Tag: Businesses

Social Businesses – Yunus Social Business #www.business.com

#social business


A social business is a company 100% dedicated to solving a social problem in a financially self-sustainable way. It reinvests its profits to scale its impact.


We work hard to identify the most promising entrepreneurs that have a clear vision, a strong profile and a deeply rooted desire to create an impact within their communities. Out of the 500+ entrepreneurs we ve worked with, here are some of the social businesses we ve supported, either through our tailored accelerator programs and/or financed.


You can make an impact by supporting YSB to grow social businesses around the world.

Find a Social Businesses

Social Businesses

YSB Industry: Energy and Environment

What is the problem the social business is solving? Many refugees living in Uganda lack access to fuel for cooking and heating. A lack of access.

YSB Industry: Energy and Environment

YSB Support Received: Accelerator

What is the problem the social business is solving? Changes in life style and a growing population has lead to a dramatic increase in plastic.

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Small to Large Businesses For Sale In The UK #business #loans

#business for sale


“Happy Sellers” Testimonials – VIEW MORE

We have been delighted with the results from our pubs for sale/tenancy advertising campaign on Daltons. We have carried out lots of good quality interviews from Daltons enquiries and have signed up 2 new licensees already.

Daltons has been and continues to be at the centre of our marketing campaign and has proved itself time and time again as the most successful business for sale online advertising marketplace we use.

John Hatt,Director at Business Partnership

Thank you so much Daltons, I ve now sold my retail shop business. It was the best 400 I ve ever spent.

We have been long time advertisers with Daltons Business and the website has always generated a very good response for us.

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Businesses For Sale Spain – Buy a business or Sell a business #business #franchise

#business for sale


Businesses For Sale

Selling a business? We can help you

Flexible packages or a limited free trial available

Featured businesses for sale

Successful Arab Baths In Eighting Century BuildingMalaga Historic building in excellent condition, In the historic center of Malaga. Huge growth prospects Price: €1,500,000 Unique Opportunity Business In Palma De MallorcaMallorca Located in the historical old town. Fitted with high end fixtures and fittings. Established Price: Contact Seller Well Established Home Furnishings Fitted KitchensMallorca Well equipped workshop with high quality machines. Prime location on entrance to industrial estate Price: €125,000 Benavista Bowls Club (The Green Bar) In EsteponaMalaga First class Bowling Club bar with great all year round trade. Sunny outside terraces Price: €575,000 Successful Laundry Business In South West MallorcaMallorca Long established. Busy modern and well equipped laundry, located in a busy holiday resort Price: €250,000

Mid Market businesses for sale

Luxury Beach Front Hotel In Malaga For Sale Spain International Car Circuit Business In Alicante For Sale Spain Plot In Eixample Izquierdo For Sale Spain English School: Company And Building For Sale Spain Established Leisure Group Business In Marbella For Sale Spain 3 UE Registered Brands Stock Goodwill For Sale Spain See more Mid Market businesses

About BusinessesForSale.com

Born out of one man’s need to sell a business, BusinessesForSale.com started in the mid-1990s as an online bulletin board.

Since those early days our passion for introducing people who want to buy a business to those who are selling a business has grown exponentially along with the site. BusinessesForSale.com has evolved into a truly global service that connects over a million business buyers and sellers each and every month.

For 20 years we have been helping business brokers and private sellers market their listings. From cafes to construction businesses, some of our most exciting business opportunities have included the makers of Big Ben’s clock, a Chinese toll road, a crocodile farm in Thailand and even a tropical island!

We have become the world’s largest marketplace advertising 69,082 businesses for sale in over 130 countries. The website is proudly run by our team of 32 based in London, Sydney, North Carolina and Mexico City.

We’re always looking to improve the site and our service so if you have any feedback or you are looking to sell your business, we’d love to hear from you. Contact Us

Other Great Stuff for Buying and Selling a Business

Businesses For Sale also offers:

Register as a Premium Buyer Contact new businesses for sale and let sellers know you are a serious buyer. Sell your Business We have millions of business buyers searching for businesses for sale every month. You could sell your business today! Business Wanted Reach thousands of sellers with a Business Wanted Ad. Email Alerts We’ll send you the perfect business opportunity the moment it appears on BusinessesForSale.com Find a business broker, accountant or advisor Directory of professionals dedicated to helping you buy the right business. Market Intelligence Centre Browse our survey responses and learn all you need to know about the state of the business transfer marketplace.

Our latest advice features

Top 10 escapist businesses Nicky Tatley lists her top 10 business for those looking to get away from it all The future of marketing your small business – our top 5 mobile apps BusinessesForSale.com reveals their favourite mobile marketing apps The Pork Crackling Company Started as a bet between co-workers the Snaffling Pig Co has now won investment via Dragons Den and co-founder Nick Coleman is as happy as a pig in mud. Due diligence when buying a business If you intend to purchase a business, conducting a due diligence process is critical to evaluate both risks and opportunities of the acquisition. See more articles

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Vending Machine Businesses for sale – Lyons Wholesale Vending #small #business #loans #for #women

#vending machine business


Are you thinking about
Starting a Vending Machine Business?
Here is what I can do FOR YOU
that NO one else can
so you can own a vending business!

Today many people are looking for ways to supplement their income. Maybe you ve looked at several vending opportunities, but I can say from personal experience that this vending opportunity offers a truly lucrative solution with low overhead and a higher return on investment. It s your lucky day Every vending machine business I sell is a complete turnkey, cash cow. vending opportunity. I also have vending routesfor sale !

Hello! My name is Dale Lyons. founder of Lyons Wholesale Vending. your 42-year vending expert at your service!

Why would you want to work with anyone other than a vending expert?

Along with selling you a vending machine business and vending route, I have my own vending business and have managed a number of vending routes throughout the years. I know from firsthand experience what works and what does not work! I ve walked in your shoes so you can trust me when I say, I will be with you every step of the way! This is why I specialize in training beginners just like you, unlike many companies that want to offer you a vending business for sale. This is another reason why the vending machine business I will sell you is better than any other vending opportunity. Therefore, you ll never be alone when starting a vending machine business with Lyons Wholesale Vending .

Many vending opportunities I ve seen in the marketplace are only distributors. They don t see the vending business from the manufacture s point of view. My #1 seller, the Snack Vendor , was designed and manufactured by me with you in mind! My clients love it and so do the store owners where they are placed. You can read more about this on the Machines Page. When you partner with me, the manufacturer, you eliminate the middle man! What does that mean to you? It means you will pay only wholesale prices, not retail prices! Therefore, you will receive the lowest prices on the planet and more vending businesses for sale than anyone else! Hence my company name: Lyons Wholesale Vending. I am going to help you save thousands of dollars on your vending business.

In addition, every machine that you order for your vending business can be placed into a busy store or business for you! For your approval! Certain restrictions apply for this offer. This offer can be cancelled at any time.

In case you re wondering, I don t sell vending franchises. One reason is that you won t get the kind of support I offer as most vending franchises aren t offering personal expertise in the nitty gritty of your vending business. As mentioned above, I will be with you every step of the way offering my personal experience and successes! And remember, vending franchises will want a portion of your profits. Lyons Wholesale Vending doesn t require any profits from your vending business so what you make is yours to keep! That’s why the vending businesses for sale by Lyons Wholesale Vending is better than considering any vending franchises for sale.

One addition benefit. With every vending machine business for sale, you receive a FREE Home Study Course! So don’t delay! Review our current vending machine businesses for sale right now by clicking HERE .

Starting a vending machine business is an adventure and I look forward to joining you on your journey! So what are you waiting for? Check out our vending opportunities NOW!

Vending Machine Businesses / Routes For Sale

Check Out our Vending Opportunities
and Vending Businesses For Sale!

Learn the difference between a
Vending Business and a Vending Franchise
and why a Vending Business For Sale is Better than
a Vending Franchise For Sale!

With Every Vending Machine Business For Sale,
You Receive a.

Buy a Vending Route with every
Vending Machine Business For Sale!

Still have questions about
A Vending Machine Business?

A Vending Business can be fun and lucrative.
So why wait?
Buy a Vending Business For Sale Today!

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10 hot businesses to start now #business #today

#hot new business ideas


10 hot businesses to start now

By Philipp Harper

Special to msnbc.com

Got the entrepreneurial itch?

Well, you’re not alone. In the coming decades expect increasing numbers of wage slaves to place their bets on self-employment and its potential for both personal fulfillment and profit.

Of course, just because everybody’s doing it doesn’t guarantee success. Any decision to go it alone needs to be informed. Markets never remain static and what’s hot today could be as cold as a collection agent’s heart a year or so from now.

There’s no ironclad way to pick the next big thing — or to avoid buying into the small-business equivalent of the Edsel — but there are ways to insulate yourself from truly unwise decisions. Mostly this involves paying attention to society’s big demographic shifts.

Ask the right questions and consult the right sources and you can learn who has the money and how they’re likely to spend it. Then, think about how you can leverage your knowledge and talents to capture a slice of that market.

There’s no substitute for doing your own research, but to help you start the process here are 10 business ideas that figure to be hot for the foreseeable future. Most are representative of broad trends that will generate plenty of other good ideas, so be prepared to free associate.

1.Home elder care I. Thanks to the miracle of modern medicine, members of the so-called “greatest generation” are able to live independently, but frequently not without help. Businesses that provide personal services to the elderly — grocery shopping, chauffeuring, physical therapy — are good bets for the sole operator.

2.Home elder care II. Because of temporary or permanent illnesses and disabilities, part-time assistance may not be sufficient to allow the elderly to remain in their own homes. Sometimes round-the-clock skilled nursing care is required, and agencies that supply competent and honest help are and will be much in demand.

(It’s worth noting that businesses catering to the “greatest generation” will be well-positioned to serve their children, the baby boomers, who constitute the largest, wealthiest generation in U.S. history. Of course, before the boomers require living assistance, they’ll be spending plenty of loot as active retirees. Members of the generation’s leading cohort turn 59 in 2005 and their impending retirement represents a huge market opportunity.)

3.Retirement real estate. The elderly like it hot, and boomers will be no exception. Properties in temperate climates, particularly those within easy striking distance of the coast, have begun to go through the roof. (This would explain why in recent years West Palm Beach, Fla. emerged from urban decay to become the nation’s fastest appreciating single-family home market.) Selling retirement real estate, or providing services to firms that do, figures to be a growth industry.

4.Trust and investment services. Helping boomers manage the vast wealth they collectively possess will provide plenty of work for accountants, investment advisers, insurance agents, lawyers specializing in trusts and estates and everyone in between. Count on the government to keep the tax code so convoluted that professional advice is always needed.

5.Personal improvement. Long obsessed with how they look and feel, boomers won’t hesitate to spend retirement dollars on regimens and treatments that let them cling to at least the illusion of youth. Entrepreneurs who effectively deliver such nostrums as Pilates and yoga, Botox and other beauty treatments and nutritional counseling will tap into a gold mine.

6.Retirement recreation. One of the benefits of good health is the ability to remain active, and boomers will pursue vigorous activities in retirement as no generation before. Golf, fly fishing, hiking, bicycling are just a few of the pursuits on which retirees will drop lots of money. As with real estate, the watchword in this entrepreneurial market is location, location, location.

7.Resort services. Active boomers and younger enthusiasts will fuel a development boom in the most scenic parts of the country. Overcrowding in the national parks and the rapid development of the intermountain West are two signs of this. With more residents comes the need for more services: restaurants, dry cleaners, copy centers — name it.

8.Outsourcing I. Not all of the jobs being outsourced by U.S. corporations are heading overseas. Plenty of the work is staying at home in the hands of independent contractors in the areas of accounting, law, human resources. An entrepreneur with in-demand expertise would do well to explore the corporate market.

9.Outsourcing II. Not all outsourcing takes place beyond the corporate walls. Often the work is performed by temps supplied to companies by agencies. An agency with a particular “hook” — in other words the ability to provide competent workers a demonstrated sought-after skill — figure to do well in the current and future business environment.

10.IT consulting. During the 2000-2010 decade, the Bureau of Labor Statistics predicts, eight of the 10 fastest growing jobs will involve computer technology. Clearly, the world is becoming more wired and consultants who can help users adopt new hardware and software products and resolve problems will not have a difficult time finding work.

Philipp Harper is a freelance journalist living in south Georgia.

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50 Online Businesses You Can Run From Home #small #business #saturday

#online home business


50 Online Businesses You Can Run From Home

Avoid cubicle farms and bosses breathing down your neck by starting an online business that you can run from home. Once you start making real money, you might never turn back. Here are 50 online businesses you start and run from home:

Virtual assistant
Help clients out by providing secretarial, technical, or creative support from your home office.

Providing content
Blogs, websites, even magazines need content to stay fresh and relevant. Put your writing, photography, or other artistic skills to work for pay.

Freelance programmer
Everyone needs a programmer. You re especially relevant and valuable if you can program mobile apps.

Affiliate marketing
Drive traffic to big sites like Amazon and eBay, or even to smaller sites via online ads and your website, then get a commission in return.

Reselling products

Buy a bunch of products at one price, set up a website, and resell them to interested buyers for profit.

Ebooks in every topic are a hot commodity. You could either get them written and sell them via your website, or write them yourself.

Home study courses

Learning a new skill is as easy as getting online, and if you have a specialty, it s a good time to turn it into a home study course that you can sell for profit.

Research a topic that people just can t find a solution to, package it into a report, then sell each report for money.

Educational videos

From fixing dishwashers to understanding myopia, people are hungry to learn online. Help them with your educational videos.

Selling software
From Internet security to marketing support, everyone with a computer is looking for some kind of software. Help them find it by selling it on your site.

Day trading
If you re willing to rise early, study markets, and put in winning bets, this three-hour-a-day job could be for you.

Google AdSense websites
Create one or more blogs or websites, and make money by showing Google AdSense ads.

Selling ad space
Build a website, increase traffic to it, and advertisers will be knocking on your door to pay you for ad space.

Flipping domains

See a potentially hot domain name that hasn t been taken yet? Buy it up and flip it for profit.

Online auctions
Yes, buying up someone else s junk at garage sales, then selling it for a premium on eBay still does work.

Data entry

Everyone needs data entry, but few are willing to do it. If you re one of those few, you can find contract jobs online.

Paid online surveys

Marketers will pay as much as $300 per day for in-person surveys. Online surveys will net you less, but if you do enough of them, you can make yourself a handsome little nest egg.

Network marketing
Proven products always need more sellers. Find a niche you like, put up a small amount of money upfront, make lots of phone calls and online inquiries, and watch the profits roll in.

Selling your handiwork or crafts
If you consider yourself an artsy-craftsy person, add the fruits of your labor to Etsy.com and transform them into dollars.

Flipping websites
Take someone s flailing website off their hands, polish it up, and find a buyer who wants it.

Naming domains
If you re good at naming things, try your hand at domain naming for profit at PickyDomains.com.

Writing software reviews
If you geek out on new apps, programs, and other software, writing reviews on SoftwareJudge.com can make you money.

Writing Google AdWords ads
Everyone wants good AdWords ads, but not everyone can write them well, as any Google search will demonstrate. Prettifying AdWords ads can make you a profit.

10 Great Ways to Rapidly Improve Your Credit Score

Write sponsored posts on your blog
Companies everywhere are dying for social media exposure. Get enough user traction on your blog, and make moola writing paid posts through an agency like PayPerPost.com.

Social media expert
If you have a real aptitude for gaining a following on social media sites like Twitter and Facebook, outsource those skills to companies as a social media expert.

Write an ezine with a paid subscription

If you have valuable content to offer, consider writing an ezine, then charging users to read it. This is an especially promising strategy as the age of the tablet rears its head.

Online research
Lots of people and companies need research done, but not everyone has the time to do it. Pimp your skills as a researcher-for-pay.

Flipping blogs
See a potentially huge blog that s been neglected by its owner? Snap it up, fix it up, increase traffic, and flip it to a buyer for a profit.

Transcribing audio content can be a slow, time-consuming process, and the truth is, there s just not that much good transcribing software out there. This could be your niche.

Becoming a freelance recruiter can offer handsome benefits, especially if you do it at the executive level.

Pitch yourself as an expert in your field and harness your connections to consult for a living.

Life coach
Do you like to motivate people? Got business acumen? If so, exchange your skills for cash as an online life coach.

Online travel agent
Although lots of travel planning is now automated, you can still make money as a specialized travel agent, either for a travel portal or on a consulting basis.

Selling products
If you have something to sell, there s a place for you to sell it, from Craigslist to eBay to Amazon to all kinds of specialty sites.

Be the middleman between a customer and a wholesaler by shipping goods that a customer orders from said wholesaler and marking them up in the process.

Graphic design
Put your artistic skills to use by designing posters, ads, business cards, and more.

Web design
Outsource your skills to the legions of companies and individuals looking for a new or improved website.

Selling used books
Selling used books on sites like Amazon.com and, if you sell the right books, quite lucrative.

Internet marketing
From blog guest posts to Facebook to newsletters, Internet marketing requires know-how, but you get paid bucks in return.


If you re a CPA, jump online to bring in more business.

What use is a website if a search engine can t find it? Put your search maestro skills to use by becoming an SEO expert.

Apartment/roommate locator
Use your real estate acumen to find people the perfect apartment or home to rent, or even hook them up with a roommate.

Record financial transactions for clients, or work in billing.

Work as a bill collector from home.

Make how-to videos
Make quality how-to videos and sell them for profit.

Payroll services
Take care of payroll administration for businesses that can t do it in-house.

Cartridge refill

Have people mail you their empty ink cartridges, refill them at home, and mail them back.

Software beta testing
Become a beta tester for the many software companies putting out new products.

Vitamin sales
Tinctures, creams, and anything with the word anti-aging on it has a hot market. Gear up a site to sell these products online.

Medical claims billing
There are a lot of medical claims that need to be billed and everyone outsources. Get trained and jump on this for guaranteed bucks.

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8 Easy, Low-Cost Businesses Any College Student Can Start #top #ten #business #ideas

#business ideas for college students


8 Easy, Low-Cost Businesses Any College Student Can Start

Hi there, you can call me Aaron. I’m cofounder at livecube and I’m based in Greater New York City Area.

Let’s face it: summer internships aren’t the best route for all students. Some with an entrepreneurial side and a business-savvy mindset just need more—both in terms of real-life experience and dollars. For students who want a high return, low barrier to entry, freedom to be their own boss and something that will look great on an MBA application, here are nine low-cost starter businesses that college students can start.

Food Cart

There are only three things you need to create a food cart: a cart/kiosk, a license to sell and food to cook. Sites like GigMasters.com offer food carts for rent across the U.S. or you could set up your own table. The key is to finding a good location such as near a college campus or shopping area. Permits range depending on the location. For instance, a permit in Philadelphia is $150, while a permit for New York City is $200. Hot dogs, baked goods and tacos sell well due to low-cost supplies and minimal labor.

Avon Sales Rep

If you’re good with sales and you want to be your own boss without the added costs of starting your own business, being a sales rep for Avon is a good bet. With just $10, you’re on the way to getting things started and unlike other direct sales companies, the starter kit is included in this fee. Set your own hours, a space for yourself in your house and run your business as you please.

SAT Tutoring

No one is more qualified to tutor prospective college students on the SATs than a college student who did well on it. SAT prep books cost between $20 and $30. Set aside money for advertising in your local paper and put up your own ads in public places. Set your hourly rate at a reasonable price. TestMagic charges $85 per hour while others go as high as $200 per hour.

T-shirt Company

Raymond Lei, creator of ooShirts. created his own custom T-shirt business while in college. If you’ve got a funny sense of humor or great design style, starting your own shirt company is a great venture. After you’ve drafted a few ideas, the next step is to find a printer. Depending on how many shirts you’re printing, costs can run high, but as long as the demand is even higher, you’ll continue to be profitable. Think about getting a stand at a local flea market or street festival to boost sales.

Moving Service

All you need to begin your own moving services is a moving truck, a valid license and some brawny friends. U-Haul trucks typically between $20 to 40 per day (plus mileage) and most movers charge about $200 to $400 for a local move. Advertise your “man with a van” service on Craigslist and on public bulletin boards. Also use the Web by posting on Facebook and Foursquare, as well as asking friends or clients to review your business on Yelp. You can also find dollies, hand-trucks, blankets, and other moving supplies on Craigslist.


Starting your own babysitting service can be easy, as long as you invest in the proper resources and become qualified. First, obtain a childcare license which can cost up to $100. You should be first aid and CPR trained, and these certificates cost about $50 (though some places, like the Red Cross, offer this for free). Advertise your service locally, or on trusted babysitter websites such as Sittercity.com and Care.com. Your best chance of success is by having a flexible schedule, such as availability on evenings and weekends. Parents will be especially impressed with students majoring in education, child psychology or art therapy.

Arts and Crafts

If you’re an artist, selling your work can be the perfect entrepreneurial venture for you. You can set up a profile on Etsy and sell your work there, as well as at arts and crafts festivals and school campuses. It might be helpful to have a website you can direct people to for photos of your work and contact information. Look at the most popular items on Etsy and at craft fairs, such as jewelry, hats, clothing and other objects. And to keep costs low, look for materials that can be repurposed (and possibly even donated by local businesses—”reclaimed” is hot these days).

Website Design

Almost every small business wishes it had a better website. If you have skills and experience with HTML, WordPress, Flash or other site-building platforms (and some graphic design chops), you can freelance your work for a hefty profit. If you want a simple projects, logos can be sold for over $300 apiece. Create packages in which you offer bundled services, such as revamping a site and starting a blog for a flat fee. Build a portfolio of mock-up home pages and bring your iPad to prospect meetings to show it off.

Did you have an enterprise to raise money for college?

Image by OPEN Forum

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The Most Profitable Types of Small Businesses #business #database

#most successful small businesses


The Most Profitable Types of Small Businesses

If you re aiming for a lucrative business idea, it may be time to brush up on your number-crunching skills.

Accounting services topped the list of the top 15 small-business sectors by net profit margin over the last 12 months, according to Sageworks. a financial information company. The list was compiled using a database of more than 1,000 financial statements from private companies with less than $10 million in annual revenues.

The Sageworks data found that accounting led the pack in delivering the best profit margins, but service-based businesses in health care and real estate dominated the rest of the list.

Sageworks analyst Jenna Weaver notes that a lot of these service sectors are consistently at the top of the most profitable list. Service-based industries often have very healthy bottom lines, she says. Their overhead and equipment costs are often relatively low, and much of the time, it doesn t take a lot of upfront investment to get started.

Weaver adds: Often times, in cases like consulting, accounting, and legal services, you can get started right inside of your house, without even worrying about renting a space.

Check out the top 15 industries with the best net profit margins during the 12-month period ending July 31, 2014. For aspiring entrepreneurs, this may be the best place to start when considering new business ideas. (Note: Net profit margin has been adjusted to exclude taxes and include owner compensation in excess of their market-rate salaries.)

Credit: Sageworks, a financial information company (www.sageworks.com )

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Small businesses behind the times in accounts payable processes – Small Business #at #home

#small business magazine


Small businesses behind the times in accounts payable processes

How small and medium businesses can take on flexible working

Some 57 per cent of employees say the availability of flexible working in their workplace is important to them, according to Sage data. This guide to Sage 200 Online shows why more and more businesses are turning to the cloud.

Controlling Cash Flow – Learn to master your money

Find out how five small businesses met the challenges of raising finance, from drawing up a business plan to securing investment. Complete with expert guides and tips to help you through the process.

The Vitesse Network

Further Information

Vitesse Media Plc, 14 Bonhill Street, London EC2A 4BX T. 0207 250 7010

2016 Vitesse Media Plc

2016 Vitesse Media Plc

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What SBA Offers to Help Small Businesses Grow #business #stationery

#small business help


What does SBA offer to small business owners? The programs are many and varied, and the qualifications for each are specific. SBA can help facilitate a loan for you with a third party lender, guarantee a bond, or help you find venture capital. Understanding how SBA works is the first step towards receiving assistance.

SBA’s Role

SBA provides a number of financial assistance programs for small businesses that have been specifically designed to meet key financing needs, including debt financing, surety bonds, and equity financing.

Guaranteed Loan Programs (Debt Financing)

SBA does not make direct loans to small businesses. Rather, SBA sets the guidelines for loans, which are then made by its partners (lenders, community development organizations, and microlending institutions). The SBA guarantees that these loans will be repaid, thus eliminating some of the risk to the lending partners. So when a business applies for an SBA loan, it is actually applying for a commercial loan, structured according to SBA requirements with an SBA guaranty. SBA-guaranteed loans may not be made to a small business if the borrower has access to other financing on reasonable terms.

SBA loan guaranty requirements and practices can change as the Government alters its fiscal policy and priorities to meet current economic conditions. Therefore, you can’t rely on past policy when seeking assistance in today’s market.

Bonding Program (Surety Bonds)

SBA’s Surety Bond Guarantee (SBG) Program helps small business contractors who cannot obtain surety bonds through regular commercial channels.

A surety bond is a three-party instrument between a surety (someone who agrees to be responsible for the debt or obligation of another), a contractor and a project owner. The agreement binds the contractor to comply with the terms and conditions of a contract. If the contractor is unable to successfully perform the contract, the surety assumes the contractor’s responsibilities and ensures that the project is completed.

Through the SBG Program, the SBA makes an agreement with a surety guaranteeing that SBA will assume a percentage of loss in the event the contractor should breach the terms of the contract. The SBA’s guarantee gives sureties an incentive to provide bonding for eligible contractors, thereby strengthening a contractor’s ability to obtain bonding and greater access to contracting opportunities for small businesses.

SBA can guarantee bonds for contracts up to $5 million, covering bid, performance and payment bonds, and in some cases up to $10 million for certain contracts.

Venture Capital Program

SBA’s Small Business Investment Company (SBIC) Program is a public-private investment partnership created to help fill the gap between the availability of growth capital and the needs of small businesses. The SBA does not invest directly in small businesses, relying instead on the expertise of qualified private investment funds. The SBA licenses these funds as SBICs and supplements the capital they raise from private investors with access to low-cost, government-guaranteed debt.

With these two sources of capital backing them, SBICs search across the United States for promising businesses in need of debt or equity financing. SBICs are similar to other investment funds in terms of how they operate and their pursuit of high returns. However, unlike other funds, SBICs limit their investments to qualified small business concerns as defined by SBA regulations.

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