Tag: Business

Starting A Free Online Business, Step by Step #government #small #business #loans

#free online business

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Starting A Free Online Business, Step by Step

Every day, thousands of people search for information on starting a free online business. They are looking at online business systems, searching for free online business opportunities, and basically looking for legitimate home business ideas so that they can work from home .

That’s what I do, and I love it. That’s a photo of me above. It was actually taken several years ago – this is my 12th year working from home. And it was taken at a friends house too. I love being able to work anytime, anywhere!

Anyway- yesterday I had opportunity to meet two such ladies who were searching for that very information, and who happen to live in my town. They found me on MySpace. so we talked there and then decided to meet for lunch and discuss what it takes to start an online business.

I’ll share the same details with you here that I shared with them over lunch, which were simple steps for starting a free online business. I cant share the fabulous spinach salad, or the great conversation we had, but hopefully this will prove useful to you if you are searching for internet business ideas yourself.

Home Business Ideas

There are so many home business opportunities and internet business ideas, that it can be a little overwhelming to figure out where you should start. We talked about a few of the different business models – from ecommerce sites that use wholesale dropshipping. to offering a service or starting your own blog.

You can make money online in a variety of ways. Just a few examples include: sell your own product, offer services, sell advertising on your website or blog, or promote other people’s products and/or services.

That last option is called Affiliate Marketing. It’s basically commission-based sales, and I compare it to the offline model of selling Kirby vacuum cleaners. When you make sales, you make money. You can sign up as an affiliate for a company and they will give you an Affiliate Link. You promote that link, and anyone that goes through your link to make a purchase will be tracked – resulting in a commission to you for that sale.

This is the internet business model that I focused on during our conversation over lunch yesterday. I actually use a variety of internet business models to make money online myself, but Affiliate Marketing seemed to be a perfect match for my new friends.

Some business models are active, while others are more passive. An active business model requires a more active role on your part. A membership site for example is high maintenance. If you offer services, then you need to interact with clients and take phone calls on a regular basis. I prefer passive income models, which allow you more freedom and flexibility.

That’s not to say that active business models cant be incredibly profitable and successful, just that something more passive seemed like a good fit once I got to know her a bit.

To clarify, when I say passive I dont mean that you wont have to work at it. I think we’ve all kind of figured out by now that “get rich quick schemes” dont really work. And we were discussing real, legitimate ways to make consistent income online. Not spotty one-off ways to make a few bucks here and there.

We discussed the realistic investment of time and money, and I confessed that I put a lot of time in upfront to get each of my internet business models up and running (some more than others). I explained that you could invest money to get sales rolling in quicker, or you could invest time (up to 6-12 months even) to get your sales up to a good level on a consistent basis. You’ll make money along the way of course, but geting that consistent income is the key.

Going that route, you can get started for less than $10. Yes, literally.

The passive part comes in after you have your affiliate site up and running – once you’ve done that groundwork. With affiliate marketing the merchant is handling orders, shipping and customer service. All you have to do is send them traffic through your affiliate link.

Once your site is up and running, you’ve set up your systems (such as a newsletter, blog, or whatever fits your model), and you’re driving traffic to the site. most of the “work” from there can be automated, and maintained in very little time. For example, I can usually run a site like that in as little as 5 hours a week. That frees you up to create more just like it, and duplicate your income

Starting a Free Online Business

I mentioned above that you can get started for less than $10. I know that a lot of people are interested in starting a free online business, but this small investment is well worth it. Especially if you are serious about making a consistent income with a real online business.

You could actually spend a lot more than ten bucks, but if you take my advice you’ll save a lot of money – and still end up with a solid internet business model.

What are the steps in creating an online business?

Your first step is to decide what niche you will target. Meaning: what are you going to sell, or what topic is your website going to be about? You might start with the product, or you might start with the topic – it doesnt really matter as long as you get that initial idea.

To help you, here are some of my own mini-tutorials on keyword research. Keywords are simply the words or phrases that people are searching for online. If you read through the links on that page, you’ll have a much better understanding of how you can research keywords to choose topics or products.

Once you decide what your website will be about, you’ll need two things: a domain name and a hosting account. The domain name is your website address (like www.ClickNewz.com is mine) and the hosting account is the space online where you will put your website.

I use GoDaddy.com to register my domain names. For hosting, I use HostGator – they allow you to host multiple domains or sites on the one account (saving you money when you start duplicating!) and they have tons of cool features that save you time & money too.

The domain name will cost you $8.95 for the first year. The HostGator account is $9.95/month, but I have a coupon code you can use to get your first month free. And that’s all you really need upfront to get started – so start up cost is actually less than $9, and then 9.95/month.

So you’ve picked a topic for your website, you registered a domain name, you set up your hosting account. now you need to create a website. (This is the hard part for most people)

It might be tempting to just hire a web designer, and that’s certainly an option, but you really want to learn some things yourself if you are going to be running an internet business. Creating your own website will also save you a lot of money.

You’ll find some tools in your hosting account to help you develop your website. You can also find all kinds of free resources online by doing a search. If you decide you need some help, consider hiring someone to design a template for you – not an entire website. Its much cheaper to just outsource the template design and do the rest of the work yourself.

You’re going to run into questions along the way. But dont let that stop you! I have an online business discussion forum where you can stop in and ask any questions you have, and get help from others who have already gone through these steps themselves.

Go back through the steps and check out some of the links. Read my keyword research tutorials, and then join us at the forum if you have any questions before you get started.

If you liked this tutorial, be sure to sign up for my free weekly tips. It’s the best way to get the current scoop on free resources, and new online business tips!





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Business Credit Reports for Small Business #small #business #grants #for #women

#business credit reports

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Product Overview

Before you sign a contract with a new business partner, create a purchase order with another supplier, or ship that big customer order, make sure you know who you’re doing business with. Engaging with high risk businesses could result in financial losses or operational headaches you don’t want. Checking the credit history and financial well-being of a business first could save you frustration or lost dollars later.

While you’re at it, keeping track of your own business credit activity and financial health is a good idea. It could mean the difference in being approved or declined for that loan you need to expand your business, or more favorable credit terms with a critical supplier.

Order a single Business Credit Report today for only $99.95
Order a Business Credit Report multi-pack (5 for the price of 4) for just $399.95

Equifax Business Credit Reports provide the in-depth information you need to make smart business decisions, including:

  • Company Profile – key firmographic information such as company name, address, and phone numbers
  • Credit Summary – synopsis of the business’ credit accounts with banks, suppliers and service providers
  • Public Records – Secretary of State business registration, judgments, liens, or bankruptcies reported for the business
  • Risk Scores – Equifax Business Credit Risk Score™ and Equifax Business Failure Score™
  • Payment Trend and Payment Index – a 12-month payment trend and comparison to the industry norm
  • Additional Company Information – alternate business names, owner and guarantor names, and business and credit grantor comments
  • Equifax Business Risk Scores can help you identify potential risk of late payments and business failure:
  • Business Credit Risk Score predicts the likelihood of a business incurring a 90 days severe delinquency or charge-off over the next 12 months. The score ranges from 101 – 992 with a higher score indicating higher risk.
  • Business Failure Score predicts the likelihood of a business failing through either formal or informal bankruptcy over the next 12 months. The score ranges from 1000 – 1610 with a higher score indicating higher risk.

$99.99 or $399.95 for a single report or a multi-pack

Find A Company





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Social Media for Business: 2016 Marketer’s Guide #letterpress #business #cards

#business networking sites

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Social Media for Business: 2016 Marketer’s Guide

Credit: Gonzalo Aragon/Shutterstock

Social media networks are fantastic resources for businesses of all sizes looking to promote their brands online. The platforms themselves are free to use, and they also have paid advertising options specifically for brands that want to reach even more new audiences. But just because your business should be on social media, that doesn t mean your business should be on every network. It s important that you choose and nurture the social platforms that work best for your business so that you don t spread yourself too thin.

If you want to create a successful social strategy, you need to familiarize yourself with how each network runs, the kinds of audiences you can reach and how your business can best use each platform. We profiled the top social media platforms so you can learn more about them and market your business better.

Facebook

Facebook is the biggest social network on the Web, both in terms of name recognition and the total number of users. With more than 1.55 billion active users, Facebook is a great medium for connecting people from all over the world with your business. And Facebook is not only the biggest network, but it s arguably the most versatile one. In the 12 years since it launched, Facebook grew from a simple website where college students could keep in touch into a multifaceted Web and mobile social platform where anyone can connect with not just their friends and family, but also with celebrities, organizations, businesses and more, thanks to the Pages feature.

Considering that Facebook has a wealth of options for any type of organization, it s a great starting point for your business, regardless of your industry. You can use it to share photos, videos, important company updates and more. Additionally, Facebook can be more low-maintenance than other social networks whether you post several updates a day or only a few a week won t make much of a difference in terms of what your fans will think of you. To find out more about Facebook for business, check out our guide .

Editor s Note: Looking for information on social media marketing for your business? Use the questionnaire below, and our vendor partner will contact you to provide you with the information you need:

Twitter

Twitter is another social network where you can post mostly anything. With Twitter, you can share short (140 or fewer characters) text updates, along with videos, images, links, polls and more. You can also easily interact with other users by mentioning their usernames in your posts, so Twitter is a great way to quickly connect with people all around the world. (The platform has more than 320 million active users worldwide and is one of the top 10 websites in the United States.) Because of its wide reach, Twitter is not only a great way to market your business but also an effective channel for handling customer service. For example, if you maintain an active Twitter presence, customers who are also active on the platform will seek you out to express concerns or share their praise.

If you have interesting content, Twitter is also a great tool for quickly spreading the word. Retweeting and sharing other users content is incredibly simple, hashtags help boost posts, and if a user with a lot of followers retweets you, your content has the potential to go viral. But with Twitter, it s important to remember to find balance don t simply share your own links or media; make sure you are also sharing a lot of interesting, relevant content from other Twitter users and from around the Web so your audience doesn t think you only care about what your business is doing. Check out our guide to learn more about using Twitter for business .

Pinterest

This platform consists of digital bulletin boards where users can save and display content they like in the form of pins. Users create and organize their boards by category. So, for example, as a personal user, one might have a board dedicated to food, where they pin recipes; another board dedicated to photography they find interesting; and so on. Pinterest is very visually oriented (every post has to be an image or video), and like Facebook, it is also fairly low-maintenance in terms of post frequency. However, keeping your boards organized and search-friendly can be time-consuming.

Pinterest is also more of a niche network than Facebook or Twitter, so it may not work for everyone. Pinterest s users are primarily women, and popular categories on the site are DIY projects, fashion, exercise, beauty, photography and food. That s not to say that businesses outside of these categories can t succeed on the platform, but it does make it a great marketing tool for businesses that do work in those areas. If you can find ways to connect your content to Pinterest s audience, then go for it. The platform also has a series of special types of pins called Rich Pins, which brands can use to add special information to their pins, like product details and even location maps. There are plenty of cool ways to use this platform to your advantage, and you can read more about them in our Pinterest for Business Guide .

Instagram

Instagram, like Pinterest, is a visual social media platform based entirely on photo and video posts. The network, which Facebook owns, has more than 400 million active users, many of whom post about food, art, travel, fashion and similar subjects. Instagram is distinguished by its unique filters and photo and video editing options. This platform, unlike the others, is almost entirely mobile (there is a Web version, but you can t take photos or create new posts on it, and other functions are limited as well).

Instagram is another platform where more artistic niches excel, so again, it may not be the best fit for your business, depending on your industry. If you want to succeed with Instagram, it s important that the person running your account has a good eye for detail and has at least basic photography skills, so that the photos and videos posted to your account are high-quality. And don t be discouraged if your industry is underrepresented on Instagram; if you can find the right hashtags to latch onto and can post intriguing photos, you will most likely make it work. To find out more about using Instagram for business, read our guide.

Tumblr

Tumblr is arguably the most difficult social media platform to use as a business, but it s also one of the most interesting networks. Tumblr allows several different post formats including text posts, chat posts, quote posts, audio posts, photo posts and video posts so you re not limited as to what kind of content you can share. As with Twitter, reblogging (reposting other users content) is very quick and easy, so if a user with a lot of followers shares your content, it s possible to go viral fairly quickly. However, what sets Tumblr apart more than anything is its audience, which is less like a pool of users and more like one big tight-knit community full of smaller subcommunities.

Tumblr currently hosts more than 200 million blogs, and the majority of these blogs are run by young people (half of Tumblr s visitor base is under age 25). But this means that businesses that don t cater to young people s interests or aren t relatable to young people in some way are not poised for success on the network. The good news is, there s a subcommunity or fandom for almost every niche and interest you can think of, so a successful marketing campaign is possible if you use Tumblr correctly. You can learn more about the Tumblr community and how to use Tumblr for business in our guide.

Editor s Note: Looking for information on social media marketing for your business? Use the questionnaire below, and our vendor partner will contact you to provide you with the information you need:





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The 4 Best Business Internet Service Providers of 2016 #free #business #checking

#best business phone

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The 4 Best Business Internet Service Providers

When searching for the best business Internet service provider, there are several factors about your Internet usage that you must consider. Price, availability, and speeds are the most obvious factors to think about, but it is also a good idea to determine how many people use the Internet at once and what they use it for on a daily basis. The number of web users and different types of web activity have an impact on your actual Internet speeds. If you re also interested in getting phone service at your business, it may be smart to look for an Internet company that offers discounts when you bundle phone with your Internet.

Verizon FiOS Internet is ideal for businesses that require extremely fast Internet solutions. Their 300 Mbps download speed is far and away the best in the industry at the moment, and their 65 Mbps upload rates should be more than enough for most businesses. Prices are slightly higher than what competitors offer, but the speeds available at Verizon are unmatched anywhere and can be highly desirable for some businesses. However, if price is a major concern, you can often save money by signing a two-year contract with Verizon Wireless, or by purchasing phone service in a bundled deal. An Internet subscription with Verizon also gives you access to Wi-Fi hotspots all over the country, which could be extremely useful if you travel frequently for work. If any of these services match your business needs, it would be smart to look into Verizon FiOS Internet.

AT T s U-verse® Internet rounds out the list of best business Internet providers for their fair pricing. Their speeds are considerably slower than the other companies on this list, and they require a one-year commitment with all of their plans. However, their prices are also far more affordable than many other Internet providers, and if your business is smaller, their 24 Mbps top download speed could be all that you need. They also offer some excellent choices for bundle deals, as they offer several different solutions tailored to different kinds of businesses. Most of their plans include both phone and Internet services, while some also throw in data backup, remote tech support, or even a smartphone. If any of these solutions sound like a match for your business, take a closer look at AT T s business Internet services.

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We find the best of everything. How? We start with the world. We narrow down our list with expert insight and cut anything that doesn’t meet our standards. We hand-test the finalists. Then, we name our top picks.





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7 Tips for Starting (and Growing) Your Lawn Maintenance Business #financial #news #today

#lawn mowing business

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According to the 2010 Bureau of Labor Statistics (BLS), there are nearly 1.25 million people employed as grounds maintenance workers. Even better, the projected employment is expected to increase by another quarter of a million by 2020. What does that mean? That the BLS expects demand for grounds maintenance workers to increase by 20% – faster than the average for all occupations – tells you that there is definitely a market for new lawn maintenance businesses.

1.Identify Your Goals. Create a Mission Statement.

The first step is to identify exactly what you want to accomplish with your new lawn maintenance business. Exactly why are you starting this lawn maintenance business? Do you want to work part-time? Full-time? Manage a team? How big do you want to grow? Are you prepared to manage the business aspects – invoicing, taxes, legal, sales and marketing? Also, what differentiates you from the competition? Do you have monetary goals for Year 1? How about Year 5?

As you start defining your goals, start thinking about creating an internal mission statement that helps you clearly define who you are and why you’re creating this business. Your mission statement should be designed to help you give a purpose to your business. It may sound like a waste of time and a little bit too corporate, but every time you make a decision, you can look at your mission statement and ask “Am I living up to my mission?” And remember that, like the Constitution, your mission statement can be a living, modifiable document.

Just for fun, Franklin Covey offers a Mission Statement builder that can help you start thinking about what’s important to you.

Identifying your target market is based in part on your goals and mission statement. Are you targeting corporate office lawn maintenance? Are you going to maintain lawns in your neighborhood? Are you going to open a chain of lawn maintenance businesses throughout the Midwest? If so, what niche are you looking to fill? Do you want to be the low-price leader like Wal-Mart? Do you want to go organic like Whole Foods?

Your target market is just that – the people you plan to target with your marketing efforts. What does your ideal client look like? Many marketers choose to develop something called a buyer persona – a short paragraph or two – that provides a snapshot of what your ideal buyer looks like. HubSpot has a great post on questions to ask when developing personas. Developing a buyer persona can help you create targeted, effective marketing campaigns.

You wouldn’t go to a gunfight without a gun, right? Once you’ve developed goals, a mission statement and identified who you’re selling to, it’s time to start buying the tools you need to run your business. So how do you choose? First, consider your goals and the types of services you plan to provide. Target equipment that is going to help you get things done faster (so you can do more jobs), professionally (so you provide a quality product) and that requires minimal maintenance (so you can limit the amount of time and money you spend on repairs and/or new equipment). Remember to think about total cost of ownership as opposed to the initial price. Just because a mower has a cheaper purchase price doesn’t mean it’s the best solution.

So how do you choose equipment? The best advice is to network with your peers, talk to dealers and leverage the power of the Internet to get a feel for what equipment is best. Also think about what type of guarantee/warranty is included in the equipment, what kind of customer service the dealer has and how easy it is to obtain replacement parts.

In the past, one of the best ways to generate customers for a lawn care business was to simply pound the pavement by getting out and talking to your target audience. That’s still a great way to drum up business, but it’s 2012, so don’t forget to use modern technology to add scale to your marketing efforts.

For example, our partner Go iLawn has a great solution that enables you to pay a couple dollars per property to get measurements, measurements you can then use to send a personalized price quote to potential customers without ever having to visit their property. It’s a real time – and money – saver that can help you quickly and easily build a customer base.

Whatever route you take, make sure you act like a professional business. It’s worth spending some money on a basic website, a basic logo/brand and things like business cards, local advertising and giveaways like calendars/pens/sticky notes/magnets etc. These items can not only help build brand awareness, but also ensures your first impression is a positive one.

We sell field service software. so this one is near and dear to our heart. You can’t improve your business if you don’t have metrics that you use to determine how your business is performing. We highly recommend that you invest in field service software – ours costs as little as $99/month – that can help you manage your client and prospect information, quickly and easily schedule jobs, seamlessly transmit to and collect data from the field, and automate your billing.

But field service software like ours goes beyond improving your business workflow. It also allows you to collect data that can help you make smart business decisions. Are you quoting too little for a specific property because it takes longer than you initially thought? How many jobs per day can you perform? Can you route your crews more efficiently to save time and money? You can answer these questions – and many more – by analyzing the data your business naturally collects.

We don’t care if you don’t choose our field service software solution. But we will if you don’t choose any solution – doing so is setting your business up to fail.

At some point – either initially or as your business grows – you’ll need to start putting together a team to help you run your business. Whether it’s a part-time office worker to manage your lawn maintenance business’ scheduling and billing or a full-time field technician, who you decide to hire can have enormous consequences.

I recently was introduced to Marcus Sheridan (aka thesaleslion ), who runs a pool installation business. As he posted in his blog. he was working his tail off to grow his business and relied heavily on an office worker to manage the financial aspects of his business. Unfortunately, she was embezzling money while at the same time not paying taxes. Not only did he lose a fortune, but he also nearly lost his business and personal assets to the IRS.

Perform a background check – there are a number of companies like Verifications, Inc.. HireRight. FirstAdvantage and Sterling – that can perform an in-depth check for $100 or less. Also, ask for references. There are great solutions like Net Reference and Checkster that automate the entire reference check process. And give you a good indication of how reliable an employee is.

Spending a few dollars up-front can save your company a lot of money in the long run.

Yesterday we talked about how those in the field service industry should use the marketing bulls eye approach to start their marketing efforts at their best customers. So should you. The most cost-effective way to grow a new business is through word of mouth. Don’t be afraid to ask customers to write a testimonial or even use social media like Twitter and Facebook to tell their friends about you. Most clients will take time to recommend you if they’re happy with your work and you ask them face-to-face.

You can take it a step further by spending money to generate referrals. Hold a contest to see who can generate the most referrals and give them a gift (iPads or Android tablets are a great idea). Start a “Street Team” and send packages containing business cards, stickers, posters, etc. that your Street Team can give to their friends and family. Also, leverage the power of Angie’s List and other review sites to generate new business by giving a discount to clients that agree to give you a review. And remember to always track your activities to see which ones are most profitable so you can improve future marketing efforts.

Want to learn more about what it takes to succeed in the green industry? Then download your free copy of Local SEO for Green Industry Businesses and learn how to create web presence that sells!





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Business Mailing Lists #cool #business #names

#business mailing lists

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Business Mailing Lists

Increase Response Rates with a Targeted Business Mailing List

Increase response rates by selecting a targeted list of prospects from our business list resources. Our Business Mailing Lists enhance your business-to-business marketing opportunities by identifying the businesses that most need your products or services.

Expand your customer base by downloading an accurate, up-to-date business mailing list that reaches decision makers who want your products. Download your list today!

  • Reach decision makers with up-to-date lists
  • Bring in qualified leads for your sales team
  • Over 14 million businesses to choose from
  • Monthly updates
  • Lowest price guarantee

Download a Business Mailing Address List

Maximize your direct mail efforts by obtaining a list of business mailing addresses that places your brand in front of decision makers. Melissa Data’s lists are constantly re-verified and updated so you know your marketing efforts will make a splash. Using the right business leads list can determine the success or failure of your marketing efforts, so make sure you trust your company’s campaigns to Melissa Data.

  • Company name
  • Address
  • Carrier route
  • 6-digit Standard Industrial Classification (SIC) code
  • Phone number

For more information on select options, total universe, and base rates, click here .

Need assistance by phone? Call toll free today at 1-800-800-6245 and choose “Option 2.”

Melissa Data mailing lists are designed to ensure your company reaches the customers you need to grow your business. In addition to business mailing addresses, we also offer quality property owners lists .

Our Low Price & Quality Guarantee

Melissa Data has the lowest prices–period. We guarantee we’ll beat any competitor’s price on any online list (specialty lists excluded). And our lists are guaranteed to reach your recipients: we’ll replace any undeliverable-as-addressed (UAA) data at no cost with new data.

Get Mailing Software for FREE!

Also, with your first list purchase or with any order over $400, we’ll give you MAILERS+4 CASS and PAVE Certified mailing software absolutely free .
Call 1-800-MELISSA for more information.





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BAEcon Business Studies (2016 entry) #business #financing

#business studies

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BAEcon Business Studies / Overview

Attend an open day

Course description

  • 91% of students on our BA Economic and Social Studies (Business Studies) are satisfied with their course (National Student Survey 2016)
  • Are you interested in examining the roles, structures and functions of business from a broad social science perspective?
  • Are you looking for a flexible course that it delivered in part by the Alliance Manchester Business School?
  • Do you want to develop transferable skills that will prepare you for a wide range of roles or further study?
  • Would you like a chance to study abroad for a semester?

The Business Studies pathway of the BA(Hons) Economic and Social Studies degree – or BA(Econ) for short – is a flexible and innovative course that brings together research-led teaching from Accounting, Business, Economics, Finance, Politics and Sociology and offers in-depth insight into the business world.

Business doesn’t work in isolation and at Manchester neither does the study of it.

Only by understanding the environment in which businesses function can you understand commercial behaviour. For example:

  • Politics explores the effects of government policy, regulation and public spending and how these would impact on businesses and the wider economy.
  • Economics encourages you to study the nuances of labour and finance markets and the microeconomic and macroeconomic factors that affect all of us.
  • Sociology gives you a framework to understand how employees and consumers are organised and how they behave. It also explores the demographic changes that will affect how firms must adapt to a changing population.

Each of your course units has been developed from the research of specialists in their fields from both the School of Social Sciences (Economics, Politics and Sociology) and the Alliance Manchester Business School (Accounting, Finance, Business Law, Marketing and Human Resource Management).

Business Studies (N100), Business Studies and Economics (NL11), Business Studies and Politics (NL12), Business Studies and Sociology (NL13) all share a common first year. In some cases it’s possible to swap to a different pathway after the first year.

Please only apply for one of these courses to start with.

At the end of your course your degree title will be: BA (Hons) Economic and Social Studies, Business Studies.

Open days

If you are made an offer we will email you an invitation to visit us late January, February or early March. These afternoons are organised by the School of Social Sciences and include a tour, a talk, refreshments and a chance to talk to students, lecturers and recruitment staff.

Fees

Tuition fees for home/EU students commencing their studies in September 2016 will be £9,000 per annum. Tuition fees for international students will be £20,000 per annum. For general information please see the undergraduate finance pages.

Scholarships/sponsorships

Scholarships and bursaries are available to eligible Home/EU students, including the Manchester Bursary. This bursary is in addition to the government package of maintenance grants.

  • Find out more from Student Finance
  • International student? Check your country page
  • Interested in a student internship?

Contact details

Courses in related subject areas





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Best Business Smartphones 2016 (and Why We Love Them) #new #business #loan

#best business phone

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Best Business Smartphones 2016 (and Why We Love Them)

What do you need in your next business phone? Whether it s a big display, a built-in stylus, or just something that fits into your budget, there s a great smartphone for you. Here are our top picks for 2016.

[For more information on how we test mobile devices, visit our testing methodology page .]

Best Overall Business Phone

  • Early software updates
  • Always-listening voice commands
  • Fingerprint scanner
  • Fast performance
  • Long battery life

Click here for a full review of the Nexus 6P on our sister site Tom s Guide.

Best Battery Life Business Phone

Huawei Ascend Mate 2

You May Also like

Samsung Galaxy S5 Review: Is It Good for Business?

  • Huawei Ascend Mate 2 4G LTE: Top 3 Business Features

  • Apple iPhone 6 Review: Is It Good for Business?





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  • Top 5 Small Business Tools #business #loans #rates

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    Top 5 Small Business Tools

    Being your own boss can mean being your own marketing department, public relations team or sales squad you name it, small business owners often end up handling it themselves, at least at some point. With so many hats to wear, you need to make every second count.

    Luckily, there are plenty of tools out there that can streamline tasks, boost productivity and, in sum, save lots of time and money. Since I travel frequently, I ve built up a list of favorites that help me prioritize when I m short on time and that get me where I need to go as quickly as possible. Most of these services are free, and all of them do a fantastic job addressing the everyday challenges that small business owners face. What s not to love?

    Buffer — Social media made easy

    This user-friendly social media management tool helps me distribute content across major channels Facebook, Twitter, LinkedIn, Google+, etc. with minimum hassle. It lets me schedule posts in advance, selecting prime times to optimize my reach, which is especially helpful when I m away from my computer or traveling. And it allows me to leverage analytics to improve my engagement rates, as well as add clean visual elements, perfectly formatted for each different channel, through its intuitive Pablo tool.

    You can use Buffer as a browser extension or handle your social media on the go through the mobile app for iOS and Android. It s free for individuals, but Buffer offers upgraded packages starting at $10 a month to cover multiple profiles, teams and agencies. Sleeker and easier for beginners than tools like Hootsuite, Buffer simplifies the management aspect so you ve got more time to hone your message.

    Outlook — Smarter inbox, smarter email

    I don t spend enough time on email, said no small business owner ever. Managing and organizing an email inbox can be one of the biggest time wasters entrepreneurs face. That s why I use Microsoft Outlook to either delete, respond, drag to, task or process all mail. Never keep email in your inbox. It creates unnecessary stress and leaves you always feeling behind. Most people use folders, but that s highly inefficient. Processing mail immediately helps me prioritize and label every email that comes my way. This eliminates the need for folders (and trying to determine which one an email should be assigned to), by allowing me to label each email with one or many categories of my choosing. This makes them simple to find when the time comes.

    OnStar — Your car as your ally

    Since many newer cars include a free trial of OnStar, people already know about many features it offers: a turn-by-turn navigation system, a mobile hotspot, a diagnostics system, and services such as emergency response, stolen vehicle and roadside assistance. When I m on the road, OnStar is my go-to. I rely on its excellent AtYourService tool, which comes at no extra cost with my Guidance Plan. With a press of OnStar s blue button, I can connect to a live adviser for assistance in looking up destination addresses, finding nearby gas stations, making restaurant reservations and even booking hotel rooms. There s a mobile app as well.

    Waze — Savvy navigation

    There s nothing more frustrating than wasting time in a traffic jam especially here in the Seattle area. Enter Waze . a community-based navigation app that issues turn-by-turn voice directions and provides road alerts before you get stuck in a back-up. When you enter a new destination and leave the app open on your phone, it contributes passively to traffic data, but app users can also actively share information, pointing out cheap prices at gas stations, reporting accidents and editing maps to update local road data. Available free for iOS, Android and Windows Phones, this handy app saves me time, gas money and headaches.

    TripIt — Taming your travel itinerary

    Gone are the days of shuffling through reams of printed travel reservations or even searching through multiple emails, for that matter. TripIt consolidates confirmations for flights, hotels, car rentals and restaurant bookings into an easy-to-digest master itinerary that I synchronize with my calendar or share selectively with colleagues or family. The free app allows me to access all my info on most of my devices, even offline.

    For $49 annually, you can upgrade TripIt to receive real-time travel alerts, alternative flight route information, notifications for potential seat upgrades and frequent-flyer point tracking. TripIt also offers group packages to coordinate itineraries for whole teams, with master calendars and expense tracking.

    Saving time for what really matters

    These tools leverage technology so that you don t lose time that s critical to your business success. You can turn your car into your office, and you can use the spare minutes you spend waiting in line for coffee or to board a plane to knock out key communications. The more effectively you work, and the more time you save, the more you can concentrate on the aspects of your business (and life) that are near and dear to your heart. For me, that s what it all boils down to.





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