Tag: Banking

Business Free Checking, First National Bank, free business banking.#Free #business #banking


Business Free Checking

With no minimum deposit to open, no minimum balance requirement and 150 free transactions a month ($0.25 per item thereafter), Business Free Checking is designed for the small business that values flexibility and cost-control.

  • 150 free transactions per month ($0.25 per item thereafter)
  • No minimum balance
  • No monthly maintenance fee
  • $200 mortgage closing cost credit (See a Mortgage Loan Officer for complete details)
  • Free Online Banking, BillPay and Account Alerts

View Deposit Agreement

Business Debit Cards

Business Free Checking comes with a free Visa Business Debit Card. Use it to make up to $5,000 a day in purchases from merchants, or to access up to $1,000 a day in cash from ATMs. 1 Also enjoy easy record-keeping, dependable security, worldwide acceptance and zero liability 2 for fraudulent charges. Open a business checking account and start using your Visa Business Debit Card today.

Visa Business Debit Card

Free business banking

  • Up to $5,000/per day at merchants and up to $1,000/per day at ATMs 2
  • Record keeping made easy. All Visa Business Debit Card purchases are deducted directly from your checking account; transactions appear online and on your monthly statement.
  • Accepted Worldwide

When you use your Visa Business Debit Card, you’re protected by Visa’s Zero Liability Policy 3 so you won’t be held responsible for unauthorized charges.

Visa’s Zero Liability Policy makes shopping 100% safe and secure. Shop online, on the phone, or in your favorite store and never be liable for unauthorized use on your card. With Visa’s Zero Liability Policy, you risk nothing and PAY nothing for unauthorized use.

1 A surcharge may be assessed when using an ATM not branded with Free business banking.

2 Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

  • Free business banking
  • Free business banking
  • Free business banking
  • Free business banking
  • Free business banking
  • Free business banking

First National Bank is an equal opportunity employer-disability/veteran

Copyright First National Bank of Omaha. All Rights Reserved.


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Santander U-turn on free business accounts – BBC News, free business banking.#Free #business #banking


Santander U-turn on free business accounts

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    Santander has staged an about-turn and will no longer withdraw its “free banking forever” account from 230,000 small business customers.

    The original decision, first revealed in late July, upset some customers who thought the bank was reneging on an unbreakable promise to them.

    They would have had to pay either £7.50 or £12.50 a month for a business bank account that was previously free.

    Santander had previously said it was within its right to change the account.

    But less than two months after first announcing the change, it has reversed its policy.

    “After listening to feedback from our existing customers, a small number of whom do not feel their businesses would benefit from these changes, we will be retaining the fee-free option for existing customers,” a spokesman said.

    ‘Wonderful news’

    A letter will be sent next week to the customers telling them of the change.

    One factor that may have weighed on the bank’s mind is that every one of the affected customers could have taken their complaint to the Financial Ombudsman Service (FOS).

    This would have cost the bank £500 each time in FOS administration fees and could, theoretically, have landed it with a bill of £115m if every customer had taken this route.

    Barry Daniels, a Santander account holder from Hampshire who runs a wedding car service, said he was very pleased by the latest development.

    “That’s absolutely wonderful; that’s quite a success, they have done the honourable thing,” he told the BBC.

    Mr Daniels had planned to complain to the FOS and so had Dinny Reed, who runs a honey farm near the village of Kingsley in Hampshire.

    “It’s wonderful, fantastic, news and a real triumph for the little guy against the big banks,” she said.

    “It shows it is worth protesting.”

    Wrong in law?

    Santander could have been in for a very uncomfortable contest over the legitimacy of its suggested change.

    Not only did the marketing brochures state that the accounts would be “free forever” in big letters, some had even spelled out the limited circumstances in which that promise might be altered.

    “We guarantee that unless there are any changes to the law or banking regulations, or any new taxes relating to bank charges, you will benefit from free day-to-day business banking forever,” one brochure seen by the BBC said.

    Some disgruntled customers had been thinking of taking the bank to the small claims court to sue for the return of any charge that was eventually imposed.

    One such customer was John Pettman, a commercial landlord from Whitstable in Kent and also a semi-retired lawyer, who is still annoyed.

    “They were trying to con me, it was yet another example of the inappropriate actions of large banks,” he said.

    “In my opinion, on a point of law, the “free banking forever” was an entrenched term and condition that can’t be altered by the other term and condition that says they can vary it.

    “I trust they now accept that they were not only wrong in law, but also wrong on the question of morality,” he added.

    Mis-sold policies?

    If a court had rejected this legal argument, Mr Pettman had been prepared to take his case to the Financial Services Authority (FSA).

    He argued that the bank must have mis-sold the accounts if its marketing promise, displayed in big letters on its brochures, could be subsequently over-ruled by the small print.

    David Price, who runs a property management business in Folkestone in Kent, had also planned to pursue this line of argument.

    He has four of Santander’s free business accounts, as well as personal ones, and was prepared to take all his money and move it elsewhere if the bank had gone ahead with its plan to levy charges.

    “I feel these charges were not justified, it was not within their terms and conditions, it was an external guarantee,” he argued.

    “If they had reneged on this guarantee, I think they would have been guilty of mis-selling.

    “I am pleased they have honoured their initial promise and trust it will be permanent,” he added

    Better service

    The bank’s explanation for trying to levy charges on its free accounts was that its own market research had shown that its customers with such accounts – largely inherited from the Abbey and Alliance Leicester – had in fact wanted to pay, but for an upgraded account with more facilities.

    The new accounts with charges are the ones that have been on offer to new customers since November 2011, after the free ones were withdrawn for new customers.

    Santander is adamant that the new accounts are very good value for money.

    “Our free offer allowed no access to branches or additional support for business customers,” the bank said.

    “Feedback – both from existing customers and non-customers – increasingly told us they wanted more access to local business support; more transparency; more competitive and fixed costs; more interest on their current account and easy access to funding for their businesses.

    “We will, of course, be happy to upgrade any customer who would like to make the most of the additional benefits offered by the fixed-fee account,” the bank added.


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    FSB Business Banking Packages, The Co-operative Bank, free business banking.#Free #business #banking


    FSB Business Banking

    If you re one of the 200,000 members of the FSB, you can switch to an account designed to do much more than meet all your day-to-day banking needs.

    FSB Business Banking gives you a range of benefits that include:

    • No charges for everyday banking services*
    • Free to pay in up to 2,000 cash per month. If you need to deposit more, you pay 75p per 100 extra
    • Fee-free overdraft subject to application and status
    • Free to pay in cheques
    • A business debit card

    , offering you a convenient way to pay for goods and services at home or overseas

  • Access to a business charge card with no monthly fee subject to application and status. It offers an interest-free period of up to 38 days, making it easier to manage your expenses**
  • Annual 25 loyalty bonus
  • You can access your account online, over the telephone, by post or at your local Post Office
  • This account is only available to members of the FSB. To find out more about the services and benefits of membership, visit www.fsb.org.uk
  • Free business banking

    *Charges apply to any special services such as stopping cheques, CHAPS payments, etc.

    **Credit facilities are provided by The Co‑operative Bank and are subject to application and status. Security may be required.

    25 loyalty bonus paid every year to FSB Members who maintain an active account. The loyalty bonus will only be paid once per year to each FSB member, irrespective of the number of active accounts maintained, and it will not be paid on inactive accounts. An account is deemed to be inactive if no customer initiated transactions have been made for 6 months or more, and there is a debit or credit balance of less than 250.

    Charges for withdrawals abroad:

    2.75% currency conversion charge will be applied on any non-sterling transaction

    2% ( 2 minimum) will be charged for cash withdrawals from overseas ATMs, cash back over the counter, purchasing travellers cheques or foreign currency.

    Please note: The cash fee will be charged in addition to the non-sterling transaction fee.

    The non-sterling transaction is converted into sterling using the Visa Scheme Exchange Rate which can be found at www.visaeurope.com/making-payments/exchange-rates

    Free business banking

    Important documentation

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    Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.

    The Bank reserves the right to decline any application and/or deposit


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    Business Banking, Standard Bank – South Africa, business banking.#Business #banking


    business banking

    • Business banking

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      Business banking solutions developed to meet your business needs.

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      Our insurance and Wealth Advisory specialists will ensure that you and your assets are taken care of.

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      Bank perfectly whether from home, the office or while travelling – available 24 hours a day, 7 days a week.

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      Join our international team and you could move your career forward from the start.

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      Business banking

      2014 Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP15.

      Business banking


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      Business Banking, Westpac, business banking.#Business #banking


      Business Banking

      Business banking

      Open a Business One Low account now with $0 Monthly Plan Fee for the first 12 months*. Apply by 10 December 2017.

      Business banking

      BusinessChoice Rewards Platinum card. Available after your first eligible purchase when you apply by 31st January 2018. New cards only, credit criteria conditions apply.

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      + 0% p.a. on purchases for Altitude Business Gold and Altitude Business Platinum cards

      *From card approval when you apply by 31st January 2018. Credit criteria conditions apply.

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      Australian Business Banking Awards 2015 – 2017.

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      Latest business offers and featured products in one place.

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      Be prepared for the holiday season

      Here are some tips to help keep your business running over the holiday season with Westpac Live.

      Business banking

      Starting a business

      What’s needed, steps involved and money matters in starting a business.

      Important changes

      Affecting some business finance contracts entered into, renewed or varied since 12 November 2016.

      Save Time

      Manage Business Term Deposits Online.

      Online banking

      Get more from your business banking with our award winning online banking service.

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      Things you should know

      This information has been prepared by Westpac Banking Corporation ABN 33 007 457 141, AFSL 233714 (‘Westpac’). The exchange rates provided are indicative only as at the time and date shown, are subject to market movements and therefore change continuously; they should not be relied upon as an accurate representation of any final pricing. You should contact Westpac for up-to-date pricing prior to dealing. Exchange rates are applicable for transactions up to $25,000 AUD for Overseas Telegraphic Transfers, Foreign Currency Account Transfers, Foreign Cheque Repurchases, and Bank Draft transactions; and for transactions up to $10,000 AUD for Cash/Bank Notes and Travellers Cheques. Transactions may be subject to certain fees and charges.

      For further enquiries relating to foreign exchange please visit your local branch, contact your Westpac Relationship Manager or alternatively call 1800 009 400.

      This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to these things, and seek independent specialist advice as necessary. Neither Westpac nor any director, officer, employee or associate of Westpac or of any related entity make any express or implied representation or warranty regarding the accuracy or completeness of this information.


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      Small Business Banking – Ameris Bank, small business banking.#Small #business #banking


      Small Business Banking

      Small business banking

      Your checking account should fit your business’s unique needs. Work with a specialist dedicated to making the switch hassle free. Learn More

      Small business banking

      Mobile Banking

      Access your accounts on the go through a variety of mobile options: Mobile App, iPad Tablet, and Mobile Web. Learn More

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      Online Banking

      Ameris Bank Business Online Banking gives you the access and tools needed to manage your business accounts. All online banking activity is performed Learn More

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      Merchant Card Services

      Ameris Bank’s Merchant Credit Card Processing services offer a variety of options to give your customers the convenient payment options they need. Learn More

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      Business Loans

      Financing to help your business reach its full potential. Learn More

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      Over half a century ago, Congress created the Small Business Administration (SBA) to offer small businesses financing options and funding to start Learn More

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      Interested in having Online Banking? Register Now.


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      Small Business Online Banking, TD Bank, small business banking.#Small #business #banking


      Small Business Online Banking

      Easily manage your small business bank

      accounts when and where you want

      Save time and money with online banking and the TD BusinessDirect Mobile App.

      Small business banking

      Manage your accounts

      • Access all of your accounts
      • Funds transfer
      • Fully compatible with

      Quicken width: 250px; margin: 0 10px 5px 0;” src=”http://www.tdbank.com/assets-tdos/images/homepage/ehl_house.gif” />

      Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

      Data as of March 2017. Comparison of longest average store hours in the regions (MSAs) in which TD Bank operates compared to major banks. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TD Bank in the MSA. Major banks do not include banks that operate in retail stores such as grocery stores, or banks that do not fall in an MSA.


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      Small Business Bank Accounts, TD Canada Trust, best business banking.#Best #business #banking


      Small Business Chequing & Savings Accounts

      Or, to begin an application, call our Small Business Advice Centre at 1-866-222-3456

      7:00 a.m. – 12:00 a.m. EST, 7 days a week

      7:00 a.m. – 12:00 a.m. EST

      Best business banking

      Choose from our flexible business accounts

      Do business your way with our flexible

      and cost-effective account solutions.

      Business Chequing Account

      A flexible account for your day-to-day banking needs.

      Business Savings Account

      Earn higher interest while maintaining access to your business savings at any time.

      US Dollar Business Chequing Account

      Make deposits, write cheques and earn interest in U.S. dollar.

      Community/Not-For-Profit Plans

      Reduced monthly fees for community/not-for-profits groups.

      Why open a Business Chequing Account?

      • Will help keep your business and personal expenses separate
      • Get your business off to a good start for tax purposes
      • Project credibility and professionalism to customers and suppliers of your new business
      • We will help ensure that your business banking solutions keep pace and continue to reflect your unique needs as your business grows

      Expand Documents needed to open a Business Chequing Account

      To ensure your account is opened quickly, all owners and signing officers will need to provide 2 pieces of approved personal identification. Depending on your business’ legal structure, one of the following documents will also be required by your TD Canada Trust Business Banking Specialist:

      • Sole Proprietorship – Certificate of Registration of Business Name
      • Partnership – Certificate of Registration of Partnership. Partnership Agreement (if available)
      • Corporation – Articles of Incorporation. Certificate of Registration of Business Name (if available)
      • Association – Articles of Association (if available)
      • Formal Trust – Trust Agreement

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      Startup Current Account – Accounts and Services – Business Banking, Ulster Bank, best business

      Startup Current Account – Accounts and Services – Business Banking | Ulster Bank

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      Best business banking

      Help and Support

      We have expertise in

      Other ways to bank

      You are here: Republic of Ireland

      Best business banking

      Best business banking

      Best business banking

      Start up Business Bank Account

      Get your business idea moving

      Upon submitting your application a credit search will be carried out on all owners of the business. Over 18’s only. If for any reason your circumstances have changed, your application may be declined.

      Start up Business Bank Account

      Get your business idea moving

      Available to your business if its registered in Republic of Ireland, open less than 36 months and has projected or existing annual turnover under €1m. You need to apply for a Business Bank Account, Anytime Banking and Business Debit Card.

      Lending criteria, terms and conditions apply. Credit applications will usually be recorded at Credit Reference Agencies and may affect your ability to obtain credit elsewhere in future.

      Help to get your business started

      test Two years transaction fee free banking – this means standard charges for the day to day running of your account, commonly known as your transaction fees, will not apply for the first two years after the account opening date

      test View your account on our mobile app and online banking platforms by registering for Anytime Internet Banking within your application

      test Need a Business Visa Debit Card? Select this option when applying for your Business Bank Account

      A maintenance fee of €5.08 per quarter applies unless you are eligible for the Start Up package, which includes two years transaction fee-free banking

      We get to know you, not just your business

      Once you’ve applied online, our team will contact you the next working day to arrange an appointment at your local branch

      Before we can progress your application we need a few documents to verify you and your business – we will confirm what’s required when we contact you


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      Suntrust Online Banking Login, suntrust business banking.#Suntrust #business #banking


      suntrust business banking

      Suntrust business banking

      Thanks to the advances in technology in recent years, companies are now able to offer a more efficient service than ever before. Like many others, SunTrust now offers a number of personalised services for all customers including trust, investment, credit, and deposit tools. Using their login page, customers can also unlock the ability to check personal and business accounts making it easier than ever before to stay on top of finances.

      Since first opening, SunTrust has helped million of clients over the years and now has 2,200 ATM machines as well as 1,500 branches over eight different states. In addition to mortgages and personal banking opportunities, SunTrust boasts loans, credit cards, private wealth, commercial services, retirement schemes, and a whole lot more. In terms of assets, they currently sit with over $170 billion worth after acquiring a whole host of business ventures along the way.

      After setting up an account, your SunTrust online banking ID can be used to;

      • Receive account statements through email

      • Request a statement dating back up to five years

      • Download a financial transaction summary and even conduct transactions thus removing the need for checks

      • Register for electronic bills to reduce paper waste

      • File taxes using Turbo tax products

      How to Login If you are registered with an account, logging in to SunTrust is extremely simple;

      Step 1 Visit the website and see the ‘sign on’ section on the left-hand side.

      Step 2 Enter your given User ID as well as the Password.

      If all information has been entered correctly, you should be logged in and have access to the many different services.

      How to Apply If you haven t yet received any information regarding the online services, you will need to apply and register by doing the following;

      Step 1 Visit the website and choose ‘Sign Up Now’.

      Step 2 Firstly, you can only register if you have a Checking, Savings, Line of Credit, Loan, Personal Credit Card, or Money Market account. If so, you will be given three options SunTrust Account, SunTrust Debit Card, SunTrust Personal Credit Card.

      Step 3 After choosing, select ‘Begin Enrolment’ before then entering your card and personal details. Of course, all information provided will be kept private and is for registering purposes only.

      Step 4 Once this has been processed, you will be sent a password to authenticate your account via mobile before then having access to your User ID.

      How to Reset a Password With so many different passwords for different sites, there may come a time where you need to reset but don’t worry as this process is simple.

      Step 1 Where you would normally log in, click ‘Forgot User ID/Password?’.

      Step 2 Enter your email address and well as your User ID before proceeding.

      Step 3 Through your mail, you will be sent a link in order to reset the password.

      Step 4 You can authenticate this and start using a new password; this process will also work for User ID.

      Safety If you ever suspect fraudulent activity, you should contact SunTrust immediately. As an extra layer of precaution, you can also sign up for SMS alerts which can warn of a breach.


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