Tag: Cheap

20 Cheap Businesses You Can Start in Your Spare Time #small #business #idea

#low cost business ideas

#

20 Cheap Businesses You Can Start in Your Spare Time

If you’re thinking of starting up your own business, but don’t want to make a huge investment, you’re in luck. We’ve compiled a list of 20 cheap startup business ideas that won’t break the bank, and you can work on in your spare time.

1. Sales Consultant

Avon, Mary Kay, Pampered Chef, and Tupperware all enlist the help of local sales representatives to get the word out to shoppers about their products. If you’re comfortable talking to people about a product, this business idea could be for you. To start, Avon costs just $5 to register, Pampered Chef is $80; both Tupperware and Mary Kay cost $100 to start with each company.

Beverly Kemner of Pottstown, Pa. sees being an Avon representative as a way to earn money to supplement her income and has been running her part-time business for about four years. To get started, she paid $5 to register with Avon.

“I could do it out of my own home on my own time,” she says. “They give you everything you need to start the first campaign. I think it’s perfect for this economy.”

Kemner says the harder you work at building your customer base, the more sales you make, and that flexibility appealed to Kemner, who suffers from a chronic illness. “You do the best when you can put the time in to it,” she says. “You need to give it a little bit of time, but it’s not as time-demanding as some other (businesses).”

2. Lawn care

This is a seasonal job that can be lucrative if marketed to time-crunched homeowners who have better things to do on their days off than mow their lawns. It is a good job for someone who likes to be outdoors, and can be started inexpensively with fliers, business cards and a lawnmower. Also, it’s a business that you can easily scale into a bigger operation.

3. Homemade gourmet foods

A love of cooking turned into a full-time business for Nancy Neal of Melbourne, Fla. She makes jams, jellies and spreads right in her home kitchen, now has about 50 products including soup mixes at her Nancy’s Pantry Corner in a variety of markets.

If you’re just getting started, the cost is cooking supplies, packaging, and basic marketing materials, and depending on where you’re going to sell your goods, either the cost to set up a website or rent a retail store.

4. Babysitting

Babysitting isn’t a teenager’s job anymore. If you like children, then this could be a side business for you. Network in your community and be prepared to be available for work at night and on the weekends.

5. Cleaning services

Where there are people, there will be a need to clean. Whether you focus on cleaning houses or go after business from companies, this cheap startup business idea will cost as much as supplies and the fliers needed to get your name out in the community. The hours for the cleaning service could dovetail nicely with a standard Monday through Friday job—businesses usually want their buildings cleaned at night and on weekends.

6. Catering

If you like to cook and can plan out a meal from beginning to end, this could be a side business for you. Offer party catering as well as business lunches as a way to keep business opportunities available. Build a customer base by creating relationships in your community and ask for client testimonials as a way to show potential new customers what you have done at past events. Costs would include making fliers and possibly having samples of your cooking available for tasting by future clients.

7. Errands

If you like helping people, you may like running errands for people in your community. Market to those in your community who don’t have a lot of time for chores or may be housebound.

8. Handyman

If you can fix a rain gutter, do simple electrical repairs or know how to spackel, turn those home-improvement skills into a side business. Make sure to check with your state about any possible permits or licenses needed to work.

9. Virtual assistant

If you like organizing things, weeding through e-mails, posting to social media and keeping people on a schedule, market those skills to small-business owners who are too busy growing their own businesses to take care of those things themselves. The costs of starting this business could include a computer and stable Internet connection to maintain contact with your clients.

10. Consultant

Maybe you’ve changed careers during your working life. Offer your skills to that former industry as a paid consultant. Since you worked in the industry, you already have contacts you could market to as being available for hire.

11. Snow removal

This seasonal business can be lucrative, but is dependent upon the weather. When looking for potential customers, think houses as well as small businesses. The costs for starting this business can be as little as the price of fliers, business cards and a shovel—or higher with more equipment.

12. Online content production

If you have a knack for grammar and love to write, content production for websites could be a cheap business startup for you. Cost to kick off this business includes a computer and an Internet connection. Market your skills on sites including elance.com, where potential employers look for contract workers.

13. Pet groomer

With the American Pet Products Association predicting Americans spent $4.11 billion in 2012 on their pets for grooming and boarding, it just goes to show people are willing to spend on their furry friends.

You must like animals to start this business. Cost to get into this business includes permits, insurance and equipment.

14. Pet sitting and walking

Combine a love for animals and a love of the outdoors. Many people leave their pets at home alone most of the day while they are at work, but are willing to pay people to check on their pets and walk them during the day. Cost to start this business would be marketing materials and a reliable car to get from client to client.

15. Delivery service

Do you like going to different locations through the day? A courier business may be a good fit for you. Market your services to businesses.

16. Calligrapher

If you have good penmanship, a business addressing envelopes—like wedding invitations—could be a nostalgic business startup idea. You’ll need samples, as well as a business cards.

17. Tutoring

If you excel at a certain subject, you could use that skill as a private tutor for students of all ages. Adult learners also need help sometimes with their school subjects. Cost to get started would be marketing materials.

18. Home day care

Parents look for alternatives to big day care centers where their children are grouped with many other children. Fill that need by offering home day care. Check with your state on regulations for these start-up businesses—licensing may be required depending on the number of children you hope to have at your home.

19. Translator

Speak another language? That valuable skill can be turned in to a business by offering your services to businesses and government offices.

20. Elder caregiver

With a growing older population, this service-based business is filling an important need.

Market to senior citizens who may not want to live in assisted-living communities, but could still benefit from help with minor day-to-day activities including light house work. Cost includes marketing materials and a reliable car.

Looking for more business startup ideas? Check out our Startup of the Week series.

Linda is an award-winning journalist with more than more than 22 years’ experience as a reporter, editor and blogger. Linda blogs via Contently.com .





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20 Cheap Businesses You Can Start in Your Spare Time #boston #business #journal

#low cost business ideas

#

20 Cheap Businesses You Can Start in Your Spare Time

If you’re thinking of starting up your own business, but don’t want to make a huge investment, you’re in luck. We’ve compiled a list of 20 cheap startup business ideas that won’t break the bank, and you can work on in your spare time.

1. Sales Consultant

Avon, Mary Kay, Pampered Chef, and Tupperware all enlist the help of local sales representatives to get the word out to shoppers about their products. If you’re comfortable talking to people about a product, this business idea could be for you. To start, Avon costs just $5 to register, Pampered Chef is $80; both Tupperware and Mary Kay cost $100 to start with each company.

Beverly Kemner of Pottstown, Pa. sees being an Avon representative as a way to earn money to supplement her income and has been running her part-time business for about four years. To get started, she paid $5 to register with Avon.

“I could do it out of my own home on my own time,” she says. “They give you everything you need to start the first campaign. I think it’s perfect for this economy.”

Kemner says the harder you work at building your customer base, the more sales you make, and that flexibility appealed to Kemner, who suffers from a chronic illness. “You do the best when you can put the time in to it,” she says. “You need to give it a little bit of time, but it’s not as time-demanding as some other (businesses).”

2. Lawn care

This is a seasonal job that can be lucrative if marketed to time-crunched homeowners who have better things to do on their days off than mow their lawns. It is a good job for someone who likes to be outdoors, and can be started inexpensively with fliers, business cards and a lawnmower. Also, it’s a business that you can easily scale into a bigger operation.

3. Homemade gourmet foods

A love of cooking turned into a full-time business for Nancy Neal of Melbourne, Fla. She makes jams, jellies and spreads right in her home kitchen, now has about 50 products including soup mixes at her Nancy’s Pantry Corner in a variety of markets.

If you’re just getting started, the cost is cooking supplies, packaging, and basic marketing materials, and depending on where you’re going to sell your goods, either the cost to set up a website or rent a retail store.

4. Babysitting

Babysitting isn’t a teenager’s job anymore. If you like children, then this could be a side business for you. Network in your community and be prepared to be available for work at night and on the weekends.

5. Cleaning services

Where there are people, there will be a need to clean. Whether you focus on cleaning houses or go after business from companies, this cheap startup business idea will cost as much as supplies and the fliers needed to get your name out in the community. The hours for the cleaning service could dovetail nicely with a standard Monday through Friday job—businesses usually want their buildings cleaned at night and on weekends.

6. Catering

If you like to cook and can plan out a meal from beginning to end, this could be a side business for you. Offer party catering as well as business lunches as a way to keep business opportunities available. Build a customer base by creating relationships in your community and ask for client testimonials as a way to show potential new customers what you have done at past events. Costs would include making fliers and possibly having samples of your cooking available for tasting by future clients.

7. Errands

If you like helping people, you may like running errands for people in your community. Market to those in your community who don’t have a lot of time for chores or may be housebound.

8. Handyman

If you can fix a rain gutter, do simple electrical repairs or know how to spackel, turn those home-improvement skills into a side business. Make sure to check with your state about any possible permits or licenses needed to work.

9. Virtual assistant

If you like organizing things, weeding through e-mails, posting to social media and keeping people on a schedule, market those skills to small-business owners who are too busy growing their own businesses to take care of those things themselves. The costs of starting this business could include a computer and stable Internet connection to maintain contact with your clients.

10. Consultant

Maybe you’ve changed careers during your working life. Offer your skills to that former industry as a paid consultant. Since you worked in the industry, you already have contacts you could market to as being available for hire.

11. Snow removal

This seasonal business can be lucrative, but is dependent upon the weather. When looking for potential customers, think houses as well as small businesses. The costs for starting this business can be as little as the price of fliers, business cards and a shovel—or higher with more equipment.

12. Online content production

If you have a knack for grammar and love to write, content production for websites could be a cheap business startup for you. Cost to kick off this business includes a computer and an Internet connection. Market your skills on sites including elance.com, where potential employers look for contract workers.

13. Pet groomer

With the American Pet Products Association predicting Americans spent $4.11 billion in 2012 on their pets for grooming and boarding, it just goes to show people are willing to spend on their furry friends.

You must like animals to start this business. Cost to get into this business includes permits, insurance and equipment.

14. Pet sitting and walking

Combine a love for animals and a love of the outdoors. Many people leave their pets at home alone most of the day while they are at work, but are willing to pay people to check on their pets and walk them during the day. Cost to start this business would be marketing materials and a reliable car to get from client to client.

15. Delivery service

Do you like going to different locations through the day? A courier business may be a good fit for you. Market your services to businesses.

16. Calligrapher

If you have good penmanship, a business addressing envelopes—like wedding invitations—could be a nostalgic business startup idea. You’ll need samples, as well as a business cards.

17. Tutoring

If you excel at a certain subject, you could use that skill as a private tutor for students of all ages. Adult learners also need help sometimes with their school subjects. Cost to get started would be marketing materials.

18. Home day care

Parents look for alternatives to big day care centers where their children are grouped with many other children. Fill that need by offering home day care. Check with your state on regulations for these start-up businesses—licensing may be required depending on the number of children you hope to have at your home.

19. Translator

Speak another language? That valuable skill can be turned in to a business by offering your services to businesses and government offices.

20. Elder caregiver

With a growing older population, this service-based business is filling an important need.

Market to senior citizens who may not want to live in assisted-living communities, but could still benefit from help with minor day-to-day activities including light house work. Cost includes marketing materials and a reliable car.

Looking for more business startup ideas? Check out our Startup of the Week series.

Linda is an award-winning journalist with more than more than 22 years’ experience as a reporter, editor and blogger. Linda blogs via Contently.com .





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6 Great Sources for Cheap and Beautiful Business Cards You Can Print #business #calendars

#cheap business cards

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If you’re a freelancer or you run a small business, you know that having a great is a valuable asset. However, when you’re just starting out, printing business cards can seem a little out of reach pricewise. It doesn’t have to be like that though. These days, there are dozens of low-cost printers who will do a print run of a modest amount of cards for you. All you need to do is choose your card style, add your details and put in your order.

There are even places who offer a free trial for your first batch of cards, online business cards to give you a stylish virtual presence and a great deal of variety for printed cards if you’re willing to pay a little. Check out these great options for cheap business cards that we found!

1. VistaPrint

VistaPrint have patented a way to do small runs of business cards cost effectively, thus allowing them to offer cards at a very cheap rate (normally £17.99 for 250 cards). In order to let you try them out, they also offer a 250-card print run for free if you are a new customer (but you pay for shipping). You can’t beat that!

If you’re taking up their free trial, they offer a decent range of designs to choose from and allow some personalisation. If you’re paying for a premium run, you can choose from thousands of designs, plus it’s possible to upload your logo and photos.

2. Moo

Moo has made quite a name for itself as a way of creating business cards from social media services like Facebook and Flickr. Moo specialise in creating unique cards for each customer, allowing everyone to design their own cards with their own photography and artwork or to work with templates. Moo also let you use different images on different cards, meaning that in a pack of 50 cards you can have different images on each one!

We’ve previously reviewed Moo’s quality MOO MiniCards Review and Giveaway MOO MiniCards Review and Giveaway Today, we’ll be taking a quick look at what MOO is all about and we placed several test orders with them to find out how great their print quality is. We’ll also be giving away. Read More. so we know it to be excellent. Business cards can be purchased for £10.99 for a pack of 50 and are offered in a variety of order sizes up to 600 cards for £101.97. If you want to check out Moo’s quality yourself, order a 10-card sample pack for free. It will be exactly like the premium product, but with a Moo logo printed on it as well.

3. Business Card Star

Using Business Card Star is more about the design process than anything. They allow users to design cards for printing at home, which is a real money-saver as you design and print your cards for free. Of course, they also offer a printing service with high quality cards, which will probably look more professional than the homemade variety.

There are plenty of designs to choose from, plus it’s possible to add your own photos and logos. If you’re printing at home, they charge a fee of US$10 to save a PDF of cards with your own photos and logos on them. If you are having your cards printed by them there is no extra fee for using your own images. Print runs start at US$22.95 + shipping and can be shipped to the US or Canada.

4. Business Card Land

Business Card Land works in much the same way as Business Card Star, as you can download free PDFs of your business cards for home printing or order professional printing via Business Card Star. The design process and the choice of templates are different though, so it’s worth checking out if you want a little variety.

5. Biz Card Creator

Biz Card Creator is yet another free online business card design company, but it has a more limited selection of card styles available. However, if simplicity is your thing, it may be worth trying. They do not offer printing services – in fact, they send you back to VistaPrint if you’re looking to print your cards.

6. Virtual Business Cards

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How to Get Cheap (Or Free) Business Cards #business #franchise

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Best sources for cheap business cards

You hear it time and time again: networking, networking, networking. It s the professional crux that most fall into as we transition further into the digital age and begin to rely increasingly more on social networking sites and quasi-professional job boards like LinkedIn and Monster to create our connections. And while they may be fantastic online resources, they don t carry the same weight in the offline professional world as a good, old-fashioned business card.

Fortunately, there are plenty of cheap alternatives for creating, customizing and printing high-quality business cards should your company refuse to print them or if you simply want more control of what your card says about you. After all, a top-notch business card often leaves a lasting impression — good or bad — well after handshakes and highballs have subsided.

Here are our picks for the best sources for cheap business cards so you can stop sweating bullets like Christian Bale in American Psycho and rest assured that your card ranks among the best.

In a way, VistaPrint is one of the pioneers of the business card world. The company made a name for itself a few years back by offering ultra-cheap printing in modest-size batches (250-500 cards) and a free 250-card run for first-time users looking to try out the printing service (shipping costs still apply). The site is easy to navigate, whether browsing free or premium business cards, and boasts thousands of premade designs in addition to the fully-customizable templates that let you add various levels of personalization (i.e. name, photo, contact info, etc.).

The service doesn t offer the highest quality available — what you pay for is typically what you get — and the cards are thinner and somewhat smaller than your traditional business card. However, VistaPrint is still a great option if you don t mind dealing with less-than-ideal construction and a watermark on the back in lieu of an expensive price tag. Premium card runs start at $10, but keep an eye out for the various ongoing promotions and specials throughout the week.

Just because business cards are an age-old tradition, doesn t mean they can t thrive in a digital realm. The popular card-creating site Moo boasts everything from traditional business and mini cards to free cards tailored specifically for your Facebook and About.me profiles. Hell, they even added a third side to business cards with an embedded NFC chips that activates various functions when touched to a smartphone or other NFC-capable device. Like other sites on our list, Moo offers a wealth of elegant designs and premade layouts housed within the site s Web-based app, providing business cards that can be tweaked and refined for a more personal touch.

A pack of 50 double-sided business cards starts at $20, but the thick cardstock and lavish ink look and feel phenomenal. Plus, Moo will send you a free 10-card sampler and allow you to customize your entire run of cards individually, meaning you can place a different image or design element on every card instead of opting for an entire 200-card run of the same, custom build. They don t come cheap, but they re worthwhile given the great quality and decent price point.

There are probably plenty of indie printing companies in the United States, but Canada is likely a different story. Jukebox, although not the cheapest on our roundup, takes customization and sheer design tenacity to the next level through its abundant variety of cardstock types — from traditional and embossed business cards to more obscure mediums such as wood and cotton. The site hosts an easy-to-use business card creator brimming with pre-built design templates, but you can always opt to start from scratch if you want greater control over the background image and overall design aesthetics.

Specialty business cards such as wood and cotton start in the triple digits when it comes to pricing, but you re standard pack of 500 or 1,000 business cards are competitively priced at an upwards of $60 or $70. The print quality is impressive as well, rigid and accurate, and the company doesn t completely scalp you on international delivery despite its Canadian roots. JukeBox is the way to go if you re looking for a moderately priced pack of business cards that stand out from the pack.

OvernightPrints is the Swiss army knife of online printing services, offering affordable options and quick delivery for all manner of printed products. They may specialize in brochures and announcements, but they also tout a wide selection of cardstock, designs and custom finishes accessible through the built-in wizard. Like most printing services, you can always upload your own creation, but the site does host an number of elegant, premade patterns for those of us who are less crafty or quickly need a set of business cards in a pinch.

OvernightPrints is also one of the few services capable of processing small batch runs of less than 100. You can order card runs between 50 and 5,000, with a meager 50-card run costing a mere $4.15 with free UV finishing, and the site is always hosting on-going sales for customers who subscribe to the mailing list or have the patience to wait for an applicable price reduction on a particular style. The cards are weighty and of higher-quality than the similarly-priced VistaPrint, but they re not superbly crafted either. OvernightPrints is a knockout when it comes to price-quality comparison though, especially if you manage to catch a promotion or just need a few cards to hold you over in a pinch.

Looking to stockpile an abundance of no-frills business cards that ditch the designer chic in favor of something more simple? GotPrint keeps it as basic as it gets, whether uploading your own composition or utilizing the site s barebones templates, and features several card stock options in varying sizes and styles. There are a few special shapes if you prefer to add a touch of pizzazz and uniqueness to your card, such as ovals and rounded rectangles, but they will drastically increase the printing costs and require you to manually upload your personalized design in lieu of using the built-in web app.

Aside from its simplicity, GotPrint is know for its quick turnaround and rock-bottom pricing. A standard 500-card run begins at around $50 and features great quality printing for the price, with stiff card stock and excellent inking, but it s not quite as nice as Moo or some of the more expensive services on our roundup. Although the customer service has been known to give clients the run around when issues arise, the pricing and moderate choice selection still make it a great source for cheap business cards.

Honorable mentions

There s never enough room on our best-of roundups to include each and every service worth mentioning. Below are a few of the runner ups that offer fairly solid business cards for an affordable price. They might not be as speedy or convenient as your local brick-and-mortar print shop, nor do they offer the kind of stellar quality of our top five, but they re still not a bad choice given the price.

What did you think of our choices for the best sources for cheap business cards? Which service do use for all your professional printing needs? Let us know in the comments below.

Also watch: Best Movies on Hulu





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Cheap Business Insurance #best #business

#cheap business insurance

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Secrets to Finding Cheap Business Insurance

Face it, business insurance is a necessary expense. That’s why finding a cheap business insurance policy is every business owner’s goal. But is finding an affordable business insurance policy impossible without using a substandard company or sacrificing valuable coverage? Not necessarily.

You’ll Never Know if You Don’t Try
When was the last time you shopped for competitive business insurance quotes? Insurance is in constant flux. The same company that made you cry a year ago could have the best deal today. The first secret to finding a good business insurance policy is making the effort to look. By doing your homework, you can compare several policies and multiple companies, even. Make sure to take the time to get at least three Business Insurance Quotes

Know Your Coverage
This is easier said than done and you may very well need help with this one. That said, finding a cheap business insurance policy is impossible if you don’t know what your business insurance covers. For example, are you paying to insure that rickety old shed out back that is on its last leg? Did you know that you could pay a lower limit to insure equipment if it is used to maintain your building? Without reviewing the policy, there is no way to know exactly what you are paying for and where you could save money.

Understanding what you want to insure is the second secret to finding affordable business insurance. Find an insurance company with which you feel comfortable discussing more complicated issues. This will help you and your insurance company to discover ways to control your business insurance costs without sacrificing valuable coverage.

Find a Tailor
Do you pay a fortune adding “Additional Insureds” to your policy? Are you paying extra for the cost to replace your building with similar materials and quality when you know you’d replace it with a cheaper, stronger metal building if it were destroyed? Did you know that many insurance companies have endorsements available to address these and other issues that cost you money?

The third secret to finding an affordable business insurance policy is to identify areas where you feel you are paying too much. Make a list. Take this list to other insurance companies and identify your areas of concern. Also, there may be an insurance company with the resources to help tailor coverage to fit your needs and budget.

The Bottom Line
Finding a business insurance policy that fits your needs, and is in your price range, is not impossible. You can tailor your policy to your business with a little bit of research and legwork. Make sure to know what you’re paying for and study every business insurance policy that you’re considering carefully. By taking a little extra time now, you can save yourself a lot of money in the long run.

identify your areas of concern. Also, there may be an insurance company with the resources to help tailor coverage to fit your needs and budget.

See how much you could save today on your insurance. Get your free business insurance quotes today!





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Cheap Business Cards Printing #business #broker

#cheap business cards

#

Business Cards

Business Cards Online

Design your business cards online or upload your own artwork!

  • 350gsm, 400gsm or Recycled Card available and printed in full colour
  • 1,000 s of professionally designed templates to choose from
  • Single or double sided cards available
  • Round corner finish option available
  • Matt or Gloss lamination available
  • 24hr Printing
  • Same day dispatch and before 12 express deliveries available
  • Packed in rigid plastic boxes for safe arrival
  • No extra costs for upload of own artwork, images or logo s
  • 24hr dispatch VAT included

Even More Info About Our Cheap Business Cards

More relevant now as the world has become increasingly connected, business cards are the gold standard for opening conversations and exchanging your company information so that your potential client or customer can take action – action to bring you revenue.

To show you mean business you can pick from hundreds of beautiful designs that can be customised with your own information to make them your own, ranging from industries such as accounting to window cleaning. You can even design your own business cards from a blank canvas or or upload your own custom artwork through our website which will be ready and waiting for you next time you order from us.

If you would prefer you can leave all the artwork and design to us for your new cards and let us design them for you. Our Business Card design starts from only a fiver.

One thing to remember when designing and ordering your cheap business Cards:

The art of successful networking is not about how many people you greet, cards you part with, or phone numbers and email addresses you acquire. It s about how you stand out. After all if everybody is networking and vying to get noticed, what makes you so special? What makes your card any different than the twenty others that potential client tossed aside after that function?

This doesn t mean you have to wear a 10ft bright pink hat everywhere you go, but you can apply the same line of thinking to traditional marketing and networking practises. If we were giving you only one tip to ensure you get noticed, and more importantly – remembered, it would be this.

A business card is more than just a thick piece of paper with your company info on it. Whether it s the design, finish or size, make yours different! How about double-sided, matt or gloss lamination finish or rounded corners? It s all about catching somebody s eye and being the first person they think of.

Ways To Order

With myprint247 there are 3 ways of ordering using our online system:

  • Browse our designs (pick an existing design template then enter your own info and add any images you may want)
  • Upload your own design (upload artwork you have created yourself as a jpg, jpeg, gif, png, eps, ai, pdf, psd, cdr, docx, doc, pub)
  • Custom design (start with a blank canvas ready for you to insert your own images and company details). This option allows for maximum creativity.

Standard UK Delivery

Our fixed fee DPD delivery service is throughout the mainland UK with a next working day tracked service available on all printed items.

Express Express Plus Delivery Upgrade Option

On most product and quantities we also offer an upgraded delivery package. More information can be found on this by clicking on the ? in the product calculator below.

PLEASE NOTE that all offshore islands and some areas of Scotland can be up to a two day service with DPD or Royal Mail, which are also excluded from the Express Plus delivery. Please check if your area is affected by contacting us before placing an order to avoid any disappointment.

Other Parts Of Europe

Our DPD international tracked service also covers other countries within Europe. Please allow 3-6 days for delivery. Please see our price calculator for a quotation to your country.

Feedback

Ordered online on Monday and they arrived on Tuesday, fab product with a great service. Many thanks to everybody at myprint247

S Bride – London UK

Great company with a great print quality. Delivery was really fast. Will definitely be coming back for more and I ve told everybody I know.

T Prior – Dartford UK

Cheap business cards which turned out to be far from it. Extra thick cards with a nice glossy shine.

K Foxton – Leicester UK





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Compare Cheap Business Insurance Quotes Online at #business #first

#business insurance quote

#

Business insurance

Compare quotes with Simply Business, [1] our preferred provider for business insurance

  • Compare quotes from Axa, Zurich, Hiscox, Groupama, Brit and more
  • Cover for public and employers’ liabilty, buildings, contents, tools and equipment
  • Buy online or speak to an insurance specialist in a UK-based contact centre

What should I look for with business liability insurance?

A good liability insurer should pay towards your legal costs for defending any claim made against you, insure you for compensation claims made against you, and offer you both public and employers’ liability insurance as a package, if you need both Maxine Frances, journalist

  • Is your business protected with employers’ liability cover?

    If an employee is injured or they contract a disease as a result of, or in the course of their employment, they are entitled to claim compensation from the business if it can be proven that the employer was at fault. Employers’ liability covers the cost of the compensation along with any legal fees you might incur if you had to defend the case against you Gocompare.com

  • What does public liability insurance cover?

    Public liability insurance protects you from claims against your business by members of the public. For example, if you damage a client’s property, if a customer has an accident on your premises, or if you provide any advice or service for a fee Maxine Frances, journalist

  • How much does liability insurance cost?

    Most liability cover is based on an annual fee, how much you pay will depend on the size and nature of your business and how many employees you have. It will make a difference if you are a sole trader, partnership or limited company. Your premium may change if you make more claims or if the nature of your industry changes Maxine Frances, journalist

  • How long does liability insurance offer protection for?

    Check your terms and conditions, but some insurers will cover you for incidents before and after the start and end date of your policy. This is important if you’re working in an industry where results tend to be measured in the long rather than the short term Maxine Frances, journalist

  • Does your car insurance cover your business usage?

    If workers use their own cars while on company business, no matter how infrequently, we would urge them to check their policy to make sure they are properly insured. Employers should talk to workers about the necessity of having the correct level of cover before they undertake any business journeys in a private car Scott Kelly, car insurance expert

  • How can we help you with business insurance today?

    With the help of our partners Simply Business [1] we can find you the right business insurance quickly, easily and at the right price, leaving you with more time to concentrate on the things that make your business great.

    Need more information?

    Our easy-to-use forms will ask for basic details about your business and the level of cover you require, including whether you need public/product liability insurance, professional indemnity cover, buildings insurance, revenue protection/business interruption cover, and protection for your business/office equipment and/or stock.

    You’ll need to answer questions about any claims made by your firm in the last five years, and about any that may be pending.

    Depending on the sort of cover you choose, you may also be asked for some more detailed information about your company and its work.

    You will then either be presented with your quotes online, or – if your circumstances do not allow for an instant quote – your details will be passed on to an insurance specialist to look at.

    Did you know.


    • Employers’ liability insurance is compulsory for businesses that have one or more staff
    • Glass and shutters insurance can cover replacement following accidental or malicious damage

    Should you have any problems, or if you just want to speak to an expert before making your decision, then a Simply Business insurance specialist will be available from a UK-based contact centre.

    We’ve also got more information available on the factors you need to consider in our business insurance guides, where you’ll find the answers to frequently asked questions.

    In the guides, our introduction to business insurance can help you with areas such as whether you need such protection, sensible levels of cover, differences if you’re a landlord or a tenant, options for working from home, and insurance for your business assets and equipment.

    You’ll also find dedicated pages on public liability insurance, professional indemnity insurance and employers’ liability insurance, plus information on areas such as goods in transit cover, business travel insurance, business interruption cover, commercial legal insurance, fidelity guarantees, and insurance cover for tools, data processing, engineering, credit, loss of cash, and glass and shutters.

    Business features from Covered mag

    The car industry’s top women


  • What will Brexit actually mean?


  • Making Tax Digital: what does it mean?


  • Five inspiring entrepreneurs over 50


  • Brexit: should Britain leave the EU?


  • How to succeed as a young entrepreneur

    Are pop-up shops losing their edge?

    How to make money from your home

    [1] Gocompare.com introduces customers to Simply Business which is authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with Simply Business is limited to that of a business partnership, no common ownership or control rights exist between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

    Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. You may check this on the Financial Services Register by visiting the FCA website. Gocompare.com Limited is registered in England and Wales (Company No. 5799376). Registered office: Imperial House, Imperial Way, Newport, Gwent, NP10 8UH, United Kingdom. Copyright 2006-2016 Gocompare.com Ltd. All Rights Reserved.

    By using the Gocompare.com website you agree to our use of cookies as described in our cookie policy. OK Learn more





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  • Compare Cheap Business Insurance Quotes Online at #business #internet

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    Compare quotes with Simply Business, [1] our preferred provider for business insurance

    • Compare quotes from Axa, Zurich, Hiscox, Groupama, Brit and more
    • Cover for public and employers’ liabilty, buildings, contents, tools and equipment
    • Buy online or speak to an insurance specialist in a UK-based contact centre

    What should I look for with business liability insurance?

    A good liability insurer should pay towards your legal costs for defending any claim made against you, insure you for compensation claims made against you, and offer you both public and employers’ liability insurance as a package, if you need both Maxine Frances, journalist

  • Is your business protected with employers’ liability cover?

    If an employee is injured or they contract a disease as a result of, or in the course of their employment, they are entitled to claim compensation from the business if it can be proven that the employer was at fault. Employers’ liability covers the cost of the compensation along with any legal fees you might incur if you had to defend the case against you Gocompare.com

  • What does public liability insurance cover?

    Public liability insurance protects you from claims against your business by members of the public. For example, if you damage a client’s property, if a customer has an accident on your premises, or if you provide any advice or service for a fee Maxine Frances, journalist

  • How much does liability insurance cost?

    Most liability cover is based on an annual fee, how much you pay will depend on the size and nature of your business and how many employees you have. It will make a difference if you are a sole trader, partnership or limited company. Your premium may change if you make more claims or if the nature of your industry changes Maxine Frances, journalist

  • How long does liability insurance offer protection for?

    Check your terms and conditions, but some insurers will cover you for incidents before and after the start and end date of your policy. This is important if you’re working in an industry where results tend to be measured in the long rather than the short term Maxine Frances, journalist

  • Does your car insurance cover your business usage?

    If workers use their own cars while on company business, no matter how infrequently, we would urge them to check their policy to make sure they are properly insured. Employers should talk to workers about the necessity of having the correct level of cover before they undertake any business journeys in a private car Scott Kelly, car insurance expert

  • How can we help you with business insurance today?

    With the help of our partners Simply Business [1] we can find you the right business insurance quickly, easily and at the right price, leaving you with more time to concentrate on the things that make your business great.

    Need more information?

    Our easy-to-use forms will ask for basic details about your business and the level of cover you require, including whether you need public/product liability insurance, professional indemnity cover, buildings insurance, revenue protection/business interruption cover, and protection for your business/office equipment and/or stock.

    You’ll need to answer questions about any claims made by your firm in the last five years, and about any that may be pending.

    Depending on the sort of cover you choose, you may also be asked for some more detailed information about your company and its work.

    You will then either be presented with your quotes online, or – if your circumstances do not allow for an instant quote – your details will be passed on to an insurance specialist to look at.

    Did you know.


    • Employers’ liability insurance is compulsory for businesses that have one or more staff
    • Glass and shutters insurance can cover replacement following accidental or malicious damage

    Should you have any problems, or if you just want to speak to an expert before making your decision, then a Simply Business insurance specialist will be available from a UK-based contact centre.

    We’ve also got more information available on the factors you need to consider in our business insurance guides, where you’ll find the answers to frequently asked questions.

    In the guides, our introduction to business insurance can help you with areas such as whether you need such protection, sensible levels of cover, differences if you’re a landlord or a tenant, options for working from home, and insurance for your business assets and equipment.

    You’ll also find dedicated pages on public liability insurance, professional indemnity insurance and employers’ liability insurance, plus information on areas such as goods in transit cover, business travel insurance, business interruption cover, commercial legal insurance, fidelity guarantees, and insurance cover for tools, data processing, engineering, credit, loss of cash, and glass and shutters.

    Business features from Covered mag

    The car industry’s top women


  • What will Brexit actually mean?


  • Making Tax Digital: what does it mean?


  • Five inspiring entrepreneurs over 50


  • Brexit: should Britain leave the EU?


  • How to succeed as a young entrepreneur

    Are pop-up shops losing their edge?

    How to make money from your home

    [1] Gocompare.com introduces customers to Simply Business which is authorised and regulated by the Financial Conduct Authority. Gocompare.com’s relationship with Simply Business is limited to that of a business partnership, no common ownership or control rights exist between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

    Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. You may check this on the Financial Services Register by visiting the FCA website. Gocompare.com Limited is registered in England and Wales (Company No. 5799376). Registered office: Imperial House, Imperial Way, Newport, Gwent, NP10 8UH, United Kingdom. Copyright 2006-2016 Gocompare.com Ltd. All Rights Reserved.

    By using the Gocompare.com website you agree to our use of cookies as described in our cookie policy. OK Learn more





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  • Is the Stock Market Cheap? dshort – Advisor Perspectives #start #up #business #grants

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    Here is a new update of a popular market valuation method using the most recent Standard Poor’s “as reported” earnings and earnings estimates and the index monthly average of daily closes for the past month. For the earnings, see the table below created from Standard Poor’s latest earnings spreadsheet.

    The Valuation Thesis

    A standard way to investigate market valuation is to study the historic Price-to-Earnings (P/E) ratio using reported earnings for the trailing twelve months (TTM). Proponents of this approach ignore forward estimates because they are often based on wishful thinking, erroneous assumptions, and analyst bias.

    The “price” part of the P/E calculation is available in real time on TV and the Internet. The “earnings” part, however, is more difficult to find. The authoritative source is the Standard Poor’s website, where the latest numbers are posted on the earnings page .

    The table here shows the TTM earnings based on “as reported” earnings and a combination of “as reported” earnings and Standard Poor’s estimates for “as reported” earnings for the next few quarters. The values for the months between are linear interpolations from the quarterly numbers.

    The average P/E ratio since the 1870’s has been about 16.7. But the disconnect between price and TTM earnings during much of 2009 was so extreme that the P/E ratio was in triple digits as high as the 120s in the Spring of 2009. In 1999, a few months before the top of the Tech Bubble, the conventional P/E ratio hit 34. It peaked close to 47 two years after the market topped out.

    As these examples illustrate, in times of critical importance, the conventional P/E ratio often lags the index to the point of being useless as a value indicator. “Why the lag?” you may wonder. “How can the P/E be at a record high after the price has fallen so far?” The explanation is simple. Earnings fell faster than price. In fact, the negative earnings of 2008 Q4 (-$23.25) is something that has never happened before in the history of the S P 500.

    Let’s look at a chart to illustrate the unsuitability of the TTM P/E as a consistent indicator of market valuation.

    Legendary economist and value investor Benjamin Graham noticed the same bizarre P/E behavior during the Roaring Twenties and subsequent market crash. Graham collaborated with David Dodd to devise a more accurate way to calculate the market’s value, which they discussed in their 1934 classic book, Security Analysis. They attributed the illogical P/E ratios to temporary and sometimes extreme fluctuations in the business cycle. Their solution was to divide the price by a multi-year average of earnings and suggested 5, 7 or 10-years. In recent years, Yale professor and Nobel laureate Robert Shiller, the author of Irrational Exuberance. has popularized the concept to a wider audience of investors and has selected the 10-year average of “real” (inflation-adjusted) earnings as the denominator. Shiller refers to this ratio as the Cyclically Adjusted Price Earnings Ratio, abbreviated as CAPE, or the more precise P/E10, which is our preferred abbreviation.

    The Correlation between the S P Composite and its P/E10

    As the chart below illustrates, the P/E10 closely tracks the real (inflation-adjusted) price of the S P Composite. In fact, the detrended correlation between the two since 1881, the year when the first decade of average earnings is available, is 0.9977. (Note: A perfect positive correlation would be 1 and the absence of correlation would be 0).

    The historic P/E10 average is 16.7. After dropping to 13.3 in March 2009, the ratio rebounded to an interim high of 23.5 in February of 2011 and then hovered in the 20-to-21 range. It began rising again in late 2013 and hit a new interim high of 27.0 in February of 2015. It has now dropped below that high.

    Of course, the historic P/E10 has never flat-lined on the average. On the contrary, over the long haul it swings dramatically between the over- and under-valued ranges. If we look at the major peaks and troughs in the P/E10, we see that the high during the Tech Bubble was the all-time high above 44 in December 1999. The 1929 high of 32.6 comes in at a distant second. The secular bottoms in 1921, 1932, 1942 and 1982 saw P/E10 ratios in the single digits.

    The chart also includes a regression trendline through the P/E10 ratio for the edification of anyone who believes the price-earnings ratio has naturally tended higher over time as markets evolve. The latest ratio is 41% above trend, up from 39% above last month.

    Where does the current valuation put us?

    For a more precise view of how today’s P/E10 relates to the past, our chart includes horizontal bands to divide the monthly valuations into quintiles five groups, each with 20% of the total. Ratios in the top 20% suggest a highly overvalued market, the bottom 20% a highly undervalued market. What can we learn from this analysis? The Financial Crisis of 2008 triggered an accelerated decline toward value territory, with the ratio dropping to the upper second quintile (from the bottom) in March 2009. The price rebound since the 2009 low pushed the ratio back into the top quintile, hovered around that boundary and has now moved higher.

    A cautionary observation is that when the P/E10 has fallen from the top to the second quintile, it has eventually declined to the lowest quintile and bottomed in single digits. Based on the latest 10-year earnings average, to reach a P/E10 in the high single digits would require an S P 500 price decline well below 1000. Of course, a happier alternative would be for corporate earnings to continue their strong and prolonged surge. If the 2009 trough was not a P/E10 bottom, when might we see it occur? These secular declines have ranged in length from over 19 years to as few as three.

    We can also use a percentile analysis to put today’s market valuation in the historical context. As the chart below illustrates, latest P/E10 ratio is approximately at the 95th percentile of this series.

    Deviation from the Mean

    Here are a pair of charts illustrating the historic P/E 10 ratio from its mean (average) and geometric mean with callouts for peaks and troughs along with the latest values.

    Relative to the mean, the market remains quite expensive, with the ratio approximately 62% above its arithmetic mean and 75% above its geometric mean.

    The Prevailing Question.

    Was March 2009 the beginning of a secular bull market? Perhaps, and certainly the new all-time highs repeatedly set over the past several months are conspicuous tick marks for the optimists. But the history of market valuations suggests a cautious perspective.

    Additional Notes

    What Are the Impacts of Low Interest Rates and Inflation on Market Valuations?

    For more on this topic, see our monthly update:

    Wouldn’t Valuations Be Much Lower If We Exclude the Financial Crisis Earnings Crash?

    This is an often asked question, the assumption being that the unprecedented negative earnings of the Financial Crisis skewed the P/E10 substantially higher than would otherwise have been the case. While that may seem a reasonable assumption, a simple experiment shows that the earnings plunge did not dramatically impact the ratio. Let’s assume that the December 2007 TTM earnings of 66.18 remained constant for the next 29 months, totally eliminate the collapse in earnings of the Great Recession. What impact does this have on the P/E 10? The mean (average) only drops from 16.6 to 16.5. The lower bound of the top quintile drops from 21.2 to 20.8.

    Where Can I Find the Latest Earnings Data for the S P 500?

    Follow these steps to access the Standard Poor’s earnings spreadsheet:

    1. Go to the S P 500 page on the S P Dow Jones Indices website. Here is a: direct link to the page.
    2. Click the “ADDITIONAL INFO” button in the left column.
    3. Click the Index Earnings link to download the Excel file. Once you’ve downloaded the spreadsheet, scroll down to the “As Reported Earnings” data in column L.

    Exactly What Is the S P Composite index?

    For readers unfamiliar with the index, see this article for some background information.





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