Tag: Compare

Credit Cards – Compare Best Card Offers & Apply Online #which #business #credit #card

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Compare partner credit card offers from our most
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How to choose a credit card

When looking to get a credit card, there are a variety of things you should consider. If you want a rewards card to use frequently, you might not mind paying a $100 or $200 annual fee. You should also consider the regular APR (as opposed to the introductory rate) and the interest rate. A good interest rate is dependent on how you will use the card. For example, a 20% interest rate is fine if you plan on paying off the balance every month.

It pays to ask these kinds of questions before you fill out the application form. Here are 9 questions you want answered before you sign on the dotted line.

The “very first question” the consumer should ask is, “Why am I applying for this card? Why do I need this card?” says Bruce McClary, media director for ClearPoint Credit Counseling Solutions, a nonprofit affiliated with the National Foundation for Credit Counseling

Some positive reasons: The card has low or no fees, a lower interest rate or offers a rewards program that suits your spending habits. “It has to make sense, and it has to fit into your overall lifestyle,” McClary says.

Do you pay off your credit card balances every month? If so, “you don’t care what the interest rate is because you won’t pay any,” says Ric Edelman, author of “The Truth About Money.” “But you care about the (annual) fee,” he says.

If you run a balance, you want the lowest rate you can get, even if that comes with an annual fee.
One clue to your usage: “Look at your past history,” says Edelman. “Because what you’ve done before is what you will be doing.”

If you’re shopping for a card, chances are you’re comparing card terms. But if an issuer sends you an offer, it’s tempting to apply and see what you get.

“It’s really difficult to pick one (in isolation),” says Kelly Rogers, chief development officer for the Consumer Credit Counseling Service of Orange County and adjunct faculty at Chapman University. “If someone just shows you one car, how do you know if it’s the right car for you?”

Her advice: Do a side-by-side comparison of several different cards before you apply.

Don’t be afraid to plug the card name, “complaints” and “customer service” into your favorite search engine. “I go through and see who has the least amount of complaints and issues,” says Rogers.

Some cards will give you a range of rates you could get, but often that window is pretty wide, says Nick Bourke, director of the Safe Credit Card Project at The Pew Charitable Trusts. Other cards may offer a specific rate (or terms) and either approve or reject you.

If you’re operating totally in the dark, you have another option: Apply by phone and push for an answer on your rate and credit line before the account is opened.

While there are no guarantees, sometimes you can get an answer, says Bourke.
“I’ve actually done this myself,” he says, admitting “you do have to go pretty far in the process.”
You may have to ask for the department that’s actually evaluating your application to get an answer, he says.

“The thing that you want to do is when you’re talking to the person on the phone taking your application is you want to push them as hard as you can to get your APR and credit line,” Bourke says. Then, once you have the information and before the account is opened in your name, “you can say yes or no at that point,” he says.

According to the Credit Card Accountability, Responsibility and Disclosure Act of 2009, if a card offers a lower interest rate during an introductory period, the promotional rate has to last at least six months. While that introductory offer may be appealing, the regular rate is what you’re really buying.

So find out when the introductory APR expires and what the new rate will be. You can find this information online in the terms and conditions for the card or you can ask a service representative.

Another smart question: How long is that grace period? “Some cards start charging interest immediately,” says Edelman. A card can have different grace periods for balance transfers and cash advances than it does for purchases.

You can find information about the grace period in the credit card offer, thanks to federal rules that took effect in 2010. Look for a summary table of rate and fee disclosures, which will include a statement that explains how to avoid paying interest.

If you’re getting the card for points or rewards, this is one you definitely need to ask, says Josh Frank, senior researcher with the Center for Responsible Lending. Some issuers will revoke rewards if you’re late with a payment by even one day, he says.

“A lot of times, the answer they will give you is that they can take away or reduce your rewards for any reason,” he says. While that’s true, the issuer will have a policy on revoking or reducing points, and that’s what you want to ask about, he says. Under what specific circumstances would they reduce or eliminate a customer’s points?

In most cases, “this is one the customer service agent should know the answer to,” he says.

Some card issuers use your purchase records to assess your ongoing creditworthiness.

That means if you suddenly use your card to purchase retread tires, pay for a session with a marriage counselor or make a purchase at a market on a sketchy side of town, you could see your APR climb or your credit limit fall, says Frank. If you see this practice as an invasion of privacy, ask beforehand if the issuer does this, he says.

How to phrase it: Can my transactions ever be used in rating my credit risk?

And that’s one question the customer service representative “might not know the answer to,” says Frank. “You might want to ask them to transfer you to the credit department manager.”

If you are guaranteeing a card account by co-signing for a college student, ask if you will be on the hook for the debt after the other party turns 21, says Chi Chi Wu, staff attorney for the National Consumer Law Center.

Many times, “there is nothing to prevent the issuers from saying you’re going to be guaranteeing this card 15 years from now — long after junior is out of college,” she says.

In addition, find out exactly what has to be done to get you off the account. Are you free to complete those steps yourself? Or will you need the cooperation of someone who might not want you — and those charging privileges — to go away?

Federal regulations limit your liability for unauthorized credit card charges to $50 if you report it within two business days. The longer you wait, the more you may lose. Many issuers cap losses at zero dollars, provided you follow a few rules. So find out how the card would handle charges you didn’t make, says McClary.

Also, does the issuer monitor usage and shut down the card if it sees out-of-the-ordinary charges or spending locations? That feature can be great if you always use the card for the same types of purchases in the same geographic area, but cumbersome if you’re getting the card for travel.

While it sounds counterproductive, you want to ask some detailed questions on how the issuer will treat you if you run into financial problems, says McClary.

Will you lose points or benefits? Will you be hit with late fees or a penalty rate? Ask what those penalties are or look online at the terms and conditions for the card.

Some issuers have programs to slash interest temporarily for customers who get behind, he says. Others don’t. So find out ahead of time what kind of programs the issuer offers that will help you rehabilitate your account and restore your original terms, McClary says.

Ask about the “worst case scenario,” he says. “When do they consider an account to be charged off? And when do they send an account to a collection agency?”

“It may be a little tough to get a hold of that information because it might not be readily available at the customer service level,” says McClary. “You may have to punch it up a level.”

Bankrate’s best credit cards





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Auto Insurance Premium Comparisons, compare auto insurance coverage.#Compare #auto #insurance #coverage

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Auto Insurance Premium Comparisons

Compare auto insurance coverage

Compare auto insurance coverage

(2013Toyota Camry OR 2010 Hyundai Accent)

This profile represents a young person living and working on his\her own, driving 15,000 miles per year. This driver opts for relatively low levels of coverage with limits of $20,000/$40,000 for Bodily Injury, Uninsured Motorist and Underinsured Motorist coverage; along with $25,000 coverage for property damage. This driver has declined collision and comprehensive coverage.

(2013Toyota Camry OR 2010 Hyundai Accent)

This profile is a more experienced operator living and working on his\her own, driving 15,000 miles per year. The driver opts for relatively low levels of coverage with limits of $20,000/$40,000 for Bodily Injury, Uninsured Motorist and Underinsured Motorist coverage; along with $25,000 coverage for property damage. This driver has declined collision and comprehensive coverage.

(2013Toyota Camry OR 2010 Hyundai Accent)

This profile represents a single experienced operator who owns a condo and chooses higher coverage limits. The driver has one recent accident in the last 2 years and operates his\her vehicle 15,000 annually. The policy includes coverage limits of $100,000/$300,000 for Bodily Injury, Uninsured Motorist and Underinsured Motorist coverage; along with $100,000 coverage for property damage. He\she has $500 deductibles for collision and comprehensive and they added coverage for substitute transportation ($30/$900). This person has a condo policy with a different company.

(2013 Toyota Camry 2010 Chevrolet Impala OR 2010 Hyundai Accent 2013 Dodge Journey)

This profile represents a younger married couple with no children of driving age. Both people drive between 15,000-20,000 miles per year. One driver has a recent at-fault accident and the other has a recent speeding ticket on their driving records. This couple has chosen to protection levels of $35,000/ $80,000 for Bodily Injury, Uninsured Motorist and Underinsured Motorist coverage, along with $50,000 in property damage coverage. They have a $500 deductible for comprehensive coverage, but no collision coverage.

(2013 Toyota Camry 2010 Chevrolet Impala OR 2010 Hyundai Accent 2013 Dodge Journey)

This profile represents and older married couple with a newly licensed teenage driver in the house. One of the experienced operators has a recent speeding ticket, but the other operators have clean driving records. This family purchases Bodily Injury, Uninsured Motorist and Underinsured Motorist protection of $100,000/$300,000 to go along with $100,000 in property damage coverage. They also have $500 deductibles for collision and comprehensive coverage and they added coverage for substitute transportation ($30/900). One vehicle is driven approximately 20,000 miles per year and the other vehicle is driven 15,000 per year. This family has a home insurance policy with the same company.

(2013 Toyota Camry 2010 Chevrolet Impala OR 2010 Hyundai Accent 2013 Dodge Journey)

This profile also represents an older but without a newly licensed teenage driver living in the house. This couple purchased coverage for Bodily Injury, Uninsured Motorist and Underinsured Motorist protection to $100,000/$300,000 and $100,000 in property damage coverage. They also have $500 deductibles for collision and comprehensive coverage and they added coverage for substitute transportation ($30/900). One vehicle is driven approximately 20,000 miles per year and the other vehicle is driven 15,000 per year. This couple has a home insurance policy with the same company

(2013Toyota Camry OR 2010 Hyundai Accent)

This profile represents a retired couple with a single vehicle and long driving histories. Both of these drivers have at least 15 years of incident free driving. This couple opted for coverage limits of $100,000/$300,000 for Bodily Injury, Uninsured Motorist and Underinsured Motorist coverage; along with $100,000 coverage for property damage. They have $500 deductibles for collision and comprehensive and they added coverage for substitute transportation ($30/$900). They operate their single vehicle less than 5000 miles annually. This couple has a home insurance policy with the same company.





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Used Chevrolet Silverado 1500 For Sale #chevrolet #silverado #1500,for #sale,deals,compare,savings,free #listing,buy,sell

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Used Chevrolet Silverado 1500 for Sale Nationwide

Text Search

To search for combination of words or phrases, separate items with commas. For example, entering Factory Warranty, Bluetooth will show all listings with both the phrase Factory Warranty and the word Bluetooth

Words separated by spaces will be treated as a single phrase for search (e.g. Back Up Camera).

Search is not case-sensitive.

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2012 Chevrolet Silverado 1500 LT Crew Cab 4WD Review

best two door silverado

drives great, a lot of power, and a lot of looks. This is every guys dream truck to just have fun in the streets. People like seeing and hearing my truck when it comes by and take pictures of it.

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2015 Jeep Wrangler For Sale #2015 #jeep #wrangler,for #sale,deals,compare,savings,free #listing,buy,sell

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2015 Jeep Wrangler for Sale Nationwide

Text Search

To search for combination of words or phrases, separate items with commas. For example, entering Factory Warranty, Bluetooth will show all listings with both the phrase Factory Warranty and the word Bluetooth

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2015 Jeep Wrangler Sahara Review

Wife loves this thing

Love to haul the kayak and bikes. take the roof and doors off and hit the town or back woods. Everyone loves it. Wish it came with a back up sensor. The dark saddle trim is perfect with the black contrasting doors and dash.

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Average time on market: 45 days Certified Pre-Owned: No Transmission: 5-Speed Automatic Color: Green Description: Used 2015 Jeep Wrangler Sahara for sale – $25,990, 24,593 miles with Alloy Wheels

Avg. Dealer Rating: (50 reviews) “Dealer followed up indication additional pictures were on their website. After reviewing the websit this information was not True. Dealer asked me to come look at this vehicle because others were interested in purchasing it.”

2015 Jeep Wrangler Sport Used Cars in Cincinnati, OH 45249

Instant Market Value of $25,364

Location: Cincinnati, OH 45249

Average time on market: 34 days Certified Pre-Owned: No Transmission: 6-Speed Manual Overdrive Color: Orange Description: Used 2015 Jeep Wrangler Sport for sale – $21,995, 14,949 miles

Avg. Dealer Rating: (2 reviews) “Very knowledgeable and responsive “

2014 Jeep Wrangler Rubicon Used Cars in Houma, LA 70364

Instant Market Value of $31,187

Location: Houma, LA 70364

Average time on market: 50 days Certified Pre-Owned: No Transmission: Manual Color: Anvil Clear Coat Description: Used 2014 Jeep Wrangler Rubicon for sale – $26,997, 23,476 miles with Aluminum Wheels

Avg. Dealer Rating: (8 reviews) “Contacted me quickly but I decided to go with the Limited “

2014 Jeep Wrangler Willys Wheeler Edition Used Cars in Bellevue, 52031

Instant Market Value of $27,313

Location: Bellevue, 52031

Certified Pre-Owned: No Transmission: 6-Speed Manual Color: Granite Crystal Metallic Description: Used 2014 Jeep Wrangler Willys Wheeler Edition for sale – $24,500, 17,000 miles with Bluetooth, Alloy Wheels





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Best Business School Programs (MBA) – Compare Rankings #best #business

#business school rankings

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Best Graduate Business Schools (MBA)

Choosing the right MBA program is a complicated decision that will continue to affect your career long after graduation. Our list includes only AACSB accredited schools as this is the most respected accreditation agency when it comes to business schools.

While it is critical to select a program that specializes in the area of business you want to study, be sure to consider the reputation of the school as well as the network of contacts you will build while you are there. For example, if you are interested in quantitative investing, then you might want to look into the MBA program at the Wharton School of the University of Pennsylvania. If entrepreneurship or venture capital is your passion, then you may want to apply to the Stanford Graduate School of Business. Both of these schools have stellar reputations for their programs in those specific concentrations, and their respective networks of contacts will continue to aid in the development of your career for years to come. It is also important to pay close attention to the Smart Rank, which weighs important factors along with expert opinions. Additionally, it is beneficial to consider the average salary for graduates. While this should not be the single determining factor, it can help you make a decision once you have narrowed down your choices.

Read the following sections for more information on the various factors to consider when choosing a business school. Once you are ready to start researching, head back to the search results page and use the different filters to find the best business school for you.

Rankings

Our Smart Rankings are based on the most important factors in the quality of a business school institution and are determined by rating each school on these factors.

Admissions Selectivity
GMAT and GPA of incoming students indicate the quality of the student body, which generally translates to the quality of the business school. We also include the average amount of previous work experience the entering class has and the acceptance rate (lower generally indicates higher quality).

Expert Opinions
US News. Bloomberg. the Economist. the Financial Times and Forbes rankings are taken into account. These organizations carry a lot of weight in their rankings and look at their own unique factors when determining rankings.

Post-Graduation Salary
It’s important to know that when you finish your MBA, you’ll be able to land a job with a decent salary, so post-graduation salary is taken into account when determining rankings.

Programs Offered

For students with alternative scheduling and program needs, some schools offer special MBAs. These include:

Part-time MBA: A part-time MBA is a great choice for a working individual or a student with family responsibilities. Part-time MBAs take longer to complete, but they typically require only half the work load.

Executive MBA: An executive MBA is designed for managers or executives with several years of work experience. These programs allow seasoned leaders to further develop their skills, while largely maintaining their day-to-day work schedule.

Online MBA: An online MBA offers the greatest flexibility, allowing students to work from home.





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Answering Service Cost – How Much Should You Pay #answering #service #prices,answering #service #cost,price

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How Much Do Answering Services Cost?

How Much Does a Telephone Answering Service Cost?

On average a live answering service is going cost a small business with normal usage times somewhere between $12 $43 a week. The real question is what determines the actual cost of an answering service and what can you do to control the price. There are two types of billing programs and those are pay per call and pay per minute. Pay per call answering services are just what they say they are, you pay a fixed rate for each call that the call center answers on your behalf. A per minute plan is billed according to the time that is spent with your customers and is generally billed in 12 second increments.

How Much Should You Pay For Answering Services? This is probably the best way to address the question of how much a telephone answering service will cost. Depending on your specific needs (and they vary greatly) on average you can expect to pay about $0.79 a minute. So if you have a plan where you pay per call then you should examine the average duration of those calls and determine if you’re getting the best rate available. In other words if you’re paying $1.80 per call but your average call length is only one minute and fifteen seconds then odds are you may be paying too much the service.

How Can I Get the Lowest Price on an Answering Service? Bottom line, make them fight for your business. When call centers service providers are bidding against each other for your business you can save as much as 25% off the cost of service. This also applies if you already have a service. When you have an existing service you can compare the prices of the competition and usually even enjoy a free trial. If you like the service you simply forward your line to the new number, or see if your existing provider will lower your rates to keep you from leaving them.

What Can Select Answering Service do to Lower my Cost? To help you get the best price on your answering service solution we offer a totally free service so you can get top companies to go head to head against each other for your business. In other words you’ll get their best price because they’ll know you are shopping through our system. We don’t think businesses should pay marked up prices for answering services and this free, no obligation system lets you use a single form to communicate your needs to up to 5 top companies that match your needs.

How Can I reduce the Cost of my Answering Service? There are a number ways to lower your answering service costs. The easiest way is to have the receptionist service only ask the questions that are required, which may be the callers name, telephone number, and a short message as to why they are calling. Also, if you’re paying for calls to be transferred but you are rarely able to answer those calls it’s a good idea to change your plan to just have messages sent by text, which can lower your bill by as much as 20%. Alternatively you have the ability to turn your service on and off at will. When you or your staff are in the office simple un-forward your lines, or your phone company can set up a “busy no answer” feature whereas the first 3 rings come into your office and if you’re busy and don’t answer then the call will be forwarded to the service.





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Compare Auto Home Insurance Quotes by Zip Code #auto #insurance #rates #by #zip #code,

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Compare Auto Insurance Rates by Zip Code

Feel free to compare auto insurance rates by zip code online just here. The process of quotes comparison works through online widget using 5-digit ZIP code. Most online calculators require to spend at least 15 minutes for entering personal vehicles and driver record details. You will speed less with us entering zip code and comparing auto insurance quotes instantly here. Here is quotes comparison tool that compares rates from various sources, high rated companies, providers and agents. To start the process you need to enter your local zip code to obtain quote on car or home insurance. We will provide you the best deals, so you may choose such offer that suits your strict needs.

Auto Insurance

Enter your ZIP above, and click at “Get a Free Quote” to get the cheapest quotes on auto policy by zip code

Life Insurance

Click at “Get a Free Quote” above and get affordable quotes on life ins.

Thousands of Web sites, work in home and auto insurance quotes comparison using zip code tool to speed up calculations, as a way of getting lists of prospective customers. Web visitors are typically exposed to 8 or more subsequent sales by calls before they could see how our comparison works. This analysis examines the advantages and disadvantages of this new tool which speed up compared auto insurance using zip code.

Home Insurance

Click at “Get a Free Quote” above to get cheap quote on home policy.

Feel free to get quotes online by entering your 5-digit zip code, and then information about your vehicle, registration number and drivers license records. Companies determine quote on policy depending on local area and state and information about your car. It needs to mention that there are some things that could make your auto insurance policy cheaper.

There are huge amount of leading companies like Nationwide quote that provide various affordable quotes over the past three months.

Auto insurance rate comparison for all U.S. states is available if you do this search using your 5 digit Zip number. Using Widgets, the following list of awards was based on zip codes for central regions of the 25 most populous cities in America. Compare results which are arranged by town, in which the smallest yearly rates. Compiling the table of referred to premiums took less than 10 minutes.

Benefits of Streamlined Comparison Rate Calculator. Online widget is very quickly, compare rates by zip code, it requires no more than 5 seconds for user input by zip code. Calculator and easy to administer. Graphic design resembles a slot machine, which rotates at high car insurance savings based on quote obtained by zip code for each state. Premium data displayed speed widget reflect real quotations, which are updated daily available through online comparison. Thus, comparing speed widget reflect current data from hundreds till thousand of online auto assurance quotes, Quotesautoinsurance.org which processes every 3 months. Another advantage is that the widget allows you to compare and shop online to see a number of awards quoted from dozens of well-known insurance carriers without giving any personal information or spend more time to get a more detailed proposal. For example, a leader who offers a job transfer from Chicago to Jacksonville, you can get an idea about different areas of car assurance premium costs, simply by typing in house index, and then destination.

Limits Widget. Speed widget displays one results set for all postal codes from the same state. Thus, users can compare premium savings by zip code within state. In assurance of the American automotive industry, compare prices which are changed daily. Nevertheless, the level of widget does historical record of quoted premiums necessary to determine cost of car insurance trends.

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Compare Email Marketing Software #compare #email #marketing, #email #marketing #software, #email #marketing, #email #marketing

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Email Marketing Software Defined

Email Marketing is a form of direct marketing that utilizes email as a way of efficiently distributing information and marketing materials such as business email newsletters. advertisements, promotions and fundraising materials to prospective customers. Email marketing software (also known as email marketing services, email marketing solutions and email marketing programs) uses an online interface to simplify the process of creating and sending emails to contact lists of any size. These online interfaces provide the user with templates, designs and email creation wizards aimed at simplifying the bulk email marketing process from beginning to end. Nearly all also offer an easy way for the user to gather contact information, and the user can generate reports at their discretion to evaluate how their email marketing campaign performed.

Why use email marketing software?

There are numerous advantages to using email marketing software versus any other form of advertisement.

Cost: When compared to other forms of marketing such as direct mail, magazines or printed newsletters, email marketing is less expensive.

Targeting: Save time by organizing your email list to only target specific, potential customers while still enjoying the benefits of having low marketing costs.

Reporting: Email campaigns can be tracked and analyzed. With email marketing the user gains the ability to track customers all the way from when they first open the email, to when they finalize their transaction.

Timing: Email marketing campaigns can be created and delivered in a matter of minutes ensuring your materials will still be relevant.

Accessibility: A mass email marketing service allows you to actively get your message out to your potential customers, instead of having to wait for them to visit your site.

Advanced Functionality: Specific responses can automatically trigger responses such as sending a predetermined email message or updating a customer s profile information.

Email Marketing Software Industry Benchmark:

Industry Benchmark. After reviewing plans with all the email marketing software providers on our list, we came up with what we consider to be Industry Benchmark.

  • 100+ Templates
  • Professionally designed templates
  • WYSIWYG editor
  • Email preview
  • Autoresponder for initial email
  • Imports contacts from CSV, TXT, manual entry, cut paste
  • Offers 5-10 MB of image hosting
  • The ability to remove contacts create do not mail lists
  • Form to add to your website, which enables people to sign up for your mailing list
  • Automatically remove those who have selected unsubscribe from your mailing list
  • Reports which display statistics on sent, bounces, spam Reports, opt-outs, opens, clicks, and forwards
  • The ability to view reported data in graphical representation
  • The ability to export reports
  • Phone, live chat, and email support

Email marketing software key features

When reviewing email marketing software providers we looked at the following features:

Email Creation

One of the most important aspects of email marketing software is how you actually create your email. You should look for a service that offers hundreds of templates which to choose from. With these templates, you want to make sure to find ones that are extremely flexible and allow you to edit them easily. On top of flexible templates, look for a service that has a WYSIWYG editor, which means What You See Is What You Get and allows you to view your email as your readers would. While most email marketing companies offer a WYSIWYG editor, some services rely on the customer knowing some HTML coding. Other important features of Email Creation include the amount of space offered for adding images and the ability to remove the vendor s logo from your email.

Contact Management

Many email marketing services allow users to import their contacts through Excel, TXT, or CSV files. You might also want to import your contacts through email services like Gmail, Yahoo, or Hotmail, or through Microsoft Outlook. Several email marketing companies will even let you import from an Excel document. Determine which file formats you need to import your contacts easily. We also recommend choosing an email marketing tool that allows you to cut and paste contacts directly into their system. Click here for a list of email marketing tools.

Email Deliverability

In addition to Email Creation, the most important aspect of email marketing software is whether your emails actually reach their recipients. For Email Deliverability, you should look at what kind of spam checker your email marketing service has, whether it s Spam Assassin, which will automatically test words and phrases that usually get flagged in spam filters, or an actual person who will approve your email before it is sent out.

Analyzing Reports

Looking at the reports offered by your email marketing company allows you to gauge the performance of your email campaigns and compare them with either other recent campaigns or against recent campaigns in your industry. The standard statistics displayed in these reports are opens, bounces, click rates, forwards, open dates, and unsubscribes. Reports can appear as numerical stats or as graphical representations. When evaluating email marketing services, it might be helpful to choose a service that allows you to integrate Google Analytics, a service that generates stats about your subscribers traffic from your email campaign or to create an A/B test campaign, which is a testing option that gives you the opportunity to test key features of your campaign in order to improve your email marketing strategy.

Customer Support

Customer Support is always imperative when choosing an email marketing provider. While informative FAQ sections and beneficial text and video tutorials are incredibly helpful, as are both live chat and email customer supports, we recommend looking for a service that also offers phone customer support. In order for customer support to be effective, their representatives must be very knowledgeable and wait times should be short.

Pricing

Email marketing vendors employ two different types of pricing structures: contact-based pricing and email-based pricing. Neither one is necessarily better; it depends on your email marketing needs. Contact-based pricing typically allows you to send unlimited emails to all of the email addresses in your contact list, although some email marketing providers will set a limit on the number of emails you can send per month. Email-based pricing is either pay-as-you-go or charged monthly and is determined by the amount of email credits you wish to purchase. Each email credit allows you to send one email regardless of how many contacts you have uploaded to your account.

To read more about our testing methodology please see our company review process or read our email marketing reviews .

Why Use Email Marketing Options?

Email Marketing Options was created as a result of the difficulties we encountered when researching different email marketing services. We found a number of different options and features (which sometimes require additional fees) that were created to suit different email marketing needs. We help you to fully understand the differences in pricing systems and other relevant data so you can make an apples to apples comparison of the different services and select a provider so you can get back to business. We are committed to providing a quality resource to individuals and small business owners that will save time and alleviate the frustration that we ourselves have experienced. We also review top online fax providers on FaxCompare.com with side-by-side comparisons of service plans from eFax. MyFax, RingCentral and much more.





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Compare Cheap Business Insurance Quotes Online at #business #logo #design

#business insurance quote

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Business insurance

Compare quotes with Simply Business, [1] our preferred provider for business insurance

  • Compare quotes from Axa, Zurich, Hiscox, Groupama, Brit and more
  • Cover for public and employers’ liabilty, buildings, contents, tools and equipment
  • Buy online or speak to an insurance specialist in a UK-based contact centre

What should I look for with business liability insurance?

A good liability insurer should pay towards your legal costs for defending any claim made against you, insure you for compensation claims made against you, and offer you both public and employers’ liability insurance as a package, if you need both Maxine Frances, journalist

  • Is your business protected with employers’ liability cover?

    If an employee is injured or they contract a disease as a result of, or in the course of their employment, they are entitled to claim compensation from the business if it can be proven that the employer was at fault. Employers’ liability covers the cost of the compensation along with any legal fees you might incur if you had to defend the case against you Gocompare.com

  • What does public liability insurance cover?

    Public liability insurance protects you from claims against your business by members of the public. For example, if you damage a client’s property, if a customer has an accident on your premises, or if you provide any advice or service for a fee Maxine Frances, journalist

  • How much does liability insurance cost?

    Most liability cover is based on an annual fee, how much you pay will depend on the size and nature of your business and how many employees you have. It will make a difference if you are a sole trader, partnership or limited company. Your premium may change if you make more claims or if the nature of your industry changes Maxine Frances, journalist

  • How long does liability insurance offer protection for?

    Check your terms and conditions, but some insurers will cover you for incidents before and after the start and end date of your policy. This is important if you’re working in an industry where results tend to be measured in the long rather than the short term Maxine Frances, journalist

  • Does your car insurance cover your business usage?

    If workers use their own cars while on company business, no matter how infrequently, we would urge them to check their policy to make sure they are properly insured. Employers should talk to workers about the necessity of having the correct level of cover before they undertake any business journeys in a private car Scott Kelly, car insurance expert

  • How can we help you with business insurance today?

    With the help of our partners Simply Business [1] we can find you the right business insurance quickly, easily and at the right price, leaving you with more time to concentrate on the things that make your business great.

    Need more information?

    Our easy-to-use forms will ask for basic details about your business and the level of cover you require, including whether you need public/product liability insurance, professional indemnity cover, buildings insurance, revenue protection/business interruption cover, and protection for your business/office equipment and/or stock.

    You’ll need to answer questions about any claims made by your firm in the last five years, and about any that may be pending.

    Depending on the sort of cover you choose, you may also be asked for some more detailed information about your company and its work.

    You will then either be presented with your quotes online, or – if your circumstances do not allow for an instant quote – your details will be passed on to an insurance specialist to look at.

    Did you know.


    • Employers’ liability insurance is compulsory for businesses that have one or more staff
    • Glass and shutters insurance can cover replacement following accidental or malicious damage

    Should you have any problems, or if you just want to speak to an expert before making your decision, then a Simply Business insurance specialist will be available from a UK-based contact centre.

    We’ve also got more information available on the factors you need to consider in our business insurance guides, where you’ll find the answers to frequently asked questions.

    In the guides, our introduction to business insurance can help you with areas such as whether you need such protection, sensible levels of cover, differences if you’re a landlord or a tenant, options for working from home, and insurance for your business assets and equipment.

    You’ll also find dedicated pages on public liability insurance, professional indemnity insurance and employers’ liability insurance, plus information on areas such as goods in transit cover, business travel insurance, business interruption cover, commercial legal insurance, fidelity guarantees, and insurance cover for tools, data processing, engineering, credit, loss of cash, and glass and shutters.

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    [1] Gocompare.com introduces customers to Simply Business which is authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with Simply Business is limited to that of a business partnership, no common ownership or control rights exist between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

    Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. You may check this on the Financial Services Register by visiting the FCA website. Gocompare.com Limited is registered in England and Wales (Company No. 5799376). Registered office: Imperial House, Imperial Way, Newport, Gwent, NP10 8UH, United Kingdom. Copyright 2006-2016 Gocompare.com Ltd. All Rights Reserved.

    By using the Gocompare.com website you agree to our use of cookies as described in our cookie policy. OK Learn more





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  • Cheapest Auto Insurance Rates in Cornelius, NC #cheapest #auto #insurance #rates #cornelius #nc, #cheapest

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    Cheapest Auto Insurance Rates in Cornelius, NC

    Compare Cornelius, NC Auto Insurance Quotes

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    Most individuals mistakenly fall for the fallacy that all car insurance policies are the essentially the same. Because of this, a price is usually how individuals end up selecting a policy. Since not all policies are created equally, choosing one based on cost alone may mean that you are not getting one that entirely satisfies your needs.

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    Just like most things, there will be some things that are more important than others when buying auto insurance in Cornelius, NC. This is where knowing the important aspects of a car insurance policy comes in handy. For instance, a few of the most important aspects of choosing the right level of insurance coverage, choosing a company to provide your insurance that you trust, and your budget. When making the assessment about the coverage you need, it is imperative that you are honest to get accurate information. For instance, you want to be honest on your driving habits and the types of environments that you frequently drive in (highways, interstates, city, etc.). Upon gathering this information, you can use our free online tool to compare the best rates from car insurance companies in your area.

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    It’s a good idea to check car insurance rates in Cornelius, NC again every couple months, because these rates can and do change. Insurance providers may also have incentives available for drivers who are switching from another carrier. A driver could save by switching to a new carrier or even going back to a previous carrier. Drivers can check rates as often as they want, but as a general rule, it’s good to do so at least once every six months.

    Get a Free Online Car Insurance Quote for Cornelius, NC

    It’s a fact of life that everyone who drives in Cornelius, NC needs car insurance. Since it’s mandatory to have auto insurance, policy shoppers need to make sure they get the best coverage at the best price possible from a reliable and trustworthy company. Online comparison shopping for car insurance quotes can be frustrating and time-consuming, but it can result in saving a substantial amount of money. Our convenient comparison tool eliminates much of the frustration and inconvenience of car insurance shopping and is the right way to do it. Spend some time now and enter your zip code to see how much money you can save. You’ll be glad you took the time to use our online quote tool for your new policy.





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