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Ohio Development Services Agency, ODSA Homepage, small business development center.#Small #business #development #center


Ohio Development Services Agency Easy Program FinderSmall business development center

Click below to learn about specific programs that can provide services in each topic of interest.

If you have any questions or comments about the Easy Program Finder click here.

Small business development center

Small business development center

Small business development center

Small business development center Small business development center Small business development center Small business development center Small business development center

Welcome to the Ohio Development Services Agency

Small business development center Small business development center

Small business development center

The Ohio Opioid Technology Challenge is live. Click here to submit your idea or follow the challenge at #OpioidChallenge

Are you interested in marketing your products or services internationally? Apply for the Ohio International Market Access Grant for Exporters (IMAGE) today! The grant provides 50 percent reimbursement, up to $12,500 for qualifying activities. For more information, click here

Small business development center

The Ohio Procurement Technical Assistance Centers (PTAC) help Ohio businesses compete for and win local, state and federal government contracts at little to no-cost. For more information, click here

Small business development center

Looking for a job? Looking for workers?

Visit OhioMeansJobs.com to find job opportunities and skilled workers across Ohio.

Small business development center

Take a look at the TechOhio website. Get updated news about Ohio’s growing community of entrepreneurs, technology, research and innovation. Visit TechOhio now


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Ohio Development Services Agency, ODSA Homepage, small business development center.#Small #business #development #center


Ohio Development Services Agency Easy Program FinderSmall business development center

Click below to learn about specific programs that can provide services in each topic of interest.

If you have any questions or comments about the Easy Program Finder click here.

Small business development center

Small business development center

Small business development center

Small business development center Small business development center Small business development center Small business development center Small business development center

Welcome to the Ohio Development Services Agency

Small business development center Small business development center

Small business development center

The Ohio Opioid Technology Challenge is live. Click here to submit your idea or follow the challenge at #OpioidChallenge

Are you interested in marketing your products or services internationally? Apply for the Ohio International Market Access Grant for Exporters (IMAGE) today! The grant provides 50 percent reimbursement, up to $12,500 for qualifying activities. For more information, click here

Small business development center

The Ohio Procurement Technical Assistance Centers (PTAC) help Ohio businesses compete for and win local, state and federal government contracts at little to no-cost. For more information, click here

Small business development center

Looking for a job? Looking for workers?

Visit OhioMeansJobs.com to find job opportunities and skilled workers across Ohio.

Small business development center

Take a look at the TechOhio website. Get updated news about Ohio’s growing community of entrepreneurs, technology, research and innovation. Visit TechOhio now


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Kentucky Small Business Development Center #business #marketing


#business development plan

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Why do I need a business plan?

Entrepreneurs generally are described as risk takers who take chances based on a gut feeling. However, when you are investing money or asking another to invest money it requires careful planning and preparation. A business plan organizes all the necessary elements required to start a business and continue a successful business in a simplistic format. It is also the tool you will present to lenders to convince them to take a risk on your business and provide you with financing. Therefore, it must be extremely thorough and thought provoking.

Remember, aside from the general business plan objectives, every business plan is unique. Your plan should include all the relevant information, but be customized for your business. Finally, focus on the content and not the number of pages.

Once complete, the business plan should identify the expectations you have for your new or existing business. If you plan to utilize the plan to obtain financing, the completed plan should tell the story of your business to a potential lender. The plan should serve as a stand-alone document in that all business issues are addressed without requiring additional verbal explanation. Review your plan regularly and make appropriate changes when your plans and strategies change.

Below is an outline of the sections and pertinent information that should be included in a business plan. Remember to contact your local Small Business Development Center for assistance in developing and completing a business plan.

Writing a Business Plan

The following is a suggested business plan outline.

The business plan describes an entrepreneur s idea or a company s past and current operations and then demonstrates how the request for an investment or loan will enhance the company goals and reward the investor. However, the most important function of the business plan is to communicate your goals and guide your company.

1. Table of Contents with Page Numbers

2. Executive Summary (1 2 pages)

  • Highlights major points of a business plan, including management team, market size, marketing strategy, strategic alliances, potential profits, dollar amount requested and proposed terms for repayment
  • This section should be the LAST section written

3. Summary of the Business or General Company Description

  • Explain the business
  • Mission statement, company goals objectives, business philosophy
  • Describe industry, overview of product(s) or service(s) offered, market and competition and management experience
  • Company strengths and core competencies
  • Legal form of ownership

4. Products or Services Offered

  • Explain products and/or services in depth, pricing, fee structure, if applicable

5. Marketing Plan

(A) Market Analysis

  • Target Market: Identify customer s, provide demographic information explaining their characteristics
  • Industry Overview: Detailed analysis of market size, growth, major trends, etc.
  • Competition: Detailed analysis of top 3 5 competitors (review of competitor s strengths and weaknesses)

(B) Marketing Strategy

  • Explain in detail how your company will capture market share and your marketing/advertising public relations plan

6. Operational Plan

  • Explain the daily operations of the business: location, equipment, legal environment, personnel, processes, etc.

7. Management and Organizational Plan

  • Describe in detail your team s experience, strengths, job functions, and plans to fill gaps in management team

8. Financial Data 3 Year Financial Projections

  • Cash flow, assumptions, income statement, balance sheet spreadsheets, break even analysis, sources and applications of funds.

9. Appendix, with supporting documents, contracts, letters of intent, research, etc.

Management Organization

Who has management responsibilities? Include the resumes of key managers as supporting documents. Include position descriptions for all key employees. List important advisors, such as attorney, accountant, banker, insurance agent, and advisory board or board of directors. Include estimated financial costs and necessary services provided.

Operational Plan

Discuss methods of production or service delivery, product or service development, quality control, inventory control.

What is your credit policy? Do/will you sell on credit? What are the terms? Explain how you perform a credit check. What are your collection policies?

How many employees are required? What skills are necessary? Define the pay and personnel policies. Are there any position descriptions and/or training programs?

Equipment, Technology, Inventory

How much inventory is needed? What is its value? Why is that amount of inventory appropriate for your business and location? List your major suppliers and discuss any terms they extend to your business. What equipment and technology is necessary to operate the business?

Research and understand all legal issues. (Licensing, bonding, permits, insurance, zoning, government regulations, patents, trademarks, copyrights, etc.)

Describe exit strategies should the firm perform lower than expectations (personal or business). Will inventory be liquidated? Will you close the business or sell?

Financial Plan Projections

The financial plan provides the numbers that correspond to your written plan. Historical and/or projected figures should be included. In addition, you should always include a narrative explaining the assumptions you used to arrive at the dollar value of sales, expenses, etc. You must demonstrate that your numbers are reasonable. Detailed financial information is critical to the business planning process.

Start-up Expenses and Capital

Carefully calculate and categorize all start-up expenses including inventory, rent, etc. For example, what amount will be needed for renovations and equipment? Remember to include any cash you may need to operate and pay bills until the business begins generating cash. Provide a detailed list of equipment, furniture, and/or fixtures to be purchased. Include actual price quotes for larger items.

If yours is an existing firm, include the income statements, balance sheets and/or tax returns for the past three years.

Profit and Loss Projection (Income Statement)

Include a monthly profit and loss projection for at least 12 months of business operation. Be sure to provide a written explanation of assumptions used to develop your projections.

Cash Flow Projection

Include a monthly cash flow projection for at least 12 months of business operation. The cash flow projection differs from the profit and loss statement. Cash flow statements illustrate how much and when cash flows in and out of your business. Be sure to provide a written explanation of assumptions used to develop your projections.

Projected Balance Sheet

Your plan should include a projected balance sheet showing assets (things owned), liabilities (debts) and owner s equity. If yours is a start-up business, the balance sheet should show your financial position on opening day.

  • Personal r sum s for owners and management
  • Letters of reference
  • Personal financial statements from all principals
  • Contracts and/or letters of intent from suppliers and customers
  • Copies of leases, licenses, permits, or any other legal documents
  • Any document referred to within the plan but not included in body

Contact your local Kentucky Small Business Development Center for additional tips and templates for preparing an effective business plan. Your SBDC Consultant will provide assistance preparing and reviewing the business plan prior to meeting with lending institutions.


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WSBDC – Washington Small Business Development Center #ideas #for #a #business


#small business development center

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“[Our advisor] is just a wizard with numbers,” “He helped us understand how knowing your numbers can help you plan and grow your business.”

Cory Seidel, Bliss Kiss

“[Our SBDC advisor] has been amazing. I couldn’t ask for a better person to help us.”
Mike Irma Philp, Auto Art Collision Repair LLC

“I have pointed many people to the SBDC for advice.” “I want to say from my heart how grateful I am for the opportunities we have had in this country, to own our own business and to care for the infirm. We are very blessed.”

Bizu Getachew, owner, Grace Adult Homes

Washington Small Business Development Center


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Maryland Small Business Development Center #current #business #news


#small business association

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Get Results Today

Maryland SBDC regions:
Corridor (Anne Arundel, Baltimore City, Baltimore County, Howard, Montgomery, Prince George’s)
Eastern (Caroline, Dorchester, Kent, Queen Anne’s, Somerset, Talbot, Wicomico, Worcester)
Northern (Carroll, Cecil, Harford)
Southern (Calvert, Charles, St. Mary’s)
Western (Allegany, Frederick, Garrett, Washington)

The Maryland Small Business Development Center (SBDC) Network provides small business owners with access to trusted business advisors who have experience in starting and growing businesses. They offer expertise and keen insight essential to helping them manage their concerns today, and design solid long-range plans to secure their visions of tomorrow.

The Maryland SBDC is an accredited member of a national network. In addition to our support of small business development, the SBDC is also accredited to provide intellectual property and technology commercialization assistance to businesses in the Hi Tech industry.

Upcoming Events
View our calendar and register for training and events.

Success Stories
We help small businesses achieve their goals to begin and expand their business.

Our Partners
Our partners help provide resources that keep Maryland’s economy strong.

Special Programs
The SBDC retail and technology programs help you excel.

The Maryland SBDC Program is funded in part through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. The support given by the U.S. Small Business Administration through such funding does not constitute an express or implied endorsement of any of the cosponsor’s or participants’ opinions, products, or services. All of SBA’s programs and services are extended to the public on a non discriminatory basis.


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Business Partner – World Trade Center Kentucky #sba #business #plan


#business partner

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A Partnership with the WTC-KY at the Business Partner Level provides the following benefits and services:
International Trade Assessment All WTC-KY Partners can receive a free annual International Trade Assessment that will provide you with a roadmap to successful importing and exporting, and suggest improvements to procedures and operations.

Trade Advisory Services (TAS) Team Our TAS Team can also create customized consulting, training and research solutions at special preferred partner rates. Let us help with your next international trade project.

WTC-KY Seminars Events WTC-KY Partners have the opportunity to participate in high-quality trade education seminars, workshops, trade missions and business events; conducted by leading topic experts with real-world experience in their respective fields.

Preferred Partner Rates – World Trade Center Kentucky Partners receive preferred rates for all WTC-KY events and educational programs. Also, through our WTC-KY Affinity Program, enjoy savings of up to 50% on business and international trade services through referrals to our trusted service providers.

International Trade Certification Program – Access to Kentucky s only International Trade Certification Program. After successful completion of this intensive 3-day training course, participants will receive a WTC-KY certification as an International Commerce Specialist. (Preferred rates only for WTC-KY Partners)

World Trade Center Kentucky Newsletter – Stay current and capitalize on international trade business developments in Kentucky, our region and the world with our electronic newsletter, News to Know .

To become a member and receive these benefits, click here.
To return to partnership levels information, click here.

Visionary Partners


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North San Diego SBDC – Small Business Development Center #business #christmas #cards


#small business development center

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Welcome to North San Diego SBDC

Did you know…The SBDC is a leading provider of consulting services and workshops for small businesses in North San Diego County? We have the knowledge, resources and skills to help you build and maintain a successful business.

We know that starting and running a business can be exhausting! With that in mind, we offer professional, progress-based, one-on-one consulting, as well as comprehensive workshops, designed to give you the information you need to “hit the ground running!”

Already in Business?

Get assistance to manage a successful business. Set up an appointment today with a Business Adviser to accelerate your growth! Get started and give us a call at: (760) 795-8740 today!

First Time Starting a Business?

In order to be eligible to meet one-on-one with a Business Adviser, the Small Business Start-Up Series is required for all first time, Start-Up business owners. We offer workshops and resources that provide step-by-step information to help start your business the right way!

Register for a Workshop

Our focused workshops help develop you as a successful manager and entrepreneur while also training you for the success of your small business.

CONSULTING AREAS

  • Accounting / Quickbooks
  • Business Plan Development
  • Business Structure/Formation
  • Buy/Sell Business
  • Comprehensive Business Strategic Assessment and Analysis
  • Contracting with Government Agencies
  • Financial Analysis/Cash Flow Management
  • E-Business
  • General Business
  • Government Contracting
  • Human Resources
  • Market Analysis/Strategic Marketing
  • Marketing/Advertising/Public Relations
  • Sales and Business Development

MISSION STATEMENT

The SBDC is dedicated to increasing the economic vitality of the community by helping small businesses and entrepreneurs build a foundation for SUCCESS! Our Center staff and Business Advisors are here to assist in answering your business questions along with providing many resources that can help you grow your business profitably or start a new business.

OUR BEGINNINGS

The North San Diego Small Business Development Center (SBDC) is hosted by MiraCosta College and is funded in part by the U.S. Small Business Administration and MiraCosta College. Our service area covers all of San Diego County north of Interstate 8. LEARN MORE

Resource Partners

Our Sponsors


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Welcome to the LSBDC – Louisiana Small Business Development Center #business #plan #model


#small business association

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The Louisiana Small Business Development Center Network, hosted by the University of Louisiana at Monroe, is an accredited member of the National Association of Small Business Development Centers and funded in part through a cooperative agreement with the U.S. Small Business Administration, Louisiana Economic Development and participating universities. All SBA programs are extended to the public on a nondiscriminatory basis. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. Reasonable accommodations for persons with disabilities and/or limited English proficiency will be made if requested at least two weeks in advance.
Copyright © 2005-2015 Louisiana SBDC. All Rights Reserved. | Site Design by eMerge

Choose a center to request a consultation

LSBDC at Southeastern Louisiana University
Request a Consultation!

LSBDC at University of Louisiana at Lafayette
Request a Consultation!

LSBDC at University of Louisiana Monroe
Request a Consultation!


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Business Calculators Center #designer #business #cards


#business calculator

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Business Calculators Center

This calculator can help you in an analysis of which factors impact your net cash flow. From your results you produce a projection of future cash flows and make a plan for the management of elements such as business-to-business sales and inventory.

Financial Management

A basic financial standard for any business is the break-even analysis — the amount of money you need to bring into the business to cover your expenses. This break-even formula calculator analyzes your per-unit costs and revenues and your monthly overhead to determine your break-even sales.

Use this return on investment calculator to view both sides of investing. Enter the investment amount, equity share and term to see the investor s ROI (return on investment), and what your company will have to give up all in one easy investment calculator.

This calculator will tabulate your business startup costs including legal fees, office supplies and equipment, marketing costs, and the funds that will keep you running, including payroll, monthly expenses and inventory.

Online Business

This calculator shows you what impact improving your website conversion rate has on your total online sales. Enter your visitors and total orders, and you can see what an increase in conversion can do.

Use this calculator to determine your email marketing ROI. You can test different scenarios to see the results.

Use this calculator to determine the ROI for your pay-per-click internet marketing campaigns.

Investing

When you re choosing investments and deciding when to invest your money, use this discounted cash flow financial calculator to analyze how much your cash is worth today vs. tomorrow.


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Kentucky Small Business Development Center #small #business #start #up


#business development plan

#

Why do I need a business plan?

Entrepreneurs generally are described as risk takers who take chances based on a gut feeling. However, when you are investing money or asking another to invest money it requires careful planning and preparation. A business plan organizes all the necessary elements required to start a business and continue a successful business in a simplistic format. It is also the tool you will present to lenders to convince them to take a risk on your business and provide you with financing. Therefore, it must be extremely thorough and thought provoking.

Remember, aside from the general business plan objectives, every business plan is unique. Your plan should include all the relevant information, but be customized for your business. Finally, focus on the content and not the number of pages.

Once complete, the business plan should identify the expectations you have for your new or existing business. If you plan to utilize the plan to obtain financing, the completed plan should tell the story of your business to a potential lender. The plan should serve as a stand-alone document in that all business issues are addressed without requiring additional verbal explanation. Review your plan regularly and make appropriate changes when your plans and strategies change.

Below is an outline of the sections and pertinent information that should be included in a business plan. Remember to contact your local Small Business Development Center for assistance in developing and completing a business plan.

Writing a Business Plan

The following is a suggested business plan outline.

The business plan describes an entrepreneur s idea or a company s past and current operations and then demonstrates how the request for an investment or loan will enhance the company goals and reward the investor. However, the most important function of the business plan is to communicate your goals and guide your company.

1. Table of Contents with Page Numbers

2. Executive Summary (1 2 pages)

  • Highlights major points of a business plan, including management team, market size, marketing strategy, strategic alliances, potential profits, dollar amount requested and proposed terms for repayment
  • This section should be the LAST section written

3. Summary of the Business or General Company Description

  • Explain the business
  • Mission statement, company goals objectives, business philosophy
  • Describe industry, overview of product(s) or service(s) offered, market and competition and management experience
  • Company strengths and core competencies
  • Legal form of ownership

4. Products or Services Offered

  • Explain products and/or services in depth, pricing, fee structure, if applicable

5. Marketing Plan

(A) Market Analysis

  • Target Market: Identify customer s, provide demographic information explaining their characteristics
  • Industry Overview: Detailed analysis of market size, growth, major trends, etc.
  • Competition: Detailed analysis of top 3 5 competitors (review of competitor s strengths and weaknesses)

(B) Marketing Strategy

  • Explain in detail how your company will capture market share and your marketing/advertising public relations plan

6. Operational Plan

  • Explain the daily operations of the business: location, equipment, legal environment, personnel, processes, etc.

7. Management and Organizational Plan

  • Describe in detail your team s experience, strengths, job functions, and plans to fill gaps in management team

8. Financial Data 3 Year Financial Projections

  • Cash flow, assumptions, income statement, balance sheet spreadsheets, break even analysis, sources and applications of funds.

9. Appendix, with supporting documents, contracts, letters of intent, research, etc.

Management Organization

Who has management responsibilities? Include the resumes of key managers as supporting documents. Include position descriptions for all key employees. List important advisors, such as attorney, accountant, banker, insurance agent, and advisory board or board of directors. Include estimated financial costs and necessary services provided.

Operational Plan

Discuss methods of production or service delivery, product or service development, quality control, inventory control.

What is your credit policy? Do/will you sell on credit? What are the terms? Explain how you perform a credit check. What are your collection policies?

How many employees are required? What skills are necessary? Define the pay and personnel policies. Are there any position descriptions and/or training programs?

Equipment, Technology, Inventory

How much inventory is needed? What is its value? Why is that amount of inventory appropriate for your business and location? List your major suppliers and discuss any terms they extend to your business. What equipment and technology is necessary to operate the business?

Research and understand all legal issues. (Licensing, bonding, permits, insurance, zoning, government regulations, patents, trademarks, copyrights, etc.)

Describe exit strategies should the firm perform lower than expectations (personal or business). Will inventory be liquidated? Will you close the business or sell?

Financial Plan Projections

The financial plan provides the numbers that correspond to your written plan. Historical and/or projected figures should be included. In addition, you should always include a narrative explaining the assumptions you used to arrive at the dollar value of sales, expenses, etc. You must demonstrate that your numbers are reasonable. Detailed financial information is critical to the business planning process.

Start-up Expenses and Capital

Carefully calculate and categorize all start-up expenses including inventory, rent, etc. For example, what amount will be needed for renovations and equipment? Remember to include any cash you may need to operate and pay bills until the business begins generating cash. Provide a detailed list of equipment, furniture, and/or fixtures to be purchased. Include actual price quotes for larger items.

If yours is an existing firm, include the income statements, balance sheets and/or tax returns for the past three years.

Profit and Loss Projection (Income Statement)

Include a monthly profit and loss projection for at least 12 months of business operation. Be sure to provide a written explanation of assumptions used to develop your projections.

Cash Flow Projection

Include a monthly cash flow projection for at least 12 months of business operation. The cash flow projection differs from the profit and loss statement. Cash flow statements illustrate how much and when cash flows in and out of your business. Be sure to provide a written explanation of assumptions used to develop your projections.

Projected Balance Sheet

Your plan should include a projected balance sheet showing assets (things owned), liabilities (debts) and owner s equity. If yours is a start-up business, the balance sheet should show your financial position on opening day.

  • Personal r sum s for owners and management
  • Letters of reference
  • Personal financial statements from all principals
  • Contracts and/or letters of intent from suppliers and customers
  • Copies of leases, licenses, permits, or any other legal documents
  • Any document referred to within the plan but not included in body

Contact your local Kentucky Small Business Development Center for additional tips and templates for preparing an effective business plan. Your SBDC Consultant will provide assistance preparing and reviewing the business plan prior to meeting with lending institutions.


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