Tag: Business

Should I Earn a Business Degree, business degree.#Business #degree


Should I Earn a Business Degree?

Business degree

A business degree is a type of academic degree awarded to students who have completed a college, university, or business school program with a focus on business, business administration, or business management.

There are five basic types of business degrees that can be earned from an academic program. They include:

Not everyone who works in the business field earns a business degree. However, it is easier to enter the field and climb the career ladder if you have earned college credits or taken business classes. In some cases, a degree may be required. For example, if you would like to become a Certified Public Accountant (CPA), you will need at least a bachelor s degree in most states. Some jobs, particularly leadership positions, require an MBA or another type of graduate business degree. If, on the other hand, you would like to work as an administrative assistant, bank teller, or bookkeeper, an associate s degree may be all you need to secure an entry-level position.

Choosing a Business Degree Program

Choosing a business degree program can be tricky–there are tons of different business programs to choose from. Business is one of the most popular college majors.

There are also a number of schools devoted entirely to business. You can earn your business degree online or from a campus-based program. Some schools offer either option–in most cases, the only difference is the learning format–courses and the resulting degree are the same.

When choosing a business degree program, it is important to consider accreditation.

An accredited program has been reviewed and deemed quality education. Accreditation is also extremely important if you hope to transfer credits, earn an advanced degree, or increase your chances of employment after graduation.

Other Business Education Options

A formal business degree program is not the only option for aspiring business students. There are a number of seminars and other training programs that can be taken. Some are available through colleges, universities, and business schools; others are offered by various business organizations and associations.

You may also be able to receive business training on the job or through an internship or vocational program. Other education options include diploma and certificate programs, which are available through many different technical and vocational schools.

Business Certifications

After earning a business degree, completing business training, or working in the business field, you can seek a business certifications. There are many different types of business certifications available. Most of them are professional certifications that relate to a specific position or area of business. For example, an experienced project manager could earn the Project Management Professional certification from the Project Management Institute; a business manager could earn the Certified Manager designation from the Institute of Certified Management Professionals; and a small business owner can get a Small Business Certification for their business from the SBA.

Some business certifications are voluntary, others are considered mandatory under federal or state law.

What Can I Do with a Business Degree?

People who earn a marketing degree tend to work in marketing, while people who earn a human resources degree often seek work as a human resources specialist. But with a general business degree, you are not limited to one particular area of expertise. Business majors can hold many different positions in many different industries. A business degree could lead to a career in finance, marketing, public relations, management, sales, production–the list is almost endless. Your employment opportunities are limited only by your knowledge and experience. A few of the most common career paths for business degree holders include:


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Anonymity, Privacy, and Security Online, Pew Research Center, online business.#Online #business


Anonymity, Privacy, and Security Online

Most internet users would like to be anonymous online at least occasionally, but many think it is not possible to be completely anonymous online. New findings in a national survey show:

  • 86% of internet users have taken steps online to remove or mask their digital footprints—ranging from clearing cookies to encrypting their email, from avoiding using their name to using virtual networks that mask their internet protocol (IP) address.
  • 55% of internet users have taken steps to avoid observation by specific people, organizations, or the government

Still, 59% of internet users do not believe it is possible to be completely anonymous online, while 37% of them believe it is possible.

A section of the survey looking at various security-related issues finds that notable numbers of internet users say they have experienced problems because others stole their personal information or otherwise took advantage of their visibility online—including hijacked email and social media accounts, stolen information such as Social Security numbers or credit card information, stalking or harassment, loss of reputation, or victimization by scammers.

  • 21% of internet users have had an email or social networking account compromised or taken over by someone else without permission.
  • 13% of internet users have experienced trouble in a relationship between them and a family member or a friend because of something the user posted online.
  • 12% of internet users have been stalked or harassed online.
  • 11% of internet users have had important personal information stolen such as their Social Security Number, credit card, or bank account information.
  • 6% of internet users have been the victim of an online scam and lost money.
  • 6% of internet users have had their reputation damaged because of something that happened online.
  • 4% of internet users have been led into physical danger because of something that happened online.
  • 1% of internet users have lost a job opportunity or educational opportunity because of something they posted online or someone posted about them.

Some 68% of internet users believe current laws are not good enough in protecting people’s privacy online and 24% believe current laws provide reasonable protections.

Most internet users know that key pieces of personal information about them are available online—such as photos and videos of them, their email addresses, birth dates, phone numbers, home addresses, and the groups to which they belong. And growing numbers of internet users (50%) say they are worried about the amount of personal information about them that is online—a figure that has jumped from 33% who expressed such worry in 2009.

People would like control over their information, saying in many cases it is very important to them that only they or the people they authorize should be given access to such things as the content of their emails, the people to whom they are sending emails, the place where they are when they are online, and the content of the files they download.

This survey by the Pew Research Center’s Internet Project was underwritten by Carnegie Mellon University. The findings in this report are based on data from telephone interviews conducted by Princeton Survey Research Associates International from July 11-14, among a sample of 1,002 adults ages 18 and older. Telephone interviews were conducted in English by landline and cell phone. For results based on the total sample, one can say with 95% confidence that the error attributable to sampling is plus or minus 3.4 percentage points and for the results from 792 internet and smartphone users in the sample, the margin of error is 3.8 percentage points. More information is available in the Methods section at the end of this report.

A closer look at key findings

86% of internet users have tried to use the internet in ways to minimize the visibility of their digital footprints

The chart below shows the variety of ways that internet users have tried to avoid being observed online.

Online business Online business Online business Online business

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Chicago business – financial news – analysis – Crain s Chicago Business, business communication.#Business

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Business communication

Outcome Health was the hottest company in town. Now investors are suing its founders to claw back their money, and the U.S. Justice Department has issued subpoenas in a fraud investigation.

Business communication

It’s high time to legalize marijuana

If Cook County still has a budget hole to fill in the wake of the pop-tax debacle, the answer is or could be blowin’ in the wind.

Business communication

Off the grid in Lockport: 500 net-zero energy homes planned

The development would use solar panels and geothermal heating and cooling to generate energy equal to what its residents and businesses consume.

Business communication

The big lesson in DNAinfo’s neighborhood news experiment

Despite DNAinfo’s untimely death, ex-columnist Mark Konkol argues its neighborhood-first approach proved there’s journalism gold in dem dare ‘hoods.

Business communication

New private-equity firms land in Chicago

A surge in the opening of private-equity firms nationwide includes a few new names on the Chicago scene.

Business communication

Chicago’s rebound is in deep trouble. Here’s why.

Soaring crime is the result of segregation, rising poverty and a dysfunctional police force.


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Business Degrees – A List of Your Degree Options, business degree.#Business #degree


Business Degrees

Business degree

There are many different types of business degrees. Earning one of these degrees can help you to improve your general business knowledge as well as your leadership skills. The most popular business degrees can help you advance your career and secure positions that you cannot get with a high school diploma.

Business degrees can be earned at every level of education. An entry-level degree is an associate s degree in business.

Another entry-level option is a bachelor s degree. The most popular advanced degree option for business majors is a master s degree.

Let s explore some of the most common business degrees earned from colleges, universities, and business schools.

Accounting Degree

An accounting degree can lead to many positions in the accounting and finance fields. A bachelor s degree is the most common requirement for accountants who want to work in private and public firms. An accounting degree is one of the most popular business degrees. Read more about accounting degrees.

Actuarial Science Degree

An actuarial science degree program teaches students to analyze and assess financial risk. Individuals with this degree often go on to work as actuaries. Read more about actuarial science degrees.

Advertising Degree

An advertising degree is a good option for students who are interested in careers in advertising, marketing, and public relations.

A two-year advertising degree may be enough to break into the field, but many employers prefer applicants with a bachelor s degree. Read more about advertising degrees.

Economics Degree

Many individuals who earn an economics degree go on to work as an economist. However, it is possible for graduates to work in other areas of finance.

Economists who want to work for the federal government will need a bachelor s degree at minimum; a master s degree may be even more beneficial for advancement. Read more about economics degrees.

Entrepreneurship Degree

Although an entrepreneurship degree isn t absolutely necessary for entrepreneurs, completing a degree program can help individuals learn the ins and outs of business management. People who earn this degree often start their own company or help to manage a start-up business. Read more about entrepreneurship degrees.

Finance Degree

A finance degree is a very broad business degree and can lead to many different jobs in a variety of industries. Every company relies on someone with financial knowledge. Read more about finance degrees.

General Business Degree

A general business degree is an excellent choice for students who know they want to work in business, but aren t sure what types of position they want to pursue after graduation. A business degree could lead to a job in management, finance, marketing, human resources, or a number of other areas. Read more general business degrees.

Global Business Degree

The study of global business, or international business, is important with increasing globalization.

Degree programs in this area teach students about international business and management, trade, and growth strategies for international organizations. Read more about global business degrees.

Healthcare Management Degree

A health care management degree almost always leads to a management career in the health care field. Graduates may supervise employees, operations, or administrative tasks at hospitals, senior care facilities, physician s offices, or community health centers. Careers are also available in consulting, sales, or education. Read more about health care management degrees.

Hospitality Management Degree

Students who earn a hospitality management degree could work as the general manager of an establishment or specialize in a specific area, such as lodging management, food service management, or casino management.

Positions are also available in travel, tourism, and event planning. Read more about hospitality management degrees.

Human Resources Degree

A human resources degree usually leads to work as a human resources assistant, generalist, or manager, depending on level of degree completion. Graduates may choose to specialize in a particular area of human resources management, such as recruiting, labor relations, or benefits administration. Read more about human resources degrees.

Information Technology Management Degree

Students who earn an information technology management degree often go on to work as IT managers. They may specialize in project management, security management, or another related area. Read more about information technology management degrees.

International Business Degree

Graduates with an international business degree are most welcome in our global business economy. With this type of degree, you can work in a variety of businesses in a number of different industries. Popular positions include market researcher, management analyst, business manager, international sales representative, or interpreter. Read more about international business degrees.

Management Degree

A management degree is also among the most popular business degrees. Students who earn a management degree usually go on to supervise operations or people. Depending on their level of degree completion, they may work as an assistant manager, mid-level manager, business executive, or CEO. Read more about management degrees.

Marketing Degree

People who work in the marketing field usually have at least an associate s degree.

A bachelor s degree, or even a master s degree, is not uncommon and is often required for more advanced positions. Graduates with a marketing degree typically work in marketing, advertising, public relations, or product development. Read more about marketing degrees.

Nonprofit Management Degree

A nonprofit management degree is an excellent choice for students who are interested in working in supervisory positions in the nonprofit arena. Some of the most common job titles include fundraiser, program director, and outreach coordinator. Read more about nonprofit management degrees.

Operations Management Degree

An operations management degree almost always leads to a career as an operations manager or top executive. Individuals in this position are responsible for overseeing almost every aspect of a business. They may be in charge of people, products, and supply chains. Read more about operations management degrees.

Project Management Degree

Project management is a growing field, which is why many schools are beginning to offer project management degrees. A person who earns this degree can work as a project manager. In this job title, you would be responsible for overseeing a project from conception to end. Read more about project management degrees.

Public Relations Degree

A bachelor s degree in public relations is usually the minimum requirement for someone who want to work as a public relations specialist or public relations manager. A public relations degree can also lead to careers in advertising or marketing. Read more about public relations degrees.

Real Estate Degree

There are some positions in the real estate field that do not require a degree. However, individuals who would like to work as an assessor, appraiser, agent, or broker often complete some type of schooling or degree program. Read more about real estate degrees.

Social Media Degree

Social media skills are in high demand. A social media degree program will teach you how to use social media and will also educate you about brand strategy, digital strategy, and related topics. Grads commonly go on to work as social media strategists, digital strategists, marketing professionals, and social media consultants. Read more about social media degrees.

Supply Chain Management Degree

After graduating with a supply chain management degree, students usually find a position overseeing some aspect of a supply chain. They may supervise procurement of the product, production, distribution, allocation, delivery, or all of these things at once.

Taxation Degree

A taxation degree prepares student to do taxes for individuals and businesses. It is not always necessary to have a degree to work in this field, but a formal education can help you earn certifications and give you the academic knowledge needed for most advanced positions in accounting and taxation. Read more about taxation degrees.


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Business News, Economy, Finance – ASX Market News, business plans.#Business #plans


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AGL AGL ENERGY LIMITED.
AMC AMCOR LIMITED
ANZ AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
ASX ASX LIMITED
BHP BHP BILLITON LIMITED
CBA COMMONWEALTH BANK OF AUSTRALIA.
CSL CSL LIMITED
DXS DEXUS
GMG GOODMAN GROUP
IAG INSURANCE AUSTRALIA GROUP LIMITED
JHX JAMES HARDIE INDUSTRIES PLC
MGR MIRVAC GROUP
MQG MACQUARIE GROUP LIMITED
NCM NEWCREST MINING LIMITED
ORI ORICA LIMITED
QAN QANTAS AIRWAYS LIMITED
RHC RAMSAY HEALTH CARE LIMITED
S32 SOUTH32 LIMITED
SGP STOCKLAND
STO SANTOS LIMITED
SYD SYDNEY AIRPORT
TLS TELSTRA CORPORATION LIMITED.
VCX VICINITY CENTRES
WES WESFARMERS LIMITED
WOW WOOLWORTHS LIMITED

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Amazon kicks off fashion attack on Aussie retailers

Business plans

Prosecco dispute could reduce local sparkle

Business plans

Tabcorp anti-money laundering program was ‘insufficient’, judge says

Business plans

Will Murdoch lose his crown?

Business plans

Canadian dairy heavyweight confident of Murray Goulburn buy

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Small Business – Entrepreneurship Council, small business bureau.#Small #business #bureau


Facts Data on Small Business and Entrepreneurship

A rundown on key facts, numbers and trends regarding entrepreneurship and small business

American Business is Overwhelmingly Small Business

In 2014, according to U.S. Census Bureau data, there were 5.83 million employer firms in the United States.

• Firms with fewer than 500 workers accounted for 99.7 percent of those businesses

• Firms with less than 20 workers made up 89.4 percent of businesses.

• Add in the number of nonemployer businesses – there were 24.3 million in 2015 – then the share of U.S. businesses with less than 20 workers increases to 97.9 percent.

Among employer C Corporations in 2014, 85.0 percent had fewer than 20 employees, and 99.0 percent had less than 500 workers.

The Small Business Share of GDP

“Small businesses continue to be incubators for innovation and employment growth during the current recovery. Small businesses continue to play a vital role in the economy of the United States. They produced 46 percent of the private nonfarm GDP in 2008 (the most recent year for which the source data are available), compared with 48 percent in 2002.”

Bulk of Job Creation Comes from Small Business

According to the SBA’s Office of Advocacy:

“Small businesses accounted for 63.3% of net new jobs from the third quarter of 1992 until the third quarter of 2013.”

Small Business Share of Employment

• Employer firms with fewer than 500 workers employed 47.8 percent of private sector payrolls in 2011

• Employer firms with fewer than 100 workers employed 33.7 percent

• Employer firms with less than 20 workers employed 17.1 percent

Small Business and Innovation

“Small businesses represent about 96% of employer firms in high-patenting manufacturing industries, a percentage that remained constant from 2007 to 2012. However, during the same time period, small businesses’ share of employment, payroll, and receipts increased. This increase was particularly notable in firms that manufactured computers and peripheral equipment, communications equipment, or semiconductors and other electronic components.”

In addition, a 2008 study by Anthony Breitzman and Diana Hicks for the Office of Advocacy (“An Analysis of Small Business Patents by Industry and Firm Size”) found that “small firms are much more likely to develop emerging technologies than are large firms. This is perhaps intuitively reasonable given theories on small firms effecting technological change, but the quantitative data here support this assertion. Specifically, although small firms account for only 8 percent of patents granted, they account for 24 percent of the patents in the top 100 emerging clusters.”

Small Business and Global Trade

The U.S. Census Bureau noted the following about small and mid-size businesses in the international trade arena in 2015:

• “Small- and medium-sized companies (those employing fewer than 500 workers, including number of employees unknown) comprised 97.6 percent of all identified exporters and 97.2 percent of all identified importers.”

• “Among companies that both exported and imported in 2015, small- and medium-sized companies accounted for 94.3 percent of such companies…”

• SMEs accounted “for 32.9 percent and 32.0 percent of the known export and import value, respectively.”

• Among all U.S. manufacturers: “96.4 percent of manufacturing exporters were small- and medium-sized companies and they contributed 20.3 percent of the sector s $798 billion in exports. 93.5 percent of manufacturing importers were small- and medium-sized; they accounted for 14.5 percent of the sector’s $826 billion in imports.”

• Among wholesalers: “99.1 percent of exporting wholesalers were small- and medium-sized companies; they accounted for 58.2 percent of the sector’s $297 billion in exports. 99.1 percent of wholesaler importers were small- and medium-sized; they contributed 55.4 percent of the sector’s $662 billion in imports.”

Self-Employed Trending Down

Based on U.S. Bureau of Labor Statistics data, the level of entrepreneurship actually has declined in recent years. That is, the number of self-employed in the U.S. has dropped notably.

• Incorporated self-employed fell from 5.78 million in 2008 to 5.13 million in 2011.

• It climbed back to 5.64 million in 2016. So, after eight years, the number of incorporated self-employed remains well short of the 2008 level.

Unfortunately, the news is even worse when it comes to the larger measure of unincorporated self-employed.

• The number of unincorporated self-employed declined from 10.59 million in 2006 to 9.36 million in 2014.

While incorporated data only go back to 2000, unincorporated self-employed numbers date back decades. The 2014 number actually was the lowest since 1986. The level moved back up to slightly to 9.6 million in 2016.

• During the first six months of 2017, the number of unincorporated self-employed largely was stagnant.

Millions of Missing Businesses

As noted in SBE Council’s The State of Entrepreneurship and Small Business, we looked at an array of data and trends, and highlighted the fact that, when considering incorporated and unincorporated self-employed, and the number of employer firms, the U.S. is missing some 3.42 million businesses. And that number is probably a bit conservative. In an earlier SBE Council analysis titled Gap Analysis #3: Millions of Missing Businesses, we also considered the broadest measure of the number of businesses taken from IRS tax returns. With diminished growth in this area, there are some 4.8 million missing businesses.

Survival Rate for Small Businesses

“About half of all establishments survive five years or longer… About one-third of establishments survive 10 years or longer.”

The survival rate for new businesses in their first year has improved recently. According to the SBA Office of Advocacy, 79.9% of establishments started in 2014 survived until 2015, the highest share since 2005.

On Small Business Financing

• Financing startups: “Startups make heavy use of personal equity and traditional debt, with over half using their own personal savings. Census Bureau data show that employers made greater use of financing than did nonemployers, but also continue to rely on personal savings. Roughly 30% of new nonemployer firms and 7% of employer firms used no startup capital.”

• Business expansion: “Existing businesses use similar financing vehicles as startups to finance expansion. Personal savings are the most common source of expansion finance, followed by reinvestment of business profits.”

More Details on Small Businesses

• Home-based businesses: “The share of businesses that are home- based has remained relatively constant over the past decade, at about 50% of all firms. More specifically, 60.1% of all firms without paid employees are home-based, as are 23.3% of small employer firms and 0.3% of large employer firms.”

• Franchises: “Overall, 2.9% of firms are franchises. More specifically, 2.3% of nonemployer firms are franchises, as are 5.3% of small employers and 9.6% of large employers.”

• Family-owned businesses: “About one in five firms (19.3%) are family-owned.”

Women-Owned Firms

Women’s Business Ownership: Data from the 2012 Survey of Business Owners (See the full report here.)

• In 2012, women were majority owners of 9.9 million businesses which generated $1.4 trillion in sales and employed over 8.4 million individuals.

• In addition, another 2.5 million businesses were equally-owned by women and men, and they accounted for another $1.1 trillion in sales and 6.5 million jobs.

• As majority and joint business owners, women entrepreneurs generated $453 billion in payroll for 14.9 million workers through over 12.3 million businesses.

The infographic below covers some key data points from the SBA Office of Advocacy’s May 2017 report, which can be accessed here.

Small business bureau


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Merchant Services, PayPal Business Account – PayPal US, free business directory.#Free #business #directory


PayPal helps over 17 million businesses with payment and credit solutions.

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Home, Small Business BC, small business bureau.#Small #business #bureau


Small Business BC

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How We Help

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Business Education

Business theory is one thing. Applying it is another. We teach practical skills and knowledge you can use in the real world.

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Expert Advice Help

Bouncing ideas off of friends and family can be helpful, but it’s no substitute for talking to a qualified expert.

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Registration Services

We can help you register your business and its name, as well as register for GST/PST and prepare it importing and exporting.

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Resources Tools

Small Business BC offers dozens of free checklists, resources and tools designed to help save you time and money.

Here to Help at Every Step

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Just Starting Out?

You have an idea that could change your industry. Or, at least, your life. At Small Business BC, we can help you make that happen.

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Have a established, growing business? Our team is here to support you at any stage with affordable education and advice.

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Planning to Exit?

If you’re getting ready to exit your business, we’ll help you access the tools to develop a succession plan or sell your business.

Success Story

Meet James Flawith, Lil Worker Safety Gear

Pitching your business in front of a national audience sounds daunting, but for James Flawith, Founder of Lil Worker Safety Gear, it’s just the latest step in a journey that’s taken him from Comox to living rooms across Canada.

Latest Articles

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How to Keep your Business Safe Online

It’s never been more important to get your small business online. Canadians love shopping on the internet, racking up an impressive $19.2 billion dollar spend in 2016 alone. This burgeoning frontier presents almost limitless potential for growing your bottom line, but it’s not without its drawbacks. Cyber Attacks Thousands [ ]

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Business Resources for Canadian Service Veterans

Each year, on Remembrance Day, we pause to reflect on the men and women who served Canada and put their lives on the line for our freedom. Canada’s military makes up a significant segment of our society. Combined, the Department of National Defence and Canadian Forces are the single largest [ ]


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Business data, business data.#Business #data


business data

Business data

US Business Cycle Expansions and Contractions

Contractions (recessions) start at the peak of a business cycle and end at the trough.

Please also see:

are in parentheses

December 1858 (IV)

December 1867 (I)

December 1870 (IV)

December 1900 (IV)

August 1904 (III)

January 1912 (IV)

December 1914 (IV)

November 1927 (IV)

October 1945 (IV)

October 1949 (IV)

February 1961 (I)

November 1970 (IV)

November 1982 (IV)

1854-2009 (33 cycles)

1854-1919 (16 cycles)

1919-1945 (6 cycles)

1945-2009 (11 cycles)

The determination that the last expansion began in June 2009 is the most recent decision of the Business Cycle Dating Committee of the National Bureau of Economic Research.

Other Related Press Releases:

Prior to 1979, there were no formal announcements of business cycle turning points.

National Bureau of Economic Research, Inc.

1050 Massachusetts Avenue

Cambridge MA 02138

Permission to copy is granted, provided credit is given

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Business data Business data Business data Business data Business data Business data Business data Business data

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IUOE Stationary Engineers, Local 39, business stationary.#Business #stationary


business stationary

Business stationary

Notice: If you are a Local 39 member and you have been affected by the fires in Northern California, p lease contact our office at (415) 861-1135.

IUOE Stationary Engineers, Local 39

The International Union of Operating Engineers (IUOE) was organized and established on December 7, 1896 as a craft labor Union with two divisions. The first is Hoisting and Portable Engineers, men and women who work predominantly in the construction industry. The second is the Stationary Engineers, men and women who operate and maintain the physical plant systems in buildings, hotels, schools, hospitals and like facilities.

In 1947, Stationary Engineers, Local 39 was created through the consolidation of nine Local Unions. Local 39’s philosophy can be summed up in four words: Organize, negotiate, service and train. Organize effectively, negotiate intelligently, service efficiently, and train extensively.

Local 39 actively fights to improve our members’ quality of life on and off the job, through access to fair wages, good benefits, safe working conditions and solidarity among members. Our members are our Locals – regular people who expect to earn decent wages and benefits for our hard work and commitment to getting the job done right.

Once in the Union, our members get the best contracts possible. Local 39 members who need the Union’s assistance receive immediate attention. Representation is provided by a highly trained, full time staff of Business Representatives and attorneys who are specialists in public and private sector employer-employee relations. These professionals are responsible to bargaining units and members for all components of the representation process. From first level grievances and contract negotiations, to rights or interest lawsuits, Local 39 is a full service Union.

Local 39 conducts a complete training program open to all our members. Our training program is a model copied by other Unions and recognized as second to none throughout the United States and Canada.

Stationary Engineers, Local 39 exists to provide for the general welfare of its members and to improve the economic position and conditions of employment for its members, their families and workers everywhere.


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