees/benz.htm)
Automotive Hall of Fame
The Automotive Hall of Fame recognizes and celebrates accomplished individuals in the world-wide motor vehicle industry; a unique people place of innovation and inspiration.
(URL: www.automotivehalloffame.org)
European Automotive Hall of Fame
Provided to the public by Automotive News newspaper.
(URL: www.autonews.com/files/euroauto/index.html)
Mercedes Benz for Kids
The Mercedes-Benz kids site has an interactive museum where you can see and hear the very first cars! Great place to learn about cars in a fun and informative way. And, Cedy is a great host.
The Auto Channel
Their goal is to create what can currently best be described as an interactive television network; with full motion video, high quality audio, multi-point AV user communication, and comprehensive information archives.
(URL: www.theautochannel.com/)
Ford Motor Company
Everything you ever wanted to know about Ford Motor Company. Lots of COOKIES at this site.
(URL: www.ford.com)
The official web site of General Motors, Oldsmobile Division. The end of an era.
(URL: www.oldsmobile.com)

How Car Stuff Works
by Marshall Brain at How Stuff Works courtesy of The Auto Channel .


  • January 29, 1886 For his three-wheel motor carriage Karl Benz receives the patent DRP No. 37435, the birth certificate of the automobile.
  • March 8, 1886 Gottlieb Daimler orders a coach from coach makers Wilhelm Wimpff Sohn in Stuttgart and has it equipped with a fast-running engine. It is the first four-wheeled automobile.
  • September 29, 1888 After acquiring the Daimler patent licenses for the U.S.A. the piano maker William Steinway founded the Daimler Motor Company at Long Island, New York.
  • The Selden automobile was never manufactured even though the first United States patent for an automobile was awarded to George B. Selden on an application filed May 8th, 1879. Selden licensed and collected royalities from all U.S.auto manufactures until a court decision in 1911.
  • Patent # 1,975,837 isssued October 9, 1934 for Ford V-8 Engine

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Best eCommerce Shopping Cart Software in 2017 #e #commerce #shopping #carts


Best eCommerce Shopping Cart Software in 2017

This page includes my recommendations for the best shopping cart software as well as a few shopping cart related articles. Be sure to also check out our guide on how to migrate an eCommerce site if you re thinking about switching carts. It was last updated on December 22, 2016.

Hosted Shopping Carts

Hosting shopping carts are hosted by the company who created them. You pay a monthly fee and in return the company deals with all of the hosting, security, updates, etc so you can get on with the business of running your store.

The two downsides to these types of eCommerce shopping carts are the monthly cost and the reduced flexibility. But in today s world, hosted carts have become sophisticated enough where both of these are fairly negligible. Apps and custom scripts allow you to do a lot of customization and the monthly price often is lower than what you d pay long-term to a developer to maintain your own shopping cart software on your own server.

Heading into 2017, the most popular hosted cart by a long shot is Shopify. And I d argue for good reasons! In my opinion they have the best team, product and ecosystem of apps out there.

Disclosure: I ve worked with Shopify in the past and the link above is an affiliate link, meaning I ll get a commission if you sign up with them. But I also practice what I preach and genuinely believe they re the best. I recently spent $50,000 to migrate my own store to them.

Here s a list of other hosted eCommerce shopping carts and some brief thoughts on some:

  • Shopify My personal favorite in the shopping cart space
  • SparkPay Formerly known as Americommerce before it was purchased by CapitalOne and rebranded. Has a strong feature set by a fairly limited eco-system of apps and integrations.
  • BigCommerce Well known but have had some problems with support recently and have dramatically increased their pricing. We ve seen a lot of people in the private community flee them for Shopify.
  • Volusion Fading in popularity and a bit antiquated, but good for catalogs with lots of SKUs.
  • LemonStand Highly customizable hosted cart built with developers designers in mind.
  • 3DCart
  • Pinnacle Cart

Self-Hosted Open Source Carts

A self-hosted shopping cart is software you need to host and maintain on your own servers. It s 100% customizable because you have access to the source code which is a big advantage. But it s also much more more work to maintain and keep secure because no one else is updating, patching or maintaining it.

Hosted eCommerce shopping carts have become so good (and so affordable) that I d recommend them to just about anyone under $1 million in sales who is seriously trying to build their business. But they definitely have their place for highly technical entrepreneurs, store owners with very customized needs or larger businesses.

Magento is probably the most well known open-source self-hosted cart and the most commonly used one by private community members. It s also the most complex and difficult to manage. I ve talked with dozens and dozens of store owners who have been migrating away from it in the last 12 months as hosted options like Shopify have become more appealing in comparison.

WooCommerce is the 2nd most popular self-hosted cart in our Community It is actually a WordPress plug-in that turns the wildly popular CRM into an eCommerce shopping cart. It s definitely much easier to administer than Magento but not quite as feature rich.

If I was starting a store on a self-hosted platform today it d be OpenCart. It has a reputation as having a nice feature set while remaining lightweight and easy to administer and customize. You would need to have (or be willing to hire) some technical capabilities but I think it s a very appealing option.

Here s a full list of popular self-hosted carts:

  • Magento Extremely customizable and feature rich, but wildly complex.
  • WooCommerce Build on WordPress and easy to install and get up-and-running.
  • Open Cart A very clean interface, light design and good feature set.
  • PrestaShop
  • Ultra Cart
  • Ubercart
  • VirtueMart
  • Zencart osCommerce Built from the same architecture, these two carts are long outdated and are being replaced by much better options. I used Zencart to build my first eCommerce store. While it was a great option at the time, I wouldn t recommend ittoday.

Nearly all of the shopping cart software mentioned above is written in PHP. If you re a programmer in a different language, here are some non-PHP based options:

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Student Loan Refinance – Find a Loan #student, #loans, #refinance, #e #student #loans, #education,


Student Loan Refinance Program

Student Loan Refinance Program Features

  • Take control of your student loans with a Student Choice Refinance Loan from DCU.
  • You’ll be able to refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment, and potentially saving thousands of dollars in interest rate charges.
  • Featuring a competitive interest rate, our refinance loan can help you simplify your life while amplifying your funds.

Please refer to Details and Rates tabs for additional information and important disclosures.

Student Loan Refinance Details

What You Need to Know Before You Borrow:

  • Refinance your private or federal student loans, including PLUS loans, up to $100,000
  • Keep in mind that by refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.
  • Receive a 0.25% rate discount for automatic electronic payment 1

Who’s eligible?

  • U.S. citizens or permanent residents who have graduated from an approved public or private not-for-profit school 2
  • In repayment or grace on one or more outstanding private or federal student loans
  • Able to pass a credit check (A co-borrower may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)

1. If your loan is subject to a floor rate (also known as a minimum interest rate) as specified in your promissory note, your rate will never be less than the floor rate.

2. Approved schools subject to change.

Variable Rate Solution

The Annual Percentage Rate (APR) is variable 1 and is based on the Prime index 2 plus a margin 3. The rate you receive depends on your credit qualifications and the repayment term you select.

The current offered variable rates are 4 :

between 5.00% and 9.50% APR

All loans are subject to approval and restrictions may apply. Digital Federal Credit Union reserves the right to change rates for new applications at any time and without notice. Credit union membership and a minimum share deposit is required. Contact us for membership details.

Important. Please remember that federal loans do offer certain benefits and protections that do not transfer to a private loan. By refinancing your federal student loans to a private loan you will lose any federal benefits that may apply to you. Please review this important disclosure for more information.

Rates are effective .

* Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.

1. Variable interest rate solution: the rate is subject to increase after consummation. Your Interest Rate is variable and may be adjusted quarterly based on the Index. Any increase in the Index may increase the APR and may increase the amount of your monthly payment.

2. As of March 1st, 2017, the Prime index (Index), as published in the Wall Street Journal, used is 3.75%. The interest rate will not exceed 18.00% regardless of the Index.

3. Margin will be disclosed upon approval. This Margin is added to the Index to determine the calculated interest rate.

4. Current offered rates are calculated using the Index, Margin, and Floor values in effect. Your specific Interest Rate, Margin, Floor, and/or credit approval will depend upon the student borrower’s and co-borrower’s (if applicable) credit qualification. Applicants may apply with a creditworthy U.S. co-borrower which may result in a better chance of approval and/or lower interest rate.

5. Fixed interest rate solution: your interest rate is fixed and is based on your credit qualification and the repayment term you select. Your actual rate within the ranges stated will be disclosed upon approval.

APR = Annual Percentage Rate.

Examples provided use highest current offered rate in effect for each repayment term and assume a constant interest rate on a $50,000 loan amount. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.

Variable Interest Rate Solution

  • 5 year loan term: with a 7.00% APR, the monthly payment will be $990.06. Finance charges will be $9,403.55
  • 10 year loan term: with a 7.50% APR, the monthly payment will be $593.36. Finance charges will be $21,221.05.
  • 15 year loan term: with a 8.00% APR, the monthly payment will be $477.83. Finance charges will be $36,008.08.

Fixed Interest Rate Solution

  • 5 year loan term: with a 8.25% APR, the monthly payment will be $1,019.81. Finance charges will be $11,188.60.
  • 10 year loan term: with a 8.75% APR, the monthly payment will be $626.63. Finance charges will be $25,195.60.
  • 15 year loan term: with a 9.25% APR, the monthly payment will be $514.60. Finance charges will be $42,628.00.

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Can I refinance student loans I ve already consolidated

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How to Make a Website on #how #to #create #an #e #commerce #website


Make a new beginning

Make a new website

Make a SiteRightNow

“I want to make a website, but I’m not sure where to start.”
“Why do some companies charge extra for everything?”
“How can I get on-line and accept credit cards right away?”
“I can’t justify spending a fortune on web development, when I’m not sure if my website will generate income.”

by Mitch Cohen – Webmaster
Sound familiar? Now, with SiteRightNow, you can make your own website for personal or business use without programming in a matter of minutes at a price that almost anyone can afford. I created the SiteRightNow control panel web builder to speed up my own web design to help small businesses who couldn’t afford an expensive web design project. My wife thought it would be a good idea to let the public use it! In August of 2000, we launched SiteRightNow.com. This summer we will mark 17 years on the Web. Thank you to all of our customers. Some of you are still with us from 17 years ago! We appreciate your continued business.

Customer Testimonial:
“The SiteRightNow software is so easy to use, we hardly ever need technical assistance. But the few times we do, our problem is addressed and resolved very quickly. When there�s any trouble at all, you get the kind of service that lets you know your issue is as important to them as it is to you. We�ve used SRN for more than ten years now�for all of our web sites�and we�re very comfortable telling anyone undecided that SRN is the way to go. Thanks for your great customer support.”
NAR Associates

Click On Customer Examples Below:

Our control panel works well for visually impaired and blind users, since it is more text based than other web builders. Blind and visually impaired users often use screen readers that read the text out loud. Here is a link to one of our customers who provides classified news for the blind and visually impaired:

On SiteRightNow.com, everything you need to make a web site is included:

  • Great for beginners! Anyone can do it. Just fill out simple forms with our classic control panel, and it makes your website.
  • Choose and register your own domain name (yourcompany.com) or use one you already own.
  • Make your own website, including an unlimited number of pages!
  • No Programming Required! Just fill in simple on-line forms with your information.
  • Build your own family website
  • Make your own personal website
  • Create your own e-commerce business website
  • Upload your own graphics or choose from our on-line library.
  • Make changes and updates to your web pages with ease.
  • Announce your website on the major search engines
  • Get marketing help and advice
  • Get as much free support as you need. Don’t worry if you are a beginner.
  • Even sell your products on-line with instant e-commerce.
    Check out the latest pricing along with more details..

We are proud that SiteRightNow.com was created with SiteRightNow!

Even though SiteRightNow takes care of all of your website programming, we know that there are do-it-yourselfers out there who enjoy learning how things work. Learn about how to make a website using programming and the HTML language by checking out

The information on this site includes a very good overview of HTML programming for beginners and a convenient reference for experienced programmers!

Here is a great HTML and CSS reference website that comes in very handy:

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Antique Rugs NYC, Tabriz Rugs, Tribal Rugs, Caucasian Rugs, Heriz Rugs for Sale, New


Welcome to A. Davoodzadeh & Son – Antique Rugs NYC.

We invite you to browse through our extensive inventory of primarily antique Persian, Caucasian, Turkish, and Chinese origin.

We are proud to have the opportunity to show you our collection of antique carpets and rugs predominantly from late nineteenth century to early twentieth century. A collection that includes one of a kind pieces from such renowned weaving areas as Heriz. Sultanabad. Southwest Persian tribal regions, Tabriz Rugs. Ferahan. Kerman. Kashan. as well as antique Caucasian and Kazak rugs, and antique Oushaks from Turkey.

Whether you need further information regarding any of our rugs, or in the event that you don’t find the piece that you are searching for, please contact us by e-mail or phone, and we will gladly assist you with your inquiry and make it a positive experience for you.

Here at Davoodzadeh Fine Antique and Decorative Rugs we don’t just have a fantastic selection of Antique Carpets and Rugs, we also offer professional cleaning and stain removal, as well as repair and maintenance. We can offer to our clients, long and short term storage and for all their needs as well we also offer rentals of our carpets.

Our selection of Antique Rugs NYC varies in size from 2 x 3 prayer rugs to large room rugs measuring greater than 20 feet by 30 feet. We also have a large array of runners for hall ways that can exceed 34 feet long.

Much of our inventory comes from estate sales and auctions (sometimes up to 90%), and we are able to purchase them at a reduced rate, and of course we pass these savings onto you. Our inventory changes often so keep a daily eye out for our New Arrivals.

For our professional clients, decorators, interior designers’, dealers and wholesalers we offer consignment sales and also a wide variety of commercial grade carpets.

Whatever your needs are we at Davoodzadeh Fine Antique and Decorative Rugs have the carpet to meet it. Come visit us either online or at 25 West 31st St. in New York, NY 10001.

Tags: antique rugs nyc, tabriz rugs, heriz rugs, serapi rugs

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E-Commerce Website Templates #free #e #commerce #website #template


E-Commerce Templates

These are the most popular ecommerce shops available, thousands of online companies use the platforms found here. Whether you require a small, easy to install and manage CMS shop, or a have 10,000 products these systems will provide a low cost long term solution.

A stand-alone CMS.

Thousands of shops use osCommerce. It is one of the original open source ecommerce packages. Has a wide variety of features suitable for a most online selling efforts using the standard download and default install. Support for many languages, payment modules, shipping modules and a large offering of professional shop templates available here.

The storefront templates below include the proper osCommerce version for easier installation.

A stand-alone CMS.

OpenCart is designed feature rich, easy to use, search engine friendly and with a visually appealing interface. A very tight and perfected system.

The storefront templates below include the proper OpenCart version for easier installation.

VirtueMart is an Open Source E-Commerce package used together with Joomla. Joomla! and VirtueMart themes are written in PHP and can be used in typical PHP/MySQL environments. A truly full featured shopping cart.

Used with WordPress CMS.

Desktop, laptop, tablet or smartphone. All Jigoshop themes are fully device responsive, so you can make sure that your products will look great no matter what size screen your customers use.

WooCommerce for WordPress

Used with WordPress CMS.

Largest user base using WordPress. Powered by the versatile WooFramework, you get a beautiful site with incredible flexibility. The perfect building block for designers and developers.

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Current ratio e Quick ratio #attivitпїѕ #correnti, #quick #ratio, #current #ratio, #indice #di #liquiditпїѕ


Gli indici di liquiditпїЅ sono rapporti calcolati tra varie grandezze del bilancio riclassificato al fine di evidenziare la situazione di liquiditпїЅ dellпїЅimpresa.

NellпїЅambito delle analisi sulla liquiditпїЅ aziendale, due sono i rapporti maggiormente utilizzati:

il current ratio o indice di liquiditпїЅ generale;

  • il quick ratio o indice di liquiditпїЅ primaria.

  • Vediamo quali rapporti legano tra loro questi due indici.

    Il current ratio пїЅ il rapporto tra le attivitпїЅ correnti e le passivitпїЅ correnti.

    Current ratio = AttivitпїЅ correnti/ PassivitпїЅ correnti

    Esso esprime la capacitпїЅ dellпїЅimpresa di far fronte alle uscite correnti generate dalle passivitпїЅ a breve, con le entrate correnti generate dalle attivitпїЅ a breve.

    Il quick ratio пїЅ un rapporto che vede al numeratore la somma tra liquiditпїЅ immediate e differite e a denominatore, le passivitпїЅ correnti.

    Quick ratio = (LiquiditпїЅ immediate + LiquiditпїЅ differite)/ PassivitпїЅ correnti

    Esso esprime la capacitпїЅ dellпїЅimpresa di far fronte alle uscite correnti generate dalle passivitпїЅ a breve, con le poste maggiormente liquide delle attivitпїЅ a breve.


    Current ratio = AttivitпїЅ correnti/ PassivitпїЅ correnti

    Quick ratio = (LiquiditпїЅ immediate + LiquiditпїЅ differite)/ PassivitпїЅ correnti

    Come si puпїЅ notare dalle due formule a confronto, esse si differenziano per il numeratore. Il current ratio, vede al numeratore tutte le attivitпїЅ correnti (ovvero la somma tra liquiditпїЅ immediate, liquiditпїЅ differite e rimanenze), mentre il quick ratio include le sole liquiditпїЅ immediate e differite.

    Di conseguenza, il quick ratio пїЅ in grado di fornire indicazioni piпїЅ precise sulla situazione di liquiditпїЅ dellпїЅimpresa rispetto al current ratio. ciпїЅ perchпїЅ, a numeratore indica solamente le poste delle attivitпїЅ correnti caratterizzate da una maggiore liquiditпїЅ, mentre esclude le rimanenze che rappresentano la posta delle attivitпїЅ correnti che genera un maggior fabbisogno durevole di capitale.

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    E business #investment #news

    #e business




    E-business is primarily a programme, which links practical business understanding with an understanding of different types of digital platforms for trade, information, and communication – often with a focus on interaction.

    This programme teaches you to develop and work with digital solutions – all very different, however, with the common characteristic that the user is put first. While IT solutions in other contexts often are about doing things faster or cheaper, E-business is also about doing something, which has not been done before – or make existing solutions better. That is how E-business adds value. At CBS, you will discover that we discuss issues in a very practical way, and you will work with other students in groups on finding solutions based on real-life cases.

    You will for instance get to work with issues such as the following:

    • How will good digital platforms create more value for the consumer – in terms of function as well as experience?
    • How can digital solutions be incorporated strategically in different business models; supporting business activities and goals?
    • How do different IT solutions affect the way people perceive, act and collaborate?
    • How do you work with IT in an innovative context to create new solutions that work in practice?
    • How do you adapt solutions that are compliant with the law and the technological framework?


    E-business may apply to traditional companies who wish to communicate or sell their products on the internet. However, E-business may also be about public authorities and other types of organisations using digital platforms to communicate, create attention, activate and involve the audience. More and more companies and organisations integrate E-business in their strategies, be it permanent solutions or short-term solutions in the context of a campaign. Naturally, E-business includes all types of digital technology and digital platforms, for instance traditional websites, apps, social media, internal business systems, or new, emerging platforms.

    In general, suitable E-business solutions are about bringing players, ideas and markets together in a new way and to create user-oriented communication supporting the strategic goals of the company or organisation.

    Different students – different courses

    The backgrounds of our E-business students are very diverse, and they hold very different bachelor degrees. This diversity is a quality in itself and our students learn a lot from each other. Students with design, IT and business backgrounds who collaborate all have experience from other places, which may benefit others and create more advanced and deliberate solutions than on an individual basis.

    This diversity also means that this programme makes it possible for you to compose your own personal programme of courses of your particular interest and which supplement the knowledge you already possess. If you have a technical bachelor degree, you may wish to choose business courses. On the other hand, if you have a business degree, it would benefit you to take courses that supplement your technical understanding. The courses are divided into three main disciplines:

    Business (B-courses): You will work with business understanding, especially within strategy, innovation, marketing, project management, and entrepreneurship in relation to different business models, and learn about how people innovate, design, plan, integrate, implement, and document in relation to different business relations.

    Technology (T-courses): Where we introduce you to development methodology, programming, IT standards, IT security, IT infrastructure, and IT network systems. So, by means of methodologies and programming, you will be able to participate in the planning and implementation of an IT business solution. The technological courses deal with what is possible today, but will also look at the technological development and the possibilities that follow. Artificial Intelligence (AI) and Big Data are examples of areas undergoing a rapid development and where new possible applications emerge constantly.

    Policy/law (P-courses): Teaching activities in these courses include national and international business conditions, legislation (including EU legislation), digital administration and common practice in relation to use of IT in a business context – for instance when starting up a business. You will develop a basis for assessing and designing business IT in accordance with legislation, and we will be able to adapt business IT to organisational and societal policies in the IT area.

    The students can combine their courses in different ways depending on background and interests, however, the programme primarily focuses on interdisciplinarity; To understand consumers, develop new solutions, and think of solutions, which add a real value, are central themes running across the course blocks. These themes will serve as a basis for students who collaborate on creating solutions that work in practice.

    E-business is a two-year master’s programme divided into four semesters – autumn and spring. The autumn semester runs from the beginning of September to the end of November with exams in December and January, while the spring semester runs from the beginning of February to the end of April with exams in May and June.

    PLEASE NOTE: E-business is the only master programme at CBS which enrols students twice a year. It is thus possible to begin in autumn or spring.

    E-business gives you free hands to shape your own academic profile. At the beginning of your studies, you are taught basic IT. We recommend that you choose introductory courses within every discipline during your first semester. Afterwards, it is up to you to create your own profile.

    As an E-business student, you can take courses at CBS or other universities in Denmark or abroad. If you want to take courses at CBS, you can choose between many different courses, all approved by the study board for E-business among CBS own electives. If you want to take courses at other universities in Denmark or abroad, the study board will assess whether these courses can be included as elements of your programme. Find more information about courses at CBS in the programme regulations for E-business .

    PLEASE NOTE: Students enrolled to the programme in February may experience practical challenges in connection to studying a semester abroad.

    Whether you take your courses at CBS or other universities, you must meet the formal requirements for the composition of the programme:

    • The sum of the technology courses must be course activity of at least 15 ECTS and project activity of at least 7.5 ECTS.
    • The sum of the business courses must be course activity of at least 15 ECTS and project activity of at least 7.5 ECTS.
    • The sum of the policy/law courses must be course activity of at least 7.5 ECTS and project activity of at least 7.5 ECTS.

    A course may include lectures, assignments, practical and theoretical exercises, homework, field trips and the like. A project is a targeted, independent, supervised learning. The project activities ensure progression in the programme and prepare the students for their theses.

    The sum of the introductory courses may not exceed 37.5 ECTS and the sum of the advanced courses must at least be of 15 ECTS.

    Student exchange and internships
    The E-business programme provides you the opportunity to:

    • go on exchange
    • take electives at CBS or another Danish university
    • take an internship in a company or organisation in Denmark or abroad

    Course overview

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