Tag: Department

TransferWise launches international money transfers via Facebook #australia,canada,united #kingdom,united #states,max #r. #levchin,peter #a #thiel,richard

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TransferWise launches international money transfers via Facebook

The Facebook logo is displayed on their website in an illustration photo taken in Bordeaux, France, February 1, 2017. Regis Duvignau

NEW YORK (Reuters) – Money transfer company TransferWise has launched a new service that allows users to send money internationally through Facebook Inc’s chat application, as competition in the digital payments landscape intensifies.

The London-based startup said on Tuesday that it had developed a Facebook Messenger “chatbot”, or an automated program that can help users communicate with businesses and carry out tasks such as online purchases.

TransferWise’s chatbot enables customers to send money to friends and family to and from the United States, Britain, Canada, Australia and Europe from Facebook Messenger. It can also be used to set up exchange rate alerts.

Facebook already allows its users to send money domestically in the United States via its Messenger app, but has not yet launched similar services internationally. TransferWise said its service will be the first to enable international money transfers entirely within Messenger.

Facebook opened up its Messenger app to developers to create chatbots in April in a bid to expand its reach in customer service and enterprise transactions.

Chatbots have become a hot topic in enterprise technology over the past year because recent advances in artificial intelligence have made them better at interacting. Businesses, including banks, are hoping that they can be used to improve and reduce the cost of their customer service operations.

One of Europe’s most well-known fintech companies, TransferWise was launched in 2011 by Estonian friends Taavet Hinrikus and Kristo Käärmann out of frustration with the high fees they were being charged by banks for international money transfers.

The company, which is valued at more than $1 billion, is backed by several high profile investors including Silicon Valley venture fund Andreessen Horowitz, Virgin Group founder Sir Richard Branson, and PayPal co-founders Max Levchin and Peter Thiel, through his fund Valar Ventures.

Customers in more than 50 countries send roughly $1 billion through its website every month.

While the TransferWise chatbot is now only available in Facebook Messenger it can be adapted to work with other popular chat services, Scott Miller, head of global partnerships for TransferWise said. He said the service would eventually be extended to work in other countries and money transfer routes that the company operates in.

The launch comes as competition in the mobile payments and international money transfer sectors intensifies. Earlier this month PayPal Holdings Inc announced its U.S. payments application Venmo would be available within popular chat service Slack.

While in January. Ant Financial Services, an affiliate of Chinese e-commerce company Alibaba Group Holding Ltd, said it would acquire U.S. money-transfer company MoneyGram, in a deal that is expected to shake up the international payments landscape.

Reporting by Anna Irrera; Editing by Sandra Maler





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Online college gi bill #veterans, #benefits, #services, #va, #us #department #of #veterans #affairs, #veterans

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Veterans On-Line Application (VONAPP)

Four forms are now available on the vets.gov site. They are the 22-1990, 22-5490, 22-1995, and 22-1990E. If you select any of those forms within VONAPP, you will be redirected to the vets.gov site.

The final 2 education forms, the 22-5495 and the 22-1990N will be removed from VONAPP in May. All educations forms will be accessed through vets.gov.

As of September 20, 2015, you can now apply for Vocational Rehabilitation and Employment (VR E) benefits online through eBenefits. If you were routed here to the Veterans Online Application (VONAPP) page by mistake, please go back to the eBenefits homepage and login.

Once logged in, on the left hand side of the page:

– From Dashboard column, go to �Additional Benefits� under Benefits and Payments

– From the Additional Benefits page expand the VR E link

– Select apply for either Vocational Rehabilitation and Employment Program or Education/Career Counseling

To use the eBenefits VR E options, you will need a premium account. If you do not have a premium eBenefits account, please register for one. The register option is located in the top right hand corner on the eBenefits homepage.

Effective April 6, 2014 � Use VONAPP for Pension claims. If you are a Veteran with an existing VONAPP account, please select I Have Used VONAPP Before. If you do not have an account, please select I Am a New VONAPP User.

You cannot use VONAPP to submit a Compensation claim. If you want to submit a Compensation claim online, please use the �Apply for Benefits� section on the eBenefits homepage.

Can I access my incomplete form in VONAPP?

Partially completed forms and forms saved but not submitted can be accessed in VONAPP for 30 days following the date you started your application. After 30 days, claims not submitted are removed from the system.

Can I view my completed forms in VONAPP?

Submitted applications cannot be viewed or printed ; however, you will be able to view and print your submission confirmation page for one year (365 days) from the date of submission.

Can I start a new VONAPP form?

VONAPP can be used to prepare and submit new forms for Veterans Pension Benefits, Education Benefits, and Burial Benefits.

Claims for Compensation Benefits and Dependency Benefits can be filed through VDC. VDC is available for use in eBenefits under the �Apply for Benefits� section. A Premium eBenefits account is necessary for access to VDC. Your VONAPP username and password will not allow access to VDC. To register for an eBenefits Premium account, please visit their DS Logon Account Registration page.

Once registered, select “Apply” on the eBenefits homepage. You will then be able to select the benefit for which you are wanting to apply.





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Student Loan Forgiveness Program Approval Letters May Be Invalid, Education Dept #student #loans,suits #and

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Student Loan Forgiveness Program Approval Letters May Be Invalid, Education Dept. Says

Students attended graduation at the City College of New York last year. The federal Education Department has raised the possibility that students’ acceptance into a loan forgiveness program could be rescinded. Credit Spencer Platt/Getty Images

More than 550,000 people have signed up for a federal program that promises to repay their remaining student loans after they work 10 years in a public service job.

But now, some of those workers are left to wonder if the government will hold up its end of the bargain — or leave them stuck with thousands of dollars in debt that they thought would be eliminated.

In a legal filing submitted last week, the Education Department suggested that borrowers could not rely on the program’s administrator to say accurately whether they qualify for debt forgiveness. The thousands of approval letters that have been sent by the administrator, FedLoan Servicing, are not binding and can be rescinded at any time, the agency said.

The filing adds to questions and concerns about the program just as the first potential beneficiaries reach the end of their 10-year commitment — and the clocks start ticking on the remainder of their debts.

Four borrowers and the American Bar Association have filed a suit in United States District Court in Washington against the department.

The plaintiffs held jobs that they initially were told qualified them for debt forgiveness, only to later have that decision reversed — with no evident way to appeal, they say. The suit seeks to have their eligibility for the forgiveness program restored.

“It’s been really perplexing,” said Jamie Rudert, one of the plaintiffs. “I’ve never gotten a straight answer or an explanation from FedLoan about what happened, and the Department of Education isn’t willing to provide any information.”

The forgiveness program offers major benefits for borrowers, advocates say, to the point of persuading some people to take public service jobs instead of more lucrative work in the private sector. The program generally covers people with federal student loans who work for 10 years at a government or nonprofit organization, a diverse group that includes public school employees, museum workers, doctors at public hospitals and firefighters. The federal government approved the program in 2007 in a sweeping , bipartisan bill .

About 25 percent of the nation’s work force may qualify for the program, the Consumer Financial Protection Bureau estimated. Eligibility is based on a borrower’s employer and whether it meets the program’s rules, not on the specific work an applicant does.

On its website, the Education Department directs borrowers who believe their employer qualifies to submit a certification form to FedLoan. If the form is approved, the Education Department transfers the borrower’s loans to FedLoan, which collects payments and tracks the borrower’s progress toward the 120 qualifying monthly payments they must make before the remaining balances will be forgiven.

Only a small fraction of the millions of workers who might qualify for the program have begun the process of using it. Fewer than 553,000 borrowers have submitted at least one certification form to FedLoan and received its approval, according to Education Department data. Borrowers are encouraged to submit a new certification form each year.

But some of those approved borrowers might get bad news because it is unclear whether the certifications are valid.

Mr. Rudert submitted the certification form in 2012 and received a letter from FedLoan affirming that his work as a lawyer at Vietnam Veterans of America. a nonprofit aid group, qualified him for the forgiveness program. But in 2016, after submitting his latest annual recertification note to FedLoan, he got a denial note.

The decision was retroactive, he was told. None of his previous work for the group would be considered valid for the loan forgiveness program.

What changed? Mr. Rudert said he did not know. After filing a complaint with the Consumer Financial Protection Bureau, he received a reply from FedLoan saying that his application “had initially been approved in error.” He has not been told what the error was, and has not found any way to appeal the decision.

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Mr. Rudert and the American Bar Association filed their suit in December, alleging that the Education Department acted “arbitrarily and capriciously” in making its decisions about which employers qualified.

Last week, the department filed a reply that said that FedLoan’s responses to borrowers’ certification forms cannot be trusted.

A FedLoan approval letter “does not reflect a final agency action on the borrower’s qualifications” for the forgiveness program, the department wrote.

The idea that approvals can be reversed at any time, with no explanation, is chilling for borrowers. Mr. Rudert, who graduated from law school owing nearly $135,000 on student loans, said he would have picked a different employer if he had known that his work at Vietnam Veterans of America would not qualify.

A FedLoan spokesman would not comment on the case, referring questions to the Department of Education. A department spokesman also declined to comment on the suit or on any of the issues it raised, including whether any mechanism exists for borrowers to challenge a denial.

That lack of transparency has been a hallmark of the forgiveness program, said Natalia Abrams, the executive director of Student Debt Crisis. an advocacy group.

The program’s rules are complex. Only certain types of federal loans qualify, meaning that many borrowers need to restructure their debt to make it eligible — and the Education Department has done little to clarify gray areas, Ms. Abrams said.

No borrowers’ debts have been eliminated. Because 10 years of service are required, the first wave of qualified workers will be eligible to submit applications for debt forgiveness in October.

At that point, others whose certifications were approved by FedLoan could discover that the Education Department has a different position. Some employers clearly qualify — the definition of a “government organization” is fairly straightforward — but the rules for certain nonprofit organizations are harder to interpret.

“It’s kind of a no man’s land,” Ms. Abrams said. “We don’t know how this will pan out.”

Linda Klein, president of the American Bar Association, called the department’s response “illogical, untenable and bewildering.” An unreliable certification system “exposes those undertaking public service work — exactly what Congress intended them to do — to crippling financial risk,” she said.

Mr. Rudert left Vietnam Veterans of America in 2015 and now works at Paralyzed Veterans of America. helping former service members appeal denied applications for disability benefits.

The work is almost identical to what he did in his former job, Mr. Rudert said. Last year, FedLoan approved his certification request and deemed Paralyzed Veterans of America a qualified employer.

A version of this article appears in print on March 31, 2017, on Page B1 of the New York edition with the headline: U.S. Promises to Clear Debt for Students May Be False. Order Reprints | Today’s Paper | Subscribe





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Virginia Board of Pharmacy – Applications – Forms #dhp, #state #of #virginia #department #of

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Virginia Board of Pharmacy
Applications Forms

Address of record

Section 54.1-2400.02.B of the Code of Virginia requires the Department of Health Professions (DHP) to collect an official address of record from each health professional to be used by DHP for agency purposes. The Code also requires DHP to provide an opportunity for a health professional to provide a second address for the purpose of public dissemination. If there is no second (public) address provided, the official address of record will be used as the public address for the purpose of public dissemination. This is applicable to all pharmacists, pharmacy interns, and pharmacy technicians. If the individual would prefer that his/her address of record remain confidential, then an alternative public address must be provided to DHP. (Note: the License Lookup feature on the DHP public website does not contain the full address. However, public addresses are available by contacting Virginia Interactive Premium Service or the Board.) An individual is not required to submit a place of residence for either the official address of record or the public address. A post office box or a practice location is acceptable. This is not true for facilities licensed by the Board of Pharmacy. The address of record for facilities must be the actual physical location of the facility.

Changes to either address may be made at the time of renewal or at any time by written notification to the Board. Changes to the address of record may also be made at any time by accessing your licensure information through the online system. Any change that is made to one of the addresses does not automatically update the other address. Address information should be kept current for the address of record and the public address (if different from the address of record) at all times.

Facilities licensed by the Board may only make changes to their address by filing an application with the Board prior to any change, and such change typically requires an inspection and approval of the new location.

The below documents are in Microsoft Word format. If you do not have Microsoft Word, you can get the Microsoft� Word Viewer 97/2000 to view and print documents.

Forms and Applications for Pharmacists

Applicants for Pharmacist License by Endorsement and Examination, to include graduates of foreign schools of pharmacy, are now accepted online.
Click here to begin the online application process.

Timeline for pharmacists applying by examination

Timeline for pharmacists applying by endorsement

Timeline for pharmacist applicants via score transfer

Pharmacy Intern

Applications for Registration as a Pharmacy Interns are now accepted online. Click here to begin the online application process.

Pharmacy Technicians

Applications for Pharmacy Technician Registration are now exclusively accepted online. Click here to begin the online application process.





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Department of Family and Community Services – NSW Businesslink – now FACS Business Services

#business link

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Lefthand navigation

NSW Businesslink – now FACS Business Services

Businesslink was merged in to the Department of Family and Community Services as Corporate Services, Business Services on 1 July 2014.

The Business Services Unit primarily provides internal services to Family and Community Services, but also continues to provide services to a range of clients external to FACS including NSW Department of Education and Communities, Aboriginal Affairs, State Property Authority, Office of State Revenue, Juvenile Justice, NSW Mental Health Commission, Treasury Corporation and a range of non government organisations.

Services include a broad range of core, transactional and value-added services, specialising in areas such as Finance, Human Resources, Information Technology, Projects, Property, Workforce and Business services.

To find previous Annual Reports from NSW Businesslink, visit the opengov website .

Contact Details

Business Services Client Support Contact Details

Recruitment Enquiries

For all recruitment enquiries, please phone 1800 203 966.

National Criminal History Record Check Enquiries

Businesslink is accredited to undertake National Criminal History Record Checks. Should your organisation wish to utilise this service, the contact details appear below.

Regional Service Centres

Hunter

Suite 1B, 239 King St, NEWCASTLE 2300
PO Box 2160 Dangar 2309
Phone: (02) 4925 0000
Fax: (02) 4925 0040

Northern

Suite 1, 120 Dalley St, LISMORE 2480
PO Box 1140 Lismore 2480
Phone: (02) 6623 1900
Fax: (02) 6623 1911

Southern

Suite 1.04, 7-9 Morisset St, QUEANBEYAN 2620
PO Box 1629 Queanbeyan 2620
Phone: (02) 6122 3500
Fax: (02) 6122 3511

Western

Suites 5 6, 234-236 Summer St, ORANGE 2800
PO Box 2552 Orange 2800
Phone: (02) 6363 6150
Fax: (02) 6363 6166

QUICK LINKS

Footer navigation links





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New York City Department of Small Business Services #business #venture #ideas

#small business bureau

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Mayor Announces Expanded Tech Talent Pipeline
Mayor de Blasio announced new commitments and expanded training programs designed to equip New Yorkers with 21st century skills and connections to employment as part of the administration’s NYC Tech Talent Pipeline initiative. The expanded and upgraded programs have been designed to serve over an additional 1,700 New Yorkers, building upon the Tech Talent Pipeline’s existing work to serve 750 participants through its 10 existing programs.
Learn More


Mayor Launches Program for Low Income and Immigrant Women Entrepreneurs
Mayor de Blasio announced the launch of “WE Master Leadership,” a public educational workshop series that will provide low-income and immigrant women entrepreneurs with the necessary skills and tools to launch, grow and sustain a business. The program is expected to serve an additional 500 women annually, while the overall WE NYC initiative is on track to serve over 5,000 women by 2019.
Learn More

Mayor Announces Opening of Brooklyn Industrial and Transportation Center
Mayor Bill de Blasio today announced the expansion of the Jamaica, Queens Workforce1 Career Center with the opening of the new Workforce1 Industrial and Transportation Career (ITC) Center in Brooklyn. The expansion will result in helping another 1,000 New Yorkers find new and better jobs in the industrial and manufacturing sectors.
Read the Press Release





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Gi bill online school #veterans, #benefits, #services, #va, #us #department #of #veterans #affairs, #veterans

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Veterans On-Line Application (VONAPP)

Four forms are now available on the vets.gov site. They are the 22-1990, 22-5490, 22-1995, and 22-1990E. If you select any of those forms within VONAPP, you will be redirected to the vets.gov site.

The final 2 education forms, the 22-5495 and the 22-1990N will be removed from VONAPP in May. All educations forms will be accessed through vets.gov.

As of September 20, 2015, you can now apply for Vocational Rehabilitation and Employment (VR E) benefits online through eBenefits. If you were routed here to the Veterans Online Application (VONAPP) page by mistake, please go back to the eBenefits homepage and login.

Once logged in, on the left hand side of the page:

– From Dashboard column, go to �Additional Benefits� under Benefits and Payments

– From the Additional Benefits page expand the VR E link

– Select apply for either Vocational Rehabilitation and Employment Program or Education/Career Counseling

To use the eBenefits VR E options, you will need a premium account. If you do not have a premium eBenefits account, please register for one. The register option is located in the top right hand corner on the eBenefits homepage.

Effective April 6, 2014 � Use VONAPP for Pension claims. If you are a Veteran with an existing VONAPP account, please select I Have Used VONAPP Before. If you do not have an account, please select I Am a New VONAPP User.

You cannot use VONAPP to submit a Compensation claim. If you want to submit a Compensation claim online, please use the �Apply for Benefits� section on the eBenefits homepage.

Can I access my incomplete form in VONAPP?

Partially completed forms and forms saved but not submitted can be accessed in VONAPP for 30 days following the date you started your application. After 30 days, claims not submitted are removed from the system.

Can I view my completed forms in VONAPP?

Submitted applications cannot be viewed or printed ; however, you will be able to view and print your submission confirmation page for one year (365 days) from the date of submission.

Can I start a new VONAPP form?

VONAPP can be used to prepare and submit new forms for Veterans Pension Benefits, Education Benefits, and Burial Benefits.

Claims for Compensation Benefits and Dependency Benefits can be filed through VDC. VDC is available for use in eBenefits under the �Apply for Benefits� section. A Premium eBenefits account is necessary for access to VDC. Your VONAPP username and password will not allow access to VDC. To register for an eBenefits Premium account, please visit their DS Logon Account Registration page.

Once registered, select “Apply” on the eBenefits homepage. You will then be able to select the benefit for which you are wanting to apply.





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Joomla! ® HelpDesk Ticketing System #joomla! #ticketing #system, #joomla! #tickets #extension, #helpdesk #ticketing #system,

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RSTickets! Pro is a professional Joomla! HelpDesk ticketing system that has a high level of personalization and will meet all of your customer support needs. A help desk ticketing system will allow you to provide prompt and efficient support to your clients. RSTickets!Pro comes by default with an integrated knowledgebase system, thus allowing staff members to decrease response time and improve efficiency.

  • Easy to set up
  • Provides a safe and private environment for customers
  • Able to create and reply to tickets directly through emails
  • Multiple email notifications to both customers and staff
  • Knowledgebase system
  • Custom fields available for departments
  • Tickets allow uploads
  • Rating system for ticekts
  • Reports generation

      Joomla!® Help Desk Ticketing System

      Even if your subscription expires, you will still be able to use the component, the component’s functionality is not affected by your subscription’s status .

      The only restrictions applied are the fact that you are no longer eligible to extension related downloads( updates, plugins, modules, component downloads) and you will no longer receive customer support for your registered domain(s).

      Yes. You can upgrade your subscription from Single Site to Multi-site just by paying the difference. This upgrade is available for subscriptions of the same type, meaning you can only upgrade your 12 months single site subscription to a 12 months multi-site one. When upgrading, the subscription period will not be extended, you will benefit from the advantages of the multi site subscription for the remainder of your current subscription.

      Yes. The component can be installed on any domains you want, but support will be provided for 1 domain of your choice. The domain can be changed up to a maximum of 3 times. Don’t forget, once the domain is changed, you will get new licence code.

      All our extensions are listed under the GNU/GPL license. thus once you purchase and download an extension you will have full access to the source code. You are free to edit or modify this according to your needs, but don’t forget that all source code changes are lost when an update is performed.

      Yes! A 30% discount when renewing expired subscriptions (this discount is applied automatically).

      Discounts are not cumulative. You can’t have more than one discount for a subscription.

      RSTickets! Pro Features

      Receive support requests from customers

      Customers can submit support requests without being logged in – they just need to fill in their name and email address. After successfully submitting the information, an account is automatically created for them and the credentials are sent to the email address supplied.
      Along with each ticket additional information is stored about the customer – IP, Browser used, referer and whether he was logged in or not.

      Manage tickets from the backend as well as the frontend

      Tickets can be managed from the backend as well as the frontend. You can flag important tickets for follow-up without having to refresh the page, using AJAX-driven requests, just like you would flag your emails in Google or Yahoo! Mail.
      Internal notes can be set for each ticket – customers will not see them, only staff members will. You can create custom searches and save them for later use – by using predefined searches you can display tickets the way you want (for example, by using a combination of filters you can quickly list all high priority tickets from specific departments)..

      Assign custom fields to departments

      Each department can have its own set of custom fields – this way you can receive valid and relevant information for the selected department.

      Custom field types include custom HTML (so you can add inline HTML code without having to modify any files) and a popup calendar; the popup calendar allows you to specify the time as well. Tooltips can be applied to each field, as well as custom validation messages and default values.

      Track the performance of your staff members

      After a ticket has been marked as closed, customers can rate the staff member’s responses by using an AJAX-powered rating system. Customers can close or re-open their own tickets. There’s also a history log available assigned to each ticket – this way you can efficiently track who opened the ticket and when.

      Increase workflow with automatic ticket assignment

      RSTickets! Pro introduces load-balancing when assigning tickets to staff members – departments can be set to assign tickets either static (ie manually assigned by an administrator) or automatic.

      The automatic setting checks for the staff member with the least amount of open tickets and assigns it to him. The staff member can be automatically notified by email that a new ticket has arrived. Other email addresses can be notified as well by adding them in the department settings.

      Custom priorities and statuses

      By default, RSTickets! Pro uses three types of priorities (low, normal, high) as well as three types of statuses (open, on-hold, closed).
      Priorities can be unpublished, removed and modified as you wish – you can even set a specified color on a priority so that tickets that arrived can be highlighted in that color (eg. you can set a red color for “high” and all high-priority tickets will have a red background). You can add other priorities as well.
      On the other hand, the default statuses cannot be unpublished or removed – only re-labeled, since they are vital to the proper working of RSTickets! Pro (newly submitted tickets or replied by a customer are automatically set to “Open”, tickets replied by staff members are set to “On-hold” and closed tickets are obviously set to “Closed”). You can add an unlimited number of statuses on top of the three default ones.

      Dashboard

      You can now offer your customers a landing page where they can quickly access all areas of your customer support – add new tickets, search them, view their own tickets or search the knowledgebase.
      The knowledgebase search is AJAX-driven and presents results on-the-fly enhancing the user’s experience. The dashboard can also be used for staff members as well.

      Integrated Knowledgebase

      The Knowledgebase is a storage place for articles – for example, frequently asked questions. The advantage of using the Knowledgebase is that it’s easy to reach and search when using the Dashboard.
      There’s also a search box available when you reply to a ticket, so that you can quickly select a message that’s already in the Knowledgebase. Categories provide an unlimited number of nesting levels, meta tags and an icon which is shown in the frontend. Categories and articles can be set to private so that they will only appear to staff members..

      Customize email messages

      Every message that RSTickets! Pro sends can be customized using your favorite WYSIWYG editor – you don’t have to edit any files or hack any code, it’s as simple as editing an article. Emails have built-in multi-language support (without the need of 3rd party components such as Falang) – just select the language you wish to edit the messages.





    New York City Department of Small Business Services #personal #business #cards

    #small business bureau

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    Mayor Announces Expanded Tech Talent Pipeline
    Mayor de Blasio announced new commitments and expanded training programs designed to equip New Yorkers with 21st century skills and connections to employment as part of the administration’s NYC Tech Talent Pipeline initiative. The expanded and upgraded programs have been designed to serve over an additional 1,700 New Yorkers, building upon the Tech Talent Pipeline’s existing work to serve 750 participants through its 10 existing programs.
    Learn More


    Mayor Launches Program for Low Income and Immigrant Women Entrepreneurs
    Mayor de Blasio announced the launch of “WE Master Leadership,” a public educational workshop series that will provide low-income and immigrant women entrepreneurs with the necessary skills and tools to launch, grow and sustain a business. The program is expected to serve an additional 500 women annually, while the overall WE NYC initiative is on track to serve over 5,000 women by 2019.
    Learn More

    Mayor Announces Opening of Brooklyn Industrial and Transportation Center
    Mayor Bill de Blasio today announced the expansion of the Jamaica, Queens Workforce1 Career Center with the opening of the new Workforce1 Industrial and Transportation Career (ITC) Center in Brooklyn. The expansion will result in helping another 1,000 New Yorkers find new and better jobs in the industrial and manufacturing sectors.
    Read the Press Release





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