Tag: Calculator

Business Loan Calculator, Citizens Bank, business calculator.#Business #calculator


business calculator

One deposit of any amount each statement period waives the monthly maintenance fee. It s that simple.

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Our student loan offers low competitive rates, flexible payment terms, and multi-year approval.

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Enjoy a business checking account with no minimum monthly balance or maintenance fee.

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It pays to spend on your business with Citizens Bank’s no annual fee business reward card.

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We offer a suite of business lending solutions at competitive rates that can be customized to meet your needs.

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Validating Zip Code

Business calculator

Personalize your experience by providing your ZIP Code. We ll show you products available in your area.

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The zip code you entered is served by Citizens One, the brand name for Citizens Bank’s lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit:

Thank you for your interest in Citizens Bank

The zip code you entered is served by Citizens One, the brand name for Citizens Bank’s lending business outside of our 11‑state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit:

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Citizens Bank is a brand name of Citizens Bank, N.A. (NMLS ID# 433960) and Citizens Bank of Pennsylvania (NMLS ID# 522615).

Citizens Bank corporate headquarters: One Citizens Plaza, Providence, RI 02903 Business calculatorBusiness calculator

1 Tied for highest ranking, Javelin Strategy Research 12/2013

This calculator is intended for informational purposes only and is not intended to provide today’s actual rates. Your actual results may vary. Results provided by this calculator are intended for Illustrative purposes only and the accuracy is not guaranteed. This calculator does not assure the availability of or your eligibility for any specific product offered by Citizens Bank or its affiliates, nor does the calculator predict or guarantee the actual rate.

You are viewing a third-party created calculator. Citizens assumes no responsibility for, nor does it control, endorse or guarantee any aspect of your use of this calculator.


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Business Valuation, Excel DCF Models, business valuation calculator.#Business #valuation #calculator


business valuation calculator

Business valuation calculator

Business Valuation in Excel

Business valuation calculator Business valuation involves the study of many aspects of a business, including anticipated revenues and expenses. Because cash flows extend over time, an Excel discounted cash flow (DCF) model can be a helpful tool.

A Discounted Cash Flow analysis for a business valuation requires the analyst to consider two components: (i) a projection of ongoing revenues and expenses of the foreseeable future; and, (ii) a determination of the discount rate to be used.

Ongoing Revenues and Expenses

Projecting a business expected ongoing revenues and expenses requires expertise in the business specific field. For example, a DCF analysis for purchasing an office tower requires input from commercial real estate specialists. Similarly, a DCF analysis of a proposed mine requires the involvement of geologists.

Discount Rate

Selecting the discount rate requires us to consider two components: (i) the cost of capital; and, (ii) the risk premium associated with the stream of projected net revenues.

Capital is a productive asset that commands a rate of return. If a business purchase is financed by debt, the cost of capital simply equals the carrying charges on the finance loan.

If the business purchase is financed by the owner’s equity, the relevant cost of capital would be the opportunity cost of the capital – the net income that the same capital would generate if committed to its next-best alternative.

The choice of discount rate must consider not only the owner s cost of capital, but also the risk of the business investment. Some types of investment are more risky than others. In the case of a riskier business, it is appropriate to include a higher discount rate.

Business Valuation Model in Excel

The Business Valuation Model projects the discounted present value of a future stream of expected revenues and expenses. The model requires the user to input a stream of anticipated revenues and expenses, as well as the discount rate to be used. The cumulative value of discounted revenue is shown in the far-right column.

Business valuation calculator


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Business Loans, Westpac, business loans calculator.#Business #loans #calculator


Business loans

Business loans calculator

Vehicle equipment finance

When you don’t want to use cash flow to purchase new assets.

  • Business vehicle finance: Buy, hire or lease the latest model without tying up your cash
  • Business equipment finance: Buy, hire or lease – the choice is yours when it comes to financing plant and equipment.

Business loans calculator

Business overdraft

Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you’re paid.

  • Unsecured Business Overdraft: Up to $50k. No asset security taken. Director’s Guarantee required for Corporate borrowers

Business loans calculator

Business loans

Great for purchasing an existing business or franchise, or investing to grow.

  • Westpac Business Loan: Borrow from $20,000 and choose between a fixed rate with predictable repayments or variable rate with flexible repayments

Looking for other business loans?

Get started online

We’ll be in touch within 1 working day.

What are your vehicle repayments?

Get an estimate of your business vehicle finance repayments.

Find a business banker

Call or visit your local branch

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Articles to help you make a decision on the business loan that’s right for you:

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Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


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Business Loan – Business loan calculator, Ulster Bank, business loans calculator.#Business #loans #calculator


Business Loan – Business loan calculator | Ulster Bank

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Business loans calculator

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You are here: Republic of Ireland

Business loans calculator

Business loans calculator

Business loan

Our online application gives access to finance in 3 simple steps

Applicants must be over 18 years of age and resident in the Republic of Ireland. Lending is for business purposes only

Variable rate borrowers:

WARNING: THE COST OF YOUR REPAYMENTS MAY INCREASE

Structured repayments to suit your business needs

Flexibility to reduce your borrowing at any time during the term of the loan

Interest rate is variable and linked to Cost of Funds*

What we will need from you?

Financial information from your annual accounts or projections

All loans are subject to an arrangement fee of 1% of the loan limit paid at the time the loan is drawn down.

The above calculations are for illustrative purposes only not a finalised quote.

Lending is for business purposes only.

APR stands for Annual Percentage Rate

  • Apply online in just 20 minutes – don’t forget to have your annual accounts or projections to hand!
  • Provide an email address on your application and get updates every step of the way
  • We’ll aim to give you a decision within 5 working days
  • If we need additional information we won’t waste your time – we will let you know within 1 working day from receiving your application

Important Information

Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.

Whether you are starting out, expanding or diversifying, we are keen to talk to you to see how Ulster Bank and the SBCI can help you move forward.


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Moneychimp: Stock Market Investing, Online Calculators, Valuation Models, and more, business valuation calculator.#Business #valuation

business valuation calculator

Business valuation calculator

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Business valuation calculator

(Start Here!) Basic concepts everyone needs to know, from compound interest to the stock market.

Business valuation calculator

Business valuation calculator

Why index investing makes sense.

What indexes and index funds are.

How to build a simple portfolio.

. and a tiny list of index funds and ETFs.

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Business valuation calculator

Learn volatility basics; plan your life with a Monte Carlo calculator.

Business valuation calculator

Intro to Modern Portfolio Theory: understand diversification and the Efficient Frontier, find a portfolio with the maximum Sharpe Ratio; why index funds are theoretically optimal.

Business valuation calculator

Global InterChimp Network.

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Business valuation calculator

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Learn the logic of stock valuation with a discounted cash flows calculator. plus P/E, P/S and PEG ratios, CAPM, DDM . Buffett’s secret formula (?) . and a Grahamatron with Artificial Ben-telligence.

Business valuation calculator


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Business Loan Calculator – calculate your loan repayments, business loan calculator.#Business #loan #calculator


Business Loan Calculator

If you’re looking at starting a new business or financing operations or purchases in an existing one, chances are you might be considering a business loan. These types of loans are similar to personal loans except they are tailored for small or commercial business purposes and generally offer larger loan amounts. Taking out a business loan is a big commitment, so it’s important to understand the total costs of the loan when you are weighing up the benefits. To do this, you can use a business loan calculator.

Read on to find out how the calculator works and how you can use it to save money.

What is a business loan calculator?

A business loan calculator, also referred to as a personal loan calculator, can help you to understand how much a loan will cost you. This calculator helps you compare two loans against each other so you can find the better deal for your business.

How does the business loan calculator work?

To work out how much your business loan will cost you, simply adjust the following fields in the business loan calculator to represent your intended loan:

  • Loan term. How long you need to repay the loan. If the repayments are too high you can adjust this after your first calculation.
  • Loanamount. This is the amount you intend to borrow. If the monthly repayments are too much then you can reduce this amount on the commercial loan calculator to see how much you could save.
  • Bank name. Put in the name of two lenders you’re considering borrowing from to easily distinguish them.
  • Fixed rate. The annual rate you’re charged with the loan.
  • Fixed period. How long this fixed rate stays fixed for.
  • Ongoing rate. If your loan comes with a rate that comes into effect down the track (following an introductory period) this is where to enter it.
  • Upfront fees. Add the establishment fee (if one is charged) here.
  • Fees. If the loan comes with ongoing fees you’ll need to add them here along with the frequency they’re charged.
  • Discharge fee. If you’re charged a discharge fee for exiting your loan early you’ll need to add it here.

How to use the business loan calculator to save you money

The business loan repayment calculator doesn’t only show you how much your business loan will cost you; it can also show you how to reduce the amount you pay. Here are some ways to use the calculator to see if you can save money:

  • 1. Reduce repayments. While this doesn’t save you money in the long run, by reducing your repayments you will be able to keep money in your business for longer. This can help cash flow and can save your business money, even if you end up paying more money on your loan.
  • 2. Reduce your loan term. By decreasing the amount of time you borrow the loan amount for, you may increase your repayments but you could save a considerable amount.
  • 3. Compare your loan options. The best way to save money on a loan is to compare your options and find the best deal. When you’re comparing you should take into account the upfront and ongoing fees of the loan as well as the interest rate.
  • 4. Alter your repayments. If you have chosen a monthly repayment frequency, you may find that you can save money on interest by making repayments more frequently. If you find you need to adjust your repayments due to cash flow issues, you can use the commercial loan calculator to see what making interest-only repayments will cost you.

Prospa Business Loan Offer

Business loan calculator

Prospa Business Loan

  • Borrow up to $250,000
  • Same-day turnaround
  • Repay early without penalty

Business loan calculator

100% confidential application

Prospa Business Loan Offer

The Prospa Business Loan allows you to borrow up to $250,000 for your business needs. The loan is available for new or existing business needs and features no upfront fee and no fees for early repayment.

  • Interest rate type: Variable
  • Application fee: $250 establishment fee
  • Minimum loan amount: $5,000
  • Maximum loan amount: $250,000

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Lloyds Bank – UK Loans – Loan Calculator & Interest Rates, business loan calculator.#Business

Loan calculator

Looking for a personal loan but not sure how much your repayments might be? Use our handy loans calculators to find out.

Our unsecured personal loan can be used for many purposes, whether you re planning some home improvements, getting your finances in order or thinking about buying a new car.

How much we lend and the rate available are subject to our assessment of your circumstances.

Personal Loan calculator

Exclusive to existing Lloyds Bank Internet Banking customers, who have held a bank account with us for at least 1 month.

  • 3.9% APR Representative* Close APR APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement.
  • Lower rate but manage online only
  • An exclusive offer available via Internet Banking.

* This representative APR applies to loans of 7,500 to 25,000. Other loan amounts between 1,000 and 50,000 are available at different rates. We’ll tell you the rate that applies when you get your personalised quote.

Flexible Loan calculator

Available to Lloyds Bank customers with a bank account held for at least 1 month, or a mortgage, credit card or loan.

  • 4.6% APR Representative* Close APR APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement.
  • Slightly higher rate but more flexibility
  • Apply online, over the phone or in branch.

* This representative APR applies to loans of 7,500 to 25,000. Other loan amounts between 1,000 and 50,000 are available at different rates. We’ll tell you the rate that applies when you get your personalised quote.


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Lloyds Bank – UK Loans – Loan Calculator & Interest Rates, business loans calculator.#Business

Loan calculator

Looking for a personal loan but not sure how much your repayments might be? Use our handy loans calculators to find out.

Our unsecured personal loan can be used for many purposes, whether you re planning some home improvements, getting your finances in order or thinking about buying a new car.

How much we lend and the rate available are subject to our assessment of your circumstances.

Personal Loan calculator

Exclusive to existing Lloyds Bank Internet Banking customers, who have held a bank account with us for at least 1 month.

  • 3.9% APR Representative* Close APR APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement.
  • Lower rate but manage online only
  • An exclusive offer available via Internet Banking.

* This representative APR applies to loans of 7,500 to 25,000. Other loan amounts between 1,000 and 50,000 are available at different rates. We’ll tell you the rate that applies when you get your personalised quote.

Flexible Loan calculator

Available to Lloyds Bank customers with a bank account held for at least 1 month, or a mortgage, credit card or loan.

  • 4.6% APR Representative* Close APR APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. We will tell you the APR for your loan or credit card before you sign an agreement.
  • Slightly higher rate but more flexibility
  • Apply online, over the phone or in branch.

* This representative APR applies to loans of 7,500 to 25,000. Other loan amounts between 1,000 and 50,000 are available at different rates. We’ll tell you the rate that applies when you get your personalised quote.


Tags : , ,

Business Loans, Westpac, business loans calculator.#Business #loans #calculator


Business loans

Business loans calculator

Vehicle equipment finance

When you don’t want to use cash flow to purchase new assets.

  • Business vehicle finance: Buy, hire or lease the latest model without tying up your cash
  • Business equipment finance: Buy, hire or lease – the choice is yours when it comes to financing plant and equipment.

Business loans calculator

Business overdraft

Provides cash flow relief with funds to cover business expenses, such as invoices and wages until you’re paid.

  • Unsecured Business Overdraft: Up to $50k. No asset security taken. Director’s Guarantee required for Corporate borrowers

Business loans calculator

Business loans

Great for purchasing an existing business or franchise, or investing to grow.

  • Westpac Business Loan: Borrow from $20,000 and choose between a fixed rate with predictable repayments or variable rate with flexible repayments

Looking for other business loans?

Get started online

We’ll be in touch within 1 working day.

What are your vehicle repayments?

Get an estimate of your business vehicle finance repayments.

Find a business banker

Call or visit your local branch

Need some help?

Articles to help you make a decision on the business loan that’s right for you:

Learn more about
Things you should know

Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

Conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.


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Business Loan Calculator – Merchant Cash Australia, business loans calculator.#Business #loans #calculator


Business Loan Calculators

Use our handy business loan calculators below to estimate what repayments will be required on your loan

Unsecured Loans

Standard Loans

Vehicle Equipment Loans

Invoice Discounting

Unsecured Loans

Unsecured Business Loan Calculator

  • Unsecured Loans allow you to borrow without risking property
  • Loan terms of 3-12 months are available
  • If you want to borrow for longer, security may be required
  • No personal guarantees required

Standard Loans

Standard Loan Calculator

  • A standard loan is one with a fixed interest rate and periodic payments
  • Loan terms of 1-30 years are available
  • Borrow up to $250k for 5 years unsecured
  • Larger loans and longer tenors will require security

Vehicle Equipment Loans

Vehicle Equipment Loan or Lease Calculator

  • $0 down financing
  • Low Doc / No Financials
  • Tax efficient solutions

Invoice Discounting

Invoice Discounting Calculator

  • Get cash today for your outstanding invoices
  • Rates from 0.5% / month
  • Fast approvals, funding within 24 hours

Commercial Loan Repayment Calculators

An important factor when taking a business loan will be how much the repayments are. Merchant Cash understands it is important that your business can afford the loan repayments, which is why we will help your business get the most appropriate loan for your needs.

  • Is security is required: This will depend the particular circumstances of your business, and the amount and term of your loan. A secured loan will have a lower rate of interest, while an unsecured loan will have a higher rate of interest.
  • The length of the loan: A one year loan will have a higher monthly repayment than a five year loan, however over the life of the loan you will repay a lower total amount of interest.
  • Timing of repayments: Merchant Cash can assist your business loan repayments to perfectly match your business cashflow. If your customers are other businesses, Invoice discounting will allow you to do this.
  • Your interest rate: Your interest rate will be determined by your business circumstances, amount and length of your loan, and whether your loan is secured or unsecured.

Business loans calculator


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