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Canada’s Richest People 2018: The Top 25 Richest Canadians

Our 19th annual guide to the richest people in Canada—how much they’re worth, how they made their fortunes, and the companies that got them there

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Richest People

10 huge Canadian fortunes that started with one small business

Every billionaire started somewhere. Here are some of the most inspiring stories of Rich 100–ranked entrepreneurs who started at the bottom

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Best Employers

How Equitable Bank reshaped its culture for a future of mobile-first finance

This traditional trust company had to rethink its processes—and its culture—in order to rethink its business for a younger, all-digital clientele

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Best Jobs

Canada’s Best Jobs: What you need to study to land a great gig

Want a job with the best pay, the most opportunity and the brightest outlook? Here s how to plan a career in some of the country s hottest industries

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Change Agent

How Joanna Griffiths is redefining the intimate apparel market

The CEO and founder of Knixwear created a high-tech bra and underwear brand to solve the unsexy problems facing real women, without sacrificing design

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PROFIT 500

Secrets of success from some of Canada’s savviest entrepreneurs

These leaders of PROFIT 500 companies share their hard-earned wisdom on starting, growing and leading Canada’s Fastest-Growing Companies

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10 ways to actually bring fair tax relief to Canada’s middle class

The Trudeau government’s unpopular reforms for small business won t level the playing field in Canada. But these ones will

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PROFIT 500

The PROFIT 500: Canada’s Fastest Growing Companies 2017

Meet the winners of Canada’s most prestigious celebration of entrepreneurial achievement

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Innovation

4 ways volunteering in the community makes your company stronger

Community involvement and volunteerism can create better, happier employees and more effective workplaces. Here’s how

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Best Jobs

10 unmistakable signs it’s time to look for a new job

Sticking with the job you have is often a good choice—but inertia can be a career killer, too. Here are the signs of trouble to watch out for

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Innovation

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Best MBA Programs

Canada’s Best MBAs: The Top 10 MBA Schools Ranked by Reputation

We surveyed MBA grads, human resources professionals, recruiters and more to determine the schools whose names open doors

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Innovation

Here’s why we shouldn’t fear artificial intelligence

Management and behavioural science author Daniel Pink shares an optimistic view about the threats and opportunities posed to labour by A.I.

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PROFIT 500

How to turn social media engagement into real sales

Social media is great for audience engagement and brand awareness, but it takes a special touch to translate buzz into revenue

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Best Managed Companies

Canada’s Best Managed Companies 2017

What does it take to be one of Canada’s Best Managed Companies? Fearless leadership, a culture of teamwork and relentless innovation

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Best Jobs

Canada’s Best Jobs 2017: The Top 25 Jobs in Canada

What makes a job one of Canada’s Best? Healthy demand for talent, a growing workforce, and a generous salary with room to move up

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Best Managed Companies

For the Running Room, the shift to digital retail is a marathon, not a sprint

John Stanton wanted to make exercise less intimidating. Now, customer-friendly stores are the Running Room’s biggest advantage in a digital world

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Rankings

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How to Start a Rice Dealership Business, Pinoy Bisnes Ideas, best online business ideas.#Best

How to Start a Rice Dealership Business

Best online business ideasRice is an important primary staple food in many Asian countries especially in the Philippines. Indicating the high demand for this commodity, planning to put up a rice dealership business in your area is a wise choice. There is already an assurance that this business will succeed because buyers are already there. Of course, in any kind of business, conducting a feasibility study is always a crucial step to take. This will assess the economic viability of your proposed business.

Here are some important questions to consider before plunging into this kind of business.

1. Do you have enough capital or budget for your rice dealership business? With at least P60,000 to P100,000 as a starting capital.

2. Do you want to operate as sole proprietorship or corporation? Business registration guide here.

3. Do you have a big and safe storage room for the sacks of rice that will be delivered to you?

4. Do you have a good location for your rice dealership business? Research the area of your target market, the flow of traffic and their buying habits.

5. Do you have lists of rice suppliers in your area? Make sure you have a lists of several suppliers and make a good relationship with them.

6. Do you have necessary equipments like calibrated weighing scales, rice sacks etc., and a service delivery (optional).

7. What varieties of rice do you intend to sell? Make sure to have several varieties of rice, so that your customers will have several options.

8. How will you market your business? This is also an important aspect especially you are new in this kind of business. Make a good marketing strategy and make your business known to your customers. Make a good deal with restaurant owners, hotels, resorts and small carenderias in your place to be their rice supplier.

Here are Some NFA Rice Dealership FAQ

Q: Who are required to secure license from NFA?

A: All persons, natural or juridical, that are engaging or intending to engage in the rice and/or corn business whether commercial or NFA rice/corn.

A: Before the start in any of the business activity enumerated above, the proprietor or operator should first secure a license from NFA. For those already license, businessmen should renew their annual license on any day within their scheduled month allotted by the NFA

A: Application may be filed at the NFA office that has jurisdiction over the location of the principal business of the applicant.

Q: In case we have more than one (1) store/establishment for Rice/Corn business, should all be licensed?

A: Yes, owner/operator should file a license for all outlets at the NFA office where his principal place of business is located. Additional outlets are treated as branches.

A: For new applicants, follow these procedures:

secure application form from the licensing officer upon payment of application fee;

accomplish and file application with complete requirements to the licensing officer who in turn checks the documents and determines corresponding license fee;

pay license fee to the cashier and get copy of official receipt;

prepare the facilities/equipment requirements for inspection by NFA Investigators;

after inspection of establishments, present notice of inspection to licensing officer, official receipt and proof of compliance with deficiencies, if any;

licensing officer issues license if application is found to be in order;

applicants display license in their establishments.

Procedures for renewal applicants:

secure application from licensing officer upon payment of application fee;

accomplish and file application with complete requirements together with previous year s license to the licensing officer;

licensing officer checks completeness of requirements and determines license fee to be paid;

pay license fee to the cashier and present the official receipt to licensing officer;

licensing officer issues renewal sticker and stick it to appropriate portion of the license if application is found to be in order;

applicants display licensing conspicuous place in their establishments.

Q: For New Applicants, how long do we have to wait for the Approval of our License Application?

A: The establishments and facility requirements of new applicants are inspected by NFA Investigators within 20 working days after the filling of their applications. Those inspected are given inspection notices stating the date when they can return to the NFA to show compliance with any deficiency, if any. Otherwise, their notices state the date they can get their license. In all these cases, it should not exceed 20 working days after inspection.

A: Application fee is P50.00 for a single line activity and P100.00 for two activities or more. License fees depend upon capacity of the post harvest equipment used.

A: Documentary and facility requirements depend upon the business activity.

Q: Does the NFA requires only Licensing on Rice/Corn Business Activities?

A: The NFA also require the registration of the following facilities aside from the license on the activities mentioned earlier list.

motor vehicles used or intended to be used in transport/hauling of palay/ rice/corn whether for exclusive use or for hire except public utility vehicles franchised by proper government agencies not principally used for transporting rice/palay/corn;

warehouses,threshers and sellers for own produce;

mechanical dryers for owner s/operators exclusive use;

packaging machines for owner s/operators exclusive use;

institutions/establishments securing their rice/corn requirements from the NFA;

poultry and hog raisers securing byproducts from the NFA;

manufacturers/importers/dealers and distributors of rice/corn post-harvest facilities;

non-operating mills and other post-harvest facilities. In this case, registration is done only once.

Registration is done at the office of the NFA that has jurisdiction over the location of the principal business of the applicant.

Registration fees see separate from that of the license fees.

Q: In the event that I discontinue my business, what should I do with my License/Registration Certificate?

A: Surrender your license/registration certificate to the NFA office that issued it together with a written notice of discontinuance.

Otherwise, in case you reapply, you would be charged with the fees for the entire period that you have not applied for renewal.

Q: What do you mean by Bonded Activities?

A: Bonded activities mean third party stocks are deposited in your facilities, for storage, milling, threshing, corn shelling or mechanical drying. Operators/owners of facilities accepting third party stocks are required to post a bond as well as fire insurance to safeguard the stocks of the third party.


The Best Business School in China, China Europe International Business School, best small business.#Best

best small business

Best small business

Ding Yuan, vice president of China Europe International Business School, said that as the Davos Forum was held amid a rising tide of de-globalization and trade protectionism, China’s attitude toward globalization and free trade issues has attracte

Best small business

So is there hope for foreign tech firms with aspirations to succeed in China? One tech company that appears to have made inroads into the China internet market as a niche player – and therefore suggests that it is not a lost cause – is InMobi.

Join us on a journey that will transform who you are. Change the way you think, analyse, manage – and gain vital insight into the world’s largest and most dynamic market. With our 18-month full-time, English language, MBA Programme based in Shanghai, you will be able to fast-forward your career like you could never have imagined.

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EXECUTIVE MBA

Are you an upper-level entrepreneur or executive who’s determined to further excel despite the uncertainties of this new era? Do you want to take your organisation to the next level by further developing your leadership qualities? Do you want to join the most powerful alumni network in China? CEIBS Executive MBA offers you world-class education with a unique vantage point of China’ s rapidly changing business and economic landscape.

Executive Education

No international business school knows China better, and no China-based school knows the world better. The CEIBS Executive Education offers companies our unique value proposition of unbeatable China knowledge matched with world-class business management learning. Our extensive Open Programmes and Company Specific Programmes have assisted more than 3,000 organisations and more than 100,000 executives in developing business leadership skills for today and the future.


Business Internet and Phone Bundles Business, best business phone.#Best #business #phone


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Shaping is the term used to describe the slowing of a connection that’s exceeded its allocated monthly download allowance.

We never charge excess usage fees on plans featuring shaping, but you can always purchase a Data Pack to replenish your quota and get back to full speed.


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20 innovative business card designs, Creative Bloq, best business cards.#Best #business #cards


Creative Bloq

  • Graphic design
  • 20 innovative business card designs

The ingenious individuals use their business cards to help them stand out from the crowd.

In the design world, a standard business card based on one of the many business card templates out there just won’t cut it. Like a mini creative resume, a business card is a small but powerful marketing tool that enables you to showcase your unique identity and help you stand out.

Your business card should leave a long lasting impression and reflect a little piece of your personality. To inspire you, we scoured the web to find some innovative business card designs. Here goes!

01. Gong Kantapon

Best business cards

New York City-based illustrator Gong Kantapon went all out when it came to getting his business card noticed. Kantapon covered a poster of a woman in mini cards, that passers-by could peel off and take away. It got everyone’s full attention by leaving people wondering just what would be revealed when the cards were removed.

02. Lego business card

Best business cards

Not only do the guys who work at Lego have a super-cool job, they also get these awesome Lego minifigure business cards. It’s been reported that the company does its best to match each employee’s features, even down to their hair and accessories. The individual’s name, email and contact number are then printed on the figure’s clothes. Best business card ever!

03. Bon Vivant

Best business cards

We love this business card, which doubles as a tiny cheese grater, for Brazilian cheese store Bon Vivant. Created by ad agency JWT, the clever networking tool had proved extremely popular, with the owner having to tell customers to wait a few days before returning to take another. The awesome design also comes complete with a protective sleeve. All in all, a simply grate idea! (See what we did there? OK, we’ll get our coats. )

04. Cotton business cards

Best business cards

These business cards from MOO may not look anything out of the ordinary, but they re in fact made entirely out of offcuts from cotton T-shirts (the fabric left over once the pattern has been cut out). The company worked with Mohawk Fine Papers to reinvent one of the oldest methods of paper-making.

The T-shirt offcuts are collected, turned into a pulp then dried and pressed into strong, flexible, naturally bright white paper, ready to be turned into premium business cards. Watch the video to see how it s done.

05. Flow Yoga

Best business cards

The innovative business card for this Vancouver-based yoga studio has been designed to leave a lasting impression: it has been fashioned from flexible foam, and rolls up just like a real yoga mat. A great example of a designer cleverly using a material to communicate their message.

06. Engraved

Best business cards

The clue is in the title of these ‘Engraved’ unique business cards by New York-based designer John T.Kim. Created by laser cutting and etching basswood, the woodgrain pattern makes every card truly unique. Engraved started life as a kickstarted project with a funding goal of $1,500. It ran for 30 days, and during that time garnered enough attention to raise nearly $24,000.

07. MODHair

Best business cards

When its owner runs their fingernail along the teeth of this musical comb, it plays a classic rock theme. The innovative concept was developed by Amsterdam-based designer Fabio Milito for MODhair, a rock’n’roll hair salon in Rome. A brilliant way to encapsulate the brand’s identity in a single card.

08. Bentply

Best business cards

What you see here is a neat letterpress business card and mailer for furniture shop Bentply in London that can be made into a mini plywood chair. The ingenious card was created by designer Richard C Evans and produced by Elegante Press in Lithuania. Just follow the instructions and the kiss-cut card can be folded into a miniature of the iconic 1934 plywood armchair designed by Gerald Summers.

09. Greek

Best business cards

OK, so these probably aren’t the most practical business cards in the world, but the idea is pretty cool. Developed by Cape Town-based creative agency FCB, these creative cards were crafted for a Greek restaurant, and play on the traditional Greek custom of smashing plates. Made from broken pieces of pottery, the unique design is decorated simply with the restaurant’s name and telephone number.

10. Yuka Suzuki

Best business cards

The hair and make-up industry is a competitive one, so Yuka Suzuki decided to develop a business card that would make her stand out from the crowd. The clever design uses different coloured hair grips to create colourful hair styles, and the owner gets some free hair accessories to boot. Cool huh?

Next page: 10 more innovative business card designs.


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New Ranking of the World’s Top Business Schools, Top Universities, best business schools.#Best #business

New Ranking of the World’s Top Business Schools

Best business schools

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This article refers to the results of the QS World University Rankings by Subject in 2015. Click here to view the top universities for business and management in 2017.

The 2015 edition of the QS World University Rankings by Subject, released today, features a new ranking of the world’s top universities for business and management. This new ranking of the world’s top business schools is one of six new tables added this year, alongside new rankings of the world’s top universities for architecture, art and design, development studies, dentistry and veterinary sciences.

This inaugural business school ranking, which features just over 200 top business schools worldwide, is headed by the UK’s London Business School, followed by Harvard University (US) and INSEAD (France). The US accounts for almost a quarter of the top business schools featured, with 46 representatives. The UK has 25 representatives, followed by Australia (18), Canada (10), France (9), Germany (9), South Korea (8), the Netherlands (7) and New Zealand (7). A total of 32 countries claim at least one entry.

Top 10 Universities for Business Management

Highlighting top business schools around the world

This new business school ranking aims to assess institutions’ overall performance and prestige in the business and management field, at both undergraduate and graduate level. It is based on the same methodology used across the QS World University Rankings by Subject, drawing on indicators which reflect academic reputation, employer reputation and research impact. The reputational indicators are assessed using QS’s major global surveys of academics and employers, while research citations data is drawn from Scopus.

The ranking showcases strengths in the business and management field around the globe, highlighting world-class institutions spread across a total of 32 countries. Beyond the five countries represented in the top 10 (UK, US, France, Italy and Denmark), other nations featured in the top 10 include Singapore (National University of Singapore is 11 th ), Australia (the University of Melbourne is 15 th ), the Netherlands (Erasmus University Rotterdam is 17 th ) and Hong Kong (Hong Kong University of Science and Technology is 18 th ).

A total of 15 European countries appear at least once in the ranking; these are Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, the Netherlands, Norway, Spain, Sweden, Switzerland, UK. The Asia-Pacific region is represented by Australia, China, Hong Kong, India, Japan, Malaysia, New Zealand, Singapore, South Korea, Taiwan and Thailand, and four Latin American nations are also featured: Brazil, Chile, Colombia and Mexico.


Small Business Bank Accounts, TD Canada Trust, best business banking.#Best #business #banking


Small Business Chequing & Savings Accounts

Or, to begin an application, call our Small Business Advice Centre at 1-866-222-3456

7:00 a.m. – 12:00 a.m. EST, 7 days a week

7:00 a.m. – 12:00 a.m. EST

Best business banking

Choose from our flexible business accounts

Do business your way with our flexible

and cost-effective account solutions.

Business Chequing Account

A flexible account for your day-to-day banking needs.

Business Savings Account

Earn higher interest while maintaining access to your business savings at any time.

US Dollar Business Chequing Account

Make deposits, write cheques and earn interest in U.S. dollar.

Community/Not-For-Profit Plans

Reduced monthly fees for community/not-for-profits groups.

Why open a Business Chequing Account?

  • Will help keep your business and personal expenses separate
  • Get your business off to a good start for tax purposes
  • Project credibility and professionalism to customers and suppliers of your new business
  • We will help ensure that your business banking solutions keep pace and continue to reflect your unique needs as your business grows

Expand Documents needed to open a Business Chequing Account

To ensure your account is opened quickly, all owners and signing officers will need to provide 2 pieces of approved personal identification. Depending on your business’ legal structure, one of the following documents will also be required by your TD Canada Trust Business Banking Specialist:

  • Sole Proprietorship – Certificate of Registration of Business Name
  • Partnership – Certificate of Registration of Partnership. Partnership Agreement (if available)
  • Corporation – Articles of Incorporation. Certificate of Registration of Business Name (if available)
  • Association – Articles of Association (if available)
  • Formal Trust – Trust Agreement

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Startup Current Account – Accounts and Services – Business Banking, Ulster Bank, best business

Startup Current Account – Accounts and Services – Business Banking | Ulster Bank

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Start up Business Bank Account

Get your business idea moving

Upon submitting your application a credit search will be carried out on all owners of the business. Over 18’s only. If for any reason your circumstances have changed, your application may be declined.

Start up Business Bank Account

Get your business idea moving

Available to your business if its registered in Republic of Ireland, open less than 36 months and has projected or existing annual turnover under €1m. You need to apply for a Business Bank Account, Anytime Banking and Business Debit Card.

Lending criteria, terms and conditions apply. Credit applications will usually be recorded at Credit Reference Agencies and may affect your ability to obtain credit elsewhere in future.

Help to get your business started

test Two years transaction fee free banking – this means standard charges for the day to day running of your account, commonly known as your transaction fees, will not apply for the first two years after the account opening date

test View your account on our mobile app and online banking platforms by registering for Anytime Internet Banking within your application

test Need a Business Visa Debit Card? Select this option when applying for your Business Bank Account

A maintenance fee of €5.08 per quarter applies unless you are eligible for the Start Up package, which includes two years transaction fee-free banking

We get to know you, not just your business

Once you’ve applied online, our team will contact you the next working day to arrange an appointment at your local branch

Before we can progress your application we need a few documents to verify you and your business – we will confirm what’s required when we contact you


Medium to Long-term Business Loans, best business loans.#Best #business #loans


Medium to long-term business loans

Most businesses need a financial helping hand to either get them off the ground or expand and a medium to long-term business loan can be one of the best ways to get funding. It’s not as easy as it once was to find business loans, but the major banks still all offer them and if your business plan, credit score and homework is all in place, it’s certainly worth applying.

You can get insurance from these companies through MoneySuperMarket, but this doesn’t include every single insurer on the market.

Fee free small business loans from 1,000 up to 35,000

Pay back terms to suit you – borrow for one year, or up to 10 years

Best business loans

Small Business Loan

Rates from 4.5% per year. Terms from 6 months – 5 years

Apply online get a decision typically in 24 hrs

You ll have a dedicated Account Manager from start to finish

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Service is completely free to use

Choose which providers you deal with

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To complete your application you will need:

-Your basic personal and business details (Esme may ask for photo ID)

Best business loans

How our site works

When you’re looking for a medium to long term business loan, we want to give you as much choice as possible, so you can choose what’s best for you. Some lenders don’t want to be included on comparison websites, so we can’t promise to show you every single one. We show high street banks at the top of the list, with other lenders further down. We rotate the other lenders on the 1st of every month, so the ranking order changes regularly. You can find out more about how we work here.

Medium to long-term business loans

Setting up a business or expanding your current one can be expensive. Some people opt to fund it themselves but for many, this is impossible and chances are you’ll need financial support.

The reason many business owners prefer a medium to long-term business loan is so they can be certain that they will have funding in place to support their enterprise for several years. In turn, this will help them plan and budget.

Here, we take a closer look at some of the advantages and disadvantages of medium to long-term business loans…

Longer term loans

A medium to long-term business loan typically enables you to borrow money to help your business for one to five years.

The loan is repaid in monthly instalments, with interest added to the amount you owe. There are two types of business loan:

  • Fixed rate of interest: Your payments won’t change over the term of the loan.
  • Variable rate: The amount you owe could vary over the loan term.

Make sure you know which you are getting into as this could have a real impact on budgeting for your business.

Advantages of a medium to long-term loan

A medium to long-term business loan can help with all the costs associated with setting up a business, from cashflow to expenses and paying staff.

The longer the term of your loan, the lower your monthly payments will be, as you are spreading the cost over a longer period of time. This can be useful when you are trying to get your business off the ground, as it means you won’t have to make high monthly payments at a time when there will invariably be plenty of other set-up costs to consider.

Disadvantages of a medium to longer term loan

Taking out a business loan over a longer period may mean that your payments are lower than if you’d opted for a shorter term loan, but remember that ultimately this means you will pay more interest overall.

How much interest will you pay?

The amount of interest you must pay on a business loan will depend on your individual circumstances, including how much you want to borrow and over what period of time. If your business is just starting out, the lender will usually want to look at your personal credit rating to give them an idea of how responsibly you manage your money. The higher your credit score, the more likely you are to be offered a loan at a competitive rate of interest.

Alternatives to medium to long-term business loans

As well as loans, there are several other ways that business can secure funding. You may, for example want to use a business account overdraft which can provide you access to funds as and when you need them, making them useful for any unforeseen expenses. Business overdrafts are usually available for any period up to 12 months.

Alternatively, you may want to consider a business credit card. These can provide a useful way to manage staff spending and usually give up to 56 days interest-free credit.

Other options include cashflow finance, which enables companies to borrow against the value of their unpaid invoices, and borrowing against assets, for example your business’s property or equipment.


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Infor, Industry Specific Business Applications, best home business.#Best #home #business


Infor

Infor salutes our nation’s veterans

Hear how some of Infor’s vet employees have transitioned military skills to a technology business career

Grow referrals with Physician Relationship Management

Infor PRM provides healthcare organizations with market insights to develop successful physician engagement strategies

Bringing livestock farms into the future with LN

World leader in dairy and beef feeding technology, Trioliet, drives next level of growth with Infor LN

Infor and Capgemini EAM Roadshow

Join us in NYC to see how this world-class partnership will help increase equipment and facility life cycles

Meet the new ERP that service industries love

Early adopters talk about competitive advantages gained with CloudSuite Financials Supply Management

Drive innovation with Infor Team Dynamics

New solution combines artificial intelligence and Talent Science to predict best team fit

How EAM improves transit for two billion riders

See how FirstGroup America uses Infor EAM to keep its fleets in North America and the UK running smoothly

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A truly modern enterprise experience

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See next generation business applications in action: industry-specific software, built with last mile functionality.

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Driving innovation for leading organizations in every industry

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