Tag: Business

LOCAL BUSINESS SUPPORT #vending #machines #business

#local businesses



We are asking all local businesses to add their voice to the growing call for equal rights for all Australians. If your business would like to join in then please use this page to upload:

  • a scanned copy of your letter of support on your organisation’s letterhead
  • your organisation’s logo
  • the web address to which we should backlink your logo

Feel free to use the open letter of support below or submit your own original letter of support.

Once your logo has been loaded onto our website you may wish to place this logo on your own website to show your support. Please backlink to our main web page: australianmarriageequali ty.org

You may also wish to print this poster and place it in your front window. Included in that download is a meme to use on social media.


Feel free to use this letter of support below, submit your own original letter or even a mixture of the two.


We, local business owners from across Australia, write to express our support for marriage equality.

We recognise that diversity makes workplaces stronger and more successful. We support the right of our lesbian, gay, bisexual, transgender, intersex and queer (LGBTIQ) employees to work and live in environments free of prejudice and discrimination, enjoying the essential freedoms experienced by other employees and the broader community.

We believe that individual rights and liberties are critically important. They are essential in the creation of a healthy, harmonious and open society. An equitable society, free of discrimination, allows all employees to function at their best. This has obvious benefits for small businesses. Australia, a nation with a robust democratic tradition, would also benefit greatly from allowing all its citizens to be treated equally.

The Australian people are increasingly supportive of marriage equality, with a recent study showing 72 per cent believe same-sex couples should be allowed to marry. We agree. Globally, over 20 countries have passed laws to allow same-sex marriage, including the United States of America, Ireland, New Zealand, Canada and Great Britain which did so with lower support for marriage equality than Australia is seeing right now. Times have changed.

Not only is marriage equality the only truly fair option, but it is also a sound economic option, given that a happy workforce is a productive one. To remain competitive, and to attract top talent from around the world, organisations – and nations – must create a fair and respectful environment for all.

Equality in the workplace works; Discrimination does not.

We support the right for all our employees to have equal opportunities in life. We therefore support marriage equality.

(insert company name)

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Selling Your Business #business #bankruptcy

#selling a business


If you decide that selling your business is the right exit strategy for you, be sure that you cover all your bases. In order to sell your business officially, you will need to prepare a sales agreement. This is the key document in buying the business assets or stock of a corporation. It is important to make sure the agreement is accurate and contains all the terms of the purchase. It would be a good idea to have an attorney review this document. It is in this agreement that you should define everything that you intend to purchase of the business, assets, customer lists, intellectual property and goodwill.

The following is a checklist of items that should be addressed in the agreement:

Names of seller, buyer, and business

Assets being sold

Purchase price and Allocation of Assets

Covenant Not to Compete

Any adjustments to be made

The Terms of the Agreement and payment terms

List of inventory included in the sale

Any representation and warranties of the seller and buyer

Determination as to the access to any business information

Determination as to the running of the business prior to closing

Fees, including brokers fees

Date of closing

For additional guidance and to view a sample sales agreement, visit Agreement to Sell a Business .

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How To Start a Cleaning Business: Quick Start Guide (updated for 2016) #business #communication

#cleaning business


How to Start a Cleaning Business
(free quick-start guide)

A cleaning business can be extremely profitable, rewarding and flexible. The start-up costs are low, demand for cleaning services is increasing, and profit margins can be high.

In fact, there are many six and seven figure cleaning businesses operating in Australia today, and most of these businesses were created from nothing by someone in exactly the same position as you are today!

In this FREE guide, we ll show you how to replicate their success, get started quickly, and avoid the mistakes most businesses make.

Ready to learn how to start a cleaning business? Let s jump straight in

Step 1: What Type of Cleaning Business Should You Start?

Start with just one or two core services, and add more as you grow. This will keep things simple, help reduce your start-up costs (you only have to purchase one set of equipment and/or products) give you time to refine your systems and processes.

As you expand your business, you can add additional and complementary services quite easily and quickly.

Resist the temptation to be everything to everyone; remember specialists can charge more than generalists!

Questions to ask before starting your cleaning business

When choosing the services your business will provide, consider the following:

  • What are the training / licensing requirements (or recommendations)?
  • How much will professional grade equipment / cleaning products cost?
  • What interests you the most?
  • What is the demand for the service?
  • What is the lifetime value of a customer?

For many people, providing a domestic cleaning service is the ideal place to start. Start-up costs are very low, and demand is increasing every year as people look to outsource their home cleaning.

All you need to get started are some professional cleaning products, a few low-cost pieces of equipment public liability insurance and you are in business!

Because the start-up costs are low, it does mean that there can be more competition; however, if you follow our marketing tips you ll never have to worry about the competition!

If you wish to offer a more skilled niche cleaning service, you ll need to be willing to invest more money to purchase equipment, and time to acquire the necessary skills and qualifications.

For example, in order to start a professional carpet cleaning company you ll need a high quality portable or truck-mounted carpet cleaning machine (which will cost at least $10,000 and up to $100,000).

The higher investment costs does mean competition is lower and you can demand higher prices, which is why we recommend adding on these additional services once you have established your business ( have existing customers to sell to!).

Step 2: Start Your Own Business or Buy a Franchise?

There are advantages and disadvantages to both options. and at the end of the day it comes down to your personal preference and individual situation.

Start your own business and enjoy the freedom to create a business that meets your own financial and lifestyle goals (but make sure you get the right help support along the way!).

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The bond market looks like a classic bubble – Business Insider #entrepreneur #ideas

#bond market news


The bond market looks like a ‘classic bubble’

Bond yields are low. Historically low.

Yields on government bonds in the US, Europe, Japan, and beyond are at seriously depressed levels. Even corporate bonds are reaching multi-decade lows as more investors pour into the asset class.

While the serious flows into these debt instruments continue seemingly unabated, Scott Colyer, CEO and CIO at Advisors Asset Management thinks that the continued support for the asset makes no sense.

“Bond prices are the highest they’ve ever been, yields are the lowest they’ve ever been and we go back to 1776,” said Colyer. “This is such an anomaly it’s not even funny.”

Remember that the price of bonds increases as the yield decreases, so the cost of these notes is getting only more expensive. To Colyer, this increase looks like a bubble and smells like a bubble, meaning that it most likely is.

“We have record demand for an asset class in a time period where the expected future return for that asset are the lowest they’ve ever been in history,” said Colyer. “That to me defines a classic bubble. Money is being forced into an asset class not because of value, but because there is a perception of protection there.”

The idea is that investors and central banks are pushing the price of bonds upward unnaturally, so that might be a problem.

Colyer said that just because there is a bubble, it doesn’t mean that it has to pop. The biggest danger, according to Colyer, is the Federal Reserve raising interest rates too fast, which the central bank is trying not to do.

“That’s why the Fed is trying to let the air out of the balloon as slowly as possible, and you get all of the jawboning over the ‘slow path of rates,'” said Colyer.

To be fair, much of the demand for bonds — especially outside of the US — is being driven by central banks, and that may affect the settlement of the issue.

Colyer has some advice for investors, though it was not very self-serving.

“You should sell everything you have that’s related to bonds, and I’m a bond guy,” he said.

SEE ALSO: Everyone should stop acting like the world is going to end

The bond market looks like a ‘classic bubble’

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Start a new business – Industry start-up guides – Cleaning Services – Small Business

#cleaning business


Cleaning Services

What is involved in running a cleaning services business?

Cleaning service business operators provide a wide range of domestic and commercial cleaning services. This may include working in homes, businesses, schools, shopping centres, public spaces and other buildings and facilities.

As a cleaner, your role will involve the following activities and tasks:

  • cleaning and sanitising kitchen areas
  • cleaning and sanitising bathrooms and toilets
  • vacuuming and cleaning carpets
  • cleaning upholstery and drapery
  • mopping, polishing and waxing floors
  • dusting high and low surfaces
  • swimming pool maintenance
  • making beds and changing bed linen
  • performing home duties such as loading dishwashers, doing laundry and ironing
  • polishing furniture and fittings
  • cleaning windows, mirrors and light fixtures
  • cleaning corridors and entrance ways, stairs, lifts and foyers
  • emptying rubbish bins
  • moving furniture
  • r eporting faulty plumbing or other problems

Running a cleaning services business will also involve some tasks in addition to cleaning duties, such as finding new clients, managing your existing client accounts, creating invoices and completing some bookkeeping tasks. You will also need to maintain your equipment and manage your inventory and supplies.

Do I need any qualifications, licences or permits to work as a cleaner?

It is possible to work within the personal and home services industry as a cleaner without formal qualifications; however, there are various courses that can assist in developing customer service skills and personal and home services industry knowledge, such as a Certificate III in Cleaning Operations. For further information about undertaking an accredited course, please contact your nearest TAFE or Registered Training Organisation.

You should also check the relevant business licensing authority in your state and see if you are required to obtain any permits and/or licences prior to setting up your cleaning business.

You need to be aware that there may be some licensing and registration regulations in your state that govern water use for business, and storing bulk cleaning chemicals. As a business owner, you are responsible for the handling, labelling and storage of hazardous chemicals used in your business. If you plan to discharge trade waste into the sewerage system, you may need to check with your local council to see if a permit is required.

What facilities and equipment will I need to run my business?

Generally, cleaners don t need an office space or other facilities. As long as you have the essentials such as access to a mobile phone, fax, computer and internet access you should be able to effectively operate your business. It is important to ensure that it is easy for potential clients to contact you for quotes and enquiries.

A cleaning business will need to have a vehicle in order to provide a mobile service for the transportation of the required equipment (vacuum cleaner, mop and bucket, etc.). Reliable transport is very important for cleaners who are travelling outside their local areas. A vehicle such as a mini-van is useful for this type of business as it has the necessary storage space.

Depending on the type of services you plan to include, some of the equipment you may require include;

  • back pack vacuum cleaners
  • window squeegee
  • cleaning chemicals (for windows, tables, and tiles, etc.)
  • blade scrapers
  • safety equipment such as uniforms, goggles, boots and gloves etc.
  • garbage bags
  • cloths
  • dusters
  • polishing pads

What about the costs and how much can I charge?

Often new cleaning businesses will utilise their own equipment from home, and then purchase professional gear as they build the business. This makes for a smaller initial outlay and less financial risk if the business is slow to get going at the beginning.

If your start up capital permits, look at buying cleaning chemicals in bulk and try to get concentrates as this will save you a significant amount in the long run. Remember to keep in mind the storage requirements and regulations that might apply to bulk chemical purchases.

A cleaning business normally charges by the hour. Some may require a service to be undertaken for a minimum number of hours, e.g. minimum charge two hours. This means clients pay for two hours for any service equal to or under two hours, and extra payment is required on a hourly base for any time over two hours. Alternatively, some businesses charge by the size of facility to be serviced, e.g. number of rooms.

Customer service is crucial to the success of your business. If you are taking on domestic cleaning jobs you need to be mindful that are you entering a client s home, which is their personal space. You need to be dressed appropriately, not only to do your job but so that you look professional and presentable. You need to have good communication skills and know how to deal with customer complaints and dissatisfaction. A cleaning business heavily relies on word of mouth for advertising and reputation, so you must ensure that every customer is satisfied with the product or level of service you are providing.

Do I need insurance?

Before you start taking on any jobs, make sure you have adequate insurance coverage in place for damage and liability. Things may happen unexpectedly while on the job and you need to be in a position where you are sufficiently covered for any accidents or claims against you and your business. You also need to check your insurer s policy to see if they will cover you for both domestic and commercial cleaning or if you have to pay an additional premium to be insured for commercial jobs.

What if I want to employ staff or use contractors?

If you plan on employing staff for your business, you will need to be aware and up to date on issues such as:

  • Awards
  • Pay rates and allowances
  • Annual leave calculations
  • National employment standards
  • Industrial relations news

Where can I find more help and assistance?

Below is a list of industry associations that can further assist you in starting up a cleaning business and providing industry specific information:

The first step is to talk to your local business advisor about starting up your new venture. You can also call the Small Business Support Line on 1800 777 275 for more information.

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Home-based business – Canada Business Network #easy #business #ideas

#home based businesses


Home-based business

When you are your own boss, working from home may seem like an appealing prospect, but before you decide to start a home-based business, there are a few things to consider. Launching a business in your home could be ideal, depending on the space you require and the nature of your work. You should make sure that this arrangement suits both your personal and professional needs.

You may be drawn to the advantages of working from your home. It can be less expensive than renting or buying commercial space, there may be possible tax deductions you can claim, (for example, a portion of property taxes, utilities, repairs and maintenance, home insurance and a portion of your mortgage interest or rent) and you may have more flexibility with your hours.

Ask yourself a few questions to determine whether having a home-based business is right for you:

  • Will working on your own suit your personality? Some people prefer to be in the company of colleagues.
  • Do you have the self-discipline to motivate yourself, even when business is quiet?
  • Might you have difficulty setting boundaries between your personal life and your business role? Will you face interruptions from family and friends?
  • Is there enough room for the resources you need, like special equipment or employees?
  • If your business is successful, will there be room to expand? How will you address this when the time comes?

When you decide you are ready to launch your home-based business, consider the following suggestions:

  • Review provincial and federal health, safety and taxation regulations related to your business.
  • Check municipal by-laws and determine whether your area is zoned for operating a business, particularly if you plan to deal with the public or have non-family-members working out of your home.
  • Designate a specific area of your residence as your workspace (as removed as possible from the ebb and flow of your household activities).
  • Try not to let chores or other distractions take you away from your work and interrupt your productivity.
  • Avoid letting the less formal setting interfere with your professionalism.
  • Be available to your clients by keeping a consistent schedule and getting back to them in a timely fashion.
  • Be aware that some home-based business opportunities may be fraudulent.

Beware of home business opportunities that seem too good to be true!

When you work from home, it’s important to have a space that is comfortable and functional. Take the time to ensure your home office meets your needs.

If you operate a small business from your home, discover ways insurance can help mitigate your risk of potential losses.

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Business Card Magnets #sba #small #business

#business card magnets


Only one promo code can be used per order. Savings will be reflected in your shopping cart. Discounts cannot be applied to shipping and processing, taxes, design services, previous purchases or products on the Vistaprint Promotional Products site, unless otherwise specified. Discount prices on digital products are valid for initial billing cycle only. Additional charges may apply for shipping and processing, and taxes, unless otherwise specified. Free offers only valid on the lowest quantity of each product and not valid on more than 2 items per order.

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Enter your TV/Radio code or another promo code: Have a different promo code?

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Magnetic Business Cards

25 starting at $10.00

Make your business stick with customers.

  • Add your company logo, images and personalized text
  • Customize colors, font, text and more.
  • Add your name, logo and contact information.

Pricing Product Specs

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Business Process Modeling #business #news #today

#business process modeling


Business Process Modeling Notation (BPMN)

UModel BPMN Features:

  • Supports BPMN 1.0 and BPMN 2.0
  • Automatically update BPMN 1.0 diagrams to BPMN 2.0 notation
  • One-click conversion of swimlanes between horizontal and vertical orientations
  • Elements can be assigned to diagram layers and selectively viewed or hidden
  • Unlimited undo/redo encourages exploring new ideas
  • BPMN diagrams integrated with UML modeling for robust coverage of software project requirements
  • BPMN diagrams and elements included in automated project documentation

Create Business Process Diagrams to Document Enterprise Activities or Support a Software Development Project

Business Process Modeling Notation is a graphical standard for creating flow chart-like diagrams that are readily understandable by all business stakeholders including business analysts, technical developers, and business managers. The BPMN standard is maintained by the Object Management Group (OMG), the same organization that administers UML.

In today’s complex global marketplace, business processes can be coordinated within a single enterprise or across entire industries. As communication supporting various business activities accelerates, it becomes more and more critical to have a standard modeling system that can be easily read and understood by a variety of users at a broad range of levels within business organizations, yet can be used to represent complex processes involving multiple parties or enterprises.

UModel® 2016 supports both BPMN 1.0 and BPMN 2.0 notation, and even provides a migration path for users who want to update older diagrams with new elements and functionality introduced in the BPMN 2.0 standard. UModel also supports BPMN model exchange with other BPMN tools through the XMI specification first developed for UML models.

BPMN Business Process Diagrams

The elements and rules for business process diagrams (illustrated in the large screen shot above) are very similar to UML activity diagrams, providing a natural transition of the easy to use and highly acclaimed drawing tools of UModel from UML to Business Process Modeling Notation. UModel lets you create free-form diagrams that are useful for capturing the details of an internal process.

BPMN 2.0 added new elements to the original specification to let you refine diagrams that document a wide range of private (internal) and public business activities. New elements in BPMN 2 include event types, task elements, an additional gateway element, several new data elements, and a datastore element to represent a database

BPMN Choreography Diagrams

Choreography diagrams specify the way business participants coordinate their interactions. Choreographies can also be seen as a business contract between participants, where the focus lies on the exchange of information (messages) between the participants.

In the choreography diagram at the right, a customer requests credit from a bank. Each choreography task has two participants and the flow of activities is represented by arrows and gateways. The envelope elements represent messages sent or received.

The UModel Choreography diagram toolbar provides quick access to all BPMN 2.0 choreography elements with drop-down selection of task, event, and gateway variations.

BPMN Collaboration Diagrams

Collaboration Diagrams specify the interactions between two or more processes. A BPMN collaboration generally consists of two or more pools which represent the participants in the collaboration. Message exchanges between participants are shown by Message Flows that connect the two pools, or the objects within the pools.

Next Steps

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Business Stationery #business #profiles

#business letterhead


Business Letterhead

Personalized letterhead facilitates brand awareness and reflects professionalism, giving savvy businesses a leg up over competitors. Including contact information on hard-copy correspondence gives customers an easy way to order additional products or services, and can significantly impact your bottom line.

  • Printed on smooth, uncoated paper with a matte finish
  • Suitable for laser printers and photocopiers
  • Standard 8.5″ x 11″ size

Select a style. Full Color

50 starting at $64.99

50 starting at $64.99

Document Trim Size
8.50″ x 10.98″
216 x 279 mm
2551 x 3295 pixels

Full Bleed Size
8.63″ x 11.10″
219 x 282 mm
2588 x 3331 pixels

Finished artwork should use the full bleed dimensions for best results.

Paper Stock:
Acid-free, 70 lb. weight, smooth finish matte text paper, 92 brightness

Full Bleed Size (starting document size)

2588 x 3331 pixels

* Finished artwork should use the full bleed dimensions for best results.

Document Trim Size (final size after being cut)

2551 x 3295 pixels

* Please be sure to keep all text within the safe margin.

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Business Card Size Specifications and Dimensions #business #sign

#business card size


Business Card Size Specifications

How to Create Your Own Business Cards

Whether you’re a business owner or graphic designer looking to create attractive business cards, the first step is knowing how to get started.

It’s easy to produce a professional-looking business card using whatever software tools you have on your computer. You can start from scratch in any layout program, including Microsoft Word, Publisher or PowerPoint as well as traditional graphics programs such as Adobe Photoshop and Illustrator. You can also get a fast start by using customizable templates provided in programs such as Publisher or you can download business card templates .

Business Card Size and Setup

The standard dimensions for a printed business card are 3.5 x 2 inches. That’s the finished card size.

Many printed designs include bleed. The “bleed area” is an extra 1/8 inch of space for design elements or backgrounds that extend beyond the finished size of your piece. A business card design with bleed is printed slightly oversized and then cut down to size, giving the appearance that the printing “bleeds” off the edge of the card, rather than having white borders.

When creating your business card design file, use these tips:

  • Make the document page size equal to the card size plus the bleed area, or 3.75″ wide x 2.25″ high, to be trimmed down to the finished size after printing. If you aren’t planning to include bleeds, the bleed area isn’t necessary, so set the document size to the finished size, 3.5 x 2 inches.
  • If you’re designing a vertical card with the long size up, simply switch the page width and height so you won’t have to rotate the card to see the design the way you intend it.

Play it Safe near the Borders

Because cutting may vary ever so slightly, it’s a good idea to keep all of your valuable text and logo information within the design safe zone. This zone is the 1/8 inch around the margin of your card. Make sure your text is within the 3.25 x 1.75 inch area of your card. You wouldn’t want to have the last digit of your phone number trimmed off!

Designing with borders can be tricky. Thin borders outside the safe zone that are less than 1/8th inch thick may not trim evenly. To avoid an “off-center” look, keep border lines or other thin lines away from the edge of your business card, within the safe zone.

Two-Sided Business Cards and Custom Business Cards

Using double-sided business cards is a good idea when you need more space to work with or want to provide a special offer or extra info about your company or product. Create a separate page in your file for the back side, keeping each page with the size specifications above. There are many options available for commercial printing of custom business cards including round corners and custom printing effects. Request a Quote to get a price on custom options.

Folded Business Cards

Another popular option is a custom folded business card or tent card. At twice the printable area of a standard business card, they can be used as handy mini brochure or greeting card. For folded business cards, set your file size to 3.75 x 4.25 with bleed, or finished size of 3.5 x 4 without bleed. Create two pages in your file, the first for the outside (front and back) of the card, the second for the inside. For both vertical and horizontal cards with long, short and offset fold layout specifications, see our Folded Business Card Templates with Design and Layout Instructions for examples and downloadable free templates.

Need advice or help with your business card design or layout?

Give our helpful printing experts a call at 800- 930-6040, or

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Learn more about how to create and use business cards:

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