Tag: Bank

SunTrust Bank #local #business #listings

#suntrust business banking

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Using short-term allocation adjustments to capture opportunities and mitigate portfolio risk.

Along with strong fiscal management and a commitment to maintaining a positive cash flow, one of the most effective methods for ensuring adequate resources to fund capital projects or meet working capital needs without subjecting your organization to exce

The new DOL fiduciary rule officially becomes law in April 2017, with full compliance by all advisors and firms mandated on or before January 2018. Find out what does it mean to you.

The breakeven concept is easy to grasp, but reaching it and actually entering profitable territory may be a challenge for many small business owners. And while breakeven is an important milestone, net profit margin is just as significant.

By having early conversations with their financial advisors, women can ensure their retirement income supports the lifestyle they want. These four steps can help prepare you for that conversation.

Enlaces de ayuda

Productos de inversiones y seguros:

No están asegurados por el gobierno No están garantizados por el banco Pueden perder valor

2016 SunTrust Banks, Inc.

SunTrust, SunTrust Mortgage, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan y SunTrust SummitView son marcas de servicios registradas a nivel federal de SunTrust Banks, Inc. Las otras marcas registradas pertenecen a sus respectivos propietarios.

Services provided by the following affiliates of SunTrust Banks, Inc. Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts, insurance (including annuities) and investment advisory products and services are offered by SunTrust Investment Services, Inc. a SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services LLC, SunTrust Investment Services, Inc. and GenSpring Family Offices, LLC, each of which is registered as an investment adviser with the U.S. Securities and Exchange Commission. Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. – NMLS #2915. 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License – New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

Los “Asesores de SunTrust” pueden ser funcionarios y/o personas asociadas de las siguientes empresas afiliadas de SunTrust Banks, Inc. SunTrust Bank, nuestro banco comercial, que presta servicios de operaciones bancarias, fideicomiso y administración de activos; SunTrust Investment Services, Inc. agente/corredor y asesor de inversiones registrado en SEC, miembro de FINRA y SIPC. and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services; SunTrust Advisory Services LLC, a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group y Legal and Medical Specialty Groups son nombre de comerciales usados por SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc. y SunTrust Advisory Services LLC.

SunTrust Robinson Humphrey es la razón social de los servicios corporativos y de banca de inversión de SunTrust Banks, Inc. y sus filiales, incluyendo SunTrust Robinson Humphrey, Inc. miembro de FINRA y SIPC .





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Consult the Expert – Business First Louisville – CUB: A Kentucky Community Bank #business #taxes

#business first louisville

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Consult the Expert Business First Louisville

Topic:
The Era of Smart Technology

Nearly all of us today have a Smart Phone, but what is a Smart Safe?
A Smart Safe is key to managing the challenges of cash in a retail environment. A Smart Safe automatically accepts, validates and stores notes while recording each transaction.

Smart Safe features include:
• Note Validation – tracks and records each note while checking for counterfeits
• Cash Tracking – deposits tracked by each user of the safe by Login ID
• Reporting – various reports can be generated to streamline reconcilement
• Connectivity – stores can provide online access to an armored car carrier and the bank

Benefits of this technology:
• Eliminates the employee risk of taking cash to a bank branch.
• Can lower expenses associated with armored car services as frequency of pickups may be reduced.
• If your bank has online access to the cash deposits they may be willing to provide you advanced availability even though the cash may still be sitting in the safe. If your business consists of managing large amounts of cash, get safe smart.

Online Banking

Convenient Capture Login

Update Your Contact Info
and Earn $1

Personalize Your Debit Card

Sign Up for eStatements

Use Our Switch Kit to Join Today





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Compare Business Bank Accounts #business #for #sale

#best business banking

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Compare business transaction accounts

Business Transaction Accounts – August 2nd

Five things to think about when choosing a business transaction account

Here are five key questions to ask yourself when comparing business transaction accounts. What is your volume of monthly transactions? Depending on your stage in the business cycle, your volume of monthly transactions may have increased or …

Business Loans – August 2nd

Business Sentiment – how are things shaping up for 2016?

More than anything else, uncertainty is not good for businesses overall and Roy Morgan’s latest business confidence figures showed a pleasing lift in business confidence post the final outcome of the federal election. Business Confidence is …

Business Transaction Accounts – August 2nd

The average cost of transactions

Particularly in a low cash rate environment, transaction fees on bank accounts can really pack a punch. So across the products surveyed for the 2016 business deposit account star ratings, CANSTAR has calculated the minimum, …

Business Savings Accounts – August 2nd

The state of business rates

It is a while now since the official cash rate (OCR) was anywhere near “high”; 7.25% is the highest the cash rate has been over the past decade and that was back in 2008. The …

Business Savings Accounts – July 20th

1 in 3 Aussies want to own a business

One in three Australian’s have an ambition to own their own business, proving Australia’s start-up culture is alive and well, a new National Australian Bank (NAB) report on entrepreneurship has found. The key findings of the …





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SBA Lending › BBCN Bank #fast #business #loans

#sba financing

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SBA Lending

SBA 7(a) Loans

If you’re looking to purchase inventory, equipment and machinery, an existing business or commercial property, 7(a) loans offer the longest terms available to repay the loan.

  • Loan terms from 7 to 10 years for business purposes
  • Loan terms up to 25 years for owner-occupied commercial real estate property
  • $50,000 to $5 million in available financing
  • Quick pre-approval and decision process

Benefits

  • SBA PLP Lender
  • Quick decision making process
  • Experience in helping small businesses succeed

SBA 504 Loans

Under this program, BBCN Bank provides 1st Deed financing and the Certified Development Company (CDC) provides 2nd Deed financing for commercial property purchases. What makes these loans so advantageous is that business owners only need to contribute as little as 10% equity into a project.

  • Loan terms up to 10 years with amortization schedule, from 20 to 25 years (1st Deed)/ from 20 years (2nd Deed)
  • For purchase of commercial property (51% owner occupied) or hotel/motel
  • $500,000 to $15 million in available financing
  • Up to 90% financing (90% LTV)

Benefits

  • SBA PLP Lender
  • Quick decision making process
  • Experience in helping small businesses succeed

SBA Express Loans

The SBA Express program gives small business borrowers an accelerated turnaround time for SBA’s review.

  • Loan amounts up to $350,000
  • Quick pre-approval and decision process
  • Financing for a variety of business purposes
  • Ease cash flow with extended repayment terms

Benefits

  • SBA PLP Lender
  • Quick decision making process
  • Experience in helping small businesses succeed

SBA Working Capital Program (EWCP)

As trade financing specialists, BBCN Bank’s SBA and Commercial Lending teams can provide a better understanding of SBA’s export lending programs, and are able to guide you through the process every step of the way. The benefits of an EWCP loan include:

  • Financing for suppliers, inventory or production of export goods
  • Ideal for export working capital during long payment cycles
  • Allows exporter to extend more liberal global sales terms
  • Low fees and quick processing times

Benefits

  • SBA PLP Lender
  • Quick decision making process
  • Experience in helping small businesses succeed

See how BBCN Bank can make a difference for your company with an SBA loan.

Note: PLP = Preferred Lenders Program





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SunTrust Bank Review – Banks in Richmond, VA – BBB Business Review – BBB serving Central Virginia #business #process #outsourcing

#suntrust business banking

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BBB Accreditation

A BBB Accredited Business since

BBB has determined that SunTrust Bank meets BBB accreditation standards. which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business’ products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business’ product quality or competency in performing services.

Reason for Rating

Factors that raised the rating for SunTrust Bank include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 880 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Industry Ratings Comparison | Chart

Customer Complaints Summary Read complaint details

880 complaints closed with BBB in last 3 years | 373 closed in last 12 months





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Business Loans – Check Business Loan Interest Rate – Eligibility Online at HDFC Bank #business #schools

#business loan

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Business Loan

  • Features Benefits
  • Eligibility
  • Fees Charges
  • In – Principle loan eligibility in 1 Minute online and across all branches
  • Convenience of contacting us through SMS, Webchat, Click2Talk, PhoneBanking and across all Branches
  • Business Loan is also available on the basis of repayment of home loans, auto loans and credit cards.
  • Loan Amount up to Rs. 15 Lakhs (Up to Rs. 40 Lakhs in selected locations).
  • Flexible repayment options ranging from 12 – 36 Months.
  • Credit Protect Insurance Plan:
    We help you take care of your loved ones with a Credit Protect Plan to cover your loan at a nominal premium.*

In case of Natural / Accidental Death of the customer, the customer / nominee can avail of the Payment Protection Insurance (Credit Protect) which insures the principle outstanding on the loan up to a maximum of the loan amount.

We will charge a premium for this product, and the premium amount will be deducted from the loan amount at the time of disbursal. We will also charge service tax and applicable surcharge/cess at the rates notified by the government.

Secure your business loan with Credit Protect.

Key benefits of policy

  • Protects the family by paying off the loan amount in case of death of the customer
  • Life Coverage provides peace of Mind
  • No need to use other savings to repay the loan
  • Tax Benefits as per applicable laws
  • One convenient package – loan + insurance

* Premium will be charged for Credit Protect will be deducted from the loan amount at the time of disbursal.

(* terms and conditions of the Insurers shall apply, Above product is offered by HDFC Life Ins Co.ltd)

Already have a Business Loan?

Reduce your EMI, transfer your existing Business Loan to us. Business Loan balance transfer offers special and exclusive benefits.

  • Interest rate as low as 14.99* % on existing loan transfer.
  • Processing fees as low as 0.99%

Now reduce your EMI burden with our balance transfer programme

Get details on eligibility criteria documents required for HDFC Bank Business Loan

Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.

  • Minimum Turnover of Rs. 40 Lakhs.
  • Years in business: Minimum of 3 years in current business and 5 years total business experience
  • Business must be profit making for the last 2 years
  • Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.
  • Age of Applicant: Min 21 years Max. 65 years at the time of loan maturity.

Documents you will need to submit:

  • PAN Card For Company /Firm/ individual.
  • Proof of your identity: Copy of Aadhaar Card/Passport/Voter s ID card/driving license.
  • Proof of your address: Copy of Aadhaar Card/Telephone bill/Electricity bill/Passport.
  • Bank Statement (latest 6 months)
  • Latest ITR along with computation of income, Balance sheet and Profit Loss a/c for the last 2 years. Financial should be CA Certified /Audited.
  • Proof of continuation (ITR/Trade license /Establishment /Sales Tax certificate)
  • Other Mandatory Documents (Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum Articles of Association (certified by Director) Board resolution (Original)

Loan at the sole discretion of HDFC Bank Ltd.

Enclosed below are HDFC Bank Business Loan Interest Rates Charges





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Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more #how #to #finance #a #business

#cottage industry ideas

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Or try one of the following links.

Important! How this site works

We think it’s important you understand the strengths and limitations of the site. We’re a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can’t guarantee to be perfect, so do note you use the information at your own risk and we can’t accept liability if things go wrong.

  • This info does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances and remember we focus on rates not service.
  • We don’t as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it’s rarely made public until it’s too late (see the section 75 guide for protection tips).
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MoneySavingExpert.com is part of the MoneySupermarket Group, but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally-binding MSE Editorial Code.

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Small Business Bank Accounts #business #checking

#business bank accounts

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Small Business Chequing & Savings Accounts

Why open a Business Chequing Account?

  • Will help keep your business and personal expenses separate
  • Get your business off to a good start for tax purposes
  • Project credibility and professionalism to customers and suppliers of your new business
  • We will help ensure that your business banking solutions keep pace and continue to reflect your unique needs as your business grows

To ensure your account is opened quickly, all owners and signing officers will need to provide 2 pieces of approved personal identification. Depending on your business’ legal structure, one of the following documents will also be required by your TD Canada Trust Business Banking Specialist:

  • Sole Proprietorship – Certificate of Registration of Business Name
  • Partnership – Certificate of Registration of Partnership. Partnership Agreement (if available)
  • Corporation – Articles of Incorporation. Certificate of Registration of Business Name (if available)
  • Association – Articles of Association (if available)
  • Formal Trust – Trust Agreement

Find out more about our Chequing Service Plans





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SunTrust Bank #sba #loan #rates

#suntrust business banking

#

Using short-term allocation adjustments to capture opportunities and mitigate portfolio risk.

Along with strong fiscal management and a commitment to maintaining a positive cash flow, one of the most effective methods for ensuring adequate resources to fund capital projects or meet working capital needs without subjecting your organization to exce

The new DOL fiduciary rule officially becomes law in April 2017, with full compliance by all advisors and firms mandated on or before January 2018. Find out what does it mean to you.

The breakeven concept is easy to grasp, but reaching it and actually entering profitable territory may be a challenge for many small business owners. And while breakeven is an important milestone, net profit margin is just as significant.

By having early conversations with their financial advisors, women can ensure their retirement income supports the lifestyle they want. These four steps can help prepare you for that conversation.

Enlaces de ayuda

Productos de inversiones y seguros:

No están asegurados por el gobierno No están garantizados por el banco Pueden perder valor

2016 SunTrust Banks, Inc.

SunTrust, SunTrust Mortgage, SunTrust PortfolioView, SunTrust Robinson Humphrey, SunTrust Premier Program, AMC Pinnacle, AMC Premier, Access 3, Signature Advantage Brokerage, Custom Choice Loan y SunTrust SummitView son marcas de servicios registradas a nivel federal de SunTrust Banks, Inc. Las otras marcas registradas pertenecen a sus respectivos propietarios.

Services provided by the following affiliates of SunTrust Banks, Inc. Banking and trust products, including investment advisory products and services, are provided by SunTrust Bank, member FDIC. Trust and investment management services are provided by SunTrust Bank, SunTrust Delaware Trust Company and SunTrust Banks Trust Company (Cayman) Limited. Securities, brokerage accounts, insurance (including annuities) and investment advisory products and services are offered by SunTrust Investment Services, Inc. a SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by SunTrust Advisory Services LLC, SunTrust Investment Services, Inc. and GenSpring Family Offices, LLC, each of which is registered as an investment adviser with the U.S. Securities and Exchange Commission. Mortgage products and services are provided by SunTrust Mortgage, Inc.

SunTrust Mortgage, Inc. – NMLS #2915. 901 Semmes Avenue, Richmond, VA 23224, toll free 1-800-634-7928 CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee #MB-989, Department of Financial and Professional Regulation, 100 W. Randolph, Suite 900, Chicago, IL 60601, (312) 793-1490, MA: Mortgage Lender license #-ML-2915, NH: licensed by the New Hampshire Banking Department, NJ: Mortgage Banker License – New Jersey Department of Banking and Insurance, and RI: Rhode Island Licensed Lender.

Los “Asesores de SunTrust” pueden ser funcionarios y/o personas asociadas de las siguientes empresas afiliadas de SunTrust Banks, Inc. SunTrust Bank, nuestro banco comercial, que presta servicios de operaciones bancarias, fideicomiso y administración de activos; SunTrust Investment Services, Inc. agente/corredor y asesor de inversiones registrado en SEC, miembro de FINRA y SIPC. and a licensed insurance agency, and which provides securities, annuities and life insurance products, and other investment services; SunTrust Advisory Services LLC, a SEC registered investment adviser which provides Investment Advisory services.

SunTrust Private Wealth Management, International Wealth Management, Business Owner Specialty Group, Sports and Entertainment Group y Legal and Medical Specialty Groups son nombre de comerciales usados por SunTrust Bank, SunTrust Banks Trust Company (Cayman) Limited, SunTrust Delaware Trust Company, SunTrust Investment Services, Inc. y SunTrust Advisory Services LLC.

SunTrust Robinson Humphrey es la razón social de los servicios corporativos y de banca de inversión de SunTrust Banks, Inc. y sus filiales, incluyendo SunTrust Robinson Humphrey, Inc. miembro de FINRA y SIPC .





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