What is a Small Business Investment Company, small business investment company.#Small #business #investment #company
What is a Small Business Investment Company (SBIC)?
Small Business Investment Company (SBIC)
A small business investment company is a private lending company which is licensed and regulated by the Small Business Administration (SBA). SBIC s offer venture capital financing to higher-risk small businesses, and SBIC loans are guaranteed by the SBA.An added advantage of SBIC s for small businesses is that, in addition to funding small business growth and more jobs, SBIC s offer management expertise and assistance to companies.
SBICs use a combination of funds raised from private sources and money raised through the use of SBA guarantees to make equity and capital investments in small businesses.
At the end of FY 2011, SBA had over $8.2 billion invested in 299 funds. Together with private capital of approximately $8.8 billion, the program totals over $17 billion in capital resources dedicated to America’s entrepreneurs.
The mission of the SBIC program is:
stimulating and supplementing the flow of private equity capital and long term loan funds for the sound financing, growth, expansion and modernization of small business operations while insuring the maximum participation of private financing sources
Qualifying for SBIC financing
To qualify for financing from an SBIC your business must meet the following criteria:
- You must be a small business as defined by the SBA: businesses with tangible net worth of less than $18 million AND an average of $6 million in net income or less over the previous two years at the time of investment.
- Your business cannot engage in foreign activities, and
- Your business cannot be a prohibited business (re-lenders or re-investors; passive businesses; most real estate businesses; farmland; project financings, or businesses contrary to the public interest.)
Types of Financing
SBIC s may provide loans, equity, or a combination, depending on the circumstances.
SBIC s typically look for profitable businesses with sufficient cash flow to pay asPresensociated interest. If your business is not profitable, you would probably need sufficient revenue to qualify for SBIC financing.
Working with an SBIC
The SBA describes the steps in finding an SBIC:
1. Research SBIC s to find one whose investment goals fit with your small business plans.
2. Create a business plan for your meeting with an SBIC.
3. Present your business plan and proposal for SBIC financing. Before you present a plan, get information on the specific SBIC you want to approach, and try to establish a connection with that company.
For More Information about SBIC Lending
The SBIC section of the SBA website has information on SBIC lending, including a list of SBIC s on the SBA website.
What if My Business Doesn t Qualify for SBIC investment?
You may still be eligible for one of a number of SBA loan programs, including their signature 7(a) loan.
Over 700 Chinese companies take part in 2016 IFA consumer electronics fair20:59 B20 summit starts in China’s Hangzhou20:33
UK expert: China will share its prosperity with the world19:53 China’s opening drive benefits all countries: Xi18:31
Stronger China-ASEAN cooperation benefits regional growth, peace, prosperity: Indonesian official17:26 China’s reform and opening-up a great process: Xi16:04
Xi’an launches China-Europe freight train service to Hamburg15:09 G20 Hangzhou summit reflects global recognition of China’s economic success: Russian economist15:08
Over 700 Chinese companies take part in 2016 IFA consumer electronics fair
Indonesian president calls on Jack Ma as economic advisor
VR brings thrills, pressure to entertainment industry
Commemorative G20 stamps a hit at media center
Top 10 trends in China’s internet development
Children explore science and technology at museum in Guangdong
Media center of G20 summit in Hangzhou
The mega merger between the top two ride-hailing service providers in China may hit a roadblock as the country’s antitrust watchdog says it is investigating the case.
European businessmen are considering buying stakes in more Chinese private companies and are calling for the necessary market-oriented reforms.
Home buyers will be required to submit fewer documents when withdrawing housing provident funds to buy apartments in Beijing, according to a circular.
The world was surprised by China’s double digit GDP growth since the opening-up in 1970s, but that economic path no longer fits the current situation in China, Wang Yiming, deputy director of the development research center of the State Council, said in an article published in the People’s Daily on Monday.
China’s Belt and Road Initiative offers promising opportunities for Sany Group to expand its global market, said president of Sany, the largest machinery manufacturer by revenue in China.
China’s major manufacturers of self-balancing scooters, also called hoverboards, formed a sector branch on Tuesday under the China Chamber of Commerce for Import and Export of Machinery and Electronic Products, aiming to build group and international standards to reenter the US market.
BYD Co Ltd, a major Chinese new energy vehicle manufacturer, posted a first-half profit increase of 384 percent to 2.26 billion yuan ($342 million) compared to the same period last year, mainly due to the increase in its new energy vehicle business.
Baidu unveiled its latest plans in the burgeoning field of artificial intelligence, including “Baidu Brain”, which simulates the human brain with computer technology, and a partnership with Nvidia Corp to develop driver-less vehicles.
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Own Your Own Direct Selling Company With K – B Small Business Opportunities and
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Explore one of the best business ideas for women
In Kaeser & Blair, I not only found a lifelong business partner, but I discovered one of the best small business ideas around!
I looked at a lot of business ideas for women, but none of them were appealing to me. Kaeser & Blair offers you the ability to make a substantial income while owning your own business and selling awesome products. What could be better than that?
The best small business ideas can be found with Kaeser & Blair
Many companies – direct sale companies in particular – promote themselves as being good business ideas for women. They may offer the ability to sell products that women typically enjoy selling, or offer flexibility and freedom that allow women to work around a hectic schedule or diverse set of priorities. Many of these small business ideas sound great, but just don’t deliver on their promises.
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Business Travel Company, Corporate Travel Management Services – CT Business Travel #small #business #lending
Welcome to CT Business Travel
CT Business Travel has become one of the UK’s leading corporate travel management companies. providing outstanding service is at the company’s core and this is reflected in our impressive portfolio of clients who continue to use and value our services year in, year out.
At CT Business Travel we continuously invest in our teams and technology to allow us to provide an unparalleled Corporate Travel Service. Your account is closely monitored by a dedicated account manager and travel consultant team leader to ensure that your travel policy and expectations are met down to the last detail. Regular review meetings are held between you and our team to ensure you are getting the service and savings you require.
Our ethos for a
We don’t ask you for contracts
We source the best fares and give you the choice
We focus on personal service and account management
What We Offer
Specialists in global business travel management
Account based bookings – with no tie in
Negotiated rates with airlines and hotels on your behalf
Management reporting included as standard
Enforcement of your travel policies
Free online booking portal with customised staff controls, reporting and built approval process
#business promotional products
Australia’s BEST Promotional Products & Company Gifts
Brandconnect – Your No 1 Choice for Everything Promotional
Even in today s digital world where almost everything is done online, having physical products featuring your company logo is still one of the best ways to build your brand.
Whether you need to promote a company, institute, organisation or group, Brandconnect is guaranteed to have a high quality branded promotional product to suit your marketing requirements.
Fast and Effective Brand Building
The power of having your logo and company name on pens, t-shirts, bags and thousands of other great items, is not to be underestimated. Not only will your brand s visibility be dramatically increased, it ll also help to increase brand loyalty, the chance of future sales, and help your staff to feel motivated, committed and valued. Simply put, incorporating promotional merchandise and company gifts into your marketing plan will quickly help increase your company’s chances for success.
Superior Quality Promotional Products
Simply having any old branded corporate stock isn t enough. It s vital that your promotional products are of the highest quality and with the most professional branding. That s where Brandconnect comes in.
As Australia s premier supplier of branded corporate products and company gifts throughout Perth, Sydney, Brisbane and beyond, we pride ourselves on only providing the very best quality goods, guaranteed to make a lasting impression.
Your company deserves nothing less than to be showcased on superior goods which will last, and most importantly, look great. First impressions are everything and Brandconnect understand that better than most.
Why choose us?
Having been in the business of supplying high-calibre corporate gifts across Australia in cities like Sydney, Perth and Brisbane for over 14 years we know what works. We ve compiled over 10,000 excellent products on our store which we know are popular and effective. We are also leading experts in customer service and our buying power means we can offer industry competitive prices.
Company Address Services for your business
Virtual Office Address
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About Company Address
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Captive Finance Company
What is a ‘Captive Finance Company’
A captive finance company is a subsidiary whose purpose is to provide financing to customers buying the parent company’s product. Captive finance companies can range in size from mid-sized entities to giant firms, depending on the size of the parent company. Their range of services can also vary widely, from basic card services to full-scale banking. A captive finance company can be a source of significant profits for the parent organization.
BREAKING DOWN ‘Captive Finance Company’
A captive finance company is usually wholly owned by the parent organization. The best-known examples of such companies are the giant subsidiaries of the “Big Three” automakers, and the store card operations of large retailers such as Wal-Mart, Target and Sears.
Due to the size and scale of their operations, the captive finance companies of the Big Three car manufacturers: General Motors Acceptance Corporation (GMAC), Chrysler Financial and Ford Motor Credit Company – are arguably almost as well-known as their parent companies. Note that subsequent to the bankruptcy of General Motors in 2009, GMAC underwent a name change to Ally Bank and rebranded as Ally Financial in 2010.