Tag: Bank

Doing Business report series – World Bank Group #small #business #banking

#business report


Doing Business Report Series

The Doing Business report series includes annual reports going back to 2004, a wide variety of subnational studies, and a number of special reports dealing with regions or topics. Use the tabs to read report summaries and to download. Additional country and regional reports can be downloaded below.

Doing Business Reports

Doing Business 2016

Doing Business 2016: Measuring Regulatory Quality and Efficiency. a World Bank Group flagship publication, is the 13th in a series of annual reports measuring the regulations that enhance business activity and those that constrain it. Doing Business presents quantitative indicators on business regulations and the protection of property rights that can be compared across 189 economies—from Afghanistan to Zimbabwe—and over time.

Profiles 2016 Economy Profiles

2016 Regional Profiles

Featured Subnational Report

Doing Business in Spain 2015

This report measures business regulations and their enforcement across 17 autonomous communities and two autonomous cities in Spain. The report examines 5 areas as measured by Doing Business: starting a business, dealing with construction permits, getting electricity, registering property and trading across borders.

Featured Case Study

Measuring the cost of red tape

This note estimates the costs to firms from inefficient business regulations. Using the Doing Business data, we identify the time it takes in countries around the world for 6 major transactions regulated by governments: starting a business, transferring property, paying business taxes, exporting goods, importing goods and using courts to resolve a commercial dispute. Based on the data, we estimate that if the governments of 90 economies had applied best practice in regulating business entry in 2012, more than 45 million days of entrepreneurs time could have been saved.

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The Bank of Japan Can’t Jump-Start Inflation #stock #markets

#business week


The Bank of Japan Can’t Jump-Start Inflation

On May 29 the Japanese government announced that the country’s consumer prices were unchanged in April from a year earlier, calling into question the power of the central bank’s effort to drive prices upward. The BOJ is acting a bit like a hedge fund, trying any investment to achieve its goal of raising inflation to 2 percent. It’s snapping up not only government bonds but also exchange traded funds, corporate bonds, real estate investment trusts, and venture capital loans—anything to put more money into lenders’ and investors’ hands so they can lend and invest more. “The BOJ deserves the most aggressive award among central banks,” says Yasuhiro Takahashi, a senior economist at Nomura Securities.

The latest consumer price report underscores the difficulty of the central bank’s task. BOJ Governor Haruhiko Kuroda doubled down last October and expanded his policy, formally known as quantitative and qualitative monetary easing. The central bank pledged to raise the monetary base from 60 trillion yen ($482 billion) a year to 80 trillion yen to give banks more money to lend.

The heroic effort has driven the Nikkei 225 Stock Average to a 15-year high and the yen down to almost a 12-year low against the dollar. Although that’s delighted stock investors and big exporters such as Toyota Motor and Shiseido, it hasn’t moved the needle on overall growth or inflation. A majority of 36 economists surveyed by Bloomberg see the BOJ beefing up its program by late October, when it’s expected to update its inflation forecast. If that’s less than 2 percent, the bank will pile on extra stimulus.

Nomura predicts the central bank will switch its focus from bonds to stock purchases next spring, betting a bull market might more effectively stimulate consumer spending. The brokerage sees the BOJ doubling its ETF purchases, to 6 trillion yen, while announcing plans to taper its bond purchases.

Kuroda has said that the plunge in oil prices in the short term delayed progress on generating inflation and that rising wages will engender growth, consumer spending, and higher prices. “It’s really too early to say Kuroda’s easing didn’t work,” says Takahiro Sekido, a former BOJ official who’s now a strategist at Bank of Tokyo-Mitsubishi UFJ.

Japan faces structural challenges, given its aging, shrinking population and its debt burden, the biggest in the developed world. “The BOJ’s policy has been and must be more ambitious,” says former Fed Vice Chairman Donald Kohn, now at the Brookings Institution. “It’s not going to be easy to break expectations [of deflation] that have been entrenched over the decades.”

Fiscal conservatives question the BOJ’s bond-buying, which soaks up about 90 percent of all new government bonds issued to keep long-term rates low. If long-term rates returned to their historical average of 3 percent, from 0.4 percent now, the higher interest payments would push the budget deficit from 8.5 percent to 13 percent of gross domestic product, according to the Organisation of Economic Co-operation and Development. “The BOJ is approaching its limit in bond purchases,” says Nomura’s Takahashi.

Kuroda continues to enjoy the steadfast support of Prime Minister Shinzo Abe, who picked him to run the BOJ in 2013. Abe, though, has so far failed to deliver on the promised labor, tax, and regulatory reforms that economists say are needed to get Japan back on track. Monetary firepower alone won’t revitalize the economy.

The bottom line: If long-term rates return to a more normal 3 percent, Japan’s budget deficit could rise to 13 percent of GDP.

Before it’s here, it’s on the Bloomberg Terminal. LEARN MORE

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Which online bank is the best #which #online #bank #is #the #best


World Bank Open Data

Global Partnership announces new round of funding for ‘Collaborative Data Innovations for Sustainable Development’

World Bank Data Team. Jul 18, 2017

  • A New Look at Health, Nutrition Population Data

    H. Kashiwase. Jul 05, 2017

  • New country classifications by income level: 2017-2018

    World Bank Data Team. Jul 01, 2017

  • Q2 2017 Update of World Development Indicators Available


    Extreme Poverty

    The proportion of the world’s population living in extreme poverty has dropped significantly


    Country Policy and Institutional Assessment

    IFC Subscriptions and Voting Power of Member Countries

    Quarterly External Debt Statistics SDDS (New)

    Quarterly External Debt Statistics GDDS (New)

    More Resources

    Open Data Catalog

    Provides a listing of available World Bank datasets, including databases, pre-formatted tables, reports, and other resources.


    An analysis and visualisation tool that contains collections of time series data on a variety of topics.

    Microdata Library

    Provides access to data collected through sample surveys of households, business establishments or other facilities.

    World Development Indicators

    The primary World Bank collection of development indicators, compiled from officially-recognized international sources.

    Open Finances

    Explore raw data about the World Bank Group’s finances, including disbursements and management of global funds.

    Projects Operations

    Provides access to basic information on all of the World Bank s lending projects from 1947 to the present.

    Open Data Toolkit

    Provides an understanding of Open Data and how to get “up to speed” in planning and implementing an open data program.


    Visualizes how much development financing is provided and received around the world, including, financiers, donors, and beneficiaries.

    Global Consumption Database

    A one-stop source of data on household consumption patterns in developing countries.

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  • Business Loans – Check Business Loan Interest Rate – Eligibility Online at HDFC Bank

    #business loan


    Business Loan

    • Features Benefits
    • Eligibility
    • Fees Charges
    • In – Principle loan eligibility in 1 Minute online and across all branches
    • Convenience of contacting us through SMS, Webchat, Click2Talk, PhoneBanking and across all Branches
    • Business Loan is also available on the basis of repayment of home loans, auto loans and credit cards.
    • Loan Amount up to Rs. 15 Lakhs (Up to Rs. 40 Lakhs in selected locations).
    • Flexible repayment options ranging from 12 – 36 Months.
    • Credit Protect Insurance Plan:
      We help you take care of your loved ones with a Credit Protect Plan to cover your loan at a nominal premium.*

    In case of Natural / Accidental Death of the customer, the customer / nominee can avail of the Payment Protection Insurance (Credit Protect) which insures the principle outstanding on the loan up to a maximum of the loan amount.

    We will charge a premium for this product, and the premium amount will be deducted from the loan amount at the time of disbursal. We will also charge service tax and applicable surcharge/cess at the rates notified by the government.

    Secure your business loan with Credit Protect.

    Key benefits of policy

    • Protects the family by paying off the loan amount in case of death of the customer
    • Life Coverage provides peace of Mind
    • No need to use other savings to repay the loan
    • Tax Benefits as per applicable laws
    • One convenient package – loan + insurance

    * Premium will be charged for Credit Protect will be deducted from the loan amount at the time of disbursal.

    (* terms and conditions of the Insurers shall apply, Above product is offered by HDFC Life Ins Co.ltd)

    Already have a Business Loan?

    Reduce your EMI, transfer your existing Business Loan to us. Business Loan balance transfer offers special and exclusive benefits.

    • Interest rate as low as 14.99* % on existing loan transfer.
    • Processing fees as low as 0.99%

    Now reduce your EMI burden with our balance transfer programme

    Get details on eligibility criteria documents required for HDFC Bank Business Loan

    Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.

    • Minimum Turnover of Rs. 40 Lakhs.
    • Years in business: Minimum of 3 years in current business and 5 years total business experience
    • Business must be profit making for the last 2 years
    • Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.
    • Age of Applicant: Min 21 years Max. 65 years at the time of loan maturity.

    Documents you will need to submit:

    • PAN Card For Company /Firm/ individual.
    • Proof of your identity: Copy of Aadhaar Card/Passport/Voter s ID card/driving license.
    • Proof of your address: Copy of Aadhaar Card/Telephone bill/Electricity bill/Passport.
    • Bank Statement (latest 6 months)
    • Latest ITR along with computation of income, Balance sheet and Profit Loss a/c for the last 2 years. Financial should be CA Certified /Audited.
    • Proof of continuation (ITR/Trade license /Establishment /Sales Tax certificate)
    • Other Mandatory Documents (Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum Articles of Association (certified by Director) Board resolution (Original)

    Loan at the sole discretion of HDFC Bank Ltd.

    Enclosed below are HDFC Bank Business Loan Interest Rates Charges

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    Business Loans, Acquisition Funding, Commercial Banking – Opus Bank #free #business #advertising

    #business acquisition loans


    Business Loans

    Opus Bank’s portfolio of products, services and solutions are particularly well-suited to support small to mid-sized businesses with revenues from $5 million to $100 million and more. Opus Bank has commercial business banking resources to help your business grow and expand. We believe in building long-term business partner relationships, so you can count on us to be there as you grow.


    We know every business is unique, which is why our “common sense underwriting” is designed to help you capitalize on the opportunities that make sense for your business. Our Business Bankers are experts at finding the right financing solution for your business.


    Opus Bank has an extensive array of capital financing to help you achieve your business goals and aspirations.

    • Equipment Loans – Our Equipment Loans can help you purchase equipment, vehicles, or make capital improvements.
    • Business Acquisition Term Loans – Our Business Acquisition Term Loans can be structured to provide cost-effective financing for purchasing another business.
    • Owner-Occupied Real Estate Loans – We can help with the purchase or refinancing of an existing facility, or with the construction of a new facility through our Owner-Occupied Real Estate Loans.
    • Small Business Loans – As a Small Business Administration Preferred Lender, Opus Bank can help you secure the critical funds you need.

    Financing subject to credit and collateral approval by Opus Bank

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    The Dime Savings Bank of Williamsburgh to Open New Full-Service Branch on Kent Avenue



    The Dime Savings Bank of Williamsburgh to Open New Full-Service Branch on Kent Avenue in Brooklyn

    BROOKLYN, NY –(Marketwired – June 17, 2016) – The Dime Savings Bank of Williamsburgh (the “bank” or “Dime”), subsidiary of Dime Community Bancshares, Inc. (the “Company”) (DCOM ). announced today that it has received approval from the New York State Department of Financial Services to open a new branch in its hometown of Williamsburg at 149 Kent Avenue. The branch will offer local residents and business owners a broad range of financial services and personal account features.

    “Our Kent Avenue branch represents our continued commitment to Brooklyn, and to Williamsburg in particular,” said Vincent F. Palagiano, Chairman and Chief Executive Officer of Dime. “With Williamsburg at the epicenter of the ‘buy local’ trend, it only makes sense that Williamsburg’s local bank would continue to find ways to connect to residents and small business owners.”

    Dime’s new branch, anticipated to open by first quarter 2017, is a 2,732-square foot banking center, located in the heart of Williamsburg, Brooklyn. It will be a full-service branch, with an open layout that will enhance the service experience for retail customers. In addition, the branch is also designed for small business customers, with conference and meeting space that can be used for these customers if and when needed.

    “Our Kent Avenue branch introduces a new interior design for Dime branches,” stated Kenneth J. Mahon, President and Chief Operating Officer of Dime. “We focused closely on all steps in our interaction with customers: from the reason they decide to enter, to the entrance and pathways within the branch, to finally the service and eventual exit. We designed the branch to make the customer experience as seamless as possible.”

    “Nowadays, more than ever,” continued Mr. Mahon, “customers carry their bank around with them in their pockets, especially in young communities like Williamsburg. That’s the medium where Dime’s technology and bank service exists today, both online and through mobile banking. But many people still want to bank near where they live or work, like small business owners. The Williamsburg population has grown by tens of thousands along the East River over the past 10 years. New locally-owned businesses open every week. Our new branch locations bring our business closer to those customers.”

    The Kent Avenue branch, along with a previously announced planned branch on Bedford Avenue, will represent two new locations in Williamsburg, with a goal to have three new locations in Williamsburg within the next two years. These new locations are bracketed by two existing Dime branches: the Main Office to the south at 209 Havemeyer Street at the foot of the Williamsburg Bridge, and the Greenpoint Office to the north at 814 Manhattan Avenue.


    The Company (DCOM ) had $5.52 billion in consolidated assets as of March 31, 2016, and is the parent company of the bank. The bank was founded in 1864, is headquartered in Brooklyn, New York, and currently has twenty-five branches located throughout Brooklyn, Queens, the Bronx and Nassau County, New York. More information on the Company and the bank can be found on Dime’s website at www.dime.com .

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    Small business loans fast #unsecured #loan, #unsecured #personal #loan, #signature #loan, #loan, #personal #loan,


    Unsecured Loans

    Quick, Secure and Easy Application

    Loans approved in minutes, get started select loan type amount on the form to the right below

    AmericaOneUnsecured.com is a “NO FEE” loan matching service. We will help you get the personal or small business loan you need! We know it can be a frustrating task to find a loan for your particular situation. But you’ve come to the right place, we’ve helped thousands of clients receive millions in financing since 2001.

    AmericaOneUnsecured.com’s expertise includes extensive knowledge of today’s most active lending sources in the U.S. Our goal is to help you get the money you need with the most competitive terms available for your credit standing.

    There is no collateral required for most of our loan options. You can use the funds you receive in any way you choose. You can make repairs to your home or automobile, take a vacation or you can use the money for an unexpected medical or dental expense. You can even start your own business or expand the one you’re already operating. We place no restrictions on how you use the money, that’s up to you. We are just happy to help you find the funds you need.

    We also offer options for those who are unable to make payments on their unsecured debt and need assistance negotiating their debt into a simple affordable monthly payment.

    We look forward to assisting you on your path to success. Our experienced personnel are available for a free consultation!


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    Business – First Capital Bank of Kentucky – Louisville, KY #franchise #businesses

    #business first louisville


    Allow the business expertise of First Capital Bank to be your most important financial resource. We work with our clients to develop a keen understanding of their businesses and personal lives, as they are often closely interwoven. We can then evaluate financial hurdles and opportunities intelligently, recommending solutions that make sense on a personal and professional level. We respond to our business customers by designing an approach that asks the right questions and provides the solutions necessary to meet the unique needs dictated by today s changing business climate. Allow our experienced, knowledgeable and highly qualified team to provide you with the most responsive financial products and services available to you and your business. Check out our options, use our helpful financial tools, and schedule a visit with us today. We re eager to help you get started.

    Contact Us

    Thank you for your interest in First Capital Bank of Kentucky. We strive to make ourselves available to you, via email, telephone, postal mail and in person at any of our branch locations. or use the secure form found on our Contact Us page.

    First Capital Bank of Kentucky
    293 N. Hubbards Lane
    Louisville, KY 40207

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